<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: September, 2013
 

Archive for September, 2013

$20K Update

September 27th, 2013 at 12:52 am

Current Focus = Las Vegas $2,730/$3,000

Current Balance $28,340.00
-$28.00 to Roth IRA
+$3.00 Even Out Amount
+$100.00 to Retirement Hold Account
New Balance $28,415.00

ING $25,510.00 ($5620.00 Bingo Money)
Home Improvements(cash)$430.00
HSBC $2475.00
Total = $28,415.00

Mortgage Checking Balance

September 26th, 2013 at 11:24 pm

$820.00 Mortgage Checking Balance
+$30.00 Coin
=$850.00 New Balance


$850.00 Mortgage Checking Balance
-$845.00 October Principle Payment
=$5.00 New Balance

October 2013 Mortgage Payment

September 26th, 2013 at 11:18 pm

OUR LAST PAYMENT EVER IN THE 6 DIGIT DEBT!!!

October 2013 Mortgage Payment

Balance $102,900.00
+$235.81 Interest
-$1218.88 Regular Payment
-$171.93 Principle Payment
-$845.00 Mortgage Checking Principle Payment
New Balance $100,900.00


Escrow Savings Account
$3305.00
+$350.00 August Deposit
=$3655.00

2013 Rummage Sale Breakdown for the BIG ONE!

September 21st, 2013 at 09:13 pm

We had a few issues this year with the weather not cooperating (rained almost all day Saturday which would normally be my best day for snacks) but still did great in sales. DH and I made $916.00. We kept out $100.00 and put the rest in the mortgage checking account for Octobers Principle Payment.
I made some changes to snacks and added little bags of chips for .50 each and I also bought brand name Coke and Diet Coke because so many people were requesting it. I charged .50 for the generic pop and .75 for the Brand name, which still came out to a similar profit of .35 - .40 profit per can, depending on what kind of deal I got when I purchased it. House feels a LOT lighter with over $1300 less merchandise in it over the course of 2 weeks!

Here is the breakdown:
$4.00 Misc Science supplies from DHs classroom
$1.00 Clothes my step-mom didn't want to store/mark
$5.50 Clothes my cousin didn't want to store
$8.25 Clothes my Moms friend didn't want to store/mark
$8.00 Clothes a coworker didn't want to store/mark
$26.75 Total from FREE items that were donated to me!

$85.75 DH Sports Cards

Snacks
$13.00 Juice
$6.00 Cupcakes
$26.50 Pop
$30.75 Coke/Diet Coke
$39.00 Water
$30.50 Brownies
$18.50 Chips
$125.00 Snocones
Total Snacks = $289.25

Free Items from CVS
Airwick Scented Oil Warmer (2) sold for $1.00 each = $2.00 profit
Contour Next EZ Diabetic Meter sold for $7.00 = $7.00 profit
Easy Feet sold for $4.00 = $4.00 profit
Gillette Custom Plus3 (5) (Money Maker of .01 each) sold for $5.00 each = $25.05
Gillette Fusion Shave Gel (Money Maker of .62) sold for $1.00 = $1.62 profit
Glade Scented Oil Warmer (2) sold for $1.00 each = $2.00 profit
GUM Toothbrush sold for $2.50 = $2.50 profit
Heat Patches sold for $1.00 = $1.00 profit
Herbal Essences (7) (Money Maker of .49 each) sold for $2.00 each = $17.43 profit
Just the Basics Toothbrush (2) sold for $1.00 each = $2.00 profit
Maybelline Nail Polish (2) sold for $2.00 each = $4.00 profit
Renu Contact Solution sold for $4.00 = $4.00 profit
Revlon Colorstay Eyeshadow sold for $3.50 = $3.50 profit
Revlon Glitter Nail File (2) sold for $1.50 each = $3.00 profit
Revlon Nail Clipper (Money Maker of .31 each) sold for $1.50 each = $3.62 profit
St. Joseph Aspirin (Money Maker of .25) sold for $3.00 = $3.25 profit
Thermacare Wrap (4) sold for $3.00 = $12.00 profit

Discounted Items from CVS
Bausch & Lomb Eyedrops - I paid .99
Sold for $3.00 = $2.01 profit

Broadway Nails Pedicure Set - I paid .80 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Bubbles (2) - I paid .17 per bottle (CVS GC = Free)
Sold for .50 per bottle = .66 profit

Carmex Lip Balm (2) - I paid .44 each (CVS GC = Free)
Sold for $1.00 each = $2.00 profit

