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Life of a reseller, saver and penny pincher!Banker Gurl's More Bang For Your Buck!
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$20K Update - Work Bonus

March 24th, 2020 at 10:00 pm

I got a nice little bonus at work and threw it into savings.

Current Balance $11,550.00
+$10.00 FB Sales
+$30.00 Phone Savings
+$1000.00 Work Bonus
Balance $12,590.00

Local Savings $1635.00
GC Savings $1710.00
Capital 360 Savings (US) $3335.00
Capital 360 Savings (Mom Loan Payback Account)$3560.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $12,590.00

52 Week Challenge
2020 Total = $0

FB Sales Week of 3/15/20

March 24th, 2020 at 09:04 pm

For the second week in a row I only had one sale picked up which is completely fine with me. We are taking the social distancing very serious and I am staying home 100% of the time. My hubby is a grocery store manager so he has to go out to work everyday but showers and changes as soon as he comes home and washing his hands frequently at work, it's the best we can do with him being a front line essential worker. I am still "selling" a lot, and will just have to hope that people pick up as intended when it is safe to be out and about again.

Sale #1672 (KK) $17.00
Dove Shampoo (2) - I paid $1.41 each
Sold for $3.00 each
Profit = $3.18

Bath and Body Hand Soap - I paid $2.77
Sold for $4.00
Profit = $1.23

Softsoap Halloween Handsoap (2) (Joint with my FIL) - We paid .26 each
Sold for $1.00 each
Profit = $1.48

Melissa and Doug Blocks (80/20 consignment)
Sold for $5.00
Profit = $4.00 for my consignor and $1.00 profit for me

A few grabs before no more shopping

March 20th, 2020 at 09:13 pm

I grabbed a few items at CVS and Walmart last week before I stopped leaving the house. The CVS buys were just so I could use up my EBs and turn them into cash before I was staying at home.

I won't be having any new hauls for some time, but that is fine, I have plenty to work on here!

CVS
Crest Complete Intensity Toothpaste (Bought 1)
Regular Price $?
Clearance to $2.19
-$2.00 CVS CMC Coupon
Final Price + Tax = $0 (Not sure what the cashier did on this, it should have been .19 plus tax but they rang up weird and didn't charge me anything even though the item is on my receipt?)
(Marked $2.50 each for rummage sale)

Poparazzi Nail Polish (Bought 1)
Regular Price $?
Clearance to $.99
-$1.00 off Poparazzi Nail Polish CVS Coupon
Final Price + Tax = $0
(Marked $1.00 for rummage sale)

Tresemme Dry Shampoo (Bought 2)
Regular Price $6.99 each
Clearance to $3.00 each
Final Price + Tax = $3.21 each (Used EB to pay $3.00 each)
(Marked $3.00 each for rummage sale)

Walmart
Dove Shampoo (Bought 3)
Regular Price $4.88 each
Clearance to $1.32 each
Final Price + Tax = $1.41 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each on FB on 3/15/20

Pioneer Woman 3pc Bowl Set (Bought 1)
Regular Price $15.00
Clearance to $11.00
Final Price + Tax = $11.77
(Marked $15.00 for rummage sale)

$20K Update

March 20th, 2020 at 05:05 pm

Not much of a change. Staying home, cleaning, organizing and getting sales stuff done!

Current Balance $11,365.00
+$10.00 FB Sales
+$50.00 MO Payday to Our Savings (3/13)
+$50.00 My Payday to Our Savings (3/20)
+$75.00 My Payday to Mom Loan Savings (3/20)
Balance $11,550.00

Local Savings $1625.00
GC Savings $680.00
Capital 360 Savings (US) $3335.00
Capital 360 Savings (Mom Loan Payback Account)$3560.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,550.00

52 Week Challenge
2020 Total = $0

FB Sales Week of 3/8/20

March 19th, 2020 at 04:42 pm

I only had one sale picked up this last week, not surprising with everyone trying to stay home due to the pandemic. Since I work from home nothing has really changed for me. I am still trying to post items even though sales are slow. I know it won't sell if it's not posted!

Sale #1671 (DH) $6.00
Turbie Band Headband - I paid $1.33
Sold for $3.00
Profit = $1.67

St. Patricks Day Shirt - I paid $1.07
Sold for $3.00
Profit = $1.93

Debt Update as of 3/13/20

March 18th, 2020 at 02:17 pm

Celebrations for this update:
-$1504.73 paid off in the last 2 weeks!!!
-Only two more payments left on the Store Loan!!
-My Mortgage went under the next $1000 mark and under $140,000!!
-Race #2 went under the $1000 mark!!
-Total Debt went under the next $1000 mark!!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $254.66
Mom Loan #2/#3 $28,359.55
MO Mortgage $77,156.28
My Mortgage $139,800.00
Our Mortgage $235,528.72
Total = $481,099.21

Down $1504.73 in the last two weeks!

