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Archive for January, 2016

YES! My whole house is rented!

January 29th, 2016 at 11:28 am

Up until now, just the basement of my old house was rented. Since I still had a lot of belongings there I still paid the heat/electricity, water and internet. One of MO's friends was renting the basement for a flat fee of $600 and that was working very well as I trust him so was ok with my belongings still being there. Plus we were able to get some much needed repairs done while still having some rent coming in. Now that I am finally out of there I let him know that if he stays rent will increase to $1200 as of March 1, or if he moves out, I will raise rent to $1500. I am ok with losing the $300 a month to have someone I trust in my property so was really hoping he would stay. Got great news yesterday, MO's brother is going to be moving in to the other half of the house, he is friends with the current renter and will be paying the other $600 a month!

This is awesome! So that will be an extra $600 a month in rent, plus they will now be resp for heat/electricity (est $100 per month) plus internet ($55 per month). So that is an extra $755 per month in my pocket!

AND I still get the benefit of having people I trust in there! Smile

Food Wasting Challenge

January 27th, 2016 at 02:20 pm

I made a goal for this year to write down whenever we throw away any food to see how many dollars we are throwing in the garbage. Today is day 27 and I haven't thrown away anything yet!

That means we ate the leftovers of some soup I made that was supposed to be Beer Cheese Soup, but tasted ONLY of onion (YUCK!). I put my turning brown bananas into my daily Shakeology even when they are D E A D. I have also been putting in some skim milk to try to use it up as well as 0% Greek Yogurt, both past the expiration dates.

I have never been one to follow expiration dates much, but I do use common sense to make sure me or my family doesn't get sick.

I think I can use the rest of the Greek Yogurt up in the next week or so in my shakes. The skim milk is probably ready to be dumped so I will have to jot that one down.

The goal of not wanting to have to write anything down has really helped with making sure that things get used up. I know if we weren't doing this there would have been a LOT more waste, so I am super happy with how it is going so far!

*ETA - Today I ate the last of our celery for a snack. Tonight I noticed that a lot of salad supplies were looking pretty close to the end of their days, so I made 4 salads. One for me, one for MO and two I put in tupperwares for tomorrow. This finished off an expired bag of salad, an expired bag of spinach, and a bag of snowpeas. Also put a good dent in our peppers and carrots.

New appliances!

January 26th, 2016 at 10:39 am

Our new stainless steel appliances came in a few weeks ago. I am so happy to have working appliances! We got a good Black Friday Deal through Best Buy and it is at 0% interest through June 2017. I already set up the auto pay so that we don't have to worry about missing a payment, and we will have it paid off before the due date. We are selling the old microwave and fridge. The stove and dishwasher were both old and broken so Best Buy took them away to recycle for free.

Before pic:


After pic:

Debt Update 1/8/16 and 1/22/16

January 26th, 2016 at 09:37 am

Shoot I just realized I didn't post my debt update numbers for 1/8/16, so here are the last 2 updates!

1/8/16 Update

Celebrations for 1/8/16 update:
-Total debt went down $365.39 this update
-Store Loan went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Loan from Mom $13,487.44
Store Loan $12,901.86
HELOC $28,830.17
MO Mortgage $88,051.53
My Mortgage $158,190.00
Our Mortgage $255,775.94
Total = $557,236.94

$365.39 paid off in the last 2 weeks!!

Starting total was $584,391.18.
$27,154.24 paid off since 6/19/15 (including downpayment on house)

We have $4080.00 in a savings account to pay off my Mom, so the amount we still owe her is $9,407.44.

----------------------------------------------------------------------------

1/22/16 Update

I added our new appliances with Best Buy. We got new stainless steel fridge, microwave, dishwasher and oven. They are so pretty! We have the money in savings to pay for them, but Best Buy was offering 0% for 18 months so we decided to do that and we will pay it off a month or 2 before it is due. I set up auto payments this morning of $50 a month to make sure there are no issues with that, the 0% is good until June 2017. The old fridge and microwave we will be selling. The old stove and dishwasher were junk so we had Best Buy haul them away for recycling at no charge when they brought the new appliances.



Celebrations for 1/22/16 update:
-All of our debts went down this update except for the Mom Loan!
-Rental #1 went under the next $1000 mark!
-Rental #2 went under the next $1000 mark!
-Total debt went under the next $1000 mark! (other then adding the appliances)
-Total debt went down $1191.83! (other then adding the appliances).



Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $2900.00
Loan from Mom $13,487.44
Store Loan $12,790.58
HELOC $28,583.33
MO Mortgage $87,881.72
My Mortgage $157,890.00
Our Mortgage $255,412.04
Total = $558,945.11

Up $1708.17 in the last 2 weeks since we added the appliances.

Starting total was $587,351.27
$28,406.16 paid off since 6/19/15 (including downpayment on house)

We have $4105.00 in a savings account to pay off my Mom, so the amount we still owe her is $9,382.44.

I just spent $200 on dog food!

January 25th, 2016 at 12:57 pm

Oh my that is a LOT! The good news is I saved almost $70!

The cost for the food for our dog is $16.24 for a 15.5lb bag at our local store (there is only a grocery store and a hardware store to buy dog food in our small town).

I just ordered (8) 31.1lb bags from jet.com, total was $237.44, I got $10.64 off for ordering a larger quantity, and then 15% off ($34.08) for placing a new order today (I assume this is for everyone?). No shipping and no tax! So total for 248.8lbs of dog food was $192.72! (Instead of $260 at the grocery store!) Plus MO will be happy he doesn't have to lug the bags of dog food home all the time. Smile I believe this will last us about 10 months.

I don't think jet.com is always the cheapest option, but it is working good for us for dog food!

$20K Update

January 25th, 2016 at 07:01 am

Current Balance $11,835.00
+$25.00 MO Payday to Our Savings
+$12.00 Bball Savings
+$34.00 FB Sales
+$4.00 Even Out Amount
Balance $11,910.00

Local Savings $2625.00
GC Savings $725.00
Capital 360 Savings (US) $3205.00
Capital 360 Savings (Mom Payback Account)$4105.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,910.00

52 Week Challenge
2015 - Week 52 = $1378
2016 - Week 3 $3 (total) + $3 (deposit) = $6

FB Sales Week of 1/18/16

January 25th, 2016 at 06:49 am

FB Sales for last week were $69.00!

