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Archive for September, 2018

$20K Update

September 24th, 2018 at 06:11 am

Egress Window for Rental #1 is finally done and we are finishing up some painting and cleaning to get our new renter in there by October 1st. I hate savings being this low, hopefully we can get it moving back up soon!

Current Balance $15,745.00
+$6.00 Mike's Hard Lemonade Rebate
+$19.00 FB Sales
+$30.00 Phone Savings
-$250.00 Return Deposit to Rental #1 (DM)
-$3600.00 Egress Window for Rental #1
Balance $11,950.00

Local Savings $260.00
GC Savings $1185.00
Capital 360 Savings (US) $4235.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,950.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/16/18

September 24th, 2018 at 05:43 am

Only a few sales picked up this week, but they were decent amounts. Total Sales for the week were $44.00 and I have a lot set up for pickup. We also had a small rummage sale at my Moms so will have that to add to sales too soon.

Sale #962 (LQ) $24.00
Totes Snowboots - We paid $5.33 each
Sold for $20.00
Profit = $14.67

For my Mom - 10 notebooks for $4.00

Sale #963 (RD) $15.00
NDSU Slippers - We paid $6.63 each
Sold for $15.00
Profit = $8.37

Sale #964 (NC) $5.00
For my Mom - Boys Sneakers $5.00

Awesome Kohl's Winter Clearance!

September 18th, 2018 at 02:18 pm

I got all of these super cute winter clothes online from Kohl’s back in May. Now that it’s finally getting chilly out, I’m ready to post them and make some $$$! I also earned $40 in Kohl’s cash for the purchase!!



Boot Toppers (Bought 20)
Regular Price $14.00
Final Price + Tax = $1.55 Each
(Marked $5.00 each for rummage sale)

Carter’s Winter Coat and Snow Pants Set (Bought 2)
Regular Price $100.00
Final Price + Tax = $18.75 Each
(Marked $40.00 each for rummage sale)

Christmas Pajamas with matching Doll Pajamas (Bought 2)
Regular Price $24.00
Final Price + Tax = $3.55 Each
(Marked $8.00 each for rummage sale)

Elena Pajamas (Bought 2)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

Fox 3pc Winter Accessory Set (Bought 4)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

My Little Pony Movie 2pk Blanket Sleepers (Bought 2)
Regular Price $40.00
Final Price + Tax = $6.75 Each
(Marked $15.00 each for rummage sale)

My Little Pony Movie Hooded Sleeper (Bought 4)
Regular Price $32.00
Final Price + Tax = $2.75 Each
(Marked $7.00 each for rummage sale)

Pokemon Jacket (Bought 2)
Regular Price $38.00
Final Price + Tax = $6.35 Each
(Marked $16.00 each for rummage sale)
*ETA - Sold 1 on for $16.00 on FB on 9/9/18

Rudolph Christmas Jammies (Bought 4)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

Santa Sleepers (Bought 2)
Regular Price $32.00
Final Price + Tax = $5.15 Each
(Marked $12.00 each for rummage sale)

Snow Pants (Bought 6)
Regular Price $40.00
Final Price + Tax = $6.75 Each
(Marked $15.00 each for rummage sale)

Transformers Jacket (Bought 2)
Regular Price $36.00
Final Price + Tax = $5.95 Each
(Marked $15.00 each for rummage sale)

Bath and Body Deals

September 18th, 2018 at 01:41 pm

I actually got these back in June, but wasn't in any rush to get them logged...finally getting them logged and up for sale!



Bath and Body Lotions and Shower Gels (Bought 18)
Regular Price $12.50 Each
-$10.10 Sale Price Each
+$5.99 Shipping and Handling
+$2.89 Tax
Final Price = $2.96 each
(Marked $6.00 each for rummage sale)

$20K Update

September 18th, 2018 at 07:16 am

I won football picks the first week! Whoo hoo! Egress Windows are getting put in today at Rental #1, so we will need to take out of savings for that, but otherwise doing good. We are going to have a small rummage sale this weekend so hopefully will get a little bump from that if the weather isn't too cold.

