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Debt Update - 9/30/16

September 29th, 2016 at 08:56 pm

We leave for a Vegas tomorrow!

Celebrations for this update:
-Total debt went down $322.83 in the last 2 weeks!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $10,772.85
Mom Loan #2 $25,781.13
MO Mortgage $86,430.44
My Mortgage $155,235.00
Our Mortgage $252,455.43
Total = $530,674.54

Down $322.83 in the last 2 weeks!!

Starting total was $587,351.27
$56,676.73 paid off since 6/19/15 (including downpayment on house).

We have $555.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $24,721.13.

Couple Little Grabs in School Supply Clearance

September 29th, 2016 at 07:43 pm

I had some time to kill before an apt the other day so I popped into CVS and did a spin through the store. Found some little school supply goodies at 75% off to add to the rummage sale stock!



Scissors (Bought 16)
Regular Price $1.00
-.75 Clearance Price
Final Price after tax = .27 each
(Marked $1.00 each for rummage sale)

Jumbo Erasers (Bought 5)
Regular Price $1.00
-.75 Clearance Price
Final Price after tax = .27 each
(Marked $1.00 each for rummage sale)

Notecards (Bought 7)
Regular Price $1.00
-.75 Clearance Price
Final Price after tax = .26 each
(Marked $1.00 each for rummage sale)

$20K Update - Football Win! - 3rd Week in a Row!

September 29th, 2016 at 09:13 am

We had to take money out of savings for our propane bill, we saved about $60 by buying now for summer prices and got a 10% discount for paying cash.

I won football pics again! Between me and MO this is the 3rd week in a row! (I won 1st week, MO won the 2nd week and I won the 3rd week!) I told MO this week is his turn to win again!

we leave for Vegas tomorrow!

Current Balance $7,730.00
-$520.00 Propane
+$50.00 MO Payday to Our Savings
+$60.00 Football Winner
Balance $7,320.00

Local Savings $2805.00
GC Savings $1695.00
Capital 360 Savings (US) $1010.00
Capital 360 Savings (Mom Loan Payback Account)$555.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $7,320.00

Expired/Broken Inventory

September 26th, 2016 at 02:23 pm

Well the rummage sale is over for now (details on that in a separate post to come soon). As I was putting things out I pulled out any expired or broken items and set them aside so that they weren't in the sale. Some of them I will keep as I don't care if they are expired for my personal use, and some of them I put up for free on FB, others I tossed. I also went back through my entries and updated so that I know those items were disposed of and that is why they weren't sold.

I usually try to stay away from items that expire, especially medicine for this very reason, so most of these were probably free or tax only as I don't like to get medicine in case it does expire before I can sell it.

The good news is the items I put on FB for free went quickly so at least people are getting use out of them!

Kept:
AcneFree Oil-Free Acne Cleanser - Expired
Advil Travel Packs (2) - Expired
Anti-Diarrheal - Expired
Colgate Travel Packs (12) - Expired
Revlon Lipgloss (looked dried up in package, but once I opened it and moved the wand around a bit it is perfectly good to use so I will keep this)
Zarbes Naturals Seasonal Allergy Relief (6) - Expired


Free on FB:
Accu-Check Nano Diabetic Meter - Expired
Almay Shadow Stick - End is broke off and I don't use eye makeup
Comfort Patches (4) - Expired
CVS Diabetic Test Strips (3) - Expired
Hemorroid Gel (2) - Expired
Hemorroid Ointment - Expired
Nicotine Patches (2 boxes) - Expired


Tossed:
Elf Lipglass - Dried up

$20K Update!

September 26th, 2016 at 10:52 am

We were able to get a few more smaller zucchini from the garden and make 7 more bags to sell which were picked up the same day we harvested them and that made us another $14! I don't think we will be getting anymore from the garden before the cold sets in here.

I cashed out most of our dietbet money, over $400! I still have almost $100 in there for future dietbets.

We will be taking out money for Vegas in a few days.

Current Balance $6,745.00
+$14.00 Zucchini Sales
+$422.82 Cashed out DietBet Wins
+$2.18 Even Out Amount
+$30.00 Softball Tournament Reimbursements
+$106.00 Rummage Sale (9/23) to Local Savings
+$408.85 Rummage Sale (9/23) to GC Savings
+$1.15 Even Out Amount
Balance $7,730.00

Local Savings $2745.00
GC Savings $2215.00
Capital 360 Savings (US) $960.00
Capital 360 Savings (Mom Loan Payback Account)$555.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $7,730.00

$20K Update

September 24th, 2016 at 09:04 am

Last week I won the football picks and this week MO won! Sweet! Hopefully we can keep that up!

