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Archive for March, 2015

Found some treasures!!

March 30th, 2015 at 03:34 am

Just out for a relaxing Sunday drive in the country, hoping maybe we would find Df's license plate (that we lost when I hit the deer).....found this buddle of treasure instead! All of the packaging was very dirty, but everything inside was brand new and clean!
10 light switches, 20 electrical outlets, 2 sets of Ergo Fold Hex Keys, 10 Tru-Flate Plugs, 2 14pc Dewalt Gold Ferrous Drill Bit Sets, 2 8pc Jigsaw sets, 5000 Staple Gun Staples, 2 Sets of Bike Hooks, 4 Set of Command Brand Wall Hooks, 2 HomePak Picture Hanging Kits, 1 Elkind HexL Set, 2 Shut Off Valves, 2 Packs of Screw Eyes, and 36 packs of Energizer Max and EverReady Gold Batteries! WOWSA!

Will keep a few things, but will sell most!

*ETA - Sold 4 packs of batteries for $2.00 a piece to DF's coworker on 4/10/15
*ETA - Sold 2 Dewalt Drill Bit Kits for $10.00 a piece on FB on 5/3/15
*ETA - Sold 5 Electrical Outlets for .50 a piece on FB on 5/3/15
*ETA - Sold 5 Light Switches for .50 a piece on FB on 5/3/15
*ETA - Sold Wall Hanging Kit for $5.00 on FB on 5/3/15
*ETA - Sold Staple Gun Staples for $9.00 on FB on 5/10/15
Total Profit so far on found items = $47.00


March 23rd, 2015 at 08:26 pm

I ordered P90X3 yesterday! Should be here in just a few days. Because I am going to be out of town and staying in a hotel room with other people for the weekend, I am going to wait till we get back to start it. I am SUPER excited about it! A big problem I have with excercising is I will just do what I want I should be working out all body parts, and mixing cardio and strength training etc....but I HATE strength training...2 reason...#1 I find it VERY BORING....#2 I don't know what I should be doing and feel lost and when I go to the gym I just do cardio and go home. I am excited to have a routine that will tell me what to do everyday. If I start the first week of April, I should be able to do the entire program about 1 + 1/3 times before the wedding. We don't have a date yet, but planning for Aug/Sept as we want an outdoor wedding.

Tonight I am going to get all of the junk food out of my house. I am not a huge junk food person, but I do have some emergency chocolate that I eat way more then needed and just some other junky stuff like pizza rolls etc. I am just going to give it all to my Dad and bros. My Mom is super on board with helping me lose weight as well so that will be a great help. Smile

Misc Updates on my crazyness

March 22nd, 2015 at 09:13 pm

I REALLY want DF's debt numbers so I can race them here too.....but he said he would like to work on them as much as he can before we get married and combine everything. We are both in support of being a team and working together once everything is combined, but he doesn't want to bring any more debt into the marriage then he has to, and I definitely respect that he is trying to improve things himself and not in anyway relying on the savings I will be bringing to the marriage to pay off his debts. He is def not careless or indifferent to his spending (though not on my level of obsessiveness, LOL), but recent expenditures on me (wedding ring set and a surprise trip in June) were bought on credit and he is working on paying those off/down. I believe my ring was over $9K and the trip was somewhere around $3K. Then he will just have his home loan and a HELOC. He has 2 vehicles which are both paid off and also 2 boats that are paid off.

Once we are married we will make the best plan to pay off both houses and the HELOC together. Probably the HELOC first (lowest balance), then his house, then my house. Then build OUR house and rent out both of our previous residences. I think we can rent both of our houses for $1500 a month each, and both of our mortgages are only about $700 per month each. So if all goes as planned (Does it ever??) we should have a very nice rental income each month and within 10-15 years have 3 paid off homes, one for our residence, and 2 rental properties. Cart in front of horse

Game plan right now:

-Need to pick a wedding date, we are thinking Aug/Sept as we are getting married outside at his lake cabin, they have a huge beautiful deck overlooking the lake and we want to get married on the deck. Looking at a $5K budget to include everything other then my wedding ring.

