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Archive for October, 2018

$20K Update - FB Sales and Oil Co Dividend Check

October 22nd, 2018 at 07:50 am

Nice little bump to savings!

Current Balance $11,070.00
+$90.00 FB Sales
+$96.73 Dividend Check
+$3.27 Even Out Amount
+$50.00 My Payday to Our Savings (10/19)
+$75.00 My Payday to Mom Loan Savings (10/19)
Balance $11,385.00

Local Savings $945.00
GC Savings $1190.00
Capital 360 Savings (US) $2450.00
Capital 360 Savings (Mom Loan Payback Account)$4750.00
Capital 360 Savings (Rental Deposit Account #1)$550.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,385.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 10/14/18

October 22nd, 2018 at 07:37 am

Another great week of sales! Total Sales were $141.00, and next week I should hit my 1000th Sale!

Sale #987 (JC) $45.00
Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Bottle Opener and Screwdriver Set - I paid .99
Sold for $5.00
Profit = $4.01

Old Navy PJ Pants (2) - I paid $2.13
Sold for $6.00 each
Profit = $7.74

For my Mom 50 notebooks in packs of 10/$4 (5 packs) = $20.00.

Sale #988 (TS) $30.00
Shark Cordless Floor Sweeper (2) - I paid $7.46 each
Sold for $15.00 each
Profit = $15.08

Sale #989 (SR) $8.00
Aleve 50ct (2) - I paid $1.91 each
Sold for $4.00 each
Profit = $4.18

Sale #990 (SG) $5.00
Furniture Guard - Free After Rebate
Sold for $5.00
Profit = $5.00

Sale #991 (LS) $2.00
Jumping Bean Leopard Fleece - We paid $.25 each
Sold for $2.00 each
Profit = $1.75

Sale #992 (DI) $4.00
Boys Adidas Football Outfit - We paid $.50 each
Sold for $4.00 each
Profit = $3.50

Sale #993 (BH) $4.00
Avengers Pez Set - We paid $1.59 each
Sold for $4.00 each
Profit = $2.41

Sale #994 (MM) $27.00
My Little Pony Hooded Sleeper - We paid $4.75 each
Sold for $12.00
Profit = $7.25

My Little Pony Sleeper 2pk - We paid $6.75
Sold for $15.00
Profit = $8.25

Sale #995 (NC) $16.00
Pokémon Jacket - We paid $6.35 each
Sold for $16.00 each
Profit = $9.65

Awesome Walmart Clearance Scores!!

October 18th, 2018 at 12:49 pm

I had an hr between Drs apts and going to family dinner so I had MO drop me off at Walmart so I could do some searching for an hour! Found lots of good resell items, these are great items for people to buy for Christmas presents! Potential profit of $77.86.



Copper Chef Perfect Pizza Pan (Bought 1)
Regular Price $21.88
Clearanced to $5.00 each
Final Price + Tax = $5.33 Each
(Marked $10.00 each for rummage sale)

Mainstays Salad Cup (Bought 1)
Regular Price ?
Clearanced to .25
Final Price + Tax = .27
(Marked $2.00 for rummage sale)

Red Copper Flipwich Duo (Bought 4)
Regular Price $28.97
Clearanced to $7.00 each
Final Price + Tax = $7.46 Each
(Marked $15.00 each for rummage sale)

Pioneer Woman Dish Drying Mat 2pk (Bought 1)
Regular Price $9.97
Clearanced to $2.50 each
Final Price + Tax = $2.66 Each
(Marked $5.00 each for rummage sale)

Pioneer Woman Glass Water Bottles (Bought 4)
Regular Price $8.94
Clearanced to $2.50 each
Final Price + Tax = $2.66 Each
(Marked $5.00 each for rummage sale)

Pioneer Woman Stainless Steel Water Bottle (Bought 1)
Regular Price $12.84
Clearanced to $3.50 each
Final Price + Tax = $3.73 Each
(Marked $6.00 each for rummage sale)

Rachael Ray Hard Enamel Cookware Skillet (Bought 1)
Regular Price $19.88
Clearanced to $5.00 each
Final Price + Tax = $5.33 Each
(Marked $10.00 each for rummage sale)

Shark Cordless Rechargeable Floor and Carpet Sweeper (Bought 3)
Regular Price $39.99
Clearanced to $7.00 each
Final Price + Tax = $7.46 Each
(Marked $15.00 each for rummage sale)
*ETA - Sold 2 for $15.00 each on FB on 10/14/18

Flu Shots, Thrift Store Shopping and Gender Reveals??

