<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Archive: April, 2015
 

Archive for April, 2015

$20K Update

April 27th, 2015 at 08:24 pm

DF took in his aluminum cans and the ones from my house as well and we got $25 for that so we put it in joint savings. I spent $500 (Yes you read that right....NO I am not impressed with myself) at the casino in the last month or so.....Grrrr! I also have a $330 bill for my new desk, $430 bill for tickets to concerts at our State Fair this summer to cover....I def have the money for it but hate big expenses! Plus 2 trips in the next 2 months....oh well, we gotta live too! For now I am just taking the $500 out of savings, hopefully can swing the other bills out of checking. My OT has gone up a lot (30 hrs of OT in the last 2 weeks) and our eating out has gone done tremendously since we live in the same place.

Current Balance $25,990.00
+$25.00 Payday to Joint Savings
+$25.00 Payday to My Savings
+$25.00 Recycling to Joint Savings
-$500.00 Casino Losses
Balance $25,565.00

Local Savings $1660.00
Capital 360 Savings $22,370.00
Joint Capitol 360 Savings $1535.00
Total Savings = $25,565.00

52 Week Challenge
Week 17 $136(total) + $17(deposit) = $153

FB Sales from earlier this year

April 27th, 2015 at 08:01 pm

With moving, getting engaged, wedding planning, etc. I have not logged my sales since January! Yikes! I usually keep little post its (recycled from CVS Coupons I didn't use) with the money until I log it, so I should still have everything available to note it. Here they are in no particular order:

Sale #133 (??) $30.00
Discounted Items from CVS
Bunny Ears (15) - I paid .39 each (Free on CVS GC)
Sold for $2.00 each
Profit = $30.00

Sale #134 (MT) $5.00
Discounted Items from CVS
Dry Erase Calendar - I paid $1.62
Sold for $5.00
Profit = $3.38

Sale #135 (BB) $7.00
Discounted Items from Target
Venus & Olay Razor Pack - I paid $1.49
Sold for $7.00
Profit = $5.51

Sale $136 (TD) $8.00
Discounted Items from CVS
Digital Essentials Headphones - I paid $2.49
Sold for $8.00
Profit = $5.51

Sale #137 (HV) $13.00
Discouted Items from CVS
Disney Styling Head - I paid $4.25
Sold for $10.00
Profit = $5.75

Discounted Items from Wal-Mart
Olay Bodywash - I paid $1.24
Sold for $3.00
Profit = $1.76

Sale #138 (JP) $16.00
Discounted Items from Hot Topic
Black Bra with Hearts - I paid .75
Sold for $12.00
Profit = $11.25

Discounted Items from CVS
DE Earbuds - I paid $1.25
Sold for $4.00
Profit = $3.75

Sale #139 (HL) $7.00
LED Lantern - I paid $2.49
Sold for $7.00
Profit = $4.51



My Mom got us some more inventory!

April 26th, 2015 at 09:17 pm

My Mom got into CVS when they had some 90% items!

So when DF was in town (We live about an hr away from my parents now) for softball practice this week he got everything from her so I could "process" it, log it for us, and start selling on FB!



Here is the booty:

Wet N Wild Nail Kits (Bought 8)
Regular Price $9.99
-$9.00 Clearance 90% off
Final Price = $1.05 each after tax
(Marked $7.00 each for FB, may go lower if we have any left for rummage sale)
*ETA - Sold 1 for $7.00 on FB on 6/1/15
*ETA - Sold 1 for $6.00 at 10/1/16 rummage sale
*ETA - Sold 1 for $6.00 at 5/5/17 rummage sale

Men's Signature Scent Collection (Bought 1)
Regular Price $9.99
-$9.00 Clearance 90% off
Final Price = $1.05 after tax
(Marked $7.00 for rummage sale)
*ETA - Sold for $3.00 at 5/5/17 rummage sale
Profit = $2.95

