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$20K Update - HSA is officially empty

March 15th, 2018 at 08:09 am

Things are going good here. We got away for the weekend and went to the casino with some friends and my Aunt Lori (shout out!), MO did great again, he has been so lucky this year! We will save the winners from there for our Laughlin trip in April.

I have a ton of medical apts, so those are keeping me busy as most of them are 5 hrs away from home, so I am putting in some major miles. We had to prepay a $4000 medical bill and also pay $4000 in Rx bills, so our HSA is now completely empty. I am sad to see that savings gone, but am happy I had saved it up for so many years so we had it to use now and didn't have to pay that $8000 OOP. Any new bills we will have to pay OOP, so we will keep trying to bulk up savings as best we can to stay on top of those bills.



Current Balance $20,225.00
+$50.00 MO Payday to Our Savings (3/16)
+$5.95 Interest to Cap360
+$14.05 Even Out Amount
+$10.00 Mortgage Savings
Balance $20,305.00

Local Savings $6100.00
GC Savings $3180.00
Capital 360 Savings (US) $4890.00
Capital 360 Savings (Mom Loan Payback Account)$3435.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,305.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update - HUGE UPDATE!! We hit $20K!!

March 7th, 2018 at 01:25 pm

Now that we have a renter we were able to put some of the rent surplus into savings, plus MO got his coaching check. We put $1500 of that into savings, $1000 kept out for upcoming vaca weekends and a little bit left over for fun money for MO. So excited for this update!

Current Balance $18,000.00
+$50.00 My Payday to Our Savings (3/9)
+$75.00 My Payday to Mom Loan Savings (3/9)
+$600.00 March Rent
+$1500.00 MO Basketball Coaching Pay
Balance $20,225.00

Local Savings $6100.00
GC Savings $3170.00
Capital 360 Savings (US) $4835.00
Capital 360 Savings (Mom Loan Payback Account)$3420.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,225.00

52 Week Challenge
2018 Total = $231 (Week 1-21)


Debt Update - 3/2/18 - Last Update over $500K!

March 6th, 2018 at 07:49 am

This is our last update having over $500K in debt! YEAH!!!!! 96% of our debt is mortgages, but it still sucks to have that much debt. Very excited to change that first digit to a 4!

$599.10 paid off in the last 2 weeks!!!

Celebrations for this update:
-$599.10 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the 4th update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,536.58
Mom Loan #2 $15,611.25
MO Mortgage $83.370.75
My Mortgage $149,300.00
Our Mortgage $245,896.57
Total = $500,805.15

Down $599.10 in the last 2 weeks!!

Starting total was $587,351.27
$86,546.12 paid off since 6/19/15 (including downpayment on house)!!!!!

$20K Update - State Tax Refund - Up to $18K!

February 27th, 2018 at 07:09 am

Savings is going so great right now! Lots of little amounts falling in, plus MO should get his coaching pay soon, I have a small bonus coming in early March, and we have been putting in some decent hours at my parents rental, so we will be getting paid for those too!

Current Balance $17,615.00
+$50.00 MO Payday to Our Savings (3/2)
+$10.00 FB Sales
+$10.00 Mortgage Savings (last one since our payment went up now starting in March)
+$271.00 State Tax Refund
+$29.00 Even Out Amount
+$1200.00 New Renter Deposit
+$73.04 Moved from Rental #1 Account to Mom Loan
+$6.96 Even Out Amount
-$1265.00 Return Deposit to Prior Tenant
Balance $18,000.00

Local Savings $4600.00
GC Savings $2570.00
Capital 360 Savings (US) $4785.00
Capital 360 Savings (Mom Loan Payback Account)$3345.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

FB Sales Week of 2/18/18

February 26th, 2018 at 10:04 am

I've been really busy with rental stuff and haven't been posting much, hopefully can get back into it soon, but had a few sales picked up in the meantime. Sales this week were $22.00.

