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Archive for September, 2014

October 2014 Mortgage Payment

September 28th, 2014 at 10:36 am

October 2014 Mortgage Payment

Balance $168,500.00
+$509.01 Interest
-$768.45 Regular Payment
-$240.56 Principle Payment
New Balance $168,000.00

Here is my first mortgage payment on my own.
For now my plan is going to be to pay down to the next $500 mark each month. Gonna keep my focus on savings as much as possible, but want that balance to keep going down.


Rummage Sale Breakdown - THE BIG ONE 2014!

September 28th, 2014 at 09:08 am

Finally got this entry done!

The BIG ONE went GREAT! The weather was absolutely BEAUTIFUL...and BF was an ENORMOUS help! He grilled at the rummage sale and I also helped him clean out some items in his house and garage and make a little cash as well.

I ended up at $2089.00!! BF made about $400.00!! Total rummage sale was $8700!! That beats our best total by about $2700, and that is with me already selling over $800 on Facebook before we even had the sale, so if you count that I made almost $3000 this year on my resale items! Smile I put $2000 in savings and kept the $89 for myself for fun money.

Here is the breakdown:
$2.00 Clothes my step-mom didn't want to store/mark
$3.00 Clothes my cousin didn't want to store
$13.00 Clothes my Moms friend didn't want to store/mark
$3.00 Clothes a coworker didn't want to store/mark
$21.00 Total from FREE items that were donated to me!

$110.75 from misc items that were from my house that I no longer wanted (clothes, kitchen items, movies, etc.).

Snacks
$12.00 Capri Sun (Sold 24 @ .50 each)
$3.50 Koolaide Juices (Sold 7 @ .50 each)
$19.00 Generic Pop (Sold 38 @ .50 each)
$73.50 Coke Products (Sold 98 @ .75 each)
$46.00 Water (Sold 46 @ $1.00 each)
$33.00 Cupcake Cones (Sold 33 @ $1.00 each)
$38.50 Brownies (Sold 77 @ .50 each)
$24.50 Chips (Sold 49 @ .50 each) (Cost me $10.50 for the box of 50 bags at Sams Club, so profit of $14.50)
$16.50 Lunchables (Sold 11 @ $1.50 each) (Cost me .50 each on sale at Target, so profit of $11.00 on these, I had some leftover, but they make a good snack/lunch at work)
$298.00 Snocones (Sold 298 @ $1.00 each!!)
Total Snacks = $564.50

BF made about $250 on grill items, hotdogs, brats and burgers. Smile

Discounted Items from Cashwise
Colgate Triple Action Toothpaste 6.0oz, I paid .91
Sold for $2.00 = $1.09 profit

Discounted Items from Claires
Cell Phone Case, I paid $1.00
Sold for $4.00 = $3.00 profit

Keyring ID Holder I paid $1.00
Sold for $2.50 = $1.50 profit

Locker Rugs (2), I paid $1.00 each
Sold for $3.00 each = $4.00 profit

Pink Coin Purse (3), I paid $1.00 each
Sold for $3.00 each = $6.00 profit

Sea Glass Manicure Set (2), I paid $1.00 each
Sold for $3.00 each = $4.00 profit
_______________________________________
Free Items from CVS
Almay Make-up Remover sold for $3.00 = $3.00 profit
Almay Shadow Softies (2) (Money Maker of .51 each) sold for $2.50 each = $6.02 profit
Benefiber 3ct Stick Packs sold for $1.00 = $1.00 profit
Colgate MaxFresh Toothpaste 6.0oz (3) (Money Maker of .01 each) sold for $2.50 each = $7.53 profit
Colgate Total Toothpaste 4.0oz (2) (Free on CVS GC) sold for $2.50 each = $5.00 profit
Colgate Total Toothpaste Travel Size 4 Packs (2) (Money Maker of .74 each) sold for $2.00 = $5.48 profit
Colgate Total Toothpaste Travel Size Individual Toothpastes (7) (Money Maker of .19 each) sold for .50 each = $4.83 profit
Covergirl Blush sold for $2.50 = $2.50 profit
Covergirl Clean Normal Skin Pressed Powder sold for $4.00 = $4.00 profit
Crest Be Inspired Toothpaste 4.5oz (Money Maker of .01) sold for $2.50 = $2.51 profit
Crest Pro-Health Mouthwash 1 Liter Bottles (4) sold for $3.50 each = $14.00 profit
Culturelle Probiotic sold for $5.00 = $5.00 profit
CVS Brand Acid Controller 25ct sold for $4.00 = $4.00 profit
CVS Brand Antacid Tablets 72ct (3) sold for $2.50 each = $7.50 profit
CVS Brand Anti-Diarrhea Capsules 12ct sold for $2.00 = $2.00 profit
CVS Brand Fiber Supplement 3lb Container (2) sold for $6.00 each = $12.00 profit
CVS Brand Gas Relief 50ct (2) sold for $4.00 each = $8.00 profit
CVS Brand Probiotic sold for $4.00 = $4.00 profit
Dial Naturals Tangerine and Guava Bar Soap 3pk (Money Maker of .18) sold for $2.00 = $2.18 profit
Estroven Energy 40 tablets sold for $8.00 = $8.00 profit
Fixodent 2.4oz (3) sold for $2.50 each = $7.50 profit
Gillette Custom Plus 3 (2)(Money Maker of .01 each) sold for $5.00 each = $10.02 profit
Just the Basics Brand Toothbrush (2) sold for $1.00 each = $2.00 profit
Lubriderm 1oz Lotions (4) (Money Maker of .09 each) sold for .50 each = $2.36 profit
Maybelline Color Show Nail Lacquer (5), sold for $2.00 each = $10.00 profit
Neutrogena Transparent Facial Bar (Money Maker of .14) sold for $1.50 = $1.64 profit
Nexcare Flexible Clear Tape (Money Maker of $1.41) sold for $2.50 = $3.91 profit
Nexcare No Hurt Wrap (Money Maker of .01) sold for $2.50 = $2.51 profit
Philips Universal Remote sold for $5.00 = $5.00 profit
Physicians Formula Concealer Stick (Money Maker of .01) sold for $3.50 = $3.51 profit
Revlon Glitter Nail File (Money Maker of .73) sold for $1.50 = $2.23 profit
Revlon Glitter Nail File sold for $1.50 = $1.50 profit
Revlon Nail Polish (Money Maker of .09) sold for $3.00 = $3.09 profit
Rolaids 10ct (3) sold for .50 each = $1.50 profit
Scope To Go Multi-Packs (Money Maker of .43) sold for $2.00 = $2.43 profit
Simply Venus 4pk Razors (Money Maker of $1.71) sold for $4.50 at 9/4/14 rummage sale = $6.21 profit
Suave Naturals Shampoo/Conditioner (2)(Money Maker of .12) sold for 1 for $1.50 and 1 for $2.00 = $3.74 profit
V05 Shampoo sold for $1.00 = $1.00 profit

