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Debt Update - 8/30/19

September 2nd, 2019 at 04:54 pm

Hey I'm only 3 days late with my debt update this time (LOL!!)!

Summer is coming to an end and I am normally bummed about that as I love the sun, but this year I am actually excited for the slow down in activities and to do some hibernation over winter.

With how payments fell this is a very low update, but the next one will be nice!

Celebrations for this update:
-$323.73 paid off in the last 2 weeks!!
-Store Loan went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $1,938.99
Mom Loan #2/#3 $32,203.02
Rental #1 Mortgage $78,395.17
Rental #2 Mortgage $142,600.00
Our Mortgage $238,521.93
Total = $493,659.11

Down $323.73 in the last two weeks!

Starting total was $613,351.27
$119,692.16 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update as of 8/16/19

August 26th, 2019 at 08:57 am

Yikes a whole week late on my debt update again! I am hoping I am finally caught up at work and now just need to get caught up with house cleaning and reselling business.

In the meantime my other softball team won another state championship! This is my 3rd state championship (2nd this year!)!!

Savings is at $15,300 but I haven't done an update on that in almost a month since I've been so busy so it should have gone up at least a couple hundred just for normal deposits.

Celebrations for this update:
-$971.29 paid off in the last 2 weeks!!
-Rental #2 Mortgage went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 6th update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,058.61
Mom Loan #2/#3 $32,203.02
Rental #1 Mortgage $78,599.28
Rental #2 Mortgage $142,600.00
Our Mortgage $238,521.93
Total = $493,982.84

Down $971.29 in the last two weeks!

Starting total was $613,351.27
$119,368.43 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update - 8/2/19

August 9th, 2019 at 01:22 pm

This update is a whole week late, but I have been swamped and am just squeezing in a few minutes to get it posted. I have been covering for a coworker who is out and it's been totally nuts.....unfortunately that also coincided with the first week with the new baby puppy! And since I work from home it's been a tornado around here! She is our 3rd girl and she is adjusting really well, but no matter how good they are, puppies are a lot of work! Love her to pieces already and our 2 other girls are having fun playing with her.

One of my softball teams won a state championship and one of MO's teams won a roughrider championship (consolation bracket champ)! This is my 2nd state championship and it was very exciting!

We have been doing good with cash flowing some bigger expenses even though we did have to take some money out of savings for medical/dental bills and also for the new puppy. Will have more bills coming up for her when it is time for her to get spade.

We are also really making it our mission to get the debt below the next $1000 mark every 2 weeks, so we threw another extra $200 on Rental #1's mortgage this time. MO has always been on board with paying off the debt, but I really see his interest peek when he gets to go in and pays an extra couple hundred dollars and actually sees the balance go down right at that moment when he gets his receipt. It helps him a lot to visually see that progress instead of just a "never ending" amortization spreadsheet.

Savings is at $15,300. We do have some cash "savings" that isn't accounted for anywhere right now. That may go towards rental updates or may go into savings.

Celebrations for this update:
-$864.85 paid off in the last 2 weeks!!
-Total Debt went under the next $1000 mark for the 5th update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,178.14
Mom Loan #2/#3 $32,203.02
Rental #1 Mortgage $78,629.28
Rental #2 Mortgage $143,000.00
Our Mortgage $238,943.69
Total = $494,954.13

Down $864.85 in the last two weeks!

Starting total was $613,351.27
$118,397.14 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update 7/19/19

July 22nd, 2019 at 03:34 pm

Nice update with payments on everything except the Mom Loan!

We have a new renter going into Rental #2 and everything went very smoothly with the last one moving out which is a relief. We also got all of the apartments that we property manage rented as of 8/1 which is great! Hopefully things can calm down for awhile now on the rentals front.

Savings is at $17,700.00, BUT we need to take some out for a new puppy we are getting in a few weeks (#3!) and other bills that came up, will probably go down $2K-$3K. I also got my 401K Statement in the mail today and I am at $83K! I also have $10K in an IRA that I haven't contributed to in about 5 years. Happy with where I am at retirement wise for 35 y/o and will keep plugging away at that.



