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$20K Update - FB Sales and Oil Co Dividend Check

October 22nd, 2018 at 07:50 am

Nice little bump to savings!

Current Balance $11,070.00
+$90.00 FB Sales
+$96.73 Dividend Check
+$3.27 Even Out Amount
+$50.00 My Payday to Our Savings (10/19)
+$75.00 My Payday to Mom Loan Savings (10/19)
Balance $11,385.00

Local Savings $945.00
GC Savings $1190.00
Capital 360 Savings (US) $2450.00
Capital 360 Savings (Mom Loan Payback Account)$4750.00
Capital 360 Savings (Rental Deposit Account #1)$550.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,385.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 10/14/18

October 22nd, 2018 at 07:37 am

Another great week of sales! Total Sales were $141.00, and next week I should hit my 1000th Sale!

Sale #987 (JC) $45.00
Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Bottle Opener and Screwdriver Set - I paid .99
Sold for $5.00
Profit = $4.01

Old Navy PJ Pants (2) - I paid $2.13
Sold for $6.00 each
Profit = $7.74

For my Mom 50 notebooks in packs of 10/$4 (5 packs) = $20.00.

Sale #988 (TS) $30.00
Shark Cordless Floor Sweeper (2) - I paid $7.46 each
Sold for $15.00 each
Profit = $15.08

Sale #989 (SR) $8.00
Aleve 50ct (2) - I paid $1.91 each
Sold for $4.00 each
Profit = $4.18

Sale #990 (SG) $5.00
Furniture Guard - Free After Rebate
Sold for $5.00
Profit = $5.00

Sale #991 (LS) $2.00
Jumping Bean Leopard Fleece - We paid $.25 each
Sold for $2.00 each
Profit = $1.75

Sale #992 (DI) $4.00
Boys Adidas Football Outfit - We paid $.50 each
Sold for $4.00 each
Profit = $3.50

Sale #993 (BH) $4.00
Avengers Pez Set - We paid $1.59 each
Sold for $4.00 each
Profit = $2.41

Sale #994 (MM) $27.00
My Little Pony Hooded Sleeper - We paid $4.75 each
Sold for $12.00
Profit = $7.25

My Little Pony Sleeper 2pk - We paid $6.75
Sold for $15.00
Profit = $8.25

Sale #995 (NC) $16.00
Pokémon Jacket - We paid $6.35 each
Sold for $16.00 each
Profit = $9.65

Awesome Walmart Clearance Scores!!

October 18th, 2018 at 12:49 pm

I had an hr between Drs apts and going to family dinner so I had MO drop me off at Walmart so I could do some searching for an hour! Found lots of good resell items, these are great items for people to buy for Christmas presents! Potential profit of $77.86.



Copper Chef Perfect Pizza Pan (Bought 1)
Regular Price $21.88
Clearanced to $5.00 each
Final Price + Tax = $5.33 Each
(Marked $10.00 each for rummage sale)

Mainstays Salad Cup (Bought 1)
Regular Price ?
Clearanced to .25
Final Price + Tax = .27
(Marked $2.00 for rummage sale)

Red Copper Flipwich Duo (Bought 4)
Regular Price $28.97
Clearanced to $7.00 each
Final Price + Tax = $7.46 Each
(Marked $15.00 each for rummage sale)

Pioneer Woman Dish Drying Mat 2pk (Bought 1)
Regular Price $9.97
Clearanced to $2.50 each
Final Price + Tax = $2.66 Each
(Marked $5.00 each for rummage sale)

Pioneer Woman Glass Water Bottles (Bought 4)
Regular Price $8.94
Clearanced to $2.50 each
Final Price + Tax = $2.66 Each
(Marked $5.00 each for rummage sale)

Pioneer Woman Stainless Steel Water Bottle (Bought 1)
Regular Price $12.84
Clearanced to $3.50 each
Final Price + Tax = $3.73 Each
(Marked $6.00 each for rummage sale)

Rachael Ray Hard Enamel Cookware Skillet (Bought 1)
Regular Price $19.88
Clearanced to $5.00 each
Final Price + Tax = $5.33 Each
(Marked $10.00 each for rummage sale)

Shark Cordless Rechargeable Floor and Carpet Sweeper (Bought 3)
Regular Price $39.99
Clearanced to $7.00 each
Final Price + Tax = $7.46 Each
(Marked $15.00 each for rummage sale)
*ETA - Sold 2 for $15.00 each on FB on 10/14/18

Flu Shots, Thrift Store Shopping and Gender Reveals??

October 18th, 2018 at 09:33 am

Yesterday was a long day of medical apts. From 7:45am till 3:00pm we were in and out of Drs. apts allllll day!

We had extensive ultrasounds for both babies and everything looked great! They are both measuring about the same size (roughly the size of a can of pop each) so that is also wonderful news. Both babies were dancing around a lot. Smile We got the envelopes with the babies genders, they are sealed and we will be doing a small gender reveal next week with immediate family. We are so excited!!

I had diabetic training (major family history of diabetes, so no surprise I am a prime candidate for gestational diabetes). My Dr. let me know there wasn't anything I could have done differently to prevent this so that made me feel better. I am 20 weeks now and have only gained 9lbs (with twins!) so I am happy with my weight gain so far, and they were not concerned with my weight at all, but only with my blood sugar levels. All we can do is do our best with diet and exercise to treat it to keep me and babies healthy. So I got my meter and also went to the pharmacy for test strips and lancets. We met our OOP Max for the year way back in May, so won't have to pay anything for the visits or Rx.