Sale #390 (SC) $10.00
Flashmob Eyeliner Set - Joint with Mom
We paid $1.31
Sold for $3.00
Profit = $1.69

POP Hair Boutique - Joint with Mom
We paid $2.56
Sold for $6.00
Profit = $3.44

Pepsi Lip Balm - Joint with Mom
We paid .22
Sold for $1.00
Profit = .78

Sale #391 (CO) $6.00
Emergency Vehicle Toy Set - Joint with Mom
We paid $2.65
Sold for $6.00
Profit = $3.35

Sale #392 (RB) $5.00
Desktop Boxing Bag - Joint with Mom
We paid $3.99
Sold for $5.00
Profit = $1.01
(I accidentally marked this too low, oops!)

Sale #393 (JT) $5.00
Desktop Drum Set - Joint with Mom
We paid $2.65
Sold for $5.00
Profit = $2.35

Sale #394 (SR) $39.00
Desktop Drum Set - Joint with Mom
We paid $2.65
Sold for $5.00
Profit = $2.35

Headphones - Joint with Mom
We paid $2.65
Sold for $6.00
Profit = $3.35

Gummy Bear Making Set - Joint with Mom
We paid $5.31
Sold for $12.00
Profit = $6.69

Meditation Fountain Large - Joint with Mom
We paid $2.65
Sold for $6.00
Profit = $3.35

Frozen Fan Set - Joint with Mom
We paid $2.65
Sold for $5.00
Profit = $2.35

Star Wars Fan/Light Saber Set - Joint with Mom
We paid $2.65
Sold for $5.00
Profit = $2.35

Sale #395 (DA) $4.00
Slipper Socks (2)- Joint with Mom
We paid .32 each
Sold for $2.00 each
Profit = $3.36

Target after Christmas Clearance - 90% off!

January 22nd, 2016 at 07:00 am


Most of the clearance items my Mom found at Target are well...Christmasy..lol. So most of them will be boxed up till next November rather then trying to sell now. But there were a few things that I kept out to sell and these were 90% off deals on everything so next Christmas we will have some nice profits coming in!

I am not going to put the rummage sale prices on the Christmas items right now as I am not marking them at this time. These items are all split with my Mom for cost and profit.

Philips Mini Lights (Bought 2)
Regular Price $11.99
-10.72 Clearance Price
Final Price = $1.27 each after tax

Philips Net Lights (Bought 1)
Regular Price $16.99
-15.19 Clearance Price
Final Price = $1.80 after tax

Mini Lights (Bought 1)
Regular Price $2.99
-2.68 Clearance Price
Final Price = .31 after tax

Tonka Police Car (Bought 1)
Regular Price $3.99
-$3.56 Clearance Price
Final Price = $.43 after tax
(Marked $2.00 for rummage sale)
*ETA - Sold for $2.00 at 9/23/16 rummage sale

Slipper Socks (Bought 2)
Regular Price $3.00
-$2.68 Clearance Price
Final Price = $.32 after tax
(Marked $2.00 each for rummage sale)
*ETA - Sold both pairs for $2.00 each on FB on 1/21/16
Profit = $3.36

Spiderman Electric Toothbrush Set (Bought 2)
Regular Price $11.98
-$10.07 Clearance Price
Final Price = $1.91 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 on FB on 8/22/16
*ETA - Sold 1 for $6.00 at 10/1/16 rummage sale
Profit = $8.18

Reindeer Booties (Bought 1)
Regular Price $7.99
-$7.15 Clearance Price
Final Price = $.84 after tax
*ETA - Sold for $3.00 at 10/1/16 rummage sale
Profit = $2.16

Table Runner (Bought 1)
Regular Price $17.99
-$16.08 Clearance Price
Final Price = $1.91 after tax
*ETA - Sold for $6.00 on FB on 11/18/16
Profit = $4.09

Cookie Exchange Kit (Bought 1)
Regular Price $10.00
-$8.93 Clearance Price
Final Price = $1.07 after tax

Elf on the Shelf Mini Blankies (Bought 2)
Regular Price $9.98
-$9.46 Clearance Price Each
Final Price = $.52 each after tax
*ETA - Sold 1 for $3.00 on FB on 11/18/16

Rudolph Socks (Bought 1)
Regular Price $3.98
-$3.59 Clearance Price
Final Price = $.42 after tax

Mens Christmas Boxers (Bought 1)
Regular Price $5.99
-$5.36 Clearance Price
Final Price = $.63 after tax
(Keeping these for MO)

Santa Dresses with Cardigans (Bought 5)
Regular Price $9.99
-$8.94 Clearance Price
Final Price = $1.05 each after tax
*ETA - Gave 1 as a gift
*ETA - Sold 1 for $5.00 on FB on 11/18/16
*ETA - Sold 2 for $5.00 each on FB on 12/11/16
*ETA - Sold 1 for $5.00 on FB on 12/18/16
Profit = $15.80

"Kiss Me" Onesie (Bought 3)
Regular Price $9.99
-$8.94 Clearance Price
Final Price = $1.05 each after tax
*ETA - Sold 1 for $5.00 on FB on 11/18/16
*ETA - Sold 1 for $5.00 on FB on 12/11/16
*ETA - Sold 1 for $5.00 on FB on 12/18/16
Profit = $11.85

"Santa's Helper" Onesie (Bought 2)
Regular Price $9.99
-$8.94 Clearance Price
Final Price = $1.05 each after tax
*ETA - Sold 2 for $5.00 each on FB on 12/18/16
Profit = $7.90

Christmas Sleepers (Bought 4)
Regular Price $8.99
-$8.04 Clearance Price
Final Price = $.95 each after tax
*ETA - Sold 1 for $4.00 on FB on 11/18/16
*ETA - Sold 1 for $5.00 on FB on 11/18/16
*ETA - Sold 1 for $5.00 on FB on 12/11/16

