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Archive for November, 2015

$20K Update

November 30th, 2015 at 12:54 pm

Moving right along with savings. We should be able to cash flow Christmas without having to take out any money from savings for presents. We also got one of the home improvements/repair bills we were waiting for ($118 for plumber at the house we are residing in) and I was able to pay that one without taking out of savings as well. Hopefully can keep going up for a little while!

We should be getting rent in the next few days from our 4 renters and then put $400 more into savings.


Current Balance $10,950.00
+$60.00 FB Sales
+$25.00 MO Payday to Our Savings
+$200.00 MO Saving on Mortgage to Mom Savings
Balance $11,235.00


Local Savings $2470.00
GC Savings $1000.00
Capital 360 Savings (US) $2960.00
Capital 360 Savings (Mom Payback Account)$3555.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,235.00

52 Week Challenge
Week 46 $1035(total) + $46(deposit) = $1081

FB Sales Week of 11/23/15 - My 300th Sale!

November 30th, 2015 at 11:40 am

I soooooooo wish pictures were working! Over the long weekend I got my "canning pantry" unpacked and now it is "My Store"! I LOVE IT! And I want you to see it too! lol
It has tons and tons of long shelving built onto the walls and all of the shelves are cleaned and have contact paper. Then I have each area displayed and organized just like a store (shampoo/conditioner, bodywash and lotion, then another area for oral care, makeup, medicine, etc. It looks great! Then any items that are bulk extra, I have in my labeled storage drawers in a little back room at the end of the canning pantry.
I was mostly happy just to have everything put away and organized, but what I also found out is now I sell WAY more!! I have had 3 people come to pickup items they bought off of FB since I finished the store yesterday. The first one came to pick up a $3.00 item and left with $30.00, 2nd came to pick up $5.00 and left with $18.50, and 3rd came to pick up $7.50 and left with $17.50! That's amazing! Plus they all made comments about how they will have to come back to me when they need more stuff!! So excited!

I sold $121.00 worth of items this week and have at least $100 in sales waiting for pickup right now!

Sale #297 (GO)$12.00 (Joint with Mom)
Glue sticks - 4 Bags
Sold for $3.00 each
Profit = $12.00

Sale #298 (RK)$2.00
Owl Key Holder
Sold for $2.00 each
Profit = $2.00

Sale #299 (SKM)$3.00
Knife Set
Sold for $3.00 each
Profit = $3.00

Sale #300 (DA)$24.00
Free Items from Menards
Storage Jars - Free After Rebate
Sold for $1.00 each
Profit = $15.00

2 books for my Mom, $3.00 each = $6.00

Sale #301 (SS)$15.00 (Joint with Mom)
Discounted Items from CVS
Disney Magnets - We paid .31 each
Sold for $1.50 each
Profit = $11.90

Sale #302 (DI)$7.50 (Joint with Mom)
Discounted Items from Walmart
Elf on the Shelf Lip Balm Tin - We paid $1.30
Sold for $2.50 each
Profit = $1.20

Free Items from Menards (Me)
Storage Jars (4) - Free After Rebate
Sold for $1.00 each
Profit = $4.00

1 Storage Jar for my Mom = $1.00

Sale #303 (LQ)$18.50 (Joint with Mom)
Discounted Items from Walmart
Elf on the Shelf NailPolish Candy Cane - We paid $1.30
Sold for $2.50 each
Profit = $1.20

Free at CVS
Almay Deodorant
Sold for $2.50
Profit = $2.50

Also for my Mom
True Result Diabetic Meter $7.00
Colgate Toothpaste $2.50
Boot Tray $2.00
Ice Scraper $1.50

Sale #304 (MB)$30.00 (Joint with Mom)
Discounted Items from Walmart
Elf on the Shelf Lip Balm Tin - We paid $1.30
Sold for $2.50 each
Profit = $1.20

POP - Makeup Artist Studio (2) - We paid $2.63 each
Sold for $8.00 each
Profit = $10.74

Purse Essentials Glitter Hair Ties (2) - We paid .22 each
Sold for $1.00 each
Profit = $1.50

Free Items from Target
Nivea Mint Lip Balm(2) - Free on Nivea Lotions
Sold for $2.00 each
Profit = $4.00

