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Archive for November, 2017

$20K Update

November 29th, 2017 at 11:52 am

I got a quarterly bonus at work ($475 after taxes), but it is all going to help pay our propane bill ($1200). Frown We may be able to squeak by without having to take out of savings for the propane bill.....for now.

Current Balance $17,410.00
+$120.00 FB Sales
+$50.00 My Payday to Our Savings (12/1)
+$75.00 My Payday to Mom Loan (12/1)
Balance $17,655.00

Local Savings $7000.00
GC Savings $965.00
Capital 360 Savings (US) $4120.00
Capital 360 Savings (Mom Loan Payback Account)$2805.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,655.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 11/19/17

November 27th, 2017 at 08:36 am

Sales this week were $258.00!! Wow!!! Love how much stuff I am moving out of here!

Sale #778 (MB) $3.50
Cat + Jack PJ Sets - We paid .84 each
Sold for $3.50
Profit = $2.66

Sale #779 (KS) $10.00
Cat + Jack Santa Dress - We paid $2.12 each
Sold for $10.00
Profit = $7.88

Sale #780 (DA) $16.00
Total Girl Slippers (2) - We paid $2.12 each
Sold for $8.00 each
Profit = $11.76

Sale #781 (AVB) $40.00
Total Girl Slippers - We paid $2.12 each
Sold for $8.00 each
Profit = $5.88

Gillette Fusion Proshield Gift Set 4pc - We paid $.77
Sold for $12.00
Profit = $11.23

Dove Men's Gift Set - We paid $3.96
Sold for $10.00
Profit = $6.04

Adidas Sport Men's Gift Set - We paid $ 3.96
Sold for $10.00
Profit = 6.04

Sale #782 (AH) $12.00
Bath and Body Lotions (2) - We paid $4.53 each
Sold for $6.00 each
Profit = $2.94

Sale #783 (DA) $8.00
Dora Riding Toy - We paid $2.00
Sold for $8.00
Profit = $6.00

Sale #784 (KB) $12.00
Peanuts Nativity Set - We paid $5.31
Sold for $12.00
Profit = $6.69

Sale #785 (SSB) $12.00
Bath and Body Lotions (2) - We paid $4.53 each
Sold for $6.00 each
Profit = $2.94

Sale #786 (LS) $46.50
Shimmer and Shine Hand Sanitizer (3)- We paid $0!
Sold for $1.50 each
Profit = $4.50

Hello Kitty Christmas Shirt - We paid $1.05
Sold for $5.00
Profit = $3.95

Adult Coloring Books (3) - Free After Rebate
Sold for $4.00 each
Profit = $12.00

Purse Essentials Glitter Hair Ties (2) - We paid .25
Sold for $1.00 each
Profit = $1.50

Wet & Wild Nail Kits - We paid $1.05
Sold for $6.00
Profit = $4.95

EOS Lip Balm 3pk - We paid $3.27
Sold for $7.00
Profit = $3.73

Pantene 3 Minute Miracle - We paid .83
Sold for $3.00
Profit = $2.17

Migralex (Me) - Free After EB
Sold for $1.00
Profit = $1.00
For my Mom: Corkscrew $2.00, Pizza Cutter (2) $4.00.

Sale #787 (DA) $98.00
Cat + Jack PJ Sets - We paid .84 each
Sold for $3.50
Profit = $2.66

JOY Christmas Bib - We paid $.42
Sold for $2.00
Profit = $1.58

Chapstick Holiday 3pk (6) - We paid $1.33 each
Sold for $3.00 each
Profit = $10.02

Christmas Knee High Socks (4) - We paid .27 each
Sold for $1.00 each
Profit = $2.92

Bath and Body Lotions (5) - We paid $4.53 each
Sold for $6.00 each
Profit = $7.35

Adult Coloring Books (5) - Free After Rebate
Sold for $4.00 each (Gave $5.00 discount for a large order)
Profit = $15.00

Christmas Dress - We paid $1.28
Sold for $6.00
Profit = $4.72

Vday Bar Soaps (4) - We paid .52 each
Sold for $2.00 each
Profit = $5.92

Debt Update - 11/24/17

November 26th, 2017 at 05:18 pm

$300.46 paid off in the last 2 weeks!!!