October 18th, 2018 at 09:33 am

Yesterday was a long day of medical apts. From 7:45am till 3:00pm we were in and out of Drs. apts allllll day!

We had extensive ultrasounds for both babies and everything looked great! They are both measuring about the same size (roughly the size of a can of pop each) so that is also wonderful news. Both babies were dancing around a lot. Smile We got the envelopes with the babies genders, they are sealed and we will be doing a small gender reveal next week with immediate family. We are so excited!!

I had diabetic training (major family history of diabetes, so no surprise I am a prime candidate for gestational diabetes). My Dr. let me know there wasn't anything I could have done differently to prevent this so that made me feel better. I am 20 weeks now and have only gained 9lbs (with twins!) so I am happy with my weight gain so far, and they were not concerned with my weight at all, but only with my blood sugar levels. All we can do is do our best with diet and exercise to treat it to keep me and babies healthy. So I got my meter and also went to the pharmacy for test strips and lancets. We met our OOP Max for the year way back in May, so won't have to pay anything for the visits or Rx.

I also got my flu shot for the year too, again free. We took MO to CVS to get his flu shot, but they were out, so he will need to wait till next week. We had some time to kill between apts so we went to Goodwill and MO was able to find 2 pairs of shorts for next year for $3.50 each and one pair of workpants for $5.00. I have been looking for maternity coat options, but did not want to spend a ton of money on a coat I would only be wearing for a few months. I was super excited to find a really cute coat that I can wear this winter to cover up the babes. My current coat is getting a bit hard to zip! The coat probably won't last me for the whole pregnancy as it is still a regular coat, just a much bigger size, not maternity, but it was only $6.99 so I was very excited!

I also found a Peanuts PJ set that was new with tags for $14.99, and it was only marked for $1.99 so I got that for resell. I plan to mark that for $6.00.

$20K Update - Getting everything moved around

October 16th, 2018 at 09:29 am

Alright I think we are back to being accurate on our total now. We took two trips in the last two weeks. One to Minneapolis to watch the second to last MN Twins game of the season. While we were there we also got to visit some of my in-laws and they gave us a changing table, swing and some other baby gear! Then last weekend we went to Deadwood with my BIL and some friends. We took the new truck both times to fit all the people and all the stuff and gas really adds up on that as opposed to my little Malibu! We are trying to get what trips we can in now before baby time! Planning for one more long weekend trip in November and then after that I don't plan to travel anymore as I will be almost 7 months with the twins by then!

Current Balance $12,760.00
+$300.00 Partial Deposit for Rental #1
-$1990.00 From Cap360 US Savings for trips/gas/hotels and rental repairs
Balance $11,070.00

Local Savings $755.00
GC Savings $1190.00
Capital 360 Savings (US) $2400.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$550.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,070.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - Jury Duty, Rebates and FB Sales

October 15th, 2018 at 07:55 am

Lots of little snow flakes adding up!

I was called for Jury Duty, and did make it onto the Jury, but there were about 5 extra jurors, so once everyone was seated, they let the last 5 in the row go. I was excited for jury duty, I thought it would be really interesting! I was happily surprised that I got a check even though I didn't actually have to serve.

We finally got the rent check from Rental #2, so I will get money moved around and be able to update savings soon once I get everything situated.

Current Balance $12,500.00
+$111.00 FB Sales
+$93.00 Property Management Pay
+$15.00 Vaccine Rebate for Puppies
+$40.26 Jury Duty Pay
+.74 Even Out Amount
Balance $12,760.00

Local Savings $755.00
GC Savings $1190.00
Capital 360 Savings (US) $4390.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,760.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 10/7/18

October 15th, 2018 at 07:26 am

Tons of sales this week! Whoo hoo! Total sales were $218.00!! I've also been moving a lot of older merchandise which is great!!

