2013 Goals

Debt
-Continue to live debt free other then mortgage
-Get mortgage from $117,150 to under $100,000


Savings
-Short Term EF $1000
-Long Term EF $1000
-Sept 2013 $1800
-Home Maintenance $7000
-Vegas $3000
-New Car $10,000
-Anniversary Cruise $3000
-Cushion $3080
-HSA $10,000
-Any additional after goals are met will go to long term EF
-Total regular savings at the end of the year over $25K


Retirement
-Increase retirement savings to ROTH from $85 per paycheck to $100 per paycheck
-Review ING ROTH IRA Investments and reallocate so a larger portion is being invested


Other
-Lose 30 more lbs (Currently down 8)
-Work on being a better home owner (repairs, lawncare, gardening etc)
-Do quarterly review of progress on 2013 goals
-Live a positive life

The first 2 “other” goals are the same as last year. At one time this year I was down 26lbs (mostly due to stress) and I gained it all back.  I realize that last year I put those goals down, but didn’t set any steps to help me achieve them. So before the New Year I should have a list of steps to help me with the weight loss and the home owner goals.