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$20K Update

September 22nd, 2017 at 03:34 pm

We had to take my car in AGAIN and I was worried that this would be the end of the road for my car as we don't want to put anymore money into repairs on it....MO went to pick it up and the mechanic said it was a minor part repair and he fixed it for free! He didn't even charge us for the part! I guess our loyal business finally paid off...lol! Just a little bump to savings here.

Also we were going to go to Laughlin next week, but our trip ended up getting cancelled as the flight was not full. This was disappointing since the flights, hotel, etc were all free. We decided to book Vegas instead since we already had the time off of work. We have to pay for flights to Vegas, but it was only $200 total for both of us, there and back. So that's not bad. Hotels will still be free. Plus we have $675.00 in free casino play in Vegas, so we should be able to turn the free play into enough real money to cover the flight cost. This was a spur of the moment trip and will be the last one till at least March since MO start bball coaching in a few weeks.

Current Balance $18,175.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $18,300.00

Local Savings $6985.00
GC Savings $2525.00
Capital 360 Savings (US) $3610.00
Capital 360 Savings (Mom Loan Payback Account)$2415.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,300.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$20K Update

September 18th, 2017 at 08:28 pm

Current Balance $18,090.00
+$50.00 MO Payday
+$35.00 FB Sales
Balance $18,175.00

Local Savings $6985.00
GC Savings $2525.00
Capital 360 Savings (US) $3560.00
Capital 360 Savings (Mom Loan Payback Account)$2340.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,175.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 9/10/17

September 18th, 2017 at 08:04 pm

Good week for sales!! Sales were $96.50!! And I sold a lot of the new items we just got when we went rummaging last weekend, $53.00 worth of rummage sale pickups, and $49.00 of that was profit! Love a quick turnaround!


Sale #721 (IM) $12.00
3 Backpacks @ $4.00 = $12.00 for my Mom

Sale #722 (SR) $20.00
(3) 3 Piece Outfits (New) - We paid $1.00 each at rummage sale
Sold all 3 as a bundle for $20.00
Profit = $17.00

Sale #723 (JC) $4.00
Dart Board - We paid .50 at rummage sale
Sold for $4.00
Profit = $3.50

Sale #724 (NC) $60.50
Tape Measure (Me) - Free After Rebate
Sold for $4.00
Profit = $4.00

Men's Fruit of the Loom Socks (Me) - I paid .99
Sold for $5.00
Profit = $4.01

Bath & Body Set (4 pieces) - Free at rummage sale
Sold for $10.00
Profit = $10.00

Bath & Body Set (4 travel pieces) - Free at rummage sale
Sold for $5.00
Profit = $5.00

Bath & Body Set (2 pieces) - Free at rummage sale
Sold for $4.00
Profit = $4.00

Victoria Secret Perfumes (2 pieces) - Free at rummage sale
Sold for $8.00
Profit = $8.00

Board Books (5 Books) - We paid .10 each
Sold for $2.00 for the bundle
Profit = $1.50

Pampers Wipes 56ct (2) - Free
Sold for $1.50 each
Profit = $3.00

Tape Measures (2) for $4.00 each, Fruit of the Loom Socks (2) for $5.00 each, and a set of Halloween Handtowels for $1.50 for my Mom ($19.50).

Clorox Wipes Deal - Run to Staples!

September 18th, 2017 at 03:46 pm

Clorox Wipes 35ct 4pks are on clearance at select Staples for only $2.00 per 4pk! My Mom was able to grab up 15 packs!

Total for 15 packs + tax = $31.95!!!
(Marked $6.00 each for rummage sale)

Debt Update - 9/15/17

September 15th, 2017 at 09:28 pm

$904.77 paid off in the last 2 weeks!!!

So happy that getting under $500K for total debt is getting more and more achievable! Savings is going good and payments are rolling us down quickly! So many great celebrations on this update!

In not so fun news - My car (the vehicle we both try to use the most for low gas mileage) that we just spent something like $1000 on in repairs is down again. We just drove it out of town, 4 hrs each way, all in one day, and it ran great and was totally fine. Then two days later we get in to go to dinner and the power steering is out (again) and smoking. We just had that repaired about 4 weeks ago. MO is going to talk to the mechanic and see if we can get it fixed for free since their repair wasn't satisfactory. If not I think it's time to say goodbye for good. We have 3 other vehicles, so we won't need to deal with any replacement costs, but still sad to see my car of 9 years bite the dust.

