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JCP - $10 off of $10 Coupons

November 24th, 2017 at 03:38 am

We snuck into JCP after Thanksgiving dinner. I didn't expect it to be too busy since it was about 3pm on Thanksgiving.....boy was I wrong! The place was a mad house!

They were giving away coupons that could be $10 off of $10, $100 off of $100, or $500 off of $500 purchase! MO and I each got a $10 off of $10, which we were happy with.

I used mine for a shirt for myself, it was $30 and on sale for $11.99, so just had to pay $1.99.

MO didn't find anything he wanted so we used his for a Christmas gift for his brother, a box of monogrammed handkerchiefs that were $25.00, on sale for $9.99, so the coupon wouldn't work, since it had to be $10, so we threw in a pair of slippers that were on a good sale. So the handkerchiefs were free!

While we were shopping we found 2 more $10 off of $10 that someone had left laying on a display! We used one on a gift for my niece, it was $19.99, so we got it for $9.99, and then the last one we used for 2 pairs of slippers that were normally $22.00, but on sale for $5.00, the math is weird because they were signed (we thought) for $5.00, but I think the sign was wrong/misleading, so they rang up for $7.99. The cashier price adjusted them for us to the $5.00, but then said they couldn't use the coupon....it was very confusing.

Between the 3 pairs of slippers we paid $6.38! So only $2.13 per pair, pretty awesome on $22 slippers!
(Marked $8.00 for rummage sale)

Overall we spent $19.13, and saved $123.02!! Awesome!

$20K Update

November 20th, 2017 at 05:11 pm

I won football pics again last week, but I tied with someone, and we also tied on the tie breaker, so I won $30 instead of $60. I have had the most pics right on 4 separate weeks now, 2 I won, 1 I tied with a bunch of people and I lost the tie breaker so won $0, and this last one I tied with 1 person and we tied with the tiebreaker. I had to pay $85 to play, and have won $150 so far! Hopefully I can win once more before the end of the season!

Current Balance $17,240.00
+$45.00 FB Sales
+$10.58 Payflex Rx Reimbursement
+$30.00 Football Pics Winner
+$4.42 Even Out Amount
Balance $17,330.00

Local Savings $6880.00
GC Savings $935.00
Capital 360 Savings (US) $4020.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,330.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 11/12/17

November 20th, 2017 at 04:36 pm

FB Sales for the week were $108.00!! Christmas items are moving out of here quickly, and since most were purchased at 90% off the profits for these items is a great percentage! I will send whatever doesn't go before Thanksgiving down to my Mom so she can try to sell some in her town too. I know I have gotten rid of a least a few full boxes of stuff already!

Sale #766 (HL) $15.00
Girls Hat, Glove, Scarf Set - We paid $2.56
Sold for $6.00
Profit = $3.44

Girls Christmas Dress - We pad $1.28
Sold for $6.00
Profit = $4.72

Christmas Beanie - We paid $1.05
Sold for $3.00
Profit = $1.95

Sale #767 (LCS) $7.00
Cat + Jack PJ Sets (2) - We paid .84 each
Sold for $3.50 each
Profit = $5.32

Sale #768 (BH) $8.00
Christmas Tree Throws (2) - We paid $1.32 each
Sold for $4.00 each
Profit = $5.36

Sale #769 (PW) $6.00
Pioneer Woman Table Runner - We paid $1.06 each
Sold for $6.00 each
Profit = $4.94

Sale #770 (JC) $27.50
Christmas Tree Throws (2) - We paid $1.32 each
Sold for $4.00 each
Profit = $5.36

Nivea Kiss of Color - We paid $1.32
Sold for $2.50 each
Profit = $1.18

Almay Shadow Softies - We paid .38
Sold for $2.50
Profit = $2.12

Flower Make-Up Kit - We paid $1.99
Sold for $5.00
Profit = $3.01

Wet'N'Wild Haute Eye Collection - We paid $1.06 each
Sold for $4.00
Profit = $2.94

Aloe Infused Christmas Socks - We paid .31
Sold for $2.00
Profit = $1.69

For my Mom: Revlon Crème Eye Shadow for $3.50.