Clairol Nice n Easy Hair Color (2) - I paid .32 (CVS GC = Free)
Sold for $3.00 each = $6.00 profit

Coin Counter - I paid $2.50 (CVS GC = Free)
Sold for $5.00 = $5.00 profit

Essie Nail Polish (8) - I paid .83 (CVS GC = Free)
Sold for $3.00 = $24.00 profit

Gillette Fusion Shave Gel - I paid .37 (CVS GC = Free)
Sold for $1.00 = $1.00 profit

Gillette ProGlide Fusion - I paid .99
Sold for $6.00 = $5.01 profit

Glade Premium Room Spray (6) - I paid .45 each (CVS GC = Free)
Sold for $1.50 each = $9.00 profit

Glade Sense & Spray - I paid .67
Sold for $4.00 = $3.33 profit

Ice Cream Scoop (6) - I paid .49 each (CVS GC = Free)
Sold for $1.00 each = $6.00 profit

Maybelline Color Tattoo Eyeshadow (2)- I paid .70 (CVS GC = Free)
Sold for $2.00 = $4.00 profit

Nicole by OPI Selena Gomez Nailpolish - I paid .80 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Nivea Bodywash - I paid $1.44 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Sally Hansen Diamond Strength Polish (5) - I paid .55 each (CVS GC = Free)
Sold for $3.00 each = $15.00 profit

Sally Hansen Dry & Go Drops - I paid .93 (CVS GC = Free)
Sold for $3.00 each = $3.00 profit

Softsoap Handpump - I paid $1.67 (Bought to meet a deal for other items) (CVS GC = Free)
Sold for $1.50 = -.17 loss

Venus Spa Breeze - I paid $2.99 (CVS GC = Free)
Sold for $6.00 = $6.00


Discounted Items from Claires
Flower Hair Clip I paid $1.00
Sold for $2.50 = $1.50 profit

Girl's Belts (3) I paid $1.00 each
Sold for $4.50 each = $10.50 profit


Free Items from Target
Gillette Fusion Proglide (Money Maker of $2.53 each) sold for $6.00 each = $17.06 profit
Poise Towelettes sold for $1.50 = $1.50 profit
Venus Embrace Razors (Money Maker of $2.53 each) sold for $6.00 each = $8.53 profit

Discounted Items from Target
Composition Notebooks (7) - I paid .22 each
Sold for $1.00 each = $5.46 profit

Hunger Games Notebooks (2) - I paid .88 each
Sold for $2.00 each = $2.24 profit

Monster High Notebook Cover (2) - I paid $.60 each
Sold for $1.50 each = $1.80 profit

Notebooks Covers - I paid .20 each
Sold for .50 each = .30 profit

Red Pens 10pk (2) - I paid .30
Sold for $1.00 each = $1.40 profit

Rulers (5) - I paid .15
Sold for .50 each = $1.75 profit


Discounted Items from JCPenney
Flipflops (2) I paid .14
Sold for $3.00 each = $5.72 profit


Free Items from Menards
Belts (2) sold for $4.00 each = $8.00 profit
Blacktop Crack Filler (3) sold for $2.00 each = $6.00 profit
Breeze Blocker sold for $2.00 = $2.00 profit
Carpenters Pencils sold for $1.50 = $1.50 profit
Comfort Patches (2) sold for $3.00 each = $6.00 profit
Dog Shampoo (2) sold for $3.00 each = $6.00 profit
Grime Wipes sold for $1.00 each = $1.00 profit
Hand Sanitizer Kits (2) sold for $1.00 each = $2.00 profit
Hex Set sold for $2.00 = $2.00 profit
Lint Rollers 3pk sold for $3.00 = $3.00 profit
Magic Measuring Spoon (2) sold for $4.00 each = $8.00 profit
Paint Brushes (3) sold for $3.00 each = $9.00 profit
Pink Caulk sold for $1.50 = $1.50 profit
Pizza Slicer sold for $3.00 = $3.00 profit
PVC Knit Gloves (7) sold for $1.00 each = $7.00 profit
Reach Tool sold for $5.00 = $5.00 profit
Respirator Masks 20pk sold for $5.00 = $5.00 profit
Safety Box Cutters (4) sold for $1.00 each = $4.00 profit
Shop Towels (2) sold for $1.50 each = $3.00 profit
Silicone Grabbers (2) sold for $2.50 each = $5.00 profit
Stanley Protective Eyewear (2) sold for $4.00 each = $8.00 profit
Sunglasses (2) sold for $3.00 each = $6.00 profit
Utility Knife sold for $4.00 each = $4.00 profit
Vaseline Lotion (2) sold for $2.00 each = $4.00 profit

