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Viewing the '$20K challenge' Category

$20K Update

July 14th, 2017 at 03:29 pm

Current Balance $20,010.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $20,135.00

Local Savings $7175.00
GC Savings $5055.00
Capital 360 Savings (US) $3105.00
Capital 360 Savings (Mom Loan Payback Account)$2035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,135.00

52 Week Challenge
2017 Total = $819.00(We have paid weeks 1-27 and 45-52)

$20K Update

July 10th, 2017 at 02:36 pm

No FB Sales were picked up this week, so just a little update.

Current Balance $20,000.00
+$10.00 Mortgage Savings
Balance $20,010.00

Local Savings $7175.00
GC Savings $5055.00
Capital 360 Savings (US) $3055.00
Capital 360 Savings (Mom Loan Payback Account)$1960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,010.00

52 Week Challenge
2017 Total = $819.00(We have paid weeks 1-27 and 45-52)

$20K Update - Back to $20K!!!!

July 7th, 2017 at 03:54 pm

After paying for the deck at Rental #2 we dipped below $20K for awhile, but we are back now! We are going to Vegas in 3 weeks, so we won't be doing any major deposits or withdrawals between then and now.

Current Balance $19,930.00
+$50.00 MO Payday to Our Savings (7/7)
+$20.00 To get to $20K!!!!
Balance $20,000.00

Local Savings $7175.00
GC Savings $5045.00
Capital 360 Savings (US) $3055.00
Capital 360 Savings (Mom Loan Payback Account)$1960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,000.00

52 Week Challenge
2017 Total = $819.00(We have paid weeks 1-27 and 45-52)

$20K Update

July 5th, 2017 at 02:12 pm

Current Balance $18,610.00
+$5.00 FB Sales
+$1300.00 July Rent for Rental #2
+.15 GC Savings Interest
+$4.85 Even Out Amount
+$2.87 Cap360 Interest
+$7.13 Even Out Amount
Balance $19,930.00

Local Savings $7175.00
GC Savings $5025.00
Capital 360 Savings (US) $3005.00
Capital 360 Savings (Mom Loan Payback Account)$1960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,930.00

52 Week Challenge
2017 Total = $819.00(We have paid weeks 1-27 and 45-52)

$20K Update

June 29th, 2017 at 02:48 pm

Current Balance $18,485.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $18,610.00

Local Savings $7170.00
GC Savings $3720.00
Capital 360 Savings (US) $3000.00
Capital 360 Savings (Mom Loan Payback Account)$1955.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,610.00

52 Week Challenge
2017 Total = $819.00(We have paid weeks 1-27 and 45-52)

$20K Update

June 26th, 2017 at 03:51 pm

Current Balance $18,435.00
+$50.00 FB Sales
Balance $18,485.00

Local Savings $7170.00
GC Savings $3720.00
Capital 360 Savings (US) $2950.00
Capital 360 Savings (Mom Loan Payback Account)$1880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,485.00

52 Week Challenge
2017 Total = $819.00(We have paid weeks 1-27 and 45-52)

$20k Update - Paid for Deck at Rental #2

June 23rd, 2017 at 09:03 pm

It's time to pay for the deck on Rental #2, so I took that money out of savings to pay our Discover bill.

We got our first $20 redemption from Checkout51 so that was cool!

Current Balance $21,960.00
+$50.00 MO Payday to Our Savings (6/23)
-$3600.00 Rental #2 Deck
+$20.50 Checkout51 Rebate
+$4.50 Even Out Amount
Balance $18,435.00

Local Savings $7120.00
GC Savings $3720.00
Capital 360 Savings (US) $2950.00
Capital 360 Savings (Mom Loan Payback Account)$1880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,435.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

June 19th, 2017 at 02:55 pm

Current Balance $21,910.00
+$50.00 FB Sales
Balance $21,960.00

Local Savings $10,595.00
GC Savings $3820.00
Capital 360 Savings (US) $2900.00
Capital 360 Savings (Mom Loan Payback Account)$1880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,960.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

June 14th, 2017 at 06:55 pm

Current Balance $21,710.00
+$75.00 April/May Prop Manager Pay
+$50.00 My Payday to Our Savings (6/16)
+$75.00 My Payday to Mom Loan Savings (6/16)
Balance $21,910.00

Local Savings $10,545.00
GC Savings $3820.00
Capital 360 Savings (US) $2900.00
Capital 360 Savings (Mom Loan Payback Account)$1880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,910.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

June 12th, 2017 at 02:03 pm

Current Balance $21,680.00
+$20.00 FB Sales
+$10.00 Mortgage Savings
Balance $21,710.00

Local Savings $10,545.00
GC Savings $3745.00
Capital 360 Savings (US) $2850.00
Capital 360 Savings (Mom Loan Payback Account)$1805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,710.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

June 8th, 2017 at 12:32 am

MO had to do an errand a few hrs away by the casino so he stopped in and played our free play and made $25 which we tossed into savings. Bulking up as much as we can before the deck bill is due in 2 weeks!

