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Archive for June, 2013

$20K Update

June 30th, 2013 at 08:48 pm

Current Balance $29,155.00
-$28.00 to Roth IRA
+$3.00 Even Out Amount
New Balance $29,130.00

ING $26,275.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2175.00
Total = $29,130.00

Rummage Sale Breakdown from 6/15/13

June 28th, 2013 at 08:16 pm

We made $458.70. About $60 in misc stuff from the house. I gave $45 to DH for spending money and put the rest towards the mortgage payment for July.

Here is the breakdown:
$20.00 Misc Science supplies from DHs classroom
$4.00 Clothes my step-mom didn’t want to store/mark
$5.25 Clothes my cousin didn’t want to store
$9.00 Clothes my Mom’s friend didn’t want to store/mark
$10.50 Clothes a coworker didn't want to store/mark
$48.75 Total from FREE items that were donated to me!

$9.00 DH Sports Cards

Snacks
.50 Juice
$2.50 Cupcakes
$4.50 Pop
$5.00 Water
$7.00 Brownies
$25.00 Snocones
Total Snacks = $44.50

Free Items from CVS
Advil 10pk sold for $1.50 = $1.50 profit
Children’s Advil (2)(1 Free and 1 Money Maker of $1.50) sold for $1.50 each = $4.50 profit
Clairol Natural Instincts (Money Maker of +.18) sold for $3.50 = $3.68 profit
Colgate Sensitive Pro-Relief Toothpaste (2) sold for $2.50 each = $5.00 profit
Covergirl Blush sold for $2.50 = $2.50 profit
CVS Brand Flossers sold for $1.50 = $1.50 profit
Easy Feet Spa sold for $4.00 = $4.00 profit
Gillette Custom Plus 3 Razors (Money Maker of .01) sold for $5.00 = $5.01 profit
Hot Wheels (2) sold for $1.00 each = $2.00 profit
Maybelline Nail Polish (3) sold for $2.00 each = $6.00 profit
Play-Doh sold for $1.00 = $1.00 profit
Revlon Glitter Nail Files sold for $1.50 = $1.50 profit
Suave Ocean Breeze Shampoo sold for $1.50 = $1.50 profit
Venus Razor (Money Maker of $2.01) sold for $5.00 = $7.01 profit
V05 Shampoo sold for $1.00 = $1.00 profit
Youtheory Collagen sold for $5.00 = $5.00 profit

Discounted Items from CVS
Bubbles (47) – I paid .17 per bottle (CVS GC = Free)
Sold for .50 per bottle = $23.50 profit

Carmex Healing Cream – I paid .99 (CVS GC = Free)
Sold for $2.00 = $2.00 profit

Carmex Lip Balm (2) – I paid .44 each (CVS GC = Free)
Sold for $1.00 each = $2.00 profit

Carmex Lotion – I paid .99 (CVS GC)
Sold for $2.00 = $2.00 profit

Covergirl Lashblast Mascara – I paid $4.00 (CVS GC = Free)
Sold for $4.00 = $4.00 profit

Curve Appeal Perfume – I paid $2.34 (CVS GC = Free)
Sold for $4.00 = $4.00 profit

Essie Nail Polish – I paid .83 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Gillette Proglide Kit – I paid $2.99
Sold for $8.00 = $5.01 profit

Glade Premium Room Spray (5) – I paid .45 each (CVS GC = Free)
Sold for $1.50 each = $7.50 profit

Glade Sense and Spray – I paid .67
Sold for $4.00 = $3.33 profit

Maybelline Color Tatoo Eyeshadow – I paid .70 (CVS GC = Free)
Sold for $2.00 = $2.00 profit

Maybelline Eyestudio Eyeshadow Seasprite – I paid $1.00 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Nivea Powerfruit Bodywash – I paid $1.44 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Renu Contact Solution (2) – I paid $1.49 each (CVS GC = Free)
Sold for $4.00 each = $8.00 profit

Revlon Grow Luscious Mascara – I paid .32 (CVS GC = Free)
Sold for $4.00 = $4.00 profit