I also got my flu shot for the year too, again free. We took MO to CVS to get his flu shot, but they were out, so he will need to wait till next week. We had some time to kill between apts so we went to Goodwill and MO was able to find 2 pairs of shorts for next year for $3.50 each and one pair of workpants for $5.00. I have been looking for maternity coat options, but did not want to spend a ton of money on a coat I would only be wearing for a few months. I was super excited to find a really cute coat that I can wear this winter to cover up the babes. My current coat is getting a bit hard to zip! The coat probably won't last me for the whole pregnancy as it is still a regular coat, just a much bigger size, not maternity, but it was only $6.99 so I was very excited!

I also found a Peanuts PJ set that was new with tags for $14.99, and it was only marked for $1.99 so I got that for resell. I plan to mark that for $6.00.

$20K Update - Getting everything moved around

October 16th, 2018 at 09:29 am

Alright I think we are back to being accurate on our total now. We took two trips in the last two weeks. One to Minneapolis to watch the second to last MN Twins game of the season. While we were there we also got to visit some of my in-laws and they gave us a changing table, swing and some other baby gear! Then last weekend we went to Deadwood with my BIL and some friends. We took the new truck both times to fit all the people and all the stuff and gas really adds up on that as opposed to my little Malibu! We are trying to get what trips we can in now before baby time! Planning for one more long weekend trip in November and then after that I don't plan to travel anymore as I will be almost 7 months with the twins by then!

Current Balance $12,760.00
+$300.00 Partial Deposit for Rental #1
-$1990.00 From Cap360 US Savings for trips/gas/hotels and rental repairs
Balance $11,070.00

Local Savings $755.00
GC Savings $1190.00
Capital 360 Savings (US) $2400.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$550.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,070.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - Jury Duty, Rebates and FB Sales

October 15th, 2018 at 07:55 am

Lots of little snow flakes adding up!

I was called for Jury Duty, and did make it onto the Jury, but there were about 5 extra jurors, so once everyone was seated, they let the last 5 in the row go. I was excited for jury duty, I thought it would be really interesting! I was happily surprised that I got a check even though I didn't actually have to serve.

We finally got the rent check from Rental #2, so I will get money moved around and be able to update savings soon once I get everything situated.

Current Balance $12,500.00
+$111.00 FB Sales
+$93.00 Property Management Pay
+$15.00 Vaccine Rebate for Puppies
+$40.26 Jury Duty Pay
+.74 Even Out Amount
Balance $12,760.00

Local Savings $755.00
GC Savings $1190.00
Capital 360 Savings (US) $4390.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,760.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 10/7/18

October 15th, 2018 at 07:26 am

Tons of sales this week! Whoo hoo! Total sales were $218.00!! I've also been moving a lot of older merchandise which is great!!

Sale #976 (AP) $5.00
Christmas Books (2) - Donated to me
Sold for $2.50 each
Profit = $5.00

Sale #977 (GT) $12.00
Girls Sleepers (4) - We paid .50 each
Sold for $2.50 each
Profit = $8.00

Girls Sleeper - We paid .50 each
Sold for $2.00 each
Profit = $1.50

Sale #978 (DHW) $40.00
Totes Snowboots (2) - We paid $5.33 each
Sold for $20.00 each
Profit = $29.34

Sale #979 (VAK) $20.00
Totes Snowboots - We paid $5.33 each
Sold for $20.00 each
Profit = $14.67

Sale #980 (AW) $4.00
For my Mom: 4 Halloween Pumpkin Bags @ $1.00 each

Sale #981 (BH) $3.00 (Me)
Halloween Pumpkin Bags (3) - Free After Rebate
Sold for $1.00 each
Profit = $3.00

Sale #982 (JZ) $16.00
Halloween Pumpkin Bags (2)(Me) - Free After Rebate
Sold for $1.00 each
Profit = $2.00

My Little Pony Movie Sleeper - We paid $4.75
Sold for $12.00
Profit = $7.25

For my Mom: 2 Halloween Candy Bowls @ $1.00 each

Sale #983 (JE) $15.00
Carter's Snow Pants - We paid $6.75
Sold for $15.00
Profit = $8.25

Sale #984 (MM) $35.00
Halloween Pumpkin Bags (4)(Me) - Free After Rebate
Sold for $1.00 each
Profit = $4.00

Burt's Bees 2pk Lip Balm - We paid $2.68
Sold for $4.00
Profit = $1.32

Conair Hair Dryer - We paid $5.65
Sold for $10.00
Profit = $4.35

Glade Holiday Candle 2pks (2) - I paid $1.30 each
Sold for $3.00 each
Profit = $3.40

For my Mom: 3 Halloween Pumpkin Bags @ $1.00 each and 2 Dishmatic Cleaners @ $4.00 each

Sale #985 (DZ) $23.00
Pumpkin Carving Kits (4) - We paid $1.58 each
Sold for $3.00 each
Profit = $5.68

Pumpkin Carving Scoop - We paid $1.33
Sold for $3.00
Profit = $1.67

For my Mom: 8 Halloween Pumpkin Bags @ $1.00 each

Sale #986 (NC) $45.00
Kids Golf Set with Cady Bag (2) - We paid $2.12 each
Sold for $5.00 each
Profit = $5.76

Crayola Sidewalk Paint Marker (2) - We paid $2.40 each
Sold for $4.00 each
Profit = $3.20

Basketball Set - We paid $2.65
Sold for $5.00
Profit = $2.35

Herbal Essences Shampoo/Conditioner (2) - I paid $1.86 each
Sold for $3.50 each
Profit = $3.28

Halloween Pumpkin Bags (4)(Me) - Free After Rebate
Sold for $1.00 each
Profit = $4.00

Tresemme Shampoo/Conditioner (3) - We paid $.88 each
Sold for $3.00 each
Profit = $6.36

For my Mom: 2 Halloween Candy Bowls @ $1.00 each

Debt Update - 10/12/18

October 12th, 2018 at 12:50 pm

$875.04 paid off in the last 2 weeks!!!