Discounted Items from CVS
Bengay Pain Relieving Cream 2oz, I paid $1.49 (Free on CVS GC)
Sold for $3.50 = $3.50 profit

Carmex Moisture Plus (2), I paid .24 each
Sold for $1.50 each = $2.52 profit

Clairol Nice and Easy Hair Color, I paid .32 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Colgate Baking Soda and Peroxide Toothpaste (2), I paid .19 each (Free on CVS GC)
Sold for $2.00 each = $4.00 profit

Colgate Kids 2 in 1 Strawberry, I paid .19 (Free on CVS GC)
Sold for $2.00 = $2.00 profit

Colgate Optic White 4.0oz (2), I paid .50 each (Free on CVS GC)
Sold for $2.50 each = $5.00 profit

Colgate SpongeBob Toothpaste (5), I paid .19 (Free on CVS GC)
Sold for $1.50 each = $7.50 profit

Colgate Toothbrushes (6), I paid .99 each (Free on CVS GC)
Sold for $2.50 each = $15.00 profit

Covergirl Lipstick Smoochies (4), I paid .32 each
Sold for $3.00 each = $10.72 profit

Crest 3D Brilliance Toothpaste 4.1oz, I paid .24 each (Free on CVS GC)
Sold for $2.50 = $2.50 profit

Crest 3D White Toothpaste 4.0 oz (8), I paid .99 each (Free on CVS GC)
Sold for $2.50 each = $20.00 profit

Crest Pro-Health Mouthwash 1 Liter Bottles (2), I paid .99 each
Sold for $3.50 each = $5.02 profit

Crest Sensi-Relief 4.1oz (4), I paid .99 each (Free on CVS GC)
Sold for $2.50 each = $10.00 profit

CVS Brand Dental Floss, I paid .19 (Free on CVS GC)
Sold for $1.50 = $1.50 profit

CVS Brand Floss Picks 75ct (4), I paid .64 each
Sold for $1.50 each = $3.44 profit

CVS Brand Kids Bubblegum Mouthwash 16oz, I paid $1.04
Sold for $2.00 = .96 profit

CVS Brand 2pk Toothbrush (3), I paid .58 each
Sold for $2.00 each = $4.26 profit

CVS Brand 3pk Toothbrush Metallic-Pro, I paid .19
Sold for $2.00 = $1.81 profit

DenTek On-The-Go Brush+Floss Kit, I paid .49 (Free on CVS GC)
Sold for $1.50 = $1.50 profit

Depend Real Fit Mens 3pk, I paid .99 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Dial Bar Soap 3pk (4), I paid .50 each (Free on CVS GC)
Sold for $1.50 each = $6.00 profit

Dial Bodywash 16oz/18oz (4), I paid $1.00 each
Sold for $3.00 each = $8.00 profit

Dial Bodywash 16oz/18oz (4), I paid $1.50 each (Free on CVS GC)
Sold for $3.00 each = $12.00 profit

Dial Mens Bodywash (2), I paid $1.50 each
Sold for $3.00 each = $3.00 profit

Dove Bodywash 24oz, I paid $3.00 (Free on CVS GC)
Sold for $5.00 = $2.00 profit

Easter Make-up Kits (2), I paid .29 each (Free on CVS GC)
Sold for $1.50 each = $3.00 profit