Sale #771 (MB) $3.50
Cat + Jack PJ Sets - We paid .84 each
Sold for $3.50
Profit = $2.66

Sale #772 (JO) $17.50
Cat + Jack PJ Sets - We paid .84 each
Sold for $3.50
Profit = $2.66

Pioneer Woman Kitchen Handtowels 2pk - We paid .63
Sold for $4.00
Profit = $3.37

Pioneer Woman Oven Mitt and Pot Holder Set - We paid .63
Sold for $4.00
Profit = $3.37

Pioneer Woman Table Runner - We paid $1.59
Sold for $6.00
Profit = $4.41

Sale #773 (LQ) $3.00
Elf Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Sale #774 (DDA) $3.00
Santa Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Sale #775 (AP) $6.00
Elf Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Santa Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Sale #776 (BJC) $1.50
Rudolph Socks - We paid .42 each
Sold for $1.50
Profit = $1.08

Sale #777 (DMN) $10.00
Girls Gingerbread Outfit for my SIL - $10.00

Noted November Spending Update

November 17th, 2017 at 03:15 pm

We got 1 more No Spend Day under our belt. I think we are doing "ok" Definitely could be doing a little better. I have noticed we are doing better at not grabbing little items when we are close to getting a no spend day. At least we stop and think about it!

I think we could do a No Spend Day today, then tomorrow we are going Christmas Shopping and I am going to try to get as many gifts done in one day as I can.


11/1 - NO SPEND DAY #1
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)
----------------------------------------------------
11/5 - $175.09 Monthly Cable and Internet Bill
11/6 - NO SPEND DAY #2
11/7 - NO SPEND DAY #3
11/8 - $24.99 Fuel for going out of town for Dr
11/8 - $20.00 MO Haircut
11/8 - $17.15 Breakfast while out of town for drs apts
11/8 - $1.25 CVS Deals
11/8 - $7.43 Tractor Supply (not sure what MO bought)
11/9 - $7.25 Breakfast for MOs BD
11/9 - $23.12 Lunch for MOs BD
11/9 - $49.00 Dinner for MOs BD
11/9 - $56.93 Fuel for truck for hunting
-----------------------------------------------------
11/10 - $40.00 MO picked up food while hunting
11/10 - $75.00 Monthly Work Internet Bill (This will be reimbursed by my work)
11/10 - $28.67 Fuel while hunting
11/11 - $17.58 McDonalds breakfast while hunting
11/11 - Pop (UGH!)
11/11 - $18.82 Fuel
11/11 - $27.74 Fuel
11/12 - $5.40 Snacks? Not sure
11/12 - $5.00 T-shirt I bought off local FB site
11/13 - $9.71 Drug Store
11/13 - $91.86 Bath and Body (some to keep, some to resell)
11/14 - NO SPEND DAY #4
11/15 - $68.14 Verizon Monthly Phone Bill
11/15 - $10.64 Grocery Store

$20K Update

November 17th, 2017 at 02:56 pm

We had to pull money out of savings to start paying for the patio that is being put on Rental #1. It's a smart decision in the long run because it keeps our renters happy (they have already been there over 2 years) and also increases the value of the property, but still stinks to have to take out of savings when we are trying to go up. Also had to pay our Discover bill from Oct which was higher then normal due to Vegas expenses.

I would like to say we will be going up now, but we have to pay for propane for the winter ($1200) and also home insurance on our 3 houses ($2500) so will probably just be fighting to stay above $15K for awhile.

Current Balance $18,525.00
+$90.00 Mortgage Savings
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
-$1000.00 Patio for Rental #1
-$500.00 Vegas Bills (Flight, TopGolf, etc)
Balance $17,240.00

Local Savings $6790.00
GC Savings $935.00
Capital 360 Savings (US) $4020.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,240.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Bath and Body Product Deals

November 17th, 2017 at 02:30 pm



The last few sets of B&B Products I had sold so well, so I decided to get some more when they were on sale online last week. If they don't sell well, they always work great for gifts!

I also had a $25 giftcard which I used for some handsoaps for myself as I love those!

Handsoaps (Bought 6)
On sale for 6 for $25
(Keeping these)

Body Creams and Lotions (Bought 14)
Regular Price $13.50 each
-$9.55 Sale Price Each
Final Price (including tax + S+H) = $4.53 each
(Marked $6.00 each for rummage sale)

FB Sales Week of 11/5/17

November 13th, 2017 at 05:35 pm

Lots of sales picked up this week and Christmas items are going great! Total Sales this week were $188.00!!!