Disounted Items from Menards
Disney Night Light - I paid .99
Sold for $4.00 = $3.01 profit

Expandable Pocket File - I paid .69
Sold for $2.00 = $1.31 profit

The Planet Shampoo (3)- I paid .99 each
Sold for $3.00 each = $5.97


Free Items from Staples
Avery 5 Tab Dividers sold for .50 = .50 profit

Discounted Items from Staples
Staples Cap Erasers I paid .01
Sold for .50 = .49 profit

Staples Photopaper (3) - I paid $1.00 each
Sold for $5.00 each = $12.00 profit

Free Items from Kmart
Biore Make-up Removers (2) (Money Maker of .78 each) sold for $1.50 each = $4.57 profit

Discount Items from Rummage Sales
A to Z Mystery Books (2) – I paid .05 each
Sold for .25 each = .40 profit

Lint Roller I paid .34
Sold for $1.00 = .66 profit

Free Items from work
(they are cleaning out and offered a bunch of obsolete supplies to employees for Free!)
German Dictionary sold for .50 = .50 profit
Medical Dictionary (2) sold for .75 each = $1.50 profit


Total Profits
Claires $12.00
CVS $198.81
JCP $5.72
Kmart $4.57
Menards $120.29
Rummage Sale $1.06
Staples $12.99
Target $40.04
Work $2.00
Total Profit on bought to resell items $397.48!!

And that is after 2 weeks before this we made $313.54 on bought to resell items, so over $700.00 profit on my “little hobby”!! 

$20K Update - Back to regular paychecks! :)

September 20th, 2013 at 05:22 pm

Now that school is back in full swing we can make some nice deposits to savings!
We should be able to deposit $500 in savings every 2 weeks with DHs pay. Any "bonus" money we find will be going to the mortgage payoff, not into savings. So $20K updates may be pretty boring (but HAPPY) for awhile. Smile

I am going to go through each of the savings accounts 1 by 1, and make the deposits to each specific account till the goals is met. First one I am going to focus on is Las Vegas (we don't have a trip planned, but will probably go again next summer, we usually go once a year).

Current Focus = Las Vegas $2,730/$3,000

Current Balance $27,840.00
+$500.00 from DH's paycheck to ING Las Vegas
New Balance $28,340.00

ING $25,435.00 ($5620.00 Bingo Money)
Home Improvements(cash)$430.00
HSBC $2475.00
Total = $28,340.00

$20K Update - BOOOOOOO!! HISSSS!!

September 15th, 2013 at 01:54 am

OK....SIGH! This is ridiculous. So if you read my blog regularly you are aware of the situation with DH's paychecks. But for those who are new to me....My husband is a teacher, and he only gets paid 9 months of the year from the school. In the summer he works for a seperate summer job. The summer job pays through 8/15 each summer. The school paychecks normally don't start until 9/15. So that means each year at the end of the summer we have a 30 day gap with no pay at all for DH. After a few years of dealing with a cash flow issue due to this, we wised up and started a seperate savings account that we use for that time frame, and then re-save for the next year. Well this year I had the money all saved up...and then HAPPY SURPRISE DH got paid on 8/30 by his summer job! We were very surprised, but assumed that this was due to different pay weeks/time frames, and didn't think much of it. We were just happy that we didn't have to take that money out of savings to cover the gap. So that was 2 weeks ago. Then yesterday DH gets a call from the HR dept at his summer job, BAD SURPRISE, they paid him in error. Forgot to turn off his salary (most of their employees are year round) at the end of the summer. We have to pay back the paycheck. Frown LAME. Soooo....so much for keeping that money in savings. I transferred it out of savings today, and will have to mail them a check for it next week. C R A P P Y

Current Balance $29,250.00
-$112.00 to Roth IRA
+$2.00 Even Out Amount
+$100.00 to Retirement Hold Account
+$100.00 to Anniversary Cruise
-$1500.00 Payback Summer Paycheck Frown
New Balance $27,840.00

ING $24,935.00 ($5620.00 Bingo Money)
Home Improvements(cash)$430.00
HSBC $2475.00
Total = $27,840.00

Rummage Sale (The Big One) Update to Mortgage Checking

September 15th, 2013 at 01:32 am

Last weekend was the BIG rummage sale weekend of the year, DH and I made $916 (would have been more, but got rained out on Saturday). Kept $100.00 and the rest to the mortgage checking for Octobers Principle Payment. Rummage sale breakdown to come soon!