Essie Nail Polish (6), I paid .83 each (Free on CVS GC)
Sold for $3.00 each = $18.00 profit

Fergie Nail Polish, I paid .36 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Firefly Angry birds Mouthwash 16oz, I paid .24 each
Sold for $3.00 each = $8.28 profit

Fruit of the Earth 4oz Lotion (3), I paid .28 each (Free on CVS GC)
Sold for $1.00 each = $3.00 profit

Gillette Venus 8pk Cartridge, I paid $5.53 (Free on CVS GC)
Sold for $15.00 = $15.00 profit

Gillette Venus Razor, I paid $5.53 (Free on CVS GC)
Sold for $5.00 = -.53 loss (bought this in a deal with other razors)

Gillette Venus Snap Razor, I paid $5.53 (Free on CVS GC)
Sold for $7.00 = $7.00 profit

Gillette Venus Spa Razor, I paid $1.99 (Free on CVS GC)
Sold for $7.00 = $7.00 profit

Hello Kitty Kids Pool, I paid $3.75
Sold for $7.00 = $3.25 profit

Ice Cream Scoopers (4), I paid .49 each (Free on CVS GC)
Sold for $1.00 each = $4.00 profit

Ivory 3pk Bar Soap (2), I paid .25 each (Free on CVS GC)
Sold for $1.50 each = $3.00 profit

Kardashian Beauty - Glisten Up, Hair and Body Shine Spray (2), I paid .99 each (Free on CVS GC)
Sold for $4.00 each = $8.00 profit

Kardashian Beauty - Sheer Joy, Tinted Lip Balm Duo (2), I paid .49 each (Free on CVS GC)
Sold for $2.00 each = $4.00 profit

Listerine Mouthwash 1 Liter (2), I paid $2.04 each (Free on CVS GC)
Sold for $4.00 each = $8.00 profit

Listerine PocketPaks (6), I paid .49 each (Free on CVS GC)
Sold for $1.00 each = $6.00 profit

Luster Pro Light Teeth Whitening System, I paid $5.49
Sold for $20.00 = $14.51 profit

Maybelline Color Show Nail Lacquer, I paid .44 (Free on CVS GC)
Sold for $2.00 = $2.00 profit

Nicole by OPI Modern Family Polish, I paid .69 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Nivea Lip Butter (3), I paid .99 each (Free on CVS GC)
Sold for $2.00 each = $6.00 profit

Nivea for Men Bodywash (6), I paid $1.65 each (Free on CVS GC)
Sold for $3.00 each at 9/4/14 rummage sale = $18.00 profit

Nutra Nail Gel Perfect 5 Min Manicure, I paid $1.39 (Free on CVS GC)
Sold for $6.00 = $6.00 profit

Renu Contact Solution (2), I paid .99 each
Sold for $5.00 each = $8.02 profit

Revlon Lipgloss, I paid .12 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Right Guard Xtreme Deodorants (6), I paid .99 each (Free on CVS GC)
Sold for $2.50 each = $15.00 profit

Ronson Butane (4), I paid .42 each
Sold for $2.00 each = $6.32 profit

Sally Hansen Xtreme Wear Nail Polish (7), I paid .22 each (Free on CVS GC)
Sold for $3.00 each = $21.00 profit

Sally Hansen Xtreme Wear Nail Polish (4), I paid $1.46 each (Free on CVS GC)
Sold for $3.00 each = $12.00 profit

Sally Hansen I Heart Nail Art Striper, I paid .29 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Sally Hansen Insta Dry Polish, I paid .44 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Sally Hansen Insta Gel Strips, I paid .81 (Free on CVS GC)
Sold for $6.00 = $6.00 profit

Scope Mouthwash 1 Liter, I paid .99 (Free on CVS GC)
Sold for $3.00 = $3.00 profit

Speed Stick Deodorant 1.8oz (4), I paid .49 each (Free on CVS GC)
Sold 4 for $1.00 each = $4.00 profit

Speed Stick Gear Deodorant 3oz (2), I paid $1.00 each (Free on CVS GC)
Sold for $2.50 each = $5.00 profit

Suave Bodywash 12oz (2), I paid .67 each (Free on CVS GC)
Sold for $2.00 each = $4.00 profit

Suave Naturals Shampoo/Conditioner (2), I paid .77 each
Sold for $1.50 each = $1.46 profit

Suave Naturals Shampoo/Conditioner (2), I paid .77 each (Free on CVS GC)
Sold for $1.50 each = $3.00 profit

This Is It Michael Jackson DVD, I paid $2.99 (Free on CVS GC)
Sold for $6.00 = $6.00 profit

TreSemme Fresh Start Dry Shampoo (2), I paid .28 each (Free on CVS GC)
Sold for $1.00 each = $2.00 profit

TRESemme Keratin Smooth Shampoo/Conditioner (2), I paid $1.00 each (Free on CVS GC)
Sold for $3.00 each = $6.00 profit

Wet n Wild Mega Rocks Nail Polish (4), I paid .74 each (Free on CVS GC)
Sold for $3.00 each = $12.00 profit