Celebrations for this update:
-$875.04 paid off in the last 2 weeks!!
-Our Mortgage went under the next $1000 mark!!
-Total Debt went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,667.06
Mom Loan #2/#3 $37,616.58
MO Mortgage $82,020.71
My Mortgage $146,250.00
Our Mortgage $242,675.12
Total = $513,229.47

Down $875.04 in the last two weeks!

Starting total was $613,351.27
$100,121.80 paid off since 6/19/15 (including downpayment on house)!!!!!

$20K Update

October 11th, 2018 at 10:01 am

We have some things up in the air right now, so this isn't completely accurate, but I wanted to track as best I can until everything is square. One of our renters pays by automatic payment through their bank, so typically we get their rent check from their bank around the 2nd of the month. We never got the check this month, so we are waiting for them to send us a replacement check. In the meantime we had to pull from savings to cover the missing rent so that we could pay our mortgages. We also have a $300 check for a partial payment for one of our other renters deposits, but they asked us to hold the check for now, hopefully we can get that cashed and into savings soon.

Current Balance $12,270.00
+$50.00 My Payday to Our Savings (10/12)
+$75.00 My Payday to Mom Loan Savings (10/12)
+$90.00 FB Sales
+$.08 GC Interest
+$4.92 GC Even Out Amount
+$2.21 Mom Loan Interest
+$2.79 Mom Loan Even Out Amount
+$1.49 US Interest
+$13.51 US Even Out Amount
Balance $12,500.00

Local Savings $495.00
GC Savings $1190.00
Capital 360 Savings (US) $4390.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,500.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/30/18

October 8th, 2018 at 07:25 am

FB Sales were great this week! Tons of winter stuff selling including 4 pairs of snow boots!
Total sales for the week were $191.00!!


Sale #969 (TSH) $40.00
Totes Snowbootes (2) - We paid $5.33 each
Sold for $20.00 each
Profit = $29.34

Sale #970 (HL) $60.00
Totes Snowbootes (2) - We paid $5.33 for one and $6.00 for the other
Sold for $20.00 each
Profit = $28.67

Venus Razors - .32 Money Maker
Sold for $4.00
Profit = $4.32

Softsoap Bodywash (3) - We paid $1.70 for one, and .73 each for two
Sold for $3.00 each
Profit = $5.84

Softsoap Bodywash (Me) - I paid $1.11
Sold for $3.00
Profit = $1.89

For my Mom: 2 Boys Sleepers for $2.00 each = $4.00

Sale #971 (DA) $12.50
Baby Girl Sleepers (5) - We paid $.50 each
Sold for $2.50 each
Profit = $10.00

Sale #972 (TB) $40.00
Carter's Winter Coat and Snow Pants Set - We paid $18.75
Sold for $40.00 each
Profit = $21.25

Sale #973 (DA) $27.00
Carter's Snow Pants - We paid $6.75
Sold for $15.00
Profit = $8.25

My Little Pony Hooded Sleeper - We paid $4.75
Sold for $12.00
Profit = $7.25

Sale #974 (OA) $10.00
For my Mom - Toms Shoes (2) at $5.00 each = $10.00

Sale #975 (?) $1.50
Kitty PJs - We paid .50
Sold for $1.50
Profit = $1.00

Debt Update as of 9/28/18

October 3rd, 2018 at 01:31 pm

$853.84 paid off in the last 2 weeks!!!

Things are (kind of) settling down here. We have our new renter into Rental #1 so that is good news. I am a little worried that she is going to be a problem as she is a little "floopy". I think that is a word from Phoebe on Friends...but you get the idea...lol. But she has made 2 of the 3 payments on her deposit, and paid October rent so hopefully she will be good. We (and by we I me MO) did a lot of minor repairs and painting to get the house ready for her and we also had an egress window put in, which was a big bite out of savings. In the long run the repairs are good as they do increase the value of the property, but I am feeling stressed about not having enough in savings right now with babies on the way. I am working on shifting my mindset on money/savings/debt to accept it as it is.


No new news on babies yet, my next apt is in about 2 weeks and hoping to find out genders then! I am feeling good, some nausea, morning sickness, tiredness and random swelling or aches, but nothing major or unexpected at all. We continue to be blessed by friends and family with hand-me-down baby goods and will probably not need to buy any baby furniture or big items other then possibly car seats. This is great cause then we can save our money for all the diapers..lol.

Celebrations for this update:
-$853.84 paid off in the last 2 weeks!!
-Mom Loan went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,784.58
Mom Loan #2/#3 $37,616.57
MO Mortgage $82,020.71
My Mortgage $146,600.00
Our Mortgage $243,082.65
Total = $514,104.51

Down $853.84 in the last two weeks!