Revlon Nail Clippers – I paid .69 each
Sold for $1.50 = .81 profit

Shakira Perfume .5oz (2) – I paid $1.75 each (CVS GC = Free)
Sold for $5.00 each = $10.00 profit

Softsoap 4pk Bar Soap – I paid .29 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Softsoap Body Wash (2) – I paid $2.00 each (CVS GC = Free)
Sold for $3.00 each = $6.00 profit

Suave Shampoo – I paid .77 (CVS GC = Free)
Sold for $1.50 = $1.50 profit

Wet’n’Wild Nail Polish Kits(2) – I paid .99 each
Sold for $3.00 each = $4.02 profit

Free Items from Target
Gillette Fusion Proglide (Money Maker of $2.53) sold for $6.00 = $8.53 profit
Poise Towelettes sold for $1.50 = $1.50 profit
Venus Embrace Razors (2) (Money Maker of $2.53 each) sold for $6.00 each = $17.06 profit

Discounted Items from Target
Blue and Black Pens 20ct – I paid .30
Sold for $2.00 = $1.70 profit

Composition Notebooks (2) – I paid .22 each
Sold for $1.00 each = $1.56 profit

File Folders (2) - I paid .30 each
Sold for $1.00 each = $1.40 profit

Flash Cards – I paid .30
Sold for $1.00 each = .70 profit

Hunger Games Notebook – I paid .88
Sold for $2.00 = $1.12 profit

Index Card Box – I paid .30
Sold for $1.00 = .70 profit

Mini Journal – I paid .30
Sold for $1.00 = .70 profit

Monster High Notebook Cover (2) – I paid $.60 each
Sold for $1.50 each = $1.80

Discounted Items from JCPenney
Flipflops – I paid .14
Sold for $3.00 each = $2.86 profit

Free Items from Menards
Broad Loom Mat (3) sold for $1.50 each = $4.50 profit
Dog Shampoo (2) $3.00 = $6.00 profit
Citronella Candle (2) sold for $3.00 = $6.00 profit
Dishwashing Soap (4) sold for $1.00 each = $4.00 profit
Dupont Water Pitcher sold for $6.00 = $6.00 profit
Grime Wipes sold for $2.00 = $2.00 profit
Hand Sanitizer (2) sold for $1.00 = $2.00 profit
Hand Saw (2) sold for $5.00 each = $10.00 profit
Night Lights sold for $4.00 = $4.00 profit
Reach Tool sold for $5.00 = $5.00 profit
Safety Box Cutters sold for $1.00 each = $1.00 profit
Tape Measure (2) sold for $4.00 each = $8.00
The Planet Shampoo (3) $3.00 each = $9.00 profit

Disounted Items from Menards
Calculators – I paid .39 each
Sold for $1.50 each = $1.11 profit

Saw Blades (4) – I paid .49 each
Sold for $2.50 each = $8.04 profit

Free Items from Staples
Avery 5 Tab Dividers sold for .50 = .50 profit

Discounted Items from Staples
Legal Pads (2) – I paid .01 each
Sold for .25 each = .48 profit

2 Pocket Folders (2) – I paid .01 each
Sold for .10 each = .18 profit

BIC Mechanical Pencils – I paid .25 each
Sold for $1.50 each = $1.25 profit

HP Photo Paper (2) – I paid $1.00 each
Sold for $5.00 each = $8.00

Staples Paperclips – I paid .01
Sold for $1.00 = .99 profit

Staples Looseleaf Paper (2) – I paid .01 each
Sold for .50 each = .98 profit

Hygenia Assorted Chalk – I paid .25 each
Sold for $1.00 each = .75 profit

Free Items Curbside
Baby Saucer Toy sold for $3.00 = $3.00 profit


Total Profits
Curbside $3.00
CVS $154.38
JCP $2.86
Menards $76.65
Staples $13.13
Target $36.77
Total Profit on bought to resell items $286.79

$20K Update

June 28th, 2013 at 03:51 pm

Current Balance $29,255.00
+$100.00 Retirement Hold Account
-$200.00 from Short Term EF to checking
New Balance $29,155.00

ING $26,300.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2175.00
Total = $29,155.00

Bank Promo

June 28th, 2013 at 01:05 am

I mentioned a little while ago that my bank was running a promotion where if you use your debit card 5 times in the month of May you got a free $5 in your checking account. I checked our balance today and see the $5.00 was deposited, so I transferred it into the mortgage checking account! Love chipping away!

