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Archive for August, 2017

Debt Update - 9/1/17

August 31st, 2017 at 05:31 pm

Celebrations for this update:
-$682.26 paid off in the last 2 weeks!

We were only $203.91 from going under the next $1000 mark, and this would be the 6th update in a row, so I considered just throwing the extra $205 against my mortgage (the only debt we can easily make extra payments on), but decided since that isn't our focus right now to just hold onto it and stick with the plan.

I'm receiving a $600 bonus next payday so hoping to put that whole amount in savings as cash flow finally seems to be leveling out after vaca.


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,038.75
Mom Loan #2 $19,035.13
MO Mortgage $84,474.75
My Mortgage $151,400.00
Our Mortgage $248,255.28
Total = $511,203.91

Down $682.26 in the last 2 weeks!!

Starting total was $587,351.27
$76,147.36 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2265 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,770.13.

Blog Issues for anyone else?

August 29th, 2017 at 09:18 pm

Im having issues with being able to load pics again on my blog, and also with getting some weird errors where it thinks I am not a human......anyone else having issues??

Great Deals at Target this week with P&G Coupons!

August 29th, 2017 at 09:08 pm

Target has several Health & Beauty items on sale this week where you receive a $5 Giftcard when you buy 4 of like items. Some of the brands include Pantene, Herbal Essences, Olay, Old Spice and Venus. I stopped in and grabbed hubby some Old Spice Deodorant. Hoping my Mom can stop in find some other deals for us to add to the rummage sale inventory.



Old Spice Deodorant (Bought 4)
Regular Price $5.49
-$.50 Sale Price Each
-$4.00 Mfr Coupons ($2.00 off 2 Old Spice) x 2
*Received $5.00 Target Giftcard
Final Price after tax = $2.98 Each!!

CVS Deals Week of 8/27/17

August 29th, 2017 at 08:35 pm

It's been awhile since I have been doing much for CVS deals, I am trying to get back into couponing.
Found some good deals at CVS!



Calendula Cream (Bought 1)
Regular Price $9.29
-.80 Sale Price
*Received $6.00 EB
*Received $3.00 Ibotta Rebate
Final Price after tax = $.04!!

Calendula Burn (Bought 1)
Regular Price $9.29
-.80 Sale Price
*Received $6.00 EB
*Received $3.00 Ibotta Rebate
Final Price after tax = $.04!!

Arnicare Bruise (Bought 1)
Regular Price $9.29
-.80 Sale Price
*Received $6.00 EB
*Received $3.00 Ibotta Rebate
Final Price after tax = $.04!!

Lemon Lemon Drinks (Bought 2)
Regular Price $1.79
-.98 for 2/$3 Sale
*Received $1.00 Ibotta Rebate
Final Price after tax = $1.07 each

Puffs Tissue (Bought 1)
Regular Price $2.49
-$2.04 Cashier Discounted down because it wasn't ringing up the CVS App Price correctly.
-.25 Mfr Coupon
*Received $1.00 Checkout21 Rebate
Final Price after tax = $.73 Money Maker!!

Pantene Shampoo/Conditioner (Bought 6)
Pantene 3 Minute Miracle Conditioner (Bought 2)
Regular Price $4.99 each
-$6.34 for 3/$12 Sale x 2
-$10.00 Mfr Coupons ($5.00 off 3 Pantene x 2)
-$7.98 Mfr Coupons (Free 3 Minute Miracle up to $3.99 x 2)
-$4.00 CVS CMC Coupon ($4.00 off $14.00 Pantene)
*Received $5.00 EB for spending $20 on select products
Final Price after tax = .83 each for 8 bottles!!

$20K Update

August 24th, 2017 at 08:12 pm

Coed Softball starts Monday, so we should most if not all of the $270 fees reimbursed to us at that time to put back into savings.

We had to take $1600 out of savings to cover a high monthly credit card bill with vehicle repairs, some food costs from the Vegas trip and just too much eating out. I did make a big grocery trip this week and have gotten back into cooking now after a few weeks off of it with vacation, so hopefully that will rein in the next monthly credit card bill.

Current Balance $17,250.00
+$50.00 My Payday to Our Savings (8/25)
+$75.00 My Payday to Our Savings (8/25)
+$75.00 FB Sales
-$1600.00 Vehicle Repairs/Overspending, etc.
Balance $15,850.00

Local Savings $6615.00
GC Savings $795.00
Capital 360 Savings (US) $3410.00
Capital 360 Savings (Mom Loan Payback Account)$2265.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,850.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 8/13/17 - BIG SALES!

August 21st, 2017 at 02:44 pm

Finally getting back into FB Sales after almost a month off. BIG Sales this week! Total Sales were $152.00!!!

Sale #712 (SR) $16.00
Dishmatic Sets (3) - I paid .99 each
Sold for $4.00 each
Profit = $9.03

Sold 1 Dishmatic Set for my Mom as well.

Sale #713 (NC) $32.00
Finding Dory Creativity Sets (2) - We paid $5.81 each
Sold for $12.00 each
Profit = $12.38

Burt's Bees Lip Balm 2pk - We paid $2.68
Sold for $4.00
Profit = $1.32

Sold 10 notebooks for $4.00 for my Mom.

