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Archive for August, 2012

September 2012 Mortgage Payment

August 30th, 2012 at 08:40 pm

September 2012 Mortgage Payment

Balance $124,000.00
+$284.17 Interest
+$319.07 Escrow
-$1537.95 Regular Payment
-$1065.29 Principle Payment($40 change)
New Balance $122,000.00

Principle payment was made up of:
$425.00 OT Pay
$15.00 Change
$380.00 Regular Principle Payment
$130.00 Mortgage Money I had saved
$115.00 Random extra amount to get balance down an even $2000!!

This definitely won't be the norm, but what an awesome extra payment! Never had one this big before and will keep putting OT towards the mortgage to make some good progress.

OT pay to Mortgage

August 29th, 2012 at 07:03 pm

So September is the first month I will be putting all of my OT pay towards the mortgage...I am so excited about it!

I saved all my OT pay in August:
8/3/12 $135.00
8/17/12 $90.00
8/30/12 $200.00
Total $425.00!!

WOW! That's a lot! So I will add all of that plus our normal principle payment, plus our change...gonna be a whopper of a principle payment!

$20K Update

August 29th, 2012 at 06:59 pm

Oh my I haven't updated my $20K Challenge all month! Took out the $1800 we have been saving for this time frame where DH does not get paid for a month inbetween summer job and school. He gets paid from school on 9/15/12 and will start saving the $100 per paycheck again for that account for Sept 2013.

Well here is where we are at:

Current Balance $23,300.00
-$112.00 to ROTH IRA
+$85.00 to retirement hold account(8/3/12) paycheck
+$85.00 to retirement hold account(8/17/12) paycheck
+$85.00 to retirement hold account(8/31/12) paycheck
+$2.00 Even Out Amount
-$1800.00 from Sept 2012 savings account to checking
+$100.00 to Anniversary Cruise
New Balance $21,745.00

Bingo Money (cash) $1620.00
ING $18,680.00 ($4000.00 Bingo Money)
Mortgage Payoff $130.00
Home Improvements(cash)$345.00
HSBC $970.00
Total = $21,745.00

Bingo Money
Tips total - $2006.61
Wage total - $3617.32
Total Bingo Money - $5623.93

Staples Deals - Week of 8/27/12

August 29th, 2012 at 06:28 pm

All of this for .16 OOP!! WOWOWOWOW! And if I sell everything I will make a profit of $21.34!!



Pencil Case(Limit 4)
Regular Price $1.00
-.99 Sale Price (With $5 Minimum Purchase)
Final Price .01!!
(Marked .75 for the rummage sale)
*ETA - Sold 4 for .75 each at 9/7/12 rummage sale
Profit = $2.96

Cap Erasers 12pk (Limit 4)
Regular Price $1.29
-$1.28 Sale Price (With $5 Minimum Purchase)
Final Price .01!!
(Marked .50 for rummage sale)
*ETA - Sold 1 for .50 at 9/5/13 rummage sale
*ETA - Sold 3 for .50 each at 9/4/14 rummage sale
Profit = $1.96

Wood Pencils 8pk (Limit 4)
Regular Price $1.00
-.99 Sale Price (With $5 Minimum Purchase)
Final Price .01!!
(Marked .50 for rummage sale)
*ETA - Sold 4 for .50 each at 9/7/12 rummage sale
Profit = $1.96

Sharpie Highlighters 5pk (Limit 1)
Regular Price $4.00
-$4.00 Easy Rebate
Final Price $0!!
(Marked $1.50 for rummage sale)
*ETA - Sold for $1.50 at 9/7/12 rummage sale
Profit = $1.50

Bic Boxed Pens 12pk (Limit 1)
Regular Price $2.49
-$2.49 Easy Rebate
Final Price $0!!
(Marked $1.50 for rummage sale)
*ETA - Sold for $1.50 at 9/4/14 rummage sale
Profit = $1.50

HP Photo Paper 50ct (Limit 2)
Regular Price $9.99
-$1.00 Sale Price
-$8.99 Easy Rebate
Final Price $0!!
(Marked $5.00 for rummage sale)

Avery Notetabs (Limit 1)
Regular Price $3.99
-$3.99 Easy Rebate
Final Price $0!!
(Marked $1.50 for rummage sale)
*ETA - Sold for $1.50 at 8/23/13 rummage sale = $1.50 Profit

Good deal on Gillette and Venus Razors at CVS

August 28th, 2012 at 03:59 pm

Gillette Custom Plus 3 Razors 4pk (Bought 2)
Regular Price $7.99
-$7.99 Mfr BOGO Free Coupon
*Received $5.00 EB
Final Price $1.50 each!!
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 at 6/15/13 rummage sale
*ETA - Sold 1 for $5.00 at 8/23/13 rummage sale
= $7.00 Profit



I wanted to do this deal on my other card for the Venus Razors cause I have a BOGO free coupon for them too, but both our CVSs were out.

