<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: June, 2016
 

Archive for June, 2016

We got a new puppy!

June 30th, 2016 at 02:21 pm

We got an adorable new puppy. She is an English Springer Spaniel the same as our current dog. We named her Suneigh (Sunny) to go with our other pup Reigny (Rainy).

She is too darn cute!





Debt Update for 6/24/16

June 30th, 2016 at 02:20 pm

Yikes this update is a week late!

Celebrations for this update:
-Total debt went down $285.23 in the last 2 weeks!
-Total debt went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,560.84
Mom Loan #2 $27,446.67
MO Mortgage $87,023.10
My Mortgage $156,290.00
Our Mortgage $253,573.68
Total = $535,894.29

Down $285.23 in the last 2 weeks!!

Starting total was $587,351.27
$51,456.98 paid off since 6/19/15 (including downpayment on house).

We have $215.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $27,231.67.

FB Sales Week of 6/17/16

June 26th, 2016 at 07:38 pm

Lots of sales this last week! Working on going through my inventory to get it thinned out a little bit before we have a rummage sale late this summer.

Sale #427 (MA) $2.00 - Joint
Girls Swimsuits - We paid .50 each
Sold for $2.00
Profit = $1.50

Sale #428 (NR) $3.00 - Joint
2pk Kids Flip Flops - We paid ? (I think my Mom picked these up from CVS and I don't have them logged on my blog for some reason. I think it was about .75-$1.00)
Sold for $3.00
Profit = ?

Sale #429 (KSH) $3.00 - Joint
2pk Kids Flip Flops - We paid ? (I think my Mom picked these up from CVS and I don't have them logged on my blog for some reason. I think it was about .75-$1.00)
Sold for $3.00
Profit = ?

Sale #430 (LQ) $4.50 - Me
Women's Flip Flops - Free after Rebate
Sold for $1.50
Profit = $1.50
Also sold 1 pr for my Mom and 1 pr for my Step-Mom

Sale #431 (?) $3.00 - Me
Men's Flip Flops - I paid .14
Sold for $3.00
Profit = $2.86

Sale #432 (TD) $10.00 - Joint
Olay Bodywash 23.6oz bottles(2) - We paid $2.54 each
Sold for $5.00 each
Profit = $4.92

Sale #433 (NC) $30.00 - Joint
Olay Bodywash 23.6oz bottles(3) - We paid $2.54 each
Sold for $5.00 each
Profit = $7.38

Pantene Shampoo/Conditioner 12.6oz bottles (4) - We paid .90 each
Sold for $2.50 each
Profit = $6.40
Also sold 1 Pantene that was my Mom's for $2.50

Sale #434 (PR) $60.00 - Joint
Olay Bodywash 23.6oz bottles(5) - We paid $2.54 each
Sold for $5.00 each
Profit = $12.30

Pantene Shampoo/Conditioner 12.6oz bottles (9) - We paid .90 each
Sold for $2.50 each
Profit = $14.40

Pantene Shampoo/Conditioner (4) (Mine) - I paid .59 each
Sold for $2.50 each
Profit = $7.64
Also sold 1 Pantene that was my Mom's for $2.50

CVS Deals Week of 6/1/16

June 26th, 2016 at 05:42 pm

Got some good joint deals with my Mom a few weeks ago. I got them posted to FB this week and am nearly sold out already!
(No pic since they sold before I got one taken!)

Pantene 12.6oz bottles (Bought 18)
Regular Price $4.99 each
-Sale Price of 3/$12.00 ($4.00 each)
-$2.00 CVS CMC ($2.00 off 3 Pantene)(3)
-$3.00 CVS CMC ($3.00 off $15.00 Shampoo/Conditioner)(3)
-$5.00 Mfr Coupon ($5.00 off 3 Pantene) (4)
*Received $5.00 EB for every $20 Spent ($10.00)
Tax $2.74
Final Price after tax = $10.74 for 12
.90 each!!
(Marked $2.50 each for rummage sale)
*ETA - Sold 14 for $2.50 each on FB on 6/17/16
*ETA - Sold 2 for $2.50 each on FB on 7/4/16
*ETA - Sold 2 for $2.50 each on FB on 7/24/16
Sold Out!!