Men's Polo Set (Bought 1)
Regular Price $9.99
-$9.00 Clearance 90% off
Final Price = .99 each
(Marked $7.00 for rummage sale)
$1.05 after tax
*ETA - Sold for $7.00 on 4/27/15 on FB
Profit = $5.95

Chantilly Gift Set (Bought 1)
Regular Price $9.99
-$9.00 Clearance 90% off
Final Price = .99 each
(Marked $7.00 for rummage sale)
$1.05 after tax
*ETA - Sold for $7.00 on 4/27/15 on FB
Profit = $5.95

Women's Ballerina Style Slippers (Bought 2)
Regular Price $5.99
-$5.40 Clearance 90% off
Final Price = .59 each!
(Marked $3.00 each for rummage sale)
.63 eachafter tax

Red Fleece Slippers (Bought 1)
Regular Price $9.99
-$9.00 Clearance 90% off
Final Price = .99 each
(Marked $5.00 for rummage sale)
$1.05 after tax

Easter Earbuds (Bought 41)
Regular Price $2.99 each
-$2.70 Clearance 90% off
Final Price = .31 each!
(Marked $1.50 each for rummage sale)
*ETA - Sold 1 for $1.50 on FB on 6/1/15
*ETA - Sold 2 for $1.50 each on FB on 7/4/15
*ETA - Sold 4 for $1.50 each on FB on 2/19/17
*ETA - Sold 2 for $1.50 each on FB on 4/9/17
*ETA - Sold 2 for $1.50 each at 5/5/17 rummage sale

Disney Magnets (Bought 32)
Regular Price $3.00 each
-$2.70 Clearance 90% off
Final Price = .31 each after tax
(Marked $1.50 each for rummage sale)
*ETA - Sold 4 on FB for $1.50 each on 5/3/15
*ETA - Sold 2 on FB for $1.50 each on 5/18/15
*ETA - Sold 10 on FB for $1.50 each on 11/23/15
*ETA - Sold 1 for $1.50 at 9/23/16 rummage sale
*ETA - Sold 1 for $1.50 at 5/5/17 rummage sale
*ETA - Sold 2 for $1.50 each on FB on 6/18/17

Bag Clips (Bought 2)
Regular Price $2.00 each
-$1.81 Clearance 90% off
Final Price = .19 each!
(Marked $1.00 each for rummage sale)
.20 each after tax
*ETA - Sold 2 for $1.00 each on FB on 4/27/15
Profit = $1.60

Mattress Wedge (Bought 1)
Regular Price $19.99
-$15.00 Clearance 75% off
Final Price = $4.99
(Marked $15.00 for rummage sale)
$5.31 after tax
*ETA - Sold for $15.00 on FB on 6/22/15
Profit = $9.69

CVS Deals Week of 4/18/15

April 26th, 2015 at 08:25 pm

There was an awesome Almay coupon in the newspaper last week for $4.00 off 1 Almay item. Teamed with a BOGO 50% off sale at CVS and you got a super deal on Almay! I ended up getting 46 eyeshadows! My Mom got even more then me (she had picked some up from Kmart as well as they were running the same sale), not sure on the total yet, but we will combine them and sell them together once I get them from her. (ETA - I did a new entry for the eyeshadows on 5/12/15 to list them all out between me and my Ma)


Almay Shadow Softies (Bought 46)
Regular Price $5.49 each
-$1.36 each (BOGO 50% off sale)
-$4.00 Mfr Coupon on everyone!
Final Price = .12 Each!!
.38 each after tax
(Marked $2.50 each for rummage sale)
*ETA - Sales are listed in the entry on 5/12/15 so I could have them all together

Colgate Optic White Toothpaste 3.5oz (Bought 3)
Regular Price $4.59 Each
-$1.59 Each Sale Price
-$2.50 Each CVS CMC Coupon
Final Price = .50 each!
(Marked $2.50 each for rummage sale)
*ETA - Sold all 3 for 2.50 each at 9/23/16 rummage sale
Profit = $6.00

Easter Snowglobe Tumbler Cup (Bought 1)
Regular Price ? (It had no tag)
Clearanced Easter Item to $1.25
Final Price = $1.25!
(Marked $4.00 for rummage sale)
*ETA - Sold for $4.00 on FB on 4/27/15
Profit = $2.75 (Joint purchase with my Mom)

Total Home Snack Bags 50ct (Bought 2)
Regular Price $2.19 each
-$1.10 for BOGO 50% off sale
*Received $2.00 EB for buying 2 Total Home Items
Final Price = .64 each!
(Keeping these, they are working great for when I sell Almay on FB!)