Celebrations for this update:
-$300.46 paid off in the last 2 weeks!
-MO's mortgage went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,347.31
Mom Loan #2 $17,897.64
MO Mortgage $83,925.75
My Mortgage $150,300.00
Our Mortgage $247,082.00
Total = $506,552.70

Down $300.46 in the last 2 weeks!!

Starting total was $587,351.27
$80,798.57 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2730 in a savings account to pay off the Mom Loan, so the amount we still owe that is $15,167.64.

$20K Update

November 26th, 2017 at 03:52 pm

Current Balance $17,330.00
+$50.00 MO Payday (11/24)
+$30.00 Monthly Cellphone Savings
Balance $17,410.00

Local Savings $6880.00
GC Savings $965.00
Capital 360 Savings (US) $4070.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,410.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Roomate moved out! SHOOT!

November 26th, 2017 at 03:47 pm

MO had a young man living in his basement in an extra bedroom when we started dating, then when we got married and moved to our new house, he had moved with us since we have 4 bedrooms and lots of extra room. He paid $400 a month and that extra money went right into savings and was a big help to us. Sadly he has decided to move to CA to live with his GF.....so after 3 1/2 years of the extra money, that is over.

It's a big hit to the finances. We were putting $1300 a month from rent for all of our rentals into savings, so we will have to lower that to $900 and try to continue to work on limited spending (which was going really well till Thanksgiving/Black Friday Shopping went nuts).

On the plus side now we have the 2nd bathroom back and will have another extra bedroom to use for guests or whatever we would like to use it for.

Famous Footwear Deals

November 25th, 2017 at 08:49 am



I stopped into Famous Footwear on Black Friday to see if I could find some new tennis shoes for myself. I still have $100 in wellness dollars from my work I need to use before the end of the year, so I thought maybe I would use some on shoes since I don't really need anything right now. I didn't find anything for myself, but I did find these great deals in the kids clearance! The entire store was BOGO 50% off, which I was happily surprised applied to clearance as well!!

My total for all 4 pairs was $21.30, if I sell them all for $20 each, profit would be $58.70!!

Boys Sketchers $54.99
Clearanced to $10.00!
Final Price after tax $10.65!!
(Marked $20.00 for rummage sale)
*ETA - Sold for $20.00 on FB on 12/4/17
Profit = $9.35

Girls Nine West Furry Boots $49.99
Clearanced to $5.00! (They were marked $12, but rang up at $5!)
-50% off
Final Price + Tax = $2.62!!
(Marked $20.00 for rummage sale)

Girls Circus Brand Boots $49.99
Clearanced to $5.00
Final Price + Tax = $5.33!!
(Marked $20.00 for rummage sale)

Nine West Girls Faux Leather Boots (No reg price on box, but I am guessing $49.99)
Clearance to $5.00
-50% off
Final Price + Tax = $2.62
(Marked $20.00 for rummage sale)
*ETA - Sold on FB for $20.00 on 11/26/17
Profit = $17.38

JCP - $10 off of $10 Coupons

November 23rd, 2017 at 07:38 pm

We snuck into JCP after Thanksgiving dinner. I didn't expect it to be too busy since it was about 3pm on Thanksgiving.....boy was I wrong! The place was a mad house!

They were giving away coupons that could be $10 off of $10, $100 off of $100, or $500 off of $500 purchase! MO and I each got a $10 off of $10, which we were happy with.

I used mine for a shirt for myself, it was $30 and on sale for $11.99, so just had to pay $1.99.

MO didn't find anything he wanted so we used his for a Christmas gift for his brother, a box of monogrammed handkerchiefs that were $25.00, on sale for $9.99, so the coupon wouldn't work, since it had to be $10, so we threw in a pair of slippers that were on a good sale. So the handkerchiefs were free!

While we were shopping we found 2 more $10 off of $10 that someone had left laying on a display! We used one on a gift for my niece, it was $19.99, so we got it for $9.99, and then the last one we used for 2 pairs of slippers that were normally $22.00, but on sale for $5.00, the math is weird because they were signed (we thought) for $5.00, but I think the sign was wrong/misleading, so they rang up for $7.99. The cashier price adjusted them for us to the $5.00, but then said they couldn't use the coupon....it was very confusing.

Between the 3 pairs of slippers we paid $6.38! So only $2.13 per pair, pretty awesome on $22 slippers!
(Marked $8.00 for rummage sale)
*ETA - Sold 3 for $8.00 each on FB on 11/19/17
Profit = $17.62

Overall we spent $19.13, and saved $123.02!! Awesome!