Santa Sweatshirt (Bought 1)
Regular Price $10.00
-$8.93 Clearance Price
Final Price = $1.07 after tax
*ETA - This got damaged from moisture getting into the storage box before it got sold.
Loss = $1.07

Juniors T-shirts (Bought 1)
Regular Price $12.99
-$11.62 Clearance Price
Final Price = $1.37 after tax

Despicable Me T-shirts (Bought 1)
Regular Price $9.99
-$8.94 Clearance Price
Final Price = $1.05 after tax

Holiday T-shirts (Bought 4)
Regular Price $7.99
-$7.15 Clearance Price
Final Price = $.84 after tax

Hello Kitty T-shirts (Bought 2)
Regular Price $9.99
-$8.94 Clearance Price
Final Price = $1.05 after tax

Disney T-shirts (Bought 6)
Regular Price $9.00
-$8.04 Clearance Price
Final Price = $.96 each after tax
*ETA - Sold 2 Nightmare Before Christmas Shirts for $5.00 each on FB on 10/30/16

Peanuts T-shirts (Bought 1)
Regular Price $14.99
-$13.40 Clearance Price
Final Price = $1.59 each after tax

My Never-Ending To Do List

January 20th, 2016 at 07:50 am

I started a "Never-Ending" To Do List back in July when I was getting ready for the wedding.

I absolutely love it and it helps me get things completed that I pushed off for a long time.

I have always been a big "list" person, and would have little lists all over the place and typically would get the easier tasks done and then the list gets thrown away and the junk I didn't want to do would never get done. Now with my never-ending list, I have a smaller size notebook and every day I write the date and every time I think of something I need to do I write it down even if I have no intentions of doing it today, or even this week or this month, at least it is on the list to eventually get done. Then the next day the same thing, etc. Many of the items are crossed off within the same day or week that I write them down (laundry, dishes, making a recipe, print off a form, renew library books, etc.) and then there are many that stay on there for weeks or even months (change name on passport, get MO a passport, use label maker, etc.).

The reason this works so good for me is because eventually every item that I have ignored will one day be the oldest item on the list....and I want to get the oldest items done....so once something is the oldest item I really work to get it done instead of leaving it. Right now the oldest 2 items on my list are change name with new mortgage company (9/6/15) (they gave me a laundry list of paper work to submit with it, so I am working on getting all of the papers together, relying on MO for some of them) and selling my old wedding ring set (9/19/15).

The name change I definitely would have done right away had it not come with about 20 hoops! When I changed my name on the mortgage for my bank, I just showed them my marriage cert and they changed it right away. With our new mortgage, they gave me a list of 10 items they need including my new SSN Card, a $10 fee (for a name change?!) and many other items.....super frustrating!

The ring I had tried to take around to several jewelry shops to see what they would offer. Unfortunately the best offers I was getting was around $400 (this was a $5000 set, 14K white gold, 2 ctw diamonds) because they all said they would take it all apart and make new jewelry out of it. I want to get rid of it, but I don't NEED the money and if they are only going to give $400 then I am just going to hold onto it for now. I did put it on a local selling site for $2500 so hoping to at least get some interest there...I think the lowest I would take would be $1000-$1500 and that is really sad as it is a beautiful ring, but I certainly understand people not wanting a "used" set.

So if you are like me and always have certain items that you just keep putting off this has helped me a lot to focus and get that old junk done!!

End of Year/Beginning of Year Stuff

January 20th, 2016 at 07:02 am

Well now that I don't have OT, at least I have about 10 hrs more a week to continue working on unpacking, cleaning, organizing and working out!

Since I work from home I get reimbursed for my internet service, but I have to submit the bill monthly for reimbursement. I went through all of my statements today and matched them up with my paystubs to make sure I didn't miss submitting any, and I have been reimbursed for all of them, so that is great and now those can get filed away.

MO and I started entering our taxes on Turbo Tax a few days ago, just wanting to get a general sense of where we are at since we had so many big changes this year. We don't have everything entered yet, but looks like we should be getting a refund of $1000-$2000 which would be great. I was very worried with having the rentals that we would have to pay in this year, but since it is the first year and we have a lot of expenses for getting them up and running it isn't going to hurt us on the refund side.

I also need to overhaul all of my files and move 2014 and 2015 papers from my yearly file to my permanent file. I usually do this every January, but last year at this time I was still dealing with a lot of stuff from XH and just didn't get around (or care to) do it.

$20K Update

January 18th, 2016 at 04:22 pm

We are back from mini vaca. MO was very surprised and we had a great time! Now we should be back to normal life till April-ish. Really going to work hard to cut back on unnecessary expenses, namely eating out, gambling and fuel. Also since OT is cancelled for now, I have been talking with my parents about doing work on their rentals and also possibly putting some hrs in at MO's grocery store. Oh also good news we talked to MO's bro and he is considering moving in as a roommate to my old house to live with MO's friend who currently lives in half of the house. That will be an extra $600 a month for rent PLUS an extra $100-$150 a month in saved utilities! We will make things work!


Current Balance $11,965.00
-$400.00 Mini Vaca
+$25.00 My Payday to Our Savings
+$25.00 My Payday to Mom Loan Savings
+$100.00 Football Win
+$120.00 FB Sales
Balance $11,835.00

Local Savings $2575.00
GC Savings $725.00
Capital 360 Savings (US) $3180.00
Capital 360 Savings (Mom Payback Account)$4105.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,835.00

52 Week Challenge
2015 - Week 52 = $1378
2016 - Week 3 $3 (total) + $3 (deposit) = $6

FB Sales Week of 1/10/16

January 18th, 2016 at 03:17 pm

Whoohoo a great week for sales! Moved tons of the new items we bought right after Christmas. $244.00 in sales this week!


