<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Page: 2
 

Debt Update - 3/1/19

March 1st, 2019 at 02:36 pm

Celebrations for this update:
-$919.33 paid off in the last 2 weeks!!
-Mom Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 8th update in a row!! This is now my longest streak!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $3,486.87
Mom Loan #2/#3 $34,921.06
MO Mortgage $81,020.00
My Mortgage $144,540.00
Our Mortgage $241,030.93
Total = $504,998.86

Down $919.33 in the last two weeks!

Starting total was $613,351.27
$108,352.41 paid off since 6/19/15 (including downpayment on house and adding new truck loan)!!!!!

Awesome Rebate Score!

February 27th, 2019 at 08:39 am



I bought a bunch of Better Homes & Gardens Sheet Sets a few weeks ago at Walmart. They were super good clearance prices, between $4.29 - $7.51 depending on the size. I found out there were rebates in the packs for $6.00 back! I bought 28 sheet sets, and only 9 had rebates, but that's $54.00 back that I wasn't expecting! That will make 9 of the smaller size sheet sets free/money makers! Whoo hoo!

Lids.com Deal

February 27th, 2019 at 07:48 am

I got some hats to sell from lids.com and also found some good deals for presents for my brothers too!



NDSU Shamrock Hats (Bought 10)
Regular Price $24.99 each
Clearanced to $10.00 each
Free Shipping
Final Price + Tax = $10.65 each
(Marked $15.00 each for rummage sale)
*ETA - Sold 1 for $15.00 on FB on 3/10/19

$20K Update

February 27th, 2019 at 07:45 am

Getting close to $12K!

Current Balance $11,770.00
+$100.00 FB Sales
+$50.00 MO Payday to Our Savings (3/1)
Balance $11,920.00

Local Savings $3950.00
GC Savings $775.00
Capital 360 Savings (US) $3460.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,920.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

FB Sales Week of 2/17/19

February 25th, 2019 at 02:06 pm

Lots of sales from my HUGE Walmart haul a few weeks ago.
Total sales for the week were $107.50!

Sale #1160 (JB) $16.00
Better Homes and Gardens Twin Sheets (2) - I paid $4.29 each
Sold for $8.00 each
Profit = $7.42

Sale #1161 (N+D) $11.00
Better Homes and Gardens Queen Sheets (2) - I paid $5.36 each
Sold for $5.50 each (Sold to Aunts for cost)
Profit = $.28

Sale #1162 (JB) $28.00
Mainstays Teal Runner (21x60) - I paid $5.33 each
Sold for $12.00
Profit = $6.67

Mohawk Color Block Runner (32x66) - I paid $7.51
Sold for $16.00
Profit = $8.49

Sale #1163 (LQ) $21.00
Mainstays Sahara Runner (21x60)(3) - I paid $3.73 each
Sold for $7.00 each
Profit = $9.81

Sale #1164 (KK) $5.00
Mainstays Sahara Runner (21x60) - I paid $3.73
Sold for $5.00
Profit = $1.27

Sale #1165 (AZ) $5.00
Mainstays Farmhouse Grey Accent Rug (20x34) - I paid $2.13
Sold for $5.00
Profit = $2.87

Sale #1166 (DZ) $3.00
Bundt Cake Pan - I paid $1.07
Sold for $3.00
Profit = $1.93

Sale #1167 (SR) $15.50
Secret Spray Deodorant - I paid $1.07
Sold for $2.50
Profit = $1.43

Mr. Clean - I paid $.99
Sold for $3.00
Profit = $2.01

Flashlight 10pk (Joint with my Bro) - We paid $5.33
Sold for $10.00
Profit = $4.67

Sale #1168 (MG) $3.00
Wet'n'Wild Mascara Set (Joint with my Mom) - We paid $1.06
Sold for $3.00 each
Profit = $.94

$20K Update - Today is my Due Date :(

February 22nd, 2019 at 10:37 am

Today is my due date. This week coming up to today has been so awful. Today I am doing my best to stay busy and not dwell on it. I just can't handle it overwhelming my whole day. It's too hard.

Some small good news, we took in our change bucket and had $305.00 so I put that into savings.

