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Archive for August, 2016

$20K Update - Over $6K!

August 31st, 2016 at 02:58 pm

We had our first night of fall coed on Monday night and we were paid everyone's fees, just missing $30 from one teammate who wasn't there that night. Once we get that we will toss that into savings as well. We also got rent from Rental #2 and put half of that into savings, the other half goes towards paying the mortgage for that house.

We have another $400 from the renter in our basement, but I think we are going to hang on to that for now as we have a large and in charge party next weekend at the cabin for an end of year softball jam for one of his men's teams and we will need money for booze and casino (food is already arranged). So rather then put it in savings now and taking it out next week I think we will just hang on to it and whatever we bring home can go into savings.

Current Balance $5,295.00
+$50.00 My Payday to Our Savings (9/1)
+$600.00 Rent from Rental #2
+$270.00 Coed Softball Reimbursements
Balance $6,215.00

Local Savings $2275.00
GC Savings $1380.00
Capital 360 Savings (US) $805.00
Capital 360 Savings (Mom Loan Payback Account)$500.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,215.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Major progress on the garage! Before and After Pics of Man Cave!

August 29th, 2016 at 03:43 pm

This was our first weekend home in I don't know how long and we spend a good chunk of it cleaning out the garage. Got lots of junk organized and tons thrown away! Love getting organized so you can actually see what you have!


This is a little storage room that is built off the side of the garage. When we moved into this house in Sept of last year this room became a dumping ground for everything that was in MO's old garage. I got MO's hunting, fishing, golf, tools, etc. into organized areas. We also installed a closet rod and lofted it so all of his hunting clothes are in one place, but out of the way since they are only used a few weeks a year. Super happy with how this turned out!













This winter we would like to work on the peg board that is already up in there to hang MO's tools for easier access and he would also like a tool bench for Christmas, so we will see about that as well. I love the high ceilings in here, lots of room to add shelves when we get to it!

All of this junk is out of the garage! Plus a load of 6 old TVs, AC Unit, and washer to the dump!

CVS Deals Week of 5/30/16

August 28th, 2016 at 08:42 pm

Couple of deals I never got around to logging! We got a ton of work done in our garage this weekend getting closer to rummage sale ready!



Colgate Optic White Toothpaste (Bought 4)
Regular Price $4.79
-$1.30 Sales Price Each
*Received $2.50 EB on each
Final Price After Tax = $1.06
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 at 5/5/17 rummage sale
*ETA - 1 of these did not sell before it expired so I moved it to my personal stockpile in May 2017.

Pure Silk Shave Foam (Bought 2)
Regular Price $2.37 each
-.38 Sales Price Each
*Received $1.00 EB on ach
Final Price After Tax = $1.06 each
(Keeping these)

Scope Mouthwash 1 Liter (Bought 1)
Regular Price $4.99 each
-.20 Sale Price
-$1.00 CVS CMC Coupon
*Received $3.00 EB
Final Price After Tax = $.91
(Marked $3.00 for rummage sale)

Menards Deals! Lots of freebies!

August 27th, 2016 at 01:18 am

Tons of freebies last week at Menards! Lucky for me my Mom was nice enough to pick some up for me!



Notebooks (20) - Free after rebate
(Marked 10/$4 for rummage sale)
*ETA - Sold 10/$4 on FB on 2/5/17
*ETA - Sold 10/$4 on FB on 3/26/17
Profit = $8.00

Locker Shelves (4) - Free after rebate
(Marked $3.00 each for rummage sale)

Backpacks (6) - .99 after rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 at 9/23/16 rummage sale

Storage Jars (20) - Free after rebate
(Marked $1.00 each for rummage sale)
*ETA - Sold 6 on FB for $1.00 each on 9/16/16
*ETA - Sold 14 on FB for $1.00 each on 9/16/16
Profit = $20.00

Utility Knife (4) - .99 each after rebate
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 9/16/16

My rebates are all already filled out and mailed!

$20K Update

August 26th, 2016 at 09:02 pm

Today is payday for me and I have our regular deposits, plus a nice chunk from FB sales. We recently had to borrow from savings to cover some expenses and I think we can payback $650 to savings with this paycheck. We should be reimbursed for coed softball money next weekend and have another good chunk.


