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Archive for September, 2012: Banker Gurl's More Bang For Your Buck!
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Archive for September, 2012

Finished Going through Dresser #3

October 1st, 2012 at 12:30 am

I finished the 3rd of my 4 dressers. Here are the before and after pictures.

Before


After



I sold that big old CD player at the last rummage sale for $5.00. The CD player only worked once in awhile and it was so big and took up so much room. I am going to ask for a nice little one for Christmas.

I finished going through the drawers as well.
-----------------Keep----------Sell-----------Toss----
Added to socks----3-------------1--------------0-----
Nylons------------7-------------1--------------0------
Kneehighs---------3-------------0--------------0------
Shapers-----------4-------------0--------------0------
Tights------------6-------------0--------------0------
Bras-------------15------------11--------------6------
Added to underwear-5--so that I could sell as sets with the bras.
Long Sleeves and Sweaters 20----3--------------0------
Totals----------63--------------16-------------6------

Couple Little Money Makers

September 30th, 2012 at 06:41 pm

Our local bank that carries our checking account offered a $5.00 deposit for using your debit card 5 times in September. I rarely use my debit card except for the ATM since we get cashback with Discover, but I made sure I used it the 5 times this month and am now just waiting for the $5.00 deposit for FREE!
*ETA - I see I did get this $5.00 credit at the end of October! YEAH!

Also I have a credit card with Juniper Bank and I got a flyer in the mail for 5% cash back for October, November, December on purchases. So I called and registered for that. I don't use that card too often, but probably once a month or so.

CVS Deals Week of 9/30/12 - Steal on Pantene!

September 30th, 2012 at 06:18 pm



Ok so here is the deal I was planning to do on the Pantene:

Pantene Shampoo/Conditioner 12.6oz
Regular Price $5.00 each (Buying 8 bottles)
Sale Price 2/$8 ($4.00 each, $32.00 total)
-$16.00 ($4.00 x 4) BOGO Free coupons
*Receive $10 EB for spending $30 on P&G Products
= .75 per bottle!

But here is the deal I acually ended up getting
Regular Price $5.00 each (Buying 8 bottles)
Sale Price 2/$8 ($4.00 each, $32.00 total)
-$27.96 ($6.99 x 4) BOGO Free coupons
*Receive $10 EB for spending $30 on P&G Products
= -5.96

So made $5.96 profit on this deal! The cashier was supposed to ring up my BOGO Free coupons for $4.00 each because that was the price they were on sale for, but she just scanned them instead of entering them, so it took off the "free up to $6.99" price!

I also got Dawn Dish soap for a great price:

Dawn Dish Soap 9oz
Regular Price $1.99
-$1.03 Sale Price
-.75 Coupon
Final Price .21!!

October 2012 Mortgage Payment

September 30th, 2012 at 12:54 am

October 2012 Mortgage Payment

Balance $122,000.00
+$279.58 Interest
+$319.07 Escrow
-$1537.95 Regular Payment
-$1065.70 Principle Payment($40 change)
New Balance $119,995.00

Principle payment was made up of:
$345.00 OT Pay
$15.00 Change
$380.00 Regular Principle Payment
$325.00 Random extra amount to get balance down under $120K!

I probably shouldn't pay this much extra to the mortgage, but I couldn't leave the balance so close to $120K! I just had to get under the barrier! So we may have to take some out of savings to cover this, but I am ok with that, savings is doing good for now so taking out a few hundred will be fine.

Menards Deals Week of 9/24/12

September 28th, 2012 at 03:51 am



Plastic Mudd Pans (Limit 2)
$5.00 Sale Price - Free After Rebate
(Marked $3.00 each for rummage sale

Shop Towels (Limit 2)
$2.99 Sale Price - Free After Rebate
(Marked $1.50 each for rummage sale)
*ETA - Sold 2 for $1.50 each at 9/5/13 rummage sale
=$3.00 Profit on Shop Towels!!

Mini Storage Bins (Limit 10)
.50 Sale Price - Free After Rebate
(Marked $4.00 for set of ten for rummage sale)
*ETA - Sold set of 10 for $4.00 at 9/4/14 rummage sale
Profit = $4.00

Broadloom Mat (Limit 3)
$1.50 Sale Price - Free After Rebate
(Marked $1.50 each for rummage sale)
*ETA - Sold 3 for $1.50 each at 6/15/13 rummage sale
Profit = $4.50

Utility Knife (Limit 2)
$7.88 Sale Price - Free After Rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 at 8/23/13 rummage sale
*ETA - Sold 1 for $4.00 at 9/5/13 rummage sale
=$8.00 Profit on Utility Knives!!

Redi-Shine Cleaners (Limit 4)
.97 Sale Price - Free After Rebate
Keeping these

Maxide Dual Action Insect Killer (Limit 2)
$3.99 Sale Price - Free After Rebate
Keeping these

Huh....I was just looking back at this entry (2 months later!) and I realized I didn't list the hand sanitizer kits or the pink caulk....that's weird...