Our tax return was finally accepted so hopefully we will have our return before our vaca in mid March.

Also our mortgage payment went down $40 per month, so since we are used to paying that amount every month I have set up an auto deposit to have the $40 transferred to savings each month instead.


Current Balance $11,310.00
+$305.00 Change Bucket
+$30.00 Phone Savings
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $11,770.00

Local Savings $3850.00
GC Savings $775.00
Capital 360 Savings (US) $3410.00
Capital 360 Savings (Mom Loan Payback Account)$1385.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,770.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

Couple of deals with Bro and FIL

February 21st, 2019 at 11:56 am

My brother and my FIL each picked up a few items for resell.



Joint with my FIL
Walmart
Yankee Candles (Bought 2)
Regular Price $20.00 each
Clearance to .75 each
Final Price after tax = .80 each
(Marked $9.00 each for rummage sale)

Joint with my Bro
Walmart
Flashlight 10pks (Bought 2)
Regular Price $11.00 each
Clearance to $5.00 each
Final Price after tax = $5.33 each
(Marked $10.00 each for rummage sale)
*ETA - Sold 1 for $10.00 on FB on 2/17/19
*ETA - Sold 1 for $10.00 on FB on 3/3/19
Profit = $9.34

DocMcStuffins Nursery Sets (Bought 4)(Not pictured)
Regular Price $90.00 each
Clearance to $29.00 each
Final Price after tax = $30.89 each
(Marked $60.00 each for rummage sale)

Lowes
Kobalt 210 Pc Drill Bet Set (Bought 2)
Clearance to $16.48
Final Price after tax = $17.55
(Unsure what to mark these yet)

$20K Update

February 19th, 2019 at 11:19 am

Just a little boost today from FB Sales.

Current Balance $11,120.00
+$190.00 FB Sales
Balance $11,310.00

Local Savings $3545.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,310.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

FB Sales Week of 2/10/19

February 18th, 2019 at 01:00 pm

Here are last weeks sales. So happy the rugs are selling good that I got a few weeks ago. I definitely don't want to have to store those for too long. Smile Total sales for the week were $222.00!!

Sale #1153 (KW) $17.00
Mainstays Farmhouse Grey Accent Rug (20x34) - I paid $2.13
Sold for $5.00 each
Profit = $2.87

Mainstays Farmhouse Grey Accent Rug (30x46) - I paid $5.33
Sold for $12.00 each
Profit = $6.67

Sale #1154 (AZ) $46.00
Mainstays Farmhouse Grey Accent Rug (5'x7') - I paid $15.98
Sold for $30.00 each
Profit = $14.02

Better Homes & Gardens Vintage Grey Runner (20x60) - I paid $7.46
Sold for $16.00
Profit = $8.54

Sale #1155 (JG) $12.00
Better Homes & Gardens Queen Sheets - I paid $5.36
Sold for $12.00 each
Profit = $6.64

Sale #1155 (KK) $66.00
Better Homes & Gardens Queen Pillowcases - I paid $2.15
Sold for $4.00 each
Profit = $1.85

Better Homes & Gardens Queen Pillowcases (2) - I paid $1.61 each
Sold for $4.00 each
Profit = $4.78

Glade Nutcracker 3 Wick Candle - I paid .54
Sold for $2.50
Profit = $1.96

Glade Nutcracker Refill 2pk - I paid .54
Sold for $2.50
Profit = $1.96

Mainstays Teal Accent Rug (20x34) - I paid $2.13
Mainstays Teal Accent Rug (30x46) - I paid $5.33
Mainstays Teal Runner (21x60) - I paid $5.33
Sold 3 rugs as a set for $25.00
Profit = $12.21

Mainstays Sahara Runners (12x60) (2) - I paid $3.73 each
Sold for $5.00 each
Profit = $2.54

Mainstays Rug Pad (4'x6') - I paid $4.79
Sold for $8.00
Profit = $3.21

Softsoap Bodywash (2) - I paid $1.37 each
Sold for $3.00 each
Profit = $3.26

Sale #1156 (CC) $9.00
Softsoap Bodywash (3) - I paid $1.96 each
Sold for $3.00 each
Profit = $3.12

