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Refinance is complete!: Banker Gurl's More Bang For Your Buck!
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Refinance is complete!

April 9th, 2012 at 01:25 am

We finished our refinance! We are officially in our loan for 10 years, 2.75%! We don't have to pay the mortgage for April or May, so that is $1500 each month that we can use for what we need. I put Aprils $1500 in savings for a new car. We may use some of Mays for fun, and then the rest into the new car savings...we will see closer to the end of April. We also got $1700 back from closing costs being over estimated. For now I have left that in checking because DH is going on a little trip in May, and we make significantly less in the summer, so it will be good to go into the summer with some extra cushion in checking.
We didn't pay the closing costs this time, just rolled them into the mortgage so our new balance is $127,550.00. Can't wait till June 1, so we can start taking that baby DOWN!

6 Responses to “Refinance is complete!”

  1. NJDebbie Says:

    Nice and may the countdown begin!

  2. ThriftoRama Says:

    Geesh. That is a good rate!

  3. creditcardfree Says:

    That's great!

  4. creditcardfree Says:

    Is that an ARM rate? Just curious.

  5. MonkeyMama Says:

    Yay!

  6. Banker Gurl Says:

    No it is not an ARM, it is fixed for 10 years. Thanks everyone!

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