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Archive for April, 2011

$20K Update!

April 28th, 2011 at 01:18 am

Current Balance $13,865.00
+$85.00 to retirement hold account
-$28.00 to ROTH IRA
+$3.00 Even Out Amount
New Balance $13,925.00

ING $9595.00
Home Improvements(cash) $700.00
HSBC $3630.00
Total = $13,925.00

On 4/30/11 we will get interest for the month and then I will put in my even out amounts to get us to $14K! It will be short lived, but still exciting that we are getting "up there".

Moving around the MOH Money

April 28th, 2011 at 01:11 am

Well the wedding is in just 2 1/2 weeks and we have not had to use the MOH money. I just paid for everything out of checking as it came up, so still have the full $500 set aside in savings. So I moved the $500 to the EF since that is the next fund we are working on. Now the EF is at $2300 and the goal is $3000 for this year, so we are getting there. This summer will be rough, but we just have to be diligent!

YIKES - Overspending!

April 28th, 2011 at 01:06 am

Our CC bill cut for the month.....a normal month is about $1200 - $1400.......this month it cut at $2400!!! AWWWW!!! A lot of it is from DH's trip to TX, he spend a lot of money on food, drinks, entertainment and some shopping. I am glad he had a nice trip, but YIKES! Since we are already playing catch up as is, I doubt we will be able to make it through the next month without taking out of svings to cover this bill....sad face...

Happy (Belated) Easter!

April 26th, 2011 at 12:22 am

Happy Easter everyone! I have not been getting many entries in this month. I have been super busy with stuff for this wedding and working my booty off at the gym. I am down 12 lbs and would like to be down 11 more by the wedding.....but only 3 weeks left and even though I tried REALLY hard at Easter it is still slowing me down. We went out of town for Easter, but only spend about $30 for food we had to bring to the party. Also went to a casino there and lost about $100, but was fun family time, so it was worth it.
Just got home from a walk, so happy for sunny weather finally!!

Bachelorette Party!

April 19th, 2011 at 12:57 am

Had the Bachelorette party for the wedding I am MOH in this last weekend. I was pretty happy how the costs went. I stayed with the bride to be, so no hotel costs. I took $60 out of the ATM and still had $21 left at the end of the night. I did use my credit card for dinner and at one bar, but that was only about $30 total. Then the next day I had lunch, $8, and had to fill my tank to go back home, $50. Overall pretty cheap time considered how much we drank. Smile It was a very fun time and I didn't even puke!.......ok maybe just a little. :0 Haahaa!

Wheel of Fortune

April 15th, 2011 at 02:49 am

A friend of mine was on Wheel of Fortune today and won $56K!!!!!!!! WOWOWOWOWOWOWOWOWOWOW!!!!!

$20K Update

April 13th, 2011 at 03:01 am

Current Balance $13,630.00
+$25.00 to EF
+$25.00 to Home Improvements
+$100.00 to Anniversary Cruise
+$85.00 to retirement hold account
New Balance $13,865.00

ING $9535.00
Home Improvements(cash) $700.00
HSBC $3630.00
Total = $13,865.00

Closing in on $14K....hoping we can get there before we have to payoff the washer and dryer and then savings goes down $1000.

Mini Win on the mortgage front!

April 11th, 2011 at 01:44 am

Well I made a little progress with the mortgage company about the fees I have been trying to get reimbursed (yes it's still going on....). I have still been fighting with them, trying to get supervisors to call me back and faxing in more information to them. Very annoying and frustrating. But today I logged on to check my balance since they messed up my last payment as well. I didn't post about that on here because I was soooo mad at the time that they had messed up another payment that I was ready to break something. I had sent in a principle payment for April, I wrote ALL over the payment coupon and check that it was for PRINCIPLE PAYMENT ONLY and they still applied it to May's payment......A N G R Y ! ! ! ! ! Anyways, I was logging on to make sure that they had corrected that (which they did) and saw that they have now credited me back the $12.50 I had to pay to make the online payment for March. So that is something at least. They credited the $12.50 to my principle balance, so that takes the mortgage down to $132,437.50. So now since the $60 was credited back from my bank and the mortgage company gave back the $12.50 fee, we are technically back to even. Still hoping the mortgage company will give back the $60 as they are the ones responsible for it. But if they don't at least now we are not out anything except for time and frustration.

Low spend weekend

April 9th, 2011 at 02:50 pm

So I was originally going to label this "No spend weekend". DH is out of town and I was going to try to spend $0 this weekend. The fridge is full of food, my car is full of gas, and no reason to go spend any money. But 5 min ago a good friend of mine called and said he got in a fight with his girlfriend last night and went home early. Then this morning he went to his gf house to say he was sorry, and when he got there, there was another guy in the house! Frown So he is super depressed and called to talk and wants to go get a drink tonight and talk about it. Poor guy. Frown So I will go out for a few drinks with him, but will try not to spend too much. Either way that should be my only expense of the weekend.

