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Archive for July, 2016

$20K Update!

July 28th, 2016 at 09:59 pm

Current Balance $4,260.00
+$50.00 My Payday to Our Savings (7/29)
+$50.00 My Payday to Mom Loan Savings (7/29)
+$70.00 June Property Management Hrs
+$124.50 FB Sales
+.50 Even Out Amount
Balance $4,505.00

Local Savings $1100.00
GC Savings $1300.00
Capital 360 Savings (US) $575.00
Capital 360 Savings (Mom Loan Payback Account)$325.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,555.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

New "repeating customer"!!

July 28th, 2016 at 09:44 pm

I have a new "repeating" customer! And they are buying a ton, whoo hoo! I do best with repeat customers who just let me know when they want to shop in my "store" and when they need more H&B items. Last week a man contacted me regarding some of my wares on FB and sent his wife over to shop, she spent $31.50! And has since been back 2 more times this week and spend a total of $84.50! So excited to have her in my customer base!



Sale #445, 446, and 447! (PP) $84.50

Joint Items
Water Blaster - We paid $2.65 each
Sold for $5.00
Profit = $2.35

Shimmer Shower Gel - We paid .99
Sold for $2.00
Profit = $1.01

POP Nail Kit - We paid $3.96
Sold for $10.00
Profit = $6.04

Head & Shoulders - Hmmm can't find a record of this purchase on my blog??
Sold for $3.00
Profit = ?

Lever2000 8pk Bar Soap - We paid $1.73
Sold for $4.00
Profit = $2.27

Crest 3D Toothpaste (2) - Hmm can't find a record of this either...
Sold for $2.50 each
Profit = ?

Crayola Lip Balm Set - We paid $1.31
Sold for $3.50
Profit = $2.19

Earbuds - We paid $1.33
Sold for $4.00
Profit = $2.67

Pantene Shampoo/Conditioner (2) - We paid .90 each
Sold for $2.50 each
Profit = $3.20

My Items
Bubbles (19) - I paid .17
Sold for $.50 each
Profit = $6.27

Colgate Total Advance Toothpaste (2) - I paid .15 each
Sold for $2.50 each
Profit = $4.70

Suave Body Wash (2) - I paid $2.59 each
Sold for $2.00 each
Loss = $1.18

Sold for my Mom
Colgate TMNT Toothpaste 3/$5 = $5.00
Softsoap Body Wash 2 @ $3.00 each = $6.00
Crest 3D White Toothpaste $2.50
GUM 2pk Toothbrush $2.50
CVS Mouthwash $2.50
CVS Body Wash 2 @ $2.00 each = $4.00
Kids Mouthwash = $2.00

FB Sales Week of 7/24/16

July 28th, 2016 at 05:23 pm

Consistently selling a little bit here and there!

Sale #440 (AVB) $3.00
Mens Flip Flops - I paid .14 each
Sold for $3.00 each
Profit = $2.86

Sale #441 (NC) $9.00
Bubbles (10) - I paid .17 each
Sold for .50 each
Profit = $3.30

Old Spice Set - We paid $1.31
Sold for $4.00
Profit = $2.69

Sale #442 (SR) $9.00
Covergirl Mascara 2pk - We paid $3.97 each
Sold for $8.00
Profit = $4.03

Sale #443 (DA) $16.00
Softsoap Body Wash (4) - I paid $1.17 each
Sold for $3.00 each
Profit = $7.32

Suave Body Wash (4) - I paid $2.59 each (Bodywash Deal)
Sold for $2.00 each
Loss = $2.36

Sale #444 (DA) $10.00
Aeropostle Cami (rummage sale find) - We paid $1.00
Sold for $5.00
Profit = $4.00

Vanity Cardigan (rummage sale find) - We paid .50
Sold for $5.00
Profit = $4.50

CVS Deals Week of 7/24/16

July 28th, 2016 at 04:49 pm

Some great deals at CVS this week and already turned many of them over for a profit!





The bodywash deal isn't the BEST deal in the world....but I had some EBs that I needed to use and was able to sell the bodywash for a small profit the very next day, so that was a win for me! The mouthwash deal however is great! PLUS I received a $5.00 Beauty Club EB for FREE from the coupon machine, and was able to use that so even better! Go get some!