Sale #840 (LK) $10.00
Jergens Lotion 10oz (5) - We paid .48 each
Sold for $2.00 each
Profit = $7.60

Sale #841 (CC) $6.00
Physicians Formula Eye Markup Remover(2) - Money Maker of .90 Each!
Sold for $3.00 each
Profit = $7.80

Sale #842 (AVB) $6.00
Softsoap Body Wash(2) - We paid $2.05 each
Sold for $3.00 each
Profit = $1.90

We have a renter!!! And our tax refund!! $20K Update!

February 22nd, 2018 at 08:02 am

I am so excited we have a renter!!!! They gave us the deposit yesterday and will be moving in March 1st!!!! We did lower the rent from $1250 to $1000 as the housing market here right now is very flooded with houses/apartments for sale/rent, so to stay competitive we needed to go down a bit. But that is still a good income for us as the mortgage on that house is only $500 per month.
This is such a huge relief!

We also got our federal tax refund, but we are only putting a tiny bit of it in savings for now as we are going on 3 mini vacations in the next few months, starting this weekend with a trip to Deadwood!

Current Balance $17,385.00
+$50.00 My Payday to Our Savings (2/23)
+$75.00 My Payday to Mom Loan Savings (2/23)
+$30.00 Cell Phone Savings
+$75.00 Federal Refund Even Out Amount
Balance $17,615.00

Local Savings $4590.00
GC Savings $2260.00
Capital 360 Savings (US) $4735.00
Capital 360 Savings (Mom Loan Payback Account)$3265.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,615.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Debt Update 2/16/18

February 16th, 2018 at 01:04 pm

$1057.50 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1057.50 paid off in the last 2 weeks!
-Our Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the 3rd update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,652.66
Mom Loan #2 $16,184.27
MO Mortgage $83,370.75
My Mortgage $149,300.00
Our Mortgage $245,896.57
Total = $501,404.25

Down $1057.50 in the last 2 weeks!!

Starting total was $587,351.27
$85,947.02 paid off since 6/19/15 (including downpayment on house)!!!!!

Mortgage Payment went up $70 a month!! :(

February 16th, 2018 at 12:24 pm

As if we didn't have enough going on financially with missing a renter and tons and tons of medical bills! Now we got notice from the lender on our personal mortgage that our monthly mortgage payment will be going up $70 a month due to underestimation of Escrow last year. Boooooo!!! That's a huge increase on a monthly bill! The increase is mainly due to our property taxes increasing. Such a bummer. Last year our payment went down $10, so I was hoping it would maybe going down a little bit this year too. Due the increase I am cancelling my monthly auto payment to savings of $10 for mortgage savings, so this is the last one as the new payment kicks in in March.

Current Balance $17,385.00
+$10.00 MO Payday to Our Savings (2/16)
Balance $17,395.00

Local Savings $4515.00
GC Savings $2240.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,395.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update

February 14th, 2018 at 07:47 am

Current Balance $17,285.00
+$50.00 MO Payday to Our Savings (2/16)
+$50.00 FB Sales + Some extra cash at home
Balance $17,385.00

Local Savings $4515.00
GC Savings $2230.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,385.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

FB Sales Week of 2/4/18

February 14th, 2018 at 07:13 am

Only two sales this week but one of them was a big one so that was nice! Total sales were $81.50!!

Sale #838 (JF) $10.00
Emoji Glitter Batons (3) - We paid .80 each
Sold for $2.00 each
Profit = $3.60

Bubble Refill Station - We paid $1.86
Sold for $4.00
Profit = $2.14

Sale #839 (NC) $71.50
Adult Tie Dye Shirts(2) - Selling for my SIL
2 for $16.00 each = $32.00

Pink Paper Plates (2) - We paid .11
Sold for $1.00 each
Profit = $1.78

Glade Candle 2pk - I paid $1.30
Sold for $3.00
Profit = $1.70

Softsoap Body Wash - We paid $2.26
Sold for $3.00
Profit = $.74

Aleve 50ct - We paid $1.99
Sold for $4.00
Profit = $2.01

Duo Cleanser - We paid $1.44
Sold for $5.00
Profit = $3.56

Dove Dry Oil Beauty Bar 6pk - We paid $2.09
Sold for $5.00
Profit = $2.91

Jergens Lotion 10oz - We paid $.48
Sold for $2.00
Profit = $1.52

Crayola Markers (3) - We paid .55 each
Sold for $2.50 each
Profit = $5.85

Crayola Chalk (2) - We paid $1.30 each
Sold for $3.00 each
Profit = $3.40

Plastic Funnel Sets (2) - We paid .25 each
Sold for $1.00 each
Profit = $1.50






CVS Freebies!!

