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$20K Update

January 21st, 2019 at 09:09 am

I had to transfer $300 from savings to checking from going out (we have had some awesome friends that are trying to get us out of the house more and trying to get back some normalcy) and to cover the Discover bill. Should be able to make that back up next payday.

Normally we have taxes filed by now, but we haven't received a Social Security Card or birth certificate for Ember yet, or death certificates for either of the twins yet. We were supposed to receive them within a few weeks, but it's been over 2 months and nothing has come yet. MO tried called the SS office many times already but after hrs of hold he has yet to get ahold of anyone. So we will have to drive over an hr away to the nearest office to try to get their info so we can file our taxes. Terrible that we have to go through that with all the emotions already.

Current Balance $14,345.00
+$20.00 FB Sales
+$50.00 MO Payday to Our Savings (1/18)
-$300.00 Temp transfer to checking to cover going out and Discover bill
Balance $14,115.00

Local Savings $6750.00
GC Savings $715.00
Capital 360 Savings (US) $3150.00
Capital 360 Savings (Mom Loan Payback Account)$1150.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,115.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)

$20K Update

January 14th, 2019 at 11:23 am

Current Balance $14,165.00
+$30.00 FB Sales
+$50.00 My Payday to Our Savings (1/11)
+$75.00 My Payday to Mom Loan Savings (1/11)
+$23.25 Checkout51 Rebate Check
+$1.75 Even Out Amount
Balance $14,345.00

Local Savings $7030.00
GC Savings $715.00
Capital 360 Savings (US) $3100.00
Capital 360 Savings (Mom Loan Payback Account)$1150.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,345.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)

$20K Update - Rent and Casino Win! Hit $14K!

January 8th, 2019 at 07:39 am

We got rent for January and also added in FB sales. MO also won big at the casino and we came home $700 ahead! We put $500 of it into savings, $100 into the 52 Week Challenge and $50 each for fun money. We are already paid into May for the 52 Week Challenge!

Current Balance $13,045.00
+$95.00 FB Sales
+$400.00 January Rent
+$500.00 Casino Win
Balance $14,165.00

Local Savings $6975.00
GC Savings $715.00
Capital 360 Savings (US) $3050.00
Capital 360 Savings (Mom Loan Payback Account)$1075.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,165.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)

Took in my pennies, cleaning and purging

January 3rd, 2019 at 05:36 pm

Continuing to stay busy to try to keep myself sane. Lucky for me I like being busy and productive. I got my Christmas decorations down today which was good, it’s one of my least favorite jobs but MO was out of town coaching basketball so it was a good time to tackle it. Hoping to take a relaxing hot shower and go to bed early.

I cleaned my office on New Years Eve including dusting and sweeping. Purged a lot of paper and random junk that was cluttering my desk. I got my new calendar (Christmas gift) up, new planner filled out and got my new address book (Christmas gift) all filled out. I gave my old address book away on FB as it was a 3 ring binder style so I could just take out the used pages. In my office I had a huge plastic Coca-Cola piggy bank. I suppose it was about 2 - 2 1/2 feet tall. It was my grandmas and I wanted to fill it completely with pennies, I only had it about 1/5 of the way full, but it was getting pretty old and had cracked. Pennies were starting to fall out of the bottom. So when I cleaned my office I dumped the pennies into a bucket and took them to the bank. Good thing I did it now as the bottom started falling apart in pieces and that would have been almost 3000 pennies to clean off the floor! My total was $27.97. I put $25 into savings and the rest back in a different change jar for next time.

I’m hoping to work in the “store” room more soon and get my oldest inventory items out of there. I also want to clean out the bathroom cupboards as they are a mess and I know there is lots to toss in there. Maybe this weekend.

Today was Day 32 of P90X and I’m actually looking forward to my workouts and I try to do my best on each one. I’m down 22lbs since I gave birth and about 12lbs from last New Years. It’s one of the only things that ever keeps my mind off the babies.