Ghirardelli Chocolate (Bought 1)
Regular Price $5.29
-$3.97 Easter Clearance
Final Price $1.32
(Keeping this, I just needing something small to use a large EB and didn't want to lose the $1.32 I had left on my EB. I will keep it as an ER chocolate stash)

Update on P90X3!

April 25th, 2015 at 12:23 am

Today was Day 12 of P90X3! I had super happy with how it is going so far! I am down about 6.5lbs and even though it is TOUGH I really do enjoy it!

I have a good schedule set up now that I have moved to live with fiancé and work from home. I get up at 5am, go into my office/workout room and turn on my computer and DVD player. While they are booting up I go change into workout clothes, brush my teeth, fill my water, etc. Then I go log into my computer and while my programs are opening I do my 30-40 mins of P90X3. When I am done I shower and am ready to get to work by 6am. My schedule starts at 8am, so I get 2hrs of OT in every morning. I work for my 8hrs, and while working I try to do arm exercises, squats, lunges, etc. I often times have meetings via phone, or long hold times, and these are great opportunities to get in a few reps! My shift ends at 4:30 and I frequently work more OT (since I no longer have any commute time!) and then have the rest of the evening to do housework, be with DF, and relax. I try to be in bed by 10pm at the LATEST. One of the many things they stress on the P90X3 is to focus on getting enough rest. I am loving working from home, living with DF, and I also am really enjoying the P90X3, it keeps things fresh!


Food is still a struggle. I shouldn't blame anyone else....but honestly.....DF SUX at this! He says he will try to help me, support me, etc......then he brings home a pizza?! HUH?! He loves to eat and so do I and I have a hard enough time with willpower as is, but if it's not here, I CANT eat it....Bringing at here is already a fail for me....Blah...LOL. I am for sure vocal about how I feel about the bad food he brings home so hoping he is finally getting it.


I have not bought any pop for the house since I have been living here...about 2 weeks. I still have an occasional pop if we go out to eat. But I know that needs to stop too. I primarily drink water with Crystal Lite, I found a peach tea one that is AMAZING!


Today I went to the grocery store and made some BIG changes. I bought Silk brand milk. I got a cashew one and a almond/coconut blend, both are unsweetened. I love milk, I drink it a lot and I was extremely skeptical of these "weird" milks. But I tried both of them when I got home and I thought both tasted good! They were on sale for $3.50 which I guess is pretty good deal on this kind of milk. I also bought Miracle Whip Light (previously had been having mayo which I LOVE), also cottage cheese, wheat low carb tortillas (no more white bread sandwiches), a head of lettuce, bag of spinach, and low cal vinaigrette dressing. DF had already bought us a lot of healthy stuff (grilled chicken breasts, veggies, yogurt, etc.). I am excited about these changes I am trying especially with the milk, mayo, and bread changes.


For dinner I made a BOMB salad. Iceberg lettuce, spinach, fresh mushrooms, red sweet peppers, yellow sweet peppers, tomatoes, hard boiled eggs and jalapeno ranch. YUMMMMMMMY! The jalapeno ranch is less then half a jar left so I will finish that out and then switch to the vinaigrette which has a much lower fat content.

Use your vision insurance!