Sale #376 (SK) $7.00
Gillette Shave Set - Joint with Mom
We paid $2.52 each
Sold for $7.00 each
Profit = $4.48

Sale #377 (SO) $18.00
Headphones (3) - Joint with Mom
We paid $2.65 each
Sold for $6.00 each
Profit = $10.05

Sale #378 (BM) $16.00
Meditation Fountains Small(4) - Joint with Mom
We paid $1.59 each
Sold for $4.00 each
Profit = $9.64

Sale #379 (DG) $5.00
Remote Control Car - Joint with Mom
We paid $2.65 each
Sold for $5.00 each
Profit = $2.35

Sale #380 (MC) $12.00
Headphones (2) - Joint with Mom
We paid $2.65 each
Sold for $6.00 each
Profit = $6.70

Sale #381 (AS) $12.00
Headphones (2) - Joint with Mom
We paid $2.65 each
Sold for $6.00 each
Profit = $6.70

Sale #382 (AG) $14.00
Earbuds (2) - Joint with Mom
We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Jewelry Cleaner - Joint with Mom
We paid $2.65
Sold for $6.00
Profit = $3.35

Sale #383 (DA) $54.00
Tough Truck Set (2) - Joint with Mom
We paid $2.65 each
Sold for $6.00 each
Profit = $6.70

Emergency Truck Set (7) - Joint with Mom
We paid $2.65 each
Sold for $6.00 each
Profit = $23.45

Sale #384 (DW) $15.00
Disney Frozen Waffle Maker - Joint with Mom
We paid $7.98 each
Sold for $15.00 each
Profit = $7.02

Sale #385 (AG) $8.00
Jewelry Cleaner - Joint with Mom
We paid $2.65
Sold for $6.00
Profit = $3.35

Burt's Bees Cocoa Mint Lip Balm - Joint with Mom
We paid .87 (Free on CVS GC)
Sold for $2.00
Profit = $2.00

Sale #386 (AH) $7.50
Meditation Fountains Small - Joint with Mom
We paid $1.59 each
Sold for $4.00 each
Profit = $2.41

Scented Nail Polish Kit (Jelly Belly) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Sale #387 (PP) $22.00
Remote Control Car - Joint with Mom
We paid $2.65 each
Sold for $5.00 each
Profit = $2.35

Headphones - Joint with Mom
We paid $2.65 each
Sold for $6.00 each
Profit = $3.35

Dora Toothbrush Set - Joint with Mom
We paid $1.31
Sold for $3.00
Profit = $1.69

Doc McStuffin Toothbrush Set - Joint with Mom
We paid $1.31
Sold for $3.00
Profit = $1.69

Star Wars M&M Set - Joint with Mom
We paid $2.65
Sold for $5.00
Profit = $2.35

Sale #388 (DA) $19.50
Remote Control Car - Joint with Mom
We paid $2.65 each
Sold for $5.00 each
Profit = $2.35

Lego (offbrand) Tubes (3) - Joint with Mom
We paid $1.59 each
Sold for $3.50 each
Profit = $5.73

Bear Hat/Glove Set for my Mom = $4.00

Sale #389 (JZ) $34.00
Headphones - Joint with Mom
We paid $2.65 each
Sold for $6.00 each
Profit = $3.35

Lip Gloss Tin (Blow Pop) - Joint with Mom
We paid $1.31 each
Sold for $3.50
Profit = $2.19

POP Beauty Set Large Size - Joint with Mom
We paid $3.96
Sold for $7.00
Profit = $3.04

Star Wars Headphones - Joint with Mom
We paid $3.99
Sold for $10.00
Profit = $6.01

Ninja Set - Joint with Mom
We paid $1.86
Sold for $3.50
Profit = $1.64

All-in-One Measuring Spoon for my Mom = $4.00

No More OT :(

January 15th, 2016 at 06:16 am

My job has been on unlimited OT for the last 2-3 years. Then 2 days ago, at our busiest time of year, and with no warning we were told there is no more OT. NONE! I'm totally bummed out! I have always worked at least some OT every week, usually about 5-6 hrs a week but anywhere from 2-15 hrs. This is going to be a hard hit to my paycheck for sure. I am hoping this won't be permanent and OT will come back soon, but I have no idea. So until then we will need to be even more diligent with spending (bad timing since we already have a min vaca planned this weekend).

My parents have several rentals and one of them is located in the town next to mine. They are having a lot of issues with their renters (specifically two that are now in jail!) so they will need to get that apartment ready for renting and that will be a way for me to get some extra money helping with cleaning and fixing up the apartment.

CVS/Walmart after Christmas Clearance

January 12th, 2016 at 03:18 pm

After Christmas clearance is one of the best times for us to stock up on items to resell. My Mom got into Walmart and CVS when they had a ton of stuff at 75% off! I just picked the stuff up this weekend and already had $50+ picked up on Monday and have about another $50 or more lined up to be picked up in the next few days. Anything left after the initial round of posting can go into onto the shelves in the "store". Smile

Total spent (including tax) = $389.64
Total potential sales = $869.50
Total potential profit = $479.86!!



Here is the breakdown, all costs and profits would be split with my Mom.

Walmart:

Scented Nail Polish Kits 5ct (Bought 10)
Regular Price $4.88
-$3.66 Clearance Price
Final Price = $1.31 after tax
(Marked $3.50 each for rummage sale)
*ETA - Sold 2 on FB for $3.50 each on 3/7/16
*ETA - Sold 2 on FB for $3.50 each on 3/13/16
*ETA - Sold 3 on FB for $3.50 each on 12/11/16
*ETA - Sold 3 on FB for $3.50 each on 12/18/16
Profit = $21.90

Gillette Razor and Shave Foam Pack (Bought 1)
Regular Price $9.88
-$7.41 Clearance Price
Final Price = $2.52 after tax
(Marked $7.00 for rummage sale)
*ETA - Sold on FB for $7.00 on 1/10/16


CVS

Earbuds (Bought 36)
Regular Price $4.99
-$3.74 Clearance Price
Final Price = $1.33 each after tax
(Marked $4.00 each for rummage sale)
*ETA - Sold 2 for $4.00 each on FB on 1/10/16
*ETA - Sold 1 for $4.00 on FB on 7/24/16
*ETA - Sold 2 for $4.00 each on FB on 8/22/16
*ETA - Sold 2 for $4.00 each at 9/23/16 rummage sale
*ETA - Sold 1 for $4.00 at 10/1/16 rummage sale
*ETA - Sold 3 for $4.00 each on FB on 12/11/16
*ETA - Sold 6 for $4.00 each at 5/5/17 rummage sale
*ETA - Sold 1 for $4.00 on FB on 6/11/17