Current Balance $4,440.00
+$50.00 My Payday to Mom Loan Savings (8/26)
+$50.00 My Payday to Our Savings (8/26)
+$105.00 FB Sales
+$650.00 I think I can, I think I can!
Balance $5,295.00

Local Savings $1405.00
GC Savings $1380.00
Capital 360 Savings (US) $755.00
Capital 360 Savings (Mom Loan Payback Account)$500.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $5,295.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Zucchini Madness!!

August 25th, 2016 at 12:17 am




This is my first year having a garden in something like 10 years.....apparently I forgot that you only need to plant 1-2 zucchini plants.....so we have mega amounts of zucchini! I have been trying lots of new yummy recipes. Parmesan Garlic Zucchini Fries, Grilled Zucchini with lemon garlic sauce, and chocolate zucchini cake with homemade chocolate frosting have been favorites!



Yesterday I used my food processor for the first time and shredded up a couple of giant guys! I portioned it into 2 cup servings so I can freeze and use it for muffins and cakes this winter!


(Please ignore my repeated misspelling of zucchini!)

Tonight I made zucchini noodles with my spiralizer and cooked them with Alfredo sauce, mushrooms, onions, garlic and spices for a very delicious, and a little healthier then normal chicken Alfredo!

I found a recipe online for a Blueberry Lemon Zucchini Cake, I think I will try that next!

FB Sales Weeks of 8/8/16 to 8/19/16 - 450th Sale!

August 22nd, 2016 at 09:24 pm

I am a bit behind on logging my FB Sales. Here is the last 2 weeks of sales.

I had my 450th FB Sale!

Profits of $128.68!!! (not counting my Moms stuff as I don't know what she paid for hers).

Joint Sales

Sale #448 (DA) $8.00
Herbal Essences Body Wash(2) - We paid .92 each
Sold for $4.00 each
Profit = $6.16

Sale #449 (MSG) $5.00
Office Depot Pens(5) - We paid .15 each
Sold for $1.00 each
Profit = $4.25

Sale #450 (SOM) $5.00
Pantene Shampoo/Conditioner(2) - We paid .93 each
Sold for $2.50 each
Profit = $3.14

Sale #451 (VR) $12.50
Pantene Shampoo/Conditioner(5) - We paid .93 each
Sold for $2.50 each
Profit = $7.85

Sale #452 (KD) $20.00
Pantene Shampoo/Conditioner(8) - We paid .93 each
Sold for $2.50 each
Profit = $12.56

Sale #453 (KK) $20.00
Pantene Shampoo/Conditioner(4) - We paid .93 each
Sold for $2.50 each
Profit = $6.28

Nivea Lip Balms (5) - Free on Nivea Lotions
Sold for $2.00 each
Profit = $10.00

Sale #454 (AH) $10.00
Purses(2) - We paid $1.00 each for these at a rummage sale
Sold for $5.00 each
Profit = $8.00

Sale #455 (LM) $6.00
Scope Mouthwash 1 Liter Bottles(2) - I paid .32 each
Sold for $3.00 each
Profit = $5.36

Sale #456 (KK) $6.00
Nivea Lip Balm - Free on Nivea Lotion(2)
Sold for $2.00 each
Profit = $2.00

Spic & Span Cleaning Products for my Mom
(4 @ $1.00 each)

Sale #457 (SR) $5.00
Teenage Mutant Ninja Turtle Toothpaste (3) - I paid .14 each
Sold for 3 for $5.00 deal
Profit = $4.58

Sale #458 (SR) $6.00
Lever2000 Bar Soap (4) - We paid .87 for 4 bars
Sold for $2.00
Profit = $1.13

10 Notebooks for $4.00 for my Mom

Sale #459 (NC) $30.00
Pantene Shampoo/Conditioner(4) - We paid .93 each
Sold for $2.50 each
Profit = $6.28

GUM Brand Toothbrushes 2pks (2) - We paid .41 each
Sold for $2.50 each
Profit = $4.18