April 25th, 2015 at 12:13 am

Reminder to everyone to use your vision insurance! Most vision plans have an eyewear allowance that is good either yearly or biyearly....even if you don't NEED new glasses or contacts, be sure to use this benefit! Don't let if go to waste! Make your apt now, so you don't have to try to remember at the end of the year when things are crazy with the holidays! Smile


I used my allowance last year for glasses, so decided to use it for contacts this year.

I got my eye exam, contact lens exam and 36 contacts (lucky me my eyes are the same strength).

Eye Exam $0
Contact Lens Exam $25 (Not covered by insurance)
1 1/2 years of contacts $3
Total = $28.00!


SWEET! My contacts came to $203 and I have a $200 vision allowance every year. My vision insurance is free through my employer.

Another item off life's never ending TO DO LIST!

CVS Deals for some quick profits!

April 22nd, 2015 at 04:54 pm



I recently bought a LOT of make-up, which generated several FREE $5 Beauty Club EBs. There hasn't been much in the add that I wanted so I was excited to find these clearance deals! Not a ton of profit based on the sale price, but based on the fact that they were mostly free with the EBs it was a great deal for me and a way to productively use my EBs! Plus I had 2 $10 EBs from a few weeks ago when I bought all that Pantene, so happy to find something to get with them! This purchase is shared with my Mom.

I put these on FB last night and I already sold 9 out of 12 items!

Memory Foam Pillows (Bought 2)
Regular Price $9.99
-$7.50 Clearance Price
Final Price $2.49 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 4/27/15
Profit = $5.02

Memory Foam Men's Slippers (Bought 2)
Regular Price $9.99
-$7.50 Clearance Price
Final Price $2.49 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 4/27/15
Profit = $5.02

Memory Foam Women's Slippers (Bought 4)
Regular Price $9.99
-$7.50 Clearance Price
Final Price $2.49 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 4/27/15
*ETA - Sold 1 for $5.00 on FB on 4/27/15

Memory Foam Women's Boot Slippers (Bought 3)
Regular Price $19.99
-$15.00 Clearance Price
Final Price $4.99 each
-$15.00 (3 $5 BC EBS!)
Final Price = Free!
(Marked $10.00 each for rummage sale)
*ETA - Sold 1 for $10.00 on FB on 4/27/15
*ETA - Sold 1 for $10.00 on FB on 4/27/15

CVS Deals Week of 3/14/15

April 20th, 2015 at 04:12 pm

Super behind! WHAT'S NEW?!?!? LOL

Had a $9.00 EB I needed to use so got some headbands for myself, they were 50% off! Also got a good deal on a mascara to sell.



Goody Ouchless Headbands 7pc
Regular Price $5.99
-$3.00 Clearance Price
Final Price = $2.99!

Physicians Formula Organic Wear Mascara
Regular Price $9.99
-$3.00 CVS CMC ($3.00 off any PF)
*Received $7.00 EB for spending $10 on PF products
Final Price = -.01! MONEY MAKER!
(Marked $5.00 for rummage sale)
*ETA - Sold for $5.00 on FB on 5/10/15
Profit = $5.01



Wedding Update

April 20th, 2015 at 04:05 pm

Well I have finally started getting a few things done for the wedding.

We have a date - 9/5/15
We have a location - DF's Lake Cabin on Lake Sakakawea
We have an officiant - DF's brother is marrying us
We have a MOH - My cousin
We have bridesmaids dress color chosen - Dark Green (and possibly a dress but waiting to see what I get before she orders hers)
We have flowers picked out - Sunflowers
We have a plan for food - DF's grocery store deli will cater, hamburgers, brats, cheesy hashbrowns, pasta salads, etc.
We have a plan for cake - Cupcakes and a small cake for me and MH to cut.
We have a half of a guest list
We have some plans for getting chairs and decorations.
My brothers GF is doing my hair.
My step mom is doing my makeup, finger nails and toe nails.

So far we have spent $0.

I am feeling pretty good about where we are at considering we haven't actually sat down and done any planning!

The only thing I am concerned about now is getting a dress (I have been looking online, but haven't gone in anywhere yet), and a photographer (somewhat of a remote location, and I don't want to spend $1000s on a photog).