Current Balance $21,605.00
+$25.00 Casino Freeplay
+$50.00 MO Payday (6/9)
Balance $21,680.00

Local Savings $10,525.00
GC Savings $3735.00
Capital 360 Savings (US) $2850.00
Capital 360 Savings (Mom Loan Payback Account)$1805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,680.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

June 5th, 2017 at 01:28 pm

Current Balance $21,595.00
+$10.00 FB Sales
Balance $21,605.00

Local Savings $10,500.00
GC Savings $3735.00
Capital 360 Savings (US) $2800.00
Capital 360 Savings (Mom Loan Payback Account)$1805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,605.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

June 1st, 2017 at 03:39 pm

Current Balance $21,455.00
+$2.72 Cap360 Interest
+$7.28 Even Out Amounts
+$5.00 Accumulated Interest on Rental #1 Account
+$50.00 My Payday to Our Savings (6/2)
+$75.00 My Payday to Mom Loan Savings (6/2)
Balance $21,595.00

Local Savings $10,490.00
GC Savings $3735.00
Capital 360 Savings (US) $2800.00
Capital 360 Savings (Mom Loan Payback Account)$1805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,595.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - New Renter is moving into Rental #2!

May 30th, 2017 at 03:13 pm

Our new renter is moving in today, yeah!!! Also housing is coming to check out the house today to see if they can give her any assistance. She has already committed to the house either way, she has paid the deposit, and first months rent, and signed a year lease. So we will see if they provide them any additional assistance. Rent is $1500, and we were able to put $1300 into savings!

Current Balance $20,130.00
+$25.00 FB Sales
+$1300.00 June Rent for Rental #2
Balance $21,455.00

Local Savings $10,490.00
GC Savings $3735.00
Capital 360 Savings (US) $2745.00
Capital 360 Savings (Mom Loan Payback Account)$1725.00
Capital 360 Savings (Rental Deposit Account #1)$1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,455.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Rental Bills and Car Repair

May 25th, 2017 at 03:32 pm

Had to take $1000 out of savings for repairs to my Malibu and some expenses for Rental #2. New renter moves in next week and once we get rent we will be able to put that $1000 back in savings.

Current Balance $21,075.00
+$5.00 FB Sales
+$50.00 MO Payday to Our Savings (5/26)
-$650.00 Car Repairs
-$60.00 Rental #2 - Hot Tub Repair
-$140.00 Rental #2 - Cleaning Bill
-$150.00 Rental #2 - Beer and Food for Helpers
Balance $20,130.00

Local Savings $10,465.00
GC Savings $2435.00
Capital 360 Savings (US) $2745.00
Capital 360 Savings (Mom Loan Payback Account)$1725.00
Capital 360 Savings (Rental Deposit Account #1)$1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,130.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Passed $21K!!!!

May 18th, 2017 at 03:20 pm

Current Balance $20,950.00
+$50.00 My Payday to Our Savings (5/19)
+$75.00 My Payday to Mom Loan Savings (5/19)
Balance $21,075.00

Local Savings $10,460.00
GC Savings $3435.00
Capital 360 Savings (US) $2695.00
Capital 360 Savings (Mom Loan Payback Account)$1725.00
Capital 360 Savings (Rental Deposit Account #1)$1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,075.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

May 15th, 2017 at 01:25 pm

Just a little FB Sale Update

Current Balance $20,935.00
+$6.00 FB Sales
+$9.00 Even Out Amount
Balance $20,950.00

Local Savings $10,460.00
GC Savings $3435.00
Capital 360 Savings (US) $2645.00
Capital 360 Savings (Mom Loan Payback Account)$1650.00
Capital 360 Savings (Rental Deposit Account #1)$1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,950.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - WE MADE IT TO $20K!!!