Olay Bodywash 23.6oz bottles (Bought 12)
Regular Price $8.29 each
-Sale Price of 2/$10 ($5.00 each)
-$2.00 CVS CMC ($2.00 off $8.00 Bodywash)(3)
-$2.00 Mfr Coupon (6)
*Received $5.00 EB for every $20 Spent ($10.00)
Tax $2.34
Final Price after tax = $20.34 for 8
$2.54 each!
(Marked $5.00 each for rummage sale)
*ETA - Sold 10 for $5.00 each on FB on 6/17/16
*ETA - Sold 1 for $5.00 on FB on 7/4/16
*ETA - Sold 1 for $5.00 at 9/23/16 rummage sale
Profit = $29.52

Week 3 Weigh-In - Diet Bet $100 Winner!

June 24th, 2016 at 02:27 pm

Banker Gurl
Week 1 - (3.5%)
Week 2 - (2.8%)
Week 3 - (4.4%)


Banker Man
Week 1 - (3.9%)
Week 2 - (2.1%)
Week 3 - (4.6%)

We both won our first dietbets that ended today! These were $100 bets and we will find out what we won in a few days. We have 2 more dietbets that end next week!

$20K Update

June 23rd, 2016 at 02:15 pm

Savings seems to be crawling lately....July rent will go to finishing paying off the Jeep and after that we should be back to having $1000 a month in rent to put towards savings and start making some real progress again. I've also been working FB sales again, and had a $60 order picked up today (will be logged, posted to savings next week). So that will help to start nickel/diming savings again!

Current Balance $3,475.00
+$25.00 MO Payday to Our Savings (6/10)
+$25.00 My Payday to Our Savings (6/17)
+$25.00 My Payday to Mom Loan Savings (6/17)
+$25.00 MO Payday to Our Savings (6/24)
+$25.00 Sold bag of dogfood
+$40.00 FB Sales
Balance $3,640.00

Local Savings $620.00
GC Savings $1145.00
Capital 360 Savings (US) $405.00
Capital 360 Savings (Mom Loan Payback Account)$215.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $3,640.00


52 Week Challenge
2016 - Week 13 $66 (total) + $12 +$13 (deposit)=$91
(Weeks 46-52 are also paid already $343) Not exactly sure what week we are on, but I know we have $700+ in this right now.

Week 2 Checkin for Dietbets

June 15th, 2016 at 10:03 am

I had a rough weekend with eating junk (and a lot of it) while I was out of town. I have a really hard time being good when I am away from home, even when I plan and bring healthy options I still struggle a lot....I went up 1.4lbs from last week's weigh in, but am back on track. We will be out of town again this weekend, I am going to try a new strategy and instead of trying to completely avoid the bad foods that are around, I am just going to focus on portion control instead since avoidance is not working for me.

MO bought me a standup paddle board for my BD next week and I am sooooo excited to try it out! It looks super fun and is a great workout, so as long as the weather cooperates I should at least get some exercise in this weekend!

I am also going to be running a 5K with my SIL and step-MIL in August, I am in no shape for that right now, so I need to get a running schedule together to make sure I am not embarrassed! I am trying to talk MO into participating as well, but not holding my breath on that one!

Positives for this week - I am still doing awesome at doing P90X everyday that I am in town and I don't even hate it that much! Still doing great at drinking water (other then the weekend) and no pop or alcohol at home.

I have passed MO in the % loss! Gotta keep on trucking!!

Banker Gurl
Week 1 - (3.5%)
Week 2 - (2.8%)
*Need to lose 2.4 more lbs by 6/23/16 to meet my first Dietbet

Banker Man
Week 1 - (3.9%)
Week 2 - (2.1%)
*Need to lose 5.7 more lbs by 6/23/16 to meet his first Dietbet

FB Sales Week of 6/5/16

June 14th, 2016 at 01:41 pm

We made a killing on the re-selling of the kids swimsuits we bought last weekend! All suits were bought for .50 and sold for $2.00-$4.00, we sold 24 suits (plus 10 more my Mom already had on hand) profit was $58.50!!!


