2010 Goals

Debt
-Continue to live debt free other then mortgage
-Pay mortgage down from $138K to $130K or less

Savings
*Emergency Fund
-Go from $2775 to $5000 ($2225)
*Vacation Fund
-Go from $820 to $2600 ($1780)
*Anniversary Cruise
-Go from $2000 to $3000 ($1000)
*MN trip
-Go from $50 to $1000 ($950)
*Checking Cushion
-$750 to $1300 ($550)
*HSA
-Go from $0 to $3000 ($3000)

Retirement
*401K (3%)
-Go from $8200 to $9000 ($800)
*ROTH IRA (10%)
-Go from $1620 to $4000 ($2380)
*403B (10%) ($2400 est)
-Not sure on amounts, but continue to contribute 10% of DH income

Totals Goals
*Total mortgage paydown $8000
*Total savings added $9505
*Total retirement added $5580
**Total money added to net worth $23085
Wow that is about 1/3 of our total income, so we would have to be VERY vigilent to reach these goals! But I am ready to go and will knock them out 1 by 1!