6 days till Vegas!

Current Balance $6,585.00
+$50.00 My Payday to Our Savings
+$50.00 My Payday to Mom Loan Savings
+$60.00 MO Won Football Pool
Balance $6,745.00

Local Savings $2595.00
GC Savings $1380.00
Capital 360 Savings (US) $960.00
Capital 360 Savings (Mom Loan Payback Account)$555.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,745.00

FB Sales

September 19th, 2016 at 12:56 pm

Had a few more sales I wanted to log before the BIG SALE!

Sale #465 (NC) $25.00
Mini Storage Jars (15) - Free After Rebate at Menards
Sold for $1.00 each
Profit = $15.00
+1 for My Mom

Utility Knives (2) - .99 after rebate
Sold for $5.00 each
Profit = $8.02

Sale #466 (TP) $4.00
Mary-Kate and Ashley Jean Jacket - We paid .75 at a rummage sale
Sold for $4.00
Profit = $3.25

I'm a farmer!

September 18th, 2016 at 07:42 pm

I'm a farmer and I made some sweet cash from my crops!





I had mentioned in previous posts that I had a major excess of zucchini from my garden. After trying lots of new recipes, shredding/freezing some for baking this winter and unsuccessfully trying to give away to friends and family (could only get rid of a few this way). I had about 7-8 BIG zucchini left and already have about 8 bags in my freezer for personal use so I don't need more myself. I decided to process the rest rather then letting it spoil. So I washed, peeled, chopped, shredded with food processor, measured into 2 cup serving sizes, bagged into freezer bags and labeled.

I put it up for sale on FB for $2.00 per 2 cup bag......I SOLD OUT! 35 bags (70 cups!) SOLD! So that is $70!!! Hoping the nice weather we had over the weekend will produce some more as I have several more people that put in orders for at least another 20 bags, but if not was still a very nice and quick $70! Only took me about 1 1/2 hrs to process all the zucchini, so a really nice hourly wage!! Also it was about $10 per zucchini!

$20K Update - Savings Snowflakes

September 18th, 2016 at 07:16 pm

Rummage sale is this coming weekend. I have Wed, Thurs off to finish up getting setup and we open Friday morning so I have Friday off as well. I have been advertising a lot on FB and have generated a lot of interest. Bad news is it is supposed to rainy and cold Friday and Saturday. So we are trying to set up as much as we can inside the garage to prepare, fingers crossed it at least doesn't rain. Not even sure what to think for a goal with our new location?

Little snowflakes are really falling into place for savings lately. We cashed out our dietbet win money to Paypal, we have a little over $400 there so I will cash that out to savings this week. I won a football pool last week, $60. Sold a few items when we were cleaning out the garage for $20, and another $34 for my buy/resell items on FB. Took in our coin jar and had $70 in that. All of these went into savings.


Current Balance $6,305.00
+$50.00 MO Payday to Our Savings
+$70.00 Coin
+$70.00 Zucchini Sales
+$30.00 FB Sales
+$60.00 Won Football Pool
Balance $6,585.00

Local Savings $2535.00
GC Savings $1380.00
Capital 360 Savings (US) $910.00
Capital 360 Savings (Mom Loan Payback Account)$505.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,585.00

We used some of the rent money from our basement guy to catch up our 52 Week Challenge money and now we only have 3 weeks left! Weeks left to pay are 43, 44, and 45.

52 Week Challenge
Week 42 (10/16) $903 + (Weeks 46-52 are also paid already $343) Total = $1246

Debt Update - 9/16/16

September 18th, 2016 at 07:13 pm

Well our normal payments got us to $531,132.37 this update.....so to keep the "getting under the next $1000 mark streak alive I made a $135 principle payment to the mortgage for Rental #2! Soooooo...This is the 6th update in a row that we have went under the next $1000 mark for total debt! This will for sure be the end of the streak as the next update will only be down a few hundred dollars and we definitely cant throw an extra $800 on debt and keep our goals in order. But pretty proud of us for keeping it going this long!


We leave for a Vegas Vacation with 2 other couples in 12 days! Just really happy with how things are going right now!! Feels like our hard work is paying off!!