Also for my Mom, 2 GUM Toothbrush sets for $2.50 each = $5.00

Sale #305 (CG)$6.00 (Mom)
Brush Sets (2) for $3.00 each = $6.00

Sale #306 (RH)$3.00 (Mom)
Clifford Book - $3.00

FB Sales Week of 11/16/15

November 23rd, 2015 at 07:56 am

Sold another $76.00 this week! Was very happy to get rid of a lot of my old kitchen items. Everything that is left that I don't want is marked, boxed up, and labeled for rummage sale. Smile

Sale #292 (CC)$2.00
Coffee Mugs
Sold for $2.00
Profit = $2.00

Sale #293 (BG)$40.00
Bar Stools
Sold for $40.00
Profit = $40.00

Sale #294 (JZ)$15.00
Margarita Set
Sold for $12.00
Profit = $12.00

Martini Glasses
Sold for $3.00
Profit = $3.00

Sale #295 (KC)$7.00
Knife Set
Sold for $3.00
Profit = $3.00

Baking Pan
Sold for $1.00
Profit = $1.00

Plastic Cups
Sold for $1.00
Profit = $1.00

Pitcher
Sold for $1.00
Profit = $1.00

Ice Cube Tray
Sold for $1.00
Profit = $1.00

Sale #296 (JP)$6.00 (Joint with Mom)
Glue Gun and extra glue sticks
Sold for $3.00 each
Profit = $6.00

I also sold a sleeper for my Mom for $6.00.

$20K Update

November 23rd, 2015 at 06:59 am

My home insurance was due and we were able to cover about $400 of it out of checking, the rest we had to pull out of savings. We should be back over $11K when MO gets paid on Friday. I already had a lot of Christmas presents, so hopefully won't have to take any of savings for Christmas!

Current Balance $11,530.00
+$25.00 My Payday to Our Savings
+$25.00 My Payday to Mom Savings
+$70.00 FB Sales
-$700.00 Home Insurance for my house (Rental #2)
Balance $10,950.00

Local Savings $2410.00
GC Savings $1000.00
Capital 360 Savings (US) $2935.00
Capital 360 Savings (Mom Payback Account)$3355.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $10,950.00

52 Week Challenge
Week 46 $1035(total) + $46(deposit) = $1081

CVS, Kohls and Menards Deals this week

November 22nd, 2015 at 12:07 pm

Since I moved I haven't been doing much for CVS deals since the closest CVS is now an hr away. I was in town this weekend do some more packing at my old house and got a few deals while we were there. Also got all of my Christmas decorations and wrapping packed up and moved to the new house so I am decorate the day after Thanksgiving. Smile Getting closer and closer to be completely moved!

(Sorry still no pics!)

CVS

Sure Aerosol Deodorant 16oz (Bought 2(
Regular Price $4.99 each
-$2.99 Sale Price each
*Received $1.00 EB each
Final Price = $1.00 each
(Marked $2.50 each for rummage sale)

Skintimate Shave Foam (Bought 2)
Regular Price $3.29 each
*Received $2.00 EB each
Final Price = $1.29 each
(Keeping these)


Menards

Handsoaps (Bought 10) - Joint with Mom
Regular Price (I think $1.00?)
Marked down to .50 each
.33 tax
Final Price .53 each
(Marked $1.00 each for rummage sale)


Kohls

I had a $10 off $10 purchase coupon on the mail, so MO and I did a spin through Kohl's and found a good deal on an electric knife which will be great for Thanksgiving since we are hosting this year!

Toastmaster Electric Knife
Regular Price $19.99
-$2.00 Sale Price
-$1.60 Friends and Family Day Discount
-$10.00 Coupon
Final Price $6.39!

Sweet!!!

$20K Update

November 18th, 2015 at 07:04 am

I was just now cleaning out an old check register and I pulled out the register out of check book holder and $7.00 fell out! The check register was from last Dec, so yeah for surprise money! I stuck it in my change jar for next time.