Sale #1157 (KW) $3.00
Wet'n'Wild Mascara Set (Joint with my Mom) - We paid $1.06
Sold for $3.00 each
Profit = $.94

Sale #1158 (LW) $6.00
Smile Sets (2) (Joint with my FIL) - We paid $1.31 each
Sold for $3.00 each
Profit = $3.38

Sale #1159 (MM) $63.00
Air Freshner 2pk - Free After Rebate
Sold for $1.00
Profit = $1.00

Kenneth Cole Boots (Joint with my Mom) - We paid $4.56
Sold for $25.00
Profit = $20.44

Zumba Set (Joint with my FIL) - We paid $5.33
Sold for $15.00
Profit = $9.67

Tommee Tippee Sippy Cup (Joint with my FIL) - We paid $2.13
Sold for $4.00
Profit = $1.87

Smile Sets (2) (Joint with my FIL) - We paid $1.31 each
Sold for $3.00 each
Profit = $3.38

Pumice Brush - From my bathroom cupboard
Sold for $1.00
Profit = $1.00

Bath Bombs (2) - From my bathroom cupboard
Sold for $1.00 each
Profit = $2.00

Nail Polish (7) - From my bathroom cupboard
Sold for $3.00 for 7 polishes
Profit = $3.00

Valentines Clothes (2)(Joint with my Mom) - We paid $1.07 each
Sold for $3.00 each
Profit = $3.86

Debt Update - 2/15/19 - Another tough month life wise

February 17th, 2019 at 01:48 pm

$1071.51 paid off in the last 2 weeks!!!

Today was Day 77 of P90X!! Tomorrow will be one month until our next trip to Laughlin, and 3 of our favorite casino friends are coming too! I would really like to lose 9 more lbs and then I will have lost 10% of my weight since giving birth. MO and I had a little side bet that if either of us loses 10% (this was over a course of 3 1/2 months) that we get extra bonus money for the trip. NINE MORE LBS.....its gonna be tough but I am trying my hardest. I worked out twice yesterday and twice today (may do another one tonight just cause it's something to do to keep my mind off of things). I know my real struggle is the eating part, specifically my terrible Coke addiction. I am only have 1 a day, but am going to try 0 tomorrow. Would be awesome if I could do no pop or alcohol till the trip, but I love my Coke!


February has been another tough month as the twins were "due" 2/22/19. The best man at our wedding had his 3rd child a few days ago and when we had found out that both wives were pregnant and due dates were so close we were so excited for our kids to grow up together and be best buddies. I feel terrible that I had to unfollow both of them on FB because I can't handle seeing all the new baby pics. I broke down yesterday while I was on the treadmill and couldn't stop crying, one of my poor puppy girls tried to climb on and comfort me and ate it hard. So I sat down and she attacked me with kisses. So thankful for my husband and my puppers.

MO and I had a nice weekend in Deadwood last weekend. I had lots of good hits and bonuses and lots of drinks. It was great to get away and enjoy each other with out all the normal distractions. I ended up $100 ahead but MO lost (it's usually the other way around), but overall a cheap getaway.

Celebrations for this update:
-$1071.51 paid off in the last 2 weeks!!
-Rental #2 went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 7th update in a row!! This is tied for my longest streak!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $3,605.30
Mom Loan #2/#3 $35,461.96
MO Mortgage $81,020.00
My Mortgage $144,800.00
Our Mortgage $241,030.93
Total = $505,918.19

Down $1071.51 in the last two weeks!

Starting total was $613,351.27
$107,433.08 paid off since 6/19/15 (including downpayment on house and adding new truck loan)!!!!!