Current Balance $15,260.00
+$40.00 FB Sales
+$60.00 Football Picks
+$50.00 My Payday to Our Savings (9/21)
+$75.00 My Payday to Mom Loan Savings (9/21)
+$3.26 Cap360 Interest
+$6.74 Even Out Amount
+$250.00 New Renter Partial Deposit
Balance $15,745.00

Local Savings $3235.00
GC Savings $1755.00
Capital 360 Savings (US) $3285.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$1450.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,745.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/9/18

September 17th, 2018 at 07:34 am

Another good week of sales! Sales this week for $78.00!!

Sale #954 (DZ) $5.00
For my SIL - $5.00 for two pairs of flipflops

Sale #955 (DI) $6.00
Softsoap Bodywash (2) - We paid $2.23 each
Sold for $3.00 each
Profit = $1.54

Sale #956 (NC) $31.00
Softsoap Bodywash (3) - We paid $1.70 each
Sold for $3.00 each
Profit = $3.90

Pumpkin Carving Kit - We paid $1.58
Sold for $3.00
Profit = $1.42

Pumpkin Carving Scoop - We paid $1.33
Sold for $3.00
Profit = $1.67

Pokémon Hoodie - We paid $7.80
Sold for $16.00
Profit = $8.20

Sale #957 (DZ) $8.00
Black Snowpants - We paid $1.00
Sold for $8.00 each
Profit = $7.00

Sale #958 (VS) $6.00
Pink Suitcase - We paid $2.50
Sold for $6.00 each
Profit = $3.50

Sale #959 (JC) $12.00
Sterilite Drawers (2) - We paid $2.00 each
Sold for $6.00 each
Profit = $8.00

Sale #960 (LVD) $5.00
Justice Jeans - We paid $1.00
Sold for $5.00
Profit = $4.00

Sale #961 (MM) $5.00
For my Mom - $5.00 for Girls Nike Shoes

Using Rewards at Famous Footwear

September 15th, 2018 at 08:58 am

I had a $5 Reward that was going to expire at Famous Footwear so I stopped in. I found these Sketchers on clearance for $10.00 each, and clearance was BOGO 50% off! So after the clearance, sale and reward they were just $5.00 each for $60.00 shoes!



Sketchers Energy Lights Shoes (Bought 2)
Regular Price $59.99
-$49.99 Sale Price Each
-$5.00 BOGO 50% Sale
-$5.00 Rewards
Final Price + Tax = $5.32 each!!
(Marked $20.00 each for rummage sale)

I'M PREGNANT!!!! WITH TWINS!!!

September 15th, 2018 at 07:48 am

Well we had to add some debt to our race as we purchased a new vehicle to fit our growing family!

I AM PREGNANT!!!!! WITH TWINS!!!!

After 11 years of dealing with infertility, I am finally expecting for the first time in my life! We are over the moon happy!!

Babies are expected around Jan/Feb 2019. We had another ultrasound a few days ago and both babies look great and are right on track. Only issue is I did test positive for gestational diabetes, but that was not a surprise as my entire family has diabetes, so I was a prime candidate for that. Meeting with nutritionist soon to get that under control.

Obviously we will have a lot of financial changes that will come with the babies. For now we are getting what we can for hand me downs from friends and family (my SIL basically emptied out her entire basement into our truck, cause her youngest is 4 y/o and she hasn't gotten rid of ANY baby stuff, so she just wanted it all out of there!) and also watching for good deals on FB and at rummage sales. We don't know gender yet, so haven't been getting a lot of clothes, but I do have a double stroller, swings, bouncers, pack and play, some diapers, high chair, 2 cribs, changing table, and a bunch of other baby gear already.


We purchased a Ford F-150 Lariat Ecoboost, this will be big enough for us to fit two adults, two car seats, our 2 dogs, and all of our stuff (luggage, softball bags, dog kennels, baby stuff, etc.) can go in the truck bed. Since we live an hr from town, whenever we go anywhere we usually have to bring the dogs and all the junk, so we needed something with a lot of room, and I didn't want to have to be climbing into the back of a mini van or SVU to dig out kennels and pack and plays etc. We love the truck and are not driving it much at all until babies get here. We are happy that everyone will be safe and comfortable. We will keep driving our old vehicles until we need the room. My Mom was generous enough to loan us money again. We added the $26K for the truck onto the current Mom Loan, but I did separate out the lines so I can see when we actually finish Mom Loan #2 (HELOC) and start paying on Mom Loan #3 (Truck). Our payment will not change on the loan at this time, once we have a better budget idea for when the babies are here, we may change our payment.