Also we decided to do an impromptu trip to Laughlin at the end of Sept. MO starts coaching in October and that takes up all of his time till March, so we decided to get in one more trip this year. We go on a lot of group and family trips, this time it's just going to be the two of us, so that will be nice.


Celebrations for this update:
-$904.77 paid off in the last 2 weeks!
-Bad Debt went under the next $1000 mark!
-Store Loan went under the next $1000 mark!
-Our Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,923.73
Mom Loan #2 $19,035.13
MO Mortgage $84,474.75
My Mortgage $151,000.00
Our Mortgage $247,865.53
Total = $510,299.14

Down $904.77 in the last 2 weeks!!

Starting total was $587,351.27
$77,052.13 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2340 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,695.13.

Flipping and Dipping some rummage sale finds!

September 11th, 2017 at 09:17 pm

This last weekend was the weekend we would normally have the BIG rummage sale in my old town. Since we have renters in my old house we aren't have a sale, so we actually got to go shopping this year instead of working the sale!

Lots of great finds to keep including some clothes and kitchen items for me and many to sell. I have already sold a lot of items for nice profits!

Since there were so many items I separate the pics by price (only items bought to resell are pictured).

Here are the Free items (Yes these were all in the free box!!!)

Free

Gerber 4 pack mittens
Wilson Youth Baseball Pants
Halloween Onesie
Kids Socks (2 Bags)
Kids Cookie Cutter Set
Star Wars Washcloth

Victoria Secret Perfume (2)
*ETA - Sold as a set of 2 for $8.00 on FB on 9/10/17
Profit = $8.00

Bath & Body Travel Bottles (4)
*ETA - Sold as a set of 4 for $5.00 on FB on 9/10/17
Profit = $5.00

Bath & Body Full Sz Bottles (9)
*ETA - Sold for as 2 sets, one for $10.00 and one for $4.00 on FB on 9/10/17
Profit = $14.00


.10 Items
Board Books (5)
*ETA - Sold as a bundle of 5 books for $2.00 on FB on 9/10/17
Profit = $1.50

.25 Items

New Puzzles (4)
Open Puzzle
Little House on the Praire Books (2)
Nicholas Sparks Book
OPI Girls Swimsuits (2)
Girls Daisy Print Jean Shorts
Girls Old Navy Jean Skirt
Bath & Body Lotion
Speedo Swimsuit
Old Navy Swimsuit
Carters Dress

.50 Items

Large Ceramic Bowls (2)
Lizbeth Salander Novels (3)

Dart Board
*ETA - Sold for $4.00 on FB on 9/10/17
Profit = $3.50

Under Armour Shorts (2)
Sleepers (13)
Long Sleeve/Pant Jammie Sets (4)
Swimsuits (2)
Minnie Tutu Outfit
Top/Skirt Pink Outfit
Dress/Bloomers Outfit
Halloween Witch Womsie

.75 Items
Frozen Jammies

$1.00 Items

AZ Leggings
Swimshirt and Bottoms

3 Piece Outfits (New) (3)
*ETA - Sold as a bundle for $20.00 on FB on 9/10/17
Profit = $17.00

Arianna Grande Water Bottle and Shorts
Dresses (11)
2 Piece Outfit

$2.00 Items

Victoria Secret Clutch (Brand New and retails for $58!!)
Adidas Dress
Boys 3 Piece Puma Outfit
Dora Rider Toy
Black Cherry Candle Set
$3.00 Items
Blue Merona Purse (Brand New)

$20K Update

September 11th, 2017 at 06:46 pm

Current Balance $18,000.00
+$10.00 Mortgage Savings
+$80.00 FB Sales
Balance $18,090.00

Local Savings $6950.00
GC Savings $2525.00
Capital 360 Savings (US) $3510.00
Capital 360 Savings (Mom Loan Payback Account)$2340.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,090.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 9/3/17

September 11th, 2017 at 03:19 pm

FB Sales are going awesome right now! $165.00 is sales this week!!

