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Viewing the '$20K challenge' Category

$20K Update and an ER visit for MO

March 19th, 2018 at 08:04 am

We seem to be having quite a bit of bad luck on the medical side. MO was at work taking down a display and a bar hit him in the back of the head so he had to go to the ER and get 5 staples in his head. The only good thing is at least it was a work accident so we won't have any medical bills from the accident. MO is doing good and gets his staples out later this week, and hopefully next time will be a little more careful..lol!

Current Balance $20,305.00
+$50.00 FB Sales
Balance $20,355.00

Local Savings $6150.00
GC Savings $3180.00
Capital 360 Savings (US) $4890.00
Capital 360 Savings (Mom Loan Payback Account)$3435.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,305.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update - HSA is officially empty

March 15th, 2018 at 08:09 am

Things are going good here. We got away for the weekend and went to the casino with some friends and my Aunt Lori (shout out!), MO did great again, he has been so lucky this year! We will save the winners from there for our Laughlin trip in April.

I have a ton of medical apts, so those are keeping me busy as most of them are 5 hrs away from home, so I am putting in some major miles. We had to prepay a $4000 medical bill and also pay $4000 in Rx bills, so our HSA is now completely empty. I am sad to see that savings gone, but am happy I had saved it up for so many years so we had it to use now and didn't have to pay that $8000 OOP. Any new bills we will have to pay OOP, so we will keep trying to bulk up savings as best we can to stay on top of those bills.



Current Balance $20,225.00
+$50.00 MO Payday to Our Savings (3/16)
+$5.95 Interest to Cap360
+$14.05 Even Out Amount
+$10.00 Mortgage Savings
Balance $20,305.00

Local Savings $6100.00
GC Savings $3180.00
Capital 360 Savings (US) $4890.00
Capital 360 Savings (Mom Loan Payback Account)$3435.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,305.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update - HUGE UPDATE!! We hit $20K!!

March 7th, 2018 at 01:25 pm

Now that we have a renter we were able to put some of the rent surplus into savings, plus MO got his coaching check. We put $1500 of that into savings, $1000 kept out for upcoming vaca weekends and a little bit left over for fun money for MO. So excited for this update!

Current Balance $18,000.00
+$50.00 My Payday to Our Savings (3/9)
+$75.00 My Payday to Mom Loan Savings (3/9)
+$600.00 March Rent
+$1500.00 MO Basketball Coaching Pay
Balance $20,225.00

Local Savings $6100.00
GC Savings $3170.00
Capital 360 Savings (US) $4835.00
Capital 360 Savings (Mom Loan Payback Account)$3420.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,225.00

52 Week Challenge
2018 Total = $231 (Week 1-21)


$20K Update - State Tax Refund - Up to $18K!

February 27th, 2018 at 07:09 am

Savings is going so great right now! Lots of little amounts falling in, plus MO should get his coaching pay soon, I have a small bonus coming in early March, and we have been putting in some decent hours at my parents rental, so we will be getting paid for those too!

Current Balance $17,615.00
+$50.00 MO Payday to Our Savings (3/2)
+$10.00 FB Sales
+$10.00 Mortgage Savings (last one since our payment went up now starting in March)
+$271.00 State Tax Refund
+$29.00 Even Out Amount
+$1200.00 New Renter Deposit
+$73.04 Moved from Rental #1 Account to Mom Loan
+$6.96 Even Out Amount
-$1265.00 Return Deposit to Prior Tenant
Balance $18,000.00

Local Savings $4600.00
GC Savings $2570.00
Capital 360 Savings (US) $4785.00
Capital 360 Savings (Mom Loan Payback Account)$3345.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

We have a renter!!! And our tax refund!! $20K Update!