Wide Salon Board Nail Files (2), I paid .27 each (Free on CVS GC)
Sold for $1.00 each = $2.00 profit

Wiper, I paid $1.00 (Free on CVS GC)
Sold for $1.50 = .50 profit
________________________________________
Discounted Items from JCPenneys
Flip Flops, I paid .14 each
Sold for $3.00 = $2.86 profit

Free Items from Kmart
Covergirl Outlast Nail Polishes (5) sold for $3.00 each = $15.00 profit

Discounted Items from Kmart
Brita Kids Bottle Water Filtration System (2), I paid $2.50 each
Sold for $3.00 each = $5.00 profit

Discounted Items from Family Dollar
Clairol Hair Color, I paid .50 each
Sold for $2.50 = $2.00 profit

Free Items from Menards
Athletic Tops (3) sold for $4.00 = $12.00 profit
Bolt Cutters sold for $15.00 = $15.00 profit
Clorox 2 Stain Fighter (4) sold for $3.00 each = $12.00 profit
Comfort Patches sold for $2.00 = $2.00 profit
Cricut Tool Kits (4) sold for $5.00 each = $20.00 profit
Cutting Board Large Size (2) Sold for $7.00 each = $14.00
Cutting Board Medium Size (3) Sold for $5.00 each = $15.00 profit
Cutting Board Small Size (2) sold for $4.00 each = $8.00
Eyewear Cleaning and Repair Kit sold for $2.50 = $2.50 profit
Flexible Chopping Mats (4) sold for $2.00 each = $8.00
Halloween Lawn Bags (9) sold for $1.00 each = $9.00 profit
Hand Sanitizer Kits (2) sold 2 for $1.00 each = $2.00 profit
HDMI Cords (6) sold for $4.00 each = $24.00 profit
Knee Pads (3) sold for $12.00 each = $36.00 profit
LED Booklight sold for $4.00 = $4.00 profit
Lint Rollers 3pk sold for $2.50 = $2.50 profit
Lint Rollers 3pk sold for $3.00 = $3.00 profit
Magnifying Glasses (2) sold for $3.00 each = $6.00 profit
Men's 3pk Socks (2) sold for $5.00 each = $10.00 profit
Mini Flashlights sold for $3.00 = $3.00 profit
Miracle Gloves 2pk (4) sold for $3.00 each = $12.00 profit
Nitrile Gloves (8) sold for $1.00 each = $8.00 profit
Oven Liners (2) sold for $2.00 each = $4.00 profit
Paint Brush 2pk sold for $3.00 = $3.00 profit
Party Cups (17) sold for $1.50 each = $25.50 profit
Pens 10pk sold for $1.00 = $1.00 profit
Pink Caulk (2) sold for $1.50 each = $3.00 profit
Pizza Cutter (2) sold for $2.00 each = $4.00 profit
Pizza Cutter sold for $3.00 = $3.00 profit
Pot Holder Sets (12) (Money Maker of $1.00 each) sold for $1.00 each = $24.00 profit
PVC Knit Gloves (2) sold for $1.00 each = $2.00 profit
Safey Box Cutters sold for $1.00 = $1.00 profit
Safety Glasses (2) sold for $1.50 each = $3.00 profit
Safety Glasses (3) sold for $2.00 each = $6.00 profit
Scoop Neck Tops 2pks (2) sold for $4.00 each = $8.00 profit
Spic and Span Cleaning Supplies (5) sold for $1.00 each = $5.00 profit
Stackable Bins (2) sold 2 sets of 12 for $5.00 each = $10.00 profit
Tool Set 3 Piece (2) sold for $5.00 each = $10.00 profit
Touchscreen Cleaning Wipes (2) sold for $2.00 each = $4.00 profit
Water Bottles (8) sold for $4.00 each = $32.00 profit
Women's 2 Pack Shirts, Camisoles and Tanks (3) sold for $4.00 each = $12.00 profit
Women's 6 Pack Socks (8) sold for $4.00 = $32.00
Women's and Kids Flips Flops (4) sold for $1.50 each = $6.00 profit

Discounted Items from Menards
Calculator (2), I paid .39 each
Sold for $1.50 each = $2.22 profit

Women's Socks 10pks (3), I paid .99 per bag
Sold for $6.00 each = $15.03 profit

Free Items from Staples
Bic Boxed Pens 12pk sold for $1.50 = $1.50 profit
Scotch Super Glue sold for $2.00 = $2.00 profit

Discounted Items from Staples
Erasers (3), I paid .01 each
Sold for .50 each = $1.47

Staples Photo Paper, I paid .50
Sold for $5.00 = $4.50 profit

Free Items from Target
Gillette Fusion Razors(2) (Money Maker of $2.53 each!) sold for $6.00 each = $17.06
Paper Mate Eagle Ballpoint Pens sold for $1.00
Poise Feminine Wash (3) sold for $2.00 each = $6.00 profit
Poise Hot Flash Comfort Body Cooling Towelettes 20ct sold for $1.50 = $1.50 profit

Discounted Items from Target
Batman Bookcover, I paid .60
Sold for $1.50 = .90 profit

