May 2013 Mortgage Payment
-$1218.88 Regular Payment
-$334.81 Principle Payment
New Balance $109,400.00
Escrow Savings Account
+$350.00 April Deposit
YEAH! Under $110K! Now on to the big milestone of getting under $100K!
Archive for April, 2013
May 2013 Mortgage Payment
Alright, so alllll done with the hall closet! YIPEE!
In total I got rid of 32 items in there!
Here are the before, during and after pics...
Before - Whole Closet:
After - Whole Closet:
Before - Shoes
During - Shoes
After - Shoes! Can fit a lot in that shoe holder!!
Last two sections of the hall closet
Coats (also DH keeps his hoodies and vests in there)
DH Keep - 17 Tossed - 1
Me Keep - 13 Sell - 5
Shoes....ooooohhh shoes. I love my shoes. I know I have way way too many. But I did my best. I haven't actually bought any shoes other then running shoes to replace worn out ones in at least 3 years. But I hace accumulated a lot over the years. I know I have at least a few prs from jr high and high school still. But when you find ones you like you gotta keep em!
Here is pics of them all out of the closet, before I picked out the ones to get rid of:
Please don't bother telling me that is a ridiculous amount of shoes...I know...LOL.
I had 57 to start with and got rid of 16! DH had 12 and got rid of 1. I put them all in a box for now to go through and clean them up, decide if they are worth selling, I know there were at least a few that were going to garbage. I will prob do that tonight or tomorrow and get them all cleaned up and boxed for the rummage sale.
Had to get new brake pads etc....I did have a coupon that gave me $50 off my total, so that was awesome!
Current Balance $28,625.00
-$300.00 Car Maintenance
+$100.00 to Retirement Hold Account
+$350.00 Escrow Account
New Balance $28,775.00
ING $25,750.00 ($5620.00 Bingo Money)
Total = $28,775.00
Cleaned out the purse bin and baseball cap bin. DH has lots more baseball caps downstairs, but I will get to those when I get done with the whole upstairs. I found a few items to get rid of (see lists below) but still have a lot. I haven't bought a new purse in over 3 years. I just like to keep my things nice and have them for a long time rather then get rid of them and then buy new ones. I was happy I found a few I could part with.
Purse bin - all done
4 Slingbags (love these for trips, especially Vegas)
5 Coin Purses
Put in rummage sale - 4 Purses and 1 Slingbag
Baseball cap bin - all done
Put in rummage sale - 1 Hat, 1 Visor
I started cleaning out the hall closet today. This is where we keep all of our coats, shoes, purses, hats and winter gloves, scarves etc.
I have waaaay to many of everything...hoping to get rid of at least a few items.
Today I went through the winter bin. Here is the inventory:
1 ear band
6 winter hats
10 pairs gloves/mittens
I found a few things to get rid of:
1 winter hat
1 golf glove (?)
1 pr gardening gloves - not selling these, just moving them to the correct closet
So I marked those items up and put them in the rummage sale box. Will try to do the purses and hats bin this week and then the coats and shoes next weekend.
Winter bin all done
Just a couple little things for me to grab this week.
There were a few more things that I may pick up if I get the coupons I need.
Palmolive Dishwashing Soap 10oz (Bought 2)
Regular Price $1.99
-$1.00 Sale Price
-.25 Coupon from CVS Coupon Machine
Final Price .74 each!
Orbit Gum 14ct (Bought 4)
Regular Price $1.37
-.37 Sale Price
*Received $1.00 EB for each set of two
Price = $2.00 (.50 per pack x 4)
*Used $2.00 EB earned from Green Bag Tag
Final Price - 4 Packs for Free!!
Let me first say, I REALLY, REALLY wish that CVS would make sure that all of the employees know the correct way to enter their coupons and would all enter them the same. I don't care what is the correct way, as long as they are all doing it the same. Very frustrating to argue with the cashiers cause the last time you bought the same thing it was rang up differently then this time. Anyways....I did score some great deals again this week.
Due to the different ways cashiers were handling the coupons, some of the prices are different for the same items.
**I also got $2.00 this week for using my green bag tag and $5.00 from the Beauty Club!! So I will use those when I have higher purchase totals.**
Revlon Glitter Nail File (Bought 4)
Regular Price $2.27
-$2.27 CVS Coupon from Coupon Machine (4 coupons)
($3.00 off Revlon Item, cashier discounted the coupon down to $2.27)
Final Price 4 for Free!!
(Gave 1 away to a friend and marked the other 3 for $1.50 each for rummage sale)
I think these will sell great at the sale, they are all glittery and I think the shoppers will love them!
*ETA - Sold 1 for $1.50 at 6/15/13 rummage sale
*ETA - Sold 2 for $1.50 each at 9/5/13 rummage sale
*ETA - Gave 1 to friend
Profit = $4.50
Revlon Glitter Nail File (Bought 2)
Regular Price $2.27
-$3.00 CVS Coupon from Coupon Machine (2 coupons)
Final Price +.73 Money Maker Each!!
