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Viewing the '$20K challenge' Category: Banker Gurl's More Bang For Your Buck!
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Viewing the '$20K challenge' Category

$20K Update - Work Bonus

March 24th, 2020 at 10:00 pm

I got a nice little bonus at work and threw it into savings.

Current Balance $11,550.00
+$10.00 FB Sales
+$30.00 Phone Savings
+$1000.00 Work Bonus
Balance $12,590.00

Local Savings $1635.00
GC Savings $1710.00
Capital 360 Savings (US) $3335.00
Capital 360 Savings (Mom Loan Payback Account)$3560.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,590.00

52 Week Challenge
2020 Total = $0

$20K Update

March 20th, 2020 at 05:05 pm

Not much of a change. Staying home, cleaning, organizing and getting sales stuff done!

Current Balance $11,365.00
+$10.00 FB Sales
+$50.00 MO Payday to Our Savings (3/13)
+$50.00 My Payday to Our Savings (3/20)
+$75.00 My Payday to Mom Loan Savings (3/20)
Balance $11,550.00

Local Savings $1625.00
GC Savings $680.00
Capital 360 Savings (US) $3335.00
Capital 360 Savings (Mom Loan Payback Account)$3560.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,550.00

52 Week Challenge
2020 Total = $0

$20K Update

March 9th, 2020 at 01:51 pm

Nice little update of $300!

Current Balance $11,065.00
+$135.00 FB Sales
+$50.00 My Payday to Our Savings (3/6)
+$75.00 My Payday to Mom Loan Savings (3/6)
+$40.00 Mortgage Savings
Balance $11,365.00

Local Savings $1615.00
GC Savings $680.00
Capital 360 Savings (US) $3235.00
Capital 360 Savings (Mom Loan Payback Account)$3485.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,365.00

52 Week Challenge
2020 Total = $0

$20K Update

March 2nd, 2020 at 08:34 pm

Added in FB Sales and got back over $11K! We did receive our tax return, which was a little over $1000, but I want to hold onto that until we get rent from one of our renters as they have been late the last few months in a row.

Current Balance $10,770.00
+$245.00 FB Sales
+$50.00 MO Payday to Our Savings (2/28)
Balance $11,065.00

Local Savings $1480.00
GC Savings $640.00
Capital 360 Savings (US) $3185.00
Capital 360 Savings (Mom Loan Payback Account)$3410.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,065.00

52 Week Challenge
2020 Total = $0

$20K Update

February 24th, 2020 at 09:04 pm

A little boost! We had to pay $300 to get our propane filled and also $1000 for medical bills, but luckily we had a few nice winning trips to the casino and were able to cover those bills without taking out of savings!

Current Balance $10,535.00
+$80.00 FB Sales
+$50.00 My Payday to Our Savings (2/21)
+$75.00 My Payday to Mom Loan Savings (2/21)
+$30.00 Cell Phone Savings
Balance $10,770.00

Local Savings $1235.00
GC Savings $640.00
Capital 360 Savings (US) $3135.00
Capital 360 Savings (Mom Loan Payback Account)$3410.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,770.00

52 Week Challenge
2020 Total = $0

$20K Update

February 17th, 2020 at 09:00 pm

Taxes are done and filed. We will only be getting about $1000 back, but it's something!

Here is a little boost to savings. We also need to get started on the 52 Week Challenge for this year!

Current Balance $10,375.00
+$110.00 FB Sales
+$50.00 MO Payday to Our Savings (2/14)
Balance $10,535.00

Local Savings $1155.00
GC Savings $610.00
Capital 360 Savings (US) $3085.00
Capital 360 Savings (Mom Loan Payback Account)$3335.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,535.00

52 Week Challenge
2020 Total = $0

$20K Update

February 10th, 2020 at 05:50 pm

A little boost up so that feels good! We started on our taxes last night, since we had both of our rentals full all of 2019 and we didn't have nearly as much in repair/improvement expenses as in prior years, we may not get much of a refund. I know that is good because then we aren't giving the IRS an interest free loan all year....but it would be nice to get a big boost to savings right now! We are only about half way done with the taxes, hoping after we enter our medical expenses things will look better on the refund side.

Current Balance $10,135.00
+$25.00 FB Sales
+$50.00 MO Payday to Our Savings (1/31)
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings (1/31)
+$40.00 Mortgage Savings
Balance $10,375.00

Local Savings $1045.00
GC Savings $610.00
Capital 360 Savings (US) $3035.00
Capital 360 Savings (Mom Loan Payback Account)$3335.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,375.00

52 Week Challenge
2020 Total = $0

$20K Downdate - Paying Property Taxes

February 5th, 2020 at 04:57 pm

We had to pay the property taxes on our two rentals (our house is escrowed, the two rental properties are not). YIKES! I really don't like being down this low in savings! Hoping to get our taxes files by the end of the month and that will help replenish.

Current Balance $13,765.00
-$1330.00 Rental #1 Property Taxes
-$2300.00 Rental #2 Property Taxes
Balance $10,135.00

Local Savings $1020.00
GC Savings $570.00
Capital 360 Savings (US) $2935.00
Capital 360 Savings (Mom Loan Payback Account)$3260.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,135.00

52 Week Challenge
2020 Total = $0

$20K Update

February 3rd, 2020 at 09:45 pm

We went down a chunk due to vacation. But we had a great time and it was a much needed break from the cold!