Composition Notebooks (23), I paid .22 each
Sold for $1.00 each = $17.94 profit

Head & Shoulders 14.2oz w/Old Spice Sample, I paid $1.24
Sold for $3.00 = $1.76 profit

Head & Shoulders 23.7oz (3), I paid $1.24 each
Sold for $5.00 each = $11.28 profit

Herbal Essences Shampoo/Conditioners 23.7oz (8), I paid $1.82 each
Sold for $3.50 each = $13.44 profit

Olay Body Wash 23.6oz (2), I paid $1.82 each
Sold for $3.50 each =$3.36 profit

Old Spice Body Spray (3), I paid .10 each
Sold for $2.50 each = $7.20 profit

Old Spice Deodorant (2), I paid .10 each
Sold for $2.50 each = $4.80 profit

Pantene Shampoo/Conditioner 21.1oz (2), I paid $1.82 each
Sold for $3.50 each = $3.36 profit

Ruler, I paid .15
Sold for .50 = .35 profit

Discounted Items bought at Rummage Sales to re-sell
Aragon Book, I paid .50
Sold for $1.00 = .50 profit

Baby Girl Headbands (13 in a bag), I paid .10 each ($1.30)
Sold for $5.00 = $3.70 profit

Baby Girl Outfits Brand New with Tags, I paid $1.00
Sold for $3.00 = $2.00 profit

Childs Paris Outfit with purse, I paid .50
Sold for $2.00 = $1.50 profit

Lemony Snicketts Books (2), I paid .50 each
Sold for $1.00 each = $1.00 profit

Free Items Curbside
These are all from one neighbor (already made $25.50 off of their items before the rummage sale)

Baby Alive Backpack $1.00
Baby Elephant .50
Baby Toys $1.50
Baby Washtub $3.00
Bag of Baby Toys $2.50
Bag of Misc Toys $1.00
Basketball Toy $7.00
Bear .50
Blowdryer Toy .25
Christmas Book $1.00
Etch-A-Sketch Toy .25
Flashcards $1.00
Lap Tray $2.00
Leapfrog Toy $6.00
Microphone Toy .50
Monkey Blanket $1.00
Playskool Train $3.00
Reindeer Toy .25
See-N-Say $2.00
See-N Say (2nd one) $2.00
Shield .50
Stuffed Purple Butterfly $1.00
Surfboard Toy .50
Tamborine .50
Thomas the Tank Engine Letter Train $7.00
Tiger Rattle .50
Tonka Track Toy $3.00
Toy Story Puzzle $1.00
Train Track $1.00
V-Tech Ladybug Toy $6.00
V-Tech Helicopter Toy $5.00
Winnie the Pooh Toy $2.00
Total Toys $63.25

Seperate curb day with a different neighbor..(Already made $5.00 from a baby pool from them prior to the rummage sale)
Filing Cabinet $10.00
Antique Heater $20.00
Total $30.00

Bingo Daubers from bar garbage (12) sold for $1.00 each = $12.00 profit

Free Items from work
(They are cleaning out and offered a bunch of obsolete supplies to employees for Free!)
Paper Trays (2) sold for $2.00 each = $4.00 profit
Cookbooks (4) sold for .25 each = $1.00 profit

Total Profits
Cashwise $1.09
Claire's $18.50
CVS $592.74
Family Dollar $2.00
JCP $2.86
Menards $443.75
Staples $7.97
Target $89.95
Rummage Sale Buys $8.70
Curbside $93.25
Bingo Daubers $12.00
Work $5.00
Donated from friends/family $21.00
Total Profit on items I bought to resell or found for free and cleaned up = $1298.81

FB Sales

September 27th, 2014 at 03:56 pm

I am out of town for the weekend staying with BF. Have been making a few sales for myself and also a few for my Ma. Made another $28.00 for savings! Also have $15.00 worth of make-up that one of BF's coworkers wants, so hopefully that will pan out too!

Sale #48 (DH) - $20.00
Discounted Items from CVS
Craig DVD Player with remote - I paid $8.74
Sold on FB for $20.00
Profit = $11.26!!

Sale #49 (KP) - $8.00
Discounted Items from CVS
"Baby" Picture Frame - I paid $2.24
Sold on FB for $3.00 (I sold for $5.00 but when I was leaving to deliver it I accidentally dropped it and some of the letters broke off Frown, she still took it for 3 though and said she would just glue the letters back on).
Profit = .76

Speed Stick Gear Deodorant 3oz - I paid $1.00 (Free on CVS GC)
Sold on FB for $2.50
Profit = $2.50

Right Guard Xtreme Deodorant - I paid .99 (Free on CVS GC)
Sold on FB for $2.50
Profit = $2.50

(Also sold $23.50 worth of stuff for my Ma!)

$20K Update - Payday

September 27th, 2014 at 12:31 pm

Current Balance $25,125.00
+$375.00 Payday
Balance $25,500.00

Local Savings $1570.00
ING Savings $23,930.00
My Total Savings $25,500.00

I turned $500 seed money into $2200!

