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Archive for April, 2014: Banker Gurl's More Bang For Your Buck!
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Archive for April, 2014

May 2014 Mortgage Payment

April 27th, 2014 at 07:14 pm

May 2014 Mortgage Payment

Balance $92,500.00
+$211.98 Interest
-$1218.88 Regular Payment
-$493.10 Principle Payment
-$125.00 Mortgage Checking Principle Payment
New Balance $90,875.00

Mortgage Checking Balance
$130.00 Balance
-$125.00 May 2014 Mortgage Principle
$5.00 New Balance




Escrow Savings Account
=$1430.00

4 More Sales added to Mortgage Checking

April 27th, 2014 at 07:04 pm

Been doing well still with FB sales. Had 4 more sales and have 3 pending sales so far for this week! Smile Also won $25 at blackjack last night and threw that in the mortgage payoff too.

Sale #12 (RM) - $2.50

Discounted items from CVS
Crest Be Inspired Toothpaste - I paid .74(Free on CVS GC)
Sold for $2.50 = $2.50 Profit

Sale #13 (AW) - $10.00

Discounted items from CVS
Softsoap Bodywash (4) - I paid $1.50 each (Free on CVS GC)
Sold for $2.50 each (4 for $10 deal) = $10 Profit

Sale #14 (DH) - $10.00

Discounted items from CVS
Softsoap Bodywash (4) - I paid $1.50 each (Free on CVS GC)
Sold for $2.50 each (4 for $10 deal) = $10 Profit

Sale #15 (TK) - $10.00

Curbside Items
Playskool Yellow Rider $10.00 = $10.00 Profit

Mortgage Checking Balance
$70.00 Balance
+$2.50 Sale #12
+$10.00 Sale #13
+$10.00 Sale #14
+$10.00 Sale #15
+$25.00 Blackjack Win
+$2.50 Even Out Amount
$130.00 New Balance

$20K Update

April 26th, 2014 at 04:03 am

New Focus = Home Maintenance $6505/$7000

Current Balance $32,120.00
-$28.00 To ROTH IRA
+$3.00 Even Out Amount
+$100.00 to Retirement Hold Account
+$350.00 May 2014 Escrow Savings
Balance $32,545.00

ING $28,705.00
Home Improvements(cash)$440.00
HSBC $3400.00
Total = $32,545.00

Few More grabs at CVS

April 21st, 2014 at 06:53 pm



Scope To Go Multi-Packs (Bought 2)
Regular Price $2.57
*Received $3.00 EB on Each
Final Price -$1.72! $1.72 Money Maker!! .43 Profit on each!
*These are a limit of 2 per card!
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 on FB on 12/20/14

Almay Shadow Softies (Bought 4) $4.99 Each
Almay Lip Gloss (Bought 2) $5.99 Each
-$4.00 Mfr Coupon (6) (Thanks to my Ma for getting me coupons!)
-$3.00 CVS CRT (2)($3.00 off $15.00 Cosmetic Purchase)
*Received $3.00 EB for Spending $10 on Almay (2)
Final Price = -$4.06 Money Maker!! .51 Profit on each!
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 Shadow Softies for $2.50 on 7/5/14 on FB.
*ETA - Sold 2 Shadow Softies for $2.50 each at 9/4/14 rummage sale
*ETA - Sold 1 Shadow Softies for $2.50 on 9/27/14 on FB.
Shadow Softies are sold.

CVS Antacid (Bought 3)
Regular Price $1.49
*Received $1.49 EB for Each
Final Price = 3 Boxes Free
(Marked $1.00 each for rummage sale)

90% off bin

Kardashian Gleam Club (Bought 4)
Regular Price $9.99
-$9.00 Clearance Price
Final Price - .99 Each!!
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 1/15/17


CVS Deals Week of 4/20/14

April 21st, 2014 at 02:45 am

Couple of nice little Money Makers this week!