February 22nd, 2018 at 08:02 am

I am so excited we have a renter!!!! They gave us the deposit yesterday and will be moving in March 1st!!!! We did lower the rent from $1250 to $1000 as the housing market here right now is very flooded with houses/apartments for sale/rent, so to stay competitive we needed to go down a bit. But that is still a good income for us as the mortgage on that house is only $500 per month.
This is such a huge relief!

We also got our federal tax refund, but we are only putting a tiny bit of it in savings for now as we are going on 3 mini vacations in the next few months, starting this weekend with a trip to Deadwood!

Current Balance $17,385.00
+$50.00 My Payday to Our Savings (2/23)
+$75.00 My Payday to Mom Loan Savings (2/23)
+$30.00 Cell Phone Savings
+$75.00 Federal Refund Even Out Amount
Balance $17,615.00

Local Savings $4590.00
GC Savings $2260.00
Capital 360 Savings (US) $4735.00
Capital 360 Savings (Mom Loan Payback Account)$3265.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,615.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Mortgage Payment went up $70 a month!! :(

February 16th, 2018 at 12:24 pm

As if we didn't have enough going on financially with missing a renter and tons and tons of medical bills! Now we got notice from the lender on our personal mortgage that our monthly mortgage payment will be going up $70 a month due to underestimation of Escrow last year. Boooooo!!! That's a huge increase on a monthly bill! The increase is mainly due to our property taxes increasing. Such a bummer. Last year our payment went down $10, so I was hoping it would maybe going down a little bit this year too. Due the increase I am cancelling my monthly auto payment to savings of $10 for mortgage savings, so this is the last one as the new payment kicks in in March.

Current Balance $17,385.00
+$10.00 MO Payday to Our Savings (2/16)
Balance $17,395.00

Local Savings $4515.00
GC Savings $2240.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,395.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update

February 14th, 2018 at 07:47 am

Current Balance $17,285.00
+$50.00 MO Payday to Our Savings (2/16)
+$50.00 FB Sales + Some extra cash at home
Balance $17,385.00

Local Savings $4515.00
GC Savings $2230.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,385.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update

February 9th, 2018 at 07:15 am

Just a little bump to savings. Taxes should be filed this week!

Current Balance $17,150.00
+$50.00 My Payday to Our Savings (2/9)
+$75.00 My Payday to Mom Loan Savings (2/9)
+$6.27 Cap360 Interest
+$3.73 Cap360 Even Out Amount
Balance $17,285.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4635.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,285.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update

February 5th, 2018 at 10:31 am

We had a family funeral this week and later in the week we took MO's Dad to the casino. He lost his father, and on top of that he is getting divorced so we wanted to get him out of the house for awhile. We also took two of MO's aunts out with us too. We had a good time and again MO was a big winner! We ended up $1900 ahead! We covered drink money, some fun money for MO, and paid ahead a bunch of weeks for the 52 Week Challenge. After all of that we had $1500 for savings!

Current Balance $15,590.00
+$10.00 FB Sales
+$50.00 MO Payday to Our Savings (2/2)
+$1500.00 Casino Win!
Balance $17,150.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4580.00
Capital 360 Savings (Mom Loan Payback Account)$3110.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,150.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update - Paid Property Taxes on Rentals

January 30th, 2018 at 08:46 am

We had to take a bug chunk out of savings to pay the property taxes on our two rentals. We should have taxes filed soon to recoup some of this!

Current Balance $19,350.00
+$15.00 FB Sales
+$50.00 My Payday to Our Savings (1/26)
+$75.00 My Payday to Mom Loan Savings (1/26)
-$3900.00 Property Taxes on 2 Rentals
Balance $15,590.00

Local Savings $2955.00
GC Savings $2230.00
Capital 360 Savings (US) $4530.00
Capital 360 Savings (Mom Loan Payback Account)$3110.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,590.00

52 Week Challenge
2018 Total = $136 (Week 1-16)

$20K Update

January 22nd, 2018 at 08:14 am

Current Balance $19,305.00
+$45.00 FB Sales
Balance $19,350.00

Local Savings $6840.00
GC Savings $2230.00
Capital 360 Savings (US) $4480.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,350.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

$20K Update - $19K!!!!!!!!!!!!!