Celebrations for this update:
-Total debt went down $668.76 in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Store Loan went under the next $1000 mark!
-Total debt went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $10,885.68
Mom Loan #2 $25,781.13
MO Mortgage $86,640.44
My Mortgage $155,235.00
Our Mortgage $252,455.43
Total = $530,997.37

Down $931.77 in the last 2 weeks!!

Starting total was $587,351.27
$56,353.90 paid off since 6/19/15 (including downpayment on house).

We have $500 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,281.13.

FB Sales Update

September 16th, 2016 at 11:37 am

While cleaning out the garage for the rummage sale I was able to post and sell a few items! I haven't been posting much else since the rummage sale is in two weeks, but was good to get rid of a few items gathering dust in the garage!

Sale #461 (DC) $10.00
Beer Mugs from the garage
Sold for $10.00
Profit = $10.00

Sale #462 (MI) $10.00
Wine Glasses from the garage
Sold for $10.00
Profit = $10.00

Sale #463 (KJ) $6.00
Mini Storage Jars (6) - Free After Rebate at Menards
Sold for $1.00 each
Profit = $6.00

Sale #464 (SS) $6.00
Headphones - We paid $2.65
Sold for $6.00
Profit = $3.35

$20K Update

September 13th, 2016 at 02:49 pm

We got reimbursed for the last $30 for coed softball so tossing that back into savings. Last night I won the first week of our football pick-em pool so I will be receiving a check for $60 soon!

Current Balance $6,275.00
+$30.00 Softball Reimbursement
Balance $6,305.00

Local Savings $2305.00
GC Savings $1380.00
Capital 360 Savings (US) $860.00
Capital 360 Savings (Mom Loan Payback Account)$505.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,275.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Awesome Clearance Deals on Summer Stuff at CVS!

September 12th, 2016 at 02:29 pm

My Mom got some major deals for us at CVS this last week! Our first small town rummage sale is in just 2 weeks so these will be some great additions to our inventory and hopefully we can move most of them right away! Everything listed/pictured is joint. Total spent + tax = $197.97. Total potential sales = $438.00. Total potential profits = $240.03!!!!




Roll-up Beachmat (1)
Regular Price $14.99
-$11.00 Sale Price 75% Off
Final Price after tax = $3.99
(Marked $7.00 for rummage sale)

Teenage Mutant Ninja Turtles Bowling Set (1)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65
(Marked $5.00 for rummage sale)

Littlest Pet Shop Decorate Pet (4)
Regular Price $14.99
-$11.00 Sale Price 75% Off
Final Price after tax = $3.99 each
(Marked $7.00 each for rummage sale)

Childrens 2pk Flipflops (6)
Regular Price $5.99
-$4.40 Sale Price 75% Off
Final Price after tax = $1.59 each
(Marked $3.00 each for rummage sale)

Balloon Pumper Set (4)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)

Despicable Me Basketball Hoop Set (4)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)

Frozen Basketball Hoop Set (4)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)

Swim Arm Bands (4)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.00 each for rummage sale)

Jump Ropes (5)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.50 each for rummage sale)

Star Wars Marker (4)
Regular Price $4.99
-$3.66 Sale Price 75% Off
Final Price after tax = $1.33 each
(Marked $3.00 each for rummage sale)

Fun Bubble Set (4)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.00 each for rummage sale)

Water Balloons (5)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.00 each for rummage sale)

Dive Sticks (1)
Regular Price $7.99
-$5.87 Sale Price 75% Off
Final Price after tax = $2.12 each
(Marked $4.00 each for rummage sale)

Goggles (10)
Regular Price $5.99
-$4.40 Sale Price 75% Off
Final Price after tax = $1.59 each
(Marked $4.00 each for rummage sale)

Water Shoes (9)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)

Lalaloopsy Doll (3)
Regular Price $16.99
-$12.46 Sale Price 75% Off
Final Price after tax = $4.53 each
(Marked $10.00 each for rummage sale)

Star Wars Tins (5)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)

Kites (6)
Regular Price $1.99
-$1.47 Sale Price 75% Off
Final Price after tax = .52 each
(Marked $1.50 each for rummage sale)

Swimming Vests (5)
Regular Price $19.99
-$14.68 Sale Price 75% Off
Final Price after tax = $5.31 each
(Marked $10.00 each for rummage sale)

Beach Towel (1)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)

Colgate Total Toothpaste (1) (This was just a weekly deal, not clearance)
Regular Price $3.99
-.99 Sale Price
-$2.00 CVS CMC Coupon
Final Price after tax = $1.06 each
(Marked $2.50 each for rummage sale)