Sale #976 (AP) $5.00
Christmas Books (2) - Donated to me
Sold for $2.50 each
Profit = $5.00

Sale #977 (GT) $12.00
Girls Sleepers (4) - We paid .50 each
Sold for $2.50 each
Profit = $8.00

Girls Sleeper - We paid .50 each
Sold for $2.00 each
Profit = $1.50

Sale #978 (DHW) $40.00
Totes Snowboots (2) - We paid $5.33 each
Sold for $20.00 each
Profit = $29.34

Sale #979 (VAK) $20.00
Totes Snowboots - We paid $5.33 each
Sold for $20.00 each
Profit = $14.67

Sale #980 (AW) $4.00
For my Mom: 4 Halloween Pumpkin Bags @ $1.00 each

Sale #981 (BH) $3.00 (Me)
Halloween Pumpkin Bags (3) - Free After Rebate
Sold for $1.00 each
Profit = $3.00

Sale #982 (JZ) $16.00
Halloween Pumpkin Bags (2)(Me) - Free After Rebate
Sold for $1.00 each
Profit = $2.00

My Little Pony Movie Sleeper - We paid $4.75
Sold for $12.00
Profit = $7.25

For my Mom: 2 Halloween Candy Bowls @ $1.00 each

Sale #983 (JE) $15.00
Carter's Snow Pants - We paid $6.75
Sold for $15.00
Profit = $8.25

Sale #984 (MM) $35.00
Halloween Pumpkin Bags (4)(Me) - Free After Rebate
Sold for $1.00 each
Profit = $4.00

Burt's Bees 2pk Lip Balm - We paid $2.68
Sold for $4.00
Profit = $1.32

Conair Hair Dryer - We paid $5.65
Sold for $10.00
Profit = $4.35

Glade Holiday Candle 2pks (2) - I paid $1.30 each
Sold for $3.00 each
Profit = $3.40

For my Mom: 3 Halloween Pumpkin Bags @ $1.00 each and 2 Dishmatic Cleaners @ $4.00 each

Sale #985 (DZ) $23.00
Pumpkin Carving Kits (4) - We paid $1.58 each
Sold for $3.00 each
Profit = $5.68

Pumpkin Carving Scoop - We paid $1.33
Sold for $3.00
Profit = $1.67

For my Mom: 8 Halloween Pumpkin Bags @ $1.00 each

Sale #986 (NC) $45.00
Kids Golf Set with Cady Bag (2) - We paid $2.12 each
Sold for $5.00 each
Profit = $5.76

Crayola Sidewalk Paint Marker (2) - We paid $2.40 each
Sold for $4.00 each
Profit = $3.20

Basketball Set - We paid $2.65
Sold for $5.00
Profit = $2.35

Herbal Essences Shampoo/Conditioner (2) - I paid $1.86 each
Sold for $3.50 each
Profit = $3.28

Halloween Pumpkin Bags (4)(Me) - Free After Rebate
Sold for $1.00 each
Profit = $4.00

Tresemme Shampoo/Conditioner (3) - We paid $.88 each
Sold for $3.00 each
Profit = $6.36

For my Mom: 2 Halloween Candy Bowls @ $1.00 each

Debt Update - 10/12/18

October 12th, 2018 at 12:50 pm

$875.04 paid off in the last 2 weeks!!!

Celebrations for this update:
-$875.04 paid off in the last 2 weeks!!
-Our Mortgage went under the next $1000 mark!!
-Total Debt went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,667.06
Mom Loan #2/#3 $37,616.58
MO Mortgage $82,020.71
My Mortgage $146,250.00
Our Mortgage $242,675.12
Total = $513,229.47

Down $875.04 in the last two weeks!

Starting total was $613,351.27
$100,121.80 paid off since 6/19/15 (including downpayment on house)!!!!!

$20K Update

October 11th, 2018 at 10:01 am

We have some things up in the air right now, so this isn't completely accurate, but I wanted to track as best I can until everything is square. One of our renters pays by automatic payment through their bank, so typically we get their rent check from their bank around the 2nd of the month. We never got the check this month, so we are waiting for them to send us a replacement check. In the meantime we had to pull from savings to cover the missing rent so that we could pay our mortgages. We also have a $300 check for a partial payment for one of our other renters deposits, but they asked us to hold the check for now, hopefully we can get that cashed and into savings soon.