$20K Update

November 20th, 2017 at 09:11 am

I won football pics again last week, but I tied with someone, and we also tied on the tie breaker, so I won $30 instead of $60. I have had the most pics right on 4 separate weeks now, 2 I won, 1 I tied with a bunch of people and I lost the tie breaker so won $0, and this last one I tied with 1 person and we tied with the tiebreaker. I had to pay $85 to play, and have won $150 so far! Hopefully I can win once more before the end of the season!

Current Balance $17,240.00
+$45.00 FB Sales
+$10.58 Payflex Rx Reimbursement
+$30.00 Football Pics Winner
+$4.42 Even Out Amount
Balance $17,330.00

Local Savings $6880.00
GC Savings $935.00
Capital 360 Savings (US) $4020.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,330.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales Week of 11/12/17

November 20th, 2017 at 08:36 am

FB Sales for the week were $108.00!! Christmas items are moving out of here quickly, and since most were purchased at 90% off the profits for these items is a great percentage! I will send whatever doesn't go before Thanksgiving down to my Mom so she can try to sell some in her town too. I know I have gotten rid of a least a few full boxes of stuff already!

Sale #766 (HL) $15.00
Girls Hat, Glove, Scarf Set - We paid $2.56
Sold for $6.00
Profit = $3.44

Girls Christmas Dress - We pad $1.28
Sold for $6.00
Profit = $4.72

Christmas Beanie - We paid $1.05
Sold for $3.00
Profit = $1.95

Sale #767 (LCS) $7.00
Cat + Jack PJ Sets (2) - We paid .84 each
Sold for $3.50 each
Profit = $5.32

Sale #768 (BH) $8.00
Christmas Tree Throws (2) - We paid $1.32 each
Sold for $4.00 each
Profit = $5.36

Sale #769 (PW) $6.00
Pioneer Woman Table Runner - We paid $1.06 each
Sold for $6.00 each
Profit = $4.94

Sale #770 (JC) $27.50
Christmas Tree Throws (2) - We paid $1.32 each
Sold for $4.00 each
Profit = $5.36

Nivea Kiss of Color - We paid $1.32
Sold for $2.50 each
Profit = $1.18

Almay Shadow Softies - We paid .38
Sold for $2.50
Profit = $2.12

Flower Make-Up Kit - We paid $1.99
Sold for $5.00
Profit = $3.01

Wet'N'Wild Haute Eye Collection - We paid $1.06 each
Sold for $4.00
Profit = $2.94

Aloe Infused Christmas Socks - We paid .31
Sold for $2.00
Profit = $1.69

For my Mom: Revlon Crème Eye Shadow for $3.50.

Sale #771 (MB) $3.50
Cat + Jack PJ Sets - We paid .84 each
Sold for $3.50
Profit = $2.66

Sale #772 (JO) $17.50
Cat + Jack PJ Sets - We paid .84 each
Sold for $3.50
Profit = $2.66

Pioneer Woman Kitchen Handtowels 2pk - We paid .63
Sold for $4.00
Profit = $3.37

Pioneer Woman Oven Mitt and Pot Holder Set - We paid .63
Sold for $4.00
Profit = $3.37

Pioneer Woman Table Runner - We paid $1.59
Sold for $6.00
Profit = $4.41

Sale #773 (LQ) $3.00
Elf Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Sale #774 (DDA) $3.00
Santa Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Sale #775 (AP) $6.00
Elf Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Santa Bootie Slippers - We paid .84 each
Sold for $3.00
Profit = $2.16

Sale #776 (BJC) $1.50
Rudolph Socks - We paid .42 each
Sold for $1.50
Profit = $1.08

Sale #777 (DMN) $10.00
Girls Gingerbread Outfit for my SIL - $10.00

Noted November Spending Update

November 17th, 2017 at 07:15 am

We got 1 more No Spend Day under our belt. I think we are doing "ok" Definitely could be doing a little better. I have noticed we are doing better at not grabbing little items when we are close to getting a no spend day. At least we stop and think about it!

I think we could do a No Spend Day today, then tomorrow we are going Christmas Shopping and I am going to try to get as many gifts done in one day as I can.


