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Archive for July, 2013

Curbside Shopping

July 29th, 2013 at 03:18 pm

Check out these cute little riders I found that someone was throwing out! They just need a little soap, water and elbow grease and they will be ready for a kiddo to take a ride! Blows my mind what people throw out....I was driving home and they were sitting on the curb next to the garbage dumpster so I scooped them up. All the light and sound effects buttons still work too! Plan on putting about $5.00 on the Thomas the Tank Engine one, and then maybe $3.00-$4.00 on the others.

*ETA - Sold Thomas for $5.00, Mater for $5.00, and the blue one for $3.00 at the 8/23/13 rummage sale! (I decided to junk the carseat cause it was grossy dirty)
=$13.00 Profit!!

CVS Deals for last 2 weeks

July 28th, 2013 at 05:27 pm

A nice smattering of freebies. Smile Added everything to the stockpile. Also I got sent a new CVS card from my health insurance....so now I have 3 cards that I can use if there is a really good deal! Pretty excited about that!



Starbucks Vanilla Iced Coffee 11oz (Bought 2)
$1.99 Regular Price Each
-$.49 Sale Price
*Received $1.50 EB on each
Final Price - Both for Free!!

Just the Basics Paper Towels (Bought 2)
$1.19 Regular Price Each
-$.40 Sale Price
-$.74 Coupon from Coupon Machine (2)
Final Price - Both Free!!

Lady Speedstick Travel Size Deoderants (Bought 2)
$1.27 Regular Price Each
-$3.00 off 2 Speedstick (Coupon Machine Coupon)
Final Price - Both Free!!

August 2013 Mortgage Payment

July 28th, 2013 at 01:03 pm

August 2013 Mortgage Payment

Balance $106,200.00
+$243.38 Interest
-$1218.88 Regular Payment
-$224.51 Principle Payment
-$100.00 Mortgage Checking Principle Payment
New Balance $104,900.00

We just don't have the money to put in the Escrow Savings account this month. I could transfer it from a different savings account into there...but it's all a horse a piece, so I am just leaving it the same for now.

Escrow Savings Account
$2220.00
+$350.00 July Deposit
=$2570.00

Coin Deposit for Mortgage Checking

July 28th, 2013 at 12:58 pm

Counted the change we brought back from Vegas, ended up with $30.00. Added that to the mortgage checking before we took out the balance for the August Payment.

$75.00 Mortgage Checking Balance
+$30.00 Coin
=$105.00 New Balance
-$100.00 August Principle Payment
=$5.00 New Balance

Newtopia Wellness Program

July 21st, 2013 at 07:20 pm

I received an email at work that they are offering a new program to the first 500 employees that sign up. It is called Newtopia and it is to increase wellness (my work is very big on the health and wellness of their employees). I signed up for the program right away. It is completely free as my employer is paying for the entire cost of the program, when I registed it showed the cost for the year is over $1200! It is $99.00 a month plus the cost of the supplies, and for me it is FREE! YEAH! A healthcoach will be contacting me soon to help me set up and reach my goals. I got a box in the mail yesterday with my start up supplies including a large canister of whey protein, a fancy pedometer that sends your results to them electronically, a measuring tape and a saliva test that I send back to them so they can give me an initial assessment of different levels (cholestorol etc, I believe).
They also emailed me some smoothie recipes for the protein. Today I went to the grocery store and got some fruit, flaxseed, orange juice and almond milk to use for the smoothies. I plan on having them for breakfast as I am really bad at skipping breakfast. I made one tonight and it is chillin in the freezer for now.
Also I think I forgot to mention on here, but I am not eating fast food for 30 days. I started that on 7/14/13. I already lost 3lbs! It's not much, but it's a start!

$20K Update

July 17th, 2013 at 08:50 am

Summer money shortage is hitting harder then I thought it would.....on the plus side, we are working hard at not eating out as much now that we are back from vaca. I challenged myself to no fast food for a month, and have not had any in 4 days. It's going good so far.
I borrowed some money to a friend, they are going to be paying me back $60 a week till it's paid back and then I can put that back into savings.