Scope To Go Multi-Packs (Bought 4)
Regular Price $2.57
*Received $3.00 EB on Each
Final Price -$1.72! $1.72 Money Maker!! .43 Profit on each!
*These are a limit of 2 per card!
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 at 9/4/14 rummage sale
*ETA - Gave 2 to XH
*ETA - Sold 1 for $2.00 on FB on 12/20/14
Profit = $5.72

Almay Shadow Softies (Bought 4) $4.99 Each
Almay Lip Gloss (Bought 2) $5.99 Each
-$4.00 Mfr Coupon (6) (Thanks to my Ma for getting me coupons!)
-$3.00 CVS CRT (2)($3.00 off $15.00 Cosmetic Purchase)
*Received $3.00 EB for Spending $10 on Almay (2)
Final Price = -$4.06 Money Maker!! .51 Profit on each!
(Marked $2.50 each for rummage sale)
*ETA - Sold 3 Shadow Softies for $2.50 each on 6/19/14 on FB.
*ETA - Sold 1 Lip Gloss for $2.50 on 6/19/14 on FB.
*ETA - Sold 1 Shadow Softies for $2.50 on 7/5/14 on FB.

Powerades 32oz (Bought 3)
Regular Price $1.77
-.20 Sale Price
-$1.00 CVS CRT (3)
Final Price .57 Each!! (Free on CVS GC)

One mans trash............

April 21st, 2014 at 12:01 am

Really? This looks like garbage? Apparently to my neighbors it is...and I am not ashamed to say I took it off the curb! All VERY nice and clean toys! They were all bagged together (not with any actual garbage). Neighbors house is for sale so I guess they are cleaning stuff out, but they could have at least donated the items if they didn't want them, such nice quality and cute stuff for kiddos! I am in the works of getting everything organized/wiped down and marked for the rummage sale. I already sold one of the little riders for $10 on FB! Gonna be a great haul!
*ETA - Sold Playskool Rider (Yellow) for $10 on FB on 4/26/14.
*ETA - Sold Playskool Rider (Blue) for $10 on FB on 6/14/14.
*ETA - Sold Elmo Socks for $1.50 on FB on 6/14/14.
*ETA - Sold Diego Potty Seat for $4.00 on FB on 6/18/14.
*ETA - Sold $63.25 worth of items at 9/4/14 rummage sale, listed below.
Baby Alive Backpack $1.00
Baby Elephant .50
Baby Toys $1.50
Baby Washtub $3.00
Bag of Baby Toys $2.50
Bag of Misc Toys $1.00
Basketball Toy $7.00
Bear .50
Blowdryer Toy .25
Christmas Book $1.00
Etch-A-Sketch Toy .25
Flashcards $1.00
Lap Tray $2.00
Leapfrog Toy $6.00
Microphone Toy .50
Monkey Blanket $1.00
Playskool Train $3.00
Reindeer Toy .25
See-N-Say $2.00
See-N Say (2nd one) $2.00
Shield .50
Stuffed Purple Butterfly $1.00
Surfboard Toy .50
Tamborine .50
Thomas the Tank Engine Letter Train $7.00
Tiger Rattle .50
Tonka Track Toy $3.00
Toy Story Puzzle $1.00
Train Track $1.00
V-Tech Ladybug Toy $6.00
V-Tech Helicopter Toy $5.00
Winnie the Pooh Toy $2.00
*ETA - Sold the kids rug (underneath the toys) for $7.00 at 9/10/15 rummage sale.
*ETA - Sold Scout Stuffed Animal for $1.00 at 5/5/17 rummage sale

Already made $96.75 off their garbage! Smile

CVS Deals Week of 4/14/14

April 19th, 2014 at 04:29 am

Tons of great deals this week!

90% off bin!!

Sally Hansen Insta Gel Strips (Bought 7)
Regular Price $15.29
-$13.77 Clearance Price Each
*Received $5.00 EB for spending $10 on Sally Hansen
*This normally would not print for clearance items, but the manager had to manually enter the clearance price so it gave me the EB! Smile
Final Price = .81 each! (Free on CVS GC)
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 at 9/4/14 rummage sale
*ETA - Sold 1 for $6.00 at 10/1/16 rummage sale
5 left to sell

Nutra Nail Gel Perfect 5 Min Manicure (Bought 3)
Regular Price $13.99
-$12.60 Clearance Price Each
Final Price $1.39 Each! (Free on CVS GC)
(Marked $6.00 Each for rummage sale)
*ETA - Sold 1 for $6.00 at 9/4/14 rummage sale
*ETA - Wrote 1 off in a large deal with a shopper
*ETA - Sold 1 for $3.00 on FB on 12/2/18


And the regular deals were great too!