Sale #761 (JC) $5.00
UND Helmet Ornaments (4) - We paid .43 each
Sold for $5.00 for set of 4
Profit = $3.28

Sale #762 (BH) $14.00
Curad Bandaids (2) - We paid .53 each
Sold for $1.00 each
Profit = $.94

Girls Hat, Glove and Scarf Set (2) - We paid $2.56 each
Sold for $6.00 each
Profit = $6.88

Sale #763 (JZ) $17.00
Elf on the Shelf, Mini Blankies - We paid .52 each
Sold for $3.00 each
Profit = $2.48

ELF Christmas Beanie - We paid $1.05
Sold for $3.00
Profit = $1.95

Christmas Flag - We paid .61
Sold for $3.00
Profit = $2.39

Christmas Emoji Blankets (2) - We paid $.94 each
Sold for $4.00 each
Profit = $6.12

Sale #764 (JZ) $27.00
UND Christmas Bulbs (4) - We paid $1.17 each
Sold for $5.00 each
Profit = $15.32

Lavender Long Sleeve Hunting Tee - We paid ?
Sold for $2.00
Profit = $?

A coat for MO, $5.00.

Sale #765 (LS) $69.50
Christmas Slipper Socks (2) - We paid .85 each
Sold for $3.00 each
Profit = $4.30

Red Ballerina Slippers - We paid $1.05 each
Sold for $4.00
Profit = $2.95

Shimmer and Shine Hand Sanitizer - We paid $0
Sold for $1.50
Profit = $1.50

Revlon 2-in-1 Nail Art Polish - We paid .95
Sold for $4.00
Profit = $3.05

Elf on the Shelf Candy Cane Nail Polish Kits (2) - We paid $1.30 each
Sold for $3.00 each
Profit = $3.40

Adult Coloring Books - Free After Rebate
Sold for $4.00
Profit = $4.00

Pantene Shampoo and Conditioner (4) - We paid .74 each
Sold for $3.00 each
Profit = $9.04

Nail Polish Set 18pc - We paid $1.87
Sold for $5.00
Profit = $3.13

Finding Dory Creativity Set - We paid $5.81
Sold for $12.00
Profit = $6.19

Sally Hansen Diamond Strength (Me) - I paid $1.37
Sold for $3.00
Profit = $1.63

For my Mom: Head and Shoulder $7.00 and $5.00

Sale #765 (NC) $55.50
Adult Coloring Books (2) - Free After Rebate
Sold for $4.00
Profit = $4.00

Duo Cleanser - We paid $1.44
Sold for $5.00
Profit = $3.56

Christmas Gift Wrap Set - We paid .95
Sold for $5.00
Profit = $4.05

Bath and Body Lotions (4) - We paid .30 each
Sold for $4.00 each
Profit = $14.80

Oven Liners (2) (Me) - Free After Rebate
Sold for $2.50 each
Profit = $5.00

Sodering Iron (Me) - I paid .99
Sold for $4.00
Profit = $3.01

For My Mom: Rag Rugs (2) $6.00, Knife Set $5.00, Hand Cream $1.50

Debt Update - 11/10/17

November 10th, 2017 at 09:20 pm

$1427.30 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1417.30 paid off in the last 2 weeks!
-We went under the next TWO $1000 marks!
-Mom Loan went under the next $1000 mark!
-We reached $100K paid off on Rental #2!!!!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,462.77
Mom Loan #2 $17,897.64
MO Mortgage $84,110.75
My Mortgage $150,300.00
Our Mortgage $247,082.00
Total = $506,856.16

Down $1427.30 in the last 2 weeks!!

Starting total was $587,351.27
$80,495.11 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2650 in a savings account to pay off the Mom Loan, so the amount we still owe that is $15,247.64.

Noted November Spending Update

November 10th, 2017 at 09:13 pm

The trend only 10 days in is very clear, fuel and eating out = $$$$$$$.

MO is out of town now hunting so I am sure he will have a few more gas fills. Hoping to get our 4th No Spend Day on Sunday.

Also planning on doing all Christmas Shopping on one day to get it all done and out of the way.


11/1 - NO SPEND DAY #1
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)
----------------------------------------------------
11/5 - $175.09 Monthly Cable and Internet Bill
11/6 - NO SPEND DAY #2
11/7 - NO SPEND DAY #3
11/8 - $24.99 Fuel for going out of town for Dr
11/8 - $20.00 MO Haircut
11/8 - $17.15 Breakfast while out of town for drs apts
11/8 - $1.25 CVS Deals
11/8 - $7.43 Tractor Supply (not sure what MO bought)
11/9 - $7.25 Breakfast for MOs BD
11/9 - $23.12 Lunch for MOs BD
11/9 - $49.00 Dinner for MOs BD
11/9 - $56.93 Fuel for truck for hunting

$20K Update

November 10th, 2017 at 09:03 pm

Current Balance $18,465.00
+$10.00 Mortgage Savings
+$50.00 MO Payday to Our Savings
Balance $18,525.00

Local Savings $6700.00
GC Savings $2435.00
Capital 360 Savings (US) $3970.00
Capital 360 Savings (Mom Loan Payback Account)$2655.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,525.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Halloween Clearance Grabs at CVS

November 8th, 2017 at 08:08 pm

I stopped into CVS when I was in town to grab the free gummies and cheap Wet'N'Wild Make-up Sets and saw some Halloween clearance. The pumpkin carving sets I had this year all sold out quickly, so I grabbed some more for next year at 75% off!