Sale #415 (BJ) $4.00
Girls Swimsuits(2) - We paid .50 each
Sold for $2.00 each
Profit = $3.00

Sale #416 (KS) $3.00
Girls Swimsuits - We paid .50 each
Sold for $3.00 each
Profit = $2.50

Sale #417 (NF) $3.00
Boys Swimtrunks - We paid .50 each
Sold for $3.00 each
Profit = $2.50

Sale #418 (AJ) $5.00
Girls Swimsuits - We paid .50 each
Sold for $3.00 each
Profit = $2.50
Plus 1 for my Mom for $2.50

Sale #419 (CN) $9.00
Girls Swimsuits (3) - We paid .50 each
Sold for $3.00 each
Profit = $8.50

Sale #420 (SR) $9.00
Girls Swimsuits - We paid .50 each
Sold for $3.00 each
Profit = $2.50
Plus 2 for my Mom for $3.00 each

Sale #421 (MNW) $11.50
Girls Swimsuits - We paid .50 each
Sold for $3.00 each
Profit = $2.50
Plus 1 for my Mom for $2.50
Plus 2 for my Mom's friend, $6.00

Sale #422 (CJ) $9.00
Girls Swimsuits (3) - We paid .50 each
Sold for $3.00 each
Profit = $8.50

Sale #423 (TK) $15.00
Girls Swimsuits (5) - We paid .50 each
Sold 3 for $3.00 each, 1 for $2.00 and 1 for $4.00
Profit = $12.50

Sale #424 (CS) $4.00
Girls Swimsuits - We paid .50 each
Sold for $4.00 each
Profit = $3.50

Sale #425 (HL) $6.00
Girls Swimsuits (2) - We paid .50 each
Sold for $3.00 each
Profit = $5.00

Sale #426 (HL) $20.00
Girls Swimsuits (3) - We paid .50 each
Sold 1 for $2.00 and 2 for $2.25
Profit = $5.00
Plus 4 for my Mom for $13.50

Debt Update - 6/10/16

June 13th, 2016 at 10:47 am

Good Morning! Was too busy to post our update on Friday so getting it done this morning. We are going to be out of town for the next foreseeable several weekends, either at the lake cabin or softball tournaments, every Monday I am wondering where the weekend went and when are we supposed to relax?!?!

Great update for this 2 weeks, down $1630.09 in two weeks! We have gotten our savings back up to $4K after draining it to payoff Mom Loan #1, and then draining it again to pay for the new vehicle. We also decided to cancel a lot of our more expensive summer plans, as we are already so busy and to keep savings going up. We have gone to summer concerts here for the last 2 years, they run a few hundred dollars a piece and we were planning on going to at least a few of them, but decided to not buy the tickets. We also cancelled a cruise we had booked for Sept. I had called to make our final payment on the cruise and the travel agent then told me our total was $1150 more then we had been quoted for the last 8 months!! Long story short I was very upset as the price had already been stretching our budget so to add $1150 (plus excursions, drinks, souvenirs, etc.) would be a killer to our goals right now, I complained since I had been severely misquoted and I was able to get our $546 deposit back. Thank goodness! So overall cancelling that trip will save us about $5K-$6K. I am disappointed as we were really looking forward to it, but I do think it was the best choice for us and we can go another time, probably next year.


Celebrations for this update:
-Total debt went down $1630.09 in the last 2 weeks!
-We are being responsible and putting our financial health ahead of our WANTS!
-It is our 1 year Anniversary since we added/started racing MO's debt and in 1 year we paid off $51,171.75!!!!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,673.06
Mom Loan #2 $27,446.67
MO Mortgage $87,196.11
My Mortgage $156,290.00
Our Mortgage $253,573.68
Total = $536,179.52

Down $1630.09 in the last 2 weeks!!

Starting total was $587,351.27
$51,171.75 paid off since 6/19/15 (including downpayment on house).

We have $190.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $27,256.67.

Week 1 Checkin for Dietbets

June 8th, 2016 at 06:00 am

Day 7 and things are going very well! I have done P90X 6 times, as well as 45 mins on the elliptical, 20 mins of 10 min abs, 6 softball games and walking around a small town rummage saleing! That's a lot of calorie blasting in 7 days!!

I am tracking my food and water and have been very diligent at saying "No" to bad food. Yesterday after softball my team went to eat at Applebees, everyone else (including my hubby) had delicious food, cheeseburger eggrolls, bacon cheeseburger with fried egg, boneless BBQ wings, fries with ranch, etc......I order the healthiest thing I can find other then a salad which was salmon on their specialty menu, and then I get to choose two side so I picked green beans and steamed broccoli. So proud of myself! I didn't even steal one fry or wing! I also drank water, while everyone else had beer. What really stings my butt is all the yummy food is 1/2 price apps and mine was $16+....booo! Oh well, can't put a price on healthy....or skinny!

