Tracked expenses for January 2010
Mortgage $1322.08
Principle Payment Mortgage $630.20
Heat/Electricity $132.19
Cable/Internet $84.50
Water Bill $41.08
Car Insurance (FC on 2 cars) $70.77
Cellphones(2)$92.47
Medical $239.27
Eating Out $319.42
Groceries $107.08
Gym (usually $49) $67.38
Netflix $18.01
Entertainment $1149.03
TV Loan (0% interest) $25.00
Fuel $241.07
Misc $283.22
Triple A yearly dues $55.00
Yearly vehicle registration $65.00
Total = $4942.77

Ugh........so embarrassing! So everything is ok.....except the entertainment (AWWW!) and the misc. Misc was only $83.22, but then I had to pay for that stupid ring warranty ($200). Boo! Entertainement was numerous things, bar, bingo, going out to movies and 3 unplanned trips out of town....We have no children, so pretty much do what we want when it comes to leaving for the day or the weekend. Totally out of control though!
Even with the out of control spending we still continued to contribute normally to retirement and savings, as well as pay additional to the house. I know we can do MUCH better!
Improvement goals for February:
-No eating out unless we have a GC/coupon
-Keep entertainment to under $500 (which would be cutting this months spending in half)
-Keep Misc to under $150