$470.00 Mortgage Checking Balance
+$5.00 Bank Promo
-$460.00 July Principle Payment
=$15.00 New Balance

To Do List Progress

June 27th, 2013 at 04:16 pm

I spent all day yesterday at the waterpark with my Godson, 2 cousins and my friends cousin. Me and 4 boys...Ahhhh! But it went really good and had fun. I know my 3 year old Godson had a blast! Smile Needless to say I didn't get a single thing done on my list yesterday, but Monday and Tuesday I did good, and I plan on finishing it up today.
Oh and at softball on Tuesday night I hit a home run! Enjoying my time off! Smile
Here is where I am at:

(X)Transfer money for Vegas
( )Make packing list for Vegas
(X)Call to set up apt for sprinkler installation
(X)Update rummage sale inventory notebook
( )Update rummage sale inventory on blog
(X)Get DH's windshield wiper fixed
( )Find a cardholder for Vegas
(X)Clean out kitchen closet
( )Order snowcone cups
(X)Clean out hot tub
( )Clean out car
( )Wash car
(X)Get glasses adjusted
(X)Use JCP Coupon
(X)Laundry
(X)Clean shower
(X)Clean up extra bedroom
(X)Put away rummage sale clothes
(X)Put away rummage sale drinks
(X)Take back library books
(X)Get Free Menards Tool and Grass Seed
(X)Balance Checkbook
( )Use Free coupons from Coupon Book
(X)Sweep Floor
(X)$100K Update
(X)Buy present for Godson
(X)Deposit rummage sale money
(X)Write out mortgage checks
(X)BD Dinner
(X)Godson BD Party
(X)File
( )Trim Bushes
(X)Pick up Kitchen
(X)Dishes
(X)Clean out Purse
(X)Mortgage Update
(X)Pay MDU
(X)Put new insurance cards in car
(X)Pick up bedroom
( )Cut down tree
( )Mow Lawn
(X)Take saw to brothers house
(X)Pay Discover Card
(X)Buy Milk
(X)Softball
(X)Take boys to waterpark

Cleaned out kitchen closet

June 25th, 2013 at 06:54 pm

Before

After




My Smell Goods Smile


I cleaned out the kitchen closet, which I hate doing since this is where we keep our garbage can and our recycling bin. I recently bought Febreze Stick and Refresh and put it in there and they work really well, so at least it smells good in there, but inevitably something misses the garbage and gets on the wall/floor, so it is always a joy to clean.....

Anyways, found 4 items to put in the rummage sale, a pack of plastic snowcone cups, a bottle of tiki torch fluid, a pack of Valentines Day cookie cutters, and some furniture floor sliders. Also threw away a few random odds and ends as well.

Now all that is left upstairs in my cleaning/purging/organizing quest is the kitchen! YEAH!

Oh you may be wondering why I have so many sunscreens and bug sprays, that is because DH is a camp director in the summer and kids always end up leaving their sunscreens and bug sprays at the end of the summer and they are never labeled so no way to return them....we also end up with about 5 mismatched socks and 2 pairs of goggles every year...lol.

To Do List - Progress after the weekend

June 24th, 2013 at 02:26 pm

I got a lot more then I thought I would over the weekend! Just need to keep up the momentum for a few more days! I also added a bunch more things....