Headphones (Bought 19)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Sold 9 on FB for $6.00 each on 1/10/16
*ETA - Sold 1 on FB for $6.00 on 1/18/16
*ETA - Sold 1 on FB for $6.00 on 9/16/16
*ETA - Sold 2 for $6.00 each at 10/1/16 rummage sale
*ETA - Sold 4 on FB for $6.00 each on 2/12/17
*ETA - Sold 1 for $6.00 at 5/5/17 rummage sale

Star Wars Headphones (Bought 3)
Regular Price $14.99
-$11.24 Clearance Price
Final Price = $3.99 each after tax
(Marked $10.00 each for rummage sale)
*ETA - Sold 1 on FB for $10.00 on 1/10/16

Peanuts Chocolate Fountain (Bought 8)
Regular Price $19.99
-$15.00 Clearance Price
Final Price = $5.31 each after tax
(Marked $10.00 each for rummage sale)
*ETA - Sold 1 on FB for $10.00 on 2/7/16
*ETA - Sold 1 on FB for $10.00 on 2/14/16
*ETA - Sold 1 for $10.00 at 9/23/16 rummage sale
*ETA - Sold 2 for $8.00 each on FB on 2/19/17
*ETA - Sold 1 for $10.00 on FB on 2/19/17
*ETA - Sold 2 for $10.00 each at 5/5/17 rummage sale
Profit = $33.52

Frozen Waffle Maker (Bought 5)
Regular Price $29.99
-$22.50 Clearance Price
Final Price = $7.98 each after tax
(Marked $15.00 each for rummage sale)
*ETA - Sold 1 for $15.00 on FB on 1/10/16
*ETA - Sold 1 for $10.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $15.00 on FB on 12/11/16

Gummy Bear Maker Kit (Bought 1)
Regular Price $19.99
-$15.00 Clearance Price
Final Price = $5.31 each after tax
(Marked $12.00 each for rummage sale)
*ETA - Sold for $12.00 on FB on 1/18/16

Snow and Noel Marquee Signs (Not pictured) (Bought 2)
Regular Price $24.99
-$18.74 Clearance Price
Final Price = $6.66 each after tax
(Marked $14.00 each for rummage sale)
*ETA - Sold 2 for $14.00 each at 9/23/16 rummage sale
Profit = $14.68

Auto Vac 12V (Bought 2)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Kept one of these for ourselves
*ETA - Sold 1 for $6.00 at 9/23/16 rummage sale
Profit = $3.35

Desktop Punching Bag (Bought 1)
Regular Price $14.99
-$11.24 Clearance Price
Final Price = $3.99 each after tax
(Marked $8.00 each for rummage sale)
*ETA - Sold 1 on FB for $5.00 on 1/18/16

Desktop Drum Set (Bought 3)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 on FB for $5.00 each on 1/18/16
*ETA - Sold 1 for $5.00 at 9/23/16 rummage sale
Profit = $7.05

Meditation Fountain - Small (Bought 8)
Regular Price $5.99
-$4.50 Clearance Price
Final Price = $1.59 each after tax
(Marked $4.00 each for rummage sale
*ETA - Sold 5 on FB for $4.00 each on 1/10/16
*ETA - Sold 1 for $4.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $4.00 at 10/1/16 rummage sale
*ETA - Sold 1 for $4.00 at 5/5/17 rummage sale
Profit = $19.28

Meditation Fountain - Large (Bought 3)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 on FB on 1/18/16
*ETA - Sold 1 for $6.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $6.00 at 5/5/17 rummage sale
Profit = $10.05

Ultrasonic Jewelry Cleaner (Bought 2)
Regular Price $9.99 -$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Sold 2 for $6.00 on FB on 1/10/16

Star Wars Nut Crackers (Bought 4)
Regular Price $14.99
-$11.24 Clearance Price
Final Price = $3.99 each after tax
(Marked $8.00 each for rummage sale)
*Kept one for a gift
*One got returned because it was broken
*ETA - Sold 1 for $7.00 on FB on 2/1/16
*ETA - Sold 1 for $7.00 on FB on 2/14/16
Profit = $6.02

Emergency Vehicle Toy Set (Bought 8)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Sold 7 for $6.00 each on FB on 1/10/16
*ETA - Sold 1 for $6.00 on FB on 1/18/16
Profit = $26.80

Tough Truck Toy Set (Bought 2)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Sold 2 for $6.00 each on FB on 1/10/16
Profit = $5.30

Remote Control Cars (Bought 6)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $5.00 each for rummage sale)
*ETA - Sold 3 for $5.00 on FB on 1/10/16
*ETA - Sold 1 for $5.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $5.00 at 10/1/16 rummage sale
*MO just HAD to keep one of these...lol
Profit = $11.75

Toy Archery Set (Bought 2)
Regular Price $19.99
-$15.00 Clearance Price
Final Price = $5.31 each after tax
(Marked $12.00 each for rummage sale)
*ETA - Sold 1 for $10.00 on FB on 8/22/16
*ETA - Sold 1 for $10.00 at 9/23/16 rummage sale
Profit = $9.38

Light and Sound Robot (Bought 1)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Sold for $5.00 at 10/1/16 rummage sale
Profit = $2.35

Lego (offbrand) Tubes (Bought 3)
Regular Price $5.99
-$4.50 Clearance Price
Final Price = $1.59 each after tax
(Marked $3.50 each for rummage sale)
*ETA - Sold 3 for $3.50 each on FB on 1/10/16
Profit = $5.73

Ninja Play Set (Bought 2)
Regular Price $6.99
-$5.24 Clearance Price
Final Price = $1.86 each after tax
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $3.50 on FB on 1/10/16
*ETA - Sold 1 for $3.50 on FB on 3/13/16
Profit = $3.28