Pumpkin Carving Set 19pc (Bought 11)
Regular Price $5.99 each
-$4.50 Clearance Price Each
Final Price + Tax = $1.58 each!
(Marked $3.00 each for rummage sale)

Pumpkin Carving Scoop (Bought 2)
Regular Price $4.99 each
-$3.74 Clearance Price Each
Final Price + Tax = $1.33 each!
(Marked $3.00 each for rummage sale)

Wet'N'Wild Mini Mascara Set (Bought 2)
Wet'N'Wild Haute Eye Collection (Bought2)
Regular Price $4.99 Each
*Received $4.00 EB on Each
Final Price + Tax = $1.06 Each
(Marked $3.00 for rummage sale)
*ETA - Sold 1 Haute Set for $4.00 on FB on 11/12/17

Trolli Gummies (Bought 4)
Regular Price $2.00 Each
*Received $2.00 EB on Each
Final Price + Tax = .12 Each!
(Keeping These)


$20K Update

November 7th, 2017 at 10:29 pm

Current Balance $18,435.00
+$3.96 Cap360 Interest
+$6.04 Even Out Amount
+$20.00 FB Sales
Balance $18,465.00

Local Savings $6700.00
GC Savings $2425.00
Capital 360 Savings (US) $3920.00
Capital 360 Savings (Mom Loan Payback Account)$2655.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,465.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Noted Spending November Update

November 6th, 2017 at 03:34 pm

Well we had a No Spend Day on the 1st and after that.....not so much. We were out of town 3 of the 6 days, so we ate out, which I suppose we could have packed sandwiches or something, but would have been pretty unrealistic for us to not spend some money on food. However the Subway for dinner on 11/3 and the dinner out on 11/5 definitely weren't necessary. I belive we can have a No Spend Day today and tomorrow (Wed I am out of town for Drs. again), which would put us at 3/9 days which seems good to me! Already eye opening how much we spend on convenience food! I decided to bold the transactions that could have been avoided.

11/1 - No Spend Day!
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)

FB Sales Week of 10/29/17

November 6th, 2017 at 03:15 pm

I have quite a few FB Sales ready for pickup, but only one was actually picked up this week. I did start posting Christmas items last night and already have $30 worth of Christmas items pending pickup!

Sale #760 (JC) $25.00
Olay Bodywash (2) - We paid $2.17
Sold for $5.00 each
Profit = $5.66

DUO Cleanser - We paid $1.44
Sold for $5.00
Profit = $3.56

Chapstick Brand Holiday Packs - We paid $1.33
Sold for $3.00
Profit = $1.67

Framing Square (Me) - Free After Rebate
Sold for $7.00
Profit = $7.00

$20K Update - November Rent

November 2nd, 2017 at 07:20 pm

We got all but one of our rent checks, so were able to add some to savings, when we get the last check it will go into checking to pay the mortgage payments next week.

I also had a $25 check that I sent to my cousin as a gift when he got married in July. The check was never cashed so in Sept. I messaged his wife to see if they received the check, she confirmed they did receive it and she would get it deposited. I waited another whole month and it still wasn't cashed, so I messaged her again and she said she would take it to the bank the same day. Now it's been about 4 months and the check still hasn't been cashed so I am just going to write it off in my check book and move that money to savings since I already "spent" it. I think 4 months and 2 messages is enough to allow for them to get it cashed. I balance my checkbook regularly, and I never have a balance of less then a couple hundred, so if they do cash it I will be sure to note that and adjust my balance. But for now it can be added to our Gazelle Savings!

Current Balance $16,985.00
+$1300.00 November Rent
+$25.00 Check never cashed
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $18,435.00

Local Savings $6680.00
GC Savings $2425.00
Capital 360 Savings (US) $3915.00
Capital 360 Savings (Mom Loan Payback Account)$2650.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,435.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Noted Spending November

November 1st, 2017 at 05:02 pm

Alright it is Day 1 of Gazelle Savings!