Softsoap Bodywash (Bought 4)
Regular Price $4.79
-Sale Price 2/$7
-$3.00 off $10.00 Bodywash Purchase CVS CMC Coupon
*Received $2.00 EB for buying 2 Softsoap
Final Price after tax = $4.67 for 4 Softsoap!
(Marked $3.00 each for rummage sale)
*ETA - Sold all 4 for $3.00 each on FB on 7/24/16

Suave Body Wash (Bought 4)
(Had to buy these to use my $3 off $10 coupon)
Regular Price $2.87
-Sale Price 2/$5
Final Price after tax = $10.34 for 4 Suave
(Marked $2.00 each for rummage sale)
*ETA - Sold all 4 for $2.00 each on FB on 7/24/16

For all Body Wash Total Deal was $15.01 for 8 Body Washes which I sold for $20.00 for a profit of $4.99!

Scope 500mL (Bought 2)
Regular Price $3.79
-$2.00 off $6.00 Mouthwash Purchase CVS CMC Coupon
*Received $4.00 EB for each
Final Price = $1.03 Money Maker Each!
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $2.00 at 10/1/16 rummage sale
Profit = $6.06

Scope 1 Liter (Bought 6)
Regular Price $4.99 each
*Received $4.00 EB for each
*Used $5.00 BC EB (Free EB!)
Final Price = .99 each, but after $5.00 BC EB, total comes out to just .32 each after tax!
(Marked $3.00 each for rummage sale)
*ETA - Sold 4 for $3.00 each on FB on 8/22/16
*ETA - Sold 1 for $3.00 at 9/23/16 rummage sale


Gatorade 20oz (Bought 8)
Regular Price $1.99 each
-Sale Price 2/$2
*Received $2.00 EB for each
Final Price = 8 Free Gatorades!
(Keeping these for softball)

Debt Update - 7/22/16

July 25th, 2016 at 07:55 pm

While I am happy that debt is consistently going down, I am falling into a very frustrated place with progress. Patience has never been a virtue of mine!

Currently we are only paying minimums on everything because our next goal is to pay off the Mom Loan (Currently at $26,800 so it's going to be a long, long, time), and we are going to do a lump payoff on that, the same way we did with the first Mom Loan. But things keep coming up (as they do in life!)...the cost of the new puppy plus new vet bills, we booked a short weekend trip to Vegas for the end of Sept since we cancelled the cruise we wanted to have some kind of vaca, repair on AC for one of the vehicles....just multiple $100+ bills. We have done a good job cutting back on eating out and casino (though there is always room for improvement there) and also reducing grocery bills and eating out of the pantry more. Hopefully those savings will start to reflect in our checking account soon. We are also going to change our 6 monthly savings deposits of $25 each ($25 to 2 different accounts everytime I get paid and $25 to 1 savings account everytime MO gets paid) to $50 each, which would be an additional $150 a month to saving (which would get us closer to paying off the Mom Loan). We also have $1000 a month from rent going to savings which is a lot, but it's only once a month so few and far between deposits. Hope everyone is having a great summer!


Celebrations for this update:
-Total debt went down $957.53 in the last 2 weeks!
-Race #1 (Rental #2) went under the next $1000 mark!
-Race #3 (Rental #1) went under the next $1000 mark!
-Next update will have Race #2 back to the starting point from moving things around.
-Total debt went under the next $1000 mark!
-Total debt payoff since we combined MO's debt with mine on 6/19/15 passed $50K!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11336.13
Mom Loan #2 $26,892.41
MO Mortgage $86,849.44
My Mortgage $155,990.00
Our Mortgage $253,202.21
Total = $534,270.19

Down $957.53 in the last 2 weeks!!

Starting total was $587,351.27
$53,081.08 paid off since 6/19/15 (including downpayment on house).

We have $275.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $26,617.41.

$20K Update

July 25th, 2016 at 07:44 pm

Just a payday update. Should have rent for August soon as well as some FB sales to add to the pot!

Current Balance $4,235.00
+$25.00 MO Payday to Our Savings (7/22)
Balance $4,260.00

Local Savings $905.00
GC Savings $1300.00
Capital 360 Savings (US) $525.00
Capital 360 Savings (Mom Loan Payback Account)$275.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,260.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Money Maker Toothpaste at CVS this week!

July 21st, 2016 at 12:56 am

You can get free Colgate Max Fresh Toothpaste at CVS this week!