Walmart Deals

Ariel Jammies (12)
Regular Price $9.48 each
-$8.41 Sale Price
Final price after tax = $1.07 each
(Marked $5.00 each for rummage sale)

Rummage Sale Deals

Frozen Snowcone Maker (1)
Bought at rummage sale for $4.00
(Marked $10.00 for rummage sale)

Treasure Chest (1) (Not pictured)
Bought at rummage sale for $2.00
(Marked $7.00 for rummage sale)

$20K Update

September 7th, 2016 at 10:16 am

Current Balance $6,215.00
+$50.00 My Payday to Our Savings (9/9)
+.64 Cap360 Interest
+$4.77 Even Out Amount Mom Loan
+$4.59 Even Out Amount Our Savings
Balance $6,275.00

Local Savings $2275.00
GC Savings $1380.00
Capital 360 Savings (US) $860.00
Capital 360 Savings (Mom Loan Payback Account)$505.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,275.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Debt Update - 9/2/16

September 7th, 2016 at 09:52 am

Although our total debt only went down $668.76 in the last two weeks, we had some great celebration marks! This is the 5th update in a row that we have went under the next $1000 mark for total debt! And our two smallest debts both went under the next $1000 mark, love seeing those numbers go down! I am pretty sure our streak of getting under the next $1000 mark will end at 5...we would have to go down $929.14 for the next update and I think it will be about $700, oh well it was a great run and maybe we will get a windfall and knock something down more!

We are in full rummage sale mode. My Mom came up and helped me sweep and spray out the garage, first time since we moved in last year that the garage has actually been cleaned out. We started getting tables organized and set up planned. We are planning on having it the weekend of Sept. 23rd. If you have read my blog at all you know our rummage sales are major events (last year we made over $8.8K at one, and most of our items are $1-$3....we move some SERIOUS inventory!). I am nervous as the town I live in now only has about 3000 people.....where I lived before I am sure more people came to the rummage sale then live in my whole town now! Hopefully all the planning, cleaning and marking is worth it.

I overdrew my checking account over the holiday weekend....I had deposited 3 rent checks totaling $2450.00 on my banks mobile app on 9/2, only one withdrawal was set up to go out for $350.00 and then when I checked my balance today I was overdrawn by $112 I checked the history and the deposits weren't there, I quickly realized the deposits had gone into my savings account rather then checking...apparently I fat fingered it. I called the bank and a 2 min convo fixed my $32 OD fee. I love my bank!

Celebrations for this update:
-Total debt went down $668.76 in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Store Loan went under the next $1000 mark!
-Total debt went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $10,998.42
Mom Loan #2 $25,781.13
MO Mortgage $86,640.44
My Mortgage $155,680.00
Our Mortgage $252,829.46
Total = $531,929.14

Down $668.76 in the last 2 weeks!!

Starting total was $587,351.27
$55,422.13 paid off since 6/19/15 (including downpayment on house).

We have $500 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,281.13.

More Menards Freebies!

September 6th, 2016 at 01:21 pm

Got some more great freebies at Menards just in time for the rummage sale!



Hammers (4) - $1.99 each after rebate
(Marked $10.00 each for rummage sale)

Mens Socks 6pks (8) - Free after rebate
(Marked $4.00 each for rummage sale)
*These are joint with my Mom because they didn't have enough for each of us to get some)

Tape Measures (4) - Free after rebate
(Marked $4.00 each for rummage sale)

LED Pickup Tool w/light (4) - Free after rebate
(Marked $4.00 each for rummage sale)

Raftor Squares (4) - Free after rebate
(Marked $3.00 each for rummage sale)

Mini Levels (4) - Free after rebate
(Marked $3.00 each for rummage sale)

$20K Update - Over $6K!

August 31st, 2016 at 07:58 am

We had our first night of fall coed on Monday night and we were paid everyone's fees, just missing $30 from one teammate who wasn't there that night. Once we get that we will toss that into savings as well. We also got rent from Rental #2 and put half of that into savings, the other half goes towards paying the mortgage for that house.

We have another $400 from the renter in our basement, but I think we are going to hang on to that for now as we have a large and in charge party next weekend at the cabin for an end of year softball jam for one of his men's teams and we will need money for booze and casino (food is already arranged). So rather then put it in savings now and taking it out next week I think we will just hang on to it and whatever we bring home can go into savings.

