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$20K Update

September 24th, 2018 at 06:11 am

Egress Window for Rental #1 is finally done and we are finishing up some painting and cleaning to get our new renter in there by October 1st. I hate savings being this low, hopefully we can get it moving back up soon!

Current Balance $15,745.00
+$6.00 Mike's Hard Lemonade Rebate
+$19.00 FB Sales
+$30.00 Phone Savings
-$250.00 Return Deposit to Rental #1 (DM)
-$3600.00 Egress Window for Rental #1
Balance $11,950.00

Local Savings $260.00
GC Savings $1185.00
Capital 360 Savings (US) $4235.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,950.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/16/18

September 24th, 2018 at 05:43 am

Only a few sales picked up this week, but they were decent amounts. Total Sales for the week were $44.00 and I have a lot set up for pickup. We also had a small rummage sale at my Moms so will have that to add to sales too soon.

Sale #962 (LQ) $24.00
Totes Snowboots - We paid $5.33 each
Sold for $20.00
Profit = $14.67

For my Mom - 10 notebooks for $4.00

Sale #963 (RD) $15.00
NDSU Slippers - We paid $6.63 each
Sold for $15.00
Profit = $8.37

Sale #964 (NC) $5.00
For my Mom - Boys Sneakers $5.00

Awesome Kohl's Winter Clearance!

September 18th, 2018 at 02:18 pm

I got all of these super cute winter clothes online from Kohl’s back in May. Now that it’s finally getting chilly out, I’m ready to post them and make some $$$! I also earned $40 in Kohl’s cash for the purchase!!



Boot Toppers (Bought 20)
Regular Price $14.00
Final Price + Tax = $1.55 Each
(Marked $5.00 each for rummage sale)

Carter’s Winter Coat and Snow Pants Set (Bought 2)
Regular Price $100.00
Final Price + Tax = $18.75 Each
(Marked $40.00 each for rummage sale)

Christmas Pajamas with matching Doll Pajamas (Bought 2)
Regular Price $24.00
Final Price + Tax = $3.55 Each
(Marked $8.00 each for rummage sale)

Elena Pajamas (Bought 2)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

Fox 3pc Winter Accessory Set (Bought 4)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

My Little Pony Movie 2pk Blanket Sleepers (Bought 2)
Regular Price $40.00
Final Price + Tax = $6.75 Each
(Marked $15.00 each for rummage sale)

My Little Pony Movie Hooded Sleeper (Bought 4)
Regular Price $32.00
Final Price + Tax = $2.75 Each
(Marked $7.00 each for rummage sale)

Pokemon Jacket (Bought 2)
Regular Price $38.00
Final Price + Tax = $6.35 Each
(Marked $16.00 each for rummage sale)
*ETA - Sold 1 on for $16.00 on FB on 9/9/18

Rudolph Christmas Jammies (Bought 4)
Regular Price $30.00
Final Price + Tax = $4.75 Each
(Marked $12.00 each for rummage sale)

Santa Sleepers (Bought 2)
Regular Price $32.00
Final Price + Tax = $5.15 Each
(Marked $12.00 each for rummage sale)

Snow Pants (Bought 6)
Regular Price $40.00
Final Price + Tax = $6.75 Each
(Marked $15.00 each for rummage sale)

Transformers Jacket (Bought 2)
Regular Price $36.00
Final Price + Tax = $5.95 Each
(Marked $15.00 each for rummage sale)

Bath and Body Deals

September 18th, 2018 at 01:41 pm

I actually got these back in June, but wasn't in any rush to get them logged...finally getting them logged and up for sale!



Bath and Body Lotions and Shower Gels (Bought 18)
Regular Price $12.50 Each
-$10.10 Sale Price Each
+$5.99 Shipping and Handling
+$2.89 Tax
Final Price = $2.96 each
(Marked $6.00 each for rummage sale)

$20K Update

September 18th, 2018 at 07:16 am

I won football picks the first week! Whoo hoo! Egress Windows are getting put in today at Rental #1, so we will need to take out of savings for that, but otherwise doing good. We are going to have a small rummage sale this weekend so hopefully will get a little bump from that if the weather isn't too cold.

