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Viewing the 'Mortgage/Debt Payoff' Category

Debt Update - 11/10/17

November 10th, 2017 at 01:20 pm

$1427.30 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1417.30 paid off in the last 2 weeks!
-We went under the next TWO $1000 marks!
-Mom Loan went under the next $1000 mark!
-We reached $100K paid off on Rental #2!!!!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,462.77
Mom Loan #2 $17,897.64
MO Mortgage $84,110.75
My Mortgage $150,300.00
Our Mortgage $247,082.00
Total = $506,856.16

Down $1427.30 in the last 2 weeks!!

Starting total was $587,351.27
$80,495.11 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2650 in a savings account to pay off the Mom Loan, so the amount we still owe that is $15,247.64.

Debt Update - 10/27/17

October 26th, 2017 at 07:42 am

$297.28 paid off in the last 2 weeks!!!

Celebrations for this update:
-$297.28 paid off in the last 2 weeks!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,578.14
Mom Loan #2 $18,466.86
MO Mortgage $84,110.75
My Mortgage $150,650.00
Our Mortgage $247,474.44
Total = $508,280.19

Down $297.28 in the last 2 weeks!!

Starting total was $587,351.27
$79,071.08 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2575 in a savings account to pay off the Mom Loan, so the amount we still owe that is $15,891.86.

Debt Update - 10/13/17

October 13th, 2017 at 11:30 am

$1414.56 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1414.56 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the third update in a row!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,693.42
Mom Loan #2 $18,466.86
MO Mortgage $84,292.75
My Mortgage $150,650.00
Our Mortgage $247,474.44
Total = $508,577.47

Down $1414.56 in the last 2 weeks!!

Starting total was $587,351.27
$78,773.80 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2415 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,620.13.

Debt Update - 9/29/17

September 28th, 2017 at 01:23 pm

$307.11 paid off in the last 2 weeks!!!

It was a small update this 2 weeks as the only payments were to our 2 smallest payment debts. We were $8 away from getting under the next $1000 mark for total debt, so I threw $10 at My Mortgage, which also got that under the next $1000 mark. Even $10 feels good when it's going in the right direction! Next update 4 out of our 5 debts will go down so it will be a nice one!

Celebrations for this update:
-$307.11 paid off in the last 2 weeks!
-Race #1/My Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the second update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,808.62
Mom Loan #2 $19,035.13
MO Mortgage $84,292.75
My Mortgage $150,990.00
Our Mortgage $247,865.53
Total = $509,992.03

Down $307.11 in the last 2 weeks!!

Starting total was $587,351.27
$77,359.24 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2415 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,620.13.

Debt Update - 9/15/17

September 15th, 2017 at 02:28 pm

$904.77 paid off in the last 2 weeks!!!

So happy that getting under $500K for total debt is getting more and more achievable! Savings is going good and payments are rolling us down quickly! So many great celebrations on this update!

In not so fun news - My car (the vehicle we both try to use the most for low gas mileage) that we just spent something like $1000 on in repairs is down again. We just drove it out of town, 4 hrs each way, all in one day, and it ran great and was totally fine. Then two days later we get in to go to dinner and the power steering is out (again) and smoking. We just had that repaired about 4 weeks ago. MO is going to talk to the mechanic and see if we can get it fixed for free since their repair wasn't satisfactory. If not I think it's time to say goodbye for good. We have 3 other vehicles, so we won't need to deal with any replacement costs, but still sad to see my car of 9 years bite the dust.

Also we decided to do an impromptu trip to Laughlin at the end of Sept. MO starts coaching in October and that takes up all of his time till March, so we decided to get in one more trip this year. We go on a lot of group and family trips, this time it's just going to be the two of us, so that will be nice.


Celebrations for this update:
-$904.77 paid off in the last 2 weeks!
-Bad Debt went under the next $1000 mark!
-Store Loan went under the next $1000 mark!
-Our Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,923.73
Mom Loan #2 $19,035.13
MO Mortgage $84,474.75
My Mortgage $151,000.00
Our Mortgage $247,865.53
Total = $510,299.14

Down $904.77 in the last 2 weeks!!

Starting total was $587,351.27
$77,052.13 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2340 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,695.13.

Debt Update - 9/1/17

August 31st, 2017 at 10:31 am

Celebrations for this update:
-$682.26 paid off in the last 2 weeks!

We were only $203.91 from going under the next $1000 mark, and this would be the 6th update in a row, so I considered just throwing the extra $205 against my mortgage (the only debt we can easily make extra payments on), but decided since that isn't our focus right now to just hold onto it and stick with the plan.

I'm receiving a $600 bonus next payday so hoping to put that whole amount in savings as cash flow finally seems to be leveling out after vaca.


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,038.75
Mom Loan #2 $19,035.13
MO Mortgage $84,474.75
My Mortgage $151,400.00
Our Mortgage $248,255.28
Total = $511,203.91

Down $682.26 in the last 2 weeks!!

Starting total was $587,351.27
$76,147.36 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2265 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,770.13.

Debt Update - 8/18/17

August 18th, 2017 at 01:39 pm

Celebrations for this update:
-$1035.26 paid off in the last 2 weeks!
-Total debt went under the next $1000 mark for the 5th update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,153.68
Mom Loan #2 $19,602.46
MO Mortgage $84,474.75
My Mortgage $151,400.00
Our Mortgage $248,255.28
Total = $511,886.17

Down $1035.26 in the last 2 weeks!!