Current Balance $11,440.00
+$30.00 FB Sales
+$60.00 Coin
Balance $11,530.00

Local Savings $2340.00
GC Savings $1700.00
Capital 360 Savings (US) $2910.00
Capital 360 Savings (Mom Payback Account)$3330.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,530.00

52 Week Challenge
Week 39 $780(total) + $40 + $41 + $42 + $43 + $44 + $45 (deposit) = $1035

Debt Update - 11/13/15

November 17th, 2015 at 07:07 am

Went hunting with hubby this weekend, walked about 3 hrs (yeah for burning calories!) and he got a grouse, a pheasant, and a buck! YEAH! Lots of meat for our freezer this winter! Pheasant and grouse are already prepared for cooking and in the freezer. The buck to the grocery store he manages to be processed into sausage, summer sausage and jerky.

Super happy with this update, went down over $1000 in the last 2 weeks!

Celebrations for this update:
-Total debt went down over $1000 in just 2 weeks!
-Total debt went under $560K!
-Total paid on Bad Debt Race passed $7K!
-Mom Loan went under $14K



Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Loan from Mom $13,994.99
Store Loan $13,346.12
HELOC $29,366.61
MO Mortgage $88,389.24
My Mortgage $158,490.00
Our Mortgage $256,138.59
Total = $559.725.55


$1034.77 paid off in the last 2 weeks!!!

Starting total was $584,391.18.
$24,665.63 paid off since 6/19/15 (including downpayment on house)

We have $3330.00 in a savings account to pay off my Mom, so the amount we still owe her is $10,664.99

FB Sales Week of 11/8/15

November 16th, 2015 at 07:49 am

Sold lots of little items this last week.....but those little items add up to! Plus was happy I sold some Revlon Emory Boards, I made money when I got those, but have had them since 2012! So definitely happy they are finally moving! Sales were only $29, but I got rid of 21 items!


Sale #286 (JS)$2.00
Rubberband Gun
Sold for $2.00
Profit = $2.00

Sale #287 (JZ)$1.00
Book
Sold for $1.00
Profit = $1.00

Sale #288 (LQ)$3.00
Weight Watchers Workout DVD
Sold for $2.00
Profit = $2.00

Discounted Items from CVS
Revlon Emory Boards - I paid .09 (Free on CVS GC)
Sold for $1.00
Profit = $1.00

Sale #289 (AB)$6.00
Discounted Items from Menards
Mini Keychain Tapemeasures (4) - I paid .06 each
Sold for $1.50 each
Profit = $5.76

Sale #290 (SS)$15.00
Discounted Items from Menards
Mini Keychain Tapemeasures (3) - I paid .06 each
Sold for $1.50 each
Profit = $4.32

Discounted Items from CVS
Revlon Emory Boards (3) - I paid .09 (Free on CVS GC)
Sold for $1.00 each
Profit = $3.00

Wide File - I paid .27 (Free on CVS GC)
Sold for $1.00
Profit = $1.00

Revlon Glitter File - I paid -.43 (Money Maker!)
Sold for $1.50
Profit = $1.93

Nivea Lotion Pots (4) - I paid -$1.25 each (Money Maker!)
Sold for $1.00 each
Profit = $9.00!
(I also sold 1 for my Mom too)

Sale #291 (KD)$2.00
Discounted Items from CVS
Kids Strawberry Colgate Toothpaste - I paid .19 (Free on CVS GC)
Sold for $2.00
Profit = $2.00

Bills, bills, bills......$20K Downdate

November 11th, 2015 at 06:57 am

We finally got my walls repaired and painted in my old house (Rental #2). XH had punched about 7 different holes in the walls on different occasions when he was drunk...and then never even fixed them. They are probably 3-4 yrs old, soooooo happy to finally have them repaired, kind of physically hiding some of the scars of my past. MO's Aunt has a painting and drywall company so she did the work and only charged $850 to repair and paint my very high ceiling entryway, kitchen, living room, stairwell, hallway and bathroom. It looks great! And one stop closer to being able to get a renter in the upstairs of the house. All that is left is new carpet in the living room, finishing moving misc items, and a deep cleaning.

I also got a $650 bill from some physical therapy claims I had this summer from a softball injury. That bill I will pay from my HSA.

MO won the football pics last week! He actually tied for first, and then they tied on the tie breaker, so he won $35 instead of $70.