Here is the deal:

Colgate Max Fresh Toothpaste (Limit 2 per card)
Regular Price $3.79 each
-.80 Sale Price Each
-$2.00 0ff 2 Toothpaste CVS CMC Coupon
*Received $2.00 EB for each toothpaste
Final Price = .02 Money Maker!! (After tax .12 each!)
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 on FB on 12/25/16


To get the CVS CMC Coupon, just scan your CVS Extra Bucks Card at the CVS Coupon Machine (BIG RED machine!) and it should print out the coupon for you. I have 3 cards and it printed out for me on 2 of my cards so I did the deal on both of those cards. Even without the extra coupon it would still only be .99 each for 2 per card, still a good price if you are in need of toothpaste or want to stock up!


Just a summer check-in (Pic of puppies!)

July 20th, 2016 at 11:57 pm

Wow I can't believe how fast this summer is going! Living in the Midwest we wait so long for those summer months and then they always fly by so fast!

Things are good and busy. Pretty much the usual. I have been doing well on my 3 softball teams and that is super fun, but will be happy to have a few nights back when the season ends for sure!

We have been spending tons of time at the lake on the weekends, getting lots of outside time, swimming, using the and fishing. I even caught my first fish, a really nice walleye! Here is my view from the paddleboard this weekend, relaxing with my book and a beverage! Let me tell you I was acrobatic not to dunk my book or phone!


I have a garden this year for the first time in about 10 years. It is our first summer in our new house and I found out quickly the garden is too small! But our corn, 2 kinds of squash, and peas are coming in nicely. Carrots and watermelon don't seem to be doing too well. Next year I will be better prepared (I have no tools to plant this year and actually used a kitchen spoon to plant! All my gardening tools are still back in the shed at my old house.

Still no OT at my work. Going on 7 months now. I really hope that when the weather changes the OT comes back. Not only is the money extremely helpful, but we are currently working on items from 7/1/16.....20 days behind!

The next few weekends will be filled with several softball tournaments out of town. Hopefully we can keep our spending to a minimum for food, gas and lodging.

I started tracking every penny spent a few days ago. I haven't done that for a few years. I think it is already helping with reigning in spending.

Dietbets are going ok....I need to lose about 3 more lbs to win the next set. I think I have about 10 days to do that, so I need to make sure I continue to make smart choices. I started running outside as well as on the treadmill. Not far yet, but have to start somewhere!

Our new puppy is adjusting very well and the 2 dogs are best buddies already. Here is a pic of their first trip together to the lake. And a little snoozing pic. Smile



I have no idea why this keeps loading upside down....I tried it like 4 times and it just wants to be difficult....

$20K Update

July 20th, 2016 at 11:33 pm

Our new puppy cost $600 we were able to only have to take $500 out for now.

Current Balance $4,685.00
+$25.00 My Payday to Our Savings (7/15)
+$25.00 My Payday to Mom Loan Savings (7/15)
-$500.00 New Puppy
Balance $4,235.00

Local Savings $905.00
GC Savings $1300.00
Capital 360 Savings (US) $500.00
Capital 360 Savings (Mom Loan Payback Account)$275.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,235.00


52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Debt Update for 7/8/16

July 11th, 2016 at 11:16 pm

New puppy is adorable, but driving me insane. LOL. This is my first time having a puppy so I am leaning on MO a lot for learning how to potty train, name recognition, please stop chewing on EVERYTHING! Good thing she is super cute, cause this puppy Mom is losing her marbles! Other then that same old same old here. Busy busy bees!

Celebrations for this update:
-Total debt went down $666.57 in the last 2 weeks!-Mom Loan went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,448.53
Mom Loan #2 $26,892.41
MO Mortgage $87,023.10
My Mortgage $156,290.00
Our Mortgage $253,573.68
Total = $535,227.72

Down $666.57 in the last 2 weeks!!

Starting total was $587,351.27
$52,123.55 paid off since 6/19/15 (including downpayment on house).

We have $250.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $26,642.41.

FB Sales Week of 7/4/16

July 11th, 2016 at 10:54 pm

One of my "customers" came to buy 5 boxes of bandaids and instead left with $68.50 worth of merchandise! Sweet! My shampoo, conditioner and bodywash shelves now look bare! Couple of other little sales as well. I love seeing my savings going up weekly from sales!