Having two rental properties, holidays coming up, and normal spending, NO SPEND is not very cohesive for us, so I am going for a Noted Spending November. Trying to track all spending for the month and hopefully keep it to a minimum and savings to a maximum!

Today is a normal work day, this evening MO has basketball and I will work some OT and then plan on watching Game 7 of the World Series. We shouldn't have any spending today!

$20K Update

October 30th, 2017 at 04:11 pm

We should start receiving Nov Rent in the next few days and have a nice boost to savings!

Current Balance $16,955.00
+$30.00 FB Sales
Balance $16,985.00

Local Savings $6280.00
GC Savings $1500.00
Capital 360 Savings (US) $3865.00
Capital 360 Savings (Mom Loan Payback Account)$2575.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,985.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 10/22/17

October 30th, 2017 at 03:10 pm

Total Sales for the week were $57.00!

As soon as Halloween goes by I will start posting my Christmas stuff, decorations, clothes, wrapping paper, etc. I have a lot from Christmas clearance last year, so hopefully I can keep up the good numbers!

Sale #753 (MAJ) $5.00
Pumpkin Carving Set - We paid $2.65
Sold for $5.00 each
Profit = $2.35

Sale #754 (DA) $2.00
Travel Containers - We paid .53
Sold for $2.00 each
Profit = $1.47

Sale #755 (DI) $5.00
Kitchen Knife Set (Me) - I paid $1.99
Sold for $5.00 each
Profit = $3.01

Sale #756 (TB) $5.00
Pumpkin Carving Set - We paid $2.65
Sold for $5.00 each
Profit = $2.35

Sale #757 (JN) $8.00
Adult Coloring Books (2) - Free After Rebate
Sold for $4.00 each
Profit = $8.00

Sale #758 (HF) $2.00
Travel Containers - We paid .53
Sold for $2.00 each
Profit = $1.47

Sale #759 (HL) $30.00
Pumpkin Carving Set - We paid $2.65
Sold for $5.00 each
Profit = $2.35

Kitchen Knife Set (Me) - I paid $1.99
Sold for $5.00 each
Profit = $3.01

Mini Tupperware Sets (2) - We paid .53
Sold for $1.00 each
Profit = .94

St. Ives Lotion (Me) - I paid .99
Sold for $3.00
Profit = $2.01

Chapstick Holiday 3pks (2) - We paid $1.33 each
Sold for $3.00 each
Profit = $3.34

Mike the Knight Training Grounds - We paid $2.19
Sold for $6.00
Profit = $3.81

For my Mom: $3.00 Sally Hanson Nail Polish

Lotion Deals

October 26th, 2017 at 09:20 pm

My Mom picked up some lotions for us to resell.

5 lotions and 1 bag of floss, total paid was $1.75.
*ETA - Sold 4 for $4.00 each on FB on 11/5/17

Paid off my Iphone! $30 per month for Gazelle Savings!

October 26th, 2017 at 04:56 pm

I got my Iphone 6-S(my first smart phone!) in October 2015 and it was on a 0% interest payment plan through my monthly cell phone bill. Now it's been 2 years so my phone is paid off and my bill went down $28.81!

Starting off the Gazelle Savings right I set up a new auto transfer of $30 per month to savings. Every little bit helps!

Gazelle Time - Trying to stay out of massive medical debt

October 26th, 2017 at 02:49 pm

MO and I have been talking and gearing up for 6 months of "gazelle like intensity" from November to April. We were going to focus on cutting costs as much as we could, no casino trips, no eating out, no cases of beer/pop in the fridge, no un-needed spending, and at the same time me doing more OT, making FB sales (which are going amazing BTW) and MO coaching Bball and earning that extra money. We wanted to ensure that we can payoff the Mom Loan by March/April and then bball is over and we could go on vaca and celebrate having the Mom Loan paid off. We were already planning this (making freezer meals, stocking the pantry, discussed in detail, etc.) and then yesterday we found out we are probably going to have a $20K medical bill coming up.

So for now we will not be looking to make any early payoffs, but just to keep our heads above water mentally and financially. We are still going to do our 6 month gazelle, but instead of planning on using it to payoff the Mom Loan, we will be holding it to see what we will owe for the medical and hopefully not go severely backwards on the debt total. We do not have a time line yet for the procedure, but probably not till early next year. I do have health insurance as well as about $6K in my HSA account. I also changed my elections for next year to start putting money in the HSA again (I had it up to $10K at one time but weekly tests/apts/ have drained a lot). So my paycheck deductions are going to double from about $80 a paycheck to $160 a paycheck.