September 27th, 2014 at 08:57 am

OK let me first put a disclaimer that I do realize this was a fluke thing and no this is NOT savings advise! LOL


At the end of August BF and I went to the Pat Benatar concert at the casino. I had lost a bet so I footed the $500 gambling money, with the agreement that anything we won went back to the person that provided the gambling money, and then anything over the $500 we would split. Well we ended up coming out even, so I got my $500 back.

Rather then putting the $500 back into checking, I kept it aside to take with on our trip to Laughlin (in only 4 days now!). Well since then we went to the casino with BFs aunts....and I came home up $700! Then we went again with his aunts and his Dad...and I came home up $350! Then we went with his brother and SIL...and I came home up $250! Then for our 3mth anniversary just the 2 of us went...and I came home up $400! So I turned that initial $500 into $2200!

Insane!

I definitely realize this is not the norm for gambling and I feel extremely lucky! I will be taking the $2200 on the trip to Laughlin to pay for gambling, food and drinks (flight, hotel, and a show were free comps that BF had). Anything I bring home is gravy so can go straight into savings!

$20K Update

September 23rd, 2014 at 01:56 pm

Added my latest FB sale to my local savings account, as well as $35 I had from previous FB sales.

Current Balance $25,070.00
+$20.00 FB Sale of DVD Player
+$35.00 Stowed away money
Balance $25,125.00

Local Savings $1570.00
ING Savings $23,555.00
My Total Savings $25,125.00

FB Sales keep rolling

September 23rd, 2014 at 11:38 am

Just bought this DVD player last week and already turned it over for an $11 profit! Whoo hoo!

Sale #47 (KW) - $20.00
Discounted Items from CVS
Craig DVD Player with remote - I paid $8.74
Sold on FB for $20.00
Profit = $11.26!!

CVS Deals Week of 9/21/14

September 21st, 2014 at 06:58 pm


Starbucks Refreshers (Bought 3)
Regular Price $2.19 Each
-.69 Sale Price Each
*Received $1.50 EB Each
Final Price = $0!
(Keeping these)

Revlon Colorstay Eyeliner (Bought 3)
Regular Price $8.79
Revlon Bold Lacquer Mascara (Bought 3)
Regular Price $8.29
-$8.29 Mfr Coupon, But Eyeliner get Mascara Free
-$8.29 Mfr Coupon, But Eyeliner get Mascara Free
-$8.29 Mfr Coupon, But Eyeliner get Mascara Free
*Received $6.00 EB (3) for spending over $15 on Revlon
Final Price = $1.40 per item!!
(Marked $4.50 each for rummage sale)
*ETA - Sold 1 Eyeliner for $4.50 at 9/23/16 rummage sale
*ETA - Sold 2 Mascara for $4.50 each at 5/5/17 rummage sale

Last week CVS Clearance Deals

September 21st, 2014 at 05:38 pm



Found some random items for 75% clearance last week. One thing I don't like about CVS is they don't (or at least mine don't) have a clearance area, so if you want to look for clearance, you have to wonder through the store and looking for clearance tags... Wish they would put everything in one place so I could scope it out better...oh well here are some items I found hidden throughout the store!

PediaCare Squeezable Packets (Bought 4)
Regular Price $8.99
-$6.75 Clearance Price 75% off
-$1.00 Mfr Coupon (4)
Final Price $1.24!
(Marked $3.50 or rummage sale)
*ETA - I donated these to some Moms on my local FB page on 1/15/15

Crayola Dry Erase Crayons (Weird I know)
Regular Price $5.99
-$4.50 Clearance Price 75% off
Final Price $1.49
(Keeping these)

"Baby" Picture Frame
Regular Price $8.99
-6.75 Clearance Price 75% off
Final Price $2.24
(Marked $5.00 for rummage sale)
*ETA - Sold for $3.00 on FB on 9/27/14 (Accidentally dropped and broke some letters off that is why I only sold for $3.00)

Craig DVD Player with remote (Bought 3)
Regular Price $34.99
-$26.25 Clearance Price 75% off
Final Price $8.74
(Marked $20.00 each for rummage sale)
*ETA - Sold 1 for $20.00 on FB on 9/22/14
*ETA - Sold 1 for $20.00 on FB on 9/27/14
*ETA - Keeping 1 for myself
Profit = $22.52

$20K Update

September 21st, 2014 at 05:26 pm

My local bank was offering a $5 deposit for every account you switch to online statements, normally I like paper statements, but for my checking and savings accounts I really only look at them online anyways, so I switched my 2 checking accounts and 1 savings to online only and made $15! I also got a check in the mail for a credit card that got overpaid a few months ago, and tossed that in savings as well.

Current Balance $25,000.00
+$5.00 Bank Promo
+$5.00 Bank Promo
+$5.00 Bank Promo
+$55.00 Credit Card Credit
Balance $25,070.00

Local Savings $1515.00
ING Savings $23,555.00
My Total Savings $25,070.00

$20K Update - $25K!!!!

September 19th, 2014 at 07:01 am

I am still working on getting the rummage sale breakdown completed, but in the mean time I wanted to get this money in savings before I have to spend it on my car repairs. Normally I would put the rummage sale money against the mortgage, but October will be the first month I am paying all of the bills including the mortgage on my own, so I am more comfortable putting it in savings and seeing how this month goes. My rummage sale money was $2089.00, I kept $89.00 for myself for fun money and put the rest in savings.