There's also a good deal on Dawn Dishsoap, but they were out of that too. Guess I gotta get some rainchecks.

New Glasses - FREE!

August 27th, 2012 at 06:21 pm

Yeah finally got my new glasses!

Eye Exam - Covered 100% by insurance
Lenses $134.00 - Covered 100% by insurance
Frames $129.00 - Covered 100% by insurance

Final cost for me - $0!!!!!!!!!!!!!!

June 2012 Rummage Sale

August 25th, 2012 at 01:21 pm

Ok this entry is waaaay overdue....but when we were gone on our cruise my Mom randomly decided to have a rummage sale and so she went down to our house and took everything up to her house and had a sale over the weekend we were gone and made a few bucks and some for us too!


DH Misc Science Supplies $4.20
Donated Items from friens $13.25
Donated Items from StepMom $4.25
My junk $4.50
Items bought specifically to resell for profit $25.50
Total $51.70

Not bad considerring I was sipping a tropical drink on a cruise ship while I was making this money! Smile
So now I'm going to go back to the previous entries where I bought those items and update what was sold and for how much.

Awesome Deals at CVS and Family Dollar!

August 23rd, 2012 at 09:09 pm

Tampax Radiant 16ct
Regular Price $5.49
-$2.00 Mfr Coupon
-$2.00 CVS Coupon
Final Price $1.49!!
*Did this deal twice, once on my card and once on DHs

When I bought these under my card I got a bunch of coupons on my receipt and used them for some super deals!

Softsoap Pomegranite 4 pk
Regular Price $4.59
-$2.30 Clearance Price
-$2.00 CVS Coupon
Final Price .29!!
(Marked for $2.50 for rummage sale)
*ETA - Sold for $2.50 at 8/24/12 rummage sale - $2.21 profit

CVS Brand Lotion 10oz $2.19
CVS Brand Lotion 3oz $1.49
-$3.00 CVS Coupon
Final Price .68 total for both!!
(Marked 10oz for $2.00 for rummage sale)
(Marked 3oz for $1.00 for rummage sale)
*ETA - Sold 3oz for $1.00 at 9/7/12 rummage sale
*ETA - Sold 10oz for $2.00 at 8/23/13 rummage sale
Profit = $2.32

So if I sell the 3 items I got just because of those good coupons I would make a profit of $4.53. Smile

Then I also hit Family Dollar. They had Clairol Hair Color on sale.

Regular Price $3.50
On sale for $2.50
I had (3) $2.00 coupons.
So I got 3 boxes of hair color for just .50 each, marked each for $2.50 for the rummage sale.
*ETA - Sold 2 for $2.50 each at 9/7/12 rummage sale
*ETA - Sold 1 for $2.50 at 9/4/14 rummage sale
Profit = $6.00


(Not everything is pictured)


Stapes Deals Week of 8/19/12

August 19th, 2012 at 07:22 pm

Staples Photo Paper $14.99 (Limit 4)
-$14.49 Easy Rebate
Final Price .50 each!!
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 at 9/4/14 rummage sale
*ETA - Sold 1 for $5.00 on FB on 8/25/15

Staples 1 Subject Notebooks (Limit 6)
(I got 12 cause I got 6 and DH got 6)
.01 each!! (When you spend $5.00)
(Marked .25 each for rummage sale)
*ETA - Sold 2 for $.25 each at 8/24/12 rummage sale
*ETA - Sold 10 for .25 each at 9/7/12 rummage sale = $2.88 profit

Holy Moly Science Junk!

