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$20K Update

November 15th, 2019 at 09:24 am

Current Balance $18,300.00
+$185.00 FB Sales
+$50.00 My Payday to Our Savings (11/15)
+$75.00 My Payday to Our Savings (11/15)
Balance $18,610.00

Local Savings $6635.00
GC Savings $1390.00
Capital 360 Savings (US) $5365.00
Capital 360 Savings (Mom Loan Payback Account)$2870.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,610.00

52 Week Challenge
2019 Total = $1138 (Weeks 1-29, 33-47, and 51-52 are paid)

$20K Update

November 12th, 2019 at 02:16 pm

I know I need to make some subtractions to this total, but I haven't balanced it out yet so just going to keep tracking deposits until I get the subtractions figured out.

Current Balance $18,080.00
+$130.00 FB Sales
+$40.00 Mortgage Savings
+$50.00 MO Payday to Our Savings (11/8)
Balance $18,300.00

Local Savings $6450.00
GC Savings $1390.00
Capital 360 Savings (US) $5315.00
Capital 360 Savings (Mom Loan Payback Account)$2795.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,300.00

52 Week Challenge
2019 Total = $1138 (Weeks 1-29, 33-47, and 51-52 are paid)

$20K Update

November 1st, 2019 at 01:55 pm

Today is the 1st of the month and one of our renters texted and let us know they are going to be late on part of their rent. Hopefully it won't turn into an issue, but we have a ton of medical bills and other bills plus overspending to cover, so most likely will need to take from savings to cover the different till she pays in full. But, in the meantime we did (just barely) pass $18K!

MO won football pics last week and other normal deposits.

Current Balance $17,785.00
+$60.00 Football Win
+$60.00 FB Sales
+$50.00 MO Payday to Our Savings (10/25)
+$50.00 My Payday to Our Savings (11/1)
+$75.00 My Payday to Mom Loan Savings (11/1)
Balance $18,080.00

Local Savings $6320.00
GC Savings $1350.00
Capital 360 Savings (US) $5265.00
Capital 360 Savings (Mom Loan Payback Account)$2795.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,080.00

52 Week Challenge
2019 Total = $1138 (Weeks 1-29, 33-47, and 51-52 are paid)

$20K Update - Received Insurance Check for Hail Damaged Roof

October 23rd, 2019 at 02:12 pm

We had hail damage to the roof on Rental #2. Our home insurance covered it and sent us a check for $6994.45. We put it into savings, but since it is being held by the bank until we actually work on the roof, I am not adding it to the savings totals yet. We won't even think about doing the roof until next spring as we live in the Midwest and it is already cold and snowy.

I won football picks last week and won $60! MO won this week, but we haven't gotten his check yet, so I will add his once we get the check.

We also got our yearly dividend check from our local gas station and added that to savings.

Current Balance $17,370.00
+$30.00 Cell Phone Savings
+$60.00 Football Win
+$80.00 FB Sales
+$120.00 Dividend Check
+$50.00 My Payday to Our Savings (10/18)
+$75.00 My Payday to Mom Loan Savings (10/18)
Balance $17,785.00

Local Savings $6200.00
GC Savings $1350.00
Capital 360 Savings (US) $5165.00
Capital 360 Savings (Mom Loan Payback Account)$2720.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,785.00

52 Week Challenge
2019 Total = $1138 (Weeks 1-29, 33-47, and 51-52 are paid)

$20K Update

October 16th, 2019 at 01:07 pm

A couple little deposits to keep us moving forward!

Current Balance $17,210.00
+$40.00 Mortgage Savings
+$70.00 FB Sales
+$50.00 MO Payday to Our Savings
Balance $17,370.00

Local Savings $5940.00
GC Savings $1320.00
Capital 360 Savings (US) $5115.00
Capital 360 Savings (Mom Loan Payback Account)$2645.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,370.00

52 Week Challenge
2019 Total = $1138 (Weeks 1-29, 33-47, and 51-52 are paid)

$20K Update - Getting back on track

October 9th, 2019 at 01:54 pm

While the blogs were down we had a really fun vacation to MN. We went to 2 MN Twins games, and also went to 3 casinos! MO had great luck and had two handpays so we came home way ahead. I planned on putting some of the money in savings, but it looks like it's going to be going to a bunch of bills instead, which in the long run is keeping us from taking money out of savings, so that is good. We had a $700 vet bill, 4 new tires on the old truck, poured a cement patio at one of our rentals and paid a bunch of medical bills. Thankful we have the funds to cover all of these expenses. We also caught up the 52 Week Challenge Bin.

Current Balance $17,120.00
+$90.00 FB Sales
Balance $17,210.00

Local Savings $5870.00
GC Savings $1280.00
Capital 360 Savings (US) $5065.00
Capital 360 Savings (Mom Loan Payback Account)$2645.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,210.00

52 Week Challenge
2019 Total = $1138 (Weeks 1-29, 33-47, and 51-52 are paid)

$20K Update

April 8th, 2019 at 12:05 pm

Nice little jump again in savings!

Current Balance $17,095.00
+$350.00 FB Sales
+$.04 GC Interest
+$4.96 GC Even Out Amount
+$50.00 My Payday to Our Savings (4/5)
+$75.00 My Payday to My Loan Savings (4/5)
Balance $17,575.00

Local Savings $9040.00
GC Savings $850.00
Capital 360 Savings (US) $3720.00
Capital 360 Savings (Mom Loan Payback Account)$1615.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,575.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - $17K!