Sale #715 (JCT) $3.00
Roll of Rags for my Mom $3.00

Sale #716 (CC) $9.00
Salt and Pepper Shaker Set (Me) - Free After Rebate
Sold for $2.00
Profit = $2.00

Steig Larson Books (Me) - I paid .50 each
Sold for $1.50 each
Profit = $2.00

10 notebooks for my Mom $3.00

Sale #717 (NC) $43.00
EOS Lipbalm (2) - We paid $1.78 each
Sold for $2.50 each
Profit = $1.44

Softlips Lipbalm (2) - We paid $1.68 each
Sold for $2.50 each
Profit = $1.64

Fruit of the Loom Socks (Me) - I paid .99 each
Sold for $5.00 each
Profit = $4.01

Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Outdoor Drink Holders (4) (Me) - I paid .88 each
Sold for $5.00 each
Profit = $8.48

Utility Baskets (2) (Me) - Free After Rebate
Sold for $1.50 each
Profit = $3.00

Fruit of the Loom Socks for my Mom $5.00

Sale #718 (CK) $36.00
Mens 3pk Socks (2) (Me) - I paid .99 each
Sold for $5.00 each
Profit = $8.02

Roll of Rags (4) (Me) - Free After Rebate
Sold for $3.00 each
Profit = $12.00

Auto Cloths 8pk (2) (Me) - I paid .99 each
Sold for $4.00 each
Profit = $6.02

Outdoor Drink Holders (2) at $3.00 for my Mom $6.00

Sale #719 (HL) $35.00
Jordache Tan Leggings - We paid $1.06
Sold for $5.00 each
Profit = $3.94

Outdoor Drink Holders (2) at $3.00 each, Backpacks (4) for $4.00 each, Small Backpacks (2) for $2.00 each and Dishmatic $4.00, for my Mom ($30.00).

Sale #720 (DC) $39.00
Matches (Me) - Free After Rebate
Sold for $2.00
Profit = $2.00

Dish Mat (Me) - I paid .99 each
Sold for $2.50
Profit = $1.51

Salt and Pepper Shaker Set (Me) - Free After Rebate
Sold for $2.00
Profit = $2.00

Knee Pads (Me) - Free After Rebate
Sold for $2.00
Profit = $2.00

Curad Bandaids - We paid .53
Sold for $1.00
Profit = $.47

Goggles (2) - We paid $1.59
Sold for $4.00 each
Profit = $4.82

Dish Mat $2.50, Folding Knife $4, Popcorn Popper $15.00, for my Mom ($21.50).

Walmart Dollar Deals

September 7th, 2017 at 03:00 pm



My Mom found these awesome $1 deals at Walmart! Potential profits of $26!!

Avia Moisture Wick Shirt - Regular Price $7.74
(Marked 4.00 for rummage sale)

Faded Glory Bermuda Shorts - Regular Price $6.96
(Marked $3.00 for rummage sale)

Healthtex Boys Winter Coat - Regular Price $14.97
(Marked $8.00 for rummage sale)

Jordache Jeggings (2) Regular Price $9.94 each
(Marked $4.00 for rummage sale)

Jordache Tan Leggings (2) Regular Price $11.94 each
(Marked $5.00 for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 9/3/17


$20K Update - Back up to $18K!

September 7th, 2017 at 01:28 pm

We got rent for Sept, and I got my paystub for payday tomorrow so I was able to see how much my bonus will be for. What a great jump up!

Current Balance $16,155.00
+$50.00 My Payday to Our Savings (9/8)
+$75.00 My Payday to Mom Loan Savings (9/8)
+$1300.00 Sept Rent - Rental #2
+$370.00 Work Bonus
+$50.00 To get to $18K
Balance $18,000.00

Local Savings $6870.00
GC Savings $2515.00
Capital 360 Savings (US) $3510.00
Capital 360 Savings (Mom Loan Payback Account)$2340.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Menards Deals!

September 5th, 2017 at 04:57 pm

My Mom picked up some great deals again at Menards. Love free stuff!!