Current Balance $5,295.00
+$50.00 My Payday to Our Savings (9/1)
+$600.00 Rent from Rental #2
+$270.00 Coed Softball Reimbursements
Balance $6,215.00

Local Savings $2275.00
GC Savings $1380.00
Capital 360 Savings (US) $805.00
Capital 360 Savings (Mom Loan Payback Account)$500.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,215.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Major progress on the garage! Before and After Pics of Man Cave!

August 29th, 2016 at 08:43 am

This was our first weekend home in I don't know how long and we spend a good chunk of it cleaning out the garage. Got lots of junk organized and tons thrown away! Love getting organized so you can actually see what you have!


This is a little storage room that is built off the side of the garage. When we moved into this house in Sept of last year this room became a dumping ground for everything that was in MO's old garage. I got MO's hunting, fishing, golf, tools, etc. into organized areas. We also installed a closet rod and lofted it so all of his hunting clothes are in one place, but out of the way since they are only used a few weeks a year. Super happy with how this turned out!













This winter we would like to work on the peg board that is already up in there to hang MO's tools for easier access and he would also like a tool bench for Christmas, so we will see about that as well. I love the high ceilings in here, lots of room to add shelves when we get to it!

All of this junk is out of the garage! Plus a load of 6 old TVs, AC Unit, and washer to the dump!

CVS Deals Week of 5/30/16

August 28th, 2016 at 01:42 pm

Couple of deals I never got around to logging! We got a ton of work done in our garage this weekend getting closer to rummage sale ready!



Colgate Optic White Toothpaste (Bought 4)
Regular Price $4.79
-$1.30 Sales Price Each
*Received $2.50 EB on each
Final Price After Tax = $1.06
(Marked $2.50 each for rummage sale)

Pure Silk Shave Foam (Bought 2)
Regular Price $2.37 each
-.38 Sales Price Each
*Received $1.00 EB on ach
Final Price After Tax = $1.06 each
(Keeping these)

Scope Mouthwash 1 Liter (Bought 1)
Regular Price $4.99 each
-.20 Sale Price
-$1.00 CVS CMC Coupon
*Received $3.00 EB
Final Price After Tax = $.91
(Marked $3.00 for rummage sale)

Menards Deals! Lots of freebies!

August 26th, 2016 at 06:18 pm

Tons of freebies last week at Menards! Lucky for me my Mom was nice enough to pick some up for me!



Notebooks (20) - Free after rebate
(Marked 10/$4 for rummage sale)

Locker Shelves (4) - Free after rebate
(Marked $3.00 each for rummage sale)

Backpacks (6) - .99 after rebate
(Marked $4.00 each for rummage sale)

Storage Jars (20) - Free after rebate
(Marked $1.00 each for rummage sale)
*ETA - Sold 6 on FB for $1.00 each on 9/16/16
*ETA - Sold 14 on FB for $1.00 each on 9/16/16
Profit = $20.00

Utility Knife (4) - .99 each after rebate
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 9/16/16

My rebates are all already filled out and mailed!

$20K Update

August 26th, 2016 at 02:02 pm

Today is payday for me and I have our regular deposits, plus a nice chunk from FB sales. We recently had to borrow from savings to cover some expenses and I think we can payback $650 to savings with this paycheck. We should be reimbursed for coed softball money next weekend and have another good chunk.


Current Balance $4,440.00
+$50.00 My Payday to Mom Loan Savings (8/26)
+$50.00 My Payday to Our Savings (8/26)
+$105.00 FB Sales
+$650.00 I think I can, I think I can!
Balance $5,295.00

Local Savings $1405.00
GC Savings $1380.00
Capital 360 Savings (US) $755.00
Capital 360 Savings (Mom Loan Payback Account)$500.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $5,295.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Zucchini Madness!!

August 24th, 2016 at 05:17 pm




This is my first year having a garden in something like 10 years.....apparently I forgot that you only need to plant 1-2 zucchini plants.....so we have mega amounts of zucchini! I have been trying lots of new yummy recipes. Parmesan Garlic Zucchini Fries, Grilled Zucchini with lemon garlic sauce, and chocolate zucchini cake with homemade chocolate frosting have been favorites!



Yesterday I used my food processor for the first time and shredded up a couple of giant guys! I portioned it into 2 cup servings so I can freeze and use it for muffins and cakes this winter!


(Please ignore my repeated misspelling of zucchini!)

Tonight I made zucchini noodles with my spiralizer and cooked them with Alfredo sauce, mushrooms, onions, garlic and spices for a very delicious, and a little healthier then normal chicken Alfredo!

