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Giftcard Inventory

January 21st, 2019 at 09:27 am

Wow our giftcard balance is crazy! We used several since last year and still the total went up $600 since last January. I really want to get some of these used up, I hate to think of losing any from getting lost, stolen or destroyed. I do have them all together for safe keeping.

I have a day off next week to have a bunch of apts, including a massage so that will use a $60 massage giftcard. I also plan on going shopping that day in between my apts and possibly using up the JCP, Target and Kohls cards, as well as picking up dinner somewhere that we have a giftcard for.

The Visa cards expire in June, we had planned to use those for car seats for the twins. Now we are going to use those to pay the deductible for the truck repair, and maybe also for our rental car when we go to Laughlin in March.

The Scheels cards are MO's and he has been saving those up to get a new gun.

Anheuser-Busch Rebate Card $15.00
Applebees $2.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Buffalo Wild Wings $25.00
Buffalo Wild Wings $25.00
Buffalo Wild Wings $25.00
Chili’s $50.00
Cracker Barrel $10.00
Discover Cashback Rewards $963.13
Famous Dave’s $30.00
Hobby Lobby $25.00
JCPenney $9.24
Jimmy Johns $30.00
Kohls $25.00
Landry’s Restaurants $32.00
Massage $50.00
Massage $60.00
Medora $100.00
Medora $1000.00
Olive Garden $10.00
Olive Garden $10.00
Olive Garden $10.00
Outback Steakhouse $25.00
Outback Steakhouse $50.00
Papa Johns $10.00
Papa Johns $10.00
Pizza Ranch $12.00
Scheels $5.00
Scheels $25.00
Scheels $25.00
Scheels $25.00
Scheels $25.00
Scheels $25.00
Scheels $25.00
Scheels $25.00
Scheels $25.00
Scheels $75.00
Seize the Deal (Doggie Daycare) $75.00
Starbucks $10.00
Target $5.00
Texas Roadhouse $25.00
Texas Roadhouse $50.00
TGIFridays $25.00
Visa $25.00
Visa $100.00
Visa $100.00
Visa $100.00
Total $3558.37

Keeping busy and trying to breathe

November 21st, 2018 at 10:57 am

Today is two weeks since I delivered our twins. It feels like minutes ago, and also an eternity ago.

Both MO and I are doing our best to stay busy and stay positive. It can be a struggle every second... and then I find a few hrs here and there of calm. I wish so hard I could find a way to keep being "ok". When I find those small breaks where I feel "ok" it feels so wonderful to not feel completely destroyed.

We had my postpartum visit a few days ago. No answers as to why I went into pre-mature labor as the pregnancy was 100% healthy up till then, and I had just had a regular OB apt 10 days prior to going into labor, and there were no issues or red flags at all.
So I am very scared that if I am ever lucky enough to get pregnant again, that the same thing could happen, since they don't know the cause, therefore no way to help prevent.

I have a few family and friends who have been making sure I am still breathing. My Mom, my BF and MO have been awesome. MO especially, he is obviously dealing with his own loss and grief with this, but he still holds me up everyday, and his goal is to get me to laugh and smile at least once a day, which he has accomplished each day...which in itself is a miracle.
I am so incredibly lucky to have him, and that really does keep me going through each terrible minute.

Also my two dogs have been an enormous help. They know mama is so sad (and some part of me thinks that they miss and mourn the babies too) and they comfort me every chance they get with cuddles and kisses. Dogs are simply amazing.

Thank you to everyone for the thoughts and prayers. We are doing our best to continue on for our babies and be the kind of parents they would be proud of. One day and one step at a time.

Our Angels

November 14th, 2018 at 12:33 pm

I’m so so sad to share this news, but as you all know, after many years of waiting my husband and I were expecting twins. We now have two angel babies watching over us.