Starting total was $613,351.27
$99,246.76 paid off since 6/19/15 (including downpayment on house)!!!!!

$20K Update

October 3rd, 2018 at 06:50 am

Current Balance $11,950.00
+$50.00 MO Payday to Our Savings (9/28)
+$50.00 My Payday to Our Savings (10/5)
+$75.00 My Payday to Mom Loan Savings (10/5)
+$45.00 FB Sales
+$100.00 Mini Rummage Sale
Balance $12,270.00

Local Savings $405.00
GC Savings $1185.00
Capital 360 Savings (US) $4335.00
Capital 360 Savings (Mom Loan Payback Account)$4595.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,270.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

Mini Rummage Sale at my Mom's House

October 1st, 2018 at 03:46 pm

My Mom had a little rummage sale at her place last weekend. Since this is an hr away from me, and I am pregnant with twins..lol...I didn't want to bring down too much stuff for the sale. I tried to grab items that haven't been moving to quickly up where I live, as well as fall/winter items that would be in demand now. I only filled up the back seat of my car and my trunk on my Malibu, so it wasn't much. The sale as a whole made $942.55, which is great for a quick pop up sale! The large majority of that was my Mom's, but we did make a little for us for savings too which is great! I am happy my Mom was able to get rid of a lot of items!

Here is the breakdown for me:

Items donated to me = $3.25
Bear Figurine .25
Journal $1.00
Photo Album $1.00
Word Find $1.00

My items bought for resale = $22.00 Sales

Menards

Furniture Guard - Free After Rebate
Sold for $5.00
Profit = $5.00

Mini Flashlight 2pk (2) - I paid .49
Sold for $3.00
Profit = $5.02

Picture Hanging Kit - Unable to find what I paid, I am guessing Free After Rebate?
Sold for $2.00
Profit = ?

Puck Lights - Free After Rebate
Sold for $3.00
Profit = $3.00

Women's 10pk Socks - I paid .99
Sold for $6.00
Profit = $5.01

Target
Composition Notebook - I paid .22
Sold for $1.00
Profit = .78

Neon Tape - I paid .25
Sold for $1.00
Profit = .75

Joint Items bought for resale = $141.25 in Sales

CVS
Colgate Toothpaste (2) - We paid $0
Sold for $2.50 each
Profit = $5.00

Conair Hair Dryer - We paid $5.65
Sold for $10.00
Profit = $4.35

Conair Round Brush - We paid $.17
Sold for $6.00
Profit = $5.83

Crest Toothpaste (2) - We paid $0
Sold for $2.50 each
Profit = $5.00

Finding Dory Fishbowl Pez Set - We paid $2.65
Sold for $6.00
Profit = $3.35

Dollar Tree
Rust-Oleum 2pk - We paid $1.07
Sold for $5.00
Profit = $3.93

Famous Footwear
Sketchers Bobs Camo Slipons - We paid $5.33
Sold for $15.00
Profit = $9.67

JCPenney
Boot Toppers (2) - We paid $1.37 each
Sold for $5.00 each
Profit = $7.26

Totes Snowboots - We paid $5.33
Sold for $20.00
Profit = $14.67

Kohls
Finding Dory Creativity Set - We paid $5.81
Sold for $12.00
Profit = $6.91

My Little Pony Movie 2pk Sleepers - We paid $6.75
Sold for $15.00
Profit = $8.25

Menards
Mens 6pk Socks - I couldn't find these specific ones in my backlog, but I believe they were free after rebate
Sold for $4.00
Profit = $4.00

Rummage Sale Flips
Boys Winter PJ Sets (2) - We paid .25
Sold for $2.00 each
Profit = $3.50

Camo Hat - Free Box
Sold for $1.00
Profit = $1.00

Girls Outfits (3) - We paid $1.00 each
Sold 1 for $2.00 and 2 for $3.00
Profit = $5.00

Kansas City Chiefs Hat - Free Box
Sold for $5.00
Profit = $5.00

Kids Cookie Cutter Set - Free Box
Sold for .25
Profit = .25

Kids Socks - Free Box
Sold for $1.00 and .50
Profit = $1.50

Minnie Mouse Tutu Outfit - We paid .75
Sold for $4.00
Profit = $3.25

Puzzles (5) - We paid .25 each
Sold for $1.50 for 1 and $2.00 each for 4
Profit = $8.25

Walmart
Axe Deodorant - We paid .66
Sold for $1.00
Profit = $.34

FB Sales Week of 9/23/18

October 1st, 2018 at 09:07 am

Total Sales for the week were $60.00!! I'm working on getting Halloween items and also fall and winter clothes posted!

Sale #965 (RD) $15.00
NDSU Slippers - We paid $6.63 each
Sold for $15.00
Profit = $8.37

Sale #966 (GRG) $15.00
NDSU Slippers - We paid $6.63 each
Sold for $15.00
Profit = $8.37

Sale #967 (SSB) $24.00
Bath and Body Lotions and Shower Gels (4) - I paid $2.96 each
Sold for $6.00 each
Profit = $12.16

Sale #968 (BH) $6.00
Cozy Socks (2) - Donated to me
Sold for $3.00 each
Profit = $6.00

$20K Update

September 24th, 2018 at 06:11 am

Egress Window for Rental #1 is finally done and we are finishing up some painting and cleaning to get our new renter in there by October 1st. I hate savings being this low, hopefully we can get it moving back up soon!