I found a recipe online for a Blueberry Lemon Zucchini Cake, I think I will try that next!

FB Sales Weeks of 8/8/16 to 8/19/16 - 450th Sale!

August 22nd, 2016 at 02:24 pm

I am a bit behind on logging my FB Sales. Here is the last 2 weeks of sales.

I had my 450th FB Sale!

Profits of $128.68!!! (not counting my Moms stuff as I don't know what she paid for hers).

Joint Sales

Sale #448 (DA) $8.00
Herbal Essences Body Wash(2) - We paid .92 each
Sold for $4.00 each
Profit = $6.16

Sale #449 (MSG) $5.00
Office Depot Pens(5) - We paid .15 each
Sold for $1.00 each
Profit = $4.25

Sale #450 (SOM) $5.00
Pantene Shampoo/Conditioner(2) - We paid .93 each
Sold for $2.50 each
Profit = $3.14

Sale #451 (VR) $12.50
Pantene Shampoo/Conditioner(5) - We paid .93 each
Sold for $2.50 each
Profit = $7.85

Sale #452 (KD) $20.00
Pantene Shampoo/Conditioner(8) - We paid .93 each
Sold for $2.50 each
Profit = $12.56

Sale #453 (KK) $20.00
Pantene Shampoo/Conditioner(4) - We paid .93 each
Sold for $2.50 each
Profit = $6.28

Nivea Lip Balms (5) - Free on Nivea Lotions
Sold for $2.00 each
Profit = $10.00

Sale #454 (AH) $10.00
Purses(2) - We paid $1.00 each for these at a rummage sale
Sold for $5.00 each
Profit = $8.00

Sale #455 (LM) $6.00
Scope Mouthwash 1 Liter Bottles(2) - I paid .32 each
Sold for $3.00 each
Profit = $5.36

Sale #456 (KK) $6.00
Nivea Lip Balm - Free on Nivea Lotion(2)
Sold for $2.00 each
Profit = $2.00

Spic & Span Cleaning Products for my Mom
(4 @ $1.00 each)

Sale #457 (SR) $5.00
Teenage Mutant Ninja Turtle Toothpaste (3) - I paid .14 each
Sold for 3 for $5.00 deal
Profit = $4.58

Sale #458 (SR) $6.00
Lever2000 Bar Soap (4) - We paid .87 for 4 bars
Sold for $2.00
Profit = $1.13

10 Notebooks for $4.00 for my Mom

Sale #459 (NC) $30.00
Pantene Shampoo/Conditioner(4) - We paid .93 each
Sold for $2.50 each
Profit = $6.28

GUM Brand Toothbrushes 2pks (2) - We paid .41 each
Sold for $2.50 each
Profit = $4.18

Almay Shadow Softies - We paid .38
Sold for $2.50
Profit = $2.12

Scope Mouthwash 1 Liter Bottle - I paid .32 each
Sold for $3.00 each
Profit = $2.68

Head & Shoulders 23.7oz - I paid $1.24
Sold for $5.00
Profit = $3.76

Softsoap Handsoaps (2) - I paid .90 each
Sold for $1.00 each
Profit = .20

For my Mom:
Aleve for $3.00
Comfort Patches for $1.00
Utility Knife $4.00
Old Spice Deodorant $2.50

Sale #460 (DC) $65.00
Scope Mouthwash 1 Liter Bottle - I paid .32 each
Sold for $3.00 each
Profit = $2.68

Skintimate Shave Gel (2) - This was a $1.00 Money Maker for us!
Sold for $2.50 each
Profit = $7.00

Venus Razor - I couldn't locate this on my blog so not sure what we paid for it, it was a joint item

Water Blaster - We paid $2.65
Sold for $5.00
Profit = $2.35

Toy Archery Set - We paid $5.31
Sold for $10.00
Profit = $4.69

Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Burt's Bees Cocoa Mint Lip Balm - We paid .87
Sold for $2.00
Profit = $1.13 (Free on CVS GC)

Spiderman Electric Toothbrush - We paid $1.91
Sold for $6.00
Profit = $4.09

Avenger Bathroom Cup Set - We paid $1.31
Sold for $3.00
Profit = $1.69

Herbal Essences Bodywash - We paid $.92
Sold for $4.00
Profit = $3.08

Old Spice Set - We paid $1.31
Sold for $4.00
Profit = $2.69

Caress Body Wash - We paid $1.59
Sold for $4.00
Profit = $2.41

For my Mom:
Scope to Go (2) - $2.00 each
Spray Bottle - $1.00
Fingertip Towel - $1.00

For MO:
Hunting Socks he no longer uses $1.00

$20K Update

August 21st, 2016 at 05:50 pm

Disappointed with this! A big chunk of us going down is because we had to front the $420 roster fee for our coed team. We will get all of that back (minus the $30 a piece for MO and I) but for now we had to pay it ourselves. As we get paid from our teammates we will put the money back into savings. Other then that just mainly overspending on laziness of not cooking and grabbing snacks at convenience stores. Gotta get back on the stick!