February 13th, 2018 at 08:58 am

Last week a coupon printed out for this free mini toothpaste on my CVS Card! Cool! I would have kept it but I already have TONS of toothpaste so added it to the "store". Smile Also a great deal on these Covergirl Mascaras!



Sensodyne Toothpaste (Bought 1)
Regular Price $1.99
-$1.99 CVS CMC Coupon
Final Price + Tax = .13
(Marked .50 for rummage sale)

Covergirl Bombshell Volume (Bought 3)
Regular Price $12.29 Each
-$2.50 Mfr Coupon Each
-$3.00 off $12.00 Cosmetics CVS CMC Coupon
-$3.00 off Covergirl CVS CMC Coupon
*Received $4.00 EB on Each
Final Price + Tax = .39 each!!
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 on FB on 5/13/18

Quick Softsoap Deal

February 13th, 2018 at 06:46 am

I picked up some Softsoap Bodywash last week at CVS. Not a stellar deal, but I always pick these up when I can get them cause they sell so quickly!



Softsoap Body Wash (Bought 6)
Regular Price $4.49
-Sale Price 2/$8
-$1.00 off $5.00 Body Wash CVS CMC Coupon (2)
-$2.00 off $6.00 Body Wash CVS CMC Coupon
*Received $3.00 EB on every 2 (3)
Final Price + Tax = $2.05 Each
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each on FB on 2/18/18
*ETA - Sold 1 for $3.00 on FB on 3/18/18
*ETA - Sold 2 for $3.00 each on FB on 5/13/18

Walmart Clearance Toys - 90%+ off!!

February 9th, 2018 at 07:51 am

MO stopped with me at Walmart and helped me find some great clearance toy deals!



Disney Cars Smash and Crash Derby Set (Bought 4)
Regular Price $30.00
-$27.00 Clearance Price Each
Final Price + Tax = $3.20 Each
(Marked $10.00 each for rummage sale)
*ETA - Sold 3 for $10.00 each on FB on 3/18/18

Spiderman Razor Sparking Heel Wheels (Bought 3)
Regular Price $40.00
-$36.50 Clearance Price Each
Final Price + Tax = $3.73 Each
(Marked $15.00 each for rummage sale)

Pioneer Woman Punch Bowls!

February 9th, 2018 at 07:19 am

I found this amazing unmarked clearance deal at Walmart!!



Pioneer Woman Punch Bowls (Bought 9)
Regular Price $30.00 each
-$28.00 Clearance Price Each
Final Price + Tax = $2.13 Each!!!
(Marked $15.00 each for rummage sale)

I am not sure how the math will work on these, normally I always split with my Mom as she is my couponing partner, but my FSIL was also looking for them so I told her I would split costs, profits with her too.....I know these may be a slow seller so we will have to wait to see how the math pans out.

$20K Update

February 9th, 2018 at 07:15 am

Just a little bump to savings. Taxes should be filed this week!

Current Balance $17,150.00
+$50.00 My Payday to Our Savings (2/9)
+$75.00 My Payday to Mom Loan Savings (2/9)
+$6.27 Cap360 Interest
+$3.73 Cap360 Even Out Amount
Balance $17,285.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4635.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,285.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update

February 5th, 2018 at 10:31 am

We had a family funeral this week and later in the week we took MO's Dad to the casino. He lost his father, and on top of that he is getting divorced so we wanted to get him out of the house for awhile. We also took two of MO's aunts out with us too. We had a good time and again MO was a big winner! We ended up $1900 ahead! We covered drink money, some fun money for MO, and paid ahead a bunch of weeks for the 52 Week Challenge. After all of that we had $1500 for savings!