Almay Shadow Softies - We paid .38
Sold for $2.50
Profit = $2.12

Scope Mouthwash 1 Liter Bottle - I paid .32 each
Sold for $3.00 each
Profit = $2.68

Head & Shoulders 23.7oz - I paid $1.24
Sold for $5.00
Profit = $3.76

Softsoap Handsoaps (2) - I paid .90 each
Sold for $1.00 each
Profit = .20

For my Mom:
Aleve for $3.00
Comfort Patches for $1.00
Utility Knife $4.00
Old Spice Deodorant $2.50

Sale #460 (DC) $65.00
Scope Mouthwash 1 Liter Bottle - I paid .32 each
Sold for $3.00 each
Profit = $2.68

Skintimate Shave Gel (2) - This was a $1.00 Money Maker for us!
Sold for $2.50 each
Profit = $7.00

Venus Razor - I couldn't locate this on my blog so not sure what we paid for it, it was a joint item

Water Blaster - We paid $2.65
Sold for $5.00
Profit = $2.35

Toy Archery Set - We paid $5.31
Sold for $10.00
Profit = $4.69

Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Burt's Bees Cocoa Mint Lip Balm - We paid .87
Sold for $2.00
Profit = $1.13 (Free on CVS GC)

Spiderman Electric Toothbrush - We paid $1.91
Sold for $6.00
Profit = $4.09

Avenger Bathroom Cup Set - We paid $1.31
Sold for $3.00
Profit = $1.69

Herbal Essences Bodywash - We paid $.92
Sold for $4.00
Profit = $3.08

Old Spice Set - We paid $1.31
Sold for $4.00
Profit = $2.69

Caress Body Wash - We paid $1.59
Sold for $4.00
Profit = $2.41

For my Mom:
Scope to Go (2) - $2.00 each
Spray Bottle - $1.00
Fingertip Towel - $1.00

For MO:
Hunting Socks he no longer uses $1.00

$20K Update

August 22nd, 2016 at 12:50 am

Disappointed with this! A big chunk of us going down is because we had to front the $420 roster fee for our coed team. We will get all of that back (minus the $30 a piece for MO and I) but for now we had to pay it ourselves. As we get paid from our teammates we will put the money back into savings. Other then that just mainly overspending on laziness of not cooking and grabbing snacks at convenience stores. Gotta get back on the stick!

I should be able to put a chunk into savings when I get paid on Friday, and we will have rent again next week.


Current Balance $5,405.00
+$50.00 My Payday to Mom Loan Savings (8/12)
+$50.00 MO Payday to Mom Loan Savings (8/19)
+.16 Interest to Mom Loan Savings
+$24.84 Even Out Amount to Mom Loan Savings
+$25.00 My Payday to Our Savings (8/12)
+$50.00 My Payday to Mom Loan Savings (8/12)
+$50.00 MO Payday to Our Savings (8/19)
+$.30 Interest to Our Savings
+$4.70 Even Out Amount to Our Savings
-$420.00 From GC Savings for Coed Softball Fees
+$30.00 Coed Softball Fees
-$170.00 From GC Savings for Football Pool
-$295.00 Checking Deficit
-$315.00 Casino
Balance $4,440.00

Local Savings $1300.00
GC Savings $730.00
Capital 360 Savings (US) $705.00
Capital 360 Savings (Mom Loan Payback Account)$450.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,440.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Debt Update - 8/19/16

August 21st, 2016 at 10:44 pm

This is the 4th update in a row that we have went under the next $1000 mark for total debt! YES! In addition we were actually just $30 away from going down a full $1000 in debt this update, so we threw an extra $35 at Rental #1 just to get over $1000 paid down this update.

My 3 nights a week of softball have finally ended for the summer and I am happy to have about 10-12 hrs a week back in my schedule! Fall coed softball starts in just a few weeks, but that will only be one night a week, and MO and I play on the same team so at least it is quality time! We are hoping to have a rummage sale in Sept, and that should help pull in some extra cash for savings.