April 2nd, 2019 at 12:36 pm

Added FB Sales and even out interest and rolling past the $17K mark!

Current Balance $16,800.00
+$280.00 FB Sales
+$3.52 Cap360 Feb Interest
+$4.21 Cap360 March Interest
+$7.27 Cap360 Even Out Amounts
Balance $17,095.00

Local Savings $8690.00
GC Savings $845.00
Capital 360 Savings (US) $3670.00
Capital 360 Savings (Mom Loan Payback Account)$1540.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,095.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Back from vaca! Up to $16K!

March 27th, 2019 at 02:01 pm

We are back from Laughlin! Had a lot of fun and didn't lose much at all. Since our hotels, flights and most food are free it was a very cheap vacation and was nice to get out in some sun. Had a hard time with thinking about the babies and why this happened to us, but I did my best to have fun.

Added what was left of our tax return to savings along with a bunch of savings snowflakes and we are well on our way to $17K!!

Current Balance $12,330.00
+$145.00 FB Sales
+$54.00 Better Homes and Gardens Rebate
+$18.00 Better Homes and Gardens Rebate
+$78.00 Dart Reimbursement
+$50.00 My Payday to Our Savings (3/22)
+$75.00 My Payday to Mom Loan Savings (3/22)
+$50.00 MO Payday to Our Savings (3/29)
+$30.00 Phone Savings
+$3970.00 Federal Tax Return
Balance $16,800.00

Local Savings $8410.00
GC Savings $845.00
Capital 360 Savings (US) $3660.00
Capital 360 Savings (Mom Loan Payback Account)$1535.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,800.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

March 14th, 2019 at 11:48 am

Just a quick update, love seeing the total go up!

Current Balance $12,090.00
+$150.00 FB Sales
+$50.00 MO Payday to Our Savings (3/15)
+$40.00 Mortgage Savings
Balance $12,330.00

Local Savings $4145.00
GC Savings $815.00
Capital 360 Savings (US) $3560.00
Capital 360 Savings (Mom Loan Payback Account)$1460.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,330.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Tax Return and over $12K!

March 7th, 2019 at 09:04 am

We received our State and Federal Tax Returns. The State Return was $263.00 and we put that as a principle payment towards one of our mortgages. The Federal Return we will disperse after we get back from vacation as we will be taking some with us, and MO is also using a chunk to pay for tickets to the March Madness Championship games in April. This is a Bucket List item for him, so I am excited that he gets to go!

Current Balance $11,920.00
+$45.00 FB Sales
+$50.00 My Payday to Our Savings (3/8)
+$75.00 My Payday to Mom Loan Savings (3/8)
Balance $12,090.00

Local Savings $3995.00
GC Savings $775.00
Capital 360 Savings (US) $3510.00
Capital 360 Savings (Mom Loan Payback Account)$1460.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,090.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

February 27th, 2019 at 07:45 am

Getting close to $12K!

Current Balance $11,770.00
+$100.00 FB Sales
+$50.00 MO Payday to Our Savings (3/1)
Balance $11,920.00

Local Savings $3950.00
GC Savings $775.00
Capital 360 Savings (US) $3460.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,920.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Today is my Due Date :(

February 22nd, 2019 at 10:37 am

Today is my due date. This week coming up to today has been so awful. Today I am doing my best to stay busy and not dwell on it. I just can't handle it overwhelming my whole day. It's too hard.

Some small good news, we took in our change bucket and had $305.00 so I put that into savings.

Our tax return was finally accepted so hopefully we will have our return before our vaca in mid March.

Also our mortgage payment went down $40 per month, so since we are used to paying that amount every month I have set up an auto deposit to have the $40 transferred to savings each month instead.


Current Balance $11,310.00
+$305.00 Change Bucket
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $11,770.00

Local Savings $3850.00
GC Savings $775.00
Capital 360 Savings (US) $3410.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,770.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

February 19th, 2019 at 11:19 am

Just a little boost today from FB Sales.

Current Balance $11,120.00
+$190.00 FB Sales
Balance $11,310.00

Local Savings $3545.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,310.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Trouble with taxes :(

February 15th, 2019 at 12:39 pm

We normally have our tax return back by now, but we haven't even been able to file yet. We never received birth or death certificates in the mail for the twins. MO spent hours on the phone and at the SS office trying to get their info. He finally got the SSN for our daughter and then Turbo Tax rejected our return since they don't recognize her SSN since it's so new. UGH! So we are still trying to figure out how to file. Super frustrated especially when we have to keep explaining how we lost both of our children. Frown

Current Balance $10,915.00
+$149.79 FB Sales
+$5.21 Ebates Refund
+$50.00 MO Payday to Our Savings (2/15)
Balance $11,120.00

Local Savings $3355.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,120.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Paid Property Taxes on Rentals

February 7th, 2019 at 08:44 am

We had to pay our property taxes, so that was a big hit to savings. We are still trying to get the paperwork for the twins and then we will be able to file our taxes to make up the property tax payment.

Current Balance $14,395.00
-$3875.00 Property Taxes for both rentals
+$86.27 FB Sales
+$113.73 Overpayment on Escrow Account
+$3.56 Cap360 Interest
+$11.54 Even Out Amount to Cap360
+$50.00 MO Payday to Our Savings (2/1)
+$50.00 My Payday to Our Savings (2/8)
+$75.00 My Payday to Mom Loan Savings (2/8)
Balance $10,915.00

Local Savings $3200.00
GC Savings $745.00
Capital 360 Savings (US) $3310.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,915.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)