Hand Sanitizer (I think I bought 11?)
Clearance for .10 each
(Marked for $1.00 for rummage sale)
*ETA - Sold 2 for $1.00 each at 9/4/14 rummage sale
9 left to sell

Pink Caulk (Limit 12)
Sale Price $2.00 each - Free after Mfr rebate
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $1.50 at 9/5/13 rummage sale
*ETA - Sold 2 for $1.50 each at 9/4/14 rummage sale
*ETA - Sold 3 for $1.50 each on FB on 10/31/14
*ETA - The other 6 went to my Dad as he uses these

CVS Deals week of 9/24/12

September 28th, 2012 at 03:45 am



Kleenex Tissue (Bought 4)
Regular Price $2.57 each
Clearance Price .75 each

Thermacare Wrap (Bought 1 on my card and 1 on DHs)
Regular Price $3.99
-.20 Sale Price
*Received $3.79 EB
Final Price $0!!
(Marked $3.00 for rummage sale)
*ETA - Sold 1 for $3.00 at 8/23/13 rummage sale
*ETA - Sold 1 for $3.00 at 9/5/13 rummage sale
=$6.00 Profit on Heatwraps!!

Tampax Radiant 16ct
Regular Price $5.49
-$1.50 Sale Price
-$2.00 Mfr Coupon
*Received $1.00 EB
Final Price .99!

Alteril Sleep Shots (Bought 1 on my card and 1 on DHs)
Regular Price $5.99
-.20 Sale Price
*Received $5.79 EB
Final Price $0!!

Venus Razor
Regular Price $6.99
-$4.00 Mfr Coupon
*Received $5.00 EB
Final Price $2.01 Money Maker!!
(Marked $5.00 for rummage sale)
*ETA - Sold for $5.00 at 6/15/13 rummage sale
Profit = $7.01

Grocery Shopping

September 28th, 2012 at 03:31 am

Powerades .67 each (Bought 15)
Progresso Soup .96 each (Bought 12)
Mac n Cheese (Free with $30 purchase) (Limit 3)
Bleach $1.00
Michellenas Frozen Dinner $1.00 each (Bought 5)
Pint Milk $1.00 (Bought 2)
Bag Shredded Lettuce $1.00

Bro is refinancing too :)

September 22nd, 2012 at 03:49 am

Went with my bro and sil to the bank today to see about getting them refinanced. They were in a 30 yr loan for 5.3% and also had a small 2nd mortgage (I think like only $5K or $6K) for 6%. They are going to be able to roll them both together now, and go down to a 15 yr for 2.87%! YEAH!! Happy for my bro and very proud of their credit scores that helped them get that great rate. Now when my Godson turns 18 his parents house will already be paid off. Smile

Cleaned out the Target School Supplies

September 22nd, 2012 at 03:42 am

I hit up the Target clearance and help them get rid of their school supplies. Smile
Lots of good deals at 70% off. School supplies sold like madness at the last sale so I stocked up. Everything is already marked, organized and put away till spring. If I sold everything for what I have marked I would make a profit of $83.50!!!



Rulers (Bought 10)
Regular Price .50
My Price .15
Marked .50 each
*ETA - Sold 3 for .50 each at 8/23/13 rummage sale
*ETA - Sold 5 for .50 each at 9/5/13 rummage sale
*ETA - Sold 1 for .50 at 9/4/14 rummage sale
1 left to sell

Plain Bookcover (Bought 4)
Regular Price .69
My Price .20
Marked .50 each
*ETA - Sold 3 for .50 each at 8/23/13 rummage sale
*ETA - Sold 1 for .50 each at 9/5/13 rummage sale
Profit = $1.20

Monster High Bookcover (Bought 5)
Regular Price $2.00
My Price .60
Marked $1.50 each
*ETA - Sold 2 for $1.50 each at 6/15/13 rummage sale
*ETA - Sold 1 for $1.50 each at 8/23/13 rummage sale
*ETA - Sold 2 for $1.50 each at 9/5/13 rummage sale
Profit = $4.50

Batman Bookcover (Bought 1)
Regular Price $2.00
My Price .60
Marked $1.50 each
*ETA - Sold for $1.50 at 9/4/14 rummage sale
Profit = $1.40

Hunger Games Notebooks (Bought 15)
Regular Price $2.99
My Price .88
Marked $2.00 each
*ETA - Sold 1 for $2.00 at 6/15/13 rummage sale
*ETA - Sold 2 for $2.00 each at 9/5/13 rummage sale
*ETA - Sold 5 for $2.00 each at 5/5/17 rummage sale
7 left to sell

Index Card Box (Bought 2)
Regular Price $1.00
My Price .30
Marked $1.00 each
*ETA - Sold 1 for $1.00 at 6/15/13 rummage sale
*ETA - Sold 1 for $1.00 at 8/23/13 rummage sale
Profit = $1.40

