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$20K Update

March 14th, 2019 at 11:48 am

Just a quick update, love seeing the total go up!

Current Balance $12,090.00
+$150.00 FB Sales
+$50.00 MO Payday to Our Savings (3/15)
+$40.00 Mortgage Savings
Balance $12,330.00

Local Savings $4145.00
GC Savings $815.00
Capital 360 Savings (US) $3560.00
Capital 360 Savings (Mom Loan Payback Account)$1460.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,330.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Tax Return and over $12K!

March 7th, 2019 at 09:04 am

We received our State and Federal Tax Returns. The State Return was $263.00 and we put that as a principle payment towards one of our mortgages. The Federal Return we will disperse after we get back from vacation as we will be taking some with us, and MO is also using a chunk to pay for tickets to the March Madness Championship games in April. This is a Bucket List item for him, so I am excited that he gets to go!

Current Balance $11,920.00
+$45.00 FB Sales
+$50.00 My Payday to Our Savings (3/8)
+$75.00 My Payday to Mom Loan Savings (3/8)
Balance $12,090.00

Local Savings $3995.00
GC Savings $775.00
Capital 360 Savings (US) $3510.00
Capital 360 Savings (Mom Loan Payback Account)$1460.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,090.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

February 27th, 2019 at 07:45 am

Getting close to $12K!

Current Balance $11,770.00
+$100.00 FB Sales
+$50.00 MO Payday to Our Savings (3/1)
Balance $11,920.00

Local Savings $3950.00
GC Savings $775.00
Capital 360 Savings (US) $3460.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,920.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Today is my Due Date :(

February 22nd, 2019 at 10:37 am

Today is my due date. This week coming up to today has been so awful. Today I am doing my best to stay busy and not dwell on it. I just can't handle it overwhelming my whole day. It's too hard.

Some small good news, we took in our change bucket and had $305.00 so I put that into savings.

Our tax return was finally accepted so hopefully we will have our return before our vaca in mid March.

Also our mortgage payment went down $40 per month, so since we are used to paying that amount every month I have set up an auto deposit to have the $40 transferred to savings each month instead.


Current Balance $11,310.00
+$305.00 Change Bucket
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $11,770.00

Local Savings $3850.00
GC Savings $775.00
Capital 360 Savings (US) $3410.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,770.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update

February 19th, 2019 at 11:19 am

Just a little boost today from FB Sales.

Current Balance $11,120.00
+$190.00 FB Sales
Balance $11,310.00

Local Savings $3545.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,310.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Trouble with taxes :(

February 15th, 2019 at 12:39 pm

We normally have our tax return back by now, but we haven't even been able to file yet. We never received birth or death certificates in the mail for the twins. MO spent hours on the phone and at the SS office trying to get their info. He finally got the SSN for our daughter and then Turbo Tax rejected our return since they don't recognize her SSN since it's so new. UGH! So we are still trying to figure out how to file. Super frustrated especially when we have to keep explaining how we lost both of our children. Frown

Current Balance $10,915.00
+$149.79 FB Sales
+$5.21 Ebates Refund
+$50.00 MO Payday to Our Savings (2/15)
Balance $11,120.00

Local Savings $3355.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,120.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

$20K Update - Paid Property Taxes on Rentals

February 7th, 2019 at 08:44 am

We had to pay our property taxes, so that was a big hit to savings. We are still trying to get the paperwork for the twins and then we will be able to file our taxes to make up the property tax payment.

Current Balance $14,395.00
-$3875.00 Property Taxes for both rentals
+$86.27 FB Sales
+$113.73 Overpayment on Escrow Account
+$3.56 Cap360 Interest
+$11.54 Even Out Amount to Cap360
+$50.00 MO Payday to Our Savings (2/1)
+$50.00 My Payday to Our Savings (2/8)
+$75.00 My Payday to Mom Loan Savings (2/8)
Balance $10,915.00

Local Savings $3200.00
GC Savings $745.00
Capital 360 Savings (US) $3310.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $10,915.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)


$20K Update

January 28th, 2019 at 01:40 pm

Current Balance $14,115.00
+$125.00 FB Sales
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings (1/25)
+$75.00 My Payday to Mom Loan Savings (1/25)
Balance $14,395.00

Local Savings $6875.00
GC Savings $745.00
Capital 360 Savings (US) $3200.00
Capital 360 Savings (Mom Loan Payback Account)$1225.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,395.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)

$20K Update

January 21st, 2019 at 09:09 am

I had to transfer $300 from savings to checking from going out (we have had some awesome friends that are trying to get us out of the house more and trying to get back some normalcy) and to cover the Discover bill. Should be able to make that back up next payday.

Normally we have taxes filed by now, but we haven't received a Social Security Card or birth certificate for Ember yet, or death certificates for either of the twins yet. We were supposed to receive them within a few weeks, but it's been over 2 months and nothing has come yet. MO tried called the SS office many times already but after hrs of hold he has yet to get ahold of anyone. So we will have to drive over an hr away to the nearest office to try to get their info so we can file our taxes. Terrible that we have to go through that with all the emotions already.

