Savings Tips, Tricks, and Mortgage Paydown Mastery!
Early 30's frugal Midwesterner.
Happily Married, homeowner, landlord, and puppy mama.
*Get back to mortgage only debt
*Continue to make additional payments to goals each month
Goal Priority List for 2018
*Pay in cash for vacation to Laughlin
*Pay medical bills as they come and don't take on any new debt for medical
*Still have total savings at/above $5K at the end of the year
*Mom Loan #2 (From $17,327.47 to $10,410.84)
*Store Loan (From $7116.12 to $4,078.11)
*Rental #1 Mortgage (From $83,740.75 to $81,520.75)
*Rental #2 Mortgage (From $149,980.00 to $146,380.00)
*Our House (From $246,688.21 to $241,855.85)
*Stretch Goal - Total Debt from $504,852.55 to under $474K.
*Continue contributing 6% to 401K
*Research and review allocations of ROTH and make appropriate adjustments
*Lose 50 lbs
*Be positive and thankful for what I have
*Complete minor repairs at Rental #1 (hole in wall)
*Plant bigger/better garden at new house
*Live a positive life
*Be the best person I can be
That is really cool that your company will make a payment to your HSA insurance account like that! I have never had an employer do that, although it would lead me to appreciate management a lot more. Does the unused total roll over at the end of the year for you, too?
Yes, you don't ever lose the amounts left in your HSA. Even if I left the company I could still role over the funds I have to an HSA at a new company or could role it into my 401K. This was our first year with an HSA and I was nervous, but I am really enjoying it, and also love the feeling of security I get from having almost $3500 set aside just for medical emergencies or care.