Current Balance $15,590.00
+$10.00 FB Sales
+$50.00 MO Payday to Our Savings (2/2)
+$1500.00 Casino Win!
Balance $17,150.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4580.00
Capital 360 Savings (Mom Loan Payback Account)$3110.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,150.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

FB Sales Week of 1/29/18

February 5th, 2018 at 10:07 am

We had a family funeral this week and getting ready for the Super Bowl Party, etc. So I haven't been posting much. I do have a $70 sale to drop off tomorrow so that will help with next weeks totals! Total Sales were $18.00.

Sale #836 (AK) $10.00
PeppaPig EZ Tent Vehicle - We paid $5.05
Sold for $10.00 each
Profit = $4.95

Sale #837 (SS) $8.00
Bath and Body Hand Soaps (2) - We paid $2.16 each
Sold for $4.00 ach
Profit = $3.68

Debt Update - 2/2/18

February 2nd, 2018 at 08:08 am

$687.99 paid off in the last 2 weeks!!!

Celebrations for this update:
-$687.99 paid off in the last 2 weeks!
-Total Debt went under the next $1000 mark for the 2nd update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,768.66
Mom Loan #2 $16,184.27
MO Mortgage $83,555.75
My Mortgage $149,660.00
Our Mortgage $246,293.07
Total = $502,461.75

Down $687.99 in the last 2 weeks!!

Starting total was $587,351.27
$84,889.52 paid off since 6/19/15 (including downpayment on house)!!!!!

More Backlogged CVS Deals

January 30th, 2018 at 09:46 am



Colgate Total Mouthwash 16.9oz(Bought 1)
Regular Price $5.49
-$1.50 Sale Price Each
-$2.00 Mfr Coupon
*Received $2.50 EB
Final Price = +.51 Money Maker!
(Marked $3.00 for rummage sale)

Colgate Total Toothpaste 5.8oz(Bought 5)
Regular Price $4.89 Each
-$1.40 Sale Price Each
-$1.00 Mfr Coupon
*Earned $2.00 EB on each
Final Price = $.72 Each
(Marked $3.00 each for rummage sale)

Peppapig EZ Vehicle (Bought 1)
Regular Price $19.99
-$15.00 Sale Price
Final Price = $5.05
*ETA - Sold this months ago for $10.00, just found the receipt so logging now.
Profit = $4.95

$20K Update - Paid Property Taxes on Rentals

January 30th, 2018 at 08:46 am

We had to take a bug chunk out of savings to pay the property taxes on our two rentals. We should have taxes filed soon to recoup some of this!

Current Balance $19,350.00
+$15.00 FB Sales
+$50.00 My Payday to Our Savings (1/26)
+$75.00 My Payday to Mom Loan Savings (1/26)
-$3900.00 Property Taxes on 2 Rentals
Balance $15,590.00

Local Savings $2955.00
GC Savings $2230.00
Capital 360 Savings (US) $4530.00
Capital 360 Savings (Mom Loan Payback Account)$3110.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,590.00

52 Week Challenge
2018 Total = $136 (Week 1-16)

FB Sales Week of 1/21/18

January 30th, 2018 at 08:09 am

Just a few sales picked up this week, total sales were $33.00!

Sale #834 (JC) $9.00
Jergens Lotion (2) - We paid .48 each
Sold for $2.00 each
Profit = $3.04

Colgate Max Toothpaste - I paid $1.07
Sold for $2.50
Profit = $1.43

Colgate Max Toothpaste - Money Maker of .53
Sold for $2.50
Profit = $3.03

Sale #835 (SR) $24.00
Dove Dry Oil Beauty Bars 6pk (2) - We paid $2.09 each
Sold for $5.00 each
Profit = $5.82

Physicians Formula Shimmer Sticks - We paid $2.99
Sold for $6.00
Profit = $3.01

Curel Hydratherapy Lotion - We paid .26
Sold for $5.00
Profit = $4.74

Plastic Funnel Set - We paid .25
Sold for $1.00
Profit = $.75

Emoji Glitter Baton - We paid .80
Sold for $2.00
Profit = $1.20

CVS Backlog Deals

January 25th, 2018 at 05:55 pm

My Mom had a box of deals she had grabbed for us a couple months ago and I am just getting to logging them now. Lots of good stuff!!!