(Marked for $1.50 each for rummage sale)
*ETA - Sold 1 for $1.50 on 3/20/14 on FB
*ETA - Sold 1 for $1.50 at 9/4/14 rummage sale
Profit = $4.46
Revlon Crazy Shine Nail Buffer (Bought 1)
Regular Price $3.99
-$3.00 CVS Coupon from Coupon Machine
Final Price .99 - Free on CVS GC
(Marked for $2.00 for rummage sale)
Puffs Plus Cubes (Bought 7)
Regular Price $1.77
-.78 Sale Price Each
-.25 Mfr coupon
Final Price .95 each! - Free on CVS GC
Plus on each both there is a $1.00 coupon for Charmin and they don't expire till 6/30/14!! So that was a great find as well.
I haven't been going for the free Menards stuff lately cause of feeling so busy with OT, now that we don't have OT for awhile I may get back up there more.
Spic n Span Cleaning Wipes (Bought 4)
Sale Price .99 each
-.99 each mail in rebate
Free after rebate!!
Snowshovel (Not pictured)
Regular Price $9.99
-$2.00 Flyer I got in the mail
-$6.79 Yearly Rebate
Final Price $1.20!!
Got a few things done yesterday that made me feel productive.
As I was cleaning out that extra room, I was trying for the most part, to mark things for the rummage sale as I found them, so most things were already marked and put away when I got done. But I did end up with a small box of maybe 20 random items in the end that needed to be marked, so I marked them all yesterday and put them away in a box for the rummage sale.
Also when I was cleaning out that room I found a folder of checks I had ordered maybe a month or two ago and put in my desk. I had pulled them out when I was organizing and realized that even though I had requested no changes, they had for some reason taken my husband's name off of the check blanks. So I called the bank and reordered. We get free checks for our bank and I still have 2 pads left, so no big deal. Odd though, that they randomly removed him from the checks....
And lastly I finally got DH's CVS card signed up for the Beauty Club. I had been trying to do this for awhile, but was having trouble. You used to be able to activate it with the cashiers at CVS, but when I asked them to do that they said they can't anymore, you have to go online. I had trouble with DH's login info, so I finally just called CVS EB line and had them activate it that way. So now I can start earning extra rewards on his card.
I am so happy I finally finished Extra Room #1! That was by far the worst/craziest room in the house, so I am so excited! Got rid of countless items, some to garbage, some to rummage sale, including a vacuum, 3 printers (Yes, 3?!), tons of old papers, books, binders, notebooks, college textbooks, and numerous trinkets, random junk and bobbles. It is amazing how big that room feels now! Check out my before and after photos!
Whole Room Before
Whole Room After
Storage Shelf Before
Storage Shelf After
I live in ND and we are currently getting out butts KICKED by a blizzard. We got 13 inches already today and its not slowing down. Sounds like we will get another 7-8 inches before it passes.....20 inches of snow in April. BOOOOO!
I am hoping for a snowday tomorrow because we don't have a snowblower and our driveway is completely drifted over. I have to be at work at 6:55am and I don't even think it will be done snowing by then, much less able to be dug out.
So today of course we are home all day. Which really doesn't bother me. Between my library book, Netflix and the internet I am content all day. Mostly been alternating between bopping around online and working on the extra room. I got quite far in there the last few days and hope to finish today!
I have been working voluntary OT since Octoberish. I try to put in about 5-10hrs a week and have been doing very good at making myself get in those extra hrs. This really helps my paycheck, it has been $200-$300 more then usual each payday. Well finally got the email Friday that they are no longer offering OT. I know it will be back again as special projects always come up or other depts need help, but for now no more OT for me. Just another reason to reign in spending! Now I will be getting off of work everyday at 3:25, so plan to hit the gym everyday since I will have plenty of time for that without the OT hours.
Another good update. However, the checking account is going to be pretty bare after this, between all the savings deposits, the extra payment on the mortgage and a seriously too high monthly Discover bill.....we are scraping the bottom of checking. Need to really focus on reigning in the overspending, eating out is OUT OF CONTROL. Gonna talk to DH tonight about not eating out for the next 2 weeks to get us back on track.
Current Balance $27,975.00
+$100.00 HSBC Anniversary Cruise
+$100.00 ING Retirement Hold Account
+$200.00 ING Las Vegas
+$250.00 Home Improvements
New Balance $28,625.00
ING $25,300.00 ($5620.00 Bingo Money)
Total = $28,625.00
Got some yearly vehicle bills in the mail today...so fun to get them both at once....
DH's Vehicle Registration $69.00
AAA Yearly Membership Dues $57.00
The AAA has been so worth it over the years. It includes up to 4 roadside assistance calls per year which include:
-Battery, lockout and tire service
-Fuel Delivery Service
-Vehicle Locksmith Reimbursement
Plus numerous different discounts at hotels, retailers, etc. Last year DH had a horrible day where he broke his cell phone AND locked his keys in his car....he was very happy to have AAA that day! Usually the only thing we ever have to use it for is locking the keys in the car, but have used it before for a towing as well and obviously using it only once a year is worth the $57, plus the piece of mind it gives to know someone will come get you anywhere, anytime.
Xtra Laundry Detergent 45oz (Bought 2)
Regular Price $2.67
-.68 Sale Price
-$1.00 CVS Coupon from Coupon Machine
Final Price .99 each!
There were some bags of mini chocolate that I had gotten for free a different week, but my CVS didn't get them this time. I will have to check back later this week and see if they ever got any in.
They also had a lot of Easter items and Easter Candy for 75% off. I got a couple small things for myself (Cadbury Egg!) cause no one got my any Easter candy this year.