11/1 - NO SPEND DAY #1
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)
----------------------------------------------------
11/5 - $175.09 Monthly Cable and Internet Bill
11/6 - NO SPEND DAY #2
11/7 - NO SPEND DAY #3
11/8 - $24.99 Fuel for going out of town for Dr
11/8 - $20.00 MO Haircut
11/8 - $17.15 Breakfast while out of town for drs apts
11/8 - $1.25 CVS Deals
11/8 - $7.43 Tractor Supply (not sure what MO bought)
11/9 - $7.25 Breakfast for MOs BD
11/9 - $23.12 Lunch for MOs BD
11/9 - $49.00 Dinner for MOs BD
11/9 - $56.93 Fuel for truck for hunting
-----------------------------------------------------
11/10 - $40.00 MO picked up food while hunting
11/10 - $75.00 Monthly Work Internet Bill (This will be reimbursed by my work)
11/10 - $28.67 Fuel while hunting
11/11 - $17.58 McDonalds breakfast while hunting
11/11 - Pop (UGH!)
11/11 - $18.82 Fuel
11/11 - $27.74 Fuel
11/12 - $5.40 Snacks? Not sure
11/12 - $5.00 T-shirt I bought off local FB site
11/13 - $9.71 Drug Store
11/13 - $91.86 Bath and Body (some to keep, some to resell)
11/14 - NO SPEND DAY #4
11/15 - $68.14 Verizon Monthly Phone Bill
11/15 - $10.64 Grocery Store

$20K Update

November 17th, 2017 at 06:56 am

We had to pull money out of savings to start paying for the patio that is being put on Rental #1. It's a smart decision in the long run because it keeps our renters happy (they have already been there over 2 years) and also increases the value of the property, but still stinks to have to take out of savings when we are trying to go up. Also had to pay our Discover bill from Oct which was higher then normal due to Vegas expenses.

I would like to say we will be going up now, but we have to pay for propane for the winter ($1200) and also home insurance on our 3 houses ($2500) so will probably just be fighting to stay above $15K for awhile.

Current Balance $18,525.00
+$90.00 Mortgage Savings
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
-$1000.00 Patio for Rental #1
-$500.00 Vegas Bills (Flight, TopGolf, etc)
Balance $17,240.00

Local Savings $6790.00
GC Savings $935.00
Capital 360 Savings (US) $4020.00
Capital 360 Savings (Mom Loan Payback Account)$2730.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)
$1500.00
Total Savings = $17,240.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Bath and Body Product Deals

November 17th, 2017 at 06:30 am



The last few sets of B&B Products I had sold so well, so I decided to get some more when they were on sale online last week. If they don't sell well, they always work great for gifts!

I also had a $25 giftcard which I used for some handsoaps for myself as I love those!

Handsoaps (Bought 6)
On sale for 6 for $25
(Keeping these)

Body Creams and Lotions (Bought 14)
Regular Price $13.50 each
-$9.55 Sale Price Each
Final Price (including tax + S+H) = $4.53 each
(Marked $6.00 each for rummage sale)
*ETA - Sold 9 for $6.00 each on FB on 11/19/17
*ETA - Sold 5 for $6.00 each on FB on 12/10/17
Profit = $23.10

FB Sales Week of 11/5/17

November 13th, 2017 at 09:35 am

Lots of sales picked up this week and Christmas items are going great! Total Sales this week were $188.00!!!

Sale #761 (JC) $5.00
UND Helmet Ornaments (4) - We paid .43 each
Sold for $5.00 for set of 4
Profit = $3.28

Sale #762 (BH) $14.00
Curad Bandaids (2) - We paid .53 each
Sold for $1.00 each
Profit = $.94

Girls Hat, Glove and Scarf Set (2) - We paid $2.56 each
Sold for $6.00 each
Profit = $6.88

Sale #763 (JZ) $17.00
Elf on the Shelf, Mini Blankies - We paid .52 each
Sold for $3.00 each
Profit = $2.48

ELF Christmas Beanie - We paid $1.05
Sold for $3.00
Profit = $1.95

Christmas Flag - We paid .61
Sold for $3.00
Profit = $2.39

Christmas Emoji Blankets (2) - We paid $.94 each
Sold for $4.00 each
Profit = $6.12

Sale #764 (JZ) $27.00
UND Christmas Bulbs (4) - We paid $1.17 each
Sold for $5.00 each
Profit = $15.32

Lavender Long Sleeve Hunting Tee - We paid ?
Sold for $2.00
Profit = $?