August 19th, 2012 at 02:43 pm

My husband has been getting his classroom ready for the new school year and inspired by my purging at the house (at least that's what I tell myself) he is going through a lot of the old supplies kept in his classroom that have been there since he started teaching 6 years ago. He brought a ton of stuff home and told me to mark it for the rummage sale. I wasn't sure that was ok, but he said if we didn't sell it they were just throwing it all away because they don't use it and he had already thrown a bunch out. We tried to give some to a middle school science teacher that is a friend of ours, but he only ended up taking one box out of like 10....so here is the fun I had all weeked:
*ETA - Sold $96.50 worth at 8/24/12 rummage sale



Safety Goggles (22) marked $1.00 each
Flashlights (18) marked .50 each
Hanging Scales (2) marked $1.00 each
Test Tube Holders (3) marked $1.00 each
Stethoscopes (HUH) (13) marked $1.00 each
Measuring Cup (1) marked $1.00
Graduated Cylinders - Small Szs (8) marked .50 each
Graduated Cylinders - Large Szs (3) marked $1.00 each
Graduated Cylinder 4 piece set (2) marked $1.50 each
Keychain Laserpointers (15) marked $1.50 each
Replacement Batteries (4) marked .50 each
Desk Tape (1) marked .50
Pocket Scope (1) marked $2.00
History Books (6) marked .50 each
Education Videos (3) marked .50 each
Educational Videos (5) marked .25 each
Beakers Small (3) marked .25 each
Beakers Medium (24) marked .50 each
Beakers Large (1) marked $1.00 each
Mini Slide Viewers (10) marked .50 each
Bag of slides (2) marked $1.00 each
Bag of magnifiers (4) marked $1.00 each
Bag of prisms (1) marked $1.00 each
Parquetry Blocks (1) marked .50 each
Bin of Chemistry Supplies (1) marked $15.00 OBO
Mini Mirrors (24) marked $2.00 each...my Mom says these are antiques cause they are from a dinner club that burned down about 20 yrs ago...if they don't sell for $2.00 each I will mark them down lower.

Working on Dresser #3

August 12th, 2012 at 05:54 pm

Working on cleaning out my 3rd of 4 Dressers. The first drawer I have was my nylons and such. The 2nd drawer was all bras...like I said when I posted about the underwear...I used to work at JCPenney in the lingerie dept and got waaaaaay to much stuff for cheap when I worked there. It was about 10 years ago when I worked there and I definitely do not wear the same bra size anymore, so I did get rid of a ton of bras.
Still got 2 more drawers to do in this dresser, but got a good start.

-----------------Keep----------Sell-----------Toss----
Added to socks----3-------------1--------------0------
Nylons------------7-------------1--------------0------
Kneehighs---------3-------------0--------------0------
Shapers-----------4-------------0--------------0------
Tights------------6-------------0--------------0------
Bras-------------15------------11--------------6------
Added to underwear-5--so that I could sell as sets with the bras.
Totals----------43--------------13-------------6------
Got rid of 19 more items!! Smile

Cleaned up and cleaned out nightstand

August 12th, 2012 at 05:40 pm

Here is the before (embarrasing! I swear it's not usually this bad!)


And here is the after! I didn't find anything to sell in my nightstand, but got it reorganized, threw a few things away and found some Christmas cards that I put with my Christmas stuff so I can find them when that time comes.

CVS Deals week of 8/12/12

August 12th, 2012 at 05:28 pm



Covergirl Lashblast Mascara (Bought 2)
Regular Price $8.89 each ($17.78)
-$2.78 Sale Price (2/$15.00)
-$5.00 off coupon "$5.00 off $15.00 cosmetic purchase"
-$5.00 off coupon - mfr coupon off 2 CG Mascara
Final Price $5.00 (Just $2.50 each!!)
(Marked for $4.00 each for rummage sale)
*ETA - Sold 2 for $4.00 each at 8/24/12 rummage sale - $3.00 profit

Venus Embrace Razor
Regular Price $13.29
-$3.30 Sale Price
-$4.00 mfr coupon
*Received $4.00 EB
Final Price $1.99!!
(Marked for $5.00 for rummage sale)
*ETA - Sold for $5.00 at 8/24/12 rummage sale - $5.00 profit

Some good stock up deals

August 10th, 2012 at 06:11 pm




Cashwise Foods

32oz Powerades on sale for 10 for $10
-$5.00 off coupon when you buy 15
Final Price .67 each for 15 Powerades!!

Hamburger, Tuna or Chicken Helper on sale for $1.18
-$5.00 off when you buy 10
Final Price .68 each for 10 Helpers!!


