When I had my wisdom teeth out they asked for the payment up front, and said medical would probably not cover it. (I do not have dental) So I paid the $1500 OOP and hoped that maybe some of it would be covered.....but even if some of it was "covered" I would still have to pay for it in full since I have a $3200 family deductible that has to be met before my insurance covers anything. I had to call and remind the oral surgery office to submit the claim, but finally a month later it got processed.....and they covered the whole amount towards my deductible! I am so pumped! I knew I would have to pay for the whole thing regardless, but since it went towards my deductible instead of being not covered that helps us a lot because we have a lot of medical expenses and we will meet our deductible, now we have $1500 less to meet. Now we are down to only $700 left on the deductible for the year. So instead of having to pay our $3200 deductible PLUS $1500 for my teeth, we only have to pay the $3200! So doing a happy dance today because in a weird way we saved $1500!
Wisdom Teeth Claim - Finally Submiited
March 18th, 2010 at 05:44 pm