Celebrations for this update:
-$1154.22 paid off in the last 2 weeks!!
-Rental #1 went under the next $1000 mark!!
-Our Mortgage went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 4th update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,297.57
Mom Loan #2/#3 $32,748.44
Rental #1 Mortgage $78,829.28
Rental #2 Mortgage $143,000.00
Our Mortgage $238,943.69
Total = $495,818.98

Down $1154.22 in the last two weeks!

Starting total was $613,351.27
$117,532.29 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update as of 7/5/19

July 9th, 2019 at 01:04 pm

We were about $230.00 short of making it under the next $1000 mark, so we threw an extra $250.00 at Rental #1 to get under again!

Celebrations for this update:
-$913.76 paid off in the last 2 weeks!!
-Mom Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 3rd update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,416.91
Mom Loan #2/#3 $32,748.44
Rental #1 Mortgage $79,043.84
Rental #2 Mortgage $143,400.00
Our Mortgage $239,364.01
Total = $496,973.20

Down $913.76 in the last two weeks!

Starting total was $613,351.27
$116,378.07 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update - 6/21/19

June 24th, 2019 at 01:50 pm

Had a nice big update this time! Hoping to send a bit extra to Rental #1 Mortgage for next update.

Celebrations for this update:
-$1088.04 paid off in the last 2 weeks!!
-Total Debt went under the next $1000 mark for the 2nd update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,536.16
Mom Loan #2/#3 $33,292.95
Rental #1 Mortgage $79,293.84
Rental #2 Mortgage $143,400.00
Our Mortgage $239,364.01
Total = $497,886.96

Down $1088.04 in the last two weeks!

Starting total was $613,351.27
$115,464.31 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update - 6/7/19

June 7th, 2019 at 10:28 am

We got through wedding weekend for my SIL and it was a good fun time. I did have a little breakdown because when we initially went bridesmaids dress shopping I was pregnant with the twins and I just kept thinking about how they should have been at the wedding in their cute little outfits. And of course the first thing my hair stylist asked me was if I had kids. I've had a rough few weeks again, but have found a few things that help me not feel so awful. I am making sure to take my meds at the same time everyday, I have started doing P90X or some other workout everyday, and also changed my eating habits. I also set a daily timer on my phone of 30 mins max for FB. These little changes have really helped improve my attitude and made me feel more positive. I don't want to feel like crap everyday so am trying to find what works for me.


Both big mortgage payments will come out on Monday so the next update should be really nice.


Celebrations for this update:
-$662.68 paid off in the last 2 weeks!!
-Total Debt went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,655.32
Mom Loan #2/#3 $33,292.95
Rental #1 Mortgage $79,493.84
Rental #2 Mortgage $143,750.00
Our Mortgage $239,782.89
Total = $498,975.00

Down $662.68 in the last two weeks!

Starting total was $613,351.27
$114,376.37 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update - 5/24/19

May 24th, 2019 at 07:12 pm

Not much to report this time, it's our low update week.

Celebrations for this update:
-$320.12 paid off in the last 2 weeks!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,774.39
Mom Loan #2/#3 $33,836.56
Rental #1 Mortgage $79,493.84
Rental #2 Mortgage $143,750.00
Our Mortgage $239,782.89
Total = $499,637.68

Down $320.12 in the last two weeks!

Starting total was $613,351.27
$113,713.59 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update - 5/10/19 - Under $500K!!!

May 15th, 2019 at 02:35 pm

We threw some extra at Rental #1 Mortgage and were able to get under the $500K mark! Lots of celebrations this update!