I should be able to put a chunk into savings when I get paid on Friday, and we will have rent again next week.


Current Balance $5,405.00
+$50.00 My Payday to Mom Loan Savings (8/12)
+$50.00 MO Payday to Mom Loan Savings (8/19)
+.16 Interest to Mom Loan Savings
+$24.84 Even Out Amount to Mom Loan Savings
+$25.00 My Payday to Our Savings (8/12)
+$50.00 My Payday to Mom Loan Savings (8/12)
+$50.00 MO Payday to Our Savings (8/19)
+$.30 Interest to Our Savings
+$4.70 Even Out Amount to Our Savings
-$420.00 From GC Savings for Coed Softball Fees
+$30.00 Coed Softball Fees
-$170.00 From GC Savings for Football Pool
-$295.00 Checking Deficit
-$315.00 Casino
Balance $4,440.00

Local Savings $1300.00
GC Savings $730.00
Capital 360 Savings (US) $705.00
Capital 360 Savings (Mom Loan Payback Account)$450.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,440.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Debt Update - 8/19/16

August 21st, 2016 at 03:44 pm

This is the 4th update in a row that we have went under the next $1000 mark for total debt! YES! In addition we were actually just $30 away from going down a full $1000 in debt this update, so we threw an extra $35 at Rental #1 just to get over $1000 paid down this update.

My 3 nights a week of softball have finally ended for the summer and I am happy to have about 10-12 hrs a week back in my schedule! Fall coed softball starts in just a few weeks, but that will only be one night a week, and MO and I play on the same team so at least it is quality time! We are hoping to have a rummage sale in Sept, and that should help pull in some extra cash for savings.

Celebrations for this update:
-Total debt went down $1004.32 in the last 2 weeks!
-Rental #1 passed the next $1000 payoff mark!
-Our Mortgage passed the next $1000 payoff mark!
-Our Mortgage went under the next $1000 mark!
-Total debt went under the next $1000 mark!
-Total debt payoff passed $145K!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,111.08
Mom Loan #2 $26,337.23
MO Mortgage $86,640.44
My Mortgage $155,680.00
Our Mortgage $252,829.46
Total = $532,598.21

Down $1004.32 in the last 2 weeks!!

Starting total was $587,351.27
$54,753.06 paid off since 6/19/15 (including downpayment on house).

We have $425 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,912.23.

Awesome Pantene and Crest Deals Last Week at CVS!

August 8th, 2016 at 09:15 am

Several good deals last week at CVS. If I could have gotten my hands on more coupons I would have done more, but wasn't able to get as many coupons as I wanted. I didn't put everything in the pic, just a few of each different item.



Pantene 12.6oz (Bought 27)
Regular Price $4.99 each
-3/$12 Sale Price
-$5.00 off 3 Pantene Mfr Coupon (Used 9)
-$4.00 off $14.00 Pantene CVS Mfr Coupon (Used 3)
*Received $10EB for every $30 spent on Pantene ($30EB)
Final Price = $21.00 for 27 Pantene!
Tax was $4.02 so .93 each for Pantene
(I also had a $5 Beauty Club EB that I used as well, so they actually would come out to .74 each!)
(Marked $2.50 each for rummage sale)
*ETA - Sold 23 for $2.50 each on FB on 8/22/16

Crest 3D White Toothpaste (Bought 10)
Regular Price $4.39
-$1.39 Sale Price
-$2.00 off 1 Crest Mfr Coupon (10)
-$2.00 off 2 Toothpaste CVS CMC Coupon (3)
*Received $2.00 EB for each toothpaste ($20EB)
Final Price = $16.00 Money Maker on 10 Toothpastes! ($14.70 Money Maker after tax)
(Marked $2.50 each for rummage sale)

Body Armour Drinks (Bought 8)
Regular Price $1.99
-Sale Price 2/$3
*Received $3 EB for every 2 purchased ($12EB)
Final Price = 8 drinks for free!! (.20 each after tax)
(Keeping these)

$20K Update - Back over $5K!