$20K Update - Trouble with taxes :(

February 15th, 2019 at 12:39 pm

We normally have our tax return back by now, but we haven't even been able to file yet. We never received birth or death certificates in the mail for the twins. MO spent hours on the phone and at the SS office trying to get their info. He finally got the SSN for our daughter and then Turbo Tax rejected our return since they don't recognize her SSN since it's so new. UGH! So we are still trying to figure out how to file. Super frustrated especially when we have to keep explaining how we lost both of our children. Frown

Current Balance $10,915.00
+$149.79 FB Sales
+$5.21 Ebates Refund
+$50.00 MO Payday to Our Savings (2/15)
Balance $11,120.00

Local Savings $3355.00
GC Savings $745.00
Capital 360 Savings (US) $3360.00
Capital 360 Savings (Mom Loan Payback Account)$1310.00
Capital 360 Savings (Rental Deposit Account #1)$850.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,120.00

52 Week Challenge
2019 Total = $300 (Weeks 1-24 are paid)

FB Sales Week of 2/3/19

February 15th, 2019 at 11:36 am

I was so busy this week I haven't been able to get sales logged until Friday! A good week of sales with a large variety of items sold. Total sales for the week were $273.50!! Loving my little side biz!

Sale #1140 (JS) $12.00
Farberware Single Serve Coffee Maker (Joint with my FSIL) - We paid $5.33
Sold for $12.00
Profit = $6.67

Sale #1141 (CB) $12.00
Farberware Single Serve Coffee Maker (Joint with my FSIL) - We paid $5.33
Sold for $12.00
Profit = $6.67

Sale #1142 (JSM) $100.00
Tasty 30pc Kitchen Set (Joint with my FIL) - We paid $63.28
Sold for $100.00
Profit = $36.72

Sale #1143 (PM) $6.00
Bundt Cake Pan - I paid $1.07
Sold for $3.00
Profit = $1.93

For my Mom: St. Ives Lotion $3.00

Sale #1144 (AKA) $3.00
Bundt Cake Pan - I paid $1.07
Sold for $3.00
Profit = $1.93

Sale #1145 (DI) $3.00
Bundt Cake Pan - I paid $1.07
Sold for $3.00
Profit = $1.93

Sale #1146 (HL) $34.00
Scented Crayons (2)(Joint with my FIL) - We paid $2.66
Sold for $4.00 each
Profit = $2.68

Valentines Clothes (2)(Joint with my Mom) - We paid $1.07 each
Sold for $3.00 each
Profit = $3.86

For My Mom: Airwick Refills 2pks (8 for $20.00)

Sale #1147 (KW) $17.00
Better Homes & Gardens Red Twin Sheets - I paid $5.36
Sold for $10.00
Profit = $4.64

St. Ives Lotion (2) - I paid $.99 each
Sold for $3.00 each
Profit = $4.02

Makeup Wipes - From my bathroom cupboard
Sold for $1.00
Profit = $1.00

Sale #1148 (BH) $3.00
Valentines Clothes (Joint with my Mom) - We paid $1.07 each
Sold for $3.00 each
Profit = $1.93

Sale #1149 (KO) $12.00
Valentines Clothes (4)(Joint with my Mom) - We paid $1.07 each
Sold for $3.00 each
Profit = $7.72

Sale #1150 (DA) $18.00
Softsoap Body Wash(6) - I paid $1.37 each
Sold for $3.00 each
Profit = $9.78

Sale #1151 (JC) $33.00
Softsoap Body Wash - I paid $1.37 each
Sold for $3.00 each
Profit = $1.63

Softsoap Body Wash (4)(Joint with my Mom) - We paid $1.37 each
Sold for $3.00 each
Profit = $1.63

Better Homes & Gardens Queen Sheets - I paid $5.36
Sold for $10.00
Profit = $4.64

For my Mom: St. Ives Lotion (2) @ $3.00 each = $6.00

Sale #1152 (FMO) $20.50
Softsoap Body Wash - I paid $1.37 each
Sold for $3.00 each
Profit = $1.63

OGX Shampoo/Conditioner (2) (Joint with my Mom) - We paid $1.79 each
Sold for $4.00 each
Profit = $4.42

Covergirl Supersize Fiber Mascara (Joint with my Mom) - We made .89 for buying this
Sold for $4.50
Profit = $5.39

Wet'n'Wild Eyeliner (Joint with my Mom) - We paid .60
Sold for $1.00
Profit = $.40

For my Mom: Physicians Formula Eyeshadow Quad $4.00