Air Freshner 2pk (Bought 4)
Free After Mail in Rebate
(Marked $1.00 each for rummage sale)

Dog Leash (Bought 4)
Free After Mail in Rebate
(Kept 2 for our puppy girls, marked the other 2 $4.00 each for rummage sale)

Finish Dishwasher Detergent (Bought 4)
.99 Each After Mail in Rebate
(Keeping these)

Kitchen Shears (Bought 4)
.01 Money Maker Each After Mail in Rebate
(Marked $3.00 each for rummage sale)

Men's No Show Socks 3pks (Bought 3)
.99 Each After Mail in Rebate
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 9/3/17

Outdoor Drink Holders (Bought 4)
.88 Each After Mail in Rebate
(Marked set of 4 for $12.00 for rummage sale)
*ETA - Sold 4/$12 on FB on 9/3/17
Profit = $8.48

Roll of Rags (Bought 4)
Free After Mail in Rebate
(Marked $3.00 each for rummage sale)
*ETA - Sold 4 for $3.00 each on FB on 9/3/17
Profit = $12.00

Utility Baskets (Bought 6)
Free After Mail in Rebate
(Marked $1.50 each for rummage sale)
*ETA - Sold 2 for $1.50 each on FB on 9/3/17

$20K Update

September 5th, 2017 at 04:16 pm

We are waiting for the rent check from Rental #2 and also one more $30 reimbursement for softball and that should get us back over $17K! I also have a few good FB Sales lined up for the week so I can add some to savings once those are picked up.

Current Balance $15,850.00
+$50.00 MO Payday to Our Savings (9/1)
+$15.00 Recycling Pop Cans
+$240.00 Coed Softball Fees Reimbursement
Balance $16,155.00

Local Savings $6870.00
GC Savings $795.00
Capital 360 Savings (US) $3460.00
Capital 360 Savings (Mom Loan Payback Account)$2265.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,155.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Debt Update - 9/1/17

August 31st, 2017 at 05:31 pm

Celebrations for this update:
-$682.26 paid off in the last 2 weeks!

We were only $203.91 from going under the next $1000 mark, and this would be the 6th update in a row, so I considered just throwing the extra $205 against my mortgage (the only debt we can easily make extra payments on), but decided since that isn't our focus right now to just hold onto it and stick with the plan.

I'm receiving a $600 bonus next payday so hoping to put that whole amount in savings as cash flow finally seems to be leveling out after vaca.


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,038.75
Mom Loan #2 $19,035.13
MO Mortgage $84,474.75
My Mortgage $151,400.00
Our Mortgage $248,255.28
Total = $511,203.91

Down $682.26 in the last 2 weeks!!

Starting total was $587,351.27
$76,147.36 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2265 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,770.13.

Blog Issues for anyone else?

August 29th, 2017 at 09:18 pm

Im having issues with being able to load pics again on my blog, and also with getting some weird errors where it thinks I am not a human......anyone else having issues??

Great Deals at Target this week with P&G Coupons!

August 29th, 2017 at 09:08 pm

Target has several Health & Beauty items on sale this week where you receive a $5 Giftcard when you buy 4 of like items. Some of the brands include Pantene, Herbal Essences, Olay, Old Spice and Venus. I stopped in and grabbed hubby some Old Spice Deodorant. Hoping my Mom can stop in find some other deals for us to add to the rummage sale inventory.



Old Spice Deodorant (Bought 4)
Regular Price $5.49
-$.50 Sale Price Each
-$4.00 Mfr Coupons ($2.00 off 2 Old Spice) x 2
*Received $5.00 Target Giftcard
Final Price after tax = $2.98 Each!!

CVS Deals Week of 8/27/17

August 29th, 2017 at 08:35 pm

It's been awhile since I have been doing much for CVS deals, I am trying to get back into couponing.
Found some good deals at CVS!



Calendula Cream (Bought 1)
Regular Price $9.29
-.80 Sale Price
*Received $6.00 EB
*Received $3.00 Ibotta Rebate
Final Price after tax = $.04!!

Calendula Burn (Bought 1)
Regular Price $9.29
-.80 Sale Price
*Received $6.00 EB
*Received $3.00 Ibotta Rebate
Final Price after tax = $.04!!

Arnicare Bruise (Bought 1)
Regular Price $9.29
-.80 Sale Price
*Received $6.00 EB
*Received $3.00 Ibotta Rebate
Final Price after tax = $.04!!

Lemon Lemon Drinks (Bought 2)
Regular Price $1.79
-.98 for 2/$3 Sale
*Received $1.00 Ibotta Rebate
Final Price after tax = $1.07 each

Puffs Tissue (Bought 1)
Regular Price $2.49
-$2.04 Cashier Discounted down because it wasn't ringing up the CVS App Price correctly.
-.25 Mfr Coupon
*Received $1.00 Checkout21 Rebate
Final Price after tax = $.73 Money Maker!!