Current Balance $15,745.00
+$6.00 Mike's Hard Lemonade Rebate
+$19.00 FB Sales
+$30.00 Phone Savings
-$250.00 Return Deposit to Rental #1 (DM)
-$3600.00 Egress Window for Rental #1
Balance $11,950.00

Local Savings $260.00
GC Savings $1185.00
Capital 360 Savings (US) $4235.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,950.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/16/18

September 24th, 2018 at 05:43 am

Only a few sales picked up this week, but they were decent amounts. Total Sales for the week were $44.00 and I have a lot set up for pickup. We also had a small rummage sale at my Moms so will have that to add to sales too soon.

Sale #962 (LQ) $24.00
Totes Snowboots - We paid $5.33 each
Sold for $20.00
Profit = $14.67

For my Mom - 10 notebooks for $4.00

Sale #963 (RD) $15.00
NDSU Slippers - We paid $6.63 each
Sold for $15.00
Profit = $8.37

Sale #964 (NC) $5.00
For my Mom - Boys Sneakers $5.00

Awesome Kohl's Winter Clearance!

September 18th, 2018 at 02:18 pm

I got all of these super cute winter clothes online from Kohl’s back in May. Now that it’s finally getting chilly out, I’m ready to post them and make some $$$!

Total Spent was $244.14 and I earned $40 in Kohl's cash for the purchase.



Boot Toppers (Bought 20)
Regular Price $14.00
Final Price + Tax = $1.55 Each
(Marked $5.00 each for rummage sale)

Carter’s Winter Coat and Snow Pants Set (Bought 2)
Regular Price $100.00
Final Price + Tax = $18.75 Each
(Marked $40.00 each for rummage sale)
*ETA - Sold 1 for $40.00 on FB on 9/30/18

Christmas Pajamas with matching Doll Pajamas (Bought 2)
Regular Price $24.00
Final Price + Tax = $3.55 Each
(Marked $8.00 each for rummage sale)

Elena Pajamas (Bought 2)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

Fox 3pc Winter Accessory Set (Bought 3)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

My Little Pony Movie 2pk Blanket Sleepers (Bought 2)
Regular Price $40.00
Final Price + Tax = $6.75 Each
(Marked $15.00 each for rummage sale)
*ETA - Sold 1 for $15.00 at 9/22/18 rummage sale
*ETA - Sold 1 for $15.00 on FB on 10/14/18
Profit = $16.50

My Little Pony Movie Hooded Sleeper (Bought 4)
Regular Price $32.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)
*ETA - Sold 1 for $12.00 on FB on 9/30/18
*ETA - Sold 1 for $12.00 on FB on 10/7/18
*ETA - Sold 1 for $12.00 on FB on 10/14/18
*Appears one was stolen at the rummage sale as I only sold 3 and one is missing. I've kept them in the same place since I got them so I am very confident that I didn't misplace it.

Pokemon Jacket (Bought 2)
Regular Price $38.00
Final Price + Tax = $6.35 Each
(Marked $16.00 each for rummage sale)
*ETA - Sold 1 for $16.00 on FB on 9/9/18
*ETA - Sold 1 for $16.00 on FB on 10/14/18
Profit = $19.30

Rudolph Christmas Jammies (Bought 4)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

Santa Sleepers (Bought 2)
Regular Price $32.00
Final Price + Tax = $5.15 Each
(Marked $12.00 each for rummage sale)

Snow Pants (Bought 6)
Regular Price $40.00
Final Price + Tax = $6.75 Each
(Marked $15.00 each for rummage sale)
*ETA - Sold 1 for $15.00 on FB on 9/30/18
*ETA - Sold 1 for $15.00 on FB on 10/7/18

Transformers Jacket (Bought 2)
Regular Price $36.00
Final Price + Tax = $5.95 Each
(Marked $15.00 each for rummage sale)

Bath and Body Deals

September 18th, 2018 at 01:41 pm

I actually got these back in June, but wasn't in any rush to get them logged...finally getting them logged and up for sale!



Bath and Body Lotions and Shower Gels (Bought 18)
Regular Price $12.50 Each
-$10.10 Sale Price Each
+$5.99 Shipping and Handling
+$2.89 Tax
Final Price = $2.96 each
(Marked $6.00 each for rummage sale)
*ETA - Sold 4 for $6.00 each on FB on 9/23/18

$20K Update

September 18th, 2018 at 07:16 am

I won football picks the first week! Whoo hoo! Egress Windows are getting put in today at Rental #1, so we will need to take out of savings for that, but otherwise doing good. We are going to have a small rummage sale this weekend so hopefully will get a little bump from that if the weather isn't too cold.

Current Balance $15,260.00
+$40.00 FB Sales
+$60.00 Football Picks
+$50.00 My Payday to Our Savings (9/21)
+$75.00 My Payday to Mom Loan Savings (9/21)
+$3.26 Cap360 Interest
+$6.74 Even Out Amount
+$250.00 New Renter Partial Deposit
Balance $15,745.00

Local Savings $3235.00
GC Savings $1755.00
Capital 360 Savings (US) $3285.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$1450.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,745.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/9/18

September 17th, 2018 at 07:34 am

Another good week of sales! Sales this week for $78.00!!

