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HSA Funds and Health Screening

October 7th, 2011 at 12:33 am

At my work they let us enter our workout minutes and healthy eating choices to get funds for your HSA. I am able to earn up to $500 a year and so is my husband. I reached my $500 this week! DH has not entered his information in a long time, so I need to get him moving on it as he has only earned $25 so far. It is a great program that they offer to help get extra funds into our HSA.

We also have a program to help with the premiums. My insurance premiums are only $600 a year ($25 a paycheck)for me and DH. They offer a metobolic screening test, and if you meet the requirements then you get credits to your insurance premium. I can earn $300 by meeting the 3 of the 5 criteria (blood pressure, blood sugar, waist circumference, cholesterol and triglcyerides) and DH can get a $300 credit just for doing the testing, he doesn't even need to meet any criteria. Last year the testing was only offered to the employees, not to the spouses. I met all 5 of the criteria last year, so I am expecting to get the full $600 credit, so I won't have to pay anything for health insurance premiums! Testing is in about 2 weeks so we should have the results in about a month and then we will know if we have any premium for 2012.

5 Responses to “HSA Funds and Health Screening”

  1. Looking Forward Says:

    What great ideas! Really rewards you for being healthy and that totally makes sense.

  2. Ima saver Says:

    That is wonderful!

  3. crazyliblady Says:

    I got a letter about this in the mail today from my state's health insurance department. I have multiple questions, including whether the "rewards" and "discounts" are considered taxable income. My guess is they probably are, but they probably aren't going to say that. And I also don't like someone telling me what to do to improve my health. That decision is between me and my health care professionals. It is not business of my insurance company or my state government. It also just seems like a situation ripe for the possibility of identity theft and invasion of my privacy.

  4. Banker Gurl Says:

    Wow crazylady, I don't see it that way at all. These are OPTIONAL, FREE programs that my work offers to encourage their workers to be healthy. You also get a premium credit for being a non smoker. I think it is great that they want their employees to be healthy, and reward them for making healthy decisions. But for any employee that does not want to participate, that is there own decision. I am not sure how identity theft would occur by me entering if I had too much sugar today, or how many minutes I play softball.

  5. Jerry Says:

    I can't believe how reasonable your insurance premiums are! That is a load cheaper than what we were paying in Maine (but they have the second highest premiums in the US, after New Jersey, I believe). I have a friend whose costs lead to $21k out of pocket for their family per year, and they are considering moving just because of that!

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