Debt Update - 10/27/17

October 26th, 2017 at 02:42 pm

$297.28 paid off in the last 2 weeks!!!

Celebrations for this update:
-$297.28 paid off in the last 2 weeks!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,578.14
Mom Loan #2 $18,466.86
MO Mortgage $84,110.75
My Mortgage $150,650.00
Our Mortgage $247,474.44
Total = $508,280.19

Down $297.28 in the last 2 weeks!!

Starting total was $587,351.27
$79,071.08 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2575 in a savings account to pay off the Mom Loan, so the amount we still owe that is $15,891.86.

Logging some old deals

October 25th, 2017 at 06:59 pm

I found a bag of clearance deals from Nov 2016 that I never got around to logging. Lucky I found them now since it had Halloween goodies in it!



Pumpkin Carving Kits (Bought 4)
Regular Price $9.99 Each
-$7.50 Clearance Price Each
Final Price + Tax = $2.65 Each
(Marked $5.00 each for rummage sale)
*ETA - Sold 3 for $5.00 each on FB on 10/22/17

Travel Containers (Bought 2)
Regular Price $2.00 Each
-$1.50 Clearance Price Each
Final Price + Tax = $.53 Each
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $2.00 each on FB on 10/22/17
Profit = $2.94

Mini Tupperware Sets (Bought 2)
Regular Price $2.00 Each
-$1.50 Clearance Price Each
Final Price + Tax = $.53 Each
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $1.00 each on FB on 10/22/17
Profit = .94

Mini Lantern (Bought 1)
Regular Price $3.00 Each
-$2.25 Clearance Price Each
Final Price + Tax = $.80 Each
(Marked $2.00 each for rummage sale)


$20K Update - Vikings Game

October 25th, 2017 at 05:16 pm

We went to a Vikings Game this weekend with my in-laws. It was a lot of fun! We went to Dave & Busters, the football game and also a new casino. Great times with family and the Vikings won! We did ok on spending, gas there and back was probably like $150 so that was the worst expense. I won at the casino, MO lost but I won enough to cover him, and then we spent like $100 at the game on drinks and food(wow they sure get you good there! $10-$15 per drink!). My in-laws paid for the tickets as an early Christmas gift. Hotel was about $115.00.

I would love to pull $45.00 from checking to get to the $17K Mark, but I really don't even have an extra $45.00 right now.

I won football pics for the 3rd week in a row!!! But this time I tied with a 3 other people, and I lost the tie breaker so no money for me this time. But it was good that I wont again, as now I am in 2nd place overall so maybe will win the end of the year payout which is $85.00


Current Balance $16,725.00
+$50.00 MO Payday to Our Savings (10/27)
+$80.00 FB Sales
+$83.76 Yearly Oil Company Dividend Check
+$16.24 Even Out Amount
Balance $16,955.00

Local Savings $6250.00
GC Savings $1500.00
Capital 360 Savings (US) $3865.00
Capital 360 Savings (Mom Loan Payback Account)$2575.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,955.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 10/15/17 - My 750th Sale!

October 24th, 2017 at 05:16 pm

FB Sales this week were $179.00!!

I haven't been posting much of our older inventory, I will try to do that more this week so I can keep the sales moving!

Sale #745 (DA) $37.00
Adult Coloring Books (8) - Free After Rebate
Sold for $4.00 each
Profit = $32.00

Sophia Lacing Cards - We paid $2.12
Sold for $5.00
Profit = $2.88

Sale #746 (MR) $20.00
Adult Coloring Books (5) - Free After Rebate
Sold for $4.00 each
Profit = $20.00

Sale #747 (SB) $4.00
Adult Coloring Books - Free After Rebate
Sold for $4.00 each
Profit = $4.00

Sale #748 (SR) $10.00
Olay Bodywash (2) - We paid $2.17 each
Sold for $5.00 each
Profit = $5.66

Sale #749 (JW) $10.00
DUO Cleanser (2) - We paid $1.44 each
Sold for $5.00 each
Profit = $7.12

Sale #750 (JF) $22.00
Disney Princess Dresses (2) - We paid $1.06 each
Sold for $5.00 each
Profit = $7.88

Ceramic Hairbrush - We paid $1.05
Sold for $4.00
Profit = $2.95

Paddle Hairbrush - We paid $1.05
Sold for $5.00
Profit = $3.95

Kids Hairbrush - We paid $1.05
Sold for $3.00
Profit = $1.95

Sale #751 (AVB) $41.00
Adult Coloring Books (2) - Free After Rebate
Sold for $4.00 each
Profit = $8.00

Mens Flannel PJ Pants - Can't find this on my blog, so I am unsure what we paid?
Sold for $4.00
Profit = $?