$5.00 Mortgage Checking Balance
+$815.00 Rummage Sale
=$820.00 New Balance

$20K Update

September 10th, 2013 at 02:06 pm

YEAH we made it till the first school payday without having to take any money out of savings! So many years DH didn't get paid from school or his summer job for this month gap, and then we were struggling with our cash flow, so finally I start saving seperatley for that, and now all of the sudden he gets paid this time...WTH...lol. Oh well I am so happy we didn't have to take that money out and will just leave it in savings for next September in case we need it then.

Current Balance $29,000.00
+$250.00 to Home Improvements
New Balance $29,250.00

ING $25,945.00 ($5620.00 Bingo Money)
Home Improvements(cash)$930.00
HSBC $2375.00
Total = $29,250.00

CVS Deals Week of 9/8/13

September 8th, 2013 at 10:52 pm


Progresso Soup (Bought 6 cans)
Regular Price $2.99 each
-$1.49 Sale Price Each
-$1.00 Coupon from Coupon Machine ($1.00 off 2) (3)
Final Price $1.00 each!
(Keeping These)

Dakota Style Sunflower Seeds 5.5oz (Bought 10 Bags)
Regular Price $1.39 each
-.90 Marked Down Price Each
Final Price .49 per bag!!
(Keeping These)

MIA Headbands
Regular Price $5.99
-$5.00 Marked Down Price
Final Price .99!!
(Keeping These)

CVS Brand Probiotic
Regular Price $10.79
-.80 Sale Price
*Received $9.99 EB
Final Price - $0!!
(Marked $4.00 for rummage sale)
*ETA - Sold for $4.00 at 9/4/14 rummage sale
Profit = $4.00

Only had 1 item to sell in this entry and it's been sold!

CVS Deals Week of 9/1/13

September 8th, 2013 at 10:31 pm


Puffs Plus Cube (Bought 3)
Regular Price $1.77
-.89 Sale Price
-$1.00 Coupon Machine Coupon
Final Price .12 Money Maker Each!
(Keeping These)

Multi-color Plastic Ice Cream Scoops (Bought 12)
Regular Price $1.99
-$1.50 Marked Down Price
Final Price .49 each (Free on CVS GC)
(Marked $1.00 each for rummage sale)
*ETA - Sold 6 for $1.00 each at 9/5/13 rummage sale
*ETA - Sold 4 for $1.00 each at 9/4/14 rummage sale
2 left to sell

Rummage Sale Breakdown - 8/23/13

September 2nd, 2013 at 09:57 pm

This is the 2nd rummage sale of the summer and we will have one more next weekend. DH and I made $478.00 (already transferred to mortgage checking). The rummage sale as a whole made $2K. Smile

Here is the breakdown:
$18.00 Misc Science supplies from DHs classroom
$1.00 Clothes my step-mom didnt want to store/mark
$1.00 Clothes my cousin didnt want to store
$4.00 Clothes my Moms friend didnt want to store/mark
$2.00 Clothes a coworker didnt want to store/mark
$26.00 Total from FREE items that were donated to me!

$20.25 DH Sports Cards

Snacks
$1.00 Juice
$1.00 Cupcakes
$7.50 Pop
$3.00 Water
$9.00 Brownies
$18.00 Snocones
Total Snacks = $39.50

Free Items from CVS
BioTrue Contact Solution sold for $4.50 = $4.50 profit
Clairol Natural Instincts (Money Maker of +.18) sold for $3.50 = $3.68 profit
Culturelle Probiotic sold for $5.00 = $5.00 profit
CVS Brand Flossers (3) sold for $1.50 each = $4.50 profit
CVS Brand Lotion 3oz sold for $1.00 = $1.00 profit
CVS Brand Lotion 10oz sold for $2.00 = $2.00 profit
GUM Toothbrush sold for $2.50 = $2.50 profit
Heat Patches sold for $1.00 = $1.00 profit
Herbal Essences (11) (Money Maker of .49 each) sold for $2.00 each = $27.39 profit
Maybelline Nail Polish (2) sold for $2.00 each = $4.00 profit
Physician Formula Eye Cream sold for $5.00 = $5.00 profit
Revlon Colorstay Eyeshadow sold for $3.50 = $3.50 profit
Revlon Moon Candy Nail Polish (Money Maker of $1.01) sold for $3.50 = $4.51 profit
Softsoap Bodywash sold for $2.00 = $2.00 profit
Softsoap Bodywash sold for $3.00 = $3.00 profit
St. Joseph Aspirin sold for $3.00 = $3.00 profit
Tampax Radiant Sets (Money Maker of .01) sold for $1.25 = $1.26 profit
Thermacare Wrap sold for $3.00 = $3.00 profit
V05 Shampoo sold for $1.00 = $1.00 profit
Zantac 24ct sold for $6.00 = $6.00 profit