August 8th, 2016 at 06:39 am

Whoo hoo, we are back over $5K! I don't think I ever want to be below that mark again in my life. It's just too stressful having savings that low. We have no plans to dip into savings except for a quick weekend trip to Vegas at the end of September, and we are pretty good at bringing home a good chunk of what we take with, so shouldn't be too much of a change (and hey maybe it will even go up!). So for the foreseeable months/years, I am hoping to just go up, up, up!


Current Balance $4,555.00
+$50.00 MO Payday to Our Savings (7/29)
+$800.00 Rent
Balance $5,405.00

Local Savings $1300.00
GC Savings $1900.00
Capital 360 Savings (US) $625.00
Capital 360 Savings (Mom Loan Payback Account)$325.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $5,405.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Debt Update - 8/5/16

August 8th, 2016 at 06:23 am

I update every 2 weeks (every payday for MO) and this is the 3rd update in a row that we have went under the next $1000 mark for total debt! That is exciting progress! Looking at the payments for next update, that one we should go under the next $1000 mark again! WHOOT!

We did change our auto deposits from $25 to $50, so that will definitely help the bottom line to get savings to go up while debt is going down!


Celebrations for this update:
-Total debt went down $667.66 in the last 2 weeks!
-Race #2 (Mom Loan and Store Loan) went under the next $1000 mark!
-Total debt went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,223.65
Mom Loan #2 $26,337.23
MO Mortgage $86,849.44
My Mortgage $155,990.00
Our Mortgage $253,202.21
Total = $533,602.53

Down $667.66 in the last 2 weeks!!

Starting total was $587,351.27
$53,748.74 paid off since 6/19/15 (including downpayment on house).

We have $375.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,962.23.

$20K Update!

July 28th, 2016 at 02:59 pm

Current Balance $4,260.00
+$50.00 My Payday to Our Savings (7/29)
+$50.00 My Payday to Mom Loan Savings (7/29)
+$70.00 June Property Management Hrs
+$124.50 FB Sales
+.50 Even Out Amount
Balance $4,505.00

Local Savings $1100.00
GC Savings $1300.00
Capital 360 Savings (US) $575.00
Capital 360 Savings (Mom Loan Payback Account)$325.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,555.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

New "repeating customer"!!

July 28th, 2016 at 02:44 pm

I have a new "repeating" customer! And they are buying a ton, whoo hoo! I do best with repeat customers who just let me know when they want to shop in my "store" and when they need more H&B items. Last week a man contacted me regarding some of my wares on FB and sent his wife over to shop, she spent $31.50! And has since been back 2 more times this week and spend a total of $84.50! So excited to have her in my customer base!



Sale #445, 446, and 447! (PP) $84.50

Joint Items
Water Blaster - We paid $2.65 each
Sold for $5.00
Profit = $2.35

Shimmer Shower Gel - We paid .99
Sold for $2.00
Profit = $1.01

POP Nail Kit - We paid $3.96
Sold for $10.00
Profit = $6.04

Head & Shoulders - Hmmm can't find a record of this purchase on my blog??
Sold for $3.00
Profit = ?

Lever2000 8pk Bar Soap - We paid $1.73
Sold for $4.00
Profit = $2.27

Crest 3D Toothpaste (2) - Hmm can't find a record of this either...
Sold for $2.50 each
Profit = ?

Crayola Lip Balm Set - We paid $1.31
Sold for $3.50
Profit = $2.19

Earbuds - We paid $1.33
Sold for $4.00
Profit = $2.67

Pantene Shampoo/Conditioner (2) - We paid .90 each
Sold for $2.50 each
Profit = $3.20

My Items
Bubbles (19) - I paid .17
Sold for $.50 each
Profit = $6.27

Colgate Total Advance Toothpaste (2) - I paid .15 each
Sold for $2.50 each
Profit = $4.70

Suave Body Wash (2) - I paid $2.59 each
Sold for $2.00 each
Loss = $1.18

Sold for my Mom
Colgate TMNT Toothpaste 3/$5 = $5.00
Softsoap Body Wash 2 @ $3.00 each = $6.00
Crest 3D White Toothpaste $2.50
GUM 2pk Toothbrush $2.50
CVS Mouthwash $2.50
CVS Body Wash 2 @ $2.00 each = $4.00
Kids Mouthwash = $2.00


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