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Archive for March, 2017

$20K Update - Renters Moving Out

March 31st, 2017 at 05:08 pm

Well my renters in Rental #2 gave their 30 day notice yesterday. That is good news and bad news. It is bad news because it is never fun to have someone move out, have to get the place cleaned up again, and find new renters. Good news is that the renters that were living there were a friend of MO's, and also Mo's brother. Since it was family we were renting the place for less then we could get in the market $1200...so now we can list it for more! I put it up on my FB page last night for $1500 and already have a few bites. Most promising is my 1st cousin and his GF. I also would be fine lowering the rent for them to $1300, still $100 more then we were getting, and someone I trust in my house. They are coming to look at the place tomorrow, hopefully that will work out! Smile

Current Balance $16,465.00
+$50.00 MO Payday to Our Savings
Balance $16,515.00

Local Savings $8595.00
GC Savings $2910.00
Capital 360 Savings (US) $2335.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,515.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

March 27th, 2017 at 02:34 pm

Hoping MO's bonus at work is on this paycheck on Friday. We have been majorly and stupidly overspending.....so some of it will have to go towards replenishing the checking account, hopefully the rest can go into savings and get us over the $17K mark!

Current Balance $16,410.00
+$55.00 FB Sales
Balance $16,465.00

Local Savings $8595.00
GC Savings $2910.00
Capital 360 Savings (US) $2285.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,465.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

FB Sales Week of 3/19/17

March 27th, 2017 at 02:31 pm

Just 3 sales were picked up this week, but they were decent amounts. I seem to be having a harder time then usual getting people to pickup which is getting to be a bit annoying....hopefully they will get their act together soon!

Total sales for the week was $73.00!!


Sale #621 (KL) $20.50
Axe Bodywash (6) - We paid .66
Sold for $3.00 each
Profit = $14.04

Aurora Make-up Remover (Me) - Free After Rebate
Sold for $2.50
Profit = $2.50

Sale #622 (VRP) $32.50
Axe Bodywash (3) - We paid .66
Sold for $3.00 each
Profit = $7.02

Aurora Make-up Remover (7) (Me) - Free After Rebate
Sold for $2.50 each
Profit = $17.50

Paintbrush (Me) - Free After Rebate
Sold for $3.00
Profit = $3.00

For my Mom - Paintbrush for $3.00

Sale #623 (AP) $20.00
Sparkleville Fun Sets (4) - We paid $1.06 each
Sold for $5.00 each
Profit = $15.76

$20K Update - Payday

March 24th, 2017 at 05:05 pm

Current Balance $16,285.00
+$50.00 My Payday to Our Savings (3/24)
+$75.00 My Payday to Mom Loan Savings (3/24)
Balance $16,410.00

Local Savings $8540.00
GC Savings $2910.00
Capital 360 Savings (US) $2285.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,410.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

Dog Clipper Purchase- Puppy Pictures!

March 23rd, 2017 at 04:58 pm

We have 2 English Springer Spaniel girls, they are our babies! Here are a couple pics of their unbelievable cuteness!

Reigny and Suneigh Nap Time!


Suneigh Bunny!

Spa day for the girls is $100+ each which includes a bath, haircut, nail trim, etc. MO decided to buy a pet trimmer and try to do the haircuts himself, which would save us a LOT of money. The trimmer was $65 + $15 for a two year warranty. Hoping it works for him to do the trimming as that would save us about $800 a year! We shall see how it goes. Smile

$20K Update

March 20th, 2017 at 04:06 pm

Just a little update. Right now we are overspending and just trying to hold onto the $16K. Won't be making any big deposits for sometime unless MO gets his bonus (hopefully on his next payday which is next Friday).

Current Balance $16,185.00
+$50.00 MO Payday to Our Savings (3/17)
+$50.00 FB Sales
Balance $16,285.00

Local Savings $8540.00
GC Savings $2910.00
Capital 360 Savings (US) $2235.00
Capital 360 Savings (Mom Loan Payback Account)$1340.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,285.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

FB Sales Week of 3/12/17

March 20th, 2017 at 01:55 pm

Total sales for the week were $56.50. I have been slacking lately with posting, but I put a bunch of items up yesterday so hopefully I can keep things moving!