January 19th, 2018 at 01:31 pm

Yaaaasss!! We got to put another big chunk into savings! We still don't have a renter in Rental #1 so I am super happy that we have a good cushion to help us get through until we get a renter.

Current Balance $18,125.00
+$50.00 MO Payday to Our Savings
+$1100.00 January Rent and Extra Funds in Checking
+$30.00 Phone Bill Savings
Balance $19,305.00

Local Savings $6795.00
GC Savings $2230.00
Capital 360 Savings (US) $4480.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,305.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

$20K Update - Casino Win!

January 15th, 2018 at 06:20 am

We had flyers for a free room, free drinks, free buffets and some free casino play at the casino this weekend so we went up there to relax (MO has been working full time + coaching + putting in extra hrs for inventory, while I have been working tons of OT, and we both have family member's in the hospital, so it was a much needed break!) Hubby had this great win that let us play all night and still come home ahead! Great start to the New Year!


We will have another good deposit next week too from overage in checking/rent!

Current Balance $17,410.00
+$700.00 Casino Win
+$15.00 FB Sales
Balance $18,125.00

Local Savings $6795.00
GC Savings $1100.00
Capital 360 Savings (US) $4430.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,125.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

$20K Update

January 10th, 2018 at 12:07 pm

Chugging along.....

Current Balance $17,145.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
+$10.00 Mortgage Savings
+$130.00 Property Management Pay
Balance $17,410.00

Local Savings $6080.00
GC Savings $1100.00
Capital 360 Savings (US) $4430.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,410.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

$20K Update

January 8th, 2018 at 07:01 am

Current Balance $17,000.00
+$.05 GC Interest
+$4.95 GC Even Out Amount
+$8.17 Local Savings Interest
+$21.83 Local Savings Even Out
+$50.00 FB Sales
+$60.00 MO Fantasy Football Win
Balance $17,145.00

Local Savings $5950.00
GC Savings $1090.00
Capital 360 Savings (US) $4380.00
Capital 360 Savings (Mom Loan Payback Account)$2960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,145.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

$20K Update - $17K!

January 3rd, 2018 at 09:14 am

Current Balance $16,935.00
+$5.65 Cap360 Interest
+$5.28 Even Out Amount (I forgot to even it out last month, so the amounts are a little weird)
+$50.00 MO Payday to Our Savings
Balance $17,000.00

Local Savings $5870.00
GC Savings $1025.00
Capital 360 Savings (US) $4380.00
Capital 360 Savings (Mom Loan Payback Account)$2960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,000.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

$20K Update

December 30th, 2017 at 12:26 pm

Current Balance $16,775.00
+$35.00 FB Sales
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $16,935.00

Local Savings $5870.00
GC Savings $1025.00
Capital 360 Savings (US) $4320.00
Capital 360 Savings (Mom Loan Payback Account)$2955.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,935.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Debt Update - 12/22/17

December 29th, 2017 at 02:23 pm

A week late in posting, but here is our latest update!

$1014.43 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1014.43 paid off in the last 2 weeks!
-My Mortgage went under the next $1000 mark and under $150
-Our Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,116.12
Mom Loan #2 $17,327.47
MO Mortgage $83,740.75
My Mortgage $149,980.00
Our Mortgage $246,688.21
Total = $504,852.55

Down $1014.43 in the last 2 weeks!!

Starting total was $587,351.27
$82,498.72 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2880 in a savings account to pay off the Mom Loan, so the amount we still owe that is $14,447.47.

$20K Update - My first Ebates Check!

December 26th, 2017 at 10:03 am

I got my first Ebates check and put it into savings. I also moved our Weekly Challenge money over to savings. We will start the 2018 Challenge right away!