A coat for MO, $5.00.

Sale #765 (LS) $69.50
Christmas Slipper Socks (2) - We paid .85 each
Sold for $3.00 each
Profit = $4.30

Red Ballerina Slippers - We paid $1.05 each
Sold for $4.00
Profit = $2.95

Shimmer and Shine Hand Sanitizer - We paid $0
Sold for $1.50
Profit = $1.50

Revlon 2-in-1 Nail Art Polish - We paid .95
Sold for $4.00
Profit = $3.05

Elf on the Shelf Candy Cane Nail Polish Kits (2) - We paid $1.30 each
Sold for $3.00 each
Profit = $3.40

Adult Coloring Books - Free After Rebate
Sold for $4.00
Profit = $4.00

Pantene Shampoo and Conditioner (4) - We paid .74 each
Sold for $3.00 each
Profit = $9.04

Nail Polish Set 18pc - We paid $1.87
Sold for $5.00
Profit = $3.13

Finding Dory Creativity Set - We paid $5.81
Sold for $12.00
Profit = $6.19

Sally Hansen Diamond Strength (Me) - I paid $1.37
Sold for $3.00
Profit = $1.63

For my Mom: Head and Shoulder $7.00 and $5.00

Sale #765 (NC) $55.50
Adult Coloring Books (2) - Free After Rebate
Sold for $4.00
Profit = $4.00

Duo Cleanser - We paid $1.44
Sold for $5.00
Profit = $3.56

Christmas Gift Wrap Set - We paid .95
Sold for $5.00
Profit = $4.05

Bath and Body Lotions (4) - We paid .30 each
Sold for $4.00 each
Profit = $14.80

Oven Liners (2) (Me) - Free After Rebate
Sold for $2.50 each
Profit = $5.00

Sodering Iron (Me) - I paid .99
Sold for $4.00
Profit = $3.01

For My Mom: Rag Rugs (2) $6.00, Knife Set $5.00, Hand Cream $1.50

Debt Update - 11/10/17

November 10th, 2017 at 01:20 pm

$1427.30 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1417.30 paid off in the last 2 weeks!
-We went under the next TWO $1000 marks!
-Mom Loan went under the next $1000 mark!
-We reached $100K paid off on Rental #2!!!!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,462.77
Mom Loan #2 $17,897.64
MO Mortgage $84,110.75
My Mortgage $150,300.00
Our Mortgage $247,082.00
Total = $506,856.16

Down $1427.30 in the last 2 weeks!!

Starting total was $587,351.27
$80,495.11 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2650 in a savings account to pay off the Mom Loan, so the amount we still owe that is $15,247.64.

Noted November Spending Update

November 10th, 2017 at 01:13 pm

The trend only 10 days in is very clear, fuel and eating out = $$$$$$$.

MO is out of town now hunting so I am sure he will have a few more gas fills. Hoping to get our 4th No Spend Day on Sunday.

Also planning on doing all Christmas Shopping on one day to get it all done and out of the way.


11/1 - NO SPEND DAY #1
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)
----------------------------------------------------
11/5 - $175.09 Monthly Cable and Internet Bill
11/6 - NO SPEND DAY #2
11/7 - NO SPEND DAY #3
11/8 - $24.99 Fuel for going out of town for Dr
11/8 - $20.00 MO Haircut
11/8 - $17.15 Breakfast while out of town for drs apts
11/8 - $1.25 CVS Deals
11/8 - $7.43 Tractor Supply (not sure what MO bought)
11/9 - $7.25 Breakfast for MOs BD
11/9 - $23.12 Lunch for MOs BD
11/9 - $49.00 Dinner for MOs BD
11/9 - $56.93 Fuel for truck for hunting

$20K Update

November 10th, 2017 at 01:03 pm

Current Balance $18,465.00
+$10.00 Mortgage Savings
+$50.00 MO Payday to Our Savings
Balance $18,525.00

Local Savings $6700.00
GC Savings $2435.00
Capital 360 Savings (US) $3970.00
Capital 360 Savings (Mom Loan Payback Account)$2655.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,525.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Halloween Clearance Grabs at CVS

November 8th, 2017 at 12:08 pm

I stopped into CVS when I was in town to grab the free gummies and cheap Wet'N'Wild Make-up Sets and saw some Halloween clearance. The pumpkin carving sets I had this year all sold out quickly, so I grabbed some more for next year at 75% off!