May 11th, 2017 at 08:50 pm

YESSSSS!!! We made it to $20K!!!! Our portion of the rummage sale was $1122.85, I put $1100 in savings and kept the $22 for fun money. I know we will have to go back under once we pay for the new deck at Rental #2 in June, but for now it's great to be at the top of the $20K Challenge!

Current Balance $19,785.00
+$50.00 Mo Payday to Our Savings (5/11)
+$1100.00 May 2017 Rummage Sale
Balance $20,935.00

Local Savings $10,445.00
GC Savings $3435.00
Capital 360 Savings (US) $2645.00
Capital 360 Savings (Mom Loan Payback Account)$1650.00
Capital 360 Savings (Rental Deposit Account #1)$1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,935.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Almost to $20K!

May 8th, 2017 at 07:30 pm

So very close to $20K!! I should have my rummage sale money in a few days and that will get us past the $20K!

Current Balance $19,725.00
+$50.00 FB Sales
+$10.00 Mortgage Savings
Balance $19,785.00

Local Savings $9345.00
GC Savings $3435.00
Capital 360 Savings (US) $2595.00
Capital 360 Savings (Mom Loan Payback Account)$1650.00
Capital 360 Savings (Rental Deposit Account #1)$1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,785.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Payday

May 4th, 2017 at 09:27 pm

Current Balance $19,600.00
+$50.00 My Payday to Our Savings (5/5)
+$75.00 My Payday to Mom Loan Savings (5/5)
Balance $19,725.00

Local Savings $9295.00
GC Savings $3425.00
Capital 360 Savings (US) $2595.00
Capital 360 Savings (Mom Loan Payback Account)$1650.00
Capital 360 Savings (Rental Deposit Account #1) $1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,725.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

We have a renter for Rental #2!!! $20K Update!!

May 2nd, 2017 at 03:49 pm

We have a renter for Rental #2! They signed the lease yesterday and paid $1500 deposit which I put into a new separate savings account. They aren't moving till June 1st for us to work on some updates and cleaning. I am so excited that we got someone in there so quickly!

We are now going to be getting $300 more per month in rent then we were before! So that will be an extra $300 in savings every month!!!!

Current Balance $18,090.00
+$2.39 Cap360 Interest
+$7.61 Cap360 Even Out Amounts
+$1500.00 Deposit for Rental #2
Balance $19,600.00

Local Savings $9295.00
GC Savings $3425.00
Capital 360 Savings (US) $2545.00
Capital 360 Savings (Mom Loan Payback Account)$1575.00
Capital 360 Savings (Rental Deposit Account #1) $1260.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,600.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Possible Renters for Rental #2!!

May 1st, 2017 at 05:59 pm

Just a small update to savings. I took the leap and posted my old house for rent onto public FB sites this last weekend. I was hoping to rent to a friend or family member, but we didn't find anyone, so had to open it up to the public. This was my personal house that I lived in for 8 years, and then now rented to a family friend and my BIL for the last 2 years....so I am very nervous to have a stranger in there!

I posted it on Thursday night and had tons of responses, MO showed it all weekend and we already have 3 separate applicants who want it. We have decided on one and MO has set up a meeting with them for this evening to sign a lease and move in starting June 1. That will give us 30 days to get some minor repairs done, and also have some major cleaning done as I had no lease with friend/BIL and the cleaning that was done is not good enough to have someone move in.

So far things are going very smoothly so hopefully that continues! Also with our Property Management that we do for my parents 4 unit, we had a tenant moving out and had to find a new one for that. We did find a new renter and got them in and settled for May 1, feels good to be getting all these vacancies filled!


Current Balance $18,010.00
+$50.00 MO Payday to Our Savings (4/28)
+$30.00 FB Sales
Balance $18,090.00

Local Savings $9295.00
GC Savings $3425.00
Capital 360 Savings (US) $2540.00
Capital 360 Savings (Mom Loan Payback Account)$1570.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,090.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

Back from Vegas! $20K Update!

April 24th, 2017 at 04:18 pm

We are back from Laughlin/Vegas! We had a lot of fun and overall had a very cheap vaca, we only had to take $605 out of savings! I am excited that we were able to hang on above $18K!! Now back to the grind until our next vaca at the end of July.

We are still working on getting a renter for my old house (Rental #2). I have not advertised it to strangers yet, still hoping maybe we can find a friend/family member before we have to do that, but if something doesn't come up in the next few weeks we will need to open it to the masses as I don't want to miss more then one months rent.

