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Viewing the '$20K challenge' Category

$20K Update

September 24th, 2018 at 06:11 am

Egress Window for Rental #1 is finally done and we are finishing up some painting and cleaning to get our new renter in there by October 1st. I hate savings being this low, hopefully we can get it moving back up soon!

Current Balance $15,745.00
+$6.00 Mike's Hard Lemonade Rebate
+$19.00 FB Sales
+$30.00 Phone Savings
-$250.00 Return Deposit to Rental #1 (DM)
-$3600.00 Egress Window for Rental #1
Balance $11,950.00

Local Savings $260.00
GC Savings $1185.00
Capital 360 Savings (US) $4235.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$250.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $11,950.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

September 18th, 2018 at 07:16 am

I won football picks the first week! Whoo hoo! Egress Windows are getting put in today at Rental #1, so we will need to take out of savings for that, but otherwise doing good. We are going to have a small rummage sale this weekend so hopefully will get a little bump from that if the weather isn't too cold.

Current Balance $15,260.00
+$40.00 FB Sales
+$60.00 Football Picks
+$50.00 My Payday to Our Savings (9/21)
+$75.00 My Payday to Mom Loan Savings (9/21)
+$3.26 Cap360 Interest
+$6.74 Even Out Amount
+$250.00 New Renter Partial Deposit
Balance $15,745.00

Local Savings $3235.00
GC Savings $1755.00
Capital 360 Savings (US) $3285.00
Capital 360 Savings (Mom Loan Payback Account)$4520.00
Capital 360 Savings (Rental Deposit Account #1)$1450.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,745.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

September 10th, 2018 at 12:20 pm

Here is our after Vegas update. We didn't have much luck on the slots but had a lot of fun together and enjoyed vacation!

Current Balance $18,000.00
+$35.00 FB Sales
+$50.00 MO Payday to Our Savings (8/31)
+$50.00 My Payday to Our Savings (9/7)
+$75.00 My Payday to Mom Loan Savings (9/7)
+$50.00 MO Payday to Our Savings (9/14)
-$3000.00 Vegas Vaca
Balance $15,260.00

Local Savings $3135.00
GC Savings $1755.00
Capital 360 Savings (US) $3230.00
Capital 360 Savings (Mom Loan Payback Account)$4440.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,260.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - $18K! Bills, Bills, Bills.....

August 24th, 2018 at 09:29 am

Whoo hoo we made it to $18K! Things are crazy here and I am worried about savings. It looks great now, but we are having a lot of trouble with the renter in Rental #1 who is breaking their lease and moving out early since they bought a house. We are working to find a new renter, but if we don't find someone for the same monthly rent, the previous renter will be responsible for the difference until the end of their original lease term. They are not happy about that and seem to not understand that breaking their lease has consequences for them. We had a promising showing yesterday, so hopefully that works out and we can get past this unpleasantness.

Since our Jeep was totaled out a few weeks ago we are using the car and the truck. My car has over 225K miles on it and has been iffy at best lately. With us living an hr away from the closest "big city", I am not very comfortable driving it that far anymore (especially as temps will begin to change soon). The truck has 100k+ miles on it, and of course is a gas hog, do it's not reasonable to drive that to town unless we actually need to transport something. So we need to find a new vehicle sooner then later and get rid of my car.

We are also putting in an egress window and a cement patio on Rental #1. Just the window is over $4K which is crazy to me, but apparently $3K-$4.5K is the estimates we are getting and the lower estimate we got back in March and STILL, 5 months later, they have not showed up to do the work, so we are moving on to a different vendor so we can get that done before it gets cold out. Hoping MO and some friends can do the cement patio to save some money there.

Oh and we leave for Vegas in 2 days....we have had this trip planned for awhile, and it is the last one we will have for some time, unfortunate that all of these other expenses came up right before we leave, puts a damper on the getting out of town to relax concept when you know you shouldn't be spending money.

Current Balance $17,900.00
+$25.00 FB Sales
+$30.00 Phone Savings
+$45.00 To get to $18K!
Balance $18,000.00

Local Savings $3100.00
GC Savings $1755.00
Capital 360 Savings (US) $6080.00
Capital 360 Savings (Mom Loan Payback Account)$4365.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - We got the payout for the Jeep

August 22nd, 2018 at 11:56 am

The Jeep check came in quickly which was nice. It was $4846.33. The majority of it went towards bills that we would have had to take money out of savings for....over $2000 in medical bills, several hundred in rental repairs/updates, and several hundred in vet bills (one of our dogs has a lot of ear and allergy issues, and the other needed yearly checkup). That was the end of the medical bills for the year, we met our OOP Max back in May and we have now received and paid all of the bills. So that is a relief to be done with those for this year. We should have some money left from the Jeep check after the bills are paid, but we are going on vaca in a few days, so I am going to wait for the dust to settle before I move more to savings. We are almost to $18K!!!


Current Balance $17,725.00
+$50.00 MO Payday to Our Savings (8/17)
+$50.00 My Payday to Our Savings (8/24)
+$75.00 My Payday to Mom Loan Savings (8/24)
Balance $17,900.00

Local Savings $3075.00
GC Savings $1680.00
Capital 360 Savings (US) $6080.00
Capital 360 Savings (Mom Loan Payback Account)$4365.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,900.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

August 13th, 2018 at 01:10 pm

Well the Jeep is totaled. We are still waiting to hear how much we will get back for it. Also our renter in Rental #1 is looking at buying a house which stinks as they have only been in there for a few months. If we don't find someone new right away they would lose their security deposit, but we would much rather have a good renter then have to deal with all of that again.