Sale #954 (DZ) $5.00
For my SIL - $5.00 for two pairs of flipflops

Sale #955 (DI) $6.00
Softsoap Bodywash (2) - We paid $2.23 each
Sold for $3.00 each
Profit = $1.54

Sale #956 (NC) $31.00
Softsoap Bodywash (3) - We paid $1.70 each
Sold for $3.00 each
Profit = $3.90

Pumpkin Carving Kit - We paid $1.58
Sold for $3.00
Profit = $1.42

Pumpkin Carving Scoop - We paid $1.33
Sold for $3.00
Profit = $1.67

Pokémon Hoodie - We paid $7.80
Sold for $16.00
Profit = $8.20

Sale #957 (DZ) $8.00
Black Snowpants - We paid $1.00
Sold for $8.00 each
Profit = $7.00

Sale #958 (VS) $6.00
Pink Suitcase - We paid $2.50
Sold for $6.00 each
Profit = $3.50

Sale #959 (JC) $12.00
Sterilite Drawers (2) - We paid $2.00 each
Sold for $6.00 each
Profit = $8.00

Sale #960 (LVD) $5.00
Justice Jeans - We paid $1.00
Sold for $5.00
Profit = $4.00

Sale #961 (MM) $5.00
For my Mom - $5.00 for Girls Nike Shoes

Using Rewards at Famous Footwear

September 15th, 2018 at 08:58 am

I had a $5 Reward that was going to expire at Famous Footwear so I stopped in. I found these Sketchers on clearance for $10.00 each, and clearance was BOGO 50% off! So after the clearance, sale and reward they were just $5.00 each for $60.00 shoes!



Sketchers Energy Lights Shoes (Bought 2)
Regular Price $59.99
-$49.99 Sale Price Each
-$5.00 BOGO 50% Sale
-$5.00 Rewards
Final Price + Tax = $5.32 each!!
(Marked $20.00 each for rummage sale)

I'M PREGNANT!!!! WITH TWINS!!!

September 15th, 2018 at 07:48 am

Well we had to add some debt to our race as we purchased a new vehicle to fit our growing family!

I AM PREGNANT!!!!! WITH TWINS!!!!

After 11 years of dealing with infertility, I am finally expecting for the first time in my life! We are over the moon happy!!

Babies are expected around Jan/Feb 2019. We had another ultrasound a few days ago and both babies look great and are right on track. Only issue is I did test positive for gestational diabetes, but that was not a surprise as my entire family has diabetes, so I was a prime candidate for that. Meeting with nutritionist soon to get that under control.

Obviously we will have a lot of financial changes that will come with the babies. For now we are getting what we can for hand me downs from friends and family (my SIL basically emptied out her entire basement into our truck, cause her youngest is 4 y/o and she hasn't gotten rid of ANY baby stuff, so she just wanted it all out of there!) and also watching for good deals on FB and at rummage sales. We don't know gender yet, so haven't been getting a lot of clothes, but I do have a double stroller, swings, bouncers, pack and play, some diapers, high chair, 2 cribs, changing table, and a bunch of other baby gear already.


We purchased a Ford F-150 Lariat Ecoboost, this will be big enough for us to fit two adults, two car seats, our 2 dogs, and all of our stuff (luggage, softball bags, dog kennels, baby stuff, etc.) can go in the truck bed. Since we live an hr from town, whenever we go anywhere we usually have to bring the dogs and all the junk, so we needed something with a lot of room, and I didn't want to have to be climbing into the back of a mini van or SVU to dig out kennels and pack and plays etc. We love the truck and are not driving it much at all until babies get here. We are happy that everyone will be safe and comfortable. We will keep driving our old vehicles until we need the room. My Mom was generous enough to loan us money again. We added the $26K for the truck onto the current Mom Loan, but I did separate out the lines so I can see when we actually finish Mom Loan #2 (HELOC) and start paying on Mom Loan #3 (Truck). Our payment will not change on the loan at this time, once we have a better budget idea for when the babies are here, we may change our payment.

Here is our debt update for 9/14/18

Celebrations for this update:
-$873.48 paid off in the last 2 weeks!!
-Store Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 7th update in a row!! (This is a record for me!)
-I'M PREGNANT!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,902.01
Mom Loan #2/#3 $38,152.98
MO Mortgage $82,220.71
My Mortgage $146,600.00
Our Mortgage $243,082.65
Total = $514,958.35

Down $873.48 in the last two weeks!

Starting total was $613,351.27
$98,392.92 paid off since 6/19/15 (including downpayment on house)!!!!!

CVS Summer Clearance!! 75% off!!

September 13th, 2018 at 11:43 am

I had a lot of EBs to use so was super happy to find all of this 75% off summer clearance at CVS. My Mom was with me to grab all of these, so we will split the cost and the profits. We have a lot going on right now, so feels good to have $0 in EB to keep track of.



Badminton Set (Bought 2)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Basketball Set (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)
*ETA - Sold for $5.00 on FB on 10/7/18
Profit = $2.35

Crayola Sidewalk Paint Marker (Bought 2)
Regular Price $8.99
-$6.74 Clearance Price
Final Price + Tax = $2.40
(Marked $4.00 for rummage sale)
*ETA - Sold 2 for $4.00 each on FB on 10/7/18
Profit = $3.20

Febreze Car Clips (Bought 2)
Regular Price $4.39
-2/$6 Sale Price
-$2.61 BOGO Free Coupon
-$3.00 off 2 CVS App Coupon
Final Price + Tax = $.33 Each!
(Keeping these)

Fashion Scarf - 4th of July Pattern (Bought 1)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $4.00 each for rummage sale)