Current Balance $15,260.00
+$40.00 FB Sales
+$60.00 Football Picks
+$50.00 My Payday to Our Savings (9/21)
+$75.00 My Payday to Mom Loan Savings (9/21)
+$3.26 Cap360 Interest
+$6.74 Even Out Amount
+$250.00 New Renter Partial Deposit
Balance $15,745.00

Local Savings $3235.00
GC Savings $1755.00
Capital 360 Savings (US) $3285.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$1450.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,745.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/9/18

September 17th, 2018 at 07:34 am

Another good week of sales! Sales this week for $78.00!!

Sale #954 (DZ) $5.00
For my SIL - $5.00 for two pairs of flipflops

Sale #955 (DI) $6.00
Softsoap Bodywash (2) - We paid $2.23 each
Sold for $3.00 each
Profit = $1.54

Sale #956 (NC) $31.00
Softsoap Bodywash (3) - We paid $1.70 each
Sold for $3.00 each
Profit = $3.90

Pumpkin Carving Kit - We paid $1.58
Sold for $3.00
Profit = $1.42

Pumpkin Carving Scoop - We paid $1.33
Sold for $3.00
Profit = $1.67

Pokémon Hoodie - We paid $7.80
Sold for $16.00
Profit = $8.20

Sale #957 (DZ) $8.00
Black Snowpants - We paid $1.00
Sold for $8.00 each
Profit = $7.00

Sale #958 (VS) $6.00
Pink Suitcase - We paid $2.50
Sold for $6.00 each
Profit = $3.50

Sale #959 (JC) $12.00
Sterilite Drawers (2) - We paid $2.00 each
Sold for $6.00 each
Profit = $8.00

Sale #960 (LVD) $5.00
Justice Jeans - We paid $1.00
Sold for $5.00
Profit = $4.00

Sale #961 (MM) $5.00
For my Mom - $5.00 for Girls Nike Shoes

Using Rewards at Famous Footwear

September 15th, 2018 at 08:58 am

I had a $5 Reward that was going to expire at Famous Footwear so I stopped in. I found these Sketchers on clearance for $10.00 each, and clearance was BOGO 50% off! So after the clearance, sale and reward they were just $5.00 each for $60.00 shoes!



Sketchers Energy Lights Shoes (Bought 2)
Regular Price $59.99
-$49.99 Sale Price Each
-$5.00 BOGO 50% Sale
-$5.00 Rewards
Final Price + Tax = $5.32 each!!
(Marked $20.00 each for rummage sale)

I'M PREGNANT!!!! WITH TWINS!!!

September 15th, 2018 at 07:48 am

Well we had to add some debt to our race as we purchased a new vehicle to fit our growing family!

I AM PREGNANT!!!!! WITH TWINS!!!!

After 11 years of dealing with infertility, I am finally expecting for the first time in my life! We are over the moon happy!!

Babies are expected around Jan/Feb 2019. We had another ultrasound a few days ago and both babies look great and are right on track. Only issue is I did test positive for gestational diabetes, but that was not a surprise as my entire family has diabetes, so I was a prime candidate for that. Meeting with nutritionist soon to get that under control.

Obviously we will have a lot of financial changes that will come with the babies. For now we are getting what we can for hand me downs from friends and family (my SIL basically emptied out her entire basement into our truck, cause her youngest is 4 y/o and she hasn't gotten rid of ANY baby stuff, so she just wanted it all out of there!) and also watching for good deals on FB and at rummage sales. We don't know gender yet, so haven't been getting a lot of clothes, but I do have a double stroller, swings, bouncers, pack and play, some diapers, high chair, 2 cribs, changing table, and a bunch of other baby gear already.


We purchased a Ford F-150 Lariat Ecoboost, this will be big enough for us to fit two adults, two car seats, our 2 dogs, and all of our stuff (luggage, softball bags, dog kennels, baby stuff, etc.) can go in the truck bed. Since we live an hr from town, whenever we go anywhere we usually have to bring the dogs and all the junk, so we needed something with a lot of room, and I didn't want to have to be climbing into the back of a mini van or SVU to dig out kennels and pack and plays etc. We love the truck and are not driving it much at all until babies get here. We are happy that everyone will be safe and comfortable. We will keep driving our old vehicles until we need the room. My Mom was generous enough to loan us money again. We added the $26K for the truck onto the current Mom Loan, but I did separate out the lines so I can see when we actually finish Mom Loan #2 (HELOC) and start paying on Mom Loan #3 (Truck). Our payment will not change on the loan at this time, once we have a better budget idea for when the babies are here, we may change our payment.

