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Archive for February, 2018

$20K Update - State Tax Refund - Up to $18K!

February 27th, 2018 at 07:09 am

Savings is going so great right now! Lots of little amounts falling in, plus MO should get his coaching pay soon, I have a small bonus coming in early March, and we have been putting in some decent hours at my parents rental, so we will be getting paid for those too!

Current Balance $17,615.00
+$50.00 MO Payday to Our Savings (3/2)
+$10.00 FB Sales
+$10.00 Mortgage Savings (last one since our payment went up now starting in March)
+$271.00 State Tax Refund
+$29.00 Even Out Amount
+$1200.00 New Renter Deposit
+$73.04 Moved from Rental #1 Account to Mom Loan
+$6.96 Even Out Amount
-$1265.00 Return Deposit to Prior Tenant
Balance $18,000.00

Local Savings $4600.00
GC Savings $2570.00
Capital 360 Savings (US) $4785.00
Capital 360 Savings (Mom Loan Payback Account)$3345.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

FB Sales Week of 2/18/18

February 26th, 2018 at 10:04 am

I've been really busy with rental stuff and haven't been posting much, hopefully can get back into it soon, but had a few sales picked up in the meantime. Sales this week were $22.00.

Sale #840 (LK) $10.00
Jergens Lotion 10oz (5) - We paid .48 each
Sold for $2.00 each
Profit = $7.60

Sale #841 (CC) $6.00
Physicians Formula Eye Markup Remover(2) - Money Maker of .90 Each!
Sold for $3.00 each
Profit = $7.80

Sale #842 (AVB) $6.00
Softsoap Body Wash(2) - We paid $2.05 each
Sold for $3.00 each
Profit = $1.90

We have a renter!!! And our tax refund!! $20K Update!

February 22nd, 2018 at 08:02 am

I am so excited we have a renter!!!! They gave us the deposit yesterday and will be moving in March 1st!!!! We did lower the rent from $1250 to $1000 as the housing market here right now is very flooded with houses/apartments for sale/rent, so to stay competitive we needed to go down a bit. But that is still a good income for us as the mortgage on that house is only $500 per month.
This is such a huge relief!

We also got our federal tax refund, but we are only putting a tiny bit of it in savings for now as we are going on 3 mini vacations in the next few months, starting this weekend with a trip to Deadwood!

Current Balance $17,385.00
+$50.00 My Payday to Our Savings (2/23)
+$75.00 My Payday to Mom Loan Savings (2/23)
+$30.00 Cell Phone Savings
+$75.00 Federal Refund Even Out Amount
Balance $17,615.00

Local Savings $4590.00
GC Savings $2260.00
Capital 360 Savings (US) $4735.00
Capital 360 Savings (Mom Loan Payback Account)$3265.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,615.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Debt Update 2/16/18

February 16th, 2018 at 01:04 pm

$1057.50 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1057.50 paid off in the last 2 weeks!
-Our Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the 3rd update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,652.66
Mom Loan #2 $16,184.27
MO Mortgage $83,370.75
My Mortgage $149,300.00
Our Mortgage $245,896.57
Total = $501,404.25

Down $1057.50 in the last 2 weeks!!

Starting total was $587,351.27
$85,947.02 paid off since 6/19/15 (including downpayment on house)!!!!!

Mortgage Payment went up $70 a month!! :(

February 16th, 2018 at 12:24 pm

As if we didn't have enough going on financially with missing a renter and tons and tons of medical bills! Now we got notice from the lender on our personal mortgage that our monthly mortgage payment will be going up $70 a month due to underestimation of Escrow last year. Boooooo!!! That's a huge increase on a monthly bill! The increase is mainly due to our property taxes increasing. Such a bummer. Last year our payment went down $10, so I was hoping it would maybe going down a little bit this year too. Due the increase I am cancelling my monthly auto payment to savings of $10 for mortgage savings, so this is the last one as the new payment kicks in in March.

Current Balance $17,385.00
+$10.00 MO Payday to Our Savings (2/16)
Balance $17,395.00

Local Savings $4515.00
GC Savings $2240.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,395.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update

February 14th, 2018 at 07:47 am

Current Balance $17,285.00
+$50.00 MO Payday to Our Savings (2/16)
+$50.00 FB Sales + Some extra cash at home
Balance $17,385.00

Local Savings $4515.00
GC Savings $2230.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,385.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

FB Sales Week of 2/4/18

February 14th, 2018 at 07:13 am

Only two sales this week but one of them was a big one so that was nice! Total sales were $81.50!!

Sale #838 (JF) $10.00
Emoji Glitter Batons (3) - We paid .80 each
Sold for $2.00 each
Profit = $3.60

Bubble Refill Station - We paid $1.86
Sold for $4.00
Profit = $2.14

Sale #839 (NC) $71.50
Adult Tie Dye Shirts(2) - Selling for my SIL
2 for $16.00 each = $32.00

Pink Paper Plates (2) - We paid .11
Sold for $1.00 each
Profit = $1.78

Glade Candle 2pk - I paid $1.30
Sold for $3.00
Profit = $1.70

Softsoap Body Wash - We paid $2.26
Sold for $3.00
Profit = $.74

Aleve 50ct - We paid $1.99
Sold for $4.00
Profit = $2.01

Duo Cleanser - We paid $1.44
Sold for $5.00
Profit = $3.56

Dove Dry Oil Beauty Bar 6pk - We paid $2.09
Sold for $5.00
Profit = $2.91

Jergens Lotion 10oz - We paid $.48
Sold for $2.00
Profit = $1.52

Crayola Markers (3) - We paid .55 each
Sold for $2.50 each
Profit = $5.85

Crayola Chalk (2) - We paid $1.30 each
Sold for $3.00 each
Profit = $3.40

Plastic Funnel Sets (2) - We paid .25 each
Sold for $1.00 each
Profit = $1.50






CVS Freebies!!