CVS

Did this deal earlier this week, but went back and did it again with DHs card.

Herbal Essences (Bought 2)
Regular Price $3.99
On sale for 2/$5.97
-$3.00 off 2 mfr coupon
-$1.00 off any 2 Shampoo or Conditioner from the coupon machine
Final Price $1.97 for 2, just .98 each!!

Several small money saving items for the day

August 9th, 2012 at 06:33 pm

1) Went and got my FREE routine eye exam. Will go back soon to pick out eyewear (I have $150 towards lenses and $200 towards frames with my insurance).

2) Went to CVS and scanned my and DH's cards at the coupon machine. Got some good coupons on both (we seem to get some the same and a few different everytime) and DH's card even printed out a coupon for a FREE Unreal bar. So I got that right away.

3) Went to Staples as they had rung up 3 of an item I bought 2 of on Tuesday and I didn't see it on the receipt till I got home. I was prepared for a battle, but I went in and nicely explained what had happened and showed my receipt and the manager credited me back the $6.99 I was overcharged, no questions asked! Go Staples! Thank you for the great customer service!

4) Called and paid the big hospital bill ($2700!) for DH's knee injury, thus avoiding any late fees or interest.

5) When I got home I had a FREE sample of Woolite Dark in the mailbox along with a $1.00 off coupon for Woolite. I signed up for this FREE sample at http://samples.target.com. If you don't already use that site, it is great for freebies!

Oh and of course I worked 8 hrs too....lol. Happy with what I got done today. Now to relax in the hot tub with my book. Smile

Staples Deals Week of 8/5/12

August 7th, 2012 at 08:47 pm




Staples Photo Plus 4x6 Gloss Paper 60ct (Limit 4)
Regular Price $9.99
-$8.99 Easy Rebate
Final Price $1.00
(Marked for $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 at 8/23/13 rummage sale
*ETA - Sold 3 for $5.00 each at 9/5/13 rummage sale
=$16.00 Profit on Photo Paper!!

Pentel Hi-Polymer Erasers (Bought 2)
Regular Price $2.79
-$2.54 Sale Price
Final Price .25
(Marked $1.50 each for rummage sale)
*ETA - Sold 1 for $1.50 at 8/24/12 rummage sale, 1 left to sell

Avery White Shipping Labels
(Limit 1)
Regular Price $4.99
-$4.99 Easy Rebate
Final Price - FREE!!
(Marked for $2.50 for rummage sale)
*ETA - Sold for $2.50 at 8/23/13 rummage sale = $2.50 Profit

Staples Filler Paper 120 sheets (Limit 5)
Regular Price $.99 to $2.79
-$.98 to $2.78 Sale Price
Final Price .01
(Marked .50 for rummage sale)
*ETA - Sold 3 for .50 each at 9/7/12 rummage sale
*ETA - Sold 2 for .50 each at 6/15/13 rummage sale
Profit = $2.45

Hammermill 500sheet copy paper
Regular Price 6.99
-$5.99 Easy Rebate
Final Price $1.00

CVS Deals Week of 8/5/12

August 5th, 2012 at 09:02 pm



Herbal Essences Shampoo and Conditioner 10.17oz
(Bought 1 of each)
Regular Price $3.99 each
-$1.00 each sale price
-$1.00 CVS Coupon machine coupon
-$3.00 off 2 Mfr coupon
Final Price $1.98 for 2 - Less then $1 each

Suave Naturals 22.5oz
Regular Price $1.77
-$1.00 CVS Coupon Machine coupon
Final Price .77
(Marked $1.50 for rummage sale)
*ETA - Sold for $1.50 each at 9/7/12 rummage sale = .73 profit

Covergirl Makeup
-Sale "Spend $10 Get $3 EB"
Here's what I did:
(1)Covergirl Blush $4.49
(2)Covergirl Eyeshadow $5.99
Total $16.47
-$5.00 off $15.00 cosmetic purchase
-$1.00 off mfr coupon
-$1.00 off mfr coupon
-$1.00 off mfr coupon
-$1.00 CVS Coupon Machine coupon ($1.00 off Covergirl, Dawn, Gillette, etc.)
*Received $3.00 EB
Final Price - $4.47, just $1.49 each!!
(Marked the blush for $2.50 and the eyeshadoes for $3.50 each)
*ETA - Sold both eyeshadows for $3.50 each at 9/7/12 rummage sale, just one blush left to sell.