Here is our debt update for 9/14/18

Celebrations for this update:
-$873.48 paid off in the last 2 weeks!!
-Store Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 7th update in a row!! (This is a record for me!)
-I'M PREGNANT!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $4,902.01
Mom Loan #2/#3 $38,152.98
MO Mortgage $82,220.71
My Mortgage $146,600.00
Our Mortgage $243,082.65
Total = $514,958.35

Down $873.48 in the last two weeks!

Starting total was $613,351.27
$98,392.92 paid off since 6/19/15 (including downpayment on house)!!!!!

CVS Summer Clearance!! 75% off!!

September 13th, 2018 at 11:43 am

I had a lot of EBs to use so was super happy to find all of this 75% off summer clearance at CVS. My Mom was with me to grab all of these, so we will split the cost and the profits. We have a lot going on right now, so feels good to have $0 in EB to keep track of.



Badminton Set (Bought 2)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Basketball Set (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Crayola Sidewalk Paint Marker (Bought 2)
Regular Price $8.99
-$6.74 Clearance Price
Final Price + Tax = $2.40
(Marked $4.00 for rummage sale)

Febreze Car Clips (Bought 2)
Regular Price $4.39
-2/$6 Sale Price
-$2.61 BOGO Free Coupon
-$3.00 off 2 CVS App Coupon
Final Price + Tax = $.33 Each!
(Keeping these)

Fashion Scarf - 4th of July Pattern (Bought 1)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $4.00 each for rummage sale)

Flip Flips (Bought 1)
Regular Price $3.99
-$3.00 Clearance Price
Final Price + Tax = $1.06
(Marked $2.00 for rummage sale)

Kids Plastic Golf Sets (Bought 6)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Minecraft Steve Figurine (Bought 1)
Regular Price $16.99 Each
-$12.74 Clearance Price Each
Final Price + Tax = $4.52 Each
(Marked $8.00 each for rummage sale)

Pirate Treasure Chest (Bought 1)
Regular Price $7.99
-$6.00 Clearance Price
Final Price + Tax = $2.12 Each
(Marked $5.00 each for rummage sale)

Pool Monster Floaty Toy (Bought 3)
Regular Price $16.99 Each
-$12.74 Clearance Price Each
Final Price + Tax = $4.52 Each
(Marked $10.00 each for rummage sale)

Snorkel Set (Bought 1)
Regular Price $8.99
-$6.74 Clearance Price
Final Price + Tax = $2.40
(Marked $5.00 for rummage sale)

Swim Goggles (Bought 1)
Regular Price $3.99
-$3.00 Clearance Price
Final Price + Tax = $1.06
(Marked $2.00 for rummage sale)

Swim Mask (Bought 1)
Regular Price $4.99
-$3.74 Clearance Price
Final Price + Tax = $1.33
(Marked $3.00 for rummage sale)

Tide Simply Pods (Bought 1)
Regular Price $6.99
-$4.05 Sale Price
-$2.00 CVS App Coupon
Final Price + Tax = $1.13
(Keeping These)

Venus Razors (Bought 4) (These are from the last 2 weeks and are just my purchase, not joint)
Regular Price $8.99 Each
-$3.00 Mfr Coupon (x4)
-$3.00 off $12.00 Shaving CVS Coupon (x2)
*Earned $8.00 EB for Buying 2 (x2)
Final Price + Tax = $.98 Each
(Marked $4.00 each for rummage sale)

Water Balloon Pumper (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Water Shoes - Adult (Bought 3)
Regular Price $12.99
-$9.74 Clearance Price
Final Price + Tax = $3.46
(Marked $6.00 for rummage sale)

Water Shoes - Kids (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price + Tax = $2.65
(Marked $5.00 for rummage sale)

Wave Mattress Pool Float (Bought 1)
Regular Price $7.99
-$5.24 Clearance Price
Final Price + Tax = $1.86
(Marked $4.00 for rummage sale)

$20K Update

September 10th, 2018 at 12:20 pm

Here is our after Vegas update. We didn't have much luck on the slots but had a lot of fun together and enjoyed vacation!

Current Balance $18,000.00
+$35.00 FB Sales
+$50.00 MO Payday to Our Savings (8/31)
+$50.00 My Payday to Our Savings (9/7)
+$75.00 My Payday to Mom Loan Savings (9/7)
+$50.00 MO Payday to Our Savings (9/14)
-$3000.00 Vegas Vaca
Balance $15,260.00

Local Savings $3135.00
GC Savings $1755.00
Capital 360 Savings (US) $3230.00
Capital 360 Savings (Mom Loan Payback Account)$4440.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,260.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 9/2/18

September 10th, 2018 at 08:59 am

Total Sales for the week were $89.50!! Tons of shoes sold this week for my Mom which is great to get more stuff out of her inventory.