(X)Transfer money for Vegas
( )Make packing list for Vegas
( )Call to set up apt for sprinkler installation
(X)Update rummage sale inventory notebook
( )Update rummage sale inventory on blog
( )Get DH's windshield wiper fixed
( )Find a cardholder for Vegas
( )Clean out kitchen closet
( )Order snowcone cups
(X)Clean out hot tub
( )Clean out car
( )Wash car
( )Get glasses adjusted
(X)Use JCP Coupon
(X)Laundry
(X)Clean shower
( )Clean up extra bedroom
(X)Put away rummage sale clothes
(X)Put away rummage sale drinks
(X)Take back library books
( )Get Free Menards Tool and Grass Seed
( )Balance Checkbook
( )Use Free coupons from Coupon Book
( )Sweep Floor
(X)$100K Update
(X)Buy present for Godson
( )Deposit rummage sale money
( )Write out mortgage checks
(X)BD Dinner
(X)Godson BD Party
(X)File
( )Trim Bushes
( )Pick up Kitchen
( )Dishes
(X)Clean out Purse
(X)Mortgage Update
(X)Pay MDU
(X)Put new insurance cards in car
( )Pick up bedroom

JCP $10 off coupon = Great Deal

June 24th, 2013 at 01:04 am

I got another $10 off coupon from JCP. I was hoping to find a new wallet, mine is about 4 years old. But I couldn't find what I was looking for. So I asked DH if he needed anything and he said swim trunks (he has 2 pairs, but left his nice ones at his parents home last Christmas). We found a whole rack that were regular price $35, on clearance for $12.99! So after the coupon, got $35 trunks for just $2.99! SWEET!

Super Deal on Luggage Tags!

June 24th, 2013 at 12:53 am



I recently order checks for my new mortgage checking account. I ordered online ($5.00 for a whole box, and that will last till the house is paid off!) and when I got them in the mail it came with a coupon for expressionary.com for $20 off any order. I thought I would check it out, and found personalized luggage tags for only $23.00! So I ordered them and they arrived today. 3 of them and I paid $3.00, so just $1.00 each. On the back they print your name and address, they are a laminated material and feel pretty sturdy. Excited for this $3.00 purchase! Smile

July 2013 Mortgage Payment

June 23rd, 2013 at 05:35 pm

July 2013 Mortgage Payment

Balance $107,880.00
+$247.22 Interest
-$1218.88 Regular Payment
-$248.34 Principle Payment
-$460.00 Mortgage Checking Principle Payment
New Balance $106,200.00

Escrow Savings Account
$2220.00
+$350.00 July Deposit
=$2570.00

Rummage Sale Money to Mortgage Checking

June 23rd, 2013 at 05:28 pm

Added $410.00 from the rummage sale to the mortgage checking account. I will post the rummage sale breakdown this week!

$60.00 Mortgage Checking Balance
+$410.00 Rummage Sale Money
=$470.00 New Balance

Week Off! To Do List:

June 21st, 2013 at 02:01 am

I have all of next week off! YEAH! I wanted to just relax and do nothing, but of course, there is lots to do and lots of things planned. It is my BD, my Godson's BD and a softball tournament (largest in the USA!). So here is what I have planned so far:

-Transfer money for Vegas
-Make packing list for Vegas
-Call to set up apt for sprinkler installation
-Update rummage sale inventory notebook
-Update rummage sale inventory on blog
-Get DH's windshield wiper fixed
-Find a cardholder for Vegas
-Clean out kitchen closet
-Order snowcone cups
-Clean out hot tub
-Clean out car
-Wash car
-Get glasses adjusted
-Use JCP Coupon
-Laundry
-Clean shower
-Clean up extra bedroom
-Put away rummage sale clothes
-Take back library books
-Get Free Menards Tool
-Balance Checkbook
-Use Free coupons from Coupon Book
-Sweep Floor
-$100K Update
-Buy present for Godson
-Deposit rummage sale money
-Write out mortgage checks
-BD Dinner
-Godson BD Party

American Express Settlement Checks

June 18th, 2013 at 02:19 pm

DH and I each received a settlement check from American Express for $8.23. To be honest I can't even remember what this was for...I do vaguely remember signing us up for something a long, long time ago. It was some huge lawsuit thingy...if I remember something about foreign fees..hmm. Well anyways, it is bonus money for us, so sending it to the Mortgage Checking!