Current Balance $13,020.00
+$25.00 Pennies
Balance $13,045.00

Local Savings $5255.00
GC Savings $1315.00
Capital 360 Savings (US) $3050.00
Capital 360 Savings (Mom Loan Payback Account)$1075.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $13,045.00

52 Week Challenge
2019 Total = $0

$20K Update - Even Out Interest

January 2nd, 2019 at 08:07 am

Current Balance $12,895.00
+$125.00 FB Sales
+$50.00 MO Payday to Our Savings (1/4)
+$3.18 Cap360 Interest
+$56.82 Even Out Amount
+$6.22 Local Savings Interest
+$3.78 Even Out Amount
+.03 GC Interest
+$4.97 Even Out Amount
Balance $13,020.00

Local Savings $5230.00
GC Savings $1315.00
Capital 360 Savings (US) $3050.00
Capital 360 Savings (Mom Loan Payback Account)$1075.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $13,020.00

52 Week Challenge
2019 Total = $0

$20K Update

December 28th, 2018 at 12:02 pm

Current Balance $12,770.00
+$50.00 My Payday to Our Savings (12/28)
+$75.00 My Payday to Mom Loan Savings (12/28)
Balance $12,895.00

Local Savings $5220.00
GC Savings $1310.00
Capital 360 Savings (US) $2905.00
Capital 360 Savings (Mom Loan Payback Account)$1110.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,895.00

52 Week Challenge
2019 Total = $0

$20K Update - BIG CASINO WIN!!

December 26th, 2018 at 09:47 am

We had a nice Christmas Day at my MIL's house and one the way home we stopped at the casino that is only about 5 mins from her house. We weren't there too long and we hit this awesome win for over $1000! We played a bit more and then headed home with our pockets full! The holidays have been really terrible missing our babies so it was nice to have a fun surprise and to not think about how sad we are for awhile. Most of our recent savings money went to our home insurance bills for our 2 rentals houses, but at least that is less that was taken out of savings in the long run. Our home insurance bill was actually about $2500 but we had some extra in checking to help cover it.



Current Balance $12,280.00
+$210.00 FB Sales
+$1378.00 52 Week Challenge
+$622.00 Casino Win/Even Out Amount
+$50.00 MO Payday to Our Savings (12/21)
+$30.00 Cell Phone Savings
-$1800.00 Home Insurance on two houses
Balance $12,770.00

Local Savings $5220.00
GC Savings $1310.00
Capital 360 Savings (US) $2855.00
Capital 360 Savings (Mom Loan Payback Account)$1035.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,770.00

52 Week Challenge
2019 Total = $0

$20K Update - Made it to $12K!

December 17th, 2018 at 01:20 pm

Current Balance $11,910.00
+$245.00 FB Sales
+$50.00 My Payday to Our Savings (12/14)
+$75.00 My Payday to Mom Loan Savings (12/14)
Balance $12,280.00

Local Savings $3010.00
GC Savings $3080.00
Capital 360 Savings (US) $2855.00
Capital 360 Savings (Mom Loan Payback Account)$985.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,280.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

December 11th, 2018 at 02:29 pm

Current Balance $11,390.00
+$470.00 FB Sales
+$50.00 MO Payday to Our Savings (12/7)
Balance $11,910.00

Local Savings $2765.00
GC Savings $3080.00
Capital 360 Savings (US) $2805.00
Capital 360 Savings (Mom Loan Payback Account)$910.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,390.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - Back over $11K!

December 4th, 2018 at 08:45 am

Current Balance $10,950.00
+$440.00 FB Sales
Balance $11,390.00

Local Savings $2295.00
GC Savings $3080.00
Capital 360 Savings (US) $2755.00
Capital 360 Savings (Mom Loan Payback Account)$910.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,390.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

December 3rd, 2018 at 12:15 pm

Just some small deposits, I had a ton of sales this last week, so should have a good deposit tomorrow or the next day to add to this.