Flip Flips (Bought 1)
Regular Price $3.99
-$3.00 Clearance Price
Final Price + Tax = $1.06
(Marked $2.00 for rummage sale)

Kids Plastic Golf Sets (Bought 6)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 10/7/18

Minecraft Steve Figurine (Bought 1)
Regular Price $16.99 Each
-$12.74 Clearance Price Each
Final Price + Tax = $4.52 Each
(Marked $8.00 each for rummage sale)

Pirate Treasure Chest (Bought 1)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Pool Monster Floaty Toy (Bought 3)
Regular Price $16.99 Each
-$12.74 Clearance Price Each
Final Price + Tax = $4.52 Each
(Marked $10.00 each for rummage sale)

Snorkel Set (Bought 1)
Regular Price $8.99
-$6.74 Clearance Price
Final Price + Tax = $2.40
(Marked $5.00 for rummage sale)

Swim Goggles (Bought 1)
Regular Price $3.99
-$3.00 Clearance Price
Final Price + Tax = $1.06
(Marked $2.00 for rummage sale)

Swim Mask (Bought 1)
Regular Price $4.99
-$3.74 Clearance Price
Final Price + Tax = $1.33
(Marked $3.00 for rummage sale)

Tide Simply Pods (Bought 1)
Regular Price $6.99
-$4.05 Sale Price
-$2.00 CVS App Coupon
Final Price + Tax = $1.13
(Keeping These)

Venus Razors (Bought 4) (These are from the last 2 weeks and are just my purchase, not joint)
Regular Price $8.99 Each
-$3.00 Mfr Coupon (x4)
-$3.00 off $12.00 Shaving CVS Coupon (x2)
*Earned $8.00 EB for Buying 2 (x2)
Final Price + Tax = $.98 Each
(Marked $4.00 each for rummage sale)

Water Balloon Pumper (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Water Shoes - Adult (Bought 3)
Regular Price $12.99
-$9.74 Clearance Price
Final Price + Tax = $3.46
(Marked $6.00 for rummage sale)

Water Shoes - Kids (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Wave Mattress Pool Float (Bought 1)
Regular Price $7.99
-$5.24 Clearance Price
Final Price + Tax = $1.86
(Marked $4.00 for rummage sale)

$20K Update

September 10th, 2018 at 12:20 pm

Here is our after Vegas update. We didn't have much luck on the slots but had a lot of fun together and enjoyed vacation!

Current Balance $18,000.00
+$35.00 FB Sales
+$50.00 MO Payday to Our Savings (8/31)
+$50.00 My Payday to Our Savings (9/7)
+$75.00 My Payday to Mom Loan Savings (9/7)
+$50.00 MO Payday to Our Savings (9/14)
-$3000.00 Vegas Vaca
Balance $15,260.00

Local Savings $3135.00
GC Savings $1755.00
Capital 360 Savings (US) $3230.00
Capital 360 Savings (Mom Loan Payback Account)$4440.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,260.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/2/18

September 10th, 2018 at 08:59 am

Total Sales for the week were $89.50!! Tons of shoes sold this week for my Mom which is great to get more stuff out of her inventory.

Sale #945 (SB) $15.00
Women's Brown Boots - We paid $3.00
Sold for $15.00
Profit = $12.00

Sale #946 (JF) $6.00
Old Spice Body Wash (2) - We paid $2.13 each
Sold for $3.00 each
Profit = $1.74

Sale #947 (AS) $11.50
Bic Soleil Glow Razor 3pk (2) - We paid $1.60 each
Sold for $4.00 each
Profit = $4.80

Secret Spray Deodorant - I paid .07
Sold for $2.50
Profit = $2.43

For my Mom's Friend - Boys Dress Shoes $1.00

Sale #948 (JS) $5.00
For my Mom - Toms Shoes $5.00

Sale #949 (CS) $5.00
For my Mom - Toms Shoes $5.00

Sale #950 (KB) $5.00
For my Mom - Toms Shoes $5.00

Sale #951 (AM) $5.00
For my Mom - Toms Shoes $5.00

Sale #952 (JC) $6.00
For my Mom - Vista Water Pitcher $6.00

Sale #953 (JZ) $31.00
Pumpkin Carving Set - We paid $1.58
Sold for $3.00
Profit = $1.42

Girls Nine West Fur Boots - We paid $2.62
Sold for $20.00
Profit = $17.38
For my Mom - Dr. Scholl's Inserts $5.00 + $3.00

Some great rummage sale finds!!

September 10th, 2018 at 07:59 am

My Mom and I went rummage saleing this weekend and got a lot of goodies! Lot of stuff for myself to keep and all of this for resell! I already sold 5 items!

Total for all of this was only $15.25!!