$40.00 Mortgage Checking Balance
+$8.23 My Amex Check
+$8.23 DH Amex Check
+$3.54 Even Out Amount
=$60.00 New Balance

CVS Deals Week of 6/16/13

June 18th, 2013 at 12:31 am


They added new nail polishes to the 90% off bin this week, so I scooped some up and also got a GREAT deal on Tampax! Also I got a $5 EB from the coupon machine today for my Beauty Club Spending, used it right away today on the polish.

Tampax Radiant 32ct (Bought 2)
Regular Price $8.49 Each
-$1.50 Sale Price Each
-$2.00 CVS Coupon ($2.00 off Feminine Products)
-$4.00 CVS Coupon ($4.00 off 2 Tampax)
-$1.50 Mfr Coupon
-$3.00 Mfr Coupon
*Received $2.00 EB for purchasing 2 Tampax
Final Price .74 per box!!
Wow that is an amazing price!!

Sally Hansen Diamond Strength Polish (Bought 6)
Regular Price $5.49
-$4.94 Sale Price
Final Price - .55 Each!!
Free on CVS Giftcard
(Marked $3.00 each for the rummage sale)
*ETA - Sold 1 for $3.00 at 8/23/13 rummage sale
*ETA - Sold 5 for $3.00 each at 9/5/13 rummage sale
=$18.00 Profit!!

Nicole by OPI Selena Gomez Nail Polish (Bought 3)
Regular Price $7.99 Each
-$7.19 Sale Price Each
Final Price - .80 Each!!
Free on CVS Giftcard
(Marked $3.00 Each for the rummage sale)
*ETA - Sold 1 for $3.00 at 8/23/13 rummage sale
*ETA - Sold 1 for $3.00 at 9/5/13 rummage sale
*ETA - Sold 1 for $1.00 to co-worker on 2/14/14
=$7.00 Profit!!

Total Profit for this post = $25.00!!

90% off bin - Essie Nail Polish

June 18th, 2013 at 12:16 am



Found the 90% off bin at CVS filled up with Essie Nail Polish last week. There were probably about 50 bottles in there. I bought 20 - the CUTE colors! Smile
I like stuff like this for the rummage sale cause they are little and easy to store, plus if I didn't sell them they are always good for a little quick gift or stocking stuffer.

Essie Nail Polish (Bought 20)
Regular Price $8.29
-$7.46 Sale Price
Final Price .83 per bottle!
Free on CVS Giftcard
Saved $149.20!!
(Marked for $3.00 each for the rummage sale)
*ETA - Sold 1 for $3.00 at 6/15/13 rummage sale
*ETA - Sold 1 for $1.00 at 8/23/13 rummage sale
*ETA - Sold 9 for $3.00 each at 8/23/13 rummage sale
*ETA - Sold 8 for $3.00 each at 9/5/13 rummage sale
*ETA - Sold 1 for $2.50 (4 for $10 deal) on 3/20/14 on FB
=$59.50 Profit on Essie Polish!!

$20K Update

June 17th, 2013 at 06:48 pm

DH and I had our 6 year Anniversary this week. Smile

Current Balance $29,155.00
+$100.00 Anniversary Cruise
New Balance $29,255.00

ING $26,400.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2175.00
Total = $29,255.00

CVS Deals Week of 6/9/13 - More free make-up!

June 11th, 2013 at 12:26 am

Still seeing a lot of reduced make-up at my local CVS stores, team that up with manufacturer and CVS coupons for FREE items!



Almay Clear Complexion Foundation
Regular Price $14.29
-$10.72 Sale Price
-$4.00 Mfr Coupon (Wish I had more of these!)
Final Price - Free!!
(Marked $6.00 for rummage sale)
Based on the original price, I think this is a fair price, but IDK if $6 make-up item will sell...we shall see.