Excited to be at $25K!!

Current Balance $23,000.00
+$2000.00 BIG rummage sale
Balance $25,000.00

Local Savings $1500.00
ING Savings $23,500.00
My Total Savings $25,000.00

Life is Crazy and So So SAD

September 18th, 2014 at 01:32 pm

Everything seems to be going 100 MPH and I can't seem to ever catch up.

My house is a mess, I haven't worked out in IDk how long (other then coed softball and one day I did the eliptical at the gym while I was getting BFs oil changed), work has been nutso, I haven't been able to get my rummage sale totals done or any of the stuff brought in from the garage and put away...UGH!

The last few weeks have just been insane. Two weeks ago XHs grandmother passed away. This was not too unexpected, she was 80+ and had been in poor health for many years. But still very sad and tough to deal with. Then exactly one week later XH's mother died. Yup. You read that right. So his grandmother and mother both died a week apart. The day his mother died was the day our divorce was in the paper. When it rains it....tsunamis?? Frown Just terrible. XH has not told me the official reason for her death, just that she went to bed and didn't wake up. Her heart stopped in her sleep.

She was an extremely heavy drinker. An alcoholic for as long as I have known her. Had been to rehab at least twice, DUIs, fired from work for drinking on the job, etc. Last time I saw her was February, she had to have a drink by 9am because she got the shakes and couldn't function. She was only 52.

I have been trying to be there for XH, but it is a hard spot. BF is not very fond of us having contact, which is understandable as he has seen the hurt in me from XH that I cannot shake. But he understands (or trys to) that this is a situation of unimaginable circumstance. Both GMIL and MIL lived 8hrs away, so there isn't a lot I can do here. XH went there for a week and a half to help with arrangements and be with family. While he was gone I paid a few bills for him (already been reimbursed) and collected his mail. Normally I would not be doing things like this, but again, when you have so many terrible things like this, I am not going to say no to helping him. Plus I volunteered for anything I could do to help him.

Now it's been about 2 weeks and I am trying to get things back to normal. I don't want to keep talking to XH unless it is absolutely needed. Still hurts to talk to him too much and I have started having bad, depressive feelings again since we started talking more. At least once every few days he says something that crushes me. (He is obviously in serious grief, so it is hard to get angry, so I just get sad, and walk away). BF reminds me, just because he is dealing with major events in his life, does not give him an excuse to treat you poorly, especially when you have stepped up when you didn't need to, to try to console him.

Also the funeral (a double funeral Frown ) will not be until 10/3/14....when I will be in Laughlin, NV...with BF. Since they are 8 hrs away, I would most likely not have gone anyways, as I don't have time off of work, and would not qualify for bereavement since they are not "family" but I do feel bad about not going. They were my family too. If the funeral was not so far away I would have tried to go.

Hoping I will still be able to enjoy the trip with BF, knowing while I am gambling, shopping and lounging at the pool, the person I thought was the love of my life will be having one of the worst days of their life, and I am not there to support them....just makes me feel like total sh*t.

Just HARD. So SAD.

Also there is something wrong with my card (I believe BF said "heater core") and so my car is not driveable. I have been driving BFs extra vehicle for a few days and probably will get my car back next week....estimate $800 for the card repair.

In other news, my BF is wonderful, I love him dearly and am so lucky to have found him and have such an amazing support in all of this mess of life.

September 2014 Savings Update

September 14th, 2014 at 01:58 pm

Got behind on this cause of the big rummage sale, but here is my savings update for 9/1/14.

September 2014 Savings Update

Regular Savings:
Capitol 360 Savings $21,235.00
Local Savings $1,465.00
Total Regular Savings = $22,700.00

HSA $10,300.00

Retirement Savings:
Roth IRA $9900
Rollover IRA $820
401K $37,730.00
Total Retirement Savings = $48,450.00

Total Savings $81,450.00


Estimated Home Equity $234,000-$168,500 = $65,500.00

Net Worth
Regular Savings $22,700.00
HSA $10,300.00
Retirement $48,450.00
Home Equity $65,500.00
Total Net Worth = $146,950.00

Quick grab with some CVS Summer Clearance

September 14th, 2014 at 01:44 pm



How cute are these!?! I bought them on 9/3/14 and sold 1 for $3.25 profit on 9/4/14!

