Current Balance $14,285.00
+$250.00 Bingo Payday
New Balance $14,535.00

Bingo Money $1755.00
ING $7855.00
Home Improvements(cash) $515.00
HSBC $4410.00
Total = $14,535.00

Added $250.76 to Bingo Tips
Tips total - $600.98
Wage total - $1157.15
Total Bingo Money - $1758.13

Got my rebate from Prevacid for $15.99, so I rounded it up and added $20 to the EF. Also got my Bingo Tips for the week, reached $1500 in the Bingo Money!

Current Balance $14,210.00
+$55.00 Bingo Tips
+$20.00 Prevacid Rebate
New Balance $14,285.00

Bingo Money $1505.00
ING $7855.00
Home Improvements(cash) $515.00
HSBC $4410.00
Total = $14,285.00

Added $56.60 to Bingo Tips
Tips total - $600.98
Wage total - $906.39
Total Bingo Money - $1507.37

Current Balance $13,520.00
+$55.00 Bingo Tips
+$225.00 Bingo Wages
New Balance $13,800.00

Bingo Money $1370.00
ING $7640.00
Home Improvements(cash) $385.00
HSBC $4405.00
Total = $13,800.00

Added $55.57 to Bingo Tips and $228.31 to Bingo Wages
Tips total - $467.83
Wage total - $906.39
Total Bingo Money - $1374.22

We paid off our laptop loan...it was 12 months at 0% interest, so it is time to pay it off now before the interest hits. That was the last 0% loan we had due. Now back down to just the mortgage again. Also had my Bingo tips for the week.

Current Balance $13,500.00
+$70.00 Bingo Tips
+$100.00 to Anniversary Cruise Savings
+$100.00 to Sept 2012 Savings
-$250.00 to pay off laptop loan
New Balance $13,520.00

Bingo Money $1090.00
ING $7640.00
Home Improvements(cash) $385.00
HSBC $4405.00
Total = $13,320.00

Added $67.76 to Bingo Tips
Tips total - $412.26
Wage total - $678.08
Total Bingo Money - $1090.34

GusitaRenker asked:
Have you decided what you're doing with the bingo money?


No, I still haven't put a for sure answer on that.....right now I am leaning towards saving it for a new to us car when one of ours dies. One of our cars has over 140K miles and the other has over 110K miles. I am just always thinking how stupid I would feel if I put all this extra money towards the mortgage and then we had to get an autoloan. I would feel like an idiot! LOL So that is the though right now for the Bingo money.....for now I still just have it all at home. I plan to get some things moved around at ING soon to make a "Bingo" account.
Thanks for asking!

Current Balance $13,125.00
+$285.00 Bingo Wages
+$85.00 to Retirement Hold Account
+$5.00 Even Out Amount
New Balance $13,500.00

Bingo Money $1020.00
ING $7790.00
Home Improvements(cash) $385.00
HSBC $4305.00
Total = $13,500.00

Added $282.59 to Bingo Wages
Tips total - $344.50
Wage total - $678.08
Total Bingo Money - $1022.58

Bingo money is now over $1000!! YEAH!

Current Balance $13,080.00
+$45.00 Bingo Tips
New Balance $13,125.00

Bingo Money $735.00
ING $7700.00
Home Improvements(cash) $385.00
HSBC $4305.00
Total = $13,125.00

Added $45.13 to Bingo Tips
Tips total - $344.50
Wage total - $395.49
Total Bingo Money - $739.99

Current Balance $12,905.00
+$100.00 Bingo Tips
New Balance $13,005.00

Bingo Money $690.00
ING $7760.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $13,005.00

Added $101.75 to Bingo Tips
Tips total - $299.37
Wage total - $395.49
Total Bingo Money - $694.86

Now that I have the bingo money coming in we should finally be able to get past the cursed $14K mark. Full steam ahead!