-I ordered P90X3 today! We are both going to do the program as soon as it arrives. Wedding Bootcamp!

-I am only waiting for one more piece of computer equipment before my WAH should be all set to go. I have my new computer and phone already moved to DF's house, waiting for my router. I am waiting for my chair and desk too, but I can use other furniture till the ones I want get here.

-Today I am working on cleaning out tons of old, dusty junk at DF's house. It's a lot of work to move two households together, but it's rewarding as well, and feels GREAT to get rid of so much stuff! I already have 2 bags full of recycling, 1 of garbage and about 1/2 a box full for rummage sale. I organization! DF got a 70 inch TV FREE when he bought my ring, so once the cleaning is done this week, we will put up the new TV!

$1000 Principle Payment on my House! :)

March 22nd, 2015 at 08:48 pm

My roommate paid me $400 for the 2 1/2 weeks they were there in March and also paid $600 ahead of time for April! YEAH! I put it all against my mortgage. This month my mortgage went down $1800!! So excited!

Balance $163,700.00
-$1000.00 Roommate Rent
New Balance $162,700.00

Car Repairs, Combining Finances, and Oh carp I left my phone in NV :(

March 16th, 2015 at 09:28 pm

Well firstly I left my phone in NV (HEADSLAP). I must have left it on the charter bus that takes us from Harrah's to the hotel because I know I had it all day the day we left and then when we landed DF had a text from my bro that Harrah's hand my phone. Lucky for me, someone turned it in (I don't have a smart phone or anything inappropriate on my phone, so woudn't have been a huge deal, but still happy not to have to get a new phone). I called Harrah's and they mailed my phone, it is supposed to be here on is soooooo hard not having a phone....especially with DF living an hr away. Frown

I had mentioned back around Sept that my AC on my car stopped working. Lucky for me again, it stopped working right when the weather was getting cooler, so I dealt with it and soon it wasn't a problem since I live in ND and is cold for many months. Well now we have been having some warmer days and it is miserable in my car. It wouldn't be too bad if I could just shut it off....but it actually blows HOT air at ALL times, even when I have the heat/air turned off. WEIRDNESS. So I do need to get that fixed ASAP as driving to DF's an hr away in 70 degree weather with the heater blowing on me is not a happy time! LOL

Lastly, DF and I have been speaking very generally about combining finances. We won't be doing that soon, we are just feeling things out for what will work for us. I am in a better position financially then DF, and due to past crash and burns (XH!!) I want to do a prenup. We aren't going to do a big lawyer induced pages and pages of legal mumbo jumbo. Just a general division of "this is what I am bringing to the table, this is what you are bringing to the table". We are each also most likely to inherit property from our parents/grandparents, and in the unfortunate possibility that we are no longer together, we want it noted that those properties are to stay with our families, not be divided up. Keeping it as simple as possible. Once we are married we will combine our assets and debts and work as a team! I don't care for separate finances, gives reasons to fight in my opinion. I like the unity of working towards mutual goals, as does DF (he is big on mantra of working as a team). Smile

Any suggestions or comments welcome!

$20K Update

March 15th, 2015 at 10:27 pm

Current Balance $25,100.00
+$25.00 BF Payday to Joint Savings
+$25.00 Payday to My Savings
+$25.00 Payday to Joint Savings
+$1100.00 Money from Laughlin/Vegas Trip
Balance $26,275.00

Local Savings $2155.00
Capital 360 Savings $22,780.00
Joint Capitol 360 Savings $1340.00
Total Savings = $26,275.00

52 Week Challenge
Week 10/11 $45(total) + $10 + $11(deposit) = $66

March 2015 Mortgage Payment

March 15th, 2015 at 06:19 pm

March 2015 Mortgage Payment

Balance $164,500.00
+$496.93 Interest
-$768.45 Regular Payment
-$228.48 Principle Payment
-$300.00 Principle Payment (work bonus)
New Balance $163,700.00


March 14th, 2015 at 06:53 pm


BF and I went to Laughlin and Vegas for vaca and he popped the question! YEAH! So excited and happy!!

