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Archive for March, 2013

April 2013 Mortgage Payment

March 31st, 2013 at 09:00 am

April 2013 Mortgage Payment

Balance $112,300.00
+$257.35 Interest
-$1218.88 Regular Payment
-$638.47 Principle Payment
New Balance $110,700.00

Had $75 in change that I added to this months principle payment.

Escrow Savings Account
$1155.00
+$350.00 April Deposit
=$1505.00

$20K Update - Home Improvements Goal Met!

March 27th, 2013 at 11:10 am

Another one bites the dust! So excited to be doing so well on our goal list so early in the year! I asked DH what he would like to do with the $250 per paycheck that we had been putting towards the Home Improvements, and he said he would like to keep it going to Home Improvements even though our yearly goal is met. This is money from his Track/Cross Country Coach pay, so I am leaving this up to him. He wants to replace our patio door and also put in underground sprinklers this year, and as other home owners out there know, there is always something to be upgraded or fixed, so I think that is a good idea to keep adding to that pot.

The next 3 goals on the list (Anniversary Cruise, Cushion, and HSA) are on autodeposits that will meet those goals for the year. So for now I am going to be adding to our Vegas fund (trip is in July) to give us a little extra fun money for being so good on our savings this year. After that I am hoping to put the Long Term EF up to $2K (I know this is still small, but we really have all of our ING savings as an EF if it was needed) and then make some GOOD extra payments on the house for Sept-Dec. For now we will keep going with our $400-$600 extra payments per month.

Current Focus = Home Improvements $7,115/$7,000 Goal Met!

Current Balance $27,725.00
-$28.00 to Roth IRA
+$3.00 Even Out Amount
+$100.00 Retirement Hold Account
+$200.00 ING Las Vegas
+$250.00 Home Improvements
+$350.00 April 2013 Escrow Amount
New Balance $28,600.00

ING $25,625.00 ($5620.00 Bingo Money)
Home Improvements(cash)$1100.00
HSBC $1875.00
Total = $28,600.00

Got rid of some more movies

March 24th, 2013 at 04:01 pm

Wow ten days without a post...that may be a record for me! Well today I went through our movies (I'm still working in that dumb extra room, but it is slow...and not steady). I took out 15 VHS (yes we still have some of those) and 3 DVDs for the rummage sale. We have been trying to transition our VHS to DVDs so we check out the $5 bin at Walmart and get them from there when we see them. Today we found 2, Indepence Day and The Sandlot. Still probably have close to 45 movies to move over. Saves a ton of room on the movie shelf.

$20K Update! New Car Goal - MET!

March 13th, 2013 at 08:07 am

Yeah we met our New Car Goal!! Next payday will meet the Home Improvements Goal for the year as well! Smile After that we will be bulking up for a little extra fun money for our Vegas trip in July, and then hitting the Long Term EF hard along with the MORTGAGE!

Current Focus = Home Improvements $6,865/$7,000
Current Focus = New Car $10,055/$10,000 - Goal Met!!

Current Balance $27,070.00
+$5.00 Even Out Amount to get ING to $25K, LT EF
+$100.00 HSBC Anniversary Cruise
+$100.00 Retirement Hold Account
+$200.00 ING New Car
+$250.00 Home Improvements
New Balance $27,725.00

ING $25,000.00 ($5620.00 Bingo Money)
Home Improvements(cash)$850.00
HSBC $1875.00
Total = $27,725.00

Coupon Book

March 11th, 2013 at 08:00 am

I think I probably missed an update on this, but this is to my best recollection.

10/9/12 Brunos Pizza - Free Calzone $6.99
10/9/12 Brunos Pizza - Free Pop $2.29
10/16/12 Pita Pit - BOGO Free Pita $6.79
10/24/12 Gloria Jeans - BOGO Free Drink $5.09
10/27/12 Bonanza - Discount on meal $3.00
10/27/12 Cold Stone Creamery - Discount on 2 $3.34
10/30/12 Brunos Pizza - Free Med Pizza $10.99
11/2/12 Bonanza - Discount on meal $3.00
11/2/12 Bowling - BOGO Free Game of Bowling $4.50
11/19/12 Space Aliens - Free cup of soup $2.99
11/28/12 Brunos Pizza - Free dessert $3.99
12/19/12 Simonsons - .05 off per gallon .55
12/19/12 Simonsons - Free Fountain Pop $1.49
01/15/13 Rock'n 50's - BOGO Free meal $8.50
02/20/13 Space Aliens - BOGO Free Wrap $8.00
03/09/13 Rock'n 50's - BOGO Free meal $8.50
_________________________________
Total Saved $79.96