Crayola Markers (Bought 7)
Regular Price $4.39 Each
-$3.89 Clearance Each
Final Price + Tax = .55 Each
(Marked $2.50 each for rummage sale)
*ETA - Sold 3 for $2.50 each on FB on 2/4/18
*ETA - Sold 3 for $2.50 each on FB on 5/13/18

Crayola Chalk (Bought 2)
Regular Price $4.99 Each
-$3.74 Clearance Each
Final Price + Tax = $1.30 Each
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each on FB on 2/4/18
Profit = $3.40

Emoji Glitter Batons (Bought 5)(One not pictured)
Regular Price $2.99 Each
-$2.24 Clearance Price Each
Final Price + Tax = $.80 Each
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 on FB on 1/21/18
*ETA - Sold 3 for $2.00 on FB on 2/4/18

Plastic Funnel Sets (Bought 4)
Regular Price $1.00 Each
-.75 Clearance Price
Final Price + Tax = .25 Each
(Marked $1.00 each for rummage sale)
*ETA - Sold 1 for $1.00 on FB on 1/21/18
*ETA - Sold 2 for $1.00 each on FB on 2/4/18
*ETA - Sold 1 for $1.00 on FB on 5/6/18
Profit = $3.00

Walmart Lotion Deals!

January 25th, 2018 at 06:58 am

I scored some awesome coupons from my MIL and was able to get these lotions for almost free!



Jergen's Lotion 10oz (Bought 10)
Regular Price $3.24 Each
-$3.00 Mfr Coupon Each
Final Price + Tax = $.48 Each!
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $2.00 each on FB on 1/21/18
*ETA - Sold 1 for $2.00 on FB on 2/4/18
*ETA - Sold 5 for $2.00 on FB on 2/18/18
*ETA - Sold 1 for $2.00 on FB on 3/18/18

Curel Hydratherapy Lotion (Bought 1)
Regular Price $10.94
Clearance to $4.00!
-$4.00 Mfr Coupon
Final Price = .26!! (Tax Only)
(Marked $5.00 for rummage sale)
*ETA - Sold for $5.00 on FB on 1/21/18
Profit = $4.74

CVS Deals Week of 1/21/18

January 25th, 2018 at 06:41 am

I found a great deal on Digiorno Pizzas at CVS this week!

Digiorno's Pizza (Bought 16)
Regular Price $7.79 each
On Sale for 2/$10
-$10.00 off $50.00 Purchase CVS CMC Coupon
*Received $10 EB for spending $30 on select products (Earned $20)
Final Price = $3.13 per pizza!

Pizza definitely isn't on the diet plan, but with MO getting home late a lot from coaching it's nice to have a quick option for him.

I also was in need of a new phone charging cord as mine was worn through and now had exposed wires, I happen to find two on clearance while I was walking around in CVS!

Duracell Iphone Charging Cord (Bought 2)
Regular Price $25.79
-$19.35 Clearance Price
Final Price + Tax = $6.86 each!!
(Keeping these)

Palmolive Dishsoap (Bought 1)
Regular Price $1.89
-.90 Sale Price
-.50 Mfr Coupon
Final Price + Tax = $.55
(Keeping this)

I have to go back to CVS on Saturday to pick up some Rx for my Mom, so may get some more deals then as I have some good coupons to use.

$20K Update

January 22nd, 2018 at 08:14 am

Current Balance $19,305.00
+$45.00 FB Sales
Balance $19,350.00

Local Savings $6840.00
GC Savings $2230.00
Capital 360 Savings (US) $4480.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,350.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

FB Sales Week of 1/14/18

January 22nd, 2018 at 07:22 am

FB Sales this week were really good! Total sales were $76.00!!!

