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$20K Update

May 21st, 2019 at 12:07 pm

I haven't done a $20K Update in 3 weeks! I haven't been able to get to logging the rummage sale money yet, but should be able to get to that in the next week or so and that will get added to savings too.

Current Balance $18,570.00
+$180.00 FB Sales
+$40.00 Mortgage Savings
+$50.00 MO Payday to Our Savings (5/10)
+$50.00 My Payday to Our Savings (5/17)
+$75.00 My Payday to Mom Loan Savings (5/17)
-$3865.00 Vegas Vacation + 2 Mini Trips
Balance $15,100.00

Local Savings $5915.00
GC Savings $960.00
Capital 360 Savings (US) $4025.00
Capital 360 Savings (Mom Loan Payback Account)$1850.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,100.00

52 Week Challenge
2019 Total = $738 (Weeks 1-29, 38-42, and 51-52 are paid)

$20K Update

May 1st, 2019 at 10:46 am

One last little update before we head to Vegas this weekend!

Current Balance $18,400.00
+$1.33 Mom Loan Interest
+$8.67 Even Out Amount
+$3.07 Our Savings Interest
+$1.93 Even Out Amount
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings (5/3)
+$75.00 My Payday to Mom Loan Savings (5/3)
Balance $18,570.00

Local Savings $9600.00
GC Savings $920.00
Capital 360 Savings (US) $3925.00
Capital 360 Savings (Mom Loan Payback Account)$1775.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,570.00

52 Week Challenge
2019 Total = $738 (Weeks 1-29, 38-42, and 51-52 are paid)

$20K Update

April 29th, 2019 at 09:14 am

I have another $40 check from FB Sales for savings, but they asked me to hold the check till next week so I will wait to add that till I get back from vacation.

Current Balance $18,350.00
+$50.00 FB Sales
Balance $18,400.00

Local Savings $9600.00
GC Savings $890.00
Capital 360 Savings (US) $3870.00
Capital 360 Savings (Mom Loan Payback Account)$1690.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,400.00

52 Week Challenge
2019 Total = $738 (Weeks 1-29, 38-42, and 51-52 are paid)

$20K Update - $18K!

April 24th, 2019 at 02:11 pm

Yes! We past $18K!

We have been having a lot of luck at the casino lately too and were able to pay a bunch of weeks to the 52 Week Challenge and also have $400 set aside to pay extra on the mortgage for Rental #1!

Current Balance $17,865.00
+$40.00 Phone Savings
+$270.00 FB Sales
+$50.00 My Payday to Our Savings (4/19)
+$75.00 My Payday to Mom Loan Savings (4/19)
+$50.00 MO Payday to Our Savings (4/26)
Balance $18,350.00

Local Savings $9550.00
GC Savings $890.00
Capital 360 Savings (US) $3870.00
Capital 360 Savings (Mom Loan Payback Account)$1690.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,350.00

52 Week Challenge
2019 Total = $738 (Weeks 1-29, 38-42, and 51-52 are paid)

$20K Update

April 16th, 2019 at 11:55 am

Adding in FB Sales and last payday. Closing in on $18K!

Current Balance $17,575.00
+$240.00 FB Sales
+$50.00 MO Payday to Our Savings (4/12)
Balance $17,865.00

Local Savings $9280.00
GC Savings $850.00
Capital 360 Savings (US) $3770.00
Capital 360 Savings (Mom Loan Payback Account)$1615.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,865.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

April 8th, 2019 at 12:05 pm

Nice little jump again in savings!

Current Balance $17,095.00
+$350.00 FB Sales
+$.04 GC Interest
+$4.96 GC Even Out Amount
+$50.00 My Payday to Our Savings (4/5)
+$75.00 My Payday to My Loan Savings (4/5)
Balance $17,575.00

Local Savings $9040.00
GC Savings $850.00
Capital 360 Savings (US) $3720.00
Capital 360 Savings (Mom Loan Payback Account)$1615.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,575.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - $17K!

April 2nd, 2019 at 12:36 pm

Added FB Sales and even out interest and rolling past the $17K mark!

Current Balance $16,800.00
+$280.00 FB Sales
+$3.52 Cap360 Feb Interest
+$4.21 Cap360 March Interest
+$7.27 Cap360 Even Out Amounts
Balance $17,095.00

Local Savings $8690.00
GC Savings $845.00
Capital 360 Savings (US) $3670.00
Capital 360 Savings (Mom Loan Payback Account)$1540.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,095.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Back from vaca! Up to $16K!

March 27th, 2019 at 02:01 pm

We are back from Laughlin! Had a lot of fun and didn't lose much at all. Since our hotels, flights and most food are free it was a very cheap vacation and was nice to get out in some sun. Had a hard time with thinking about the babies and why this happened to us, but I did my best to have fun.

Added what was left of our tax return to savings along with a bunch of savings snowflakes and we are well on our way to $17K!!