Starting total was $613,351.27
$132,252.06 paid off since 6/19/15 (including downpayment on house and adding new truck loan)!!!!!

$20K Update

March 9th, 2020 at 01:51 pm

Nice little update of $300!

Current Balance $11,065.00
+$135.00 FB Sales
+$50.00 My Payday to Our Savings (3/6)
+$75.00 My Payday to Mom Loan Savings (3/6)
+$40.00 Mortgage Savings
Balance $11,365.00

Local Savings $1615.00
GC Savings $680.00
Capital 360 Savings (US) $3235.00
Capital 360 Savings (Mom Loan Payback Account)$3485.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,365.00

52 Week Challenge
2020 Total = $0

FB Sales Week of 3/1/20

March 9th, 2020 at 01:32 pm

Total Sales for the week were $92.00!!

Sold several more big toy items for my consignment. I also received payment for an old order that was picked up, but not paid for in full, so that was good.

Sale #1664 (JZ) $38.00
Giant Stuff Unicorn (80/20 Consignment)
Sold for $10.00
Profit = $8.00 for my consignor and $2.00 profit for me

Easter Treat Bags (18)(Joint with my FIL) - We paid .04 each (.72 total)
Sold as a lot for $4.00 for all 18
Profit = $3.28

Zoomer Bunny Toys (2)(Joint with my FIL) - We paid $5.36 each
Sold for $12.00 each
Profit = $13.28

Sale #1665 (TM) $8.00
Melisa and Doug Wooden Building Set (80/20 Consignment)
Sold for $8.00
Profit = $6.40 for my consignor and $1.60 profit for me

Sale #1666 (ES) $10.00
Playskool Blue Rider (80/20 Consignment)
Sold for $10.00
Profit = $8.00 for my consignor and $2.00 profit for me

Sale #1667 (DI) $12.00
Fischer-Price Kids Chair (80/20 Consignment)
Sold for $8.00
Profit = $6.40 for my consignor and $1.60 profit for me

Jojo Siwa Lipbalm 8pk (Joint with my FIL) - We paid $.53
Sold for $4.00
Profit = $3.47

Sale #1668 (KK) $1.00
Easter Jumbo Pen (Joint with my FIL) - We paid $.20
Sold for $1.00
Profit = $.80

Sale #1669 (SN) $6.00
O2 Cool 5 inch Fan (Joint with my FIL) - We paid $2.68
Sold for $6.00
Profit = $3.32

Sale #1670 (AM) $17.00
Zoomer Bunny Toys(Joint with my FIL) - We paid $5.36
Sold for $12.00
Profit = $6.64

Ozark Trail Pocket Knife (Joint with my FIL) - We paid $1.07
Sold for $5.00
Profit = $3.93

Used My 2019 Wellness Money

March 4th, 2020 at 08:50 pm


Every year my work offers $200.00 that we can use for Wellness. They are very liberal with what it can be used on, anything from tennis shoes to sports equipment, exercise classes, etc.

I used mine to get a Fitbit (I had an Apple Watch that I got for cheap through a discount program and I HATED it, it never worked right) and also a paid of Brookings shoes! My local sporting goods store had great price on the watch and also was giving $50 off your purchase when applying for a store card! So I got both for free!!


I am really enjoying the Fitbit and the shoes are sooooo comfortable!

Few little grabs at CVS

March 4th, 2020 at 05:44 pm

I had some EBs to use up at CVS and found a few smalls deals to help use them up.



Colgate Max Fresh Toothpaste (Bought 4)
Regular Price $3.59 Each
On Sale for $2.99 Each
*Received $2.00 EB Each
Final Price + Tax = $1.20
(Marked $2.50 for rummage sale)

Mens Nivea Bodywash (Bought 1)
Regular Price $5.99
-$3.00 CVS CMC Coupon
*Received $2.00 EB
Final Price + Tax = $1.06
(Marked $3.00 for rummage sale)

$20K Update

March 2nd, 2020 at 08:34 pm

Added in FB Sales and got back over $11K! We did receive our tax return, which was a little over $1000, but I want to hold onto that until we get rent from one of our renters as they have been late the last few months in a row.

Current Balance $10,770.00
+$245.00 FB Sales
+$50.00 MO Payday to Our Savings (2/28)
Balance $11,065.00

Local Savings $1480.00
GC Savings $640.00
Capital 360 Savings (US) $3185.00
Capital 360 Savings (Mom Loan Payback Account)$3410.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,065.00

52 Week Challenge
2020 Total = $0