To Do

April 9th, 2011 at 02:45 pm

DH is gone for the long weekend. He got sent to TX for work trip, JEALOUS! So I made a huge to do list to get some stuff done and get some spring cleaning done.

(X)1)Mail Netflix
(X)2)Write up calender
(X)3)Wash Dishes
(X)4)Clean out fridge
(X)5)Clean out freezer
(X)6)Wipe down fridge/freezer
(X)7)Dinner with Mom
(X)8)Clean out microwave
(X)9)Wash laundry
(X)10)Put away clothes in bedroom
(X)11)Wash bedding
(X)12)Walk electric bill to drop box
(X)14)Pay DH's medical bill
( )15)Clean off landing
( )16)Wrap wedding present
( )17)Write MOH speech
( )19)Put rugs in bathroom
( )20)Pick up bedroom
( )21)Pick up living room
( )22)Sweep floor
( )23)Mop floor
( )24)Clean out garbage closet
( )25)4/9/11 Workout
( )26)4/10/11 Workout
(X)27)Order free Coke shirt
(X)28)Renew vehicle registration
(X)29)Update 100K Club on WIR
(X)30)Organize tupperware cupboard
(X)31)Clean and pluck grapes
(X)32)Pay Discover Card

ETA - Added a few more to do and crossed off quite a few already this morning!

Bonus $$ from FIL

April 7th, 2011 at 01:36 am

DH got a check in the mail from his Dad for $100. He is so nice!! So DH decided to keep half for himself for "fun" money, and put the other $50 in the lawn mower fund. Since the lawn mower fund is now up to $700 I am going to rename that Home Improvements since it is going to be for more then just a lawn mower.

Current Balance $13,680.00
+$50.00 FIL Bonus Money
-$112.00 to Roth IRA
+$12.00 Even Out Amount
New Balance $13,630.00

ING $9400.00
Home Improvements(cash) $700.00
HSBC $3530.00
Total = $13,630.00

$20K Update

April 5th, 2011 at 10:04 pm

Current Balance $13,630.00
+$50.00 Detention money to lawn mower fund
New Balance $13,680.00

ING $9500.00
Lawn Mower/Vacuum(cash) $650.00
HSBC $3530.00
Total = $13,680.00

April Savings Update

April 3rd, 2011 at 11:26 pm

April 2011 Savings update
As of April 1, 2011:

Regular Savings:
Emergency Fund $1805
Anniversary Cruise $3530
Home Maintanence $120
Cushion $1420
HSA $3975
New Car $2005 - Complete
New Lawn Mower (cash) $600 - Complete
MOH $505 - Complete
Laptop $405 - Complete
Washer and Dryer $1000 - Complete
Vacation - $2535 - Complete
Total Regular Savings = $17,900.00

Retirement Savings:
Retirement Hold Account $1100
Roth IRA $3320
Rollover IRA $1375
401K $14,015
403B $10,000 (est)
Total Retirement Savings = $29,810.00

Total Savings = $47,710
Up $2,230 from last month! Woot woot!

$20K Update

April 2nd, 2011 at 02:13 am

Current Balance $13,490.00
+$7.21 ING Interest
+$27.79 Even Out Amount
+$20.00 to EF
+$85.00 to Retirement Hold Account
New Balance $13,630.00

ING $9500.00
Lawn Mower/Vacuum(cash) $600.00
HSBC $3530.00
Total = $13,630.00

Also my 401K hit the next thousand mark today, $14K!

Using some coupons and finding some good deals

April 2nd, 2011 at 01:38 am

Made several stops shopping:

Victoria Secret (VS2/2011)
-Free Lace HipHugger $10.50
-$10 off. Used on $11.50 undies.
Total spent = $1.60
Total saved = $20.50

-Free travel size item. Used on $5.00 Spray.
Total spent = $0
Total saved = $5.00

Hit the clearance rack in the lingerie dept to get some much needed bras.
1) $35.00 bra, on clearance for $17.50, plus 15% off, = $14.87
2) $20.00 bra, on clearance for $3.97, plus 15% off, = $3.37
Total spent = $19.33
Total saved = $36.76

Total spent at 3 stores = $20.93
Total saved at 3 stores = $62.26

Then I went to Target and got the bridal shower gift and wedding gift for the wedding I am the MOH in. Spent $50 and got a canister set, some cute spring spatulas, a tumbler set and a game. Also got a basketball for DH that was on sale ($4.30 off).

Also went to Red Lobster today and used my $10 coupon. Yeah for Lobsterfest! So yummy!