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$20K Update - Mini Vaca and Flood Plain?

January 11th, 2016 at 08:14 am

Added in my FB Sales. So close to $12K, but I don't think we are going to get there. I am taking MO on a mini surprise vaca over the long weekend. He hasn't had any days off other than Thanksgiving Day and Christmas Day and he really needs a break. This coming weekend he doesn't have to work and they also aren't having practice or games for his Bball team so I am finally able to sneak him out of here! I booked a room for a casino about 4 hrs away, they have a pool/hot tub, gambling, 3-4 places to eat and my cousin and her BF are also going to meet us there. I am doing my best to not tell MO. I plan to just load him in the car Friday after work and surprise him that way! So hard not to spill the beans! Should be a fun trip!

Oh and good news we paid our last week for the 2015 Weekly Challenge! So that money is set aside and it is NOT included in the $20K Challenge so that is $1378 more we actually do have in savings. Smile We plan on saving that for a trip we are taking in April.

In not so fun news, we have been informed that MO's old house (Rental #1) needs to be surveyed to see if it is in the flood plain or not....and the survey is going to cost about $1200. Booooo! If we get the ok that we are NOT in the flood plain, that will save us about $2K per year in flood insurance costs so hoping that it turns out ok. The map that we got shows part of the yard in the flood plain, and part is not, so I think it is worth the cost of the survey to see if we don't need to pay for flood insurance.

We are STILL waiting for a bill for the New AC at Rental #2, and some other repair bills on our current home. The bill for the new garage door at Rental #2 is due at the end of Feb, and property taxes on Our House and Rental #2 are all due in Feb as well. After this mini vaca it will need to be nose to the grindstone for awhile to get all of these big bills handled!

Current Balance $11,915.00
+$25.00 MO Payday to Our Savings
+$1.91 Interest at Local Savings
+$3.09 Even Out Amount
+$20.00 FB Sales
Balance $11,965.00

Local Savings $2755.00
GC Savings $725.00
Capital 360 Savings (US) $3155.00
Capital 360 Savings (Mom Payback Account)$4080.00
Capital 360 Savings (Rental Deposit Account) $1250.00
Total Savings = $11,965.00

52 Week Challenge
2015 - Week 52 $1326(total) + $52(deposit) = $1378
2016 - Week 2 $1 (total) + $2 (deposit) = $3

3 Responses to “$20K Update - Mini Vaca and Flood Plain?”

  1. Kiki Says:

    Can't you pull up the FEMA FIRM maps? The flood insurance rate maps would tell you.

  2. Banker Gurl Says:

    MO has been handling this, but according to the maps we have, part of our yard is in the flood plain and part of it is not, so our mortgage lender sent us a letter that we either have to purchase flood insurance or have it surveyed and provide proof that we are not at risk. I will talk more to MO about it tonight and verify what maps he has seen.

  3. VS_ozgirl Says:

    The surprise trip you are doing for your MO is so sweet!!

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