Current Balance $14,345.00
+$20.00 FB Sales
+$50.00 MO Payday to Our Savings (1/18)
-$300.00 Temp transfer to checking to cover going out and Discover bill
Balance $14,115.00

Local Savings $6750.00
GC Savings $715.00
Capital 360 Savings (US) $3150.00
Capital 360 Savings (Mom Loan Payback Account)$1150.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,115.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)

$20K Update

January 14th, 2019 at 11:23 am

Current Balance $14,165.00
+$30.00 FB Sales
+$50.00 My Payday to Our Savings (1/11)
+$75.00 My Payday to Mom Loan Savings (1/11)
+$23.25 Checkout51 Rebate Check
+$1.75 Even Out Amount
Balance $14,345.00

Local Savings $7030.00
GC Savings $715.00
Capital 360 Savings (US) $3100.00
Capital 360 Savings (Mom Loan Payback Account)$1150.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,345.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)

$20K Update - Rent and Casino Win! Hit $14K!

January 8th, 2019 at 07:39 am

We got rent for January and also added in FB sales. MO also won big at the casino and we came home $700 ahead! We put $500 of it into savings, $100 into the 52 Week Challenge and $50 each for fun money. We are already paid into May for the 52 Week Challenge!

Current Balance $13,045.00
+$95.00 FB Sales
+$400.00 January Rent
+$500.00 Casino Win
Balance $14,165.00

Local Savings $6975.00
GC Savings $715.00
Capital 360 Savings (US) $3050.00
Capital 360 Savings (Mom Loan Payback Account)$1075.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $14,165.00

52 Week Challenge
2019 Total = $190 (Weeks 1-19 are paid)

Took in my pennies, cleaning and purging

January 3rd, 2019 at 05:36 pm

Continuing to stay busy to try to keep myself sane. Lucky for me I like being busy and productive. I got my Christmas decorations down today which was good, it’s one of my least favorite jobs but MO was out of town coaching basketball so it was a good time to tackle it. Hoping to take a relaxing hot shower and go to bed early.

I cleaned my office on New Years Eve including dusting and sweeping. Purged a lot of paper and random junk that was cluttering my desk. I got my new calendar (Christmas gift) up, new planner filled out and got my new address book (Christmas gift) all filled out. I gave my old address book away on FB as it was a 3 ring binder style so I could just take out the used pages. In my office I had a huge plastic Coca-Cola piggy bank. I suppose it was about 2 - 2 1/2 feet tall. It was my grandmas and I wanted to fill it completely with pennies, I only had it about 1/5 of the way full, but it was getting pretty old and had cracked. Pennies were starting to fall out of the bottom. So when I cleaned my office I dumped the pennies into a bucket and took them to the bank. Good thing I did it now as the bottom started falling apart in pieces and that would have been almost 3000 pennies to clean off the floor! My total was $27.97. I put $25 into savings and the rest back in a different change jar for next time.

I’m hoping to work in the “store” room more soon and get my oldest inventory items out of there. I also want to clean out the bathroom cupboards as they are a mess and I know there is lots to toss in there. Maybe this weekend.

Today was Day 32 of P90X and I’m actually looking forward to my workouts and I try to do my best on each one. I’m down 22lbs since I gave birth and about 12lbs from last New Years. It’s one of the only things that ever keeps my mind off the babies.

Current Balance $13,020.00
+$25.00 Pennies
Balance $13,045.00

Local Savings $5255.00
GC Savings $1315.00
Capital 360 Savings (US) $3050.00
Capital 360 Savings (Mom Loan Payback Account)$1075.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $13,045.00

52 Week Challenge
2019 Total = $0

$20K Update - Even Out Interest

January 2nd, 2019 at 08:07 am

Current Balance $12,895.00
+$125.00 FB Sales
+$50.00 MO Payday to Our Savings (1/4)
+$3.18 Cap360 Interest
+$56.82 Even Out Amount
+$6.22 Local Savings Interest
+$3.78 Even Out Amount
+.03 GC Interest
+$4.97 Even Out Amount
Balance $13,020.00

Local Savings $5230.00
GC Savings $1315.00
Capital 360 Savings (US) $3050.00
Capital 360 Savings (Mom Loan Payback Account)$1075.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $13,020.00

52 Week Challenge
2019 Total = $0

$20K Update

December 28th, 2018 at 12:02 pm

Current Balance $12,770.00
+$50.00 My Payday to Our Savings (12/28)
+$75.00 My Payday to Mom Loan Savings (12/28)
Balance $12,895.00

Local Savings $5220.00
GC Savings $1310.00
Capital 360 Savings (US) $2905.00
Capital 360 Savings (Mom Loan Payback Account)$1110.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,895.00

52 Week Challenge
2019 Total = $0

$20K Update - BIG CASINO WIN!!

December 26th, 2018 at 09:47 am

We had a nice Christmas Day at my MIL's house and one the way home we stopped at the casino that is only about 5 mins from her house. We weren't there too long and we hit this awesome win for over $1000! We played a bit more and then headed home with our pockets full! The holidays have been really terrible missing our babies so it was nice to have a fun surprise and to not think about how sad we are for awhile. Most of our recent savings money went to our home insurance bills for our 2 rentals houses, but at least that is less that was taken out of savings in the long run. Our home insurance bill was actually about $2500 but we had some extra in checking to help cover it.



Current Balance $12,280.00
+$210.00 FB Sales
+$1378.00 52 Week Challenge
+$622.00 Casino Win/Even Out Amount
+$50.00 MO Payday to Our Savings (12/21)
+$30.00 Cell Phone Savings
-$1800.00 Home Insurance on two houses
Balance $12,770.00

Local Savings $5220.00
GC Savings $1310.00
Capital 360 Savings (US) $2855.00
Capital 360 Savings (Mom Loan Payback Account)$1035.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,770.00

52 Week Challenge
2019 Total = $0