Sale #945 (SB) $15.00
Women's Brown Boots - We paid $3.00
Sold for $15.00
Profit = $12.00

Sale #946 (JF) $6.00
Old Spice Body Wash (2) - We paid $2.13 each
Sold for $3.00 each
Profit = $1.74

Sale #947 (AS) $11.50
Bic Soleil Glow Razor 3pk (2) - We paid $1.60 each
Sold for $4.00 each
Profit = $4.80

Secret Spray Deodorant - I paid .07
Sold for $2.50
Profit = $2.43

For my Mom's Friend - Boys Dress Shoes $1.00

Sale #948 (JS) $5.00
For my Mom - Toms Shoes $5.00

Sale #949 (CS) $5.00
For my Mom - Toms Shoes $5.00

Sale #950 (KB) $5.00
For my Mom - Toms Shoes $5.00

Sale #951 (AM) $5.00
For my Mom - Toms Shoes $5.00

Sale #952 (JC) $6.00
For my Mom - Vista Water Pitcher $6.00

Sale #953 (JZ) $31.00
Pumpkin Carving Set - We paid $1.58
Sold for $3.00
Profit = $1.42

Girls Nine West Fur Boots - We paid $2.62
Sold for $20.00
Profit = $17.38
For my Mom - Dr. Scholl's Inserts $5.00 + $3.00

Some great rummage sale finds!!

September 10th, 2018 at 07:59 am

My Mom and I went rummage saleing this weekend and got a lot of goodies! Lot of stuff for myself to keep and all of this for resell! I already sold 5 items!

Total for all of this was only $15.25!!


Camo Hats (2) - Free
Christmas Socks 2pk - We paid .50
Kansas City Chiefs Hat - Free

Pink Suitcase - We paid $2.50
Sold for $6.00
Profit = $3.50

Spiderman Kickboards - We paid .25 each

Sterilite Drawers (2) - We paid $2.00 each
Sold for $6.00 each
Profit = $8.00

Women's Brown Boots (Not pictured because already sold and picked up) - We paid $3.00
Sold for $15.00
Profit = $12.00

Kids Clothes:
Arizona Girls Flannel - We paid .25
Candies Bikini - We paid .75
Baby Phat Jean Dress - We paid .25

Black Snowpants - We paid $1.00
Sold for $8.00
Profit = $7.00

Jumping Bean Cheetah Sweater - We paid .25
Jumping Bean Plaid Sweater - We paid .25

Justice Jeans - We paid $1.00
Sold for $5.00
Profit = $4.00

Lee Jean - We paid .25
Okie Dokie Jean - We paid .25
Teenage Mutant Ninja Turtles Sweater - We paid .25
Wrangler Jeans - We paid .25

Debt Update as of 8/31/18

September 5th, 2018 at 02:09 pm

Another nice update! We are looking at a new vehicle tomorrow, so if that turns out to be what we are looking for, our debt will be going up as we are in need of a new vehicle. We shall see how it goes!

Celebrations for this update:
-$896.03 paid off in the last 2 weeks!!
-Total Debt went under $490K!!
-Total Debt went under the next $1000 mark for the 6th update in a row!! (This is a record for me!)

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $5,019.35
Mom Loan #2 $12,152.98
MO Mortgage $82,220.71
My Mortgage $146,950.00
Our Mortgage $243,488.79
Total = $489,831.83

Down $896.03 in the last two weeks!

Starting total was $587,351.27
$97,519.44 paid off since 6/19/15 (including downpayment on house)!!!!!

$20K Update - $18K! Bills, Bills, Bills.....

August 24th, 2018 at 09:29 am

Whoo hoo we made it to $18K! Things are crazy here and I am worried about savings. It looks great now, but we are having a lot of trouble with the renter in Rental #1 who is breaking their lease and moving out early since they bought a house. We are working to find a new renter, but if we don't find someone for the same monthly rent, the previous renter will be responsible for the difference until the end of their original lease term. They are not happy about that and seem to not understand that breaking their lease has consequences for them. We had a promising showing yesterday, so hopefully that works out and we can get past this unpleasantness.