Here is our debt update for 9/14/18

Celebrations for this update:
-$873.48 paid off in the last 2 weeks!!
-Store Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 7th update in a row!! (This is a record for me!)
-I'M PREGNANT!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,902.01
Mom Loan #2/#3 $38,152.98
MO Mortgage $82,220.71
My Mortgage $146,600.00
Our Mortgage $243,082.65
Total = $514,958.35

Down $873.48 in the last two weeks!

Starting total was $613,351.27
$98,392.92 paid off since 6/19/15 (including downpayment on house)!!!!!

CVS Summer Clearance!! 75% off!!

September 13th, 2018 at 11:43 am

I had a lot of EBs to use so was super happy to find all of this 75% off summer clearance at CVS. My Mom was with me to grab all of these, so we will split the cost and the profits. We have a lot going on right now, so feels good to have $0 in EB to keep track of.



Badminton Set (Bought 2)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Basketball Set (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Crayola Sidewalk Paint Marker (Bought 2)
Regular Price $8.99
-$6.74 Clearance Price
Final Price + Tax = $2.40
(Marked $4.00 for rummage sale)

Febreze Car Clips (Bought 2)
Regular Price $4.39
-2/$6 Sale Price
-$2.61 BOGO Free Coupon
-$3.00 off 2 CVS App Coupon
Final Price + Tax = $.33 Each!
(Keeping these)

Fashion Scarf - 4th of July Pattern (Bought 1)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $4.00 each for rummage sale)

Flip Flips (Bought 1)
Regular Price $3.99
-$3.00 Clearance Price
Final Price + Tax = $1.06
(Marked $2.00 for rummage sale)

Kids Plastic Golf Sets (Bought 6)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Minecraft Steve Figurine (Bought 1)
Regular Price $16.99 Each
-$12.74 Clearance Price Each
Final Price + Tax = $4.52 Each
(Marked $8.00 each for rummage sale)

Pirate Treasure Chest (Bought 1)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Pool Monster Floaty Toy (Bought 3)
Regular Price $16.99 Each
-$12.74 Clearance Price Each
Final Price + Tax = $4.52 Each
(Marked $10.00 each for rummage sale)

Snorkel Set (Bought 1)
Regular Price $8.99
-$6.74 Clearance Price
Final Price + Tax = $2.40
(Marked $5.00 for rummage sale)

Swim Goggles (Bought 1)
Regular Price $3.99
-$3.00 Clearance Price
Final Price + Tax = $1.06
(Marked $2.00 for rummage sale)

Swim Mask (Bought 1)
Regular Price $4.99
-$3.74 Clearance Price
Final Price + Tax = $1.33
(Marked $3.00 for rummage sale)

Tide Simply Pods (Bought 1)
Regular Price $6.99
-$4.05 Sale Price
-$2.00 CVS App Coupon
Final Price + Tax = $1.13
(Keeping These)

Venus Razors (Bought 4) (These are from the last 2 weeks and are just my purchase, not joint)
Regular Price $8.99 Each
-$3.00 Mfr Coupon (x4)
-$3.00 off $12.00 Shaving CVS Coupon (x2)
*Earned $8.00 EB for Buying 2 (x2)
Final Price + Tax = $.98 Each
(Marked $4.00 each for rummage sale)

Water Balloon Pumper (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Water Shoes - Adult (Bought 3)
Regular Price $12.99
-$9.74 Clearance Price
Final Price + Tax = $3.46
(Marked $6.00 for rummage sale)

Water Shoes - Kids (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Wave Mattress Pool Float (Bought 1)
Regular Price $7.99
-$5.24 Clearance Price
Final Price + Tax = $1.86
(Marked $4.00 for rummage sale)

$20K Update

September 10th, 2018 at 12:20 pm

Here is our after Vegas update. We didn't have much luck on the slots but had a lot of fun together and enjoyed vacation!