💗Ember Lynne 👼
💙Bridger John 👼

At 21 weeks I unexpectedly went into labor and was hospitalized. They were able to stop my labor and put me on 100% inverted bedrest. We did everything we could possibly do to keep our sweet babies safe in my tummy. After 11 days of hospitalization, constant monitoring and full bedrest, I went into labor again at 22 weeks and 5 days and they weren’t able to stop it this time.
We lost both of our babies. 💔 Bridger’s heart rate was lost sometime in the night, he is very handsome and was our first sweet angel. Ember was born and we got to hear her cry, she was taken to the NICU and she fought hard for about 4hrs before they took her off the ventilator because there was nothing more they could do for her. We got to hold her as she passed and our baby girl princess was our second angel. I lost a lot of blood after I delivered them and became unresponsive so they had to take me to the OR and do a blood transfusion. My husband stayed with Ember while I was in the OR and she even grabbed his finger. They were both little fighters from the start. We are obviously completely heartbroken. The outpouring of love and support from friends and family has been overwhelming and so appreciated. They are missed and loved more then they will ever know.
💗💙💗💙💗💙💗💙💗💙💗
💗Ember Lynne 👼
💙Bridger John 👼

My husband stayed with me in my room every single night, I dont know what I would do without my wonderful husband being my rock through all of this and making sure I knew he was always there no matter what I needed and how lost I was/am feeling.

Great News on the Jeep!!

August 15th, 2018 at 02:46 pm

Well the Jeep is totaled out, so that stinks, but in good news we are getting a lot more back for it then we anticipated!! We bought the Jeep in May 2016 for $5200.00....and insurance valued it today at $5096.33!! So they only show the value went down $100 since we got it 27 months ago! Basically got to drive it for $50 a year! SWWEEEEEEETTTT!!!!

Our ded is $500, but since it was a non-collision accident (deer, rather then another auto, etc.) the ded is only $250, so we are getting back $4846.33!!

So happy!! We will need to get a new vehicle sooner then later but for now we will make it work with our car and truck until we find the right fit for a new vehicle. We will use some of the money for medical bills and put the rest into savings for now. Smile

Hit a deer :(

August 8th, 2018 at 09:24 am

When MO and I were driving home from softball on Monday night we hit a deer on the highway. MO was driving (thankfully) and two deer ran onto the highway right in front of the Jeep. There was also a vehicle passing us on the left lane at the same time, so hitting the deer was the best option over hitting the other vehicle or going into the ditch and possibly rolling the Jeep. Luckily MO was able to hit the breaks and lessen the blow to us, so it wasn't a super severe impact in the car, we and our 2 dogs who were also in the vehicle are all totally fine. The deer was not Frown and our Jeep is probably totaled. MO contacted insurance and our roadside assistance towed for free to a local bodyshop. We should find out in the next few days if it is a total loss or not, but we are thinking it will probably be totaled out. It's too bad as that was our nicest and most reliable vehicle. But everyone is safe and that is all that matters!

Giftcard Inventory

December 30th, 2017 at 05:58 pm

We usually get giftcards from MO's employer for Christmas, but they didn't do giftcards this year, so no Visa or MasterCard GCs. But we still have a very large balance. The ones for restaurants go quickly in the summer time when we have softball. Menards and CVS are always revolving balances for resell items. Medora is a tourist town and MO won a giftcard there that we can use on food, hotel, entertainment, souvenirs, etc. So we will try to plan a weekend vaca there this summer.

Applebees $2.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Buffalo Wild Wings $25.00
Buffalo Wild Wings $25.00
Buffalo Wild Wings $25.00
CVS $5.00
CVS $10.00
CVS $10.00
CVS $40.15
Discover Cashback Rewards $503.95
JCPenney $9.24
Kohls $25.00
Massage $50.00
McDonalds $100.00
Medora $1000.00
Menards $23.39
Menards $29.79
Menards $50.00
Menards $102.73
Menards $111.48
Menards $299.68
Outback Steakhouse $25.00
Outback Steakhouse $50.00
Papa Johns $10.00
Papa Johns $10.00
Red Lobster $50.00
Scheels $15.00
Scheels $25.00
Scheels $25.00
Starbucks $3.72
Target $5.00
Target $16.00
Texas Roadhouse $50.00
TGIFridays $25.00
Total $2907.13

What happened to Noted Spending November??

December 6th, 2017 at 02:53 pm

Well that went straight out the window...that's where!

we were doing good at tracking spending till Christmas Shopping and Black Friday shopping hit. Things went crazy. So much shopping so many stores.

Besides all the Christmas shopping, tons of deals for resell, and normal needs, I also got a new laptop on Black Friday (Mine is 4 years old and slow as molasses so it was time).


Now that our renter is moving out we need to get even more serious about tracking and reducing our spending. I do think we were doing a good job until the holiday shopping frenzy happened. So hopefully we can stay on track and start 2018 on a good note!