Current Balance $12,230.00
-$850.00 Painting bill for Rental #2
+$35.00 MO Football Pic Winners
+$25.00 MO Payday to Savings
Balance $11,440.00

Local Savings $2250.00
GC Savings $1700.00
Capital 360 Savings (US) $2910.00
Capital 360 Savings (Mom Payback Account)$3330.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,440.00

52 Week Challenge
Week 39 $780(total) + $40 + $41 + $42 + $43 + $44 + $45 (deposit) = $1035

$20 Update

November 8th, 2015 at 03:07 pm

We got another belated wedding gift and added that to savings with our FB sales for the week.

Also our 52 Week Challenge is now over $1000! Smile

Current Balance $12,115.00
+$50.00 Belated Wedding Gift
+$64.00 FB Sales
+$1.00 Even Out Amount
Balance $12,230.00

Local Savings $2215.00
GC Savings $2550.00
Capital 360 Savings (US) $2885.00
Capital 360 Savings (Mom Payback Account)$3330.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $12,230.00

52 Week Challenge
Week 39 $780(total) + $40 + $41 + $42 + $43 + $44 + $45 (deposit) = $1035

FB Sales Week of 11/1/15

November 8th, 2015 at 02:59 pm

Lot of sales again this week! MO and I made $64! Time to put more stuff up for sale!

Sale #279 (KG)$10.00
Crockpot (We had 2, so sold one)
Sold for $10.00
Profit = $10.00

Sale #280 (HL)$5.00
Toaster (We had 2, so sold one)
Sold for $5.00
Profit = $5.00

Sale #281 (PG)$20.00
Craft Bag
Sold for $20.00
Profit = $20.00

Sale #282 (SR)$4.00
Mug with spoon
Sold for $1.00
Profit = $1.00

JELLO Cookbook
Sold for $1.00
Profit = $1.00

ESPN Recipes
Sold for $2.00
Profit = $2.00

Sale #283 (GP)$10.00
Comforter Set with pillow
Sold for $10.00
Profit = $10.00

Sale #284 (DKH)$12.00
Margarita Set (Blue Swirl)
Sold for $12.00
Profit = $12.00

Sale #285 (BC)$9.00
Candy Dish
Sold for $3.00
Profit = $3.00

Toy Set (this was my Moms) - Sold for $6.00

I also sold $6.00 worth of window insulation kits for my Mom.


Update Giftcard Inventory

November 8th, 2015 at 10:57 am

My SIL came and kept me company while our hubbies were hunting together this weekend. We got through a LOT more boxes of misc. stuff. Found several more giftcards!

The new ones I added are in bold.

Applebees $20.00
Applebees $25.27
Barnes & Noble $5.00
Barnes & Noble $10.00
CVS $10.00
CVS $10.00
CVS $10.00
CVS $50.00
CVS E-cert $5.00
CVS E-cert $5.00
CVS E-cert $5.00
JCPenney $25.00
Lowe's $25.00
Lowe's $50.00
MasterCard $100.00
Menards Rebates $114.67
Menards Rebates $146.82
Menards Rebates $214.12
Movie Coupons $10.00
Movie Coupons $10.00
Scheels $5.93
Scheels $25.00
Target $5.00
Target $5.00
Target $5.00
Target $10.00
Target $20.00
Target $50.00
Target $50.00
Texas Road House $50.00
TGIFridays $25.00
Walmart $10.00
Walmart $11.36
Walmart $20.00
Walmart $35.00
TOTAL = $1160.17

Debt Update - 10/30/15

November 4th, 2015 at 07:38 am

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Loan from Mom $14,247.50
Store Loan $13,456.97
HELOC $29,366.61
MO Mortgage $88,389.24
My Mortgage $158,800.00
Our Mortgage $256,500.00
Total = $560,760.32


$483.97 paid off in the last 2 weeks.

Starting total was $584,391.18.
$23,630.86 paid off since 6/19/15 (including downpayment on house)

We have $3305.00 in a savings account to pay off my Mom, so the amount we still owe her is $10,942.50.

$20K Update

November 4th, 2015 at 07:27 am

MO got a small refund ($42.00) from his insurance company which I tossed into savings.