Current Balance $12,330.00
+$145.00 FB Sales
+$54.00 Better Homes and Gardens Rebate
+$18.00 Better Homes and Gardens Rebate
+$78.00 Dart Reimbursement
+$50.00 My Payday to Our Savings (3/22)
+$75.00 My Payday to Mom Loan Savings (3/22)
+$50.00 MO Payday to Our Savings (3/29)
+$30.00 Phone Savings
+$3970.00 Federal Tax Return
Balance $16,800.00

Local Savings $8410.00
GC Savings $845.00
Capital 360 Savings (US) $3660.00
Capital 360 Savings (Mom Loan Payback Account)$1535.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,800.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

March 14th, 2019 at 11:48 am

Just a quick update, love seeing the total go up!

Current Balance $12,090.00
+$150.00 FB Sales
+$50.00 MO Payday to Our Savings (3/15)
+$40.00 Mortgage Savings
Balance $12,330.00

Local Savings $4145.00
GC Savings $815.00
Capital 360 Savings (US) $3560.00
Capital 360 Savings (Mom Loan Payback Account)$1460.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,330.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Tax Return and over $12K!

March 7th, 2019 at 09:04 am

We received our State and Federal Tax Returns. The State Return was $263.00 and we put that as a principle payment towards one of our mortgages. The Federal Return we will disperse after we get back from vacation as we will be taking some with us, and MO is also using a chunk to pay for tickets to the March Madness Championship games in April. This is a Bucket List item for him, so I am excited that he gets to go!

Current Balance $11,920.00
+$45.00 FB Sales
+$50.00 My Payday to Our Savings (3/8)
+$75.00 My Payday to Mom Loan Savings (3/8)
Balance $12,090.00

Local Savings $3995.00
GC Savings $775.00
Capital 360 Savings (US) $3510.00
Capital 360 Savings (Mom Loan Payback Account)$1460.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,090.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

February 27th, 2019 at 07:45 am

Getting close to $12K!

Current Balance $11,770.00
+$100.00 FB Sales
+$50.00 MO Payday to Our Savings (3/1)
Balance $11,920.00

Local Savings $3950.00
GC Savings $775.00
Capital 360 Savings (US) $3460.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,920.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Today is my Due Date :(

February 22nd, 2019 at 10:37 am

Today is my due date. This week coming up to today has been so awful. Today I am doing my best to stay busy and not dwell on it. I just can't handle it overwhelming my whole day. It's too hard.

Some small good news, we took in our change bucket and had $305.00 so I put that into savings.

Our tax return was finally accepted so hopefully we will have our return before our vaca in mid March.

Also our mortgage payment went down $40 per month, so since we are used to paying that amount every month I have set up an auto deposit to have the $40 transferred to savings each month instead.


Current Balance $11,310.00
+$305.00 Change Bucket
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $11,770.00

Local Savings $3850.00
GC Savings $775.00
Capital 360 Savings (US) $3410.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,770.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

February 19th, 2019 at 11:19 am

Just a little boost today from FB Sales.

Current Balance $11,120.00
+$190.00 FB Sales
Balance $11,310.00

Local Savings $3545.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,310.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Trouble with taxes :(

February 15th, 2019 at 12:39 pm

We normally have our tax return back by now, but we haven't even been able to file yet. We never received birth or death certificates in the mail for the twins. MO spent hours on the phone and at the SS office trying to get their info. He finally got the SSN for our daughter and then Turbo Tax rejected our return since they don't recognize her SSN since it's so new. UGH! So we are still trying to figure out how to file. Super frustrated especially when we have to keep explaining how we lost both of our children. Frown

Current Balance $10,915.00
+$149.79 FB Sales
+$5.21 Ebates Refund
+$50.00 MO Payday to Our Savings (2/15)
Balance $11,120.00

Local Savings $3355.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,120.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Paid Property Taxes on Rentals

February 7th, 2019 at 08:44 am

We had to pay our property taxes, so that was a big hit to savings. We are still trying to get the paperwork for the twins and then we will be able to file our taxes to make up the property tax payment.

Current Balance $14,395.00
-$3875.00 Property Taxes for both rentals
+$86.27 FB Sales
+$113.73 Overpayment on Escrow Account
+$3.56 Cap360 Interest
+$11.54 Even Out Amount to Cap360
+$50.00 MO Payday to Our Savings (2/1)
+$50.00 My Payday to Our Savings (2/8)
+$75.00 My Payday to Mom Loan Savings (2/8)
Balance $10,915.00

Local Savings $3200.00
GC Savings $745.00
Capital 360 Savings (US) $3310.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,915.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)


$20K Update

January 28th, 2019 at 01:40 pm

Current Balance $14,115.00
+$125.00 FB Sales
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings (1/25)
+$75.00 My Payday to Mom Loan Savings (1/25)
Balance $14,395.00

Local Savings $6875.00
GC Savings $745.00
Capital 360 Savings (US) $3200.00
Capital 360 Savings (Mom Loan Payback Account)$1225.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,395.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)