So with Friday's paycheck our HSA reached $8K! Wow! So I was sooo excited that we had $8K just sitting there....JUST IN CASE something happened we can be comfortable that between insurance and the money in the HSA we wouldn't have to pay anything OOP for medical expenses. I have been very diligently putting $125 every single paycheck into the HSA. I was so happy that I texted DH and my Mom that we had reached this great number. So that was Friday....Saturday night we were at a BBQ with some friends and DH ends up hurting his knee so bad that I have to take him to the ER! I was inside the house when it happened, so I didn't see it, but apparently he was joking around and pretended to kick something and when he planted his left foot and kicked with his right, he lost his balance and fell...only his left leg which was planted didn't give out...it was locked in place and so when he fell it didn't fall with him and got all twisted up. UGH. So his knee bone is literally poking out the side of his leg....not out of the skin, but it's a huge knob on the side of his leg where it shouldn't be. So we went to the ER and got xrays..nothing broken, but they want to do an MRI cause they think some of the tendons/ligaments are no longer attached. Tomorrow he goes in to see the orthopedic surgeon and see about the MRI, and then see about surgery. We are on a HDHP (High Deductible Health Plan) so we have to meet a $3K deductible before the plan kicks in...and with what we've heard so far sounds like we will meet the whole thing. SIGH....oh well that is what we saved for so I guess we just have to feel lucky it is there when we need it and hope DH feels better soon.