Sale #828 (JC) $4.00
Whole Blends Leave-In Conditioner - We paid $1.99
Sold for $4.00
Profit = $2.01

Sale #829 (CC) $6.00
Softsoap Bodywash (2) - Money Maker of .63 Each
Sold for $3.00 each
Profit = $7.26

Sale #830 (DI) $3.00
Valentines Shower Gift Set - We paid .52
Sold for $3.00
Profit = $2.48

Sale #831 (SR) $20.00
Aleve 50ct (3) - We paid $1.99
Sold for $4.00 each
Profit = $6.03

OGX Shampoo/Conditioner (2) - We paid $1.52 each
Sold for $4.00 each
Profit = $4.96

Sale #832 (AH) $11.00
OGX Shampoo/Conditioner (2) - We paid $1.52 each
Sold for $4.00 each
Profit = $4.96

Softsoap Bodywash - Money Maker of .63
Sold for $3.00
Profit = $3.63

Sale #833 (HL) $32.00
Glade Candles (2) - I paid $1.30 each
Sold for $3.00 each
Profit = $3.40

Crest Toothpaste (2) - We paid $0!
Sold for $2.50 each
Profit = $5.00

Colgate Toothpaste (2) - We paid .53 each
Sold for $2.50 each
Profit = $3.94

Softsoap Bodywash (4) - We paid $2.26 for 1 of them and 3 of them were Money Makers of .63 each
Sold for $3.00 each
Profit = $11.63

Venus Razor - Money Maker of .32
Sold for $4.00
Profit = $4.32

*This customer also mentioned that a TMNT electronic toothbrush they had bought from me at Christmas time wasn't working, so I gave them a new one for free and charged off the broken one.


$20K Update - $19K!!!!!!!!!!!!!

January 19th, 2018 at 01:31 pm

Yaaaasss!! We got to put another big chunk into savings! We still don't have a renter in Rental #1 so I am super happy that we have a good cushion to help us get through until we get a renter.

Current Balance $18,125.00
+$50.00 MO Payday to Our Savings
+$1100.00 January Rent and Extra Funds in Checking
+$30.00 Phone Bill Savings
Balance $19,305.00

Local Savings $6795.00
GC Savings $2230.00
Capital 360 Savings (US) $4480.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,305.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

CVS Deals Week of 1/14/18

January 19th, 2018 at 07:26 am

I have quite a few EBs from all of the great buys last week, so I stopped in to scrounge up some deals! They had Christmas 90% off, but it was pretty picked over. I did get a few items.



Christmas Wrapping Paper (Bought 2)
Regular Price $5.99 each
-$5.40 Clearance Price 90% off each
Final Price + Tax = $.74
(Marked $2.50 each for rummage sale)

Christmas Santa Cookie Plate (Bought 1)
Regular Price $9.99 each
-$9.00 Clearance Price 90% off
Final Price + Tax = $1.14
(Marked $3.00 each for rummage sale)

Dove Dry Oil Beauty Bars 6pk (Bought 9)
Regular Price $8.99 each
-$6.75 Clearance Price 75% off each
-$1.50 CVS CMC Coupon ($1.50 off $4.00 Soap)
-$1.00 CVS CMC Coupon ($1.00 off $5.00 Soap)
Final Price + Tax = $2.09 per pack
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 1/21/18
*ETA - Sold 1 for $5.00 on FB on 2/4/18

Physicians Formula Shimmer Strips (Bought 2)
Regular Price $12.29
-$3.00 CVS CMC Coupon ($3.00 off $12.00 cosmetics)
-$3.00 CVS CMC Coupon ($3.00 off $12.00 cosmetics)
*Received $7.00 EB on each
Final Price + Tax = $2.99 each
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 on FB on 1/21/18
*ETA - Sold 1 for $6.00 on FB on 5/6/18
Profit = $6.02

Debt Update 1/19/18

January 19th, 2018 at 06:50 am

$1015.96 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1015.96 paid off in the last 2 weeks!
-Store Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,884.57
Mom Loan #2 $16,756.35
MO Mortgage $83,555.75
My Mortgage $149,660.00
Our Mortgage $246,293.07
Total = $503,149.74

Down $1015.96 in the last 2 weeks!!