Current Balance $12,270.00
+$50.00 My Payday to Our Savings (10/12)
+$75.00 My Payday to Mom Loan Savings (10/12)
+$90.00 FB Sales
+$.08 GC Interest
+$4.92 GC Even Out Amount
+$2.21 Mom Loan Interest
+$2.79 Mom Loan Even Out Amount
+$1.49 US Interest
+$13.51 US Even Out Amount
Balance $12,500.00

Local Savings $495.00
GC Savings $1190.00
Capital 360 Savings (US) $4390.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,500.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/30/18

October 8th, 2018 at 07:25 am

FB Sales were great this week! Tons of winter stuff selling including 4 pairs of snow boots!
Total sales for the week were $191.00!!


Sale #969 (TSH) $40.00
Totes Snowbootes (2) - We paid $5.33 each
Sold for $20.00 each
Profit = $29.34

Sale #970 (HL) $60.00
Totes Snowbootes (2) - We paid $5.33 for one and $6.00 for the other
Sold for $20.00 each
Profit = $28.67

Venus Razors - .32 Money Maker
Sold for $4.00
Profit = $4.32

Softsoap Bodywash (3) - We paid $1.70 for one, and .73 each for two
Sold for $3.00 each
Profit = $5.84

Softsoap Bodywash (Me) - I paid $1.11
Sold for $3.00
Profit = $1.89

For my Mom: 2 Boys Sleepers for $2.00 each = $4.00

Sale #971 (DA) $12.50
Baby Girl Sleepers (5) - We paid $.50 each
Sold for $2.50 each
Profit = $10.00

Sale #972 (TB) $40.00
Carter's Winter Coat and Snow Pants Set - We paid $18.75
Sold for $40.00 each
Profit = $21.25

Sale #973 (DA) $27.00
Carter's Snow Pants - We paid $6.75
Sold for $15.00
Profit = $8.25

My Little Pony Hooded Sleeper - We paid $4.75
Sold for $12.00
Profit = $7.25

Sale #974 (OA) $10.00
For my Mom - Toms Shoes (2) at $5.00 each = $10.00

Sale #975 (?) $1.50
Kitty PJs - We paid .50
Sold for $1.50
Profit = $1.00

Debt Update as of 9/28/18

October 3rd, 2018 at 01:31 pm

$853.84 paid off in the last 2 weeks!!!

Things are (kind of) settling down here. We have our new renter into Rental #1 so that is good news. I am a little worried that she is going to be a problem as she is a little "floopy". I think that is a word from Phoebe on Friends...but you get the idea...lol. But she has made 2 of the 3 payments on her deposit, and paid October rent so hopefully she will be good. We (and by we I me MO) did a lot of minor repairs and painting to get the house ready for her and we also had an egress window put in, which was a big bite out of savings. In the long run the repairs are good as they do increase the value of the property, but I am feeling stressed about not having enough in savings right now with babies on the way. I am working on shifting my mindset on money/savings/debt to accept it as it is.


No new news on babies yet, my next apt is in about 2 weeks and hoping to find out genders then! I am feeling good, some nausea, morning sickness, tiredness and random swelling or aches, but nothing major or unexpected at all. We continue to be blessed by friends and family with hand-me-down baby goods and will probably not need to buy any baby furniture or big items other then possibly car seats. This is great cause then we can save our money for all the diapers..lol.

Celebrations for this update:
-$853.84 paid off in the last 2 weeks!!
-Mom Loan went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,784.58
Mom Loan #2/#3 $37,616.57
MO Mortgage $82,020.71
My Mortgage $146,600.00
Our Mortgage $243,082.65
Total = $514,104.51

Down $853.84 in the last two weeks!

Starting total was $613,351.27
$99,246.76 paid off since 6/19/15 (including downpayment on house)!!!!!

$20K Update

October 3rd, 2018 at 06:50 am

Current Balance $11,950.00
+$50.00 MO Payday to Our Savings (9/28)
+$50.00 My Payday to Our Savings (10/5)
+$75.00 My Payday to Mom Loan Savings (10/5)
+$45.00 FB Sales
+$100.00 Mini Rummage Sale
Balance $12,270.00

Local Savings $405.00
GC Savings $1185.00
Capital 360 Savings (US) $4335.00
Capital 360 Savings (Mom Loan Payback Account)$4595.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,270.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

Mini Rummage Sale at my Mom's House

October 1st, 2018 at 03:46 pm

My Mom had a little rummage sale at her place last weekend. Since this is an hr away from me, and I am pregnant with twins..lol...I didn't want to bring down too much stuff for the sale. I tried to grab items that haven't been moving to quickly up where I live, as well as fall/winter items that would be in demand now. I only filled up the back seat of my car and my trunk on my Malibu, so it wasn't much. The sale as a whole made $942.55, which is great for a quick pop up sale! The large majority of that was my Mom's, but we did make a little for us for savings too which is great! I am happy my Mom was able to get rid of a lot of items!