Oh and I LOVE our new workout room! It is so great to have a nice place to workout and not worry about cleaning a space to workout, or cleaning up your workout stuff when done, I can jam my Pandora while I do my workout without bothering anyone and the dog isn't in my way! LOVE IT!!

This morning I weighed in down 7.2lbs. MO is down 11.2lbs. We are both almost meeting our dietbets after only one week! I have 1.0lb left to lose and he has only .4lbs left! We just need to stay consistent and keep the losing going down, slow and steady!

$20K Update - Sold our fridge!

June 6th, 2016 at 07:23 pm

We have a great update! We sold our old fridge and a TV, as well as got some other deposits. Moving that total back up!

Current Balance $1,900.00
+.26 Cap360 Interest
+$9.74 Even Out Amount
+$25.00 My Payday to Our Savings
+$25.00 My Payday to Mom Loan Savings
+$800.00 Sold Fridge
+$350.00 Sold TV
+$240.00 April/May work on rentals
+$50.00 Coin
+$50.00 March Madness Win
+$25.00 Misc Deposit
Balance $3,475.00

Local Savings $555.00
GC Savings $1145.00
Capital 360 Savings (US) $330.00
Capital 360 Savings (Mom Loan Payback Account)$190.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $3,475.00


52 Week Challenge (I know we have more in this now, but I don't have it with me right now)
2016 - Week 13 $66 (total) + $12 +$13 (deposit)=$91
(Weeks 46-52 are also paid already $343)

Rummage Sale Trail

June 6th, 2016 at 06:45 pm

In my state they have a rummage sale once a year that runs through about 100 miles of small towns. I had heard of it before but never gone. Now that I live in a small town closer to the rummage sale trail my Mom and I decided to check it out. We started with the town closet to mine, about 30 mins away....we were a little worried that we would only find duds and end up driving a lot....well we ended up only hitting that first small town! They had 30+ rummage sales! So we hit up most of them which took about 5 hrs and by then we were bushed so had lunch at the small town café and called it quits!

We found lots of items to resell, the big score was 20 little girl swim suits for .50 each! I put them up on FB right away and they have been selling like hot cakes for $3-$4 each! We already sold $34 worth (which only costs us $4.50!) and I have several more that should be picked up tomorrow. What a great turnaround! I also got a few pieces of adult clothing that were really nice for cheap and some kids books.

I found a fishing box with a lot of goodies in it for $5 for MO, so he was happy! Also a pair of DocMartens for me for $1.50!

Super fun event and good day with my Mom I can't wait to go next year!

Invested for resale
26 girls swimsuits @ .50 each = $13.00
1 Boys Swimtrunks .50
Mary-Kate and Ashley Jean Jacket .75
Scarf (NWT) = $1.00
Aeropostle Scarf = .50
Aerospostle Cami (NWT) = $1.00
Vanity Cardigan = .50
Old Navy Mens Swim Trunks = .50
9 Judy Bloom Books @ .25 each = $2.25
5 Kids Books @ .05 each = .25
Yellow/Green Football Sweatsuit = .50
(Other misc kids clothes, will have to log later when I have them available)

*ETA - Sold 23 Girls Swimsuits for $
*ETA - Sold Aero Cami for $5.00 on FB on 7/24/16
*ETA - Sold Vanity Cardigan for $5.00 on FB on 7/24/16
*ETA - Sold Mary-Kate and Ashley Jean Jacket for $4.00 on FB on 9/16/16
*ETA - Sold Aero Scarf for $2.50 at 9/23/16 rummage sale
*ETA - Sold Scarf for $5.00 on FB on 10/21/16
*ETA - Sold Old Navy Swim Trunks for $3.00 at 5/5/17 rummage sale
*ETA - Sold Winnie the Pooh Toddler Outfit for $2.50 at 5/5/17 rummage sale
*ETA - Sold 4T Tankini for $1.50 at 5/5/17 rummage sale
*ETA - Sold Kids Books (2) for .25 at 5/5/17 rummage sale
*ETA - Sold Kids Book for .50 at 5/5/17 rummage sale
*ETA - Sold Kids Book for .75 at 5/5/17 rummage sale
*ETA - Sold Judy Bloom Book for $1.00 at 5/5/17 rummage sale
*ETA - Sold Yellow/Green Football Sweatsuit for $2.50 at 5/5/17 rummage sale
*ETA - Sold 7 Judy Bloom Books for $1.00 each on FB on 5/22/17