Charmin 16 or 20 Pack Double Rolls(Bought 2 of each) (72 Double Rolls/144 Regular Rolls)
Regular Price $15.99
-$6.00 Sale Price Each
-$1.00 Coupon Each (4)
*Received $5.00 for every 2 I bought (2)
Final Price - $25.96 for 72 Double Rolls/144 Regular Rolls or .36 per double roll/.18 per regular roll! (Free on CVS GC)(Keeping these)

Speedstick Deoderant (Bought 4)
Regular Price $3.29
-.79 Sale Price
*Received $2.00 EB on every 2 (2)
Final Price $1.50 Each (Free on CVS GC)
(Keeping these)

Almay Make-up Remover (Bought 3)
Regular Price $6.49
-.50 Sale Price Each
-$4.00 Mfr Coupon (3)
*Received $1.99 EB on each
Final Price = All 3 Free!!
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each on 7/5/14 on FB
*ETA - Sold 1 for $3.00 at 9/4/14 rummage sale
Profit = $9.00

Almay Lip Gloss
Regular Price $5.99
-$4.00 Mfr Coupon
*Received $1.99 EB
Final Price = Free!
(Keeping this)

Colgate Optic White 4.0oz (Bought 3)
Regular Price $4.59
-$1.59 Sale Price Each
-$2.50 CVS CRT Coupon (3)
Final Price .50 Each!! (Free on CVS GC)
(Marked $2.50 Each for rummage sale)
*ETA - Sold 1 for $2.50 on FB on 7/25/14
*ETA - Sold 2 for $2.50 each at 9/4/14 rummage sale
Profit = $7.50

Sally Hansen Xtreme Wear (Bought 4)
Regular Price $3.29
-$1.00 10% off CRT
*Received $5.00 EB
Final Price = $1.79 Each (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold 3 to BF coworkers for $2.50 each on 7/28/14

CVS Brand Antacid Flavor Chews (Bought 6)
Regular Price $1.49 Each
*Received $1.49 EB on Each
Final Price = 6 Free!!
(Marked $1.00 each for rummage sale)

Revlon Shadow Links Eyeshadow (Bought 2)
Regular Price $2.99 Each
-$1.50 BOGO 50% Sale
-$1.00 Mfr Coupon ($1.00 off 2 Shadow Links)
-$5.00 CVS CRT Coupon ($5.00 off any 2 Revlon)
Final Price = -$1.52 Money Maker!!
.76 Profit on Each!!
(Marked $1.50 Each for rummage sale)
*ETA - Sold 1 for $1.50 on 7/8/14 on FB
*ETA - Sold 1 for $1.50 on 9/27/14 on FB
Profit = $4.52

Free shoes from Famous Footwear + Free Sandwich and Free Dessert!

April 18th, 2014 at 10:06 pm

I LOVE my freebies!

Got a free sandwich from Schlotsky's Deli for tax day, just had to buy a pop and chips, but still a great deal to get a Schlotsky's Sandwich, 32oz Pop and bag of chips for $3!

Had a text reward from McKenzie River Pizza Co, for a free dessert when you spend $18...2 meals and 2 drinks is easily way over that, so got a free dessert when we ate dinner there. I got the Mack Lovin, it's a giant warm (like melted) chocolate chip cookie with 2 scoops of ice cream and chocolate syrup on top....ooooohhhh my......it was AMAZING!

And then got text deals from Famous Footwear, $10 off a 10 purchase (got this deal from My Frugal Adventure). I had DH do it as well on his phone, so we each had $10 to spend. Found 2 pairs of shoes in the clearance area and already have them ready to sell and a potential buyer for the slippers! SCORE!!