Pantene Shampoo/Conditioner (Bought 6)
Pantene 3 Minute Miracle Conditioner (Bought 2)
Regular Price $4.99 each
-$6.34 for 3/$12 Sale x 2
-$10.00 Mfr Coupons ($5.00 off 3 Pantene x 2)
-$7.98 Mfr Coupons (Free 3 Minute Miracle up to $3.99 x 2)
-$4.00 CVS CMC Coupon ($4.00 off $14.00 Pantene)
*Received $5.00 EB for spending $20 on select products
Final Price after tax = .83 each for 8 bottles!!

$20K Update

August 24th, 2017 at 08:12 pm

Coed Softball starts Monday, so we should most if not all of the $270 fees reimbursed to us at that time to put back into savings.

We had to take $1600 out of savings to cover a high monthly credit card bill with vehicle repairs, some food costs from the Vegas trip and just too much eating out. I did make a big grocery trip this week and have gotten back into cooking now after a few weeks off of it with vacation, so hopefully that will rein in the next monthly credit card bill.

Current Balance $17,250.00
+$50.00 My Payday to Our Savings (8/25)
+$75.00 My Payday to Our Savings (8/25)
+$75.00 FB Sales
-$1600.00 Vehicle Repairs/Overspending, etc.
Balance $15,850.00

Local Savings $6615.00
GC Savings $795.00
Capital 360 Savings (US) $3410.00
Capital 360 Savings (Mom Loan Payback Account)$2265.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,850.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 8/13/17 - BIG SALES!

August 21st, 2017 at 02:44 pm

Finally getting back into FB Sales after almost a month off. BIG Sales this week! Total Sales were $152.00!!!

Sale #712 (SR) $16.00
Dishmatic Sets (3) - I paid .99 each
Sold for $4.00 each
Profit = $9.03

Sold 1 Dishmatic Set for my Mom as well.

Sale #713 (NC) $32.00
Finding Dory Creativity Sets (2) - We paid $5.81 each
Sold for $12.00 each
Profit = $12.38

Burt's Bees Lip Balm 2pk - We paid $2.68
Sold for $4.00
Profit = $1.32

Sold 10 notebooks for $4.00 for my Mom.

Sale #714 (CS) $104.00
Glad Star Wars and Frozen Tupperware Sets (2) - We paid $1.06 each
Sold for $2.50 each
Profit = $2.88

Vday Shower Gift Sets (3) - We paid $.52 each
Sold for $3.00 each
Profit = $7.44

Scope Mouthwash 1L (2) - I paid .32 for one and .91 for one
Sold for $3.00 each
Profit = $4.77

Men's Dove Gift Sets (2) - We paid $3.96 each
Sold for $10.00 each
Profit = $12.08

Olay Bodywash (4) - We paid ? (Not on blog yet)
Sold for $5.00 each

Pantene Shampoo/Conditioner (12) - We paid $1.33 each
Sold for $3.00 each
Profit = $20.04

Sold Bypass Pruner for $5.00 and Scope Mouthwash for $3.00 for my Mom.

$20K Update

August 18th, 2017 at 08:47 pm

Having to take out of savings for some improvements to one of our rentals, and will have to take out again next week as its time to pay for one of the car repair bills. Frown

The softball fees we will get back from our teammates once we start in a few weeks, and then we can reimburse that to savings.

Current Balance $18,170.00
+$50.00 MO Payday to Our Savings (8/18)
-$700.00 Dirt to fill lawn at Rental #1
-$270.00 Coed Softball Fees
Balance $17,250.00

Local Savings $6540.00
GC Savings $2395.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$2190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,250.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Debt Update - 8/18/17

August 18th, 2017 at 08:39 pm

Celebrations for this update:
-$1035.26 paid off in the last 2 weeks!
-Total debt went under the next $1000 mark for the 5th update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,153.68
Mom Loan #2 $19,602.46
MO Mortgage $84,474.75
My Mortgage $151,400.00
Our Mortgage $248,255.28
Total = $511,886.17

Down $1035.26 in the last 2 weeks!!