$20K Update

April 20th, 2015 at 02:27 pm

Current Balance $25,965.00
+$25.00 DF Payday to Joint Savings
Balance $25,990.00

Local Savings $2160.00
Capital 360 Savings $22,345.00
Joint Capitol 360 Savings $1485.00
Total Savings = $25,990.00

52 Week Challenge
Week 16 $120(total) + $16(deposit) = $136

Normally I would put another $10 in to get to the next $1000 mark, but I have several FB sales to log, and those will get me over that hump!

April Mortgage Payment

April 13th, 2015 at 03:36 pm

April 2015 Mortgage Payment

Balance $162,700.00
+$491.49 Interest
-$768.45 Regular Payment
-$273.04 Principle Payment
New Balance $162,150.00

$20K Update

April 12th, 2015 at 08:05 pm

Current Balance $26,315.00
-$350.00 Hot Tub Repair
Balance $25,965.00

Local Savings $2160.00
Capital 360 Savings $22,345.00
Joint Capitol 360 Savings $1460.00
Total Savings = $25,965.00

52 Week Challenge
Week 15 $105(total) + $15(deposit) = $120

Amazing Deal on Pantene!

April 10th, 2015 at 01:12 am


Pantene 12oz Bottles (Bought 27)
Regular Price $4.99 Each
-$1.66 Sale Price Each
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$5.00 Mfr Coupon ($5.00 off 3)
-$6.00 Quarterly EB
-$1.00 Quarterly EB
*Received $10.00 EB for spending $30 on Pantene
*Received $10.00 EB for spending $30 on Pantene
*Received $10.00 EB for spending $30 on Pantene
Final Price = $7.91 for 27 Bottles!!
That's just .29 a bottle!!!!
*ETA - Sold 20 bottles for $2.50 each on FB on 6/22/15
*ETA - Sold 2 bottles for $2.50 each on FB on 6/22/15
*ETA - Sold 4 bottles for $2.50 each on FB on 6/22/15
*Kept 1 bottle, the basic care for DF
Profit = $57.46!!!

Even without the quarterly EBs it would only be .55 a bottle!

Also a great money maker deal on Colgate Toothbrushes!

Colgate 360 Optic White (Bought 2)
Regular Price $5.49 Each
-$2.50 Sale Price Each
-$2.00 CVS CMC Coupon ($2.00 off any toothpaste or toothbrush)
-$2.00 CVS CMC Coupon ($2.00 off any toothpaste or toothbrush)
*Received $1.50 EB
*Received $1.50 EB
Final Price = -$1.02 .51 Money Maker Each!!
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 on FB for $2.50 on 11/30/15

Way overdue - $20K Update

April 9th, 2015 at 09:23 pm

Yikes I haven't done a $20K Update since 3/15/15! Sooooooo busy with everything but specifically moving to WAH....tomorrow is my last day in the office! I am so excited!!!

Current Balance $26,275.00
+$25.00 BF Payday to Joint Savings (3/23/15)
+$25.00 BF Payday to Joint Savings (4/6/15)
+$25.00 Payday to My Savings (3/30/15)
+$25.00 Payday to My Savings (4/10/15)
+$25.00 Payday to Joint Savings (3/30/15)
+$25.00 Payday to Joint Savings (4/10/15)
+$13.30 March CapOne Interest (Me)
+$1.70 CapOne Even Out Amount (Me)
+$.84 March CapOne Interest (Joint)
+$3.16 CapOne Even Out Amount (Done by BF)
+$.08 Local Savings Interest
+$4.92 Even Out Amount
+$16.00 BF sold some of the batteries we found!
-$150.00 Fix A/C in car
Balance $26,315.00

Local Savings $2160.00
Capital 360 Savings $22,695.00
Joint Capitol 360 Savings $1460.00
Total Savings = $26,315.00

52 Week Challenge
Week 12/13/14 $66(total) + $12 + $13 + $14(deposits) = $105