Orbit Gum (Bought 2)
-Regular Price $1.37
-$1.37 BOGO Free
-$.50 CVS Coupon Machine Coupon
Final Price .80, just .40 each!!

Crest 3D Mouthwash
-Sale "Spend $10, get $5 EB"
Here's what I did:
(1)Crest 3D White Rinse 946ml $7.99
(1)Crest 3D White Rinse 473ml $5.99
-Used "buy 946ml get smaller size free (up to $5.00)"
So that took off $5.00
*Received $5.00 EB
Final Price $3.98 total!!
(Marked the larger one for $4.00 and the smaller one for $3.00 for the rummage sale)
*ETA - Sold one for $4.00 and one for $3.00 at 9/7/12 rummage sale = $3.02 profit

FREE Juice!!

August 5th, 2012 at 08:40 pm

One of our local grocery store gives a free item in the paper once a week. My Mom was nice enough to hoard some coupons for me that she scored. Got 9 (!!) FREE 1/2 gallons of Old Orchard Apple Juice!

Finished Dresser #1

August 4th, 2012 at 10:04 pm

I finished cleaning out all of the drawers in my first of 4 dressers.

Dresser #1:
------------Keep-----Sell------Trashed---------------
Socks-------72--------0-----------0------------------
Underwear---141-------28----------0------------------
Bikinis------7--------2-----------0------------------
Swimsuit-----1--------0-----------0------------------
Coverups-----3--------1-----------0------------------
Totals------224-------31----------0------------------

Misc Items to sell - 4

I found a few things besides clothes for the rummage sale, 2 brand new disposable cameras, craft paint, and some craft pegs. (ETA - Sold both cameras for $2.00 each at the 9/17/12 rummage sale).

I went through the drawer where I have kept my extra contacts and also some misc junk. Got rid of the junk and found out that I have 3 full boxes of contacts for each eye. I was surprised to find out that I had that many, and very happy that I found that out now as I have an eye apt this next week and I have $200 towards frames, and $150 towards either lens or contacts. I wasn't sure if I was going to get lenses or contacts. Now that I know I have so many contacts left I can get the frames and lenses with my allowance. Smile

Some cheap stuff to add to the rummage sale

August 4th, 2012 at 08:14 pm

My Mom got me this box of birdhouse home decor she found at a rummage sale and gave to me to wash up and mark for the rummage sale. It was only $2.00 total for everything, plus came in a really nice plastic tote that was worth more then $2.00 by itself. So I took all the stuff and my Mom took the tote. I washed everything up and marked each item from $1 to $3, if I sell it all I will make a profit of $14.00.
*ETA - Sold 3 out of the 9 items for $3.50 at 8/24/12 rummage sale
*ETA - Sold the last 6 items for $12.50 at the 9/7/12 rummage sale - Total profit on the box, $14.00!!

Family Dollar

August 4th, 2012 at 06:48 pm

I don't normally shop at Family Dollar. I had a bad customer service experience there once and it really turned me off from them. But today I stopped in there on my way home to get a bottle of Dawn that was a good deal.

Dawn Dish Soap 20oz
Regular Price $1.25
-.37 Sale Price
-.50 Mfr Coupon
Final Price .38

I think I may try to look at shopping there more cause I saw a lot of things that I would normally buy at Target for $2-$3 that they have for $1.00.

Free Stuff at Target

August 2nd, 2012 at 07:40 pm

Paper Mate Eagle Ballpoint Pens $0.94
-$1 off coupon from Target's website
Final price - FREE!
(Marked for $1.00 for the rummage sale)
ETA - Sold for $1.00 at 9/4/14 rummage sale
Profit = $1.00

Market Pantry Wheat Bread 24oz $1.29
-Used coupon for free loaf of bread, got this in the mail from Target
Final price - FREE!

