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Refinancing - Locked in at 2.75%, 10 year loan!!!!

February 9th, 2012 at 07:52 pm

Yup you read that right!! 2.75%!!! So excited! We were not planning on refinancing again....but couldn't say no to that rate! We will not be done with all the paper work and appraisal until closer to the end of March. So the longest we could have our mortgage, even if we don't pay any extra would be 2022, and I would be 37. It feels amazing to know we will FOR SURE be mortgage free before I'm 40...hopefully by the time I'm 35!

10 Responses to “Refinancing - Locked in at 2.75%, 10 year loan!!!!”

  1. guppy Says:

    That's AWESOME! Can I ask which bank you're going with? T and I refinanced a couple years ago and have 13 years left on our mortgage. I'll be 40 if we don't pay any extra to it, but he'll be 42. It kinda urks me that he'll be over 40 so I've been scheming myself to see if we can have it done before his 40th birthday. It's funny the silly games we play, but hey, all in the name of saving money!

  2. creditcardfree Says:

    Wow that is a low rate. Are you paying points?

  3. MonkeyMama Says:

    That is awesome!


  4. Petunia 100 Says:

    Wow! What an awesome deal! Congrats.

  5. Nika Says:

    Congrats! this sounds AMAZING!

  6. mjrube94 Says:

    That's fantastic. I got a 10 yr at 3.875% last year and thought that was unbeatable. Congrats!

  7. Momma23 Says:

    Yes, what bank?

  8. Banker Gurl Says:

    The bank we are going through is Gate City Bank. I believe they are just located in the upper midwest...ND and MN.

  9. Jerry Says:

    Holy cow, 2.75% is an unbelievable rate! The fact that it will lead you to be mortgage free by 40 (or probably even earlier) will offer you great insurance for financial freedom. Congratulations!
    Jerry

  10. Katwoman Says:

    Now that's what I call a real peach of a deal! Congrats.

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