Maybelline Color Show Nail Lacquer (Bought 3)
Regular Price $3.99
-$2.00 Sale Price Each
-$2.00 CVS Coupon ($2.00 off any Maybelline Makeup)
Final Price - All 3 Free!
(Marked $2.00 each for rummage sale)
*I think this coupon is going to print everyday this week, so should be able to get about 10 more Free!!
*ETA - The coupon did print everyday, so I got 13 free bottles of nail polish!!
*ETA - Sold 3 for $2.00 each at 6/15/13 rummage sale
*ETA - Sold 2 for $2.00 each at 8/23/13 rummage sale
*ETA - Sold 2 for $2.00 each at 9/5/13 rummage sale
*ETA - Sold 1 for $2.00 each on 3/20/14 on FB
*ETA - Sold 5 for $2.00 each at 9/4/14 rummage sale
Profit = $26.00

Revlon Glitter File
Regular Price $2.27
-$3.00 CVS Coupon Machine Coupon ($3.00 off Revlon)
Final Price - Free!!
(Marked $1.50 for rummage sale)
*ETA - Sold for $1.50 at 9/4/14 rummage sale
Profit = $1.50

$20K Update

June 9th, 2013 at 12:24 am

Current Balance $29,010.00
-$112.00 to Roth IRA
+$2.00 Even Out Amount
+$100.00 to Retirement Hold Account
+$155.00 to Las Vegas Fund
New Balance $29,155.00

ING $26,400.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2075.00
Total = $29,155.00

CVS Deals Week of 5/27/13

June 4th, 2013 at 01:31 am


Speed Stick Deoderant (Bought 2)
$3.29 Each Regular Price
-.29 Sale Price Each
-$3.00 off 2 - CVS Coupon Machine Coupon
*Received $3.00 EB on 2
Final Price - Both Free!!
*ETA - Bought these to keep as this is the deoderant that DH likes, but had a shopper at my house so I stuck tags on them and they bought both!
-Sold for $2.00 each on 3/20/14 on FB
=$4.00 Profit!!

Mars Candy Bars (Bought 2)
$1.19 Each Regular Price
-.44 Sale Price Each
*Received .75 EB on each
Final Price - Both Free!!

Special K Chips and Crackers (Bought 3)
$4.29 (2 Crackers) and $4.49 (Chips) Regular Price
-$1.29 Each ($1.49 Chips)
*Received $3.00 EB on 3
Final Price $2.00 Each!! (Free on CVS GC)
(These sell for over $4 a box at the grocery store, so this is a great deal for me!)

$20K Update - ING Interest and Escrow Deposits

June 3rd, 2013 at 10:19 pm

We went to Deadwood for the weekend for a "school's over" trip. Had lots of funs and DH had some great wins. We can home up $245.00. Normally I would do something productive with this like putting it in savings or against the mortgage, but decided to let DH keep it for fun money since he does so awesome with meeting our goals and being frugal. Smile

Current Balance $28,615.00
+$17.95 ING Interest
+$27.05 Even Out Amounts
+$350.00 June 2013 Escrow Deposit
New Balance $29,010.00

ING $26,255.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2075.00
Total = $29,010.00

June 2013 Savings Update

June 3rd, 2013 at 10:13 pm

June 2013 Savings Update

Regular Savings:
Home Maintanence ING $6030
Cushion $2780
HSA $8760
New Patio Door(cash) $680
Escrow - $1870
September 2013 $1820 - Complete
Short Term Emergency Fund $1030 - Complete
Long Term Emergency Fund $1075 - Complete
New Car $10,085 - Complete
Vacation - $2845 - Complete
Anniversary Cruise $2075
Total Regular Savings = $39,050.00

Retirement Savings:
Retirement Hold Account $1115
Roth IRA $7230
Rollover IRA $815
401K $27,000
403B $18,800 (est)
Total Retirement Savings = $54,960.00

Total Savings - $94,010.00

Up $1290.00 from last month!

Very happy with our progress, very possible to be over $100K in total savings by the end of the year!