Crest Toothbrush Packs - We paid $1.32
Sold for $3.00
Profit = $1.68

Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Kids Golf Set - We paid $1.86
Sold for $4.00
Profit = $2.14

For my Mom: All-In-One Measuring Spoon $4.00, 3pk Mens Socks (2 @ $5.00) $10.00.

Sale #752 (HL) $35.00
Girls Marled Hat and Glove Set - We paid $2.77
Sold for $7.00 each
Profit = $4.23

Frozen Slippers - We paid $3.83
Sold for $6.00 each
Profit = $2.17

Clorox Wipes (2 Containers) - We paid $.54 per container
Sold for $2.00 each
Profit = $2.92

Basketball Hoop Set - We paid $2.37
Sold for $5.00
Profit = $2.63

Bubble Blower Guns (2) - We paid $1.56 each
Sold for $4.00 each
Profit = $4.88

For my Mom: Mens 3pk socks $5.00

CVS Deals Week of 9/24/17

October 18th, 2017 at 09:42 pm

I meant to get these deals posted sooner, but there were a lot of transactions done, so I couldn't do a quick breakdown, and am finally getting to it now.

Also I used CVS Giftcards that I got free from my Discover Rewards, so I actually didn't pay anything OOP!



Trolli Gummies (Bought 6)
Regular Price $2.79 Each
-.79 Sale Price Each
*Received $2.00 EB on each
Final Price + Tax = .13 each!!
(Keeping these)

ELF Eyeliners, Eyepencil and Sharpener (Bought 18)
Regular Price $1.00 Each
*Received $3.00 EB for every 3 purchased
Final Price + Tax = .07 each!!
(Marked $1.00 each for rummage sale)
*ETA - Sold 7 for $1.00 each on FB on 10/13/17

Old Spice Deodorant (Bought 6)
Regular Price $6.99 Each
-$1.99 each for 2/$10 Sale
-$1.00 Mfr Coupon Each (6)
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $2.48 each!!
(Keeping these)

Old Spice Bodywash (Bought 8)
Regular Price $5.99(4)/$4.99(4) Each
-$11.00 BOGO 50% off sale
-$1.00 Mfr Coupon Each (8)
-$1.50 CVS CMC Coupon
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $1.68 each!!
(Marked $3.00 each for rummage sale)
*ETA - Sold 8 for $3.00 each on FB on 10/13/17
Profit = $10.56

Olay Bodywash (Bought 6)
Regular Price $8.29
-$3.29 each for 2/$10 Sale
-$1.00 Mfr Coupon Each (6)
-$1.00 CVS CMC Coupon
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $2.17 each!!
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 each on FB on 10/13/17
*ETA - Sold 2 for $5.00 each on FB on 10/15/17
*ETA - Sold 2 for $5.00 each on FB on 10/29/17

Duo Cleanser $12.79 each (Bought 12)
Dawn Dishsoap 8oz $1.69 each (Bought 6)
-$5.85 Sale Price Each on Duo
-.70 Sale Price Each on Dawn
-$3.00 Mfr Coupons on Duo (12)
-.25 Mfr Coupons on Dawn (6)
*Received $10.00 EB for spending $30 on PG (3)
*Received $2.00 on Checkout51 (3)
Final Price + Tax = $1.44 each on DUO + 2 free Dawn!
(Marked Duo $5.00 each for rummage sale, keeping the Dawn)
*ETA - Sold 4 for $5.00 each on FB on 10/13/17
*ETA - Sold 2 for $5.00 each on FB on 10/15/17
*ETA - Sold 1 for $5.00 on FB on 10/29/17
*ETA - Sold 1 for $5.00 on FB on 11/5/17

Pantene Shampoo and Conditioner (Bought 9 – Not pictured)
Regular Price $4.99 Each
-$4/$14 Sale Price
-$5.00 off 3 Mfr Coupons (3)
-$4.00 off $14.00 Pantene CVS CMC Coupon
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $1.01 Each!!
(Marked $2.50 each for rummage sale)

All of the deals generated $10.00 EBs, so we turned around and used those right away on clearance hair brushes and hair accessories! They were all on clearance for .99!!! That is over 90% off on some of them! This was a great way to get rid of some of those EBs as $10.00 is a lot to use at one time. We still have a few more to use, but used 4 of them on the hair accessories.