Current Balance $28,820.00
-$500.00 to Checking Account
-$300.00 Borrowed to friend
New Balance $28,020.00

ING $25,065.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2275.00
Total = $28,020.00

$20K Update - Back from Vegas

July 13th, 2013 at 05:01 pm

Well we didn't win it all in Vegas, but we didn't do too bad either. Still got a really nice total and if we can make it till school starts hanging on to that we will quickly be over $30K once DH starts getting his school pay! I made calls to 3 different places for an estimate for underground sprinkles, but have not heard back from any of them yet.

Current Balance $26,170.00
+$2200.00 Money brought back from Vegas
+$350.00 July 2013 Escrow
+$100.00 Anniversary Cruise
New Balance $28,820.00

ING $25,865.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2275.00
Total = $28,820.00

Off to Vegas!

July 7th, 2013 at 07:40 pm

We leave to Vegas in the morning, so I won't be posting for this week. Fingers crossed we come home richer! Smile

Home Improvements

July 7th, 2013 at 07:38 pm

Got a few things done on the home improvements front today. My Dad came over and helped DH cut down a few small trees that had sprung up on their own in the backyard and also put our shed doors back on. They had come off in a bad wind storm a few months ago. Glad to have those things back in order.

Softsoap Deal at CVS

July 7th, 2013 at 11:43 am



Softsoap Bodywash (Bought 2)
Regular Price $4.79
-$1.80 Sale Price
-$2.00 Coupon from CVS Coupon Machine
-$1.00 Quarterly EB (My Card)
-.50 Quarterly EB (DH Card)
Final Price 1 at $0 and 1 at .49! (Free on CVS GC)
(Marked for $3.00 each for rummage sale)
*ETA - Sold 1 for $2.00 at 8/23/13 rummage sale (leaking)
*ETA - Sold 1 for $3.00 at 8/23/13 rummage sale
=$5.00 Profit!!

Coin Deposit for Mortgage Checking

July 6th, 2013 at 06:10 pm

Taking in the change now because we will have a lot when we get back from our trip. Another $60 drop in the bucket towards mortgage freedom!

$15.00 Mortgage Checking Balance
+$60.00 Coin
=$75.00 New Balance

$20K Update

July 6th, 2013 at 04:52 pm

Took the money out of savings for the Vegas trip....ouch! We never re-play any of our winner money, so I know we will be bringing something home....hopefully a lot to go right back into savings!

Current Balance $29,180.00
-$112.00 to ROTH IRA
+$100.00 to Retirement Hold Account
+$2.00 Even Out Amount
-$3000.00 Vegas
New Balance $26,170.00

ING $23,315.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2175.00
Total = $26,170.00

CVS Deals for last 2 Weeks and Free Menards BD Gift

July 5th, 2013 at 06:40 pm


Free Gift at Menards:
LED Precision Knife Set
(Marked for $5.00 for rummage sale)
*ETA - Sold for $5.00 at 10/1/17 rummage sale
Profit = $5.00

CVS

Venus Spa Breeze Razor (Bought 2)
Regular Price $11.99
-$5.00 Mfr Coupon
*Received $4.00 EB Each
Final Price $2.99 Each (Free on CVS GC)
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 at 9/5/13 rummage sale
*ETA - Sold 1 for $6.00 on 3/17/14 to coworker
= $12.00 Profit!!

Re-nu Multipurpose Solution 12oz(Bought 2)
Regular Price $9.99
-$2.00 Sale Price
*Received $5.00 EB for each bottle
Final Price $2.99 Each (Free on CVS GC)
(Marked $4.00 each for rummage sale)
*ETA - Sold both bottles for $4.00 each to a co-worker*
=$8.00 Profit!!