Current Balance $17,570.00
+$140.00 FB Sales
+$8.33 Cap 360 Interest
+$6.67 Even Out Amounts
Balance $17,725.00

Local Savings $3075.00
GC Savings $1680.00
Capital 360 Savings (US) $5980.00
Capital 360 Savings (Mom Loan Payback Account)$4290.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,725.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

August 8th, 2018 at 09:16 am

Current Balance $17,385.00
+$60.00 FB Sales
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $17,570.00

Local Savings $2935.00
GC Savings $1680.00
Capital 360 Savings (US) $5970.00
Capital 360 Savings (Mom Loan Payback Account)$4285.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,570.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

August 3rd, 2018 at 12:49 pm

Current Balance $17,335.00
+$50.00 MO Payday to Our Savings
Balance $17,385.00

Local Savings $2875.00
GC Savings $1680.00
Capital 360 Savings (US) $5920.00
Capital 360 Savings (Mom Loan Payback Account)$4210.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,385.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

July 30th, 2018 at 09:54 am

Just a little drop in the bucket!

Current Balance $17,310.00
+$15.00 FB Sales
+$7.72 Local Savings Interest
+$2.28 Local Savings Even Out Amount
Balance $17,335.00

Local Savings $2875.00
GC Savings $1680.00
Capital 360 Savings (US) $5870.00
Capital 360 Savings (Mom Loan Payback Account)$4210.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,335.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

July 24th, 2018 at 08:43 am

Nice deposit with the FB Sales money!

Current Balance $17,005.00
+$100.00 FB Sales
+$50.00 MO Payday to Our Savings (7/20)
+$50.00 My Payday to Our Savings (7/27)
+$75.00 My Payday to Mom Loan Savings (7/27)
+$30.00 Phone Savings
Balance $17,310.00

Local Savings $2850.00
GC Savings $1680.00
Capital 360 Savings (US) $5870.00
Capital 360 Savings (Mom Loan Payback Account)$4210.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,310.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update - $17K!

July 17th, 2018 at 09:09 am

A little extra bump to savings, and we also got our 52 Week Challenge Money up to date. Almost up to $1000 in there now!

Current Balance $16,795.00
+$10.00 FB Sales
+$200.00 Extra Cash at home
Balance $17,005.00

Local Savings $2750.00
GC Savings $1650.00
Capital 360 Savings (US) $5770.00
Capital 360 Savings (Mom Loan Payback Account)$4135.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,005.00

52 Week Challenge
2018 Total = $970 (Weeks 1-30, 35-39, 41-45, 52-53)

$20K Update

July 12th, 2018 at 07:42 am

We took in our change and added a nice little bit to savings!

Current Balance $16,215.00
+$50.00 My Payday to Our Savings (7/13)
+$75.00 My Payday to Mom Loan Savings (7/13)
+$455.00 Coin
Balance $16,795.00

Local Savings $2540.00
GC Savings $1650.00
Capital 360 Savings (US) $5770.00
Capital 360 Savings (Mom Loan Payback Account)$4135.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,795.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

$20K Update

July 10th, 2018 at 08:02 am

Current Balance $16,140.00
+$50.00 MO Payday to Our Savings (7/6)
+.19 GC Savings Interest
+$9.81 GC Even Out Amount
+$3.21 Mom Loan Interest
+1.79 Mom Loan Even Out Amount
+$4.52 Our Savings Interest
+.48 Our Savings Even Out Amount
+$5.00 FB Sales
Balance $16,215.00

Local Savings $2085.00
GC Savings $1650.00
Capital 360 Savings (US) $5720.00
Capital 360 Savings (Mom Loan Payback Account)$4060.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,215.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

$20K Update - Back to $16K

July 3rd, 2018 at 08:03 am

Current Balance $15,955.00
+$50.00 My Payday to Our Savings (6/29)
+$75.00 My Payday to Mom Loan Savings (6/29)
+$60.00 FB Sales
Balance $16,140.00

Local Savings $2080.00
GC Savings $1640.00
Capital 360 Savings (US) $5665.00
Capital 360 Savings (Mom Loan Payback Account)$4055.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,140.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

$20K Update

June 26th, 2018 at 07:14 am

Current Balance $15,835.00
+$90.00 FB Sales
+$30.00 Phone Savings
Balance $15,955.00

Local Savings $2020.00
GC Savings $1640.00
Capital 360 Savings (US) $5615.00
Capital 360 Savings (Mom Loan Payback Account)$3980.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,955.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

$20K Update - Paying Bills :(

June 21st, 2018 at 04:11 pm

Ouchie!!! Lots of bills came due and also some fun money spent too. Taking a big hit. Hoping we can put most of the $1700 that is on hold in checking right now back into savings soon.

We also have about $2000 in medical bills that will be coming in soon. So thankful for having squirreled all this away to pay these bills! Also the new renter for Rental #2 is moving in July 1st, so that will be a HUGE help to the cash flow and hopefully we will be back to normal with savings soon.

Current Balance $22,585.00
+$50.00 MO Payday to Our Savings (6/22)
-$600.00 Hubby Bachelor Party in Deadwood
-$600.00 Casino Weekend
-$1500.00 New fridge for Rental #2
-$425.00 Paddle Boat
-$1075.00 New carpet for Rental #2
-$400.00 Truck Repairs
-$500.00 New Hot Tub Cover for our house
-$1700.00 Holding in checking till bills are all settled
Balance $15,835.00

Local Savings $1930.00
GC Savings $1610.00
Capital 360 Savings (US) $5615.00
Capital 360 Savings (Mom Loan Payback Account)$3980.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,835.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)