Home > Archive: March, 2012

Archive for March, 2012

$20K Update - WE MADE IT!!!

March 29th, 2012 at 01:57 am

We made our goal of $20K!!!! YEAH! Plus I get paid from Bingo on Friday (won't be much since we were gone in Vegas) so that will get added in there too. This is so crazy that we made it already!
Don't have a definite plan for our next financial move, but will be talking it over soon.
Also tomorrow we finally sign for our refi...everything is falling into place!

Current Balance $19,680.00
+$85.00 to retirement hold account
-$28.00 to Roth IRA
+$3.00 Even Out Amount
+$40.00 Bingo Tips
+$100.00 Sept 2012 Savings
+$55.00 to Correct ING Balance
+$65.00 to get to $20K!!!!!!
New Balance $20,000.00

Bingo Money $2,380.00
ING $11,485.00 ($2000.00 Bingo Money)
Mortgage Payoff $130.00
Home Improvements(cash) $1,195.00
HSBC $4,810.00
Total = $20,000.00

Added $37.30 to Bingo Tips
Tips total - $1605.16
Wage total - $2776.99
Total Bingo Money - $4382.15

$20K Update

March 25th, 2012 at 11:25 pm

Once all of my deposits clear I will have to go back and make sure all the numbers match up. It is so hard to keep straight when I don't update it on a regular basis. The $20K goal is soooo close! We don't have to pay the mortgage for April, so I'm hoping we will get over the goal....until we have to pay for our cruise.

Also I did get that check from the Chase Freedom Credit Card for $300.00, all I had to do was use the credit card once and they sent me a check for $300.00. No fees, no annual charge, no strings! Smile

Current Balance $19,235.00
+$6.18 March ING Interest
+$30.82 March Even Out Amount
+$420.00 Bingo Payday (3/2/12 and 3/16/12)
+$30.00 Bingo Tips (3/19/12)
-$112.00 to Roth IRA
+$85.00 to retirement hold account (3/6/12)
+$85.00 to retirement hold account (3/20/12)
-$2600.00 Vegas
+$2000.00 Brought back from Vegas
+$300.00 Free check from Chase credit card
+$100.00 to Anniversary Cruise
+$100.00 to Sept 2012
New Balance $19,680.00

Bingo Money $2,340.00
ING $11,205.00 ($2000.00 Bingo Money)
Mortgage Payoff $130.00
Home Improvements(cash) $1,195.00
HSBC $4,810.00
Total = $19,680.00

Added $244.53 and $167.81 to Bingo Wages and $38.00 to Bingo Tips
Tips total - $1567.86
Wage total - $2776.99
Total Bingo Money - $4344.85

Weight Loss - Down 20lbs!

March 25th, 2012 at 06:27 pm

I have continued to do good on my weightloss after the Biggest Loser contest ended a few weeks ago. Right now I am down 20lbs!! YEAH! My goal is to lose 15 more lbs before our cruise in June. We are starting another BL at work this week. Wish me luck!

Update on refinance - Appraisal was great!

March 25th, 2012 at 06:20 pm

Our refi papers were supposed to be signed and finished on March 23rd, but when we got back from Vegas we found out that the appraisor had been sick, so our appraisal had been delayed. So now our closing date was moved back to March 29th.
But we did get our appraisal numbers.....our house appraised at $195K! Last time we refinanced it was at $175K, and when we bought our house in 2007 it appraised at $160K. So it went up $35K in less then 5 years! AWESOME! That was some great and surprising news. Smile Now to just wait a few more days to finally get this done. We won't have to make any payment for April and then in May we will start on our new 10 year loan. Smile

Back from Vegas! Going on a cruise.....

March 25th, 2012 at 06:11 pm

We are back from Vegas! We took $2K for gambling....and brought $2K back! Whoo hoo! We had a ton of fun and kept spending on food/souvenirs pretty reined in. So since we brought the $2K back we will put that right back in the Vegas fund for the next time we go.

When we got back from Vegas DH booked a cruise for us for our 5 year anniversary (and my 28th BD) in June. We went on a cruise for our honeymoon and we loved it so much we decided we wanted to go on a cruise for every 5 year anniversary. So we have been saving $100 a month every month since we got married, specifically for the cruise. This time we are going to several islands, Cozumel, Belize, Roatan, and Gran Caymen. We are traveling with Carnival, that is who we cruised with before and they were AMAZING! We have almost $5K saved up, and for the 7 day cruise and the flight there and back it is $3K, so we will have $2K for excursions, shopping and gambling. So excited!

$20K Update

March 14th, 2012 at 03:02 am

I am super far behind on my blog! Been so busy and we leave for Vegas on Saturday, so no entires next week either. If I have time Saturday before we leave I will try to get some more entires up.

Current Balance $19,140.00
+$45.00 Last weeks Bingo Tips
+$50.00 This weeks Bingo Tips
New Balance $19,235.00

Bingo Money $1,890.00
ING $11,310.00 ($2000.00 Bingo Money)
Mortgage Payoff $130.00
Home Improvements(cash) $1,195.00
HSBC $4,710.00
Total = $19,235.00

Added $97.75 to Bingo Tips
Tips total - $1529.86
Wage total - $2364.65
Total Bingo Money - $3894.51

Biggest Loser 2012 - Week 8

March 11th, 2012 at 04:01 pm

Week Eight - Finale Weigh In
Pounds Lost this week = 1.8
Total pounds lost = 6.8
% weight loss = 3.86%
Place = 2nd out of 4 people

I lost by 1.4lb! Frown I'm really happy with my weight loss, but so bummed that I just barely lost. Oh well I lost a total of 6.8lb. And total I am down 14lbs since I started really trying to lose weight. Keep going in the right direction! Not sure if we are doing another BL right away or gonna wait for awhile.

March 2012 Mortgage Payment

March 5th, 2012 at 01:01 am

March 2012 Mortgage Payment

Balance $120,870.00
+$377.72 Interest
+$319.71 Escrow
-$1323.28 Regular Payment
-$254.15 Principle Payment
New Balance $119,990.00

$119K = 119 months left = 9.92 years left!

Yeah we are under $120K! I didn't put much extra towards the mortgage principle this much since we are in the process of refinancing.