12-29-09
December 29th, 2009 at 05:58 pmCurrent Total = $8125.00
+$50.00 to the EF from DH payday
+$50.00 to Vacation fund from DH payday
+$50.00 Discover Card rewards
New Total = $8275.00
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Archive for December, 200912-29-09December 29th, 2009 at 05:58 pmCurrent Total = $8125.00 Official 2010 GoalsDecember 29th, 2009 at 04:47 am2010 Goals Update on billsDecember 28th, 2009 at 07:29 pmTo Do list of bills: End of year filingDecember 27th, 2009 at 08:47 pmI got my end of the year filing all done. I keep a temporary file with folders for all of the bills, paystubs etc through out the year. Then at the end of the year I move everything into a permanent file that hold 3-4 years of statements. I like to keep everything very organized and easy to find. There will be no digging through shoeboxes looking for old statments in my future! 12-24-09 $20K ChallengeDecember 25th, 2009 at 06:32 pmCurrent Total = $8060.00 Adjusted Retirement Contributions for 2010December 25th, 2009 at 06:19 pmMy employer cut the employer match for 401K from 50% up to 6% to 50% up to 3% for 2010. So I am cutting my contribution from 6% to 3% and moving the 3% difference to my ROTH IRA. Yesterday was my last payday of 2010, and it was very slow at work so I got the 401K updated. Then I went to my ING and changed my autodeposit from $70 every 2 weeks to $100 every 2 weeks. All ready to go for 2010! Til debt do us partDecember 25th, 2009 at 05:59 pmI just found this fun show on CNBC called "Til debt do us part". It is about a debt couselor that comes into homes and helps couples get their finances in order with challenges on reducing debt and bringing in more income. Kind of like Nanny 911 only for out of control finances instead of out of control kids. I love watching shows like this to find little tips and tricks for budgeting! $20K ChallengeDecember 22nd, 2009 at 12:52 amCurrent Total = $8040.00 $20K ChallengeDecember 20th, 2009 at 01:04 amI like the idea of the $20 challenge though I don't really understand the $20 part of it.....but I would like to start my own challenge towards $20K in nonretirement savings. To Do List of BillsDecember 16th, 2009 at 02:32 amTo Do list of bills: Biggest Loser - Week 4 Weigh InDecember 16th, 2009 at 02:13 amWeek Four Credit Card number was stolen.....but I still L O V E Discover!December 12th, 2009 at 11:04 pmOn Thursday I got a text message from Discover that said to call their fraud unit. We had been out of state last weekend so I thought it was regarding that and that they were just making sure that was us using the cards out of state. So I called in and was told that my husbands card was being used in FL! Definitely not us (wish I was in FL, but am far, far away from any sunshine!). The card had only been used once for $200 at a grocery store, and somehow that had a card made because the Discover rep said that the card was physically swiped there I said how could that be, we both have our cards in our wallets, and he said that the technology that thieves have now, if they get your name and CC number they can make their own cards! YIKES! So the rep immidiatley canceled the card and took the bogus charge off of our bill. We will get a new card in a few days and they will continue to monitor transactions coming in for additional fraudulent charges. Bad situation, but so happy with Discover that they notified us right away and took care of everything! Christmas Shopping - Finally DoneDecember 12th, 2009 at 10:45 pmI finally finished Christmas shopping, I dont remember ever waiting this long to finish.....but with the OT project I have really not been feeling much like shopping. Free money for Kohls and Target shoppingDecember 12th, 2009 at 10:33 pmI got a free $10 coupon for Kohls - spend $10 get $10 off. I found tanktops on sale for $4.99 each (regularily $12.00 a piece) since 2 of them only comes to $9.98 before tax I had to get 3 to get the $10 off. So they ended up being $5.27 total for 3 tanktops - that's only $1.75 per tanktop, and a savings of $31.01! I am excited and now I have some new cute clothes for Mexico. Biggest Loser - Week 3 Weigh InDecember 9th, 2009 at 12:49 amWeek Three December 09 Savings UpdateDecember 8th, 2009 at 02:15 amRegular Savings: Spring break travel - MEXICO!December 8th, 2009 at 01:14 amWe are going on a trip to Mexico in March....I am very excited!! My Mom is actually flying myself, my 2 brothers and our spouses/significant others there and paying for our hotel and most of our food as well. This is not normal "Mom" behavior at all.......but my Grandpa passed away this last year.....and a very large portion of his estate went bu-bye between inheritance tax, lawyer fees....blah blah blah.....my parents are well off and now my Mom is thinking she would rather enjoy her money with her kids before she is gone and it goes to the government. So all we need to come up with is some food/drinking money and souvenir/shopping money and any other entertainment we might do tours or something. I am thinking $800ish for 2 people should be more then enough for a week of drinking margaritas on the beach! There is also a casino there so we may do that too. So we have till March to start a new account and save it up. We are at $50 and Friday it should go up a lot as it is bonus time at work. 12-6-09 Shopping at TargetDecember 8th, 2009 at 12:59 amCoupon time at Target again - I didn't need any of this right now, but it is all stuff I will use, so wanted to use my coupons up before they expire. Can't stop the money leak :(December 2nd, 2009 at 03:42 amSo on top of the $800 in car repairs, $400 in medical bills, $100 in dental bills (estimated), and Christmas shopping.......now our hottub stoppped working and will cost at least $600 to fix. Bummed. If we don't fix it now it would freeze and be completely ruined....so I guess we need to come up with that money too now. Whine whine whine......hoping 2010 will bring a few less unexpected bills. December MortgageDecember 2nd, 2009 at 03:33 amMortgage for December Biggest Loser - Week 2 Weigh InDecember 2nd, 2009 at 03:20 amWeek Two |