Here is the breakdown for me:

Items donated to me = $3.25
Bear Figurine .25
Journal $1.00
Photo Album $1.00
Word Find $1.00

My items bought for resale = $22.00 Sales

Menards

Furniture Guard - Free After Rebate
Sold for $5.00
Profit = $5.00

Mini Flashlight 2pk (2) - I paid .49
Sold for $3.00
Profit = $5.02

Picture Hanging Kit - Unable to find what I paid, I am guessing Free After Rebate?
Sold for $2.00
Profit = ?

Puck Lights - Free After Rebate
Sold for $3.00
Profit = $3.00

Women's 10pk Socks - I paid .99
Sold for $6.00
Profit = $5.01

Target
Composition Notebook - I paid .22
Sold for $1.00
Profit = .78

Neon Tape - I paid .25
Sold for $1.00
Profit = .75

Joint Items bought for resale = $141.25 in Sales

CVS
Colgate Toothpaste (2) - We paid $0
Sold for $2.50 each
Profit = $5.00

Conair Hair Dryer - We paid $5.65
Sold for $10.00
Profit = $4.35

Conair Round Brush - We paid $.17
Sold for $6.00
Profit = $5.83

Crest Toothpaste (2) - We paid $0
Sold for $2.50 each
Profit = $5.00

Finding Dory Fishbowl Pez Set - We paid $2.65
Sold for $6.00
Profit = $3.35

Dollar Tree
Rust-Oleum 2pk - We paid $1.07
Sold for $5.00
Profit = $3.93

Famous Footwear
Sketchers Bobs Camo Slipons - We paid $5.33
Sold for $15.00
Profit = $9.67

JCPenney
Boot Toppers (2) - We paid $1.37 each
Sold for $5.00 each
Profit = $7.26

Totes Snowboots - We paid $5.33
Sold for $20.00
Profit = $14.67

Kohls
Finding Dory Creativity Set - We paid $5.81
Sold for $12.00
Profit = $6.91

My Little Pony Movie 2pk Sleepers - We paid $6.75
Sold for $15.00
Profit = $8.25

Menards
Mens 6pk Socks - I couldn't find these specific ones in my backlog, but I believe they were free after rebate
Sold for $4.00
Profit = $4.00

Rummage Sale Flips
Boys Winter PJ Sets (2) - We paid .25
Sold for $2.00 each
Profit = $3.50

Camo Hat - Free Box
Sold for $1.00
Profit = $1.00

Girls Outfits (3) - We paid $1.00 each
Sold 1 for $2.00 and 2 for $3.00
Profit = $5.00

Kansas City Chiefs Hat - Free Box
Sold for $5.00
Profit = $5.00

Kids Cookie Cutter Set - Free Box
Sold for .25
Profit = .25

Kids Socks - Free Box
Sold for $1.00 and .50
Profit = $1.50

Minnie Mouse Tutu Outfit - We paid .75
Sold for $4.00
Profit = $3.25

Puzzles (5) - We paid .25 each
Sold for $1.50 for 1 and $2.00 each for 4
Profit = $8.25

Walmart
Axe Deodorant - We paid .66
Sold for $1.00
Profit = $.34

FB Sales Week of 9/23/18

October 1st, 2018 at 09:07 am

Total Sales for the week were $60.00!! I'm working on getting Halloween items and also fall and winter clothes posted!

Sale #965 (RD) $15.00
NDSU Slippers - We paid $6.63 each
Sold for $15.00
Profit = $8.37

Sale #966 (GRG) $15.00
NDSU Slippers - We paid $6.63 each
Sold for $15.00
Profit = $8.37

Sale #967 (SSB) $24.00
Bath and Body Lotions and Shower Gels (4) - I paid $2.96 each
Sold for $6.00 each
Profit = $12.16

Sale #968 (BH) $6.00
Cozy Socks (2) - Donated to me
Sold for $3.00 each
Profit = $6.00