Current Balance $10,810.00
+$9.06 Interest
+$5.94 Even Out Amount
+$50.00 My Payday to Our Savings (11/30)
+$75.00 My Payday to Mom Loan Savings (11/30)
Balance $10,950.00

Local Savings $1855.00
GC Savings $3080.00
Capital 360 Savings (US) $2755.00
Capital 360 Savings (Mom Loan Payback Account)$910.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,950.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

November 28th, 2018 at 02:17 pm

I'm not going to try to figure out all the additions and subtractions from while I was in the hospital. But I did manage to get the totals figured out.

Local Savings $1855.00
GC Savings $3080.00
Capital 360 Savings (US) $2700.00
Capital 360 Savings (Mom Loan Payback Account)$825.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,810.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - FB Sales and Oil Co Dividend Check

October 22nd, 2018 at 07:50 am

Nice little bump to savings!

Current Balance $11,070.00
+$90.00 FB Sales
+$96.73 Dividend Check
+$3.27 Even Out Amount
+$50.00 My Payday to Our Savings (10/19)
+$75.00 My Payday to Mom Loan Savings (10/19)
Balance $11,385.00

Local Savings $945.00
GC Savings $1190.00
Capital 360 Savings (US) $2450.00
Capital 360 Savings (Mom Loan Payback Account)$4750.00
Capital 360 Savings (Rental Deposit Account #1)$550.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,385.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - Getting everything moved around

October 16th, 2018 at 09:29 am

Alright I think we are back to being accurate on our total now. We took two trips in the last two weeks. One to Minneapolis to watch the second to last MN Twins game of the season. While we were there we also got to visit some of my in-laws and they gave us a changing table, swing and some other baby gear! Then last weekend we went to Deadwood with my BIL and some friends. We took the new truck both times to fit all the people and all the stuff and gas really adds up on that as opposed to my little Malibu! We are trying to get what trips we can in now before baby time! Planning for one more long weekend trip in November and then after that I don't plan to travel anymore as I will be almost 7 months with the twins by then!

Current Balance $12,760.00
+$300.00 Partial Deposit for Rental #1
-$1990.00 From Cap360 US Savings for trips/gas/hotels and rental repairs
Balance $11,070.00

Local Savings $755.00
GC Savings $1190.00
Capital 360 Savings (US) $2400.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$550.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,070.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - Jury Duty, Rebates and FB Sales

October 15th, 2018 at 07:55 am

Lots of little snow flakes adding up!

I was called for Jury Duty, and did make it onto the Jury, but there were about 5 extra jurors, so once everyone was seated, they let the last 5 in the row go. I was excited for jury duty, I thought it would be really interesting! I was happily surprised that I got a check even though I didn't actually have to serve.

We finally got the rent check from Rental #2, so I will get money moved around and be able to update savings soon once I get everything situated.

Current Balance $12,500.00
+$111.00 FB Sales
+$93.00 Property Management Pay
+$15.00 Vaccine Rebate for Puppies
+$40.26 Jury Duty Pay
+.74 Even Out Amount
Balance $12,760.00

Local Savings $755.00
GC Savings $1190.00
Capital 360 Savings (US) $4390.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,760.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

October 11th, 2018 at 10:01 am

We have some things up in the air right now, so this isn't completely accurate, but I wanted to track as best I can until everything is square. One of our renters pays by automatic payment through their bank, so typically we get their rent check from their bank around the 2nd of the month. We never got the check this month, so we are waiting for them to send us a replacement check. In the meantime we had to pull from savings to cover the missing rent so that we could pay our mortgages. We also have a $300 check for a partial payment for one of our other renters deposits, but they asked us to hold the check for now, hopefully we can get that cashed and into savings soon.

Current Balance $12,270.00
+$50.00 My Payday to Our Savings (10/12)
+$75.00 My Payday to Mom Loan Savings (10/12)
+$90.00 FB Sales
+$.08 GC Interest
+$4.92 GC Even Out Amount
+$2.21 Mom Loan Interest
+$2.79 Mom Loan Even Out Amount
+$1.49 US Interest
+$13.51 US Even Out Amount
Balance $12,500.00

Local Savings $495.00
GC Savings $1190.00
Capital 360 Savings (US) $4390.00
Capital 360 Savings (Mom Loan Payback Account)$4675.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,500.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)