Starting total was $587,351.27
$75,465.10 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2190 in a savings account to pay off the Mom Loan, so the amount we still owe that is $17,412.46.

$20K Update

August 11th, 2017 at 06:45 pm

Current Balance $18,035.00
+$50.00 My Payday to Our Savings (8/11)
+$75.00 My Payday to Mom Loan Savings (8/11)
+$10.00 Mortgage Savings
Balance $18,170.00

Local Savings $6540.00
GC Savings $3365.00
Capital 360 Savings (US) $3310.00
Capital 360 Savings (Mom Loan Payback Account)$2190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,170.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Money Maker on Nature Valley Granola Bars!

August 10th, 2017 at 07:40 pm

I had a few EBs to use up so I stopped into CVS and found this great Money Maker deal!




Nature Valley Granola Bars 6ct
Regular Price $4.19
-$2.10 50% off sale price
-$2.00 CVS CMC Coupon
*.50 Rebate from Ibotta for any CVS purchase
Final Price = $.41 Money Maker!!!!


There were also a lot of snacks on clearance like almonds and beef jerky, so if you are stopping at CVS check out the snacks!

$20K Update

August 8th, 2017 at 04:17 pm

Pretty darn happy with where our savings still stands after an entire week in Vegas! Trying to get some OT in this week to help get us to our goal of $21,750. Only $3,715 to go!

Current Balance $19,225.00
+$50.00 My Payday to Our Savings (7/28)
+$75.00 My Payday to Mom Loan Savings (7/28)
+$50.00 MO Payday to Our Savings (8/4)
+$3.22 Cap360 Interest
+$6.78 Even Out Amount
-$1375.00 Vegas
Balance $18,035.00

Local Savings $6540.00
GC Savings $3355.00
Capital 360 Savings (US) $3260.00
Capital 360 Savings (Mom Loan Payback Account)$2115.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,035.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Back from Vegas! - Debt Update 8/4/17

August 8th, 2017 at 03:56 pm

We are back from Vegas! We didn't win big, but we didn't get our booties kicked either. Our flights, 7 day hotel stay (and our families rooms as well), lots of food, about $300 in gaming, poolside cabana (and $1000 poolside food/alcohol bill) were all comped. It was nice to be able to share some of our comps with my inlaws as well as they are always willing to help us out with watching our puppy girls. We also had a limo ride to and from the airport, a fancy BD dinner at Paris for my SIL's 21st BD, a ride on the High Roller, zipline on Fremont St., a tour of the Mob Museum, some of our group also went to The Blue Man Group, some to Penn and Teller, and my fave was Cher Concert on the last night! It was a great trip and had a lot of fun with hubby and his family. We probably won't go back this year, but we don't have kids so sometimes we go impromptu, so we shall see. With the amount we played through we will be able to get free rooms, etc for the rest of 2017 and 2018 as well.


Now on to financial business! We are right on track to be able to pay off the Mom Loan in Dec. We "could" pay it off now, but we need to have enough to pay off the loan, have our renters deposits in savings in case someone moved out, and have a little EF. Total we need is about $21,750, right now we have about $17K so we need to save another $5K by Dec. That would be a fabulous paydown, and we would blow past the $500K mark. I can't wait! So time to put our nose to the grindstone and get that last bit into savings!


Celebrations for this update:
-$681.14 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark and under $20K!!!!!
-Total debt went under the next $1000 mark for the 4th update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,268.52
Mom Loan #2 $19,602.46
MO Mortgage $84,656.75
My Mortgage $151,750.00
Our Mortgage $248,643.70
Total = $512,921.43

Down $681.14 in the last 2 weeks!!

Starting total was $587,351.27
$74,429.84 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2115 in a savings account to pay off the Mom Loan, so the amount we still owe that is $17,487.46.

Vegas Baby! Free flight, comped rooms, fun times ahead!

July 26th, 2017 at 05:07 pm

We leave for Vegas tomorrow! YEAH!!!!!

Due to previous trips, we have a lot of comps that will help us cover a lot of the costs.

-This trip is for my SIL's 21st BD, so my in-laws generously purchased the flight tickets for all of their kids and spouses as a Christmas present, so the flight is free!