Since our Jeep was totaled out a few weeks ago we are using the car and the truck. My car has over 225K miles on it and has been iffy at best lately. With us living an hr away from the closest "big city", I am not very comfortable driving it that far anymore (especially as temps will begin to change soon). The truck has 100k+ miles on it, and of course is a gas hog, do it's not reasonable to drive that to town unless we actually need to transport something. So we need to find a new vehicle sooner then later and get rid of my car.

We are also putting in an egress window and a cement patio on Rental #1. Just the window is over $4K which is crazy to me, but apparently $3K-$4.5K is the estimates we are getting and the lower estimate we got back in March and STILL, 5 months later, they have not showed up to do the work, so we are moving on to a different vendor so we can get that done before it gets cold out. Hoping MO and some friends can do the cement patio to save some money there.

Oh and we leave for Vegas in 2 days....we have had this trip planned for awhile, and it is the last one we will have for some time, unfortunate that all of these other expenses came up right before we leave, puts a damper on the getting out of town to relax concept when you know you shouldn't be spending money.

Current Balance $17,900.00
+$25.00 FB Sales
+$30.00 Phone Savings
+$45.00 To get to $18K!
Balance $18,000.00

Local Savings $3100.00
GC Savings $1755.00
Capital 360 Savings (US) $6080.00
Capital 360 Savings (Mom Loan Payback Account)$4365.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 8/13/18

August 22nd, 2018 at 01:45 pm

Sales this week were $55.50!

Sale #940 (PM) $7.00
Nugg Face Mask - We paid $.70
Sold for $2.00
Profit = $1.30

CVS Pantiliners (4) - Free
Sold for $1.00 each
Profit = $4.00

For my Mom - CVS Pantiliner $1.00

Sale #941 (KWB) $20.00
Girls Oshkosh B'gosh Boots - We paid $7.24
Sold for $20.00
Profit = $12.76

Sale #942 (EK) $4.00
Wet'N'Wild Eye Set - We paid $1.06
Sold for $4.00
Profit = $2.94

Sale #943 (MG) $6.00
Scope Mouthwash (2) - We paid $1.32 each
Sold for $3.00 each
Profit = $3.36

Sale #944 (SR) $18.50
Softsoap Bodywash (2) - We paid $2.23 each
Sold for $3.00 each
Profit = $1.54

For My Mom: Makeup Remover Wipes 5 @ $2.50 each = $12.50

$20K Update - We got the payout for the Jeep

August 22nd, 2018 at 11:56 am

The Jeep check came in quickly which was nice. It was $4846.33. The majority of it went towards bills that we would have had to take money out of savings for....over $2000 in medical bills, several hundred in rental repairs/updates, and several hundred in vet bills (one of our dogs has a lot of ear and allergy issues, and the other needed yearly checkup). That was the end of the medical bills for the year, we met our OOP Max back in May and we have now received and paid all of the bills. So that is a relief to be done with those for this year. We should have some money left from the Jeep check after the bills are paid, but we are going on vaca in a few days, so I am going to wait for the dust to settle before I move more to savings. We are almost to $18K!!!


Current Balance $17,725.00
+$50.00 MO Payday to Our Savings (8/17)
+$50.00 My Payday to Our Savings (8/24)
+$75.00 My Payday to Mom Loan Savings (8/24)
Balance $17,900.00

Local Savings $3075.00
GC Savings $1680.00
Capital 360 Savings (US) $6080.00
Capital 360 Savings (Mom Loan Payback Account)$4365.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,900.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

Debt Update - 8/17/18

August 17th, 2018 at 10:58 am


Celebrations for this update:
-$871.91 paid off in the last 2 weeks!!
-My Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the 5th update in a row!! (I think that is a record for me!)

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $5,136.60
Mom Loan #2 $12,731.76
MO Mortgage $82,420.71
My Mortgage $146,950.00
Our Mortgage $243,488.79
Total = $490,727.86

Down $871.91 in the last two weeks!

Starting total was $587,351.27
$96,623.41 paid off since 6/19/15 (including downpayment on house)!!!!!

Killed the CVS Deals this Week!

August 16th, 2018 at 01:15 pm

Softball is over for the year, so I don't get to town every week like I used to, plus we are going to Vegas in two weeks so I am making sure I get all of my EBs for CVS up to date so I don't have to worry about any of them expiring while I am gone. Found a lot of great deals this week and got all my EBs out to 9/12/18 which gives me lots of time to get them used.