Hairbrushes, Paddle brushes, Curling Brushes and Headbands (Bought 44)
Regular Price $4.99 to $12.29 Each
-All Marked down to .99
Final Price + Tax = $1.05 Each!!
(Marked $3.00 to $5.00 each for rummage sale)
*ETA – We kept 6 sets of headbands for me and for my niece
*ETA - Sold 2 hairbrushes for $3.00 each on FB on 10/13/17
*ETA - Sold 1 hairbrush for $4.00 on FB on 10/15/17
*ETA - Sold 1 paddlebrush for $5.00 on FB on 10/15/17
*ETA - Sold 1 kids brush for $3.00 on FB on 10/15/17

$20K Update - Football Winners Again!

October 18th, 2017 at 04:53 pm

Wow I won the Football pics again! Two weeks in a row and I have no clue about football! Wink

Current Balance $16,470.00
+$50.00 My Payday to Our Savings (10/20)
+$75.00 My Payday to Mom Loan Savings (10/20)
+$60.00 Football Winner
+$40.00 FB Sales
+$30.00 To get GC Savings to $1500
Balance $16,725.00

Local Savings $6070.00
GC Savings $1500.00
Capital 360 Savings (US) $3815.00
Capital 360 Savings (Mom Loan Payback Account)$2575.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,725.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 10/8/17

October 17th, 2017 at 02:05 pm

Total Sales this week were $80.00!!

Sale #738 (CK) $10.00
Crayola Sidewalk Paint (4) - We paid $1.33 each
Sold for $2.50 each
Profit = $4.68

Sale #739 (V) $10.00
Disney Princess Dresses (2) - We paid $1.06 each
Sold for $5.00 each
Profit = $7.88

Sale #740 (JZ) $19.00
Disney Princess Dresses (2) - We paid $1.06 each
Sold for $5.00 each
Profit = $7.88

Old Spice Body Wash (3) - We paid $1.68 each
Sold for $3.00 each
Profit = $3.96

Sale #741 (AKA) $6.00
Old Spice Body Wash (2) - We paid $1.68 each
Sold for $3.00 each
Profit = $2.64

Sale #742 (SH) $7.00
Olay Body Wash - We paid $2.17 each
Sold for $5.00 each
Profit = $2.83

ELF Makeup (2) - We paid .07 each
Sold for $1.00 each
Profit = $1.86

Sale #743 (JSM) $2.00
ELF Makeup (2) - We paid .07 each
Sold for $1.00 each
Profit = $1.86

Sale #744 (SR) $26.00
Clorox Wipes 35ct 4pk (2) - We paid $2.13 per pack
Sold for $6.00
Profit = $7.74

Frozen Slippers - We paid $3.83
Sold for $6.00
Profit = $2.17

Bubble Blower Gun (2) - We paid $1.86 for one and $1.56 for one
Sold for $4.00 each
Profit = $4.58

Couple Menards Freebies!

October 16th, 2017 at 04:09 pm

Couple free grabs at Menards! The adult coloring books sold really well last year, so hoping for success with them again this year!



Adult Coloring Books(Bought 48 Joint with my Mom)
Free After Mail in Rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 16 for $4.00 each on FB on 10/15/17
*ETA - Sold 2 for $4.00 each on FB on 10/22/17
*ETA - Sold 3 for $4.00 on FB on 11/5/17

Corkscrew(Bought 4)
Free After Mail in Rebate
(Marked $2.00 each for rummage sale)

Framing Squares (Not pictured)(Bought 2)
Free After Mail in Rebate
(Marked ? each for rummage sale)
*ETA - Sold 1 for $7.00 on FB on 10/29/17

Kitchen Knife Set (Bought 2)
$1.99 Each After Mail in Rebate
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 on FB on 10/22/17
Profit = $6.02

Oven Liners(Bought 2)
Free After Mail in Rebate
(Marked $2.50 each for rummage sale)
*ETA - Sold 2 for $2.50 each on FB on 11/5/17
Profit = $5.00

Sodering Iron (Bought 2)
$.99 Each After Mail in Rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 on FB on 11/5/17

Debt Update - 10/13/17

October 13th, 2017 at 06:30 pm

$1414.56 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1414.56 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the third update in a row!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,693.42
Mom Loan #2 $18,466.86
MO Mortgage $84,292.75
My Mortgage $150,650.00
Our Mortgage $247,474.44
Total = $508,577.47

Down $1414.56 in the last 2 weeks!!

Starting total was $587,351.27
$78,773.80 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2415 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,620.13.


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