Hello Kitty Kids Pool (Bought 2)
Regular Price $14.99
-$11.24 Clearance Price (75% off)
Final Price $3.75 Each!!
(Marked $7.00 each for rummage sale)
*ETA - Sold 1 for $7.00 at 9/4/14 rummage sale
*ETA - Sold 1 for $7.00 at 5/5/17 rummage sale
Profit = $6.50

(No giftcards)

CVS Deals Last Week

September 14th, 2014 at 01:24 pm



(No Giftcards)

Eucerin Lotion 1oz
Regular Price $1.19
-$1.00 CVS CMS Coupon
Final Price = .19!!
(Marked .50 for rummage sale)
*ETA - Sold for .50 on FB on 1/2/16

Physicians Formula Matte Collection Eyeshadow (Bought 2)
Regular Price $7.79
*Received $7.00 EB Each
Final Price = .79 Each!!
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 on FB on 1/24/16
*ETA - Sold 1 for $4.00 on FB on 2/14/16
Profit = $6.42

Physicians Formula Cover-up Stick
Regular Price $6.99
*Received $7.00 EB
Final Price = -.01 Money Maker
(Marked $3.50 each for rummage sale)

CVS Brand Nicotine Transdermal System (Bought 3)
Regular Price $22.79 Each
-$17.80 Sale Price Each
*Received $4.99 EB Each
Final Price = All 3 Free!!
(Marked $10.00 for rummage sale)
*ETA - 2 of these expired before they were sold so I donated them on FB.

Mucinex Allergy 5ct
Regular Price $8.99
-$1.49 Sale Price
-$2.00 Mfr Coupon
*Received $5.50 EB
Final Price = $0!!
(Marked $4.00 for rummage sale)
I would have bought 2 more of these, but both of my CVSs were out.

Revlon Colorstay Eyeliner
Regular Price $8.79
Revlon Bold Lacquer Mascara
Regular Price $8.29
-$8.29 Mfr Coupon (Buy Eyeliner get Mascara Free)
*Received $3.00 EB for buy $10 Revlon
Final Price $5.79 for both, $2.90 each!!
(Marked $4.50 each for rummage sale)
*ETA - Sold both for $4.50 each on 10/8/14 on FB
Profit = $3.20
I had a lot of these coupons, but only did one deal....it's a good price if you use the make-up, but not good enough for re-saling.

$20K Update - $23K!!

September 12th, 2014 at 01:04 pm

Today was payday and I had some extra so tossed it into savings. I also got some bonus pay, a little over $400 after taxes, so I am keeping that amount out for our trip to Laughlin. Smile

Current Balance $22,750.00
+$250.00 Payday
Balance $23,000.00

Local Savings $1500.00
ING Savings $21,500.00
My Total Savings $23,000.00

$20K Update

September 10th, 2014 at 01:35 pm

Current Balance $22,715.00
+$12.00 Sold Nexium to coworker
+$23.00 Even Out Amount
Balance $22,750.00

Local Savings $1500.00
ING Savings $21,250.00
My Total Savings $22,750.00

Crazy Crazy Rummage Sale!

September 8th, 2014 at 11:55 am

This last weekend was the BIG rummage sale of the year. We killed it.....$8700!!! WOW! This is with about 7 people in the sale, but a huge percentage of that was my Mom's stuff. I don't have an exact number for mine yet, but a rough adding was about $2000 for me and $500 for DBF! YEAH!

Sold 298 snocones! And I gave away probably 5 or more to kids I knew so would have been over 300!

Hoping to post the breakdown of everything this coming weekend, but will take me some time to get it all together. Pretty much cleaned out my entire inventory....time to start over! Wink

Sale to coworker

September 3rd, 2014 at 11:48 am

I actually sold this the same day I bought it, just was waiting for her to pay me and I got the money today. Pretty sweet turnaround time to buy something on your lunch break and make an $8 profit on it by the end of the work day! Smile

Sale #46 (DH) - $12.00
Discounted Items from CVS
Nexium 24HR 42ct - I paid $3.93
Sold to coworker for $12.00 = $8.07 Profit!!

$20K Update - ING Interest

September 3rd, 2014 at 07:02 am

Current Balance $22,700.00
+$12.42 Interest
+$2.58 Even Out Amount
Balance $22,715.00

Local Savings $1465.00
ING Savings $21,250.00
My Total Savings $22,715.00

$20K Update - FB Sales

September 2nd, 2014 at 11:48 am

Current Balance $22,615.00
+$78.00 FB Sales (Minus the $5.00 that was my Moms)
+$7.00 Even Out Amount
Balance $22,700.00

Local Savings $1465.00
ING Savings $21,235.00
My Total Savings $22,700.00

Small town sales :)

September 2nd, 2014 at 09:03 am

I stayed up with BF in his small town this weekend and while he was at work I sold some items on their local FB site! Made $83.00!! Smile

Sale #41 (TG) - $30.00
Discounted items from lids.com:

Minnesota Twins Piggy Banks (3) - I paid $5.00 each
Sold for $10.00 each = $15.00 Profit

Sale #42 (JS?) - $12.00
Free items from Menards:
Small Cutting Board (Moms) - Sold for $5.00 = $5.00 Profit
Large Cutting Board - Sold for $7.00 = $7.00 Profit

Sale #43 () - $10.00
Free Items from Menards:
Sawblades (4) - Sold for $2.50 each = $10.00 Profit

Sale #44 (KK) - $11.00
Free Items from Famous Footwear:
Dearfoam Slippers - Sold for $7.00 = $7.00 Profit

Free Items from Menards:
HDMI Cord - Sold for $4.00 = $4.00 Profit

Sale #45 (RR) - $20.00
Discounted items from lids.com:

Minnesota Twins Piggy Banks (2) - I paid $5.00 each
Sold for $10.00 each = $10.00 Profit