Herbal Essences Bio-Renew (Bought 4)
Regular Price $7.99 Each
Clearanced to $1.74 Each(I had coupons for these, but they were at home Frown )
Final Price + Tax = $1.86 Each
(Marked $3.50 each for rummage sale)

Soft Soap Bodywash (Bought 14)
Regular Price $4.59 Each
-2/$7 Sale Price
-$3.00 off $10.00 Body Wash CVS Coupon (x3)
-$2.00 off $6.00 Body Wash CVS Coupon
*Earned $4.00 EB for every 2 I bought (Earned $21.00)
Final Price + Tax = $1.37 Each
(Marked $3.00 each for rummage sale)

Trolli Gummy Candies (Bought 7)
Regular Price $2.79 Each
-.79 sale Price Each
*Earned $2.00 EB on Each
Final Price + Tax = .12!
Plus I received .25 back (on one) from Ibotta for any grocery item
(Keeping these)

Venus Razors (Bought 6)
Regular Price $8.99 Each
-$3.00 Mfr Coupon (x5) (I had 6 coupons, but I see now the cashier didn't ring one up)
-$5.00 off 2 Venus Razors CVS Coupon
-$6.00 off 2 Venus Razors CVS Coupon (2)
-$3.00 off $15.00 Shave Purchase CVS Coupon (2)
-.80 20% off Purchase CVS Coupon
*Earned $6.00 EB for every two ($18.00 Earned)
Final Price + Tax = .09 total paid for all 6 razors!!
Less then .02 each!
(Marked $4.00 each for rummage sale)

Great News on the Jeep!!

August 15th, 2018 at 02:46 pm

Well the Jeep is totaled out, so that stinks, but in good news we are getting a lot more back for it then we anticipated!! We bought the Jeep in May 2016 for $5200.00....and insurance valued it today at $5096.33!! So they only show the value went down $100 since we got it 27 months ago! Basically got to drive it for $50 a year! SWWEEEEEEETTTT!!!!

Our ded is $500, but since it was a non-collision accident (deer, rather then another auto, etc.) the ded is only $250, so we are getting back $4846.33!!

So happy!! We will need to get a new vehicle sooner then later but for now we will make it work with our car and truck until we find the right fit for a new vehicle. We will use some of the money for medical bills and put the rest into savings for now. Smile

Awesome Gift Set Clearance!

August 14th, 2018 at 02:24 pm

My Mom was at CVS to get an Rx and ran into this amazing deal! The packaging appears to be Christmasy...so I think someone must have just found these in the back room and put them out for .99!! That's 95% off on the $19.99 ones!!!
I expect these to go fast at holiday time!



Baylis and Harding Large Gift Set (Bought 2)
Regular Price $19.99
-$19.00 Clearance Price Each
Final Price + Tax = $1.05 Each
(Marked $10.00 for rummage sale)

Baylis and Harding Medium Gift Set (Bought 2)
Regular Price $16.99
-$16.00 Clearance Price Each
Final Price + Tax = $1.05 Each
(Marked $8.00 for rummage sale)

CVS Deals Week of 6/16/18

August 14th, 2018 at 09:41 am

These deals were from June, so still shared with my Mom.



Crest ProHealth Advanced Toothpaste(4)
Regular Price $4.49 Each
-$1.49 Sale Price Each
-$1.00 Mfr Coupon (4)
-$2.00 off 2 Crest CVS Coupon (2)
*Earned $2.00 EB on each toothpaste (4)
Final Price + Tax = $3.87 Money Maker!!
(Marked $2.50 each for rummage sale)

Olay Body Wash (4)
Regular Price $8.69 Each
-2/$10 Sale Price
-$1.00 Mfr Coupon (2)
-$2.00 off 2 Olay CVS Coupon
-$2.50 off Olay CVS Coupon
*Received $2.00 EB
Final Price + Tax = $2.16 Each
(Marked $5.00 each for rummage sale)

Old Spice Body Wash (Bought 2)
Regular Price $5.29 Each
-$2.65 for BOGO 50% Off
-$1.00 Mfr Coupon
-$3.00 off 2 Old Spice CVS Coupon
Final Price + Tax = $2.13 Each
(Marked $3.00 for rummage sale)
*ETA - Sold 2 for $3.00 each on FB on 9/2/18
Profit = $1.74

$20K Update

August 13th, 2018 at 01:10 pm

Well the Jeep is totaled. We are still waiting to hear how much we will get back for it. Also our renter in Rental #1 is looking at buying a house which stinks as they have only been in there for a few months. If we don't find someone new right away they would lose their security deposit, but we would much rather have a good renter then have to deal with all of that again.