Celebrations for this update:
-$1629.02 paid off in the last 2 weeks!!
-My Mortgage went under the next $1000 mark!!
-Store Loan went under the next $1000 mark!!
-Mom Loan went under the next $1000 mark!!
-MO Mortgage went under the next $1000 mark!!
-Our Mortgage went under the next $1000 mark!!
-Total debt passed the next $1000 mark for the 3rd update in a row (and actually passed two this time)!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $2,893.37
Mom Loan #2/#3 $33,836.56
Rental #1 Mortgage $79,694.98
Rental #2 Mortgage $143,750.00
Our Mortgage $239,782.89
Total = $499,957.80

Down $1629.02 in the last two weeks!

Starting total was $613,351.27
$113,393.47 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update - 4/26/19

April 26th, 2019 at 02:20 pm

We had some great casino wins over Easter and were able to throw an extra $400 onto the mortgage for Rental #1! Next update should get us very close to being under $500K, so I will try to throw a little extra again next time too so we can get past that milestone!

Celebrations for this update:
-$716.94 paid off in the last 2 weeks!!
-Rental #1 went under the next $1000 mark and also under $80K!
-Total debt passed the next $1000 mark for the 2nd update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $3,012.25
Mom Loan #2/#3 $34,379.26
MO Mortgage $79,894.98
My Mortgage $144,100.00
Our Mortgage $240,200.33
Total = $501,586.82

Down $716.94 in the last two weeks!

Starting total was $613,351.27
$111,7964.45 paid off since 6/19/15 (including downpayment on house and adding new truck loan ($26,000))!!!!!

Debt Update - 4/12/19

April 11th, 2019 at 11:47 am

Great update this time with payments lining up on the same update. Getting so close to being back under $500K!

Celebrations for this update:
-$1426.51 paid off in the last 2 weeks!!
-Total debt passed the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $3,131.04
Mom Loan #2/#3 $34,379.26
MO Mortgage $80,493.13
My Mortgage $144,100.00
Our Mortgage $240,200.33
Total = $502,303.76

Down $1426.51 in the last two weeks!

Starting total was $613,351.27
$111,047.51 paid off since 6/19/15 (including downpayment on house and adding new truck loan)!!!!!

Debt Update - 3/29/19

March 29th, 2019 at 01:10 pm

Not a very exciting update, with how dates lined up we only had payments on our smallest mortgage and the store loan this time. Next update will be great!

Celebrations for this update:
-$265.48 paid off in the last 2 weeks!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $3,249.74
Mom Loan #2/#3 $34,921.06
MO Mortgage $80,493.13
My Mortgage $144,450.00
Our Mortgage $240,616.34
Total = $503,730.27

Down $265.48 in the last two weeks!

Starting total was $613,351.27
$109,621.00 paid off since 6/19/15 (including downpayment on house and adding new truck loan)!!!!!

Debt Update - 3/15/19

March 26th, 2019 at 12:39 pm

This update is late as I was having trouble with my blog at the time and then I was gone on vacation.

Celebrations for this update:
-$1003.11 paid off in the last 2 weeks!!
-Rental #1 went under the next $1000 mark!!
-Our Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the 9th update in a row!! This is now my longest streak!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $3,368.35
Mom Loan #2/#3 $34,921.06
MO Mortgage $80,640.00
My Mortgage $144,450.00
Our Mortgage $240,616.34
Total = $503,995.75

Down $1003.11 in the last two weeks!

Starting total was $613,351.27
$109,355.52 paid off since 6/19/15 (including downpayment on house and adding new truck loan)!!!!!

Debt Update - 3/1/19

March 1st, 2019 at 02:36 pm

Celebrations for this update:
-$919.33 paid off in the last 2 weeks!!
-Mom Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark for the 8th update in a row!! This is now my longest streak!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $3,486.87
Mom Loan #2/#3 $34,921.06
MO Mortgage $81,020.00
My Mortgage $144,540.00
Our Mortgage $241,030.93
Total = $504,998.86

Down $919.33 in the last two weeks!

Starting total was $613,351.27
$108,352.41 paid off since 6/19/15 (including downpayment on house and adding new truck loan)!!!!!