By buying those 2 I received a coupon on each of my cards for a free bottle of Renu or Biotrue! I got one of each.

Renu Multipurpose Solution 12oz
Regular Price $9.99
-$9.99 Coupon for Free Bottle
Final Price - Free!!
(Marked $4.00 for rummage sale)
*ETA - Sold for $4.00 at 9/5/13 rummage sale
=$4.00 Profit!!

BioTrue Solution 12oz
Regular Price $11.49
-$11.49 Coupon for Free Bottle
Final Price - Free!!
(Marked $4.50 for rummage sale)
*ETA - Sold for $4.50 at 8/23/13 rummage sale
=$4.50 Profit!!

Claire's Items for rummage sale

July 4th, 2013 at 10:42 am

I found some good items in Claire's 10 for $10 section. If I sell everything at what I have it marked for that would be a profit of $27.00!! I really think the belts will sell well, if they had more I would have just bought those.



Girl's Belts (Bought 6)
Regular Price $10.00
Clearanced down to $5.00
My Price = $1.00 Each!!
(Marked $4.50 each for rummage sale)
*ETA - Sold 3 for $4.50 each at 8/23/13 rummage sale
*ETA - Sold 3 for $4.50 each at 9/5/13 rummage sale
=$21.00 Profit!!

Hello Kitty Coin Purse
Regular Price $9.50
Clearanced down to $4.75
My Price = $1.00
(Marked $2.50 for rummage sale)
*ETA - Sold for $2.50 at 8/23/13 rummage sale
=$1.50 Profit!!

Mini Cheetah Bag
Regular Price $8.50
Clearanced down to $4.25
My Price = $1.00
(Marked $2.50 for rummage sale)
*ETA - Sold for $2.50 at 8/23/13 rummage sale
=$1.50 Profit!!

Flower Hair Clip
Regular Price $4.50
Clearanced down to $2.50
My Price = $1.00
(Marked $2.50 for rummage sale)
*ETA - Sold for $2.50 at 9/5/13 rummage sale
=$1.50 Profit!!

Keyring/ID holder
Regular Price $8.50
Clearanced downn to $4.25
My Price = $1.00
(Marked $2.50 for rummage sale)
*ETA - Sold for $2.50 at 9/4/14 rummage sale = $1.50 Profit!!

As of 9/4/14 I have now sold everything in this entry and made a profit of $27.00!!

$20K Update - ING Interest

July 4th, 2013 at 09:43 am

Current Balance $29,130.00
+$15.77 ING Interest
+$34.23 Even Out Amounts
New Balance $29,180.00

ING $26,325.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2175.00
Total = $29,180.00

July 2013 Savings Update

July 2nd, 2013 at 04:33 pm

July 2013 Savings Update

Regular Savings:
Home Maintanence ING $6035
Cushion $2830
HSA $9125
New Patio Door(cash) $680
Escrow - $2225
September 2013 $1825 - Complete
Short Term Emergency Fund $835 - Complete
Long Term Emergency Fund $1110 - Complete
New Car $10,100 - Complete
Vacation - $3000 - Complete
Anniversary Cruise $2175
Total Regular Savings = $39,940.00

Retirement Savings:
Retirement Hold Account $1180
Roth IRA $7330
Rollover IRA $815
401K $26,600
403B $18,800 (est)
Total Retirement Savings = $54,725.00

Total Savings - $94,665.00

Up about $500 from last month. Smile Tomorrow I am taking out the money for the Vegas trip, so will have a big drop....but hopefully we bring a bunch more back! If not we know we will have fun trying!

Capital One 360 Bonus

July 1st, 2013 at 06:36 pm

Capital One 360 (formerly ING Direct) is running a special right now where you get $76 for opening a new savings account with them, and if you already have an account you can refer your friends to get the special $76 bonus! I sent out a bunch of feelers to my friends and fam, so hopefully a few will start their savings journey and help me on mine too! Smile