Starting total was $587,351.27
$84,201.53 paid off since 6/19/15 (including downpayment on house)!!!!!

Great CVS Deals Week of 1/17/18!!

January 17th, 2018 at 07:43 am

My CVS card printed out so many awesome coupon matchups last week! My Mom has been laid up, so I have been handling both of our cards which can get a little overwhelming, but I think I did a good job, and MO even helped with the shopping which was so sweet of him!



Schick Hydro 5 Razors (Bought 1)
Regular Price $12.99
-$7.00 Sale Price
-$5.00 CVS Coupon
Final Price + Tax = $1.38
(Marked $6.00 for rummage sale)

Gillette Custom Plus 3 (Bought 3)
Regular Price $9.99
-$4.50 Clearance Price Each
-$3.00 Mfr Coupon Each
Final Price + Tax = $1.60 Each
(Marked $5.00 each for rummage sale)

Venus Razors (Bought 6)
Regular Price $8.99
-$10.00 CVS CMC Coupons ($3.00, $3.00, and $4.00)
-$3.00 Mfr Coupon (x6)
*Received $10.00 EB on every 2 purchased ($30.00)
Final Price + Tax = $1.92 Money Maker Total!!! (.32 each)
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 on FB on 1/14/18

Aleve 50ct (Bought 4)
Regular Price $8.29
-$4.14 (x2) BOGO 50% off sale
-$3.00 Mfr Coupon (x4)
*Received $8.00 EB for spending $25 on Aleve
Final Price + Tax = $1.99 Each
(Marked $4.00 each for rummage sale)
*ETA - Sold 3 for $4.00 each on FB on 1/14/18
*ETA - Sold 1 for $4.00 on FB on 2/4/18
Profit = $8.04

Revlon Toe Clippers (Bought 6)
Regular Price $4.49
-$4.00 CVS CMC Coupon
Final Price + Tax = .78 Each
(Marked $2.00 each for rummage sale)

Revlon Nail Clippers (Bought 1)
Regular Price $3.79
-$3.79 CVS CMC Coupon
Final Price + Tax = .51
(Marked $2.00 each for rummage sale)

Old Spice Duo (Bought 2)
Regular Price $12.49
-$9.37 Clearance Price Each
Final Price + Tax = $3.14 Each
(Marked $5.00 each for rummage sale)

Softsoap Bodywash (Bought 6)
Regular Price $4.49
-.79 Each for 2/$7 Sale
-$5.50 CVS CMC Coupons ($3.00, $1.00, $1.50 Off Bodywash)
*Earned $4.00 EB for every 2 ($12.00)
Final Price + Tax = $.63 Money Maker Each!
(Marked $3.00 each for rummage sale)
*ETA - Sold 6 for $3.00 each on FB on 1/14/18
Profit = $21.78

Softsoap Bodywash (Bought 2)
*Had to buy these 2 to get all of my coupons to work on the last set.
Regular Price $4.49
-$2.25 Clearance Price Each
Final Price + Tax = $2.26 Each
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 1/14/18
*ETA - Sold 1 for $3.00 on FB on 2/4/18
Profit = $1.48

Crest Pro-Health Toothpaste (Bought 8)
Regular Price $3.99 Each
-$2.00 Mfr Coupon (x8)
-$6.00 CVS CMC Coupons ($2.00, $2.00, $1.00, $1.00)
*Earn $4.00 EB for every 2 purchased
Final Price + Tax = $.76 Money Maker Each!
(Marked $2.50 each for rummage sale)

Colgate Toothpaste (Bought 3)
Regular Price $3.99
-.49 Sale Price Each
-$2.50 CVS CMC Coupon (x3)
-$1.00 Mfr Coupon (x3)
Final Price = $0!
(Marked $2.50 each for rummage sale)

Plus on top of all of these great deals I also had a $10 off of $40 purchase coupon, and I also got some clearance hair ties and a bunch of clearance Christmas Candy with coupons to keep.


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