Love going through the checkout without getting out my wallet!! Smile

Catching up on my rummage sale inventory

August 2nd, 2012 at 04:43 pm

While we were gone on vacas in June I got behind on some of my deals that I got to resell from Menards and CVS. I wanna get them posted on here so I can keep track of what I have for the sale. Here is what I got during that MIA time:

6/13/12 - Menards

Strap Wrench - 2 @ .99 each
*ETA - Sold both for $5.00 each at 9/7/12 rummage sale = $8.02 profit

Particule Mask - 2 @ FREE
*ETA - Sold both for $1.00 each at 8/24/12 rummage sale = $2.00 profit

Utility Knife - 2 @ FREE
*ETA - Sold 1 for $4.00 at 8/24/12 rummage sale
*ETA - Sold 1 for $4.00 at 9/7/12 rummage sale
= $8.00 profit

Hex Set - 2 @ FREE
*ETA - Sold 1 for $2.00 at 9/7/12 rummage sale = $2.00 profit
*ETA - Sold 1 for $2.00 at 9/5/13 rummage sale = $2.00 profit

Jigsaw Blades - 3 @ FREE
*ETA - Sold 2 for $4.00 each at 9/7/12 rummage sale = Profit = $8.00

Blacktop Crack Filler - 6 @ FREE
*ETA - Sold 3 for $2.00 each at 9/7/12 rummage sale = $6.00 profit
*ETA - Sold 3 for $2.00 each at 9/5/13 rummage sale = $6.00 profit


6/25/12 - CVS

Suave Naturals 22.5oz Shampoo - 1 @ +.23 (MM!!)
*ETA - Sold for $1.50 at 8/24/12 rummage sale = $1.50 Profit

6/27/12 - CVS

Physicians Formula Eye Cream (Reg price $19.99) 1 @ FREE
*ETA - Sold for $5.00 at 8/23/13 rummage sale = $5.00 profit

Physicians Formula Face Cream (Reg price $19.99)1 @ FREE

6/28/12 - CVS

Suave Naturals 22.5ox Shampoo - 1 @ FREE
*ETA - Sold for $1.50 at 6/15/13 rummage sale = $1.50 Profit

V05 Shampoo and Conditioner - 3 @ .13 each
*ETA - Sold 2 for $1.00 at 8/24/12 rummage sale
*ETA - Sold 1 for $1.00 at 6/15/13 rummage sale
=$2.61 Profit

6/30/12 - Menards

Breeze Blocker - 3 @ FREE
*ETA - Sold 1 for $2.00 at 9/7/12 rummage sale = $2.00 profit
*ETA - Sold 1 for $2.00 at 8/23/13 rummage sale = $2.00 profit
*ETA - Sold 1 for $2.00 at 9/5/13 rummage sale = $2.00 profit

Mini Storage Bins - 10 @ FREE
*ETA - Sold as a pack for $4.00 at 9/7/12 rummage sale = $4.00 profit

Pizza Slicer - 4 @ FREE
*ETA - Sold 2 for $3.00 each at 9/7/12 rummage sale = $6.00 profit
*ETA - Sold 1 for $3.00 at 8/23/13 rummage sale = $3.00 profit

The Planet Hair Products - 10 @ FREE
*ETA - Sold 6 for $3.00 each at 9/7/12 rummage sale
*ETA - Sold 3 for $3.00 each at 6/15/13 rummage sale
*ETA - Sold 1 for $3.00 each at 8/23/13 rummsage sale
=$30 profit!!

Dog Shampoo - 4 @ FREE
*ETA - Sold 2 for $3.00 each at 6/15/13 rummage sale
*ETA - Sold 2 for $3.00 each at 9/5/13 rummage sale
= $6.00 profit on Dog Shampoo!!

Particule Mask - 2 @ FREE
*ETA - Sold 2 for $1.50 each at 9/7/12 rummage sale = $3.00 profit

7/3/12 - CVS

Bayer Childrens Aspirin - 2 @ FREE
*ETA - Sold 1 for $1.50 at 8/24/12 rummage sale
*ETA - Sold 1 for $1.50 at 9/7/12 rummage sale = $3.00 profit

Metamucil - 1 @ $1.49
*ETA - Sold for $3.50 at 8/24/12 rummage sale

Prilosec 14ct - 1 @ $2.79
*ETA - Sold for $7.00 at 9/7/12 rummage sale = $4.21 profit

7/8/12 - CVS

Venus and Olay Razor - 1 @ $1.99
*ETA - Sold for $5.00 at 8/24/12 rummage sale = $3.01 profit

CVS Brand Calcium Supplement - 1 @ +.01 (MM!!)
*ETA - Sold for $1.50 at 9/7/12 rummage sale = $1.51 profit

OT pay going to the mortgage

August 2nd, 2012 at 04:22 pm

I decided to put my OT pay towards the mortgage balance. I will keep putting any other extra monies into savings as normal. Then put our normal principle payment plus any OT pay to the house. I get paid tomorrow and have $135.00 in OT pay, so I will save that plus the next paychecks OT pay and put it towards Septembers principle payment.