Got paid $3.00 to buy a box of Playtex!

March 14th, 2015 at 06:27 pm

Check out this AMAZING coupon I got from Playtex!

I got the coupon in the mail a few months ago, but have been holding on to it waiting for a perfect sale to use it on, and I finally got it! Playtex was on sale for $7.99 this week at CVS, and then got $3.00 EB for purchase, so I made $3.00 to buy them! SWEET!

Playtex Gentle Glide 40 ct
Regular Price $8.79
-.80 Sale Price
-$7.99 Mfr Coupon
*Received $3.00 EB
Final Price = Money Maker of $3.00!!

To Do List for the Week

March 2nd, 2015 at 08:19 pm

I got a few more things done this weekend for moving.

*Bought and installed 2 key locking doorknobs for my bedroom and my stockpile extra room.

*Bought key locking doorknob for my office at BF's house. (He will take that home to install)

*Moved some items out of roommates bedroom and into the extra bedroom (not finished yet though).

*Made house key for roommate.

*XH picked up his box of stuff, so that is gone.

*My giveaway coffee table was picked up.

*I took several bags of items that needed to go to my Mom's house up to her house, so that is another load of stuff out of the house.

*Scheduled eye apt, wanted to get that done before I moved so I don't have to make a seperate trip back to town for it. Need to use my yearly allowance for contacts. I had my dental apt last week, so won't have to worry about that for 6 months. (30 years, never had a cavaty!)

I was hoping to get more done, but just didn't happen. Oh well, progress is progress!

I am going to Laughlin/Vegas in 6 days, so switching from moving mode, to vacation mode. I need to get packed, get my house cleaned up, and make arrangements for bills etc., while I am out of town. So here is my To Do List for the week:

-Pack carry on bag
-Pack suitcase
-Pay electric bill
-Pay dental bill
-Clean kitchen
-Clean out fridge
-Empty dishwasher
-Take out garbage
-Pick up living room
-Vacuum living room
-Clean off kitchen table
-Clean out closets in extra bedroom
-Clean bedroom
-Take out bathroom garbage
-Make March 2015 Calander
-Wax Eyebrows
-Paint toenails
-Pick up cash for trip
-Hair cut/color
-Visit friend and new baby!
-Pick up newspapers
-Menards Rebates
-Get library book for book club to read on plane

Ofta....In addition to that, I am hoping to work about 10hrs OT this week (since I won't have any next week) and also BF has State Darts tournament as well. Going to have to be diligent to get everything done!

$20K Update

March 2nd, 2015 at 03:57 pm

We leave for our trip to Laughlin/Vegas on Sunday, so I transferred the money out of savings so I can get it out of the bank this week.

Current Balance $27,225.00
+$25.00 Payday to My Savings
+$25.00 Payday to Joint Savings
+.70 Joint Savings Interest
+$4.30 Joint Savings Even Out Amount
+$13.63 My Savings Interest
+$1.37 Even Out Amount
+$5.00 Even Out Deposit
-$2200.00 Laughlin/Vegas Money
Balance $25,100.00

Local Savings $2155.00
Capital 360 Savings $21,655.00
Joint Capitol 360 Savings $1290.00
Total Savings = $25,100.00

52 Week Challenge
Week 9 $36(total) + $9(deposit) = $45

CVS Deals Week of 2/17/15

March 1st, 2015 at 07:19 pm

Colgate 360 Optic White Toothbrush (Bought 6)
Regular Price $5.49 Each
-$2.50 Sale Price Each
*Received $2.00 EB on each
Final Price = .99 Each
(Marked $2.50 each for rummage sale)

CVS Brand Clifford Toothbrush 4pks (Bought 6)
Regular Price $6.49
-$4.00 Sale Price Each
*Received $2.00 EB on each
Final Price = .49 Each!
(Marked $4.00 each for rummage sale)