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2019 Goals

January 7th, 2019 at 07:28 am

We are keeping it really simple this year for goals. Keep breathing, pay minimums on our current debts, and don't accrue any new debt (with our HSA fund pretty depleted we need to make sure we aren't acquiring any medical debt).

2019 Goals

Savings
-Pay in cash for Laughlin trip in March
-Keep savings at/above $5K by end of year

Debt
-Store Loan (From $4,078.11 to $978.74)
-Mom Loan #3 (From $36,541.06 to $30,012.24)
-Rental #1 Mortgage (From $81,458.91 to $79,178.91)
-Rental #2 Mortgage (From $145,550.00 to $141,550.00)
-Our House (From $241,855.85 to $236,820.33)
-STRETCH GOAL - No stretch goal this year. We just really need to focus on savings and staying out of new debt rather then paying extras on existing debt. I am excited that in 2020 the Store Loan will be paid off and then we can snowball that payment onto something else, but for now we will just keep trucking along. Total debt will go from $509,425.02 to $488,540.22, for a total debt reduction of $20,884.80.

Retirement
-Continue contributing 6% to 401K
-Research and review allocations of ROTH and make appropriate adjustments

Health
-Be positive and thankful for what I have
-Lose 40lbs by Laughlin trip in March (Currently down 22lbs)

Home Improvements and Rental Updates
-Pour cement patio at Rental #1
-Plant bigger/better garden at new house
-Get front and back yard under control

1 Responses to “2019 Goals ”

  1. rob62521 Says:

    Good job on the weight loss! You are making good progress on paying down debt too.

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