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Being an advocate for yourself

January 15th, 2010 at 03:48 pm

DH had a tooth extracted back in the end of October and we are still waiting for the bill. Since I am very detailed with my finances, I always note every medical visit and make sure that each claim is received by the insurance and that I get the EOB and the bill. Well after giving it a couple of months (normally I would not wait that long, but with the holiday season I allowed more time)I called the dental office today. They said that they had sent me a bill, I verified my address and they showed the correct one on file. I am absolutley sure that we did not get a bill because I do the mail everyday and file everyday so there is no way it could have gotten missed. So they are sending me the bill now. I just wanted to share this story because I work in health insurance and I talk to people everyday that don't notice that they did not get a bill and all of the sudden they are getting collections notices. So just a helpful reminder to all is that you can not depend on your insurance or your drs office to make sure that your bills are paid on time. You need to be an advocate for yourself and make sure that everything is taken care of, because in the end it does not matter who drops the ball, you will be the one with a hit on their credit report or a collection agency calling you. Keep track of your appointments, your EOBS and your bills.

2 Responses to “Being an advocate for yourself”

  1. creditcardfree Says:

    Good advice!!

  2. CB in the City Says:

    I find medical bills so confusing. I never know for sure whether insurance has paid or declined.

    One of the nurses who cared for me at the hospital advised me NOT to pay the first bill I got.

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