Current Balance $17,475.00
+$50.00 FB Sales
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings (1/24)
+$75.00 My Payday to Mom Loan Savings (1/24)
+$6.82 Cap360 Interest
+$8.18 Even Out Amount
-$3770.00 Laughlin Trip
-$180.00 House Cleaning
Balance $13,765.00

Local Savings $4650.00
GC Savings $570.00
Capital 360 Savings (US) $2935.00
Capital 360 Savings (Mom Loan Payback Account)$3260.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $13,765.00

52 Week Challenge
2020 Total = $0

$20K Update

January 20th, 2020 at 10:02 pm

Added in FB Sales and some interest. Heading to vacation at the end of the week in Laughlin so will be taking out for that, but very happy with where we are at right now!

Current Balance $17,230.00
+$175.00 FB Sales
+$50.00 MO Payday (1/17)
+$11.59 Interest to Local Savings
+$8.41 Even Out Amount
Balance $17,475.00

Local Savings $8550.00
GC Savings $540.00
Capital 360 Savings (US) $2855.00
Capital 360 Savings (Mom Loan Payback Account)$3180.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,475.00

52 Week Challenge
2020 Total = $0

$20K Update

January 13th, 2020 at 08:46 pm

Just a little bump from FB Sales.

Current Balance $17,135.00
+$95.00 FB Sales
Balance $17,230.00

Local Savings $8355.00
GC Savings $540.00
Capital 360 Savings (US) $2805.00
Capital 360 Savings (Mom Loan Payback Account)$3180.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,230.00

52 Week Challenge
2020 Total = $0

$20K Update

January 10th, 2020 at 04:25 pm

Still hanging out around the $17K mark for now. We had our newest puppy spade last week so that was $500+, I also paid medical bills for us for $1500, and I have to fill a medication this week for $1700 (since it's a new year and new deductible started).
We also have not received rent yet from one of our renters ($850).
Just doing the best we can to stay up!

Current Balance $16,945.00
+$50.00 My Payday to Our Savings (1/10)
+$75.00 My Payday to Mom Loan Savings (1/10)
+$40.00 Mortgage Savings
+.34 GC Savings Interest
+$9.66 GC Even Out Amount
+$3.45 Mom Loan Interest
+$1.55 Mom Loan Even Out Amount
+$2.88 Our Savings Interest
+$7.12 Our Savings Even Out Amount
Balance $17,135.00

Local Savings $8260.00
GC Savings $540.00
Capital 360 Savings (US) $2805.00
Capital 360 Savings (Mom Loan Payback Account)$3180.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,135.00

52 Week Challenge
2020 Total = $0

$20K Update

January 6th, 2020 at 02:53 pm

I won another week of Football Picks! Total I won this year for football picks was $240.00!

Current Balance $16,780.00
+$50.00 MO Payday to Our Savings (1/3)
+$55.00 FB Sales (Week of 12/29)
+$60.00 Football Picks Winner
Balance $16,945.00

Local Savings $8260.00
GC Savings $490.00
Capital 360 Savings (US) $2745.00
Capital 360 Savings (Mom Loan Payback Account)$3100.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,945.00

52 Week Challenge
2020 Total = $0

$20K Update

January 2nd, 2020 at 08:27 am

Current Balance $16,660.00
+$120.00 FB Sales (Week of 12/22)
Balance $16,780.00

Local Savings $8145.00
GC Savings $490.00
Capital 360 Savings (US) $2695.00
Capital 360 Savings (Mom Loan Payback Account)$3100.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,780.00

52 Week Challenge
2020 Total = $0

$20K Update

December 28th, 2019 at 01:17 pm

Had to take out again for medical. It is what it is. Still have another $1500 or so in medical bills to go through so may be more coming out. I will get a deposit into my HSA at the beginning of the year, so I may just wait for that to help with the last of the 2019 bills.

Current Balance $17,065.00
+$440.00 FB Sales (Week of 12/15)
+$50.00 My Payday to Our Savings (12/28)
+$75.00 My Payday to Mom Loan Savings (12/28)
+$30.00 Phone Savings
-$1000.00 Medical Bills
Balance $16,660.00

Local Savings $8025.00
GC Savings $490.00
Capital 360 Savings (US) $2695.00
Capital 360 Savings (Mom Loan Payback Account)$3100.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,660.00

52 Week Challenge
2019 Total = $1400 - COMPLETED AND MOVED TO SAVINGS!!

$20K Update

December 20th, 2019 at 08:24 pm

We hit $17K!

Current Balance $16,495.00
+$520.00 FB Sales (Week of 12/8)
+$50.00 MO Payday to Our Savings (12/20)
Balance $17,065.00

Local Savings $7585.00
GC Savings $1460.00
Capital 360 Savings (US) $2645.00
Capital 360 Savings (Mom Loan Payback Account)$3025.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,065.00

52 Week Challenge
2019 Total = $1400 - COMPLETED AND MOVED TO SAVINGS!!