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Home > Refinancing - Locked in at 2.75%, 10 year loan!!!!

Refinancing - Locked in at 2.75%, 10 year loan!!!!

February 10th, 2012 at 03:52 am

Yup you read that right!! 2.75%!!! So excited! We were not planning on refinancing again....but couldn't say no to that rate! We will not be done with all the paper work and appraisal until closer to the end of March. So the longest we could have our mortgage, even if we don't pay any extra would be 2022, and I would be 37. It feels amazing to know we will FOR SURE be mortgage free before I'm 40...hopefully by the time I'm 35!

Posted in Mortgage/Debt Payoff | 10 Comments »

10 Responses to “Refinancing - Locked in at 2.75%, 10 year loan!!!!”

  1. guppy Says:
    February 10th, 2012 at 12:14 pm 1328876060
    1328876060

    That's AWESOME! Can I ask which bank you're going with? T and I refinanced a couple years ago and have 13 years left on our mortgage. I'll be 40 if we don't pay any extra to it, but he'll be 42. It kinda urks me that he'll be over 40 so I've been scheming myself to see if we can have it done before his 40th birthday. It's funny the silly games we play, but hey, all in the name of saving money!

  2. creditcardfree Says:
    February 10th, 2012 at 12:56 pm 1328878619
    1328878619

    Wow that is a low rate. Are you paying points?

  3. MonkeyMama Says:
    February 10th, 2012 at 02:08 pm 1328882899
    1328882899

    That is awesome!


  4. Petunia 100 Says:
    February 10th, 2012 at 04:47 pm 1328892428
    1328892428

    Wow! What an awesome deal! Congrats.

  5. Nika Says:
    February 10th, 2012 at 09:32 pm 1328909539
    1328909539

    Congrats! this sounds AMAZING!

  6. mjrube94 Says:
    February 11th, 2012 at 12:06 am 1328918805
    1328918805

    That's fantastic. I got a 10 yr at 3.875% last year and thought that was unbeatable. Congrats!

  7. Momma23 Says:
    February 11th, 2012 at 04:32 am 1328934737
    1328934737

    Yes, what bank?

  8. Banker Gurl Says:
    February 11th, 2012 at 04:51 pm 1328979062
    1328979062

    The bank we are going through is Gate City Bank. I believe they are just located in the upper midwest...ND and MN.

  9. Jerry Says:
    February 12th, 2012 at 09:44 pm 1329083058
    1329083058

    Holy cow, 2.75% is an unbelievable rate! The fact that it will lead you to be mortgage free by 40 (or probably even earlier) will offer you great insurance for financial freedom. Congratulations!
    Jerry

  10. Katwoman Says:
    February 15th, 2012 at 12:54 am 1329267281
    1329267281

    Now that's what I call a real peach of a deal! Congrats.

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