Baseball Field Game (Bought 1)
Regular Price $19.99
-$15.00 Clearance Price
Final Price = $5.31 each after tax
(Marked $12.00 each for rummage sale)
*ETA - Sold for $12.00 on FB on 7/4/16
Profit = $6.69

Frozen Marker Purse (Bought 2)
Regular Price $14.99
-$11.24 Clearance Price
Final Price = $3.99 each after tax
(Marked $8.00 each for rummage sale)
*ETA - Sold 2 for $8.00 each on FB on 12/18/16
Profit = $8.02

Frozen Fan Set (Bought 2)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 1/18/16
*ETA - Sold 1 for $5.00 at 10/1/16 rummage sale
Profit = $4.70

Star Wars Fan/Light Saber Set (Bought 4)
Regular Price $9.99
-$7.50 Clearance Price
Final Price = $2.65 each after tax
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 1/10/16
*ETA - Sold 1 for $5.00 on FB on 1/18/16
*ETA - Sold 1 for $5.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $5.00 at 10/1/16 rummage sale
Profit = $9.40

Star Wars Goblets (Bought 4)
Regular Price $11.99
-$9.00 Clearance Price
Final Price = $3.18 each after tax
(Marked $6.00 each for rummage sale)
*ETA - Decided to keep 3 of these for gifts
*ETA - Sold 1 for $7.00 on FB on 2/14/16
Profit = $3.82

$20K Update - Mini Vaca and Flood Plain?

January 11th, 2016 at 08:14 am

Added in my FB Sales. So close to $12K, but I don't think we are going to get there. I am taking MO on a mini surprise vaca over the long weekend. He hasn't had any days off other than Thanksgiving Day and Christmas Day and he really needs a break. This coming weekend he doesn't have to work and they also aren't having practice or games for his Bball team so I am finally able to sneak him out of here! I booked a room for a casino about 4 hrs away, they have a pool/hot tub, gambling, 3-4 places to eat and my cousin and her BF are also going to meet us there. I am doing my best to not tell MO. I plan to just load him in the car Friday after work and surprise him that way! So hard not to spill the beans! Should be a fun trip!

Oh and good news we paid our last week for the 2015 Weekly Challenge! So that money is set aside and it is NOT included in the $20K Challenge so that is $1378 more we actually do have in savings. Smile We plan on saving that for a trip we are taking in April.

In not so fun news, we have been informed that MO's old house (Rental #1) needs to be surveyed to see if it is in the flood plain or not....and the survey is going to cost about $1200. Booooo! If we get the ok that we are NOT in the flood plain, that will save us about $2K per year in flood insurance costs so hoping that it turns out ok. The map that we got shows part of the yard in the flood plain, and part is not, so I think it is worth the cost of the survey to see if we don't need to pay for flood insurance.

We are STILL waiting for a bill for the New AC at Rental #2, and some other repair bills on our current home. The bill for the new garage door at Rental #2 is due at the end of Feb, and property taxes on Our House and Rental #2 are all due in Feb as well. After this mini vaca it will need to be nose to the grindstone for awhile to get all of these big bills handled!

Current Balance $11,915.00
+$25.00 MO Payday to Our Savings
+$1.91 Interest at Local Savings
+$3.09 Even Out Amount
+$20.00 FB Sales
Balance $11,965.00

Local Savings $2755.00
GC Savings $725.00
Capital 360 Savings (US) $3155.00
Capital 360 Savings (Mom Payback Account)$4080.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,965.00

52 Week Challenge
2015 - Week 52 $1326(total) + $52(deposit) = $1378
2016 - Week 2 $1 (total) + $2 (deposit) = $3

FB Sales Week of 1/3/16

January 11th, 2016 at 07:11 am

Not too many sales last week, $38.00. But a lot of little items moved. I have a lot posted for sale right now so hoping for some good numbers for next week!


My Sales

Sale #372 (CC) $2.00
Smoothie Recipe Cards
Sold for $2.00
Profit = $2.00

Joint with Mom

Sale #373 (NC) $17.50
Lip Gloss Tins (Pepsi and Pop Tart) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $4.38

Lip Balm Boxed Sets (Sponge Bob, Jelly Belly, and Nerds) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $6.57

Sale #374 (SR) $14.50
Lip Gloss Tin (Krispy Kreme) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Lip Balm Boxed Sets (Jelly Belly) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Crayola Lip Balm Set
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Old Spice Gift Set
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Sale #375 (JP) $4.00
Burt's Bees Cocoa Mint Lip Balm - Joint with Mom
We paid $.87 each
Sold for $2.00 each
Profit = $2.26

CVS Deals Week of 1/4/16

January 10th, 2016 at 06:59 pm



I had 2, $5.00 EB that expired this weekend, so I hit up CVS while I was in town for some more Christmas festivities with my family. I was worried that I would have to use them on items that I didn't want/need, or on full price items, but I was very happy I found some deals!

First I noticed they had a lot of Christmas items at 75% off. I really didn't need any Christmas stuff (and a lot of the items left at this point are kind of junky), but I did find 3 evergreen pillar candles. I actually have 3 decorative candle holders in my Christmas decorations that I didn't put out this year because the previous candles I had had melted and become misshapen. So this was a great surprise! I also found a box of Christmas ornament hooks at 75% off, and I wasn't able to put all of my ornaments up this year since some were missing hooks so I grabbed those too. Those were the only Christmas items that I wanted, so then I tried to look for items to resell, but everything was already pretty cleaned out (mostly from my Mom a few days ago..lol) and they were already filling up the empty space with Valentines items. But then I noticed a display of Burt's Bees Lip Balm, it was normal price, but I noticed there were a few seasonal flavors hanging with the normal flavors. They weren't any signs that they were marked down, but when I scanned them they came up 75% off! After that I just needed a few more dollars to use the rest of my EB. I found a good sale on Fiber One bars which are nice to have at my desk for a quick healthy snack so I grabbed a box of those too. The small amount I had to pay OOP (just $1.52) I used a CVS GC for, so I didn't have to pay anything! Total savings before the GC was $39.37!!