Girls Sandals were $29.99, clearance to $10 - $10 coupon = FREE!
Slippers were $27.99, clearance to $10 - $10 coupon = FREE!
*ETA - Sold on FB on 9/2/14 for $7.00 = $7.00 Profit

$20K Update - Payday Savings Deposit

April 18th, 2014 at 07:21 pm

Made it to $32K! Love when we make over the next $1000 mark. Smile

Less then $500 left to meet the next savings goal. Hoping to make that next month before DHs school paychecks end.


New Focus = Home Maintenance $6505/$7000

Current Balance $31,870.00
+$250.00 to Home Improvements
Balance $32,120.00

ING $28,280.00
Home Improvements(cash)$440.00
HSBC $3400.00
Total = $32,120.00

Mortgage Checking Deposit - Sold 4 Suave BW

April 17th, 2014 at 02:33 pm

Sale #11 - $6.00

Discounted items from CVS
Suave 12oz Bodywash - I paid .67 each (Free on CVS GC)
Sold 4 for $1.50 each = $6.00 Profit


Mortgage Checking Balance
$60.00 Balance
+$6.00 Sale #1
+$4.00 Even Out Amount
$70.00 New Balance

$20K Update

April 15th, 2014 at 07:09 pm

Next payday will get us over $32K, woot!

New Focus = Home Maintenance $6255/$7000

Current Balance $31,770.00
+$100.00 Anniversary Cruise
Balance $31,870.00

ING $28,030.00
Home Improvements(cash)$440.00
HSBC $3400.00
Total = $31,870.00

This receipt will make you smile....promise :)

April 15th, 2014 at 02:07 am

My CVS trip today.


Details coming later this week, but couldn't resist putting this up!

Mortgage Checking Deposit - 2 Sales to coworkers

April 13th, 2014 at 11:58 pm

Sale #9 (RM) - $11.50

Mom - Carmex Balm Set $1.50

Discounted items from CVS
Wet N Wild Nail Polish - I paid $1.25 each (Free on CVS GC)
Sold 3 for $2.50 each (part of 4 for $10 deal) = $7.50 Profit

Discounted items from Claires

Sea Glass Manicure Sets - I paid $1.00
Sold for $2.50(part of 4 for $10 deal) = $1.50 Profit

Sale #10 (VT) - $3.00

Nicole by OPI Selena Gomez Nail Polish- I paid .79(Free on CVS GC)
Sold for $3.00 = $3.00 Profit


Mortgage Checking Balance
$45.00 Balance
+$11.50 Sale #1
+$3.00 Sale #2
+.50 Even Out Amount
$60.00 New Balance

CVS Deals from last 2 weeks

April 13th, 2014 at 07:47 pm

Week of March 30, 2014



CVS Flavor Chews Antacid 12ct(Bought 12)
Regular Price $1.49 Each
*Received $1.49 EB Each
Final Price - 12 Boxes Free!!
*This is a deal that is running all month and you can get 10 boxes free per card!
(Marked $1.00 each for rummage sale)

Zarbee's Naturals Seasonal Relief (Bought 3)
Regular Price $9.99 Each
-$2.99 Sale Price Each
*Received $7.00 EB on each
Final Price - 3 Box Free!!
(Marked $4.00 each for rummage sale)
*ETA - These did not sell and expired in June 2016, so I kept some for personal use and gave some to my SIL.

Febreze Car Clip (Bought 2)
Regular Price $3.99 Each
-.99 Sale Price Each
-$3.00 (BOGO Free Mfr Coupon)
Final Price $1.50 Each!! (Free on CVS GC)
(Keeping these)


Week of April 6, 2014



Zarbee's Naturals Seasonal Relief (Bought 3)
Regular Price $9.99 Each
-$2.99 Sale Price Each
*Received $7.00 EB on each
Final Price - 3 Box Free!!
(Marked $4.00 each for rummage sale)
*ETA - These did not sell and expired in June 2016, so I kept some for personal use and gave some to my SIL.