Sale #435 (VB) $12.00
Nivea 21oz Lotions - I paid $1.50 each
Sold for $4.00 each
Profit = $7.50

Sale #436 (AC) $12.00 - Joint
Tabletop Baseball Game - We paid $5.31
Sold for $12.00
Profit = $6.69

Sale #437 (VC) $68.50

Joint Items
Olay Bodywash 23.6oz bottles - We paid $2.54 each Sold for $5.00
Profit = $2.46

Pantene Shampoo/Conditioner - We paid .90 each
Sold for $2.50 each
Profit = $3.20

Caress Bodywash - We paid $1.59
Sold for $4.00
Profit = $2.41

Curad Bandaids(5) - We paid .53 per box
Sold for $1.00 each
Profit = $2.35

My Items
Vidal Sassoon Shampoo(2) - I paid .49
Sold for $3.00 each
Profit = $5.02

Jergens Ultra Healing Lotion - This was a .50 Money Maker!
Sold for $3.00
Profit = $3.50

Pantene Shampoo - I paid .59 each
Sold for $2.50
Profit = $1.91

Sold for my Mom
Nivea Lotion 2 @ $4.00 = $8.00
Vidal Sassoon $3.00
Vidal Sassoon $4.00
Softsoap Bodywash $3.00
Pantene Shampoo 3 @ $2.50 = $7.50
Pantene Shampoo 2 @ $3.50 = $7.00
Nivea Bodywash $3.00
Vaseline Lotion $2.50

Sale #438 (?) $6.00 - Joint
Wet N Wild Nail Polish Set - We paid $1.05
Sold for $6.00
Profit = $4.95

Sale #439 (KK) $8.00 - Me
Softsoap Handsoaps (8) - I paid .90 each (I just picked these up because KK buys Softsoap from me all the time, so even though I was barely making any profit, it's good to keep my customers happy Smile )
Sold for $1.00 each
Profit = .80

$20K Update

July 6th, 2016 at 08:06 pm

Lots of little deposits adding up, plus rent = NICE UPDATE!


Current Balance $3,640.00
+$25.00 My Payday to Our Savings (7/1)
+$25.00 My Payday to Mom Loan Savings (7/1)
+$25.00 MO Payday to Our Savings (7/8)
+$50.00 Sold an outside dog kennel we weren't using
+$3.80 Interest at our local bank
+$16.20 Even Out Amount
+$60.00 FB Sales
+$800.00 Rent (sent the other $200 to the Jeep)
+$4.00 McGillicuddy's Rebate
+$1.00 Even Out
+.33 Cap 360 Interest (SAD!)
+$29.67 Even Out
+.08 Interest on GC Savings
+$4.92 Even Out Amount
Balance $4,685.00

Local Savings $905.00
GC Savings $1800.00
Capital 360 Savings (US) $475.00
Capital 360 Savings (Mom Loan Payback Account)$250.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,685.00


52 Week Challenge
2016 - Week 13 $66 (total) + $12 +$13 (deposit)=$91
(Weeks 46-52 are also paid already $343) Not exactly sure what week we are on, but I know we have $700+ in this right now.

End of first round dietbets - 3 New ones started!

July 5th, 2016 at 07:50 pm

We finished our initial 3 dietbets, and we both won all 3! We made a total of $46.54 each between the 3 of them (the $100 dietbet paid surprisingly low....I suppose too many people won, so we didn't get paid much).

The old set of dietbets ended last week, and we waited till after the holiday weekend to start our new ones yesterday. I was happy I was only up a few lbs over the long weekend and should see those gone in a few days. We started 3 more dietbets and they end at the beginning of August.

I really want to beat MO, I will be starting running tomorrow to add to my current softball, paddleboarding, P90X etc. We bought a treadmill off of FB for $150, seems to have a lot of options, so I think it was a good deal! My Dr. also put me on some new medication as they have diagnosed me with PCOS, so hopefully the new medication will also help me lose some weight. My goal is to be at 7.3% lost by 8/1/16. (Currently at 3.1% lost).

Free Razor Coupon!

July 5th, 2016 at 07:39 pm

MO received a coupon for a free Gillette Profusion Razor in the mail. I had been waiting for a deal at CVS to maximize the coupon, but they haven't had much for razor deals lately. So I used it this last week and did get an ok deal to add some refill cartridges as well.



Gillette Fusion Proshield Razor
Regular Price $12.49
-$12.49 Mfr Free Razor Coupon
Final Price = Free!!

Gillette Fusion Proshield Cartridge 4 Pack
Regular Price $24.49
-$5.00 Mfr Coupon
*Received $5.00 EB for buying both the razor and the cartridge together
Final Price = $17.49
Tax +$2.40
Total = $19.89

I also had a CVS GC with me for $1.91, so the total I paid OOP was $17.98 for $39.38 worth of shaving items!

Keeping these for MO, hopefully they last him a long time, the refill razors says they last for a month and MO only shaves every few days, so maybe between the 5 razors they would last him a year??