Camo Hats (2) - Free
*ETA - Sold 1 for $1.00 at 9/22/18 rummage sale

Christmas Socks 2pk - We paid .50

Kansas City Chiefs Hat - Free
*ETA - Sold for $5.00 at 9/22/18 rummage sale
Profit = $5.00

Pink Suitcase - We paid $2.50
Sold for $6.00
Profit = $3.50

Spiderman Kickboards - We paid .25 each

Sterilite Drawers (2) - We paid $2.00 each
Sold for $6.00 each
Profit = $8.00

Women's Brown Boots (Not pictured because already sold and picked up) - We paid $3.00
Sold for $15.00
Profit = $12.00

Kids Clothes:
Arizona Girls Flannel - We paid .25
Candies Bikini - We paid .75
Baby Phat Jean Dress - We paid .25

Black Snowpants - We paid $1.00
Sold for $8.00
Profit = $7.00

Jumping Bean Cheetah Sweater - We paid .25
*ETA - Sold for $2.00 on FB on 10/14/18
Profit = $1.75

Jumping Bean Plaid Sweater - We paid .25

Justice Jeans - We paid $1.00
Sold for $5.00
Profit = $4.00

Lee Jean - We paid .25
Okie Dokie Jean - We paid .25
Teenage Mutant Ninja Turtles Sweater - We paid .25
Wrangler Jeans - We paid .25

Debt Update as of 8/31/18

September 5th, 2018 at 02:09 pm

Another nice update! We are looking at a new vehicle tomorrow, so if that turns out to be what we are looking for, our debt will be going up as we are in need of a new vehicle. We shall see how it goes!

Celebrations for this update:
-$896.03 paid off in the last 2 weeks!!
-Total Debt went under $490K!!
-Total Debt went under the next $1000 mark for the 6th update in a row!! (This is a record for me!)

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $5,019.35
Mom Loan #2 $12,152.98
MO Mortgage $82,220.71
My Mortgage $146,950.00
Our Mortgage $243,488.79
Total = $489,831.83

Down $896.03 in the last two weeks!

Starting total was $587,351.27
$97,519.44 paid off since 6/19/15 (including downpayment on house)!!!!!

$20K Update - $18K! Bills, Bills, Bills.....

August 24th, 2018 at 09:29 am

Whoo hoo we made it to $18K! Things are crazy here and I am worried about savings. It looks great now, but we are having a lot of trouble with the renter in Rental #1 who is breaking their lease and moving out early since they bought a house. We are working to find a new renter, but if we don't find someone for the same monthly rent, the previous renter will be responsible for the difference until the end of their original lease term. They are not happy about that and seem to not understand that breaking their lease has consequences for them. We had a promising showing yesterday, so hopefully that works out and we can get past this unpleasantness.

Since our Jeep was totaled out a few weeks ago we are using the car and the truck. My car has over 225K miles on it and has been iffy at best lately. With us living an hr away from the closest "big city", I am not very comfortable driving it that far anymore (especially as temps will begin to change soon). The truck has 100k+ miles on it, and of course is a gas hog, do it's not reasonable to drive that to town unless we actually need to transport something. So we need to find a new vehicle sooner then later and get rid of my car.

We are also putting in an egress window and a cement patio on Rental #1. Just the window is over $4K which is crazy to me, but apparently $3K-$4.5K is the estimates we are getting and the lower estimate we got back in March and STILL, 5 months later, they have not showed up to do the work, so we are moving on to a different vendor so we can get that done before it gets cold out. Hoping MO and some friends can do the cement patio to save some money there.

Oh and we leave for Vegas in 2 days....we have had this trip planned for awhile, and it is the last one we will have for some time, unfortunate that all of these other expenses came up right before we leave, puts a damper on the getting out of town to relax concept when you know you shouldn't be spending money.

Current Balance $17,900.00
+$25.00 FB Sales
+$30.00 Phone Savings
+$45.00 To get to $18K!
Balance $18,000.00

Local Savings $3100.00
GC Savings $1755.00
Capital 360 Savings (US) $6080.00
Capital 360 Savings (Mom Loan Payback Account)$4365.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 8/13/18

August 22nd, 2018 at 01:45 pm

Sales this week were $55.50!

Sale #940 (PM) $7.00
Nugg Face Mask - We paid $.70
Sold for $2.00
Profit = $1.30

CVS Pantiliners (4) - Free
Sold for $1.00 each
Profit = $4.00

For my Mom - CVS Pantiliner $1.00

Sale #941 (KWB) $20.00
Girls Oshkosh B'gosh Boots - We paid $7.24
Sold for $20.00
Profit = $12.76

Sale #942 (EK) $4.00
Wet'N'Wild Eye Set - We paid $1.06
Sold for $4.00
Profit = $2.94

Sale #943 (MG) $6.00
Scope Mouthwash (2) - We paid $1.32 each
Sold for $3.00 each
Profit = $3.36

Sale #944 (SR) $18.50
Softsoap Bodywash (2) - We paid $2.23 each
Sold for $3.00 each
Profit = $1.54

For My Mom: Makeup Remover Wipes 5 @ $2.50 each = $12.50

$20K Update - We got the payout for the Jeep

August 22nd, 2018 at 11:56 am

The Jeep check came in quickly which was nice. It was $4846.33. The majority of it went towards bills that we would have had to take money out of savings for....over $2000 in medical bills, several hundred in rental repairs/updates, and several hundred in vet bills (one of our dogs has a lot of ear and allergy issues, and the other needed yearly checkup). That was the end of the medical bills for the year, we met our OOP Max back in May and we have now received and paid all of the bills. So that is a relief to be done with those for this year. We should have some money left from the Jeep check after the bills are paid, but we are going on vaca in a few days, so I am going to wait for the dust to settle before I move more to savings. We are almost to $18K!!!


Current Balance $17,725.00
+$50.00 MO Payday to Our Savings (8/17)
+$50.00 My Payday to Our Savings (8/24)
+$75.00 My Payday to Mom Loan Savings (8/24)
Balance $17,900.00

Local Savings $3075.00
GC Savings $1680.00
Capital 360 Savings (US) $6080.00
Capital 360 Savings (Mom Loan Payback Account)$4365.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,900.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)


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