Scope Mouthwash 1 Liter (Bought 2)
Regular Price $4.99 Each
-$2.00 CVS CRT Coupon
*Received $5.00 EB for buying 2 Scope 1 Liter
Final Price $2.98 for 2! Just $1.49 each!! (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each on FB on 8/15/14
Profit = $6.00

Simply Venus 4pk Razors
Regular Price $9.29
-$4.00 Mfr Coupon
-$2.00 CVS CRT Coupon
*Received $5.00 EB for Venus Purchase
Final Price -$1.71 Money Maker!
(Marked $4.50 for rummage sale)
*ETA - Sold for $4.50 at 9/4/14 rummage sale
Profit = $6.21

$20K Update

April 11th, 2014 at 01:54 pm

Happy Friday everyone!

New Focus = Home Maintenance $6255/$7000

Current Balance $31,670.00
+$100.00 To Retirement Hold Account
Balance $31,770.00

ING $28,030.00
Home Improvements(cash)$440.00
HSBC $3300.00
Total = $31,770.00

Mortgage Checking Account - 3 More Sales!

April 7th, 2014 at 02:21 am

The two girls I sold to before came to buy more from me! They each bought a few things and I also sold 1 item to a coworker. Things are going good with the lil side business!

Sale #6 (KW) - $20.00

Mom - Maybelline Nail Polish $2.00

Discounted items from CVS
Carmex Lip Gloss (2) - I paid .24 each
Sold 2 for $1.50 each = $2.52 Profit

Listerine Mouthwash 1 Liter - I paid $2.04 each (free on CVS GC)
Sold for $4.00 = $4.00 Profit

Glade Room Spray(4) I paid .67 each (Free on CVS GC)
Sold for 4 for $4.00 = $4.00 Profit

Venus Embrace Razor - I paid $1.49 (Free on CVS GC)
Sold for $7.00 = $7.00 Profit

Sale #7 (CB) - $15.00

Listerine Mouthwash 1 Liter - I paid $2.04 each (free on CVS GC)
Sold for $4.00 = $4.00 Profit

Glade Room Spray(4) I paid .67 each (Free on CVS GC)
Sold for 4 for $4.00 = $4.00 Profit

Venus Embrace Razor - I paid $1.49 (Free on CVS GC)
Sold for $7.00 = $7.00 Profit


Sale #8 (SS) - $3.00

Wet n Wild Nail Kit (I had bought this to keep for a gift, not to resell) - I paid .88
Sold for $3.00 = $2.12 profit

Mortgage Checking Balance
$350.00 Balance
-$345.00 April Mortgage Principle Payment
+$20.00 Sale #1
+$15.00 Sale #2
+$3.00 Sale #3
+$2.00 Even Out Amount
$45.00 New Balance

$20K Update

April 7th, 2014 at 12:51 am

Another casino trip to watch the Final Four in NCAA tournament....came home $250 ahead! Another drop in the savings bucket!

New Focus = Home Maintenance $6255/$7000

Current Balance $31,130.00
+$250.00 Casino Winning to HM
+$350.00 to Escrow Account
-$112.00 to Roth IRA
+$19.20 ING Interest
+$32.80 Even Out Amount
Balance $31,670.00

ING $27,930.00
Home Improvements(cash)$440.00
HSBC $3300.00
Total = $31,670.00

April 2014 Savings Update

April 7th, 2014 at 12:41 am

April 2014 Savings Update

Regular Savings:
Home Maintenance ING $6005
Cushion $3280
HSA $10,290
New Patio Door (cash) $440
Escrow $1450
September 2014 $1810
Short Term Emergency Fund $1010 - Complete
Long Term Emergency Fund $2010 - Complete
New Car $10,290 - Complete
Vacation $3135 - Complete
Anniversary Cruise $3300
Total Regular Savings = $43,020.00

Retirement Savings:
Retirement Hold Account $1615
Roth IRA $8925
Rollover IRA $815
401K $33,200
403B $24,500 (est)
Total Retirement Savings = $69,055.00

Total Savings $112,075

Up $1035 from last month!