$20K Update - Monthly Interest

August 1st, 2012 at 06:41 pm

Current Balance $23,265.00
+$13.46 ING Interest
+$21.54 Even Out Amount
New Balance $23,300.00

Bingo Money (cash) $1620.00
ING $20,335.00 ($4000.00 Bingo Money)
Mortgage Payoff $130.00
Home Improvements(cash)$345.00
HSBC $870.00
Total = $23,300.00

Bingo Money
Tips total - $2006.61
Wage total - $3617.32
Total Bingo Money - $5623.93

August Savings Update

August 1st, 2012 at 06:35 pm

Regular Savings:
Bingo Money $5620
Home Maintanence ING $3435
Mortgage Payoff Account (cash) $130
Cushion $2320
HSA $8715
New Patio Door(cash) $370
September 2012 $1815
Emergency Fund $1925
New Car $5015 - Complete
Vacation - $2835 - Complete
Anniversary Cruise $970 - Complete
Total Regular Savings = $33,150.00

Retirement Savings:
Retirement Hold Account $1285
Roth IRA $5645
Rollover IRA $890
401K $20,115
403B $13,800 (est)
Total Retirement Savings = $41,735.00

Total Savings = $74,885.00
Up $25 from last month...LOL. Well it was still up so I will take it! Summer is hard on our budget, but it is almost over and then we should see some fast upward movement!

Closet - DONE. Moving on to drawers!

August 1st, 2012 at 05:59 pm

Alright so moving right along to my drawers in my bedroom. I got my socks and underwear done already. Now....don't judge/laugh at me about my underwear....I love underwear and I used to work at JCP in the lingerie dept when I was in highschool so I got a little addicted.....but let's just focus on the positive here, which is that I got rid of a bunch. Smile Also not sure why I have so many pairs of socks....I don't even wear socks in the summer at all as I am a flip flop girl...but no reason to get rid of them and have to pay for them later.

Drawers:
------------Keep-----Sell------Trashed---------------
Socks-------72--------0-----------0------------------
Underwear---141-------28----------0------------------

Finished my closet!!

August 1st, 2012 at 05:38 pm




Finally got my closet done!
----------------Keep---Sell---Trashed-----------------

Tanktops---------96-----12------0---------------------

Shirts-----------61-----23------0---------------------

Shorts-----------41------7------0-------------------
Skirts-----------21------1------0--------------------
Jeans------------12------1------0--------------------
Khakis------------2------3------0--------------------
Dress Pants------11------2------0--------------------
Dress Tops-------36------2------0--------------------
Dresses----------11------2------0--------------------
Belts------------6-------4------0--------------------
Sweatpants-------6-------1------1--------------------
Insulated Pant---3-------0------0--------------------
Yoga Pants-------4-------0------2--------------------
Slippers---------1-------1------0--------------------
Long Sleeve T----10------0------0--------------------
Short Sleeve T---37------3------0--------------------
Sweatshirts------5-------1------0---------------------
Hooded Sweatshirt-13-----2------0--------------------
Sweaters---------12------7------0--------------------
Cardigans--------8-------1------0--------------------
Totals-----------396-----73-----3--------------------

Got rid of 76 pieces of clothing! Feels good! Smile

CVS Shoppin 8/1/12

August 1st, 2012 at 05:06 pm



Suave Shampoo and Conditioner 22.5oz(Bought 1 of each)
Regular Price $1.77 each
-$1.00 CVS Coupon (2)
Final Price .77 each!
(Marked $1.50 each for rummage sale)
*ETA - Sold 2 for $1.50 each at 9/7/12 rummage sale = $1.46 profit

Covergirl Blush (Bought 2)
Regular Price $4.49 each
-$2.25 Sale BOGO Free
-$3.00 off of 2 CG products - mfr coupon
-$1.00 off any cosmetic - CVS coupon
-$1.00 off $5 CG purchase - CVS coupon
Final Price .87 each!!
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 at 9/23/16 rummage sale

401K hit $20K!!

August 1st, 2012 at 04:52 pm

Yeah my 401K hit $20K today! Now up to $20,115.00!! Whoo hoo, so excited!