Sale #714 (CS) $104.00
Glad Star Wars and Frozen Tupperware Sets (2) - We paid $1.06 each
Sold for $2.50 each
Profit = $2.88

Vday Shower Gift Sets (3) - We paid $.52 each
Sold for $3.00 each
Profit = $7.44

Scope Mouthwash 1L (2) - I paid .32 for one and .91 for one
Sold for $3.00 each
Profit = $4.77

Men's Dove Gift Sets (2) - We paid $3.96 each
Sold for $10.00 each
Profit = $12.08

Olay Bodywash (4) - We paid ? (Not on blog yet)
Sold for $5.00 each

Pantene Shampoo/Conditioner (12) - We paid $1.33 each
Sold for $3.00 each
Profit = $20.04

Sold Bypass Pruner for $5.00 and Scope Mouthwash for $3.00 for my Mom.

$20K Update

August 18th, 2017 at 08:47 pm

Having to take out of savings for some improvements to one of our rentals, and will have to take out again next week as its time to pay for one of the car repair bills. Frown

The softball fees we will get back from our teammates once we start in a few weeks, and then we can reimburse that to savings.

Current Balance $18,170.00
+$50.00 MO Payday to Our Savings (8/18)
-$700.00 Dirt to fill lawn at Rental #1
-$270.00 Coed Softball Fees
Balance $17,250.00

Local Savings $6540.00
GC Savings $2395.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$2190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,250.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Debt Update - 8/18/17

August 18th, 2017 at 08:39 pm

Celebrations for this update:
-$1035.26 paid off in the last 2 weeks!
-Total debt went under the next $1000 mark for the 5th update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,153.68
Mom Loan #2 $19,602.46
MO Mortgage $84,474.75
My Mortgage $151,400.00
Our Mortgage $248,255.28
Total = $511,886.17

Down $1035.26 in the last 2 weeks!!

Starting total was $587,351.27
$75,465.10 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2190 in a savings account to pay off the Mom Loan, so the amount we still owe that is $17,412.46.

$20K Update

August 11th, 2017 at 06:45 pm

Current Balance $18,035.00
+$50.00 My Payday to Our Savings (8/11)
+$75.00 My Payday to Mom Loan Savings (8/11)
+$10.00 Mortgage Savings
Balance $18,170.00

Local Savings $6540.00
GC Savings $3365.00
Capital 360 Savings (US) $3310.00
Capital 360 Savings (Mom Loan Payback Account)$2190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,170.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Money Maker on Nature Valley Granola Bars!

August 10th, 2017 at 07:40 pm

I had a few EBs to use up so I stopped into CVS and found this great Money Maker deal!




Nature Valley Granola Bars 6ct
Regular Price $4.19
-$2.10 50% off sale price
-$2.00 CVS CMC Coupon
*.50 Rebate from Ibotta for any CVS purchase
Final Price = $.41 Money Maker!!!!


There were also a lot of snacks on clearance like almonds and beef jerky, so if you are stopping at CVS check out the snacks!

$20K Update

August 8th, 2017 at 04:17 pm

Pretty darn happy with where our savings still stands after an entire week in Vegas! Trying to get some OT in this week to help get us to our goal of $21,750. Only $3,715 to go!

Current Balance $19,225.00
+$50.00 My Payday to Our Savings (7/28)
+$75.00 My Payday to Mom Loan Savings (7/28)
+$50.00 MO Payday to Our Savings (8/4)
+$3.22 Cap360 Interest
+$6.78 Even Out Amount
-$1375.00 Vegas
Balance $18,035.00

Local Savings $6540.00
GC Savings $3355.00
Capital 360 Savings (US) $3260.00
Capital 360 Savings (Mom Loan Payback Account)$2115.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,035.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Back from Vegas! - Debt Update 8/4/17

August 8th, 2017 at 03:56 pm

We are back from Vegas! We didn't win big, but we didn't get our booties kicked either. Our flights, 7 day hotel stay (and our families rooms as well), lots of food, about $300 in gaming, poolside cabana (and $1000 poolside food/alcohol bill) were all comped. It was nice to be able to share some of our comps with my inlaws as well as they are always willing to help us out with watching our puppy girls. We also had a limo ride to and from the airport, a fancy BD dinner at Paris for my SIL's 21st BD, a ride on the High Roller, zipline on Fremont St., a tour of the Mob Museum, some of our group also went to The Blue Man Group, some to Penn and Teller, and my fave was Cher Concert on the last night! It was a great trip and had a lot of fun with hubby and his family. We probably won't go back this year, but we don't have kids so sometimes we go impromptu, so we shall see. With the amount we played through we will be able to get free rooms, etc for the rest of 2017 and 2018 as well.


Now on to financial business! We are right on track to be able to pay off the Mom Loan in Dec. We "could" pay it off now, but we need to have enough to pay off the loan, have our renters deposits in savings in case someone moved out, and have a little EF. Total we need is about $21,750, right now we have about $17K so we need to save another $5K by Dec. That would be a fabulous paydown, and we would blow past the $500K mark. I can't wait! So time to put our nose to the grindstone and get that last bit into savings!


Celebrations for this update:
-$681.14 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark and under $20K!!!!!
-Total debt went under the next $1000 mark for the 4th update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,268.52
Mom Loan #2 $19,602.46
MO Mortgage $84,656.75
My Mortgage $151,750.00
Our Mortgage $248,643.70
Total = $512,921.43

Down $681.14 in the last 2 weeks!!

Starting total was $587,351.27
$74,429.84 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2115 in a savings account to pay off the Mom Loan, so the amount we still owe that is $17,487.46.