Starting total was $587,351.27
$75,465.10 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2190 in a savings account to pay off the Mom Loan, so the amount we still owe that is $17,412.46.

Back from Vegas! - Debt Update 8/4/17

August 8th, 2017 at 08:56 am

We are back from Vegas! We didn't win big, but we didn't get our booties kicked either. Our flights, 7 day hotel stay (and our families rooms as well), lots of food, about $300 in gaming, poolside cabana (and $1000 poolside food/alcohol bill) were all comped. It was nice to be able to share some of our comps with my inlaws as well as they are always willing to help us out with watching our puppy girls. We also had a limo ride to and from the airport, a fancy BD dinner at Paris for my SIL's 21st BD, a ride on the High Roller, zipline on Fremont St., a tour of the Mob Museum, some of our group also went to The Blue Man Group, some to Penn and Teller, and my fave was Cher Concert on the last night! It was a great trip and had a lot of fun with hubby and his family. We probably won't go back this year, but we don't have kids so sometimes we go impromptu, so we shall see. With the amount we played through we will be able to get free rooms, etc for the rest of 2017 and 2018 as well.


Now on to financial business! We are right on track to be able to pay off the Mom Loan in Dec. We "could" pay it off now, but we need to have enough to pay off the loan, have our renters deposits in savings in case someone moved out, and have a little EF. Total we need is about $21,750, right now we have about $17K so we need to save another $5K by Dec. That would be a fabulous paydown, and we would blow past the $500K mark. I can't wait! So time to put our nose to the grindstone and get that last bit into savings!


Celebrations for this update:
-$681.14 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark and under $20K!!!!!
-Total debt went under the next $1000 mark for the 4th update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,268.52
Mom Loan #2 $19,602.46
MO Mortgage $84,656.75
My Mortgage $151,750.00
Our Mortgage $248,643.70
Total = $512,921.43

Down $681.14 in the last 2 weeks!!

Starting total was $587,351.27
$74,429.84 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2115 in a savings account to pay off the Mom Loan, so the amount we still owe that is $17,487.46.

Debt Update as of 7/21/17

July 21st, 2017 at 02:39 pm

$1033.76 paid off in the last 2 weeks!

Celebrations for this update:
-$1033.76 paid off in the last 2 weeks!
-My Mortgage went under the next $1000 mark!
-Our Mortgage went under the next $1000 mark!
-Total debt went under the next $1000 mark for the 3rd update in a row!
-Payoff on Race #3 passed $35K

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,383.27
Mom Loan #2 $20,168.85
MO Mortgage $84,656.75
My Mortgage $151,750.00
Our Mortgage $248,643.70
Total = $513,602.57

Down $1033.76 in the last 2 weeks!!

Starting total was $587,351.27
$73,748.70 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2035 in a savings account to pay off the Mom Loan, so the amount we still owe that is $18,133.85.

Debt Update - 7/7/17

July 7th, 2017 at 02:28 pm

$680.02 paid off in the last 2 weeks!

Celebrations for this update:
-Total debt went down $680.02 in the last 2 weeks!
-Bad Debt (Mom Loan and Store Loan combined) went under the next $1000 mark!
-Total Debt went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,497.94
Mom Loan #2 $20,168.85
MO Mortgage $84,838.75
My Mortgage $152,100.00
Our Mortgage $249,030.79
Total = $514,636.33

Down $680.02 in the last 2 weeks!!

Starting total was $587,351.27
$72,714.94 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $1960 in a savings account to pay off the Mom Loan, so the amount we still owe that is $18,208.85.

Debt Update - 6/23/17

June 26th, 2017 at 10:31 am

$1001.93 paid off in the last 2 weeks!

Celebrations for this update:
-Total debt went down $1001.93 in the last 2 weeks!
-MO Mortgage went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,612.52
Mom Loan #2 $20,734.29
MO Mortgage $84,838.75
My Mortgage $152,100.00
Our Mortgage $249,030.79
Total = $515,316.35

Down $1001.93 in the last 2 weeks!!

Starting total was $587,351.27
$72,033.67 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $1880 in a savings account to pay off the Mom Loan, so the amount we still owe that is $18,854.29.

Debt Update as of 6/9/17

June 9th, 2017 at 04:32 pm

$678.90 paid off in the last 2 weeks!

Celebrations for this update:
-Total debt went down $678.90 in the last 2 weeks!
-Race #2 went under the next $1000 mark, and under $30K!
-Mom Loan went under the next $1000 mark!
-We officially have more $$ in savings then we owe on the Mom Loan!!!!
-Savings still holding over $20K!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,727.01
Mom Loan #2 $20,734.29
MO Mortgage $85,020.43
My Mortgage $152,450.00
Our Mortgage $249,416.55
Total = $516,318.28

Down $678.90 in the last 2 weeks!!

Starting total was $587,351.27
$71,032.99 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $1805.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $18,929.29.

Debt Update as of 5/26/17

May 26th, 2017 at 03:04 pm

$324.31 paid off in the last 2 weeks!

Celebrations for this update:
-Total debt went down $324.31 in the last 2 weeks!
-Total debt went under the next $1000 mark for the 4th update in a row!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $8,841.41
Mom Loan #2 $21,298.79
MO Mortgage $85,020.43
My Mortgage $152,450.00
Our Mortgage $249,416.55
Total = $516,997.18

Down $324.31 in the last 2 weeks!!

Starting total was $587,351.27
$70,354.09 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $1725.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $19,573.79.