February 13th, 2018 at 08:58 am

Last week a coupon printed out for this free mini toothpaste on my CVS Card! Cool! I would have kept it but I already have TONS of toothpaste so added it to the "store". Smile Also a great deal on these Covergirl Mascaras!



Sensodyne Toothpaste (Bought 1)
Regular Price $1.99
-$1.99 CVS CMC Coupon
Final Price + Tax = .13
(Marked .50 for rummage sale)

Covergirl Bombshell Volume (Bought 3)
Regular Price $12.29 Each
-$2.50 Mfr Coupon Each
-$3.00 off $12.00 Cosmetics CVS CMC Coupon
-$3.00 off Covergirl CVS CMC Coupon
*Received $4.00 EB on Each
Final Price + Tax = .39 each!!
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 on FB on 5/13/18

Quick Softsoap Deal

February 13th, 2018 at 06:46 am

I picked up some Softsoap Bodywash last week at CVS. Not a stellar deal, but I always pick these up when I can get them cause they sell so quickly!



Softsoap Body Wash (Bought 6)
Regular Price $4.49
-Sale Price 2/$8
-$1.00 off $5.00 Body Wash CVS CMC Coupon (2)
-$2.00 off $6.00 Body Wash CVS CMC Coupon
*Received $3.00 EB on every 2 (3)
Final Price + Tax = $2.05 Each
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each on FB on 2/18/18
*ETA - Sold 1 for $3.00 on FB on 3/18/18
*ETA - Sold 2 for $3.00 each on FB on 5/13/18
*ETA - Sold 1 for $3.00 on FB on 7/15/18
Profit = $5.70

Walmart Clearance Toys - 90%+ off!!

February 9th, 2018 at 07:51 am

MO stopped with me at Walmart and helped me find some great clearance toy deals!



Disney Cars Smash and Crash Derby Set (Bought 4)
Regular Price $30.00
-$27.00 Clearance Price Each
Final Price + Tax = $3.20 Each
(Marked $10.00 each for rummage sale)
*ETA - Sold 3 for $10.00 each on FB on 3/18/18
*ETA - Sold 1 for $10.00 on FB on 6/3/18
Profit = $27.20

Spiderman Razor Sparking Heel Wheels (Bought 3)
Regular Price $40.00
-$36.50 Clearance Price Each
Final Price + Tax = $3.73 Each
(Marked $15.00 each for rummage sale)

Pioneer Woman Punch Bowls!

February 9th, 2018 at 07:19 am

I found this amazing unmarked clearance deal at Walmart!!



Pioneer Woman Punch Bowls (Bought 9)
Regular Price $30.00 each
-$28.00 Clearance Price Each
Final Price + Tax = $2.13 Each!!!
(Marked $15.00 each for rummage sale)

I am not sure how the math will work on these, normally I always split with my Mom as she is my couponing partner, but my FSIL was also looking for them so I told her I would split costs, profits with her too.....I know these may be a slow seller so we will have to wait to see how the math pans out.

$20K Update

February 9th, 2018 at 07:15 am

Just a little bump to savings. Taxes should be filed this week!

Current Balance $17,150.00
+$50.00 My Payday to Our Savings (2/9)
+$75.00 My Payday to Mom Loan Savings (2/9)
+$6.27 Cap360 Interest
+$3.73 Cap360 Even Out Amount
Balance $17,285.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4635.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,285.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

$20K Update

February 5th, 2018 at 10:31 am

We had a family funeral this week and later in the week we took MO's Dad to the casino. He lost his father, and on top of that he is getting divorced so we wanted to get him out of the house for awhile. We also took two of MO's aunts out with us too. We had a good time and again MO was a big winner! We ended up $1900 ahead! We covered drink money, some fun money for MO, and paid ahead a bunch of weeks for the 52 Week Challenge. After all of that we had $1500 for savings!

Current Balance $15,590.00
+$10.00 FB Sales
+$50.00 MO Payday to Our Savings (2/2)
+$1500.00 Casino Win!
Balance $17,150.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4580.00
Capital 360 Savings (Mom Loan Payback Account)$3110.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,150.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

FB Sales Week of 1/29/18

February 5th, 2018 at 10:07 am

We had a family funeral this week and getting ready for the Super Bowl Party, etc. So I haven't been posting much. I do have a $70 sale to drop off tomorrow so that will help with next weeks totals! Total Sales were $18.00.

Sale #836 (AK) $10.00
PeppaPig EZ Tent Vehicle - We paid $5.05
Sold for $10.00 each
Profit = $4.95

Sale #837 (SS) $8.00
Bath and Body Hand Soaps (2) - We paid $2.16 each
Sold for $4.00 ach
Profit = $3.68

Debt Update - 2/2/18

February 2nd, 2018 at 08:08 am

$687.99 paid off in the last 2 weeks!!!

Celebrations for this update:
-$687.99 paid off in the last 2 weeks!
-Total Debt went under the next $1000 mark for the 2nd update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,768.66
Mom Loan #2 $16,184.27
MO Mortgage $83,555.75
My Mortgage $149,660.00
Our Mortgage $246,293.07
Total = $502,461.75

Down $687.99 in the last 2 weeks!!

Starting total was $587,351.27
$84,889.52 paid off since 6/19/15 (including downpayment on house)!!!!!