Current Balance $15,305.00
+$50.00 FB Sales
+$19.15 Ebates
+.85 Even Out Amount
+$1400.00 2017 Weekly Challenge
Balance $16,775.00

Local Savings $5835.00
GC Savings $1025.00
Capital 360 Savings (US) $4270.00
Capital 360 Savings (Mom Loan Payback Account)$2880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,775.00

52 Week Challenge
2018 Total = $0

$20K Update - Paid yearly home insurance bills :(

December 22nd, 2017 at 09:39 am

Ouch that hurts! Just thankful right now that we have the savings to pay these bills. I am very nervous about our finances for next year. We haven't found a renter yet for Rental #1, we have big bills coming up for Real Estate Taxes for 2 of our properties, we will need to return the deposit to our renter that is moving out in February, and we will have some big medical expenses. Normally I dream big for New Years Financial Goals, but as of right now, I may just be hoping to get through the year without going into any new debt.

Little bit of good news is we did finish out the 52 week Challenge for 2017, so we will get that put into savings soon, and start over for 2018.

Current Balance $18,005.00
+$50.00 MO Payday to Our Savings (12/22)
+$220.00 FB Sales
+$30.00 Phone Bill Savings
-$2500.00 Home Insurance for 2 properties
-$200.00 Snowblower for MIL
-$300.00 Christmas Presents
Balance $15,305.00

Local Savings $4365.00
GC Savings $1025.00
Capital 360 Savings (US) $4270.00
Capital 360 Savings (Mom Loan Payback Account)$2880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,305.00

52 Week Challenge
2017 Total = $1431.00 - COMPLETED!

$20K Update - We reached $18K

December 14th, 2017 at 06:15 am

We reached $18K!! We have to pay a $2,500 home insurance bill for 2 of our houses in 2 weeks, so it will be short lived, but still pretty proud of getting this high and at Christmas time too! Will keep chucking our little deposits in there to try to keep on the high side of things!

Current Balance $17,880.00
+$50.00 My Payday to Our Savings (12/15)
+$75.00 My Payday to Mom Loan Savings (12/15)
Balance $18,005.00

Local Savings $7145.00
GC Savings $995.00
Capital 360 Savings (US) $4220.00
Capital 360 Savings (Mom Loan Payback Account)$2880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,005.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

December 11th, 2017 at 09:56 am

Well we managed to get through paying the $1200 propane bill without taking anything out of savings!! That is a huge accomplishment!

We have to pay the $2500 home insurance bill for 2 of our houses in 2 weeks. We won't be able to swing that one without taking out of savings. But at least we got past the propane bill.

No news yet on any new renters for Rental #1.

Current Balance $17,760.00
+$10.00 Mortgage Savings
+$110.00 FB Sales
Balance $17,880.00

Local Savings $7145.00
GC Savings $995.00
Capital 360 Savings (US) $4170.00
Capital 360 Savings (Mom Loan Payback Account)$2805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,880.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

December 6th, 2017 at 02:40 pm

Current Balance $17,655.00
+$20.00 Ibotta Rebate
+$35.00 FB Sales
+$50.00 MO Payday to Our Savings (12/8)
Balance $17,760.00

Local Savings $7035.00
GC Savings $985.00
Capital 360 Savings (US) $4170.00
Capital 360 Savings (Mom Loan Payback Account)$2805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,760.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

November 29th, 2017 at 11:52 am

I got a quarterly bonus at work ($475 after taxes), but it is all going to help pay our propane bill ($1200). Frown We may be able to squeak by without having to take out of savings for the propane bill.....for now.