Pumpkin Carving Set 19pc (Bought 11)
Regular Price $5.99 each
-$4.50 Clearance Price Each
Final Price + Tax = $1.58 each!
(Marked $3.00 each for rummage sale)

Pumpkin Carving Scoop (Bought 2)
Regular Price $4.99 each
-$3.74 Clearance Price Each
Final Price + Tax = $1.33 each!
(Marked $3.00 each for rummage sale)

Wet'N'Wild Mini Mascara Set (Bought 2)
Wet'N'Wild Haute Eye Collection (Bought2)
Regular Price $4.99 Each
*Received $4.00 EB on Each
Final Price + Tax = $1.06 Each
(Marked $3.00 for rummage sale)
*ETA - Sold 1 Haute Set for $4.00 on FB on 11/12/17

Trolli Gummies (Bought 4)
Regular Price $2.00 Each
*Received $2.00 EB on Each
Final Price + Tax = .12 Each!
(Keeping These)


$20K Update

November 7th, 2017 at 02:29 pm

Current Balance $18,435.00
+$3.96 Cap360 Interest
+$6.04 Even Out Amount
+$20.00 FB Sales
Balance $18,465.00

Local Savings $6700.00
GC Savings $2425.00
Capital 360 Savings (US) $3920.00
Capital 360 Savings (Mom Loan Payback Account)$2655.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,465.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Noted Spending November Update

November 6th, 2017 at 07:34 am

Well we had a No Spend Day on the 1st and after that.....not so much. We were out of town 3 of the 6 days, so we ate out, which I suppose we could have packed sandwiches or something, but would have been pretty unrealistic for us to not spend some money on food. However the Subway for dinner on 11/3 and the dinner out on 11/5 definitely weren't necessary. I belive we can have a No Spend Day today and tomorrow (Wed I am out of town for Drs. again), which would put us at 3/9 days which seems good to me! Already eye opening how much we spend on convenience food! I decided to bold the transactions that could have been avoided.

11/1 - No Spend Day!
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)

FB Sales Week of 10/29/17

November 6th, 2017 at 07:15 am

I have quite a few FB Sales ready for pickup, but only one was actually picked up this week. I did start posting Christmas items last night and already have $30 worth of Christmas items pending pickup!

Sale #760 (JC) $25.00
Olay Bodywash (2) - We paid $2.17
Sold for $5.00 each
Profit = $5.66

DUO Cleanser - We paid $1.44
Sold for $5.00
Profit = $3.56

Chapstick Brand Holiday Packs - We paid $1.33
Sold for $3.00
Profit = $1.67

Framing Square (Me) - Free After Rebate
Sold for $7.00
Profit = $7.00

$20K Update - November Rent

November 2nd, 2017 at 12:20 pm

We got all but one of our rent checks, so were able to add some to savings, when we get the last check it will go into checking to pay the mortgage payments next week.

I also had a $25 check that I sent to my cousin as a gift when he got married in July. The check was never cashed so in Sept. I messaged his wife to see if they received the check, she confirmed they did receive it and she would get it deposited. I waited another whole month and it still wasn't cashed, so I messaged her again and she said she would take it to the bank the same day. Now it's been about 4 months and the check still hasn't been cashed so I am just going to write it off in my check book and move that money to savings since I already "spent" it. I think 4 months and 2 messages is enough to allow for them to get it cashed. I balance my checkbook regularly, and I never have a balance of less then a couple hundred, so if they do cash it I will be sure to note that and adjust my balance. But for now it can be added to our Gazelle Savings!

Current Balance $16,985.00
+$1300.00 November Rent
+$25.00 Check never cashed
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $18,435.00

Local Savings $6680.00
GC Savings $2425.00
Capital 360 Savings (US) $3915.00
Capital 360 Savings (Mom Loan Payback Account)$2650.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,435.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Noted Spending November

November 1st, 2017 at 10:02 am

Alright it is Day 1 of Gazelle Savings!

Having two rental properties, holidays coming up, and normal spending, NO SPEND is not very cohesive for us, so I am going for a Noted Spending November. Trying to track all spending for the month and hopefully keep it to a minimum and savings to a maximum!

Today is a normal work day, this evening MO has basketball and I will work some OT and then plan on watching Game 7 of the World Series. We shouldn't have any spending today!