$20K Update

March 8th, 2013 at 08:42 am

Current Focus = Home Improvements $6,615/$7,000
Current Focus = New Car $9,855/$10,000

Current Balance $27,170.00
-$112.00 to ROTH IRA
+$12.00 Even Out Amount
New Balance $27,070.00

ING $24,695.00 ($5620.00 Bingo Money)
Home Improvements(cash)$600.00
HSBC $1775.00
Total = $27,070.00

401K Milestone

March 7th, 2013 at 08:39 am

My 401K finally hit $25K! Yippee! I can't wait till my 401K dollars are more then my age in years...currently at 28 y/o and 25K...so shouldn't be too much longer!

CVS Deals Week of 3/3/13

March 3rd, 2013 at 07:20 pm

Not seeing too much in this weeks add..I did go get my free jelly beans though!

Gold Emblum Sour Jelly Beans 7oz Bag (Bought 2)
Regular Price $1.19
-.20 Sale price
*Received .99 EB
Final Price - 2 Bags Free!!

$20K Update

March 3rd, 2013 at 10:07 am

Moved $1000 from the cash for Home Improvements to the ING Home Improvements.

Current Focus = Home Improvements $6,610/$7,000
Current Focus = New Car $9,855/$10,000

Current Balance $27,170.00
-$1000.00 Home Improvements (cash)
+$1000.00 ING Home Improvements
New Balance $27,170.00

ING $24,795.00 ($4620.00 Bingo Money)
Home Improvements(cash)$600.00
HSBC $1775.00
Total = $27,170.00

CVS Deals Week of 2/24/13

March 2nd, 2013 at 03:02 pm



Colgate Sensitive Pro-Relief 4oz (Bought 2)
Regular Price $6.49
-$1.50 each sale price
-$1.00 each CVS coupon($2.00 off 2 toothpaste)
*Received $4.00 EB each
Final Price - Both Free!!
(Marked $2.50 each for rummage sale)
*ETA - Sold 2 for $2.50 each at 6/15/13 rummage sale
Profit = $5.00

Thermacare Heat Wraps (Bought 2)
Regular Price $3.99
-.50 each sale price
*Received $3.49 EB each
Final Price - Both Free!!
(Marked for $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 at 9/5/13 rummage sale
*ETA - Sold 1 for $3.00 on 3/17/14 to coworker

Glade Premium Room Spray (Bought 16)
Regular Price $2.00
-$1.00 each Sale Price
-.55 Mfr coupon (16)
Final Price .45 each!
(Marked for $1.50 each for rummage sale)
*ETA - Sold 5 at $1.50 each at 6/15/13 rummage sale
*ETA - Sold 4 at $1.50 each at 8/23/13 rummage sale
*ETA - Sold 6 at $1.50 each at 9/5/13 rummage sale


Special K Snacks (Bought 4)
Regular Price $4.49
-$1.99 each sale price
Final Price $2.50 each!
I love these and they are great for snacks at work, my favorite are the Multi-Grain Crackers (taste like Wheat Thins) and the Sour Cream and Onion Chips.

March 2013 Savings Update

March 2nd, 2013 at 09:39 am

March 2013 Savings Update

Regular Savings:
Home Maintanence ING $5015
Cushion $2650
HSA $7900
New Patio Door(cash) $1600
Escrow - $1155
September 2013 $1805 - Complete
Short Term Emergency Fund $1015 - Complete
Long Term Emergency Fund $1015 - Complete
New Car $9855 - Complete
Vacation - $3025 - Complete
Anniversary Cruise $1775
Total Regular Savings = $36,810.00

Retirement Savings:
Retirement Hold Account $900
Roth IRA $6735
Rollover IRA $870
401K $24,725
403B $18,400 (est)
Total Retirement Savings = $51,630.00

Total Savings - $88,440.00

Up $3370 from last month! WOO!

$20K Update - ING Interest

March 2nd, 2013 at 09:18 am

Current Focus = Home Improvements $6,610/$7,000
Current Focus = New Car $9,855/$10,000

Current Balance $27,120.00
+$12.59 ING Interest
+$37.41 Even Out Amount
New Balance $27,170.00

ING $23,795.00 ($4620.00 Bingo Money)
Home Improvements(cash)$1600.00
HSBC $1775.00
Total = $27,170.00