Current Balance $12,020.00
+$42.00 Insurance Refund
+$3.00 Even Out Amount
+$25.00 My Payday to Mom Payback (11/6/15)
+$25.00 My Payday to Our Savings
Balance $12,115.00

Local Savings $2100.00
GC Savings $2550.00
Capital 360 Savings (US) $2885.00
Capital 360 Savings (Mom Payback Account)$3330.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $12,115.00

FB Sales/Moving/21 Day Fix

November 4th, 2015 at 07:22 am

This weekend we got a Uhaul and moved my furniture from my old house an hr away to the new house. It was a very exhausting day for sure! We added about another 20 boxes to the already roomful we still have to unpack. Why do we have so much crap I have been selling stuff daily on FB and made another $80 last week on FB sales. We also got rent from all 4 of our renters and were able to put another $600 in savings, which got us to $12K!


In other news, we are still waiting for a bill from AC install at Rental #2, Electrician bill for hot tub rewiring at our house, electrician bill for heating repair at our house, and once my CC due date gets here we have to pay for my property taxes....so that is the fun we are expecting soon!


MO (My one) has gotten on board with me to do a 21 day fix! I am super excited that he is on board. We both need to lose some weight, we had a major "honeymoon" phase when we started dating and both gained about 20lbs. I have a lot of workout DVDs, so I wrote them all done on scraps of paper and put them in a bowl, 18 totals workouts (P90X3 workouts, some Shape DVDs, 21 Day Fix workouts) and had MO draw one today...P90X3 The Warrior...waita ease into things.....LOL! Monday morning he got up with me at 5am, we did The Warrior workout, had Shakeology for breakfast and he is armed with a grocery list to bring home. He also said he is going to buy a gallon jug of water and use that to measure his water intake. I am so proud of him/us! He is hoping to lose 20lbs and I am hoping to lose 10/15lbs. Would love to have that much off before the holidays start!
Today was day 3, we weighed in this morning and between the 2 of us, we are down 18.5lbs!!! Crazy!


And now on to FB sales...sold another $80 in junk this week! So happy to be making our house less cluttered and putting some $$ in our pockets!

Sale #270 (BH) $15.00
Bamboo Salad Bowl (Got as a gift never used)
Sold for $15.00
Profit = $15.00

Sale #271 (JZ) $7.00
Spice Containers
Sold for $5.00
Profit = $5.00
*Plus 2 Halloween Bags for my Mom

Sale #272 (HL) $6.00
Discounted Items from CVS
Colgate Kids Strawberry Toothpaste (3) - I paid .19 (Free on CVS GC)
Sold for $2.00 each
Profit = $6.00

Sale #273 (JS) $1.00
Berenstein Bear Mug
Sold for $1.00
Profit = $1.00

Sale #274 (JD) $1.00
Star Stickers
Sold for $1.00
Profit = $1.00

Sale #275 (AN) $1.00
2 Squirt Bottles
Sold for $1.00
Profit = $1.00

Sale #276 (DI) $1.00
Misc Knives
Sold for $1.00
Profit = $1.00

Sale #277 (MG) $10.00
John Deere Socks (MO got these when Alco closed for pennies)
I had marked for $4.00 each, but did a deal to get rid of the last 3, 3 for $10.00.
Sold for $10.00
Profit = $10.00

Sale #278 (JC) $40.00
PS2 and games
Sold for $40.00
Profit = $40.00

$20K Update - $12K

November 1st, 2015 at 05:11 pm

We got paid from all of our renters/roomates and I was able to put $400 into savings from that. MO also put another $200 into savings from his paycheck, and quite a few small sales on FB, another $80 less in junk in our house!

We moved all of my furniture and 90% of my belongings today. I am EXHAUSTED! And now MORE unpacking...ugh! Just trying to take it slow so as not to be overwhelmed. Continue to post several items for sale daily.

Current Balance $11,330.00
+$2.98 Interest
+$7.02 Even Out Amounts
+$80.00 FB Sales
+$400.00 from renters to Mom Payback
+$200.00 MO Payday to Mom Payback
Balance $12,020.00

Local Savings $2055.00
GC Savings $2550.00
Capital 360 Savings (US) $2860.00
Capital 360 Savings (Mom Payback Account)$3305.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $12,020.00