Current Balance $17,410.00
+$120.00 FB Sales
+$50.00 My Payday to Our Savings (12/1)
+$75.00 My Payday to Mom Loan (12/1)
Balance $17,655.00

Local Savings $7000.00
GC Savings $965.00
Capital 360 Savings (US) $4120.00
Capital 360 Savings (Mom Loan Payback Account)$2805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,655.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

November 26th, 2017 at 03:52 pm

Current Balance $17,330.00
+$50.00 MO Payday (11/24)
+$30.00 Monthly Cellphone Savings
Balance $17,410.00

Local Savings $6880.00
GC Savings $965.00
Capital 360 Savings (US) $4070.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,410.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

November 20th, 2017 at 09:11 am

I won football pics again last week, but I tied with someone, and we also tied on the tie breaker, so I won $30 instead of $60. I have had the most pics right on 4 separate weeks now, 2 I won, 1 I tied with a bunch of people and I lost the tie breaker so won $0, and this last one I tied with 1 person and we tied with the tiebreaker. I had to pay $85 to play, and have won $150 so far! Hopefully I can win once more before the end of the season!

Current Balance $17,240.00
+$45.00 FB Sales
+$10.58 Payflex Rx Reimbursement
+$30.00 Football Pics Winner
+$4.42 Even Out Amount
Balance $17,330.00

Local Savings $6880.00
GC Savings $935.00
Capital 360 Savings (US) $4020.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,330.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

November 17th, 2017 at 06:56 am

We had to pull money out of savings to start paying for the patio that is being put on Rental #1. It's a smart decision in the long run because it keeps our renters happy (they have already been there over 2 years) and also increases the value of the property, but still stinks to have to take out of savings when we are trying to go up. Also had to pay our Discover bill from Oct which was higher then normal due to Vegas expenses.

I would like to say we will be going up now, but we have to pay for propane for the winter ($1200) and also home insurance on our 3 houses ($2500) so will probably just be fighting to stay above $15K for awhile.

Current Balance $18,525.00
+$90.00 Mortgage Savings
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
-$1000.00 Patio for Rental #1
-$500.00 Vegas Bills (Flight, TopGolf, etc)
Balance $17,240.00

Local Savings $6790.00
GC Savings $935.00
Capital 360 Savings (US) $4020.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,240.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

November 10th, 2017 at 01:03 pm

Current Balance $18,465.00
+$10.00 Mortgage Savings
+$50.00 MO Payday to Our Savings
Balance $18,525.00

Local Savings $6700.00
GC Savings $2435.00
Capital 360 Savings (US) $3970.00
Capital 360 Savings (Mom Loan Payback Account)$2655.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,525.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

November 7th, 2017 at 02:29 pm

Current Balance $18,435.00
+$3.96 Cap360 Interest
+$6.04 Even Out Amount
+$20.00 FB Sales
Balance $18,465.00

Local Savings $6700.00
GC Savings $2425.00
Capital 360 Savings (US) $3920.00
Capital 360 Savings (Mom Loan Payback Account)$2655.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,465.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update - November Rent

November 2nd, 2017 at 12:20 pm

We got all but one of our rent checks, so were able to add some to savings, when we get the last check it will go into checking to pay the mortgage payments next week.

I also had a $25 check that I sent to my cousin as a gift when he got married in July. The check was never cashed so in Sept. I messaged his wife to see if they received the check, she confirmed they did receive it and she would get it deposited. I waited another whole month and it still wasn't cashed, so I messaged her again and she said she would take it to the bank the same day. Now it's been about 4 months and the check still hasn't been cashed so I am just going to write it off in my check book and move that money to savings since I already "spent" it. I think 4 months and 2 messages is enough to allow for them to get it cashed. I balance my checkbook regularly, and I never have a balance of less then a couple hundred, so if they do cash it I will be sure to note that and adjust my balance. But for now it can be added to our Gazelle Savings!

Current Balance $16,985.00
+$1300.00 November Rent
+$25.00 Check never cashed
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $18,435.00

Local Savings $6680.00
GC Savings $2425.00
Capital 360 Savings (US) $3915.00
Capital 360 Savings (Mom Loan Payback Account)$2650.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,435.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)


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