Spring Cleaning mode has hit me and I feel totally overwhelmed with all the cleaning, organizing, lawn work, repairs that need to get done! Time to make a list to get some organization and planning implemented!

Current Balance $18,420.00
+$50.00 My Payday to Our Savings (4/21)
+$75.00 My Payday to Mom Loan Savings (4/21)
+$70.00 FB Sales
-$605.00 Laughlin/Vegas Vacation
Balance $18,010.00

Local Savings $9265.00
GC Savings $3425.00
Capital 360 Savings (US) $2490.00
Capital 360 Savings (Mom Loan Payback Account)$1570.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,010.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

April 17th, 2017 at 06:07 pm

Here is the last update before Vegas Vaca and savings will (presumably) go down. Fingers crossed maybe we will get lucky and bring home a big winner! Either way I am so excited to go and have fun! This year has been a lot of extra hours at work and the rentals and I am so excited for some time off!!

Current Balance $18,335.00
+$85.00 FB Sales
Balance $18,420.00

Local Savings $9800.00
GC Savings $3425.00
Capital 360 Savings (US) $2440.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,420.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

April 13th, 2017 at 09:15 pm

Current Balance $18,285.00
+$50.00 MO Payday to Our Savings (4/14)
Balance $18,335.00

Local Savings $9715.00
GC Savings $3425.00
Capital 360 Savings (US) $2440.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,335.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

April 10th, 2017 at 03:28 pm

Current Balance $18,220.00
+$55.00 FB Sales
+$10.00 Mortgage Savings
Balance $18,285.00

Local Savings $9715.00
GC Savings $3425.00
Capital 360 Savings (US) $2390.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,285.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Great Update!!! Passed $18K!

April 5th, 2017 at 06:47 pm

Yes!! A great update! MO got his bonus, a lot of it was used to pay catch-up from overspending, but still able to put $500 in savings, plus we are looking good in checking.

My cousin came and looked at Rental #2, he is very interested and wants to see if his camper will fit on the parking pad next to the house. Sounds like as long as that works out he will want to move in! Fingers crossed!

Current Balance $16,515.00
+$50.00 My Payday to Our Savings (4/7)
+$75.00 My Payday to Mom Loan Savings (4/7)
+$65.00 FB Sales
+$600.00 Rental #2
+$400.00 Basement Rent
+$500.00 MO Bonus
+.12 GC Savings Interest
+$4.88 Even Out Amount
+.84 Mom Loan Interest
+$4.16 Even Out Amount
+$1.38 Our Savings Interest
+$3.62 Even Out Amount
Balance $18,220.00

Local Savings $9660.00
GC Savings $3415.00
Capital 360 Savings (US) $2390.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,220.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Renters Moving Out

March 31st, 2017 at 05:08 pm

Well my renters in Rental #2 gave their 30 day notice yesterday. That is good news and bad news. It is bad news because it is never fun to have someone move out, have to get the place cleaned up again, and find new renters. Good news is that the renters that were living there were a friend of MO's, and also Mo's brother. Since it was family we were renting the place for less then we could get in the market $1200...so now we can list it for more! I put it up on my FB page last night for $1500 and already have a few bites. Most promising is my 1st cousin and his GF. I also would be fine lowering the rent for them to $1300, still $100 more then we were getting, and someone I trust in my house. They are coming to look at the place tomorrow, hopefully that will work out! Smile

Current Balance $16,465.00
+$50.00 MO Payday to Our Savings
Balance $16,515.00

Local Savings $8595.00
GC Savings $2910.00
Capital 360 Savings (US) $2335.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,515.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

March 27th, 2017 at 02:34 pm

Hoping MO's bonus at work is on this paycheck on Friday. We have been majorly and stupidly overspending.....so some of it will have to go towards replenishing the checking account, hopefully the rest can go into savings and get us over the $17K mark!

Current Balance $16,410.00
+$55.00 FB Sales
Balance $16,465.00

Local Savings $8595.00
GC Savings $2910.00
Capital 360 Savings (US) $2285.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,465.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update - Payday

March 24th, 2017 at 05:05 pm

Current Balance $16,285.00
+$50.00 My Payday to Our Savings (3/24)
+$75.00 My Payday to Mom Loan Savings (3/24)
Balance $16,410.00

Local Savings $8540.00
GC Savings $2910.00
Capital 360 Savings (US) $2285.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,410.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)


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