Pillar Candles (Bought 3)
Regular Price $5.99 each
-$4.50 Clearance Price Each
Final Price = $1.59 Each after tax (Free on GC)

Ornament Hooks (Bought 1 pk)
Regular Price $1.49
-$1.12 Clearance Price
Final Price = .39 Each after tax (Free on GC)

Burt's Bees Cocoa Mint Lip Balm (Bought 5)
Regular Price $3.29
-$2.47 Clearance Price Each
Final Price = .87 Each after tax! (Joint with Mom) (Free on GC)
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 on FB for $2.00 each on 1/3/16
*ETA - Sold 1 on FB for $2.00 on 1/10/16
*ETA - Sold 1 on FB for $2.00 on 2/1/16
*ETA - Sold 1 on FB for $2.00 on 8/22/16
Profit = $5.65! Plus free on GC for me, so profit I actually $10.00!

Fiber One Bars (Bought 1 box)
Regular Price $4.39
-$2.40 Sale Price
Final Price = $1.99! (Free on GC)

$20K Update

January 4th, 2016 at 12:40 pm

Current Balance $11,815.00
+$12.00 Basketball Savings (2 games)
+$36.00 FB Sales
+$2.00 Even Out
+$50.00 Coin
Balance $11,915.00

Local Savings $2730.00
GC Savings $725.00
Capital 360 Savings (US) $3130.00
Capital 360 Savings (Mom Payback Account)$4080.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,915.00

52 Week Challenge
2015 - Week 47 $1081(total) + $47 +$48 + $49 + $50 + $51(deposit) = $1326
2016 - Week 1 $0 (total) + $1 (deposit) = $1

FB Sales Week of 12/27/15

January 4th, 2016 at 11:53 am

I didn't think I would have any FB Sales this week as I am still dealing with cold/flu crap so hadn't posted anything, but we got those Walmart deals up for sale Saturday night and a bunch of people already came and picked up on Sunday so I got some $$ after all! Also one person came to pickup $14 worth of stuff, shopped my "Store" and left with $37! This was nice to get rid of some "older" items as well as the brand new stuff!

Total Sales for that one day was $68.50!!

Sale #365 (JP) $7.00
Jolly Ranchers/Nerds Lip Gloss Tin (2) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $4.38

Sale #366 (HD) $7.00
Jelly Belly/Nerds Lip Gloss Tin (2) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $4.38

Sale #367 (KD) $7.00
Jolly Ranchers/Pop Tarts Lip Gloss Tin (2) - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $4.38

Sale #368 (KZK) $3.50
Jolly Rancher Lip Gloss Tin - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Sale #369 (KH) $3.50
Nerd Lip Gloss Tin - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Sale #370 (NR) $3.50
Jolly Rancher Nail Polish Set - Joint with Mom
We paid $1.31 each
Sold for $3.50 each
Profit = $2.19

Sale #371 (DC) $37.00
Old Spice Gift Set - Joint with Mom
We paid $1.31 each
Sold for $4.00 each
Profit = $2.69

Head & Shoulders - Joint with Mom
I could not find the record of how much this was purchased for
Sold for $3.00
Profit = ?

TMNT Toothpaste - Me
I paid .14
Sold for $2.00
Profit = $1.86

Pantene (2) - Me
I paid .59 each
Sold for $2.50 each
Profit = $3.82

Venus Razor/Shave Foam Set - Me
I paid $1.49
Sold for $6.00
Profit = $4.51

Eucerin Lotion Travel Size - Me
I paid .19
Sold for .50
Profit = .31

For my lil bro - $1.50 toothbrush
For my Mom 4 tape measure key chains for $1.50 each, TMNJ toothpaste for $2.00, Softsoap Bodywash for $3.00, Nivea Lotion Pot for $1.00.

After Christmas Deals at Walmart!

January 4th, 2016 at 10:30 am

My Mom got into Walmart when they had a lot of items 75% off. Wow that is a lot of loot! We got 91 items to sell! Within 1 day, 9 items are already picked up and about 10 more waiting for pickup!





Also I went shopping with her and got a few purchases for me:

I had 2 $10 gift cards for Bed, Bath & Beyond. They are new to our area so I hadn't been there before. I wasn't super impressed, but I did find 2 cute baskets to help with organizing in the bathroom.

Bed, Bath & Beyond
2 Baskets for organizing the bathroom
$9.99 each
-$2.00 (20% off coupon from flyer I got in the mail)
Used $20 gift card
Final Price to me = Free!

I had .85 left on my gift card which I gave to the women behind me in line since I don't plan on shopping there again. I then transferred $20 to savings since I spend a gift card.


Staples
Rental Property Record Book $15.29
Mini Magnetic Clipboard .50

JCPenney
Christmas Ornament (I needed an ornament for an exchange next weekend)
Regular Price $22.00 (WHAT!!??)
-$18.03 Clearance Price
+.26 Tax
Final Price = $4.23

Also when I was at JCP I had a belt on that I had bought there a few months ago and it was already broken. We found the same one and they let me exchange it, yeah!

Walmart - My purchases
10 Tank tops for $1.68 each (Can't wait to purge old ones!)
2016 Planner $7.97 (Already using like crazy!)
I used $20 in gift cards to pay and transferred another $20 to savings for using a gift card.


Ok here are the purchases for resale!

Walmart

POP Beauty Set - Large Size(Bought 1)
Regular Price $14.88
-$11.16 Clearance Price
+$.24 Tax
Final Price $3.96
*ETA - Sold for $7.00 on FB on 1/10/16
Profit = $3.04

Old Spice Deodorant Sets (Bought 10)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 on FB for $4.00 on 1/2/16
*ETA - Sold 1 on FB for $4.00 on 1/3/16
*ETA - Sold 1 on FB for $4.00 on 7/24/16
*ETA - Sold 1 on FB for $4.00 on 8/22/16
*ETA - Sold 2 for $4.00 each at 5/5/17 rummage sale

Dora(2), Avengers(2) and DocMcStuffins(1) Toothbrush Sets (Bought 5 total)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 Dora, and 1 DocMcStuffins for $3.00 each on FB on 1/10/16
*ETA - Sold 1 Avenger on FB for $3.00 on 8/22/16
*ETA - Sold 1 Dora for $3.00 at 10/1/16 rummage sale

Lip Balm Tins (Bought 19)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.50 each for rummage sale)
*ETA - Sold 8 on FB for $3.50 each on 1/2/16
*ETA - Sold 3 on FB for $3.50 each on 1/3/16
*ETA - Sold 1 on FB for $3.50 each on 1/10/16
*ETA - Sold 1 on FB for $3.50 each on 2/7/16
*ETA - Sold 2 on FB for $3.50 each on 3/7/16
*ETA - Sold 4 for $3.50 each at 9/23/16 rummage sale
*ETA - Sold 2 for $3.50 each at 10/1/16 rummage sale (this puts me over the total, I need to see if I had more of these somewhere else or why I have too many sold?)