Renter Moving Out - This could get ugly

December 6th, 2017 at 02:48 pm

Just one week after our basement renter moved out, we received notice from our renter in Rental #1 that they will be moving out as of 2/1/18. This renter has been in there since we started renting the house in Sept 2015, always pays rent on time, no problems whatsoever.....we are really sad to see them go!

This rental is in the very small town where we live and right now the housing market is terrible here. So many houses for sale. Population is only around 3K. It's very difficult to find renters.

Plus the renters that were living there had started building a patio on the back of the house with our permission. So they took off the old steps and poured concrete. Now it's Dec and they are going to move out and we have no steps on the back of our house.....UGH!

At least we have two months notice, and we can lower the rent to help find a renter too, but this was definitely not what we needed when we are trying to bulk up savings for medical services in 2018.

Boooooooo!!!!!

Roomate moved out! SHOOT!

November 26th, 2017 at 03:47 pm

MO had a young man living in his basement in an extra bedroom when we started dating, then when we got married and moved to our new house, he had moved with us since we have 4 bedrooms and lots of extra room. He paid $400 a month and that extra money went right into savings and was a big help to us. Sadly he has decided to move to CA to live with his GF.....so after 3 1/2 years of the extra money, that is over.

It's a big hit to the finances. We were putting $1300 a month from rent for all of our rentals into savings, so we will have to lower that to $900 and try to continue to work on limited spending (which was going really well till Thanksgiving/Black Friday Shopping went nuts).

On the plus side now we have the 2nd bathroom back and will have another extra bedroom to use for guests or whatever we would like to use it for.

Noted November Spending Update

November 17th, 2017 at 07:15 am

We got 1 more No Spend Day under our belt. I think we are doing "ok" Definitely could be doing a little better. I have noticed we are doing better at not grabbing little items when we are close to getting a no spend day. At least we stop and think about it!

I think we could do a No Spend Day today, then tomorrow we are going Christmas Shopping and I am going to try to get as many gifts done in one day as I can.


11/1 - NO SPEND DAY #1
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)
----------------------------------------------------
11/5 - $175.09 Monthly Cable and Internet Bill
11/6 - NO SPEND DAY #2
11/7 - NO SPEND DAY #3
11/8 - $24.99 Fuel for going out of town for Dr
11/8 - $20.00 MO Haircut
11/8 - $17.15 Breakfast while out of town for drs apts
11/8 - $1.25 CVS Deals
11/8 - $7.43 Tractor Supply (not sure what MO bought)
11/9 - $7.25 Breakfast for MOs BD
11/9 - $23.12 Lunch for MOs BD
11/9 - $49.00 Dinner for MOs BD
11/9 - $56.93 Fuel for truck for hunting
-----------------------------------------------------
11/10 - $40.00 MO picked up food while hunting
11/10 - $75.00 Monthly Work Internet Bill (This will be reimbursed by my work)
11/10 - $28.67 Fuel while hunting
11/11 - $17.58 McDonalds breakfast while hunting
11/11 - Pop (UGH!)
11/11 - $18.82 Fuel
11/11 - $27.74 Fuel
11/12 - $5.40 Snacks? Not sure
11/12 - $5.00 T-shirt I bought off local FB site
11/13 - $9.71 Drug Store
11/13 - $91.86 Bath and Body (some to keep, some to resell)
11/14 - NO SPEND DAY #4
11/15 - $68.14 Verizon Monthly Phone Bill
11/15 - $10.64 Grocery Store

Noted November Spending Update

November 10th, 2017 at 01:13 pm

The trend only 10 days in is very clear, fuel and eating out = $$$$$$$.

MO is out of town now hunting so I am sure he will have a few more gas fills. Hoping to get our 4th No Spend Day on Sunday.

Also planning on doing all Christmas Shopping on one day to get it all done and out of the way.


11/1 - NO SPEND DAY #1
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)
----------------------------------------------------
11/5 - $175.09 Monthly Cable and Internet Bill
11/6 - NO SPEND DAY #2
11/7 - NO SPEND DAY #3
11/8 - $24.99 Fuel for going out of town for Dr
11/8 - $20.00 MO Haircut
11/8 - $17.15 Breakfast while out of town for drs apts
11/8 - $1.25 CVS Deals
11/8 - $7.43 Tractor Supply (not sure what MO bought)
11/9 - $7.25 Breakfast for MOs BD
11/9 - $23.12 Lunch for MOs BD
11/9 - $49.00 Dinner for MOs BD
11/9 - $56.93 Fuel for truck for hunting