Discounted Items from CVS
Body Mist/Lotion Set (2) I paid .50 each (CVS GC = Free)
Sold for $2.00 each = $4.00 profit

Bubbles (28) I paid .17 per bottle (CVS GC = Free)
Sold for .50 per bottle = $14.00 profit

Carmex Lip Balm (3) I paid .44 each (CVS GC = Free)
Sold for $1.00 each = $3.00 profit

Clairol Nice ‘n’ Easy Hair Color (2) I paid .32 (CVS GC = Free)
Sold for $3.00 each = $6.00 profit

Essie Nail Polish (1) I paid .83 (CVS GC = Free)
Sold for $1.00 = .17 profit

Essie Nail Polish (9) I paid .83 (CVS GC = Free)
Sold for $3.00 = $27.00 profit

Gillette Fusion Shave Gel I paid .37 (CVS GC = Free)
Sold for $1.00 = $1.00 profit

Gillette Mach3 Razors I paid $1.50
Sold for $5.00 = $3.50 profit

Glade Premium Room Spray (4) I paid .45 each (CVS GC = Free)
Sold for $1.50 each = $6.00 profit

Maybelline Eyestudio Eyeshadow Seasprite I paid $1.00 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Nicole by OPI Selena Gomez Nailpolish I paid .80 (CVS GC = Free)
Sold for $3.00 = $3.00 profit

Renu Contact Solution I paid .99 for one (CVS GC = Free)
Sold for $4.00 each = $4.00 profit

Revlon Nail Clippers I paid .69 each
Sold for $1.50 = .81 profit

Right Guard Bodywash (2) I paid $1.00 each (CVS GC = Free)
Sold for $2.50 each = $5.00 profit

Sally Hansen Diamond Strength Polish I paid .55 each (CVS GC = Free)
Sold for $3.00 each = $3.00 profit

Sally Hansen Dry & Go Drops I paid .93 (CVS GC = Free)
Sold for $3.00 each = $3.00 profit

Softsoap Body Wash (3) I paid $1.19 each (CVS GC = Free)
Sold for $3.00 each = $9.00 profit

Suave Shampoo I paid .77
Sold for $1.50 each = .73 profit

Suave Shampoo I paid .77 (CVS GC = Free)
Sold for $1.50 = $1.50 profit

Suave Shampoo I paid .77 (CVS GC = Free)
Sold for $2.00 = $2.00 profit

U by Kotex I paid .24 (CVS GC = Free)
Sold for $1.00 = $1.00 profit


Discounted Items from Claire’s
Butterfly Naval Ring I paid $1.00
Sold for $4.00 = $3.00 profit

Girls Belts (3) I paid $1.00 each
Sold for $4.50 each = $10.50 profit

Hello Kitty Coin Purse I paid $1.00
Sold for $2.50 = $1.50 profit

Mini Cheetah Bag I paid $1.00
Sold for $2.50 = $1.50 profit

Roses 5pk Naval Rings I paid $4.00
Sold for $8.00 = $4.00 profit


Free Items from Target
Tena Pads 30ct sold for $2.50 = $2.50 profit
Venus Embrace Razors (2) (Money Maker of $2.53 each) sold for $6.00 each = $17.06 profit


Discounted Items from Target
Composition Notebooks (4) I paid .22 each
Sold for $1.00 each = $3.12 profit

Index Card Box I paid .30
Sold for $1.00 = .70 profit

Monster High Notebook Cover I paid $.60 each
Sold for $1.50 each = .90 profit

Notebooks Covers (3) I paid .20 each
Sold for .50 each = .90 profit

Red Pens 10pk I paid .30
Sold for $1.00 = .70 profit

Rulers (3) I paid .15
Sold for .50 each = $1.05 profit


Discounted Items from JCPenney
Flipflops I paid .14
Sold for $3.00 each = $2.86 profit