Current Balance $12,405.00
-$28.00 to ROTH IRA
+$3.00 Even Out Amount
+$240.00 Bingo Wages
+$100.00 to EF
+$100.00 to Sept 2012
+$85.00 to Retirement Savings Account
New Balance $12,905.00

Bingo Money $590.00
ING $7760.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,905.00

Added $239.20 to Bingo Tips
Tips total - $197.62
Wage total - $395.49
Total Bingo Money - $593.11

Current Balance $12,335.00
+$55.00 Bingo Tips
+$15.00 Even Out Amount to ING EF
New Balance $12,405.00

Bingo Money $350.00
ING $7500.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,405.00

Added $58.67 to Bingo Tips
Tips total - $197.62
Wage total - $156.29
Total Bingo Money - $353.91

Current Balance $12,275.00
+$60.00 Bingo Tips
New Balance $12,335.00

Bingo Money $295.00
ING $7485.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,335.00

Added $59.94 to Bingo Tips
Tips total - $138.95
Wage total - $156.29
Total Bingo Money - $295.24

Normally we don't get our tips till Monday, but someone called in sick today and they called me to see if they could come in. So I picked up about 5 hours, and while I was there I was able to get my tips. I was really excited about the total! I am almost to $300 already with Bingo Money!

Got my first paycheck from Bingo..I was hoping it would be $100, so I was very happy to find out it was $156.29! So that was a nice surprise!

I was planning to put a lot more in savings this paycheck, but we still seem to be playing catch up from this summer. Looking ahead I think it will be figured out withint he next 2-4 weeks. In the meantime we keep trying to keep our CC low for the month. We are at $700 and have 2 weeks left...trying to stay under $1300, so are pretty close to on track.

Current Balance $11,930.00
+$160.00 Bingo Paycheck
+$100.00 to Anniversary Cruise
+$85.00 to Retirement Hold Account
New Balance $12,275.00

Bingo Money $235.00
ING $7485.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,275.00

Added $156.29 to Bingo Wages
Tips total - $79.01
Wage total - $156.29
Total Bingo Money - $235.30

Current Balance $11,910.00
+$20.00 Bingo Tips
New Balance $11,930.00

Bingo Money $75.00
ING $7400.00
Home Improvements(cash) $255.00
HSBC $4200.00
Total = $11,930.00

Added $19.09 to Bingo Tips
Bingo Tips total
Tips total - $79.01
Wage total - $0
Total Bingo Money - $79.01

My tips for this week were $36.23. Added to the challenge plus a little even out amount to get us back to $12K!

Current Balance $11,940.00
+$35.00 Bingo Tips
+$25.00 Even Out Amount to EF
New Balance $12,000.00

Bingo Money $55.00
ING $7490.00
Home Improvements(cash) $255.00
HSBC $4200.00
Total = $12,000.00



Added $36.23 to my Bingo Tips total
Tips total - $59.92
Wage total - $0
Total Bingo Money - $59.92

Well I only worked one shift for about 6 1/2 hours and I got to go pick my tips up on Monday. $23.69! Not bad! They are shared tips and then divided by the number of hours you work. With tips I am making a little over $11 an hour, which I am happy with for an easy part time job. So for now I am just going to save that money seperate till I decide for sure what I want to do with it. I am only going to add this to the $20K Challenge in $5 increments so that it doesn't get confusing, so I just added $20 to that instead of $23.69.

Tips total - $23.69
Wage total - $0
Total Bingo Money - $23.69

Still can't decide if I want to save this for a snowblower or to the EF, or the mortgage savings account.....hmmm......oh well no hurry on what to decide.

Yesterday was my first day at my second job at the Bingo hall. It was super fun! It is definitely a crazy enviroment and I was beat when I got home, but I think the job will be a good fit because I like a fast paced enviroment.
I caught on very quickly, though Bingo is a lot more confusing then I thought it would be.....lots of different kinds of games and different packages you can buy for different costs.
Tomorrow I can pick up my first set of tips, probably won't be much at all as it is shared tips and then divided by the number of hours you worked, and I only worked 7 hours this week....but something is better then nothing and I am still trying to decide exactly what savings I want this going towards....

It's time to get really serious about meeting the $20K challenge and bringing us one step closer to paying off our mortgage. So I got a second job today!
I wanted something easy, non-stressful, flexible hours, close to my home, and I didn't want to dress up for work. Soooo.....I am going to be a cashier at a Bingo Hall. The pay is not great, but you do make tips so that will increase the hourly wage. Also we get to pick up the cash tips once a week, so that will be nice to see our total increasing everyweek. I am hoping to work about 20 hours a week. I figured while DH was gone with cross country this would be a good thing to keep me busy and help us meet our goals. EVERY PENNY IS GOING TO SAVINGS OR THE MORTGAGE!
Tomorrow I have to go pick up my gaming license from the police station which will cost me $25, but if I stay at the job for 90 days I will get reimbursed that fee. My hours will normally be 5:30 - 9:00 when I work week nights. I think it will be easy and fun, and I am looking forward to hitting $20K!!