We use our Discover Card for everything....and I mean EVERYTHING. All daily purchases like fuel, groceries, gifts, going out to eat, vacations and household supplies. As well as monthly bills like our cell phone bill, water bill, utilities bill and gym membership. The only thing we don't put on the Discover is the electricity and the mortgage since they don't accept credit cards. We always pay the balance in full every month, have been doing so since I got a credit card when I was 18, 8 years ago.
So every other month or so we get $50 is Discover Rewards for Free. You can use them for cash, a credit to your bill, or you can get Partner Rewards. Partner Rewards are when you use your balance to get a gift card with a bonus amount. Example would be: You use $45 of your balance and they send you a $50 gift card to Applebees. So the $45 is free cause it is your Discover Reward, and $5 bonus for choosing the gift card option.
Normally I always get the cash automatically deposited into our savings account. But next month we are going to a wedding out of state and will be staying at a Best Western hotel. So I checked the list and Best Western is one of their vendor partners. So I used $45 in rewards and got a $50 gift card for the Best Western which will cover almost our whole hotel bill. Yeah!
I love Discover, they are so convenient, great website and I enjoy their rewards!
Discover Rewards
October 25th, 2010 at 01:54 am
October 25th, 2010 at 03:17 pm 1288016264
October 25th, 2010 at 03:30 pm 1288017005
October 25th, 2010 at 04:40 pm 1288021259
October 25th, 2010 at 07:33 pm 1288031584
I use discover rewards card too, but this one has rotating rewards every quarter, for eg. this quarter it is 5% cash back on restaurants, department stores and clothing stores (but the catch is - its only upto $300 spent) so that leaves me with a potential cash back of only $15.
Overall it is only 0.25% back on the first $3000 spent in a year.
Do you use a different discover cash back card?
October 26th, 2010 at 01:38 pm 1288096724