Current Balance $18,000.00
+$35.00 FB Sales
+$50.00 MO Payday to Our Savings (8/31)
+$50.00 My Payday to Our Savings (9/7)
+$75.00 My Payday to Mom Loan Savings (9/7)
+$50.00 MO Payday to Our Savings (9/14)
-$3000.00 Vegas Vaca
Balance $15,260.00

Local Savings $3135.00
GC Savings $1755.00
Capital 360 Savings (US) $3230.00
Capital 360 Savings (Mom Loan Payback Account)$4440.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,260.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/2/18

September 10th, 2018 at 08:59 am

Total Sales for the week were $89.50!! Tons of shoes sold this week for my Mom which is great to get more stuff out of her inventory.

Sale #945 (SB) $15.00
Women's Brown Boots - We paid $3.00
Sold for $15.00
Profit = $12.00

Sale #946 (JF) $6.00
Old Spice Body Wash (2) - We paid $2.13 each
Sold for $3.00 each
Profit = $1.74

Sale #947 (AS) $11.50
Bic Soleil Glow Razor 3pk (2) - We paid $1.60 each
Sold for $4.00 each
Profit = $4.80

Secret Spray Deodorant - I paid .07
Sold for $2.50
Profit = $2.43

For my Mom's Friend - Boys Dress Shoes $1.00

Sale #948 (JS) $5.00
For my Mom - Toms Shoes $5.00

Sale #949 (CS) $5.00
For my Mom - Toms Shoes $5.00

Sale #950 (KB) $5.00
For my Mom - Toms Shoes $5.00

Sale #951 (AM) $5.00
For my Mom - Toms Shoes $5.00

Sale #952 (JC) $6.00
For my Mom - Vista Water Pitcher $6.00

Sale #953 (JZ) $31.00
Pumpkin Carving Set - We paid $1.58
Sold for $3.00
Profit = $1.42

Girls Nine West Fur Boots - We paid $2.62
Sold for $20.00
Profit = $17.38
For my Mom - Dr. Scholl's Inserts $5.00 + $3.00

Some great rummage sale finds!!

September 10th, 2018 at 07:59 am

My Mom and I went rummage saleing this weekend and got a lot of goodies! Lot of stuff for myself to keep and all of this for resell! I already sold 5 items!

Total for all of this was only $15.25!!


Camo Hats (2) - Free
Christmas Socks 2pk - We paid .50
Kansas City Chiefs Hat - Free

Pink Suitcase - We paid $2.50
Sold for $6.00
Profit = $3.50

Spiderman Kickboards - We paid .25 each

Sterilite Drawers (2) - We paid $2.00 each
Sold for $6.00 each
Profit = $8.00

Women's Brown Boots (Not pictured because already sold and picked up) - We paid $3.00
Sold for $15.00
Profit = $12.00

Kids Clothes:
Arizona Girls Flannel - We paid .25
Candies Bikini - We paid .75
Baby Phat Jean Dress - We paid .25

Black Snowpants - We paid $1.00
Sold for $8.00
Profit = $7.00

Jumping Bean Cheetah Sweater - We paid .25
Jumping Bean Plaid Sweater - We paid .25

Justice Jeans - We paid $1.00
Sold for $5.00
Profit = $4.00

Lee Jean - We paid .25
Okie Dokie Jean - We paid .25
Teenage Mutant Ninja Turtles Sweater - We paid .25
Wrangler Jeans - We paid .25

Debt Update as of 8/31/18

September 5th, 2018 at 02:09 pm

Another nice update! We are looking at a new vehicle tomorrow, so if that turns out to be what we are looking for, our debt will be going up as we are in need of a new vehicle. We shall see how it goes!

Celebrations for this update:
-$896.03 paid off in the last 2 weeks!!
-Total Debt went under $490K!!
-Total Debt went under the next $1000 mark for the 6th update in a row!! (This is a record for me!)

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $5,019.35
Mom Loan #2 $12,152.98
MO Mortgage $82,220.71
My Mortgage $146,950.00
Our Mortgage $243,488.79
Total = $489,831.83

Down $896.03 in the last two weeks!

Starting total was $587,351.27
$97,519.44 paid off since 6/19/15 (including downpayment on house)!!!!!