Compostion Notebooks (Bought 60)
Regular Price .75
My Price .22
Marked $1.00 each
*ETA - Sold 2 for $1.00 each at 6/15/13 rummage sale
*ETA - Sold 4 for $1.00 each at 8/23/13 rummage sale
*ETA - Sold 7 for $1.00 each at 9/5/13 rummage sale
*ETA - Sold 23 for $1.00 each at 9/4/14 rummage sale
*ETA - Sold 10 for $10.00 each on FB on 7/12/15
*ETA - Sold 1 for $1.00 at 9/22/18 rummage sale
13 left to sell

Bag of 20 Pens (Bought 15)
Regular Price $1.00
My Price .30
Marked $2.00 each
*ETA - Sold 1 for $2.00 at 6/15/13 rummage sale
*ETA - Sold 1 for $2.00 at 9/4/14 rummage sale
*ETA - Sold 2 for $2.00 at 5/5/17 rummage sale

Bag of 10 Red Pens (Bought 3)
Regular Price $1.00
My Price .30
Marked $1.00 each
*ETA - Sold 1 for $1.00 at 8/23/13 rummage sale
*ETA - Sold 2 for $1.00 at 9/5/13 rummage sale

Scotch Tape (Bought 3)
Regular Price $1.00
My Price .30
Keeping these

Couple of Freebies in the mail

September 22nd, 2012 at 03:29 am

I got these 2 free contact solutions in the mail this last week. The one on the left I got by signing up for free samples from Target, it came with a $1.50 off coupon. The one on the right I have no idea why I got...lol, but it was from CVS and came with some coupons too...sweet. Smile Keeping both of these since I wear contacts.

CVS Deals Week of 9/17/12

September 22nd, 2012 at 03:24 am



Softsoap Bodywashes (Bought 2)
Regular Price $4.79 each
-$1.29 Sale Price each
*Received $3.00 EB on purchase
Final Price $2.00 each (FREE on CVS GC)
(Marked for $3.00 each for rummage sale. I had 3 bottles of this in the last rummage sale marked for $2.50 each and they sold super fast so I marked these up a little.)
*ETA - Sold 2 for $3.00 each at 6/15/13 rummage sale
=$6.00 Profit on Bodywash!!

Softsoap 4pk Bar Soap
Regular Price $4.59
-$2.30 Clearance Price (50% off)
-$2.00 CVS Coupon from coupon machine
Final Price .29!! (FREE on CVS GC)
(Marked $3.00 for rummage sale. I had 1 of these in the last rummage sale marked for $2.50 each and it sold super fast so I marked this up a little.)
*ETA - Sold for $3.00 at 6/15/13 rummage sale
=$3.00 Profit on Bar Soap!!

Softsoap Handpump
Regular Price $1.65
Final Price $1.65 (FREE on CVS GC)
(I had to use this to get to use the CVS coupon above, because I had to spend $10.00 on Softsoap to get the extra $2.00 off)
(Marked for $1.50 for rummage sale)
*ETA - Sold for $1.50 at 9/5/13 rummage sale
=-.15 Loss on Handsoap

Then I went back later in the week, but I wasn't prepared and didn't have my GC or EBs with me, so just had to pay cash on this one.



Gillette Fusion Shaving Pack
Regular Price $13.29
-$6.30 Clearance Price
-$4.00 Mfr Coupon
Final Price $2.99!!
*ETA - Sold for $8.00 at 6/15/13 rummage sale
=$5.01 Profit on Shaving Pack!!

This kit comes with a razor, cartridge, battery, shave gel, thermal scrub and cooling balm. Just the razor by itself sells for $13 at CVS. I marked this for $8.00 and we will see how that goes. I shared this deal with my Mom and she went back and got 4 more with coupons so we have a lot and hopefully they sell good, they were a great deal!

*As of 9/5/13 I sold everything in this entry, profit of $13.86!!

Menards Deals Week of 9/17/12

September 22nd, 2012 at 03:13 am

All of this for .98 OOP! Smile



Saw Blade (Limit 2)
Regular Price $3.98
-.49 Sale Price
-$3.00 Rebate
Final Price - .49 each!
(Marked for $2.50 each for rummage sale. The last rummage sale I had 2 that were marked for $2.00 each and they sold super fast so I marked these up a little.)
*ETA - Sold 2 for $2.50 at 6/15/13 rummage sale
Profit = $4.02

Eyewear Care Kit (Limit 2)
Regular Price $3.86
-$3.86 Rebate
Final Price - $0!!
(Marked for $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 on 3/17/14 to coworker
*ETA - Sold 1 for $2.50 at 9/4/14 rummage sale
Profit = $5.00

3pk Lint Rollers (Limit 2)
Regular Price $3.99
-$3.99 Rebate
Final Price - $0!!
(Marked for $2.50 each for rummage sale. I had some of these 3pks in the last rummage sale for $3.00 and they didn't sell as good as the individual lint rollers sold, so I marked them down to $2.50)
*ETA - Sold 1 for $2.50 at 9/4/14 rummage sale
1 left to sell