-We are staying 4 nights at Harrah's properties which MO gets free nights at based on previous play. MO was able to get the rest of the family/friends discounts on their rooms at Harrah's. We are also staying 3 nights on Fremont St. and we have free rooms at several hotels there, so we were able to get the entire group free there!

-We are going to go to a BD dinner for SIL and we have $100 dinner voucher for that, so that should be close to free for me and MO(expensive restaurant, plus drinks + tips, we may have to pay a tiny bit OOP).

-We also have $100 worth of free food vouchers for Fremont St.

-We are bringing 2 $50 giftcards for Outback Steakhouse which we redeemed from our Discover Cashback Rewards (Free!), not sure if we will use both of those, but at least one as there is an Outback on the strip so that will cover another meal. We also got an extra $50 GC to give to my in-laws as a thank you for paying for the flights.

-The rest of our meals we will do a lot of slices of pizza or grabbing a sandwich at Subway or McDonalds or other cheap options. We are movers and shakers, so won't do too many sit down or expensive meals.

-All drinks are free while we gamble!

-Lastly we have a couple hundred in free slot play. When we get free play we always play it through, which is required, and as soon as we have played it through we cash it out and put it in our winner pocket to go home, so we should get at least a little something back from that, and maybe more!

So other then gambling, this should be a decently cheap vacation. We do both love to gamble (hence all of the comps), but we have a good strategy to always pocket our winners, so hopefully we have a little luck and come home with some good $$$!

$20K Update

July 24th, 2017 at 02:38 pm

Here is our last teeny tiny update before vacation!

Current Balance $19,205.00
+$5.00 FB Sales
+$12.00 Budweiser Rebate
+$3.00 Even Out Amount
Balance $19,225.00

Local Savings $7215.00
GC Savings $4055.00
Capital 360 Savings (US) $3155.00
Capital 360 Savings (Mom Loan Payback Account)$2035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,225.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 7/16/17

July 24th, 2017 at 02:24 pm

I haven't been posting anything for sale on FB lately since we will be out of town for over a week. I did have one sale picked up though, and may have 1 or 2 more picked up tonight which is the last day I am offering pickup before we leave.

Sales for this week is $10.00.


Sale #711 (JF) $10.00
Curad Bandaids (5) - We paid .53 each
Sold for $1.00 each
Profit = $2.35

Total Girl Fringe Tank - We paid $1.43
Sold for $5.00
Profit = $3.57

$20K Update

July 21st, 2017 at 10:02 pm

We had to take some money out of savings to pay our Discover bill. Few more days till Vegas!

Current Balance $20,155.00
+$50.00 MO Payday to Our Savings
-$500.00 Truck Repair
-$200.00 Rental Landscaping
-$300.00 Overspending
Balance $19,205.00

Local Savings $7195.00
GC Savings $4055.00
Capital 360 Savings (US) $3155.00
Capital 360 Savings (Mom Loan Payback Account)$2035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,205.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Debt Update as of 7/21/17

July 21st, 2017 at 09:39 pm

$1033.76 paid off in the last 2 weeks!

Celebrations for this update:
-$1033.76 paid off in the last 2 weeks!
-My Mortgage went under the next $1000 mark!
-Our Mortgage went under the next $1000 mark!
-Total debt went under the next $1000 mark for the 3rd update in a row!
-Payoff on Race #3 passed $35K

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,383.27
Mom Loan #2 $20,168.85
MO Mortgage $84,656.75
My Mortgage $151,750.00
Our Mortgage $248,643.70
Total = $513,602.57

Down $1033.76 in the last 2 weeks!!

Starting total was $587,351.27
$73,748.70 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2035 in a savings account to pay off the Mom Loan, so the amount we still owe that is $18,133.85.

Free Paper Towels at CVS!

July 17th, 2017 at 09:47 pm

A few grabs from last week:



JTB Paper Towel Roll (Bought 1)
Regular Price $1.99
-$1.99 ($2.00 CMC Coupon)
Final Price = Free!!
(Keeping these)

Scope Mouthwash 1L (Bought 1)
Regular Price $5.49
-.50 Sale Price
*Received $3.00 EB
Final Price After Tax = $2.31
(Marked $3.00 for rummage sale)

Barbasol Shave Foam (Bought 2)
Regular Price $2.37 Each
-.38 Sale Price Each
*Received $1.00 EB Each
Final Price After Tax = $1.12 Each
(Keeping these)


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