Free Items from Menards
All Purpose Cleaner sold for $1.50 = $1.50 profit
Breeze Blocker sold for $2.00 = $2.00 profit
Gardening Gloves (4) sold for $1.00 each = $4.00 profit
Paint Brushes (2) sold for $2.50 each = $5.00 profit
Pens 12pk (2) sold for $1.00 each = $2.00 profit
Pizza Slicer sold for $3.00 = $3.00 profit
Super Clean Car Wash sold for $3.00 each = $3.00 profit
The Planet Shampoo (2) sold for $3.00 each = $6.00 profit
Utility Knife sold for $4.00 each = $4.00 profit
Vaseline Lotion (2) sold for $2.00 each = $4.00 profit


Disounted Items from Menards
Disney Night Light I paid .99
Sold for $4.00 = $3.01 profit

Kitchen Knives (2) I paid $1.99 each
Sold for $5.00 each = $5.98 profit

Saw Blades I paid .49 each
Sold for $2.50 each = $2.01 profit


Free Items from Staples
Avery Shipping Labels sold for $2.50 = $2.50 profit
Notetabs sold for $1.50 = $1.50 profit


Discounted Items from Staples
Staples Notecards (2) I paid .01
Sold for .50 each = .98 profit

Staples Photopaper (2) I paid $1.00 each
Sold for $5.00 each = $8.00 profit


Discount Items from Rummage Sales
John Grisham Books (2) I paid .14 each
Sold for $1.00 each = $1.72 profit


Free Items from Macs Hardware
Purrell Hand Sanitizer sold for $2.00 = $2.00 profit


Free Items Curbside
Magazine Rack sold for $2.00 = $2.00 profit
Blue Rider sold for $3.00 = $3.00 profit
Mater from Cars Rider sold for $5.00 = $5.00 profit
Thomas Tank Engine Rider sold for $5.00 = $5.00 profit


Total Profits
Claires $20.50
Curbside $15.00
CVS $188.55
JCP $2.86
Macs $2.00
Menards $45.50
Rummage Sale $1.72
Staples $10.48
Target $26.93
Total Profit on bought to resell items $313.54

September 2013 Savings Update - $100K in Total Savings!!

September 2nd, 2013 at 07:36 pm

Very exciting! Regular Savings hit $40K! Retirement Savings hit $60K! And TOTAL SAVINGS hit $100K!! WHOO! We got DHs yearly retirement statement, and my "estimate" of what was in his 403B was $4500 short, so that was a big bump up to the totals! SMILING TODAY!

September 2013 Savings Update

Regular Savings:
Home Maintenance ING $6050
Cushion $2900
HSA $9375
New Patio Door (cash) $680
Escrow - $3305
September 2013 $1800 - Complete
Short Term Emergency Fund $100
Long Term Emergency Fund $1125 - Complete
New Car $10,125 - Complete
Vacation - $2225 - Complete
Anniversary Cruise $2375
Total Regular Savings = $40,060.00

Retirement Savings:
Retirement Hold Account $1135
Roth IRA $7600
Rollover IRA $815
401K $28,000
403B $23,430 (est)
Total Retirement Savings = $60,980.00

Total Savings $101,040.00

$20K Update - ING Interest - $29K!

September 2nd, 2013 at 07:24 pm

Current Balance $28,855.00
+$13.73 ING Interest
+$61.27 Even Out Amount
+$70.00 to Short Term EF to get to $29K
New Balance $29,000.00

ING $25,945.00 ($5620.00 Bingo Money)
Home Improvements(cash)$680.00
HSBC $2375.00
Total = $29,000.00

September 2013 Mortgage Payment

September 2nd, 2013 at 04:33 pm

September 2013 Mortgage Payment

Balance $104,900.00
+$240.40 Interest
-$1218.88 Regular Payment
-$451.52 Principle Payment
-$570.00 Mortgage Checking Principle Payment
New Balance $102,900.00

We also got the Escrow account up to date.

Escrow Savings Account
$2570.00
+$350.00 August Deposit
+$350.00 September Deposit
+$35.00 Last few months interest/even out amounts
=$3305.00

Rummage Sale and Coin Deposit for Mortgage Checking

September 2nd, 2013 at 04:20 pm

We had a rummage sale last weekend and made $478! I will try to post the breakdown today. Very nice mortgage checking balance this month!

--Mortgage Checking--
$40.00 Mortgage Checking Balance
+$60.00 Coin
+$475.00 August Rummage Sale
=$575.00 New Balance

$575.00 Mortgage Checking Balance
-$570.00 September Principle Payment
=$5.00 New Balance