Current Balance $17,570.00
+$140.00 FB Sales
+$8.33 Cap 360 Interest
+$6.67 Even Out Amounts
Balance $17,725.00

Local Savings $3075.00
GC Savings $1680.00
Capital 360 Savings (US) $5980.00
Capital 360 Savings (Mom Loan Payback Account)$4290.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,725.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 8/5/18

August 13th, 2018 at 12:43 pm

Sales this week were $153.00!! So excited that I sold my clarinet.

Sale #936 (JL) $100.00
My High School Clarinet

Sale #937 (NC) $42.00
Nugg Face Mask - We paid $.70
Sold for $2.00
Profit = $1.30

Formula 10.0.6 BE Face Mask - We paid $1.86
Sold for $4.00
Profit = $2.14

Wet'N'Wild Cat Suit Lip Gloss(3) - We paid $.76 each
Sold for $2.50 each
Profit = $5.22

Physicians Formula Powder - We paid $1.22
Sold for $7.00
Profit = $5.78

Revlon Nail Clipper - We paid $.51
Sold for $2.00
Profit = $1.49

Revlon Toe Nail Clipper - We paid $.78
Sold for $2.00
Profit = $1.22

OGX Shampoo/Conditioner (2) - We paid $1.79 each
Sold for $4.00 each
Profit = $4.42

Milkshake Straws (2) - We paid .26 each
Sold for $1.00 each
Profit = $1.48

CVS Pantiliners (2) - We paid $0
Sold for $1.00 each
Profit = $2.00

Scope (Me) - I paid $.28
Sold for $3.00
Profit = $2.72

Secret Spray Deodorant (Me) - I paid $.07
Sold for $2.50
Profit = $2.43

Sale #938 (JF) $42.00
Straws (2) - We paid .27 each
Sold for $1.00 each
Profit = $1.46

Sale #939 (SH) $9.00
Nugg Face Mask (2) - We paid $.70
Sold for $2.00
Profit = $2.60

CVS Pantiliners (2) - We paid $0
Sold for $1.00 each
Profit = $2.00

Photo Albums (2) - Donated to Me
Sold for $1.00 each
Profit = $2.00

For my Mom: 2 boxes of straws .50 each

Hit a deer :(

August 8th, 2018 at 09:24 am

When MO and I were driving home from softball on Monday night we hit a deer on the highway. MO was driving (thankfully) and two deer ran onto the highway right in front of the Jeep. There was also a vehicle passing us on the left lane at the same time, so hitting the deer was the best option over hitting the other vehicle or going into the ditch and possibly rolling the Jeep. Luckily MO was able to hit the breaks and lessen the blow to us, so it wasn't a super severe impact in the car, we and our 2 dogs who were also in the vehicle are all totally fine. The deer was not Frown and our Jeep is probably totaled. MO contacted insurance and our roadside assistance towed for free to a local bodyshop. We should find out in the next few days if it is a total loss or not, but we are thinking it will probably be totaled out. It's too bad as that was our nicest and most reliable vehicle. But everyone is safe and that is all that matters!

$20K Update

August 8th, 2018 at 09:16 am

Current Balance $17,385.00
+$60.00 FB Sales
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $17,570.00

Local Savings $2935.00
GC Savings $1680.00
Capital 360 Savings (US) $5970.00
Capital 360 Savings (Mom Loan Payback Account)$4285.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,570.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

FB Sales Week of 7/30/18

August 6th, 2018 at 09:28 am

Lots of good sales this week with old and new items!! Sales were $102.00!!

Sale #928 (KT) $24.00
Finding Dory Creativity Sets (2) - We paid $5.81 each
Sold for $12.00 each
Profit = $12.38

Sale #929 (LC) $8.00
OGX Shampoo/Conditioner (2) - We paid $1.79 each
Sold for $4.00 each
Profit = $4.42

Sale #930 (AH) $14.00
OGX Shampoo/Conditioner (2) - We paid $1.79 each
Sold for $4.00 each
Profit = $4.42

Black Cherry Candle Set - We paid $2.00
Sold for $5.00
Profit = $3.00

Revlon Nail Files - I paid .09
Sold for $1.00
Profit = $.81

Sale #931 (LW) $8.00
OGX Shampoo/Conditioner (2) - We paid $1.79 each
Sold for $4.00 each
Profit = $4.42

Sale #932 (CC) $6.00
Nivea Lip Butter (Me) - I paid .99
Sold for $2.00 each
Profit = $1.01

Nivea Lip Butter (Joint) - We paid $1.05
Sold for $2.00 each
Profit = $.95

For My Mom: Nivea Lip Butter, $2.00.