Lip Balm Boxed Sets (Bought 7)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.50 each for rummage sale)
*ETA - Sold 4 for $3.50 each on FB on 1/3/16
*ETA - Sold 1 for $3.50 at 10/1/16 rummage sale
*ETA - Sold 1 for $3.50 on FB on 12/18/16
*ETA - Sold 1 for $3.50 on FB on 12/25/16
Profit = $15.33

Pepsi Lip Balm 6pks (Bought 13)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(I opened these up since they are individually packaged inside the bag and marked each lip balm $1.00 for the rummage sale, so $6.00 par pack)
*ETA - Sold 1 on FB for $1.00 on 1/18/16
*ETA - Sold 1 for $1.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $1.00 on FB at 1/15/17
*ETA - Sold 2 for $1.00 each on FB on 4/9/17
*ETA - Sold 1 for $1.00 at 5/5/17 rummage sale
*ETA - Sold 3 6pks for $4.00 at 5/5/17 rummage sale

Scented Nail Polish Sets 5ct (Bought 5)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.50 each for rummage sale)
*ETA - Sold 1 for $3.50 on FB on 1/2/16
*ETA - Sold 1 for $3.50 on FB on 1/10/16
*ETA - Sold 3 for $3.50 each on FB on 3/7/16
Profit = $10.95

Crayola Soaps (Bought 3)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.50 each for rummage sale)
*ETA - Sold 1 for $3.50 on FB on 3/13/16
*ETA - Sold 1 for $3.50 on FB on 12/11/16
*ETA - Sold 1 for $3.50 on FB on 12/18/16
Profit = $6.57

Crayola Nail Polish Kit 5ct (Bought 2)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.50 each for rummage sale)
*ETA - Sold 2 for $3.50 each on FB on 3/13/16
Profit = $4.38

Crayola Lip Balm Set (Bought 6)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.50 each for rummage sale)
*ETA - Sold 1 on FB for $3.50 on 1/3/16
*ETA - Sold 1 on FB for $3.50 on 7/24/16
*ETA - Sold 1 for $3.50 at 9/23/16 rummage sale
*ETA - Sold 1 for $3.50 at 10/1/16 rummage sale
*ETA - Sold 1 for $3.50 on FB on 12/11/16
*ETA - Sold 1 for $3.50 on FB on 12/18/16
Profit = $13.14

Flashmob Eyeliner Set (Bought 2)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 1/18/16
*ETA - Sold 1 for $3.50 on FB on 12/18/16
Profit = $3.88

POP Make-Up Set (Bought 2)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each at 9/23/16 rummage sale
Profit = $3.38

POP Lip Gloss Set (Bought 3)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 3 for $3.00 each at 9/23/16 rummage sale
Profit = $5.07

POP Nail Polish Set (Bought 4)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 3 for $3.00 each on FB on 1/24/16
*ETA - Sold 1 for $3.00 at 9/23/16 rummage sale
Profit = $6.76

Bodycology Lotion Sets (Bought 3)
Regular Price $4.88
-$3.66 Clearance Price
+.09 Tax
Final Price = $1.31 each
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 at 9/23/16 rummage sale
*ETA - Sold 2 for $4.00 each at 10/1/16 rummage sale
Profit = $8.07

Strawberry Shortcake Lipgloss Set (Bought 2)
Regular Price $9.88
-$7.41 Clearance Price
+$.09 Tax
Final Price = $2.56 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 12/11/16
*ETA - Sold 1 for $5.00 on FB on 1/18/17
Profit = $4.70

POP Nail Fan Set (Bought 1)
Regular Price $9.88
-$7.41 Clearance Price
+$.09 Tax
Final Price = $2.56 each
(Marked $5.00 each for rummage sale)
*ETA - Sold for $5.00 at 10/1/16 rummage sale
Profit = $2.44

POP Hair Boutique (Bought 1)
Regular Price $9.88
-$7.41 Clearance Price
+$.09 Tax
Final Price = $2.56 each
(Marked $6.00 each for rummage sale)
*ETA - Sold on FB for $6.00 on 1/18/16
Profit = $3.44

$20K Update

January 2nd, 2016 at 04:00 pm

I went shopping this weekend with my Mom and used a few giftcards. $20 at Bed, Bath & Beyond on some baskets to organize my bathroom cupboard, $20 at Walmart for some tank-tops (only $1.68 each!) and a 2016 planner, $20 at Target for a gift for my in-laws, and $20 at the movies with my SILs. I transferred $80 to savings for using those giftcards. I also got rent from one of the guys living in our basement and interest on our savings account.

Almost caught up on the 2015 Weekly Challenge, just 1 week left to do!

Current Balance $11,270.00
+$400.00 Renter Money
+$80.00 Spent Giftcard Savings
+$25.00 My Payday to Mom Payback Savings
+$25.00 My Payday to Our Savings
+$.07 GC Interest
+$4.93 Even Out
+$4.46 Cap 360 Interest
+$5.54 Even Out Amount
Balance $11,815.00

Local Savings $2630.00
GC Savings $725.00
Capital 360 Savings (US) $3130.00
Capital 360 Savings (Mom Payback Account)$4080.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,815.00

52 Week Challenge
2015 - Week 47 $1081(total) + $47 +$48 + $49 + $50 + $51(deposit) = $1326
2016 - Week 1 $0 (total) + $1 (deposit) = $1