Celebrations for this update:
-Total debt went down $1004.32 in the last 2 weeks!
-Rental #1 passed the next $1000 payoff mark!
-Our Mortgage passed the next $1000 payoff mark!
-Our Mortgage went under the next $1000 mark!
-Total debt went under the next $1000 mark!
-Total debt payoff passed $145K!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,111.08
Mom Loan #2 $26,337.23
MO Mortgage $86,640.44
My Mortgage $155,680.00
Our Mortgage $252,829.46
Total = $532,598.21

Down $1004.32 in the last 2 weeks!!

Starting total was $587,351.27
$54,753.06 paid off since 6/19/15 (including downpayment on house).

We have $425 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,912.23.

Awesome Pantene and Crest Deals Last Week at CVS!

August 8th, 2016 at 04:15 pm

Several good deals last week at CVS. If I could have gotten my hands on more coupons I would have done more, but wasn't able to get as many coupons as I wanted. I didn't put everything in the pic, just a few of each different item.



Pantene 12.6oz (Bought 27)
Regular Price $4.99 each
-3/$12 Sale Price
-$5.00 off 3 Pantene Mfr Coupon (Used 9)
-$4.00 off $14.00 Pantene CVS Mfr Coupon (Used 3)
*Received $10EB for every $30 spent on Pantene ($30EB)
Final Price = $21.00 for 27 Pantene!
Tax was $4.02 so .93 each for Pantene
(I also had a $5 Beauty Club EB that I used as well, so they actually would come out to .74 each!)
(Marked $2.50 each for rummage sale)
*ETA - Sold 23 for $2.50 each on FB on 8/22/16

Crest 3D White Toothpaste (Bought 10)
Regular Price $4.39
-$1.39 Sale Price
-$2.00 off 1 Crest Mfr Coupon (10)
-$2.00 off 2 Toothpaste CVS CMC Coupon (3)
*Received $2.00 EB for each toothpaste ($20EB)
Final Price = $16.00 Money Maker on 10 Toothpastes! ($14.70 Money Maker after tax)
(Marked $2.50 each for rummage sale)
*ETA - Sold 6 for $2.50 each at 9/23/16 rummage sale

Body Armour Drinks (Bought 8)
Regular Price $1.99
-Sale Price 2/$3
*Received $3 EB for every 2 purchased ($12EB)
Final Price = 8 drinks for free!! (.20 each after tax)
(Keeping these)

$20K Update - Back over $5K!

August 8th, 2016 at 01:39 pm

Whoo hoo, we are back over $5K! I don't think I ever want to be below that mark again in my life. It's just too stressful having savings that low. We have no plans to dip into savings except for a quick weekend trip to Vegas at the end of September, and we are pretty good at bringing home a good chunk of what we take with, so shouldn't be too much of a change (and hey maybe it will even go up!). So for the foreseeable months/years, I am hoping to just go up, up, up!


Current Balance $4,555.00
+$50.00 MO Payday to Our Savings (7/29)
+$800.00 Rent
Balance $5,405.00

Local Savings $1300.00
GC Savings $1900.00
Capital 360 Savings (US) $625.00
Capital 360 Savings (Mom Loan Payback Account)$325.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $5,405.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Debt Update - 8/5/16

August 8th, 2016 at 01:23 pm

I update every 2 weeks (every payday for MO) and this is the 3rd update in a row that we have went under the next $1000 mark for total debt! That is exciting progress! Looking at the payments for next update, that one we should go under the next $1000 mark again! WHOOT!

We did change our auto deposits from $25 to $50, so that will definitely help the bottom line to get savings to go up while debt is going down!


Celebrations for this update:
-Total debt went down $667.66 in the last 2 weeks!
-Race #2 (Mom Loan and Store Loan) went under the next $1000 mark!
-Total debt went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,223.65
Mom Loan #2 $26,337.23
MO Mortgage $86,849.44
My Mortgage $155,990.00
Our Mortgage $253,202.21
Total = $533,602.53

Down $667.66 in the last 2 weeks!!

Starting total was $587,351.27
$53,748.74 paid off since 6/19/15 (including downpayment on house).

We have $375.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,962.23.