Sale #933 (JC) $16.00
Curad Bandaids (2) - We paid .53 each
Sold for $1.00 each
Profit = .94

Milkshake Straws (2) - We paid .26 each
Sold for $1.00 each
Profit = $1.48

Scope Mouthwash - We paid $1.32
Sold for $3.00
Profit = $1.68

Tresemme Dry Shampoo - We paid .88
Sold for $3.00
Profit = $2.12

Loreal Straightening Balm - We paid .88
Sold for $3.00
Profit = $2.12

For my Mom: Scope for $3.00.

Sale #934 (SR) $21.00
Emoji Glitter Baton - We paid .80 each
Sold for $2.00 each
Profit = $1.20

Softsoap Body Wash (2) - We paid $2.23
Sold for $3.00 each
Profit = $1.54

Formula 10.0.6 BE Face Mask - We paid $1.86
Sold for $4.00
Profit = $2.14

Aleve 50ct - I paid $1.91 each
Sold for $4.00 each
Profit = $4.18

Toothpick Dispenser - We paid $.26
Sold for $1.00
Profit = $.74

Sale #935 (DI) $5.00
Mulitfunction Scissors (Me) - I paid .99 each
Sold for $5.00 each
Profit = $4.01

$20K Update

August 3rd, 2018 at 12:49 pm

Current Balance $17,335.00
+$50.00 MO Payday to Our Savings
Balance $17,385.00

Local Savings $2875.00
GC Savings $1680.00
Capital 360 Savings (US) $5920.00
Capital 360 Savings (Mom Loan Payback Account)$4210.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,385.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

Debt Update - 8/3/18

August 3rd, 2018 at 12:46 pm

I love debt update days!!!

Celebrations for this update:
-$694.89 paid off in the last 2 weeks!!
-Mom Loan went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the 4th update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $5,253.76
Mom Loan #2 $12,731.76
MO Mortgage $82,420.71
My Mortgage $147,300.00
Our Mortgage $243,893.54
Total = $491,599.77

Down $694.89 in the last two weeks!

Starting total was $587,351.27
$95,751.50 paid off since 6/19/15 (including downpayment on house)!!!!!

CVS Deals Week of 7/29/18

August 1st, 2018 at 01:28 pm

Got some sweet deals this week! Starting today I am going to be doing a lot more deals separate from my Mom as she hasn't been able to contribute on the work portion for over 8 months now due to medical issues, and I have been doing all of the work, but only getting 1/2 the profits this whole time. We were hoping she would get better enough to keep doing the deals together, but at this time she still hasn't and I just can't keep doing everything on my own and only getting 1/2 the profits. Of course anything we already got together will still be split. Just new items will be separate.



NYX Matte Lip Cream (Bought 2)
Regular Price $6.49 Each
-2/$11.98 Sale Price
*Received $10.00 EB for buying 2
Final Price + Tax = $1.38 Each!
(Marked $3.00 each for rummage sale)

Scope Mouthwash 1L (Bought 7)
Regular Price $5.29 Each
-.50 Sale Price Each
-$1.00 Mfr Coupon (4)
-$2.00 off $8.00 CVS Mouthwash Coupon (2)
-$3.00 off $10.00 CVS Mouthwash Coupon
-$3.00 off CVS Any Purchase Coupon
-$3.00 Beauty Club EB
*Received $6.00 EB for buying 2 (3 received)
Final Price + Tax = $1.96 for all 7! Just .28 each!
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 8/5/18

Menards Deals

July 31st, 2018 at 07:13 am

I got a few grabs at Menards!



Multi-Function Scissors (Bought 4)
.99 After Rebate
(Marked $5.00 each for rummage sale)
*ETA - Keeping 1
*ETA - Sold 1 for $5.00 on FB on 7/30/18

Hair Angel Straightening Brush (Bought 1)
Free After Rebate
(Marked $12.00 for rummage sale)


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