Sale #616 (PS) $30.00 (Me)
Mickey Purse - I paid $0 (Buy 1, get 2 free deal)
Sold for $30.00 each
Profit = $30.00

Sale #617 (HL) $16.00
Tresemme Shampoo/Conditioner (2) - We paid .88 each
Sold for $3.00 each
Profit = $4.24

Kids Spin Brush/Toothpaste Sets (2) - We paid $3.18 each
Sold for $5.00 each
Profit = $3.64

Sale #618 (AVB) $4.00
Softsoap Handsoaps (4) - We paid .26 each
Sold for $1.00 each
Profit = $2.96

Sale #619 (RK) $2.00
Manicure Set - We paid .52 each
Sold for $2.00
Profit = $1.48

Sale #620 (JSM) $4.50
Herbal Essences Mousse - We paid .88
Sold for $2.50
Profit = $1.62

Roasting Pans (2) (Me) - I paid $0 (FAR at Menards)
Sold for $1.00 each
Profit = $2.00

Debt Update - 3/17/17

March 19th, 2017 at 02:15 pm

$845.69 paid off in the last 2 weeks!

Still waiting for MO's bonus, hopefully it will be on his next paycheck. In the meantime I am going to stop being lazy and get back on the OT train with 15hrs this week.

Also still waiting for the bill for my car repairs, small town so even though it was fixed and returned to us a week ago, we still haven't been given a bill yet.

Our weekend away last weekend was a nice break and now it's time to hit the work and hustle hard until our Laughlin/Vegas vaca (in 29 days!!!)

Celebrations for this update:
-Total debt went down $845.69 in the last 2 weeks!
-Savings past $16K!!
-Total debt went under the next $1000 mark for the 3rd update in a row!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $9,412.10
Mom Loan #2 $22,424.98
MO Mortgage $85,559.40
My Mortgage $153,150.00
Our Mortgage $250,184.11
Total = $520,730.59

Down $845.69 in the last 2 weeks!!

Starting total was $587,351.27
$66,620.68 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $1340.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $21,084.98.

$20K Update - Passed $16K!

March 13th, 2017 at 03:25 pm

Back from the casino weekend and able to put almost all of the 2016 Weekly Challenge money into savings! Probably won't be putting much into savings for a bit as our CC bill for the month is very high already, and my car is currently in the shop for several repairs/maintenance. So happy to be up to $16K!!!!!

Current Balance $14,720.00
+$10.00 Bud Light Rebate
+$100.00 Brother paid back
+$55.00 FB Sales
+$1300.00 2016 Week Challenge Pot
Balance $16,185.00

Local Savings $8490.00
GC Savings $2910.00
Capital 360 Savings (US) $2185.00
Capital 360 Savings (Mom Loan Payback Account)$1340.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,185.00

52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

FB Sales Week of 3/5/17

March 13th, 2017 at 01:56 pm

Only 3 sales this week, but sales were still $95.00!!

Sale #613 (GP) $30.00 (Me)
Mickey Purse - I paid $0 (Buy 1, get 2 free deal)
Sold for $30.00 each
Profit = $30.00

Sale #614 (SS) $20.00
Xersion Running Shorts (2) - We paid $2.10 each
Sold for $10.00 each
Profit = $15.80

Sale #615 (SR) $45.00
Troll Bank with Paint - We paid $1.07 each
Sold for $8.00 each
Profit = $6.93

Troll Scrapbook Set - We paid $2.13 each
Sold for $6.00 each
Profit = $3.87

Pioneer Woman Mason Jar Mug - We paid $1.44
Sold for $4.00
Profit = $2.56

Picnic Basket Set - Left at a rental
Sold for $12.00
Profit = $12.00

For My Mom:
Crockpot = $15.00

Free Dress!

March 13th, 2017 at 01:36 pm



I was walking through the mall last weekend and saw that Torrid had their clearance Buy One, get TWO Free! So I stopped in to see what they had for clearance. The price were still super high, like only $10 off $60 items.....not what I would call clearance. But since you got two items free I looked around and I found a super cute dress that I can wear for weddings this summer! It was $68.90, clearanced to $58.00. Still a lot for me to spend on a dress. But I looked around some more and found this adorable Mickey Mouse purses, they were the same price as the dress, and I could get 2 for free if I bought the dress. So I did that and am selling the purses for $30 each....which means FREE dress for me! YEAH!!!!!
After I did this deal my Mom stopped in and got 3 more of the purses for us to sell as joint items and those ones we can make a little profit on!
My Purses:
*ETA - Sold 1 for $30.00 on FB on 3/5/17
*ETA - Sold 1 for $30.00 on FB on 3/12/17
Joint Purses:
3 at $20.58 each
*ETA - Sold 1 for $30.00 on FB on 3/26/17
*ETA - Sold 1 for $30.00 on FB on 4/2/17
*ETA - Sold 1 for $30.00 on FB on 4/9/17
Profit = $28.26

$20K Challenge - New auto deposit!

March 10th, 2017 at 04:15 pm

Our home mortgage monthly payment changed from $1681.80 to $1672.89, a difference of $8.91 per month. Rather then forget about that $8.91 savings per month, I have set up a new automatic deposit for the same date that we pay our mortgage, to pull $10 from checking to savings! That's an extra $120 in savings with no changes to our cash flow! Smile

Tomorrow we are going to go on a mini casino vaca with our 2016 Weekly Challenge Money. Whatever we bring home we will move to our normal savings accounts. It will be a nice little time away and hopefully we can bring home a good chunk for savings and pass $15K!

Current Balance $14,585.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
+$10.00 Mortgage Payment Savings
Balance $14,720.00

Local Savings $7025.00
GC Savings $2910.00
Capital 360 Savings (US) $2185.00
Capital 360 Savings (Mom Loan Payback Account)$1340.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $14,720.00

52 Week Challenge
2016 Total = $1378.00
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

$20K Update

March 6th, 2017 at 05:34 pm

Just a little bump in the right direction. Wink

Current Balance $14,550.00
+$25.00 FB Sales
+$1.79 Cap360 Interest
+$8.21 Even Out Amount
Balance $14,585.00

Local Savings $7025.00
GC Savings $2900.00
Capital 360 Savings (US) $2135.00
Capital 360 Savings (Mom Loan Payback Account)$1265.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $14,585.00

52 Week Challenge
2016 Total = $1378.00
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)

FB Sales Week of 2/27/17

March 6th, 2017 at 04:16 pm

I didn't post many items for sale this week since we were out of town for the weekend, still had $107.00 in sales!


Sale #608 (BO) $5.00
Melissa & Doug Lacing Cards - We paid $2.12 each
Sold for $5.00 each
Profit = $2.88

Sale #609 (AE) $32.00
Baby Doll Stroller Set - We paid $5.33 each
Sold for $12.00 each
Profit = $6.67

Ultimate Lab Kit with Microscope - We paid $9.59 each
Sold for $20.00 each
Profit = $10.41

Sale #610 (CB) $10.00
Dearform Slippers - We paid $1.00 each
Sold for $10.00 each
Profit = $9.00


Two Sales for my Mom:
Sale #611 (RR) $35.00
Wheeled Duffel Bag - $35.00

Sale #612 (KJ) $25.00
Griddle - $25.00

Debt Update - 3/3/17

March 6th, 2017 at 01:23 am

$675.48 paid off in the last 2 weeks! 

MO and I both made our dietbets and are both down about 15lbs!

We are going away just for the weekend this next weekend, just the two of us, no friends, no family, no puppies....excited for some QT with my man!

Celebrations for this update:
-Total debt went down $675.48 in the last 2 weeks!
-Savings past $14K!!
-Total debt went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $9,525.98
Mom Loan #2 $22,424.98
MO Mortgage $85,559.40
My Mortgage $153,500.00
Our Mortgage $250,565.92
Total = $521,576.28

Down $675.48 in the last 2 weeks!!

Starting total was $587,351.27
$65,774.35 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $1260 in a savings account to pay off the Mom Loan, so the amount we still owe that is $21,164.98.

Oh My!!!! Coaching Pay - Huge Boost to Savings!

March 1st, 2017 at 05:54 pm

Yeah!!!!!!! MO got his coaching pay today! We weren't expecting it so soon, so this is very exciting!!! His pay was $2558, he kept $158 for fun money and the rest we put into savings. Smile

I also got a 3% raise today that will be effective next month! Happy Day!!!

Up to $14K now, and continue cruising!!

Current Balance $12,100.00
+$50.00 MO Payday to Our Savings (3/3/17)
+$2400.00 Bball Coaching Pay
Balance $14,550.00

Local Savings $7000.00
GC Savings $2900.00
Capital 360 Savings (US) $2130.00
Capital 360 Savings (